CL2015000413A1 - Método y sistema para habilitar ticketing/pagos móviles sin contacto por medio de una aplicación de teléfono móvil - Google Patents

Método y sistema para habilitar ticketing/pagos móviles sin contacto por medio de una aplicación de teléfono móvil

Info

Publication number
CL2015000413A1
CL2015000413A1 CL2015000413A CL2015000413A CL2015000413A1 CL 2015000413 A1 CL2015000413 A1 CL 2015000413A1 CL 2015000413 A CL2015000413 A CL 2015000413A CL 2015000413 A CL2015000413 A CL 2015000413A CL 2015000413 A1 CL2015000413 A1 CL 2015000413A1
Authority
CL
Chile
Prior art keywords
ticketing
payments
mobile
phone application
mobile phone
Prior art date
Application number
CL2015000413A
Other languages
English (en)
Inventor
Lafuente Carlos Alberto Perez
Murga Imanol Garcia
Original Assignee
Bankinter Sa
Seglan S L
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from ES201200837A external-priority patent/ES2449190B2/es
Priority claimed from ES201300165A external-priority patent/ES2486390B1/es
Priority claimed from ES201300230A external-priority patent/ES2492590B1/es
Priority claimed from ES201300717A external-priority patent/ES2527884B1/es
Application filed by Bankinter Sa, Seglan S L filed Critical Bankinter Sa
Publication of CL2015000413A1 publication Critical patent/CL2015000413A1/es

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/33User authentication using certificates
    • G06F21/335User authentication using certificates for accessing specific resources, e.g. using Kerberos tickets
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821Electronic credentials
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4012Verifying personal identification numbers [PIN]
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0807Network architectures or network communication protocols for network security for authentication of entities using tickets, e.g. Kerberos
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F2221/00Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/21Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/2137Time limited access, e.g. to a computer or data
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2463/00Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
    • H04L2463/102Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00 applying security measure for e-commerce
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/04Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • H04L63/0428Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
    • H04L63/0492Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload by using a location-limited connection, e.g. near-field communication or limited proximity of entities
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/80Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Hardware Design (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Computing Systems (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Telephone Function (AREA)

Abstract

MÉTODO PARA HABILITAR TICKETING/PAGOS MÓVILES SIN CONTACTO MEDIANTE UNA APLICACIÓN, QUE COMPRENDE PAGAR A UN PROVEEDOR POR SERVICIOS DE TICKETING/PAGOS, PREPARAR CREDENCIALES DE TICKETING/PAGOS PARA EL USUARIO Y ENVIARLAS A SU TELÉFONO MÓVIL, RECIBIR CREDENCIALES EN TELÉFONO MÓVIL, EN QUE CADA CREDENCIAL ESTÁ UNÍVOCAMENTE ASOCIADA AL TELÉFONO MÓVIL DEL USUARIO REGISTRADO Y A UN CÓDIGO DE ACTIVACIÓN; PROGRAMA DE ORDENADOR; SISTEMA
CL2015000413A 2012-08-21 2015-02-20 Método y sistema para habilitar ticketing/pagos móviles sin contacto por medio de una aplicación de teléfono móvil CL2015000413A1 (es)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
ES201200837A ES2449190B2 (es) 2012-08-21 2012-08-21 Método y sistema para habilitar ticketing/pagos móviles sin contacto por medio de una aplicación de teléfono móvil
ES201300165A ES2486390B1 (es) 2013-02-15 2013-02-15 "Método y sistema para habilitar ticketing/pagos móviles sin contacto por medio de una aplicación de teléfono móvil, mejorado"
ES201300230A ES2492590B1 (es) 2013-03-06 2013-03-06 Método y sistema para habilitar ticketing/pagos móviles sin contacto por medio de una aplicación de teléfono móvil, mejorado
ES201300717A ES2527884B1 (es) 2013-08-01 2013-08-01 Método y sistema para habilitar ticketing/pagos móviles sin contacto por medio de una aplicación de teléfono móvil, mejorados

Publications (1)

Publication Number Publication Date
CL2015000413A1 true CL2015000413A1 (es) 2016-02-12

Family

ID=48979734

Family Applications (1)

Application Number Title Priority Date Filing Date
CL2015000413A CL2015000413A1 (es) 2012-08-21 2015-02-20 Método y sistema para habilitar ticketing/pagos móviles sin contacto por medio de una aplicación de teléfono móvil

Country Status (12)

Country Link
US (2) US20150206129A1 (es)
EP (1) EP2888703A1 (es)
JP (1) JP6711623B2 (es)
KR (1) KR20150046080A (es)
CN (2) CN104871189B (es)
CA (1) CA2882986C (es)
CL (1) CL2015000413A1 (es)
MX (1) MX366316B (es)
PE (2) PE20150704A1 (es)
RU (1) RU2651179C2 (es)
WO (1) WO2014029620A1 (es)
ZA (1) ZA201501925B (es)

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Also Published As

Publication number Publication date
CA2882986A1 (en) 2014-02-27
US20150206129A1 (en) 2015-07-23
US20180053179A1 (en) 2018-02-22
CN110110515A (zh) 2019-08-09
RU2651179C2 (ru) 2018-04-18
CA2882986C (en) 2020-10-27
ZA201501925B (en) 2016-06-29
PE20160442A1 (es) 2016-04-29
MX366316B (es) 2019-07-04
JP2015527672A (ja) 2015-09-17
JP6711623B2 (ja) 2020-06-17
RU2015109902A (ru) 2016-10-10
WO2014029620A1 (en) 2014-02-27
CN104871189B (zh) 2018-11-23
CN104871189A (zh) 2015-08-26
KR20150046080A (ko) 2015-04-29
EP2888703A1 (en) 2015-07-01
MX2015002243A (es) 2015-12-08
PE20150704A1 (es) 2015-06-12

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