CN101042758A - Electric system and implementing method for paying leasehold article foregift with electronic money - Google Patents
Electric system and implementing method for paying leasehold article foregift with electronic money Download PDFInfo
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- CN101042758A CN101042758A CN 200710057291 CN200710057291A CN101042758A CN 101042758 A CN101042758 A CN 101042758A CN 200710057291 CN200710057291 CN 200710057291 CN 200710057291 A CN200710057291 A CN 200710057291A CN 101042758 A CN101042758 A CN 101042758A
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Abstract
This invention discloses one electron system by use of electron currency payment down, which comprises electron payment media, settlement center and object release system to fulfill the rent payment, wherein, the system comprises the following parts: electron payment media composed of each electron currency payment platform and object lease system composed of identification module and down process module, wherein, the identification module is to identify the electron payment media; the down process modules to refund the funds; the settlement center composed of electron payment to fulfill the down receive and refund process through electron currency form accordingly.
Description
Technical field
The present invention relates to the payment system and the method for ecommerce, particularly relate to a kind ofly in the small article leasing system, use to pay media by mails, carry out electronic system and its implementation of article cash pledge and payment of hire.
Background technology
Along with popularizing and the widespread use of electronic business mode of network environment, increasing industry is converted into electronic business mode all by traditional artificial management mode.Particularly service sector because the application of ecommerce has not only brought more security and convenience to the user, simultaneously, also provides the better development platform for enterprise.At present, the electronic money payment form of being used widely by various ways such as credit card, small amount payment card (as rfid card, IC-card etc.) written notes cards, has had actual application in fields such as public transport transportation system, online transactions.But the electronic payment mode in these fields all is by the pay for the air time for either incoming calls or outgoing calls form of client to settlement center.Up to the present, also do not see a kind of can be with this electronic money payment mode, be applied to the small article leasing system, its reason is different with the existing form of paying for the air time for either incoming calls or outgoing calls to be, leasing system is except there being common way of paying, also have a kind of more special situation, i.e. the business of returning after temporarily the collecting and settle accounts of cash pledge, this is defective and blank in the existing e-commerce system.
Case is the CN200610015579.4 " electronical unmanned article leasehold safeguard system and its implementation " of this case inventor application before the relevant patent involved in the present invention.
Summary of the invention
The present invention is just in order to solve above-mentioned existing in prior technology defective, and a kind of electronic system and implementation method of utilizing electronic money payment leasehold article cash pledge proposed, the user can be by selecting various E-Payment media, the cash pledge of finishing leasing system is paid automatically and is given back the cash pledge of article after confirming and return business automatically, thereby has realized utilizing electronic money payment leasehold article cash pledge.
Technical scheme of the present invention is:
The present invention proposes a kind of electronic system of utilizing electronic money payment leasehold article cash pledge, comprise and pay media, settlement center and goods rental system by mails, utilize and pay media by mails, finish the cash pledge payment of goods rental system, it is characterized in that this system comprises:
Pay media by mails, comprise various electronic money payment platforms;
Goods rental system, this system comprises authentication module and cash pledge processing module: wherein, authentication module is used for the user's who pays media by mails authority is authenticated; The cash pledge processing module is used for the automatic calculating of return of down payment;
Settlement center comprises the E-Payment module, and according to the result of calculation of goods rental system cash pledge processing module, by paying module by mails, with the electronic money form, that finishes cash pledge collects and return processing by goods rental system.
Described E-Payment media comprises that the overdraw type is paid media by mails and prepaid is paid media by mails.
The computing of described cash pledge processing module comprises:
The user props up deposit-select according to the user rent=gold of need returning a deposit of service item correspondence.
Described cash pledge processing module, the user has under the situation of many lease service project choice in single job, and its computing comprises:
The ∑ user selects the stroke count * user of each service item to select the pairing rent=∑ of each service item to select all every rents of service item correspondence according to the user
The ∑ user pays every cash pledge-∑ user and selects the stroke count * user of each service item to select the pairing rent=∑ of each service item need move back every cash pledge.
The invention allows for a kind of electronic system implementation method of utilizing electronic money payment leasehold article cash pledge, the user uses the E-Payment media, in goods rental system, realize the automatic payment of rent and cash pledge and return, this method comprises that the cash pledge payment flow of article leasehold and the cash pledge that leasehold article is given back give back flow process, and concrete steps are as follows:
The cash pledge payment flow of article leasehold may further comprise the steps:
The user pays media by mails by the goods rental system platform selecting;
System carries out authenticating user identification;
Accept the user and select article lease service project;
System accepts the corresponding cash pledge of lease project of user's payment;
Give settlement center with cash pledge;
The cash pledge that leasehold article is given back is given back flow process, may further comprise the steps:
The user pays media by mails by the goods rental system platform selecting;
System carries out authenticating user identification;
Accepting the user selects article to give back service item;
The cash pledge processing module gold that carries out returning a deposit calculates;
Aforementioned calculation result is sent to settlement center;
Monetary payoff, rent deduction moves back the residue cash pledge.
The described cash pledge processing module gold that carries out returning a deposit calculates, and its calculation procedure is:
The user props up deposit-select according to the user rent=gold of need returning a deposit of service item correspondence.
When the user in single job, have under the situation of many lease service project choice, the described cash pledge processing module gold that carries out returning a deposit calculates, its calculation procedure is:
The ∑ user selects the stroke count * user of each service item to select the pairing rent of each service item=select according to the user all every rents of service item correspondence;
The ∑ user pays every cash pledge-∑ user and selects the stroke count * user of each service item to select the pairing rent=∑ of each service item need move back every cash pledge.
Described E-Payment media comprises that the overdraw type is paid media by mails and prepaid is paid media by mails.
Described prepaid is paid media by mails, and needing has the cash pledge amount of money that is higher than this operation in the verifying account, can finish system operation.
Compared with prior art, the present invention possesses following effect, to pay media by mails and be applied to goods rental system, realized the electronization payment of rent, and cash pledge automatic calculating and the processing of returning have automatically been realized, make and easy to use, the safety of this goods rental system improved services efficient, greatly saved operation cost of enterprises.
Description of drawings
Fig. 1 is the system construction drawing of the electronic system of utilizing electronic money payment leasehold article cash pledge proposed by the invention.
Fig. 2 is the cash pledge payment flow figure of the article leasehold of the electronic system implementation method of utilizing electronic money payment leasehold article cash pledge proposed by the invention.
Fig. 3 returns process flow diagram for the cash pledge that the leasehold article of the electronic system implementation method of utilizing electronic money payment leasehold article cash pledge proposed by the invention is given back.
Embodiment
Electronic system and the implementation method of utilizing electronic money payment leasehold article cash pledge proposed by the invention, utilize existing various E-Payment medium and corresponding settlement center, with the electronic rental system, formed cover electronic system new, that can utilize electronic money payment leasehold article cash pledge, its system construction drawing, as shown in Figure 1.This system comprises: pay media 11 by mails, it comprises existing a lot of electronic money payment platforms now, and for example: bank card 111 (comprising network payment bank card, bank card or credit card etc.), small amount payment card 112 (for example being applied to the rfid card of public transit system at present), mobile-phone payment platform and other have the E-Payment media 114 of identical functions; What link to each other with this E-Payment media is goods rental system 12, and this goods rental system is a disclosed electronical unmanned lease safeguard system among the CN200610015579.4 " electronical unmanned article leasehold safeguard system and its implementation ".In the present invention, comprise authentication module 121 and cash pledge processing module 122 in this goods rental system 12, wherein, authentication module is used for the user's who pays media by mails authority is authenticated; The cash pledge processing module is used for the automatic calculating of return of down payment; Native system also comprises settlement center 13, wherein comprise one and pay module 131 by mails, the amount of money data after settlement center handles according to goods rental system 12 are paid module 131 by mails by this, by building goods rental system 12 for a short time with the electronic money form, that finishes cash pledge collects and returns processing.This goods rental system is specially adapted to the small article leasing system.
As shown in Figure 2, be the cash pledge payment flow of the article leasehold of the electronic system implementation method of utilizing electronic money payment leasehold article cash pledge proposed by the invention, this flow process may further comprise the steps:
At first, the user pays media, step 201 by mails by the goods rental system platform selecting; System carries out authenticating user identification, step 202; Do you judge that authenticating user identification passes through? step 203; As do not pass through, inquire that then the user wants retry? step 207; As not needing retry, then system's display operation failure, step 208, current EO; Pass through as authenticating user identification, then accept the user and select article lease service project, step 204; Do you judge that user action confirms? step 205; As confirming operation, then system accepts the corresponding cash pledge of lease project of user's payment, step 206; Give settlement center with cash pledge, step 209 arrives this, and the cash pledge payment flow during article leasehold finishes.
As shown in Figure 3, return flow process for the cash pledge that the leasehold article of the electronic system implementation method of utilizing electronic money payment leasehold article cash pledge is given back, this flow process may further comprise the steps:
At first, the user pays media, step 301 by mails by the goods rental system platform selecting; System carries out authenticating user identification, step 302; Do you judge that authenticating user identification passes through? step 303; As do not pass through, inquire that then the user wants retry? step 308; As not needing retry, then system's display operation failure, step 309, current EO; Pass through as authenticating user identification, then accept the user and select article to give back service item, step 304; Do you judge that user action confirms? step 305; As confirming operation, the cash pledge processing module gold that carries out returning a deposit calculates step 306; Result of calculation is sent to settlement center, step 307; Monetary payoff, rent deduction moves back the residue cash pledge, step 310; Arrive this, the cash pledge payment flow during article leasehold finishes.
Wherein, the need of the cash pledge processing module in the goods rental system return a deposit the gold computing formula be:
The user props up deposit-select according to the user rent=gold of need returning a deposit of service item correspondence.
In the concrete application of this scheme, can preserve various Fee Amounts involved in the flow process to setting up corresponding database, comprise every cash pledge that the user pays, the user selects pairing every the rent of each service item, and if necessary, promptly the user is in single job, have under the situation of many lease service project choice, also can be as required, recording user is selected the quantity of service item and the stroke count of respective services project, calculates all cash pledges of the required uniform of user by following formula:
The ∑ user selects the stroke count * user of each service item to select the pairing rent=∑ of each service item to select all every rents of service item correspondence according to the user
The ∑ user pays every cash pledge-∑ user and selects the stroke count * user of each service item to select the pairing rent=∑ of each service item need move back every cash pledge.
In addition, the employed various E-Payment media of user according to its different financial discipline, can be divided into prepaid (for example rfid card, the bank card that can not overdraw) and overdraw type (for example credit card that can overdraw).Wherein, prepaid is paid media by mails, and needing has the cash pledge amount of money that is higher than this operation in the prior verifying account, can finish system operation; The overdraw type is paid the agreement agreement that media then only need be followed hair fastener unit by mails, can finish system operation.
Claims (9)
1. an electronic system of utilizing electronic money payment leasehold article cash pledge comprises and pays media, settlement center and goods rental system by mails, utilizes and pays media by mails, finishes the payment of hire of goods rental system, it is characterized in that this system comprises:
Pay media by mails, comprise various electronic money payment platforms;
Goods rental system, this system comprises authentication module and cash pledge processing module: wherein, authentication module is used for the user's who pays media by mails authority is authenticated; The cash pledge processing module is used for the automatic calculating of return of down payment;
Settlement center comprises the E-Payment module, and according to the result of calculation of goods rental system cash pledge processing module, by paying module by mails, with the electronic money form, that finishes cash pledge collects and return processing by goods rental system.
2. the electronic system of utilizing electronic money payment leasehold article cash pledge as claimed in claim 1 is characterized in that, described E-Payment media comprises that the overdraw type is paid media by mails and prepaid is paid media by mails.
3. the electronic system of utilizing electronic money payment leasehold article cash pledge as claimed in claim 1 is characterized in that, the computing of described cash pledge processing module comprises:
The user props up deposit-select according to the user rent=gold of need returning a deposit of service item correspondence.
4. the electronic system of utilizing electronic money payment leasehold article cash pledge as claimed in claim 1 is characterized in that, described cash pledge processing module, and the user has under the situation of many lease service project choice in single job, and its computing comprises:
The ∑ user selects the stroke count * user of each service item to select the pairing rent of each service item=select according to the user all every rents of service item correspondence;
The ∑ user pays every cash pledge-∑ user and selects the stroke count * user of each service item to select the pairing rent=∑ of each service item need move back every cash pledge.
5. electronic system implementation method of utilizing electronic money payment leasehold article cash pledge, the user uses the E-Payment media, in goods rental system, realize the automatic payment of rent and cash pledge and return, this method comprises that the cash pledge payment flow of article leasehold and the cash pledge that leasehold article is given back give back flow process, and concrete steps are as follows:
The cash pledge payment flow of article leasehold may further comprise the steps:
The user pays media by mails by the goods rental system platform selecting;
System carries out authenticating user identification;
Accept the user and select article lease service project;
System accepts the corresponding cash pledge of lease project of user's payment;
Give settlement center with cash pledge;
The cash pledge that leasehold article is given back is given back flow process, may further comprise the steps:
The user pays media by mails by the goods rental system platform selecting;
System carries out authenticating user identification;
Accepting the user selects article to give back service item;
The cash pledge processing module gold that carries out returning a deposit calculates;
Aforementioned calculation result is sent to settlement center;
Monetary payoff, rent deduction moves back the residue cash pledge.
6. the electronic system implementation method of utilizing electronic money payment leasehold article cash pledge as claimed in claim 6 is characterized in that, the described cash pledge processing module gold that carries out returning a deposit calculates, and its calculation procedure is:
The user props up deposit-select according to the user rent=gold of need returning a deposit of service item correspondence.
7. the electronic system implementation method of utilizing electronic money payment leasehold article cash pledge as claimed in claim 6, it is characterized in that, when the user in single job, have under the situation of many lease service project choice, the described cash pledge processing module gold that carries out returning a deposit calculates, and its calculation procedure is:
The ∑ user selects the stroke count * user of each service item to select the pairing rent of each service item=select according to the user all every rents of service item correspondence;
The ∑ user pays every cash pledge-∑ user and selects the stroke count * user of each service item to select the pairing rent=∑ of each service item need move back every cash pledge.
8. the electronic system implementation method of utilizing electronic money payment leasehold article cash pledge as claimed in claim 7 is characterized in that, described E-Payment media comprises that the overdraw type is paid media by mails and prepaid is paid media by mails.
9. the electronic system implementation method of utilizing electronic money payment leasehold article cash pledge as claimed in claim 8 is characterized in that, described prepaid is paid media by mails, and needing has the cash pledge amount of money that is higher than this operation in the verifying account, can finish system operation.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200710057291 CN101042758A (en) | 2007-04-30 | 2007-04-30 | Electric system and implementing method for paying leasehold article foregift with electronic money |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200710057291 CN101042758A (en) | 2007-04-30 | 2007-04-30 | Electric system and implementing method for paying leasehold article foregift with electronic money |
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| Publication Number | Publication Date |
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| CN101042758A true CN101042758A (en) | 2007-09-26 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 200710057291 Pending CN101042758A (en) | 2007-04-30 | 2007-04-30 | Electric system and implementing method for paying leasehold article foregift with electronic money |
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Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105574756A (en) * | 2015-12-23 | 2016-05-11 | 孙京鹏 | Costume renting system |
| CN106127464A (en) * | 2016-07-04 | 2016-11-16 | 北京佳阳科技有限公司 | A kind of guest room payment management method and device |
| CN106204187A (en) * | 2016-04-26 | 2016-12-07 | 龙璠 | A kind of non-fixation lease operation management method based on technology of Internet of things and system |
| CN106251187A (en) * | 2016-03-21 | 2016-12-21 | 上海驴徒电子商务有限公司 | Intelligence lease settlement system |
| CN107464364A (en) * | 2017-08-01 | 2017-12-12 | 上海芮匠电子科技有限公司 | A kind of goods rental system and method based on locker |
| CN109685617A (en) * | 2018-12-24 | 2019-04-26 | 成都马上到科技有限公司 | A kind of electronics cash pledge certificate software systems |
| CN112950216A (en) * | 2021-03-02 | 2021-06-11 | 捷德(中国)科技有限公司 | Transaction method and device based on digital currency |
-
2007
- 2007-04-30 CN CN 200710057291 patent/CN101042758A/en active Pending
Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105574756A (en) * | 2015-12-23 | 2016-05-11 | 孙京鹏 | Costume renting system |
| CN106251187A (en) * | 2016-03-21 | 2016-12-21 | 上海驴徒电子商务有限公司 | Intelligence lease settlement system |
| CN106204187A (en) * | 2016-04-26 | 2016-12-07 | 龙璠 | A kind of non-fixation lease operation management method based on technology of Internet of things and system |
| CN106127464A (en) * | 2016-07-04 | 2016-11-16 | 北京佳阳科技有限公司 | A kind of guest room payment management method and device |
| CN107464364A (en) * | 2017-08-01 | 2017-12-12 | 上海芮匠电子科技有限公司 | A kind of goods rental system and method based on locker |
| CN109685617A (en) * | 2018-12-24 | 2019-04-26 | 成都马上到科技有限公司 | A kind of electronics cash pledge certificate software systems |
| CN112950216A (en) * | 2021-03-02 | 2021-06-11 | 捷德(中国)科技有限公司 | Transaction method and device based on digital currency |
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Open date: 20070926 |