CN101118675B - System and method for acquiring network information through bank card - Google Patents

System and method for acquiring network information through bank card Download PDF

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Publication number
CN101118675B
CN101118675B CN2007101434224A CN200710143422A CN101118675B CN 101118675 B CN101118675 B CN 101118675B CN 2007101434224 A CN2007101434224 A CN 2007101434224A CN 200710143422 A CN200710143422 A CN 200710143422A CN 101118675 B CN101118675 B CN 101118675B
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China
Prior art keywords
information
bank
bank card
help terminal
authentication
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Expired - Fee Related
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CN2007101434224A
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CN101118675A (en
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不公告发明人
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Beijing Huaqi Information Digital Technology Co Ltd
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Beijing Huaqi Information Digital Technology Co Ltd
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Abstract

The present invention provides a method and a system for network information acquiring through a bank card, which is used for establishing an information system based on the network. An information communicating channel can be established between the user and the relevant service provider by connecting the bank card with the bank network. The bank card can act as a certificate for the user to enjoy a certain service and receive service from the service provider. The system includes a bank card, which possesses a visual unique discriminating external mark, and configuration files which are used for acquiring network information from the bank network is stored in the bank card, verifying files of the bank card is stored in the configuration files; a bank network system arranged with one or more bank self-help terminals; a central control server, which is used for receiving the configuration files information and service request sent by the bank self-help terminal through the bank network, and sending network information to the bank self-help terminal; as well as an information storage server connected with the central control server.

Description

Obtain the system and method for the network information by bank card
Technical field
The present invention relates to a kind ofly obtain the system and method for the network information, belong to field of network communication by bank card.
Background technology
Along with the development of mechanics of communication, the consumer no longer is confined to accept the integrated information that the public network platform is provided.But, specially grasp the various characteristic network informations to ground according to self-demand and industry characteristic, as money stock, tourist shopping or food and drink entertainment information etc.
Existing user enjoys the service that trade company provided according to voucher dual mode basically: first kind of mode, be the VIP card that relies on the service evidence that only has perception visually that trade company provided, the VIP card of this kind form can not be obtained the latest services multidate information of trade company at any time; Another mode is the user obtains trade company by network information the network information, but want to enjoy this kind service of trade company, the user must be printed the network information that trade company provides by the mode of printing, rely on this to have the printer paper of the network information, could locate to enjoy this service to trade company, the service evidence of this kind form also brings very big inconvenience to the user, can not enjoy the service of trade company at any time.
Existing self-help bank service system, the user can pay the fees and Query Information by the bank card of opening an account, and accounts information also can be sent to different carrier servers by bank network.And the bank self-help terminal has safer cipher authentication system, and mode of operation is taked single selection acknowledgement mechanism, and is easy and simple to handle for domestic consumer.Therefore, existing self-help bank service system provides cross-bank internet software and hardware technology support of obtaining information, and the present invention makes following improvement design on this basis.
Summary of the invention
Of the present inventionly obtain the system and method for the network information, can address the above problem and not enough and realize following goal of the invention by bank card:
One of goal of the invention, set up an infosystem Network Based, insert the bank self-help terminal by bank card and allow user and related service merchant set up the information communication channel, the user can also rely on bank card as the voucher of enjoying specific service, and in view of the above from ISP's acceptance service.
Another goal of the invention is that simplification network entry and operating process reduce user's operation easier, obtain network of relation information by means of the terminal of network information system.
Secondly realization is, obtains the user for information and sets up account management method, realizes that the orientation of the network information is used, and based on obtaining operation service provider information releasing, utilizes subscriber card as enjoying the voucher of serving.
For achieving the above object, describedly obtain the system of the network information, include by bank card,
Bank card, it has the outside sign of the unique identification of vision, and portion's storage within it is used for obtaining from bank's networked system the configuration file of the network information, stores the authentication document of this bank card in this configuration file;
Be provided with bank's networked system of one or more bank self-help terminal, insert bank's networked system, to carry out the network connection and to obtain the network information thereby bank card inserts the bank self-help terminal;
Central control server is in order to receive profile information that the bank self-help terminal sends by bank's networked system and services request and to send the network information to the bank self-help terminal;
The information storage server that is connected with central control server is set up information database at information storage server, and this information database stores and comprises and the authentication document of the bank card corresponding authentication information and the network information in order to the realization authentication mechanism; The services request that described central control server authentication sends by the bank self-help terminal, the information interaction passage between foundation and the bank self-help terminal, and the control information storage server sends the network information to the bank self-help terminal.
The described network information can be the merchant information that trade company provides, as discounting commodity detail, sale price, preferential information on services, trade company's address, contact method etc.
Use said system and obtain the method for the network information by bank card, employed bank card has the outside sign of the unique identification of vision, portion's storage within it is used for obtaining from bank's networked system the configuration file of the network information, stores the authentication document of this bank card in this configuration file;
Described method has following steps,
(1), by bank networking, set up being connected of central control server and information storage server, set up information database at information storage server, the authentication information that described information database storage includes the network information and is used for bank card is authenticated;
(2), bank card and bank self-help terminal connect, the bank self-help terminal is by reading the configuration file of bank card, the bank self-help terminal is sent to central control server by the profile information of bank's networked system with bank card in the lump together with services request;
(3), central control server is according to the services request foundation of bank self-help terminal transmission and being connected of services request information corresponding storage server;
(4), central control server is the authentication document in the profile information that receives, authenticate with authentication information in the network information database;
If authentication is passed through, then set up the information interaction passage between information storage server and the bank self-help terminal;
If authentication is not passed through, then feedback error information is to the operation of bank self-help terminal and breakout service request;
(5), under the prerequisite passed through of authentication, central control server is resolved services request, the information that is stored in sends back bank self-help terminal and output according to the corresponding network information with services request in the storehouse by above-mentioned information interaction passage.
As above-mentioned method, also comprise registering account information in the configuration file in the described bank card, in method step (2), also include following steps,
(2.1) bank card and bank self-help terminal connect, and the configuration file in the bank card automatically is uploaded to the bank self-help terminal, also are sent to central control server simultaneously based on the services request of bank's networked system;
(2.2) central control server receives the services request of bank card, and the login account information that comprises in the bank card is authenticated; If authentication is passed through, then services request is accepted and is stored in central control server, is sent to information storage server simultaneously.
As above-mentioned method, in method step (4), also comprise the affirmation step of carrying out services request authentication by information storage server, this affirmation step comprises,
Judge by information storage server whether solicited message needs authentication; If need authentication, then submit to be connected to central control server the registering account information of bank card is authenticated; Otherwise information storage server is read the network information in the network information database according to services request, and is sent to the bank self-help terminal.
As above-mentioned method, in method step (5), also comprise one based on the affirmation step that shows output information wait selection result.
As above-mentioned method, in method step (5), also comprise one based on confirming that the information of selecting is stored in the step of bank self-help terminal, based on the information of confirming to select, export by the bank self-help terminal.
As above-mentioned method, in method step (5), also comprise the step that a termination message is play.
As above-mentioned method, in method step (4), on the certified basis of passing through of user identification information may, the step of the login account information by bank self-help terminal modifications bank card; The login account information that is modified is loaded in the central control server, to replace original login account information.
Content to sum up, the system and method that obtains the network information by bank card has the following advantages:
1, the subscriber card that will have specific function inserts terminal, obtain network of relation information by network, simple to operate, the information of obtaining is limited to the user by pre-authentication, special service content and member authentication system promptly are provided, have realized a kind ofly carrying with the information service of immediate updating and can arbitrarily exporting.
2, this subscriber card only need have certain memory function, and the storage relevant authentication information relies on the existing information network to realize, need not to take the system resources that are used for deal with data more, and the randomness of user's operation is stronger.
Description of drawings
Fig. 1 is the method flow diagram that obtains the network information among the embodiment 1 by bank card;
Fig. 2 is the operational system synoptic diagram among the embodiment 1;
Fig. 3 is the system schematic that Application Example 1 provides the service of food and drink information of discount;
Embodiment
Embodiment 1, as shown in Figure 1 to Figure 3.
As Fig. 2, describedly obtain the system of the network information by bank card, described system includes,
Bank card has the outside sign of the unique identification of vision, and portion's storage within it is used for obtaining from bank's networked system the configuration file of the network information, stores the authentication document of this bank card in this configuration file;
Be provided with bank's networked system of one or more bank self-help terminal, insert bank's networked system, to carry out the network connection and to obtain the network information thereby bank card inserts the bank self-help terminal;
Central control server is in order to receive profile information that the bank self-help terminal sends by bank's networked system and services request and to send the network information to the bank self-help terminal;
The information storage server that is connected with central control server is set up information database at information storage server, and this information database stores and comprises and the authentication document of the bank card corresponding authentication information and the network information in order to the realization authentication mechanism; The services request that described central control server authentication sends by the bank self-help terminal, the information interaction passage between foundation and the bank self-help terminal, and the control information storage server sends the network information to the bank self-help terminal.
As above-mentioned system schema, described bank self-help terminal 2, its output unit comprises display screen, loudspeaker.
The network information that described information storage server 5 sends is by the display screen output of bank self-help terminal 2 or by loudspeaker output voice.
The bank card 1 that the user uses comprises memory module, is used for storing the configuration file of tool with the information that obtains the user from server and can know;
The bank self-help terminal comprises MCU processor chips, communication interface, bank card fetch interface, Subscriber Interface Module SIM and display module;
The described network information can be the merchant information that trade company provides, as discounting commodity detail, sale price, preferential information on services, trade company's address, contact method etc.
As Fig. 1, use said system and obtain the method for the network information by bank card, particularly,
Employed bank card has the outside sign of the unique identification of vision, and portion's storage within it is used for obtaining from bank's networked system the configuration file of the network information, stores the authentication document of this bank card in this configuration file;
Described method has following steps,
(1), by bank networking, set up being connected of central control server and information storage server, set up information database at information storage server, the authentication information that described information database storage includes the network information and is used for bank card is authenticated;
(2), bank card and bank self-help terminal connect, the bank self-help terminal is by reading the configuration file of bank card, the bank self-help terminal is sent to central control server by the profile information of bank's networked system with bank card in the lump together with services request;
(3), central control server is according to the services request foundation of bank self-help terminal transmission and being connected of services request information corresponding storage server;
(4), central control server is the authentication document in the profile information that receives, authenticate with authentication information in the network information database;
If authentication is passed through, then set up the information interaction passage between information storage server and the bank self-help terminal;
If authentication is not passed through, then feedback error information is to the operation of bank self-help terminal and breakout service request;
(5), under the prerequisite passed through of authentication, central control server is resolved services request, the information that is stored in sends back bank self-help terminal and output according to the corresponding network information with services request in the storehouse by above-mentioned information interaction passage.
As above-mentioned method, also comprise registering account information in the configuration file in the described bank card, in method step (2), also include following steps,
(2.1) bank card and bank self-help terminal connect, and the configuration file in the bank card automatically is uploaded to the bank self-help terminal, also are sent to central control server simultaneously based on the services request of bank's networked system;
(2.2) central control server receives the services request of bank card, and the login account information that comprises in the bank card is authenticated; If authentication is passed through, then services request is accepted and is stored in central control server, is sent to information storage server simultaneously.
As above-mentioned method, in method step (4), also comprise the affirmation step of carrying out services request authentication by information storage server, this affirmation step comprises,
Judge by information storage server whether solicited message needs authentication; If need authentication, then submit to be connected to central control server the registering account information of bank card is authenticated; Otherwise information storage server is read the network information in the network information database according to services request, and is sent to the bank self-help terminal.
As above-mentioned method, in method step (5), also comprise one based on the affirmation step that shows output information wait selection result.
As above-mentioned method, in method step (5), also comprise one based on confirming that the information of selecting is stored in the step of bank self-help terminal, based on the information of confirming to select, export by the bank self-help terminal.
As above-mentioned method, in method step (5), also comprise the step that a termination message is play.
As above-mentioned method, in method step (4), on the certified basis of passing through of user identification information may, the step of the login account information by bank self-help terminal modifications bank card; The login account information that is modified is loaded in the central control server, to replace original login account information.
The described system and method that obtains the network information by bank card, be based on the display interface that existing bank's networked system and bank self-help terminal provide, central control server is real-time with being connected of information storage server, sets up information interaction passage according to user's needs.Then the user can download the information that needs whenever and wherever possible by means of the connection of surfing the Net of bank self-help terminal.When not using the download of information function, the function of bank self-help terminal still provides account inquiries, this locality/strange land deposits, withdraws money business etc.
As Fig. 3, be applied to provide in the system of food and drink information of discount based on the foregoing description scheme:
Internet Service Provider 7 is that trade company 8 obtains up-to-date information of discount from each restaurant, and timely input information storage server 5.Each restaurant is that trade company 8 also can send information of discount to Internet Service Provider 7 by modes such as fax or phones, also can send information of discount after authentication by network.Internet Service Provider 7 will receive that information of discount classifies, by putting into information storage server 5 behind certain rule compositor.Internet Service Provider family 8 can the real-time update information of discount, sorts out by the place in restaurant, so that the user searches.
The bank card 1 that the user holds contains memory module, the authentication information of storage related account information.When the user need understand up-to-date food and drink information of discount, only need bank card 1 is inserted in the bank self-help terminal 2.After bank self-help terminal 2 reads in the bank card 1 authentication information of accounts information of storage, be connected with central control server 4, services request is sent to information storage server 5 by bank's networking 3.Information storage server 5 information that the user is required turns back to bank self-help terminal 2 by central control server 4.The information of returning can be handled by bank self-help terminal 2, to show the form prompting user of output.The user can utilize the Subscriber Interface Module SIM on the bank self-help terminal 2, as the input button, comes the interested network information of selective reception.The user also can when the information of carrying out shows output, be used for stopping the demonstration output of relevant information by the button of specific customization on the bank self-help terminal 2.
Owing to there is subscriber authentication mechanism, the user can customize the customized information of oneself.Behind the server identification user, according to requirements of different users, for example: the local flavor in restaurant, class, place, discounting period, certain restaurant or the like, pass to the corresponding information of user.
The bank card 1 that the user holds can be designed to distinctive appearance or stick special marking, is printed on " honored guest's gold card " sign as card-shape or on phonecard, as the voucher in the acquisition respective service.
The present invention is applied to the information service system that food and drink gives a discount, and can set up instant information communication channel between consumer and restauration person, makes restauration person can change timely issue preferential measure according to demand on the one hand, reduces advertising cost; Make the consumer only need just can obtain up-to-date food and drink information of discount quickly on the other hand by phone.
More than being given in conjunction with the accompanying drawings embodiment, only is the preferred version of realizing the object of the invention.For one of ordinary skill in the art, can take a hint in view of the above, and direct derivation goes out to meet other replacement of design concept of the present invention, also should belong to rights protection scope of the present invention.

Claims (5)

1. method of obtaining the network information by bank card, it is characterized in that: described bank card has the outside sign of the unique identification of vision, portion's storage within it is used for obtaining from bank's networked system the configuration file of the network information, stores the authentication document and the registering account information of this bank card in this configuration file;
Described method has following steps,
(1), by bank networking, set up being connected of central control server and information storage server, set up information database at information storage server, the authentication information that described information database storage includes the network information and is used for bank card is authenticated;
(2), bank card and bank self-help terminal connect, configuration file in the bank card automatically is uploaded to the bank self-help terminal, the bank self-help terminal is sent to central control server by the profile information of bank's networked system with bank card in the lump together with services request;
Central control server receives the services request of bank card, and the login account information that comprises in the bank card is authenticated; If authentication is passed through, then services request is accepted and is stored in central control server, is sent to information storage server simultaneously;
(3), central control server is according to the services request foundation of bank self-help terminal transmission and being connected of services request information corresponding storage server;
(4), central control server is the authentication document in the profile information that receives, authenticate with authentication information in the network information database;
If authentication is passed through, then set up the information interaction passage between information storage server and the bank self-help terminal;
If authentication is not passed through, then feedback error information is to the operation of bank self-help terminal and breakout service request;
Judge by information storage server whether solicited message needs authentication;
If need authentication, then submit to be connected to central control server the registering account information of bank card is authenticated;
If need not authentication, information storage server is read the network information in the network information database according to services request, and is sent to the bank self-help terminal;
(5), under the prerequisite passed through of authentication, central control server is resolved services request, the information that is stored in sends back bank self-help terminal and output according to the corresponding network information with services request in the storehouse by above-mentioned information interaction passage.
2. according to claim 1ly obtain the method for the network information, it is characterized in that: in the step (5) of said method, also comprise one based on showing that output information waits for the affirmation step of selection result by bank card.
3. the method for obtaining the network information by bank card according to claim 2, it is characterized in that: in the step (5) of said method, also comprise one based on confirming that the information of selecting is stored in the step of bank self-help terminal,, export by the bank self-help terminal based on the information of confirming to select.
4. according to claim 3ly obtain the method for the network information, it is characterized in that: in the step (5) of said method, also comprise the step that a termination message is play by bank card.
5. the method for obtaining the network information by bank card according to claim 4, it is characterized in that: in the step (4) of described method, on the certified basis of passing through of user identification information may, the step of the login account information by bank self-help terminal modifications bank card; The login account information that is modified is loaded in the central control server, to replace original login account information.
CN2007101434224A 2006-07-31 2007-07-31 System and method for acquiring network information through bank card Expired - Fee Related CN101118675B (en)

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CN200610104124.X 2006-07-31
CN2007101434224A CN101118675B (en) 2006-07-31 2007-07-31 System and method for acquiring network information through bank card

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103384271A (en) * 2013-06-28 2013-11-06 深圳市永兴元科技有限公司 Method for controlling information service of client side and server side and server side
CN104753883B (en) * 2013-12-30 2017-01-25 腾讯科技(深圳)有限公司 interface display method, device and system

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1269894A (en) * 1997-08-13 2000-10-11 城市集团发展中心有限公司 Personal banking machine
CN1584894A (en) * 2004-05-28 2005-02-23 广州汉鑫商务科技有限公司 Electronic favored paper network controlling systems
CN1773910A (en) * 2004-11-11 2006-05-17 北京华旗资讯数码科技有限公司 Method for automatic acquiring server information and semiconductor memory equipment with automatic opeating program

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1269894A (en) * 1997-08-13 2000-10-11 城市集团发展中心有限公司 Personal banking machine
CN1584894A (en) * 2004-05-28 2005-02-23 广州汉鑫商务科技有限公司 Electronic favored paper network controlling systems
CN1773910A (en) * 2004-11-11 2006-05-17 北京华旗资讯数码科技有限公司 Method for automatic acquiring server information and semiconductor memory equipment with automatic opeating program

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