CN101140599A - Organism identifying system and method - Google Patents
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- CN101140599A CN101140599A CN200710111813.8A CN200710111813A CN101140599A CN 101140599 A CN101140599 A CN 101140599A CN 200710111813 A CN200710111813 A CN 200710111813A CN 101140599 A CN101140599 A CN 101140599A
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Abstract
The objective of the present invention is to provide a biosome authentication system and a method thereof, used for insuring altitudinal security on the basis of construction of a transaction system without cards and being suitable for maneuverability of users. Individual ID, finger vena information and card information are registered in a server data base in advance. During trade of an ATM, users input the individual ID or insert the card, and then the obtained information is transmitted to a server. The server transmits the received biosome information corresponding to the individual ID or the card information to the ATM. The ATM check the received biosome information with the obtained biosome information through a finger vena unit to execute a biosome authentication, and a transaction processing is executed if the biosome authentication result is successful.
Description
Technical field
The present invention relates to biometrics authentication system and the method in automatic trading apparatus (ATM) etc., used.
Background technology
In automatic trading apparatus (Automated Teller Machine:ATM), I confirmation method of great majority when implementing to withdraw the money transaction etc. is the method according to password.But, stealing passwords, pretend to be the crime of concluding the business in person sharply to increase, each financial institution restudies my confirmation method, and the example of confirming based on I that implement as the biosome of my intrinsic information that can't be stolen increases.Comprise for example fingerprint, finger vena, palm vein, iris and face etc. in the described biosome.
And,, also have consideration not need system's (patent documentation 1: Japanese kokai publication hei 11-338947 communique) of card as the method that prevents these crimes.Particularly, when transaction, the distinctive authentication information of individual (fingerprint characteristic) is sent to personal authentication mechanism with the name of importing.Personal authentication mechanism uses database by the name searching personal authentication who sends, and personal authentication's information of the name that will meet is checked with the personal authentication's information that sends.If the unanimity of checking as a result then will be delivered to consistent corresponding account number of personal authentication's information and password and check mechanism.Afterwards, implement Cipher Processing, conclude the business if can confirm as me then allow by usual way.
The system of patent documentation 1 constitutes, and when implementing the personal authentication, makes user's input authentication information (fingerprint characteristic) and sends to personal authentication mechanism.And the prerequisite of this system is, the user of registered authentication information implements transaction under the situation of not carrying bankbook and cash card.Therefore, the user who does not have consideration how to tackle unregistered authentication information utilizes the situation of this system.
And; in recent years; it is very strong that the consciousness of personal information protection becomes; in the technology of patent documentation 1; as mentioned above; owing to initial just the distinctive authentication information of individual (fingerprint characteristic) is sent to personal authentication mechanism with the name of input, therefore to the refusal of the user's that do not register in advance at database transaction, in that distinctive authentication information carries out after the transmission of personal authentication mechanism with the individual.Therefore, do not register the user of individual distinctive authentication information in advance, imported under the situation of individual distinctive authentication information and name, may have and to conclude the business but the psychology uneasiness that its Biont information is acquired attempting concluding the business.
And, in patent documentation 1, disclose, to the user who holds cash card, the user who does not hold cash card, individually carry out the method for operation guide.But, do not have openly to the user who holds cash card, the user who does not hold cash card, carry out the method for operation guide that can corresponding both sides.
Summary of the invention
In this authentication based on biosome, purpose of the present invention can address the above problem for a kind of biometrics authentication system and method are provided, and guarantees the security of height on the basis that makes up the transaction system that does not need card, and adapts to user's operability.
In the data in server storehouse, register individual ID, finger vena information in advance, reach card information.ATM makes the user import individual ID or insertion card, and the information that obtains is sent to server when transaction.Server will send to ATM with individual ID that receives or the corresponding Biont information of card information.ATM with the Biont information that receives, check with the Biont information of obtaining in the finger vena unit and carry out organism authentication, if success then carry out transaction processing.
A kind of transaction system can be provided, this transaction system has or not the card of financial institution's distribution all can implement transaction, and, in formerly situation of formerly situation of the individual ID of input, input Biont information, insert under any situation that is stuck in the first situation and can both carry out correspondence, and realize the security of height.
Description of drawings
Specify the specific embodiment of the present invention according to following accompanying drawing.
Fig. 1 is the pie graph of expression registration with the automated trading system of end device, server and ATM.
Fig. 2 is the internal frame diagram of registration with end device, server and ATM.
Fig. 3 is the process flow diagram of ATM.
Fig. 4 is the key diagram (1) that flows of data.
Fig. 5 is a database of having stored individual ID, Biont information and card information.
Fig. 6 is the key diagram (2) that flows of data.
Embodiment
Specify the preferred embodiment of the present invention with reference to the accompanying drawings.But, the part beyond the limiting structure not.
Fig. 1 represents organism authentication apparatus or biometrics authentication system, comprising: server 111, register in advance and store client or user unique Biont information that has; Registration is used for Biont information is registered to server 111 with end device 101; ATM121 automatically carries out the deposit of cash, the desirable transaction processing of user such as transaction and inquiry into balance of withdrawing the money.As described later, even under the situation of not using card, ATM121 also carries out transaction processing.In the following description, with registration with end device 101, ATM121 register respectively user's Biont information the biosome registration process, use the mode of the organism authentication processing that user's Biont information authenticates to describe, but because ATM121 has the function that registration is had with end device 101, so also can carry out the biosome registration process by ATM121 and server 111.
The biosome registration process is carried out with end device 101 and server 111 by registration, and registration has the finger vena unit 105 that user's finger vena pattern is photographed and obtained with end device 101.This processing be operator (window responsible official) the operation registration of financial institution with end device 101, and user's Biont information registered to server 111.Specifically, the operator is according to the guiding of registration with the shown transaction processing of the display part 102 of end device 101, comes operation inputting part 103 and implements the registration process of Biont information.Under operator's instruction, the finger vena information that is input to finger vena unit 105 by the user is stored in server 111.In addition, during the information of the magnetic stripe of read-write card or IC chip, will block and insert mechanism for card portion 104, and carry out various processing.
Organism authentication is handled and is undertaken by ATM121 and server 111, and ATM121 has the finger vena unit 124 that user's finger vena pattern is photographed and obtained.This is treated to the demonstration input part 122 of user's operation A TM121, has implemented to utilize confirming in person of organism authentication.Specifically, ATM121 shows by having utilized the guiding that shows input part 122, and the user is sent indication, so that finger is put in (so that Biont information of input finger vena) on the finger vena unit 124.Then, will passing through finger vena information that input obtains, check from finger vena unit 124 with the finger vena information of registering and being stored in advance in the server 111, if its checked result is successfully, then ATM121 allows desirable transaction such as the user selectedly withdraws the money, inquiry into balance.
In addition, when the distribution of read-write that blocks and detail form, use portion of card/detail form mechanism 123, when depositing and withdrawing transaction, use cash deposit machine portion 125 or coin deposit machine portion 126, when carrying out the bankbook book keeping operation, use portion of bankbook mechanism 127, when detecting client, use client's test section 128 near ATM101.
Fig. 2 represents the block diagram of system shown in Figure 1.
Registration comprises with end device 101: control part 201, control registration end device integral body; Storage part 205, store various kinds of data; Display part (CRT or liquid crystal board) 102 shows guiding that the biosome registration process is required and about exchanging and the operation of the transaction of each financial products such as remittance etc.; Input part (keyboard, mouse) 103 is accepted user's operation and key input; Mechanism for card portion 104, have card insertion/discharge, and the magnetic stripe that is stored in card or the data in the IC chip carried out function of reading etc.; Finger vena unit (camera, CCD) 105 is to photographing (reading) as the user's of Biont information finger vena pattern and obtaining; Department of Communication Force 206 carries out the transmitting-receiving of data with outside (server 111).This control part 201 is made of the storer 203 that CPU202 and storage are used to carry out each program of handling etc., and management processing, the control carried out in each one.And storer 203 stores registration software 204, and the application software of software control (for example, the data transmit-receive of finger vena information etc.) is carried out in 204 conducts of this registration software to the registration process of Biont information etc.
Server 111 possesses the control part 211 of Control Server integral body, the storage part 215 of store various kinds of data and the Department of Communication Force 217 that carries out the exchange of data with end device 101 and ATM121 with registration.This control part 211 is made of the storer 213 that CPU212 and storage are used to carry out each program of handling etc.And storer 213 stores server software 214, and this server software 214 carries out biosome registration process, organism authentication processing with registration respectively with end device 101 and ATM121.And storage part 215 stores database 216, in database 216 user's individual ID, Biont information and card information is stored accordingly in advance.
In addition, as described later, control part 211 comes individual ID or card information to retrieving in the database 216 as search key, and therefore retrieval and individual ID or the corresponding Biont information of card information also can be called the Biont information search part with control part 211.
ATM121 possesses: control part 221, control ATM integral body; Storage part 225, the employed various data of control of storage ATM121; Show input part (touch-screen) 122, the operation guide of display access money transaction etc., and accept user's operation or the key input of pressing by finger; Portion of card/detail form mechanism (being called mechanism for card portion, card division) 123 also singlely, have to the insertion/discharge of card transport, to the magnetic stripe or the data in the IC chip that are stored in card read and write, to the function of detail form lettering etc.; Finger vena unit (camera, CCD) 124 reads the finger vena pattern as the user of Biont information; Cash deposit machine portion 125, have bank note discriminating, transport and take in function etc., and carry out the deposit of bank note and the processing of withdrawing the money; Coin deposit machine portion 126, have coin discriminating, carry and take in function etc., and carry out the deposit of coin and the processing of withdrawing the money; Portion of bankbook mechanism 127, have to the insertion/discharge of bankbook handle, to the data of magnetic stripe read and write, to the function of bankbook lettering etc.; Department of Communication Force 226 carries out the transmitting-receiving of data with outside (principal computer of server 111, financial institution).Control part 221 is made of CPU222 and storer 223, stores the recorded information after needing the relevant information of picture and handled transaction with various exchanges in the storer 223 in advance.And storer 223 stores atm software 224, and this atm software is as carrying out the application software that organism authentication is handled with server 111.
And registration software 204, server software 214 and atm software 224 be, the software (program) that moves according to the instruction of the control part of controlling them respectively, below in order to simplify, the process of omitting this instruction describes.
In addition, all can be described as the Biont information obtaining section for any of finger vena unit 105,124.
Below according to the process flow diagram of Fig. 3, describe no matter having or not action and biometric authentication method among the ATM121 that card can both realize concluding the business.Under situation about not being specifically noted, the action subject of this process flow diagram is the control part 221 of ATM121.And, the processing of Control Server 111 be the control part 211 of server 111, be recited as server 111 but omit for simplification.And, when registration is carried out exchanges data between with end device 101, server 111 and ATM121, be (omit and put down in writing) that the Department of Communication Force by separately carries out.
But in the time of when detect the opereating specification that the user enters ATM121 by client's test section 128 in, the control part 221 of ATM121 shows (also can no matter whether detect in showing input part 122, all show the initial selected picture) initial guide picture (show " importing individual ID " key and " input finger vena " key also accept the picture that these select input), and accept selection (step 301) about initial input.
What show is 2 keys herein, promptly " import individual ID " key and " input finger vena " key, according to press (input) which key make ensuing treatment scheme difference.But ATM121 can not press these 2 keys corresponding to the user yet but insert the situation of blocking in portion of card/detail form mechanism 123, and present embodiment also possesses the treatment scheme under this situation.Thus, one of feature of present embodiment is, can corresponding to " importing individual ID " formerly, " input finger vena " formerly and " insert card " 3 kinds of situations formerly, therefore inserting the user that the flow process of blocking step is imported for the user who wants to import with own order of wishing or to contain, is easy-to-use system.
Flow process to " importing individual ID " situation formerly describes.In step 301, when pressing " importing individual ID " key that shows input part 122, be transformed into and be used for " importing individual ID " picture formerly, and show that individual ID imports guide picture (guiding of " please import individual ID " and so on and demonstration ten key and " execution " key, and the picture of the individual ID of prompting input) (step 302).When the user is showing input part 122 inputs as the numerical key of individual ID and when pressing execute key, detect this operation and store in the storage part 225 (step 303).Then, the individual ID that is stored in the storage part 225 is sent to server 111 (step 304).Herein, individual ID is meant and gives the user everyone number, and is different with the account number of financial institution.In addition, individual ID differs and is decided to be the number form, also can be the intrinsic information of individual such as name.
When server 111 receives individual ID, should individual ID as search key searching database 216, and whether investigation registers the finger vena information (step 305) corresponding with this individual ID.Database 216 is the such formation of Fig. 5 for example, makes user's individual ID, finger vena information and card information storage in advance accordingly.In Fig. 5, individual ID is that No. 1 user's finger vena information is that AAA, card information 1 are S08567 for M01234, card information 2 for T05623, card information 3.Individual ID is that No. 2 user's finger vena information is that BBB, card information 1 are M03456.Individual ID is that No. 3 user's finger vena information is that CCC, card information 1 are R06746 for M04567, card information 2.Individual ID is that No. 5 user's finger vena information does not exist (unregistered), and card information 1 is M07890.So, but also non-registration finger vena information and registration card information only.Herein, first letter of card information is the account that M, T, S, R represent different financial institution respectively.
Utilize the processing of Fig. 5 description of step 305.If individual ID is No. 1, then, therefore be judged as " YES " owing to registration in database 216 has finger vena information A AA, if individual ID is No. 5, then, therefore be judged as " NO " owing in database 216, do not register finger vena information.
In step 305, if as the situation that individual ID is No. 5, do not register finger vena information, abort transactoin (S306) then.And, in showing input part 122, show " because your finger vena information is not registered, so abort transactoin.If hold card, can be switched to the processing that utilizes card.Please card is inserted card insert opening." guiding that waits, if reception and registration can not utilize processing, and the information (step 306) of using the processing of card then can tackle of organism authentication.Having inserted under the situation of card, advance to following step 341 according to this card insertion guiding.
On the other hand, in step 305, if as the situation that individual ID is No. 1, registered finger vena information, then server 111 sends finger vena information " AAA " to ATM121.The control part 221 of ATM121 receives finger vena information, and is stored in the storage part 225 (step 307).Then in the guiding that shows the information that input part 122 display remindings finger is imported.
The user is put into finger on the finger vena unit 124 according to guiding.The control part 221 of ATM121 is obtained the finger vena information of the finger that is put on the finger vena unit 124, and stores in the storage part 225 (step 308).Then, the finger vena information by will in step 308, obtaining, with check from the finger vena information (being stored in the finger vena information of server 111 in advance) that server 111 receives in step 307, implement organism authentication (step 309).After organism authentication was implemented, whether successfully the control part 221 of ATM121 judged authentication (step 310).Herein, if authentification failure then abort transactoin, and this information is presented at shows on the input part 122 (step 306).In addition, said herein success is not meant whether implemented to check, and is meant that the feature of 2 Biont informations (as the registration data that is registered in the Biont information in the server with as the verify data of the Biont information newly obtained) is consistent more than setting.Do not fail if satisfy setting then be judged as organism authentication.
In step 310, when the organism authentication success, ATM121 will represent that the information of organism authentication success sends (step 311) to server 111.Server 111 receives this information and after having confirmed the organism authentication case of successful, will send to ATM121 with the corresponding card information of individual ID.
The control part 221 of ATM121 is from server 111 receiving card information (step 312).So, the moment of receiving card information is after the biosome authentication success.Though receive finger vena information and these 2 information of card information from server 111, carry out as the processing that separates herein.Certainly be efficient identical moment 1 time, but if card information just is placed among the ATM121 before I confirm, then have the user be not under the account owner's the situation by from ATM121, stealing the such worry of card information someway, the processing that separates can prevent above-mentioned situation.
When receiving card information in step 312, advance to the password collation process, the control part 221 of ATM121 is showing input part 122 display passwords input picture (guiding and ten key and " execution " key of showing " please input password " and so on, and the picture of prompting input password) (step 313).
When the user inputs password, advancing to transaction selects to handle, the control part 221 of ATM121 is showing that input part 122 shows the selection processing picture of concluding the business (show " taking-up " key, " remittance " key and " inquiry into balance " key, and accept the picture that these selections are imported) (step 314).When the user imports the key of transaction of hope, the Transaction Information and the password of input are delivered to financial institution's principal computer.The financial institution's principal computer (also can be described as password storage portion) that has received these information is implemented check (step 315) of password, and the password checked result is sent to ATM121.
Whether successfully the control part 221 of ATM121 judges password checked result (step 316).If fail then abort transactoin, and this information is presented at shows on the input part 122 (step 306) at this.About this demonstration, processing, for example indicate " password mistake.Please import once more." etc., surpass stipulated number if import number of times again, then indication " the input number of times surpasses stipulated number, therefore ends the transaction relevant with the account ", and abort transactoin.
On the other hand, the success situation under, carry out the transmitting-receiving of the data that exchange needs with financial institution principal computer 104, and processing and utilizing person selects the transaction (step 317) (utilize bankbook read-write portion 205, cash deposit machine portion 210, coin deposit machine portion 211 etc., handle various transaction) of (hope).For example, if, then will be input to the coin and the bank note of the amount of money amount that shows input part 122, discharge successively by cash deposit machine portion 210, coin deposit machine portion 211 for taking out transaction.And,, then accept the insertion of bankbook and this bankbook implemented lettering processing and discharge by bankbook read-write portion 205 if charge to transaction for bankbook.
So far " importing individual ID " formerly is illustrated.Below " input finger vena " formerly described.
The control part 221 of ATM121, when in step 301, pressing " input finger vena " key that shows input part 122, be transformed into and be used for " input finger vena " picture formerly, and showing that input part 122 display remindings are put into finger the guiding (step 321) of the information on the finger vena unit 124.When the user is put into finger on the finger vena unit 124, reads the finger vena pattern and store in the storage part 225 (step 322).
Then, in showing input part 122, show individual ID input guide picture (step 323).When the user when showing the individual ID of input part 122 inputs, detect this individual ID and store in the storage part 225 (step 324).The individual ID that will store then sends to server 111 (step 325).
When server receives individual ID, as illustrated in step 305, should individual ID as search key searching database 216, investigate and whether registered and this corresponding finger vena information of individual ID (step 326).Herein, if do not register individual ID then show on the input part 122 that " your finger vena information is not registered, so abort transactoin showing.If hold card, then can switch to the processing that utilizes card.Please card is inserted card insert opening." guiding that waits, reception and registration can not use the processing of organism authentication, if the information (step 306) of using card then can handle.Under the situation of having inserted card according to this guiding, advance to step 341 described later.In addition, owing to can not implement organism authentication,, delete the finger vena information of input in step 322 immediately, promptly be stored in finger vena information in the storage part 225 therefore in order to improve security.
On the other hand, if existing registration, then server 111 sends finger vena information to ATM121.The control part 221 of ATM121 receives finger vena information, and is stored in the storage part 225 (step 327).Finger vena information by will in step 322, obtaining, check, implement organism authentication (step 309) with the finger vena information (being stored in the finger vena information the server 111 in advance) that in step 327, receives from server 111.
The flow process of situation about formerly importing with above-mentioned " individual ID " after the step 309 is identical.
Herein, the processing of having inserted card in step 323 is described.Even in guiding " import individual ID " but the key user has still inserted under the situation of card, also read card information (step 328).Do not carry out under the guiding that shows input part 122 though the card in this moment inserts, ATM121 is not that refusal takes in card and discharge.
To send to server 111 (step 329) by the card information that mechanism for card portion 123 reads.
When server 111 receiving card information, with this card information as search key searching database 216, and the investigation whether exist and the corresponding finger vena information of card information (step 330).Herein, if do not register finger vena information then advance to password collation process (step 313).
On the other hand, if existing registration, then server 111 sends finger vena information to ATM121.The control part 221 of ATM121 receives finger vena information, and is stored in the storage part 225 (step 331).Finger vena information by will in step 322, obtaining, check, implement organism authentication (step 332) with the finger vena information that in step 331, receives from server 111.Behind organism authentication, whether successfully the control part 221 of ATM121 judges authentication (step 333).
After the step 313 after the step 333 with formerly and selected the flow process of situation of individual ID identical in " input finger vena " step 323 formerly above-mentioned " importing individual ID ".
Constitute in the present embodiment, when the user is the unregistered person of finger vena information, advance to the password collation process.This is based on following consideration, that is: the situation of having imported individual ID and the situation of having inserted card are compared, and under the situation of having inserted card, user (person that has come) is that the account owner's probability is higher.If individual ID is stolen, then anyone can import, still because card is applied in the safeguard protection of height, so the user under the situation of believable insertion card, and only conclude the business to just allowing by cryptographic core.
But also can constitute, hold under card and user the situation, advance to abort transactoin (if in step 330 for NO then abort transactoin) for the unregistered person of finger vena information.According to this formation, must utilize the affirmation in person of the organism authentication of finger vena to all users, therefore further improve security.
So far, " input finger vena " formerly is illustrated.Below " inserting card " formerly described.In the demonstration input part 122 of step 301, though in initial picture shows guiding " importing individual ID " key or " input finger vena " key but inserted under the situation of card, also read card information (step 341).Do not carry out under the guiding that shows input part 122 though the card in this moment inserts, ATM121 is not that refusal takes in card and discharge.Then, implement as the processing identical with the step 329 that has illustrated～331 illustrated step 342～344.The control part 221 of ATM121 has received in step 344 after the finger vena information, is showing that input part 122 shows the guiding of the information of input finger.
The user is placed on finger on the finger vena unit 124 according to guiding.The control part 221 of ATM121 is obtained the finger vena information of the finger that is placed on the finger vena unit 124 and is stored in the storage part 225 (step 345).
To insert the flow process of situation of card identical with above-mentioned step 323 after the step 345.
More than, 3 processing formerly are illustrated, still no matter become which kind of transaction of individual ID, finger vena, card input, after organism authentication finishes or after determining abort transactoin, all can delete all information relevant of using before this with biosome.Thus, can careful Biont information be stayed among the ATM121, so the user can implement organism authentication securely.
And, suppose and in the user, also have the not people of registration finger vena in database 216, in the present embodiment, ATM121 can not require the finger vena input to the user, and with the database 216 of individual ID as search key retrieval server 111, and judge whether the user is the people who has imported finger vena, and to notify it to the user be unregistered information (with reference to step 305,306).Thus, in the system of present embodiment, the user can have been obtained unwanted finger vena and the psychology that produces is uneasy anti-terminates in possible trouble, effect is fine aspect security.
And, consider and in the user, also have following user, that is: when ATM121 selects 1 formerly to import from individual ID, finger vena and card (step 301), although in database 216 unregistered finger vena but selected " finger vena input ".Exist under this user's the situation, be following design: though finger vena information temporarily is stored in the ATM121, but do not send (only sending individual ID) to server 111 to server 111, but judge whether registered finger vena information (with reference to step 325,326), therefore the transmitting-receiving of finger vena information between ATM121 and server 111 being limited in the minimum zone, is the design of having considered the security aspect.
Use the registration process of Fig. 4～6 pair Biont information, the summary of authentication processing to describe.
In the Biont information registration process, registration utilizes finger vena unit 105 to accept the input of finger with end device 101, and obtains finger vena information by registration software 204.And, utilize mechanism for card portion 104 to accept the input of card and obtain card information.Individual ID with the user adds this 2 information again, and 3 information are stored in the database 216 in the server 111 accordingly in advance.For example, individual ID as shown in Figure 4 is that No. 1 user's finger vena information is that AAA, card information 1 are M01234, and individual ID is that No. 2 user's finger vena information is that BBB, card information 1 are M03456.
In Fig. 4, card information makes database 216 as the information of the number of the account of the some financial institutions of expression, but also can register a plurality of card informations (number of the account of financial institution) to each individual ID as shown in Figure 5.For example, individual ID is that No. 1 user registers to the number of the account of 3 financial institutions in the database 216.So, if store a plurality of card informations for 1 individual ID, necessary organism authentication before then the user implements transaction when attempting transaction by ATM121, between ATM121 and server 111, and after the organism authentication success, carry out transaction processing by ATM121 and main frame (principal computer of financial institution), in this case, can adopt 1 server 111, the such formation of a plurality of main frame.That is, registration in advance has the server 111 of organism authentication information necessary, and the equipment shared as each financial institution is provided with, and main frame is provided with as the equipment that each financial institution possesses separately.Thus, if 111 pairs of Biont informations of server carry out monobasic management, then main frame portion need not manage Biont information and get final product, alleviates the burden of host computer side, so is easily.
And, also can constitute when carrying out transaction processing in organism authentication success back by ATM121 and main frame as shown in Figure 6, between ATM121 and main frame, have server 111, also can make server 111 and main frame is same equipment.These are formations of generally being used by majority because 1 financial institution has server and main frame both sides, therefore with by the example (Fig. 4) of other organization management servers and main frame relatively, the advantage that exists system to realize easily.
In organism authentication was handled, which formerly in inserting according to individual ID, finger vena and card, the data class received and dispatched between server 111 and the ATM121 changes.By changing the research of data class, realized handling and judge fast and can guarantee the system of security.
Individual ID formerly situation and for finger vena formerly but under the situation of importing individual ID thereafter, send individual ID from ATM121 to server 111, send finger vena information and card information from server 111 to ATM121.
Be finger vena formerly but under the situation of inserting card thereafter and card insert formerly situation, send card informations to server 111 from ATM121, send finger vena information from server 111 to ATM121.
In the present embodiment, also can not implement transaction even do not carry the card of financial institution's distribution, be very easily concerning the user therefore.A kind of system can be provided, can be corresponding to the situation of formerly importing individual ID, formerly import the situation of Biont information, formerly insert any in the situation of card, and realized the security of height.
Claims (15)
1. automated trading system of handling cash is characterized in that having:
Input part detects the input from client;
Storage part is stored personally identifiable information, card information and Biont information accordingly; With
The Biont information search part, to detect the personally identifiable information of input or card information as search key by above-mentioned input part, retrieval and above-mentioned personally identifiable information or the corresponding Biont information of card information among the Biont information that is stored in above-mentioned storage part.
2. automated trading system as claimed in claim 1 is characterized in that,
Have control part, information decision in above-mentioned personally identifiable information and the above-mentioned card information, that detect input earlier is above-mentioned search key.
3. automated trading system as claimed in claim 1 is characterized in that having:
The Biont information obtaining section is used to obtain client's Biont information;
Control part, after having obtained client's Biont information by above-mentioned Biont information obtaining section, the input of prompting personally identifiable information or card information, and information decision in above-mentioned personally identifiable information and the above-mentioned card information, that detect input earlier is above-mentioned search key.
4. automated trading system as claimed in claim 1 is characterized in that,
Biont information obtaining section with Biont information of obtaining client,
Above-mentioned control part,
Personally identifiable information decision is being checked for carrying out the 1st under the situation of above-mentioned search key, the 1st is being checked the Biont information that will retrieve by above-mentioned Biont information search part, checks with the Biont information of obtaining by above-mentioned Biont information obtaining section,
Card information decision is being checked for carrying out the 2nd under the situation of above-mentioned search key, the 2nd checked the Biont information that to retrieve by above-mentioned Biont information search part, check with the Biont information of obtaining by above-mentioned Biont information obtaining section.
5. automated trading system as claimed in claim 2 is characterized in that,
Biont information obtaining section with Biont information of obtaining client,
Above-mentioned control part,
Personally identifiable information decision is being checked for carrying out the 1st under the situation of above-mentioned search key, the 1st is being checked the Biont information that will retrieve by above-mentioned Biont information search part, checks with the Biont information of obtaining by above-mentioned Biont information obtaining section,
Card information decision is being checked for carrying out the 2nd under the situation of above-mentioned search key, the 2nd checked the Biont information that to retrieve by above-mentioned Biont information search part, check with the Biont information of obtaining by above-mentioned Biont information obtaining section.
6. automated trading system as claimed in claim 3 is characterized in that,
Biont information obtaining section with Biont information of obtaining client,
Above-mentioned control part,
Personally identifiable information decision is being checked for carrying out the 1st under the situation of above-mentioned search key, the 1st is being checked the Biont information that will retrieve by above-mentioned Biont information search part, checks with the Biont information of obtaining by above-mentioned Biont information obtaining section,
Card information decision is being checked for carrying out the 2nd under the situation of above-mentioned search key, the 2nd checked the Biont information that to retrieve by above-mentioned Biont information search part, check with the Biont information of obtaining by above-mentioned Biont information obtaining section.
7. automated trading system as claimed in claim 4 is characterized in that,
Have the cash deposit machine portion that deposits and withdraws and handle that carries out bank note,
Above-mentioned control part is successfully the time in the above-mentioned the 2nd result who checks, and reads and be stored in the corresponding card information of above-mentioned personally identifiable information in the above-mentioned storage part, and utilizes above-mentioned cash deposit machine portion to handle transaction according to this card information.
8. automated trading system as claimed in claim 5 is characterized in that,
Have the cash deposit machine portion that deposits and withdraws and handle that carries out bank note,
Above-mentioned control part is successfully the time in the above-mentioned the 2nd result who checks, and reads and be stored in the corresponding card information of above-mentioned personally identifiable information in the above-mentioned storage part, and utilizes above-mentioned cash deposit machine portion to handle transaction according to this card information.
9. automated trading system as claimed in claim 6 is characterized in that,
Have the cash deposit machine portion that deposits and withdraws and handle that carries out bank note,
Above-mentioned control part is successfully the time in the above-mentioned the 2nd result who checks, and reads and be stored in the corresponding card information of above-mentioned personally identifiable information in the above-mentioned storage part, and utilizes above-mentioned cash deposit machine portion to handle transaction according to this card information.
10. automated trading system as claimed in claim 1 is characterized in that possessing:
Cash deposit machine portion carries out the processing of depositing and withdrawing of bank note; With
Password storage portion stores password accordingly with above-mentioned card information,
Above-mentioned control part,
Above-mentioned personally identifiable information's decision is not being had in the above-mentioned storage part under the situation of storage and the corresponding Biont information of above-mentioned personally identifiable information for search key and by the result after the above-mentioned Biont information search part retrieval, abort transactoin,
Above-mentioned card information decision is not being had in the above-mentioned storage part under the situation of storage and the corresponding Biont information of above-mentioned card information for search key and by the result after the above-mentioned Biont information search part retrieval, accept the input of password by above-mentioned input part, and this password and the password that is stored in the above-mentioned password storage portion checked, if the result who checks is successfully, then utilize above-mentioned cash deposit machine portion to handle transaction.
11. automated trading system as claimed in claim 2 is characterized in that, possesses:
Cash deposit machine portion carries out the processing of depositing and withdrawing of bank note; With
Password storage portion stores password accordingly with above-mentioned card information,
Above-mentioned control part,
Above-mentioned personally identifiable information's decision is not being had in the above-mentioned storage part under the situation of storage and the corresponding Biont information of above-mentioned personally identifiable information for search key and by the result after the above-mentioned Biont information search part retrieval, abort transactoin,
Above-mentioned card information decision is not being had in the above-mentioned storage part under the situation of storage and the corresponding Biont information of above-mentioned card information for search key and by the result after the above-mentioned Biont information search part retrieval, accept the input of password by above-mentioned input part, and this password and the password that is stored in the above-mentioned password storage portion checked, if the result who checks is successfully, then utilize above-mentioned cash deposit machine portion to handle transaction.
12. automated trading system as claimed in claim 3 is characterized in that, possesses:
Cash deposit machine portion carries out the processing of depositing and withdrawing of bank note; With
Password storage portion stores password accordingly with above-mentioned card information,
Above-mentioned control part,
Above-mentioned personally identifiable information's decision is not being had in the above-mentioned storage part under the situation of storage and the corresponding Biont information of above-mentioned personally identifiable information for search key and by the result after the above-mentioned Biont information search part retrieval, abort transactoin,
Above-mentioned card information decision is not being had in the above-mentioned storage part under the situation of the storage Biont information corresponding with above-mentioned card information for search key and by the result after the above-mentioned Biont information search part retrieval, accept the input of password by above-mentioned input part, and this password and the password that is stored in the above-mentioned password storage portion checked, if the result who checks is successfully, then utilize above-mentioned cash deposit machine portion to handle transaction.
13. an automatic trading apparatus of handling cash, possess based on Biont information confirm function in person, it is characterized in that this automatic trading apparatus comprises:
Input part is accepted from client's the personally identifiable information and/or the input of card information;
Control part is controlled transaction processing; And
Department of Communication Force, and store sent-received message between the external server of personally identifiable information, card information, Biont information accordingly;
Above-mentioned control part, among the personally identifiable information or card information that will accept by above-mentioned input part, the information decision accepted earlier is search key, and this search key is sent to the said external server via above-mentioned Department of Communication Force, receive the Biont information that retrieves based on the above-mentioned search key that determines from the said external server via above-mentioned Department of Communication Force, after utilizing this Biont information that receives to implement my affirmation, carry out transaction processing.
14. an automatic transaction method that is used for automated trading system, this automated trading system has been stored personally identifiable information, card information, Biont information accordingly, and carries out the processing of cash, it is characterized in that, this automatic transaction method comprises:
Input step detects from client's the personally identifiable information and/or the input of card information;
The Biont information searching step, to detect the information decision that detects input among the personally identifiable information or card information of input, earlier by above-mentioned input step is search key, and from the Biont information of being stored, retrieval and the corresponding Biont information of the above-mentioned search key that determines; And
Transaction step utilizes the above-mentioned Biont information that retrieves to implement to carry out transaction processing after I confirm.
15. an automatic transaction method that is used for automatic trading apparatus, this automatic trading apparatus handle cash and possess based on Biont information confirm function in person, it is characterized in that this automatic transaction method comprises:
Input step is accepted from client's the personally identifiable information and/or the input of card information;
Deciding step, among the personally identifiable information or card information that will accept by above-mentioned input step, the information decision accepted earlier is search key, and this search key is sent to the external server that stores personally identifiable information, card information, Biont information accordingly;
Receiving step from the said external server, receives the Biont information that retrieves based on the above-mentioned search key that determines; And
Transaction step utilizes the above-mentioned Biont information that receives to implement to carry out transaction processing after I confirm.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP240939/2006 | 2006-09-06 | ||
| JP2006240939A JP2008065493A (en) | 2006-09-06 | 2006-09-06 | Biometrics system and method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN101140599A true CN101140599A (en) | 2008-03-12 |
Family
ID=39192550
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN200710111813.8A Pending CN101140599A (en) | 2006-09-06 | 2007-06-15 | Organism identifying system and method |
Country Status (3)
| Country | Link |
|---|---|
| JP (1) | JP2008065493A (en) |
| CN (1) | CN101140599A (en) |
| TW (1) | TWI332637B (en) |
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101582115B (en) * | 2008-05-13 | 2013-03-27 | 索尼株式会社 | Authentication apparatus, authentication method, registration apparatus and registration method |
| CN103832613A (en) * | 2014-03-04 | 2014-06-04 | 王梓延 | paper money plastic packaging machine and method of controlling operation of same |
| CN104756161A (en) * | 2012-11-01 | 2015-07-01 | 冲电气工业株式会社 | Transaction device and transaction method |
| CN106651566A (en) * | 2016-12-14 | 2017-05-10 | 江苏富士通通信技术有限公司 | Card-free withdrawal method and apparatus |
| CN110800010A (en) * | 2017-04-25 | 2020-02-14 | 完全信息技术顶级有限公司 | Wired or wireless integrated biometric authentication terminal having multiple security locking functions and advertising method using the same |
Families Citing this family (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP5084712B2 (en) * | 2008-12-24 | 2012-11-28 | 日立オムロンターミナルソリューションズ株式会社 | User authentication terminal, authentication system, user authentication method, and user authentication program |
| JP6790588B2 (en) * | 2016-08-26 | 2020-11-25 | 沖電気工業株式会社 | ATMs, automated teller machines and automated teller machines |
| JP6878955B2 (en) * | 2017-02-24 | 2021-06-02 | 沖電気工業株式会社 | ATMs, automated teller machines and automated teller machines |
| JP2019053511A (en) * | 2017-09-14 | 2019-04-04 | グローリー株式会社 | Processing system and processing management method |
| TWI819765B (en) * | 2022-08-25 | 2023-10-21 | 合作金庫商業銀行股份有限公司 | Cardless finance transaction system and its host server |
Family Cites Families (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP3459568B2 (en) * | 1998-05-20 | 2003-10-20 | 沖電気工業株式会社 | Automatic trading system |
| JPH11338947A (en) * | 1998-05-26 | 1999-12-10 | Okinawa Nippon Denki Software Kk | Financial transaction system utilizing individual authentication |
| JP2005228290A (en) * | 2004-01-14 | 2005-08-25 | Suruga Bank Ltd | Disbursement service system |
| JP2006085405A (en) * | 2004-09-16 | 2006-03-30 | Oki Electric Ind Co Ltd | Financial trading system and financial trading method |
| JP2006184992A (en) * | 2004-12-27 | 2006-07-13 | Hitachi Omron Terminal Solutions Corp | Biological information authentication system |
-
2006
- 2006-09-06 JP JP2006240939A patent/JP2008065493A/en active Pending
-
2007
- 2007-05-11 TW TW096116859A patent/TWI332637B/en not_active IP Right Cessation
- 2007-06-15 CN CN200710111813.8A patent/CN101140599A/en active Pending
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101582115B (en) * | 2008-05-13 | 2013-03-27 | 索尼株式会社 | Authentication apparatus, authentication method, registration apparatus and registration method |
| CN104756161A (en) * | 2012-11-01 | 2015-07-01 | 冲电气工业株式会社 | Transaction device and transaction method |
| CN103832613A (en) * | 2014-03-04 | 2014-06-04 | 王梓延 | paper money plastic packaging machine and method of controlling operation of same |
| CN103832613B (en) * | 2014-03-04 | 2016-06-08 | 王梓延 | The method of bank note plastic packaging machine and control bank note plastic sealing pack machine operation |
| CN106651566A (en) * | 2016-12-14 | 2017-05-10 | 江苏富士通通信技术有限公司 | Card-free withdrawal method and apparatus |
| CN110800010A (en) * | 2017-04-25 | 2020-02-14 | 完全信息技术顶级有限公司 | Wired or wireless integrated biometric authentication terminal having multiple security locking functions and advertising method using the same |
Also Published As
| Publication number | Publication date |
|---|---|
| TWI332637B (en) | 2010-11-01 |
| TW200813877A (en) | 2008-03-16 |
| JP2008065493A (en) | 2008-03-21 |
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Application publication date: 20080312 |