CA3124249A1

CA3124249A1 - Electronic certificate-based transaction system

Info

Publication number: CA3124249A1
Application number: CA3124249A
Authority: CA
Inventors: Yi Zhang
Original assignee: 10353744 Canada Ltd
Current assignee: 10353744 Canada Ltd
Priority date: 2014-09-12
Filing date: 2014-09-12
Publication date: 2016-03-17
Anticipated expiration: 2034-09-12
Also published as: CA3124250A1; CA3124246C; CA2997804C; CA3124246A1; WO2016037369A1; CA2997804A1; CA3124250C; CA3124248A1; CA3124249C; CN104838401A

Abstract

An electronic certificate-based transaction system, which comprises a content providing server, a receipt and payment system, a display server, a client terminal, and a logistics terminal. The display server presents and publishes an electronic certificate provided by the content providing server. The client terminal collects the electronic certificate and requests the receipt and payment system for a payment amount. The receipt and payment system converts the amount to a requested state and notifies the logistics terminal to transfer goods. The receipt and payment system transfer the amount in the requested state into a corresponding account when shipment receipt information is received. Thus, allowing autonomous and highly efficient circulation of the goods on the internet by using the electronic certificate, implementing intelligent autonomous transactions, and forming a transaction mode centering on the goods and not restricted by any specific sales location and salesperson.

Description

Title: Electronic Certificate-Based Transaction System Technical Field [1] The present invention relates to the field of Internet, and more particularly to a trading system based on electronic certificate.
Background Technology

[2] With the breakthrough of network, communication and information technology, e-commerce came into being and developed rapidly, changing people's life rapidly and promoting the evolution of social business form. However, the overall economy is still free from the threshold of e-commerce, the product is more in kind to be placed in the physical store, or placing the product in a picture way in the network store, forming a "shop-based" sales model. The reputation, quality and authenticity of the purchased commodity are mainly based on the factors such as the scale and reputation of the physical shops or online shops, but are hardly related to the quality of the commodity themselves and the manufacturers. For example, in real life, it is hard for people to believe that the brand of goods sold on the stall is genuine, so people usually buy the original genuine in a specialty store. Because the buyers are more willing to believe that the products sold in the specialty store are genuine, that is, the traditional purchase and sale mainly depends on particular sales sites for "shop-based"
product transactions. The actual situation is that the brand stores, and even large-scale e-commerce platform sell fake goods of high imitation are often disclosed and found in newspapers and other media.

[3] It is necessary to design a system or device that can integrate all the real information of the commodity under the transaction, complete transaction rules and service transaction, and create an environment that can give intelligent and independent trading of commodity, so that the existing trading mode can be separated from the "store standard" to realize the transaction mode of "object standard", that is, who sales are not important, who is the production of sales of commodity, who provided it is important to protect consumers on the network can be purchased by the original genuine, in order to eliminate counterfeiting online shopping at the same time, a large number of real economy of the producers can realize the direct marketing of the entire domain by affixing their own intelligent electronic transactions on the commodity.
Summary of the Invention

[4] The technical problem to be solved by the present invention is that, in view of the limitation of certain sales places in the circulation of articles in the existing technology as described above, the integration and recording mechanism of transaction information is not perfect, the mechanism of verification of delivery and delivery of commodity is not perfect and it cannot Date Recue/Date Received 2021-07-12 fully realize the problem of intelligent autonomous transaction of commodity, and provide a transaction system of commodity based on electronic certificate.

[5] The technical solution adopted by the present invention to solve the technical problem is as follows: A trading system based on an electronic certificate is constructed, which includes a content provision server, a receiving and payment system communicatively connected to the content provision server, a display server of the content provision server, a client terminal communicatively connected to the display server, and a logistics terminal communicatively connected to the content provision server, wherein:

[6] The content provision server is used to store an electronic certificate of writeable information and deliver the electronic certificate to the display server; wherein the electronic certificate at least includes article attribute information with a name and an amount of money and settlement information corresponding to at least one account;

[7] The receiving and payment system is used to: after the electronic certificate is issued and after receiving the payment request information of the client terminal, convert the requested amount into a request state; and further configured to: after receiving the request from the client terminal, after the delivery information is received, the amount of money in the requested state is allocated to the account corresponding to the settlement information;

[8] The display server is used to present the electronic certificate and publish the electronic certificate via the Internet;

[9] The client terminal is used to acquire the electronic certificate via the intemet, write a destination of the logistics delivery in the electronic certificate, select a preset logistics support information to determine the logistics distribution information, and, according to the settlement information, deliver the payment request to the receiving and payment system to request payment of an amount corresponding to the article attributes;

[10] The logistics terminal, after the receiving and payment system receives the payment of the request, extracts an article corresponding to the article attribute information of the article and directs the article to move to the destination and delivers the delivery information to the content providing server.

[11] In the system of the present invention, the receiving and payment system includes an issuing module, a payment module, and a receiving module, wherein:

[12] The issuing module is used to issue the electronic certificate and return it to the content provision server;

[13] The payment module is used to: after the payment request of the client terminal is received, turn the requested amount into a request state; wherein the request state is a state of freezing the amount or changing the amount of money into the default security account in the state;

Date Recue/Date Received 2021-07-12

[14] The receiving module is used to: after receiving the delivery information of the client terminal, allocate the amount in the request state to an account corresponding to the settlement information.

[15] In the system of the present invention, the system further comprises an enterprise resource planning terminal communicatively connected to the content provision server;

[16] The enterprise resource planning terminal is used to import the article attribute information with the name and the amount of money and the at least one account.

[17] In the system of the present invention, the system further includes a source terminal communicatively connected to the content provision server;

[18] The source terminal is used to provide and store at least the article attribute information at least having the name and the amount and the at least one settlement information in the content provision server.

[19] In the system of the present invention, the receiving and payment system includes a pick-up code issuing module and a receipt code issuing module.

[20] The pick-up code issuing module is used to deliver a pick-up code to the logistics terminal;

[21] The receipt code issuing module is used to deliver a receipt code to the client terminal;

[22] Or,

[23] The content provision server includes a pick-up code issuing module and a receipt code issuing module.

[24] The pick-up code issuing module is used to deliver a pick-up code to the logistics terminal;

[25] The receipt code issuing module is used to deliver a receipt code to the client terminal.

[26] In the system of the present invention, the client terminal is further configured to provide the logistics terminal with the receipt code after the article is moved to the destination.

[27] In the system of the present invention, the logistics terminal includes a pick-up module, a shipping module, and a signing module, wherein:

[28] The pick-up module is used to receive the pick-up code and extract an item corresponding to the article attribute information according to the pick-up code;

[29] The shipping module is used for guiding the article to move to the destination;

[30] The signing module is used to deliver the delivery information to the content provision server according to the receipt code and synchronize a receipt state to the receiving and payment system.

[31] In the system of the present invention, the receiving and payment system includes a countdown module;

[32] The countdown module is used to write countdown time information to the electronic certificate, wherein the countdown time information includes a payment countdown and / or a Date Recue/Date Received 2021-07-12 delivery countdown and / or an arrival countdown generated according to a transaction agreement.

[33] In the system of the present invention, the receiving and payment system includes an insurance module;

[34] The insurance module is used to write the electronic certificate into the electronic insurance contract information.

[35] In the system of the present invention, the receiving and payment system includes a public authority module;

[36] The public authority module is used to write identification information and / or item ownership information and / or authentication information and / or transaction status information and / or registration information to the electronic certificate.

[37] The present invention discloses a trading system based on an electronic certificate, which has the following beneficial effects: By generating an electronic certificate that corresponds to an article and is adapted to the circulation of the Internet, the invention can get rid of the restriction of a specific sales place, thereby changing the original relying on the business reputation of the tripartite E-commerce platform or online store, see the picture, the transaction-oriented E-commerce model, so that an article can be attached to its own attributes, such as manufacturers, raw materials and other information, can be autonomous and efficient circulation on the Internet, realize intelligent and independent trading, and forming an object-centered transaction model.
Brief Description

[38] Figure 1 is a structural block diagram of a trading system based on an electronic certificate provided by a first example of the present invention;

[39] Figure 2 is a flow chart of a method for an electronic certificate based trading system provided by the present invention;

[40] Figure 3 is a flow chart of generating and issuing the electronic certificate provided by the present invention;

[41] Figure 4 is a flowchart of purchasing an electronic certificate by a client terminal according to the present invention;

[42] Figure 5 is a flow chart of the dispensing article provided by the present invention;

[43] Figure 6 is a flow chart of the settlement of funds provided by the present invention;

[44] Figure 7 is a structural block diagram of a trading system based on an electronic certificate provided by a second example of the present invention;

[45] Figure 8 is a structural block diagram of a trading system based on an electronic certificate according to a third example of the present invention.

Date Recue/Date Received 2021-07-12 Description of the Preferred Examples

[46] For a clearer understanding of the technical features, objectives and effects of the present invention, the specific examples of the present invention will be described in detail with reference to the accompanying drawings.

[47] The present invention provides a trading system based on electronic certificate, the purpose of which is to realize an all-intelligent system of 'bank guarantee, single inspection, receipt of payment'. Wherein, the use of electronic certificate enables the transaction of commodity or services to reach a 'direct purchase and sale', that is, the commodity are delivered directly by the manufacturer and automatically collected, so as to ensure the authentic sales from the source of the commodity, thereby making the transaction safer and more reliable; To ensure the quality of commodity by adding the public power module in order to supervise the dynamic circulation of the articles. Through electronic certificate, it will guide the physical objects to move, so as to ensure the reasonable rights and interests of both parties, and realize the "hand in hand delivery" in E-commerce business; the use of electronic certificate can also produce unmanufactured items or articles in production, as well as services, pre-issuance, improve the rate of funds recovery; at the same time, through the electronic certificate changed based on electric business platform by a third party (or online store) business reputation, see the pictures, the transaction of the electricity business centered trading pattern, make the items on the Internet, autonomous and efficient circulation realize intelligent autonomous transactions, form centered on items of trade pattern; through this system, enterprises can be expected to produce commodity or commodity has created or existing services to record dynamic circulation of commodity information electronic certificate shows in the E-commerce, so that enterprises can earn a cash flow in the future in exchange for a real-time cash flow (such as discount, factoring and other financing), greatly accelerate the capital commodity or services turnover rate, to solve the problem of insufficient liquidity of commodity to meet corporate financing requirements, accelerate the cash flow of enterprises, and promote social and economic development.

[48] Please refer to Figure 1, Figure 1 is a structural block diagram of a trading system based on an electronic certificate provided by a first example of the present invention.
The electronic certificate-based trading system 100 includes a content provision server 1, a receiving and payment system 2 communicatively connected to the content provision server 1, a display server 3 communicatively connected to the content provision server 1, a client terminal 4 communicatively connected to the display server 3, and the logistics terminal 5 which is connected to the content providing server 1. The "communicative connection"
here can realize data synchronization, and can also selectively synchronize data according to actual needs.
Date Recue/Date Received 2021-07-12 Among them:

[49] The content provision server 1 is used to store an electronic certificate of writeable information and deliver the electronic certificate to the display server 3; wherein the electronic certificate at least includes article attribute information with a name and an amount of money and settlement information for at least one account;

[50] The receiving and payment system 2 is used to: after the electronic certificate is issued and after receiving the payment request of the client terminal, convert the requested amount into a request state, where the request state may be understood as a freeze status of the deposit amount or the credit limit or the status of the deposit amount or credit limit transferred to the preset guarantee account, that is, the credit limit (credit card) or the deposit amount (debit card) in the purchaser's bank card is temporarily frozen, or the credit limit and deposit amount into the default guarantee account, it can be understood as a commitment to pay.
After receiving the delivery information of the client terminal 4, allocating the amount in the request state to an account corresponding to the settlement information; in particular, the receiving and payment system 2 may further set a receiving account matter, the matter after the seller authorized by the bank.

[51] The receiving and payment system 2 at this office is preferably a banking system or a third-party payment system. Wherein, the electronic certificate issued by the receiving and payment system 2 refers to the information (such as the seller's bank account information and other funds information) approved by the electronic payment system for electronic certificate, writes the electronic signature into the electronic certificate, and then issues the electronic certificate, this not only achieves the purpose of correctly identifying the electronic certificate by the bank or other payment terminals, but also technically resolves the issue of identity verification of the article producer.

[52] It should be noted that the request state is a status of freezing the amount or transferring the amount into a preset guarantee account; the status of the amount of the freeze applies to the bank as the payee and the payee, transfer to a secured account means that the third-party trading platform transfers funds into its guarantee account as collateral for the transaction. In addition, it can also use the third-party trading platform and banks to cooperate with each other to provide users with a variety of payment and receipt methods, thus adding the user experience.

[53] The display server 3 is used to present the electronic certificate and publish the electronic certificate via the Internet. Specifically, the content providing server 1 delivers a link or a mapping of the electronic certificate to the display server 3, thereby saving information interactive resources.

Date Recue/Date Received 2021-07-12

[54] The client terminal 4 is used to acquire the electronic certificate via the Internet, write a destination of the logistics delivery in the electronic certificate, select preset logistics support information to determine logistics distribution information, and according to the settlement information, deliver the payment request to the receiving and payment system 2 to request payment of an amount corresponding to the article attribute information; the logistics support information is generally information that the content provision server 1 collects from a plurality of logistics companies and displays in the electronic certificate, which is convenient for the client terminal 4 to select one of the logistics companies for distribution of the article.
The payment request generally refers to the bank account information or other account information of the buyer holding the client terminal in the payment system to request payment of the amount corresponding to the article. The transaction amount is credited to the bank account or other account recorded in the electronic certificate. The logistics support information refers to the form of the logistics company that provides the distribution service for the buyer to select the corresponding logistics company to distribute the article corresponding to the electronic certificate.

[55] The logistics terminal 5, after the receiving and payment system 2 receives the payment of the request, extracts an article corresponding to the article attribute information and directs the article to move to the destination and delivers the delivery information to the content providing server 1.

[56] Preferably, the receiving and payment system 2 includes an issuing module, a payment module and a receiving module, wherein:

[57] The issuing module is used to approve the settlement information written into the electronic certificate, and issue the electronic certificate and return to the content provision server 1.

[58] The payment module is used to: after the electronic certificate is issued and after receiving the request for payment of the client terminal 4, convert the requested amount into a request state;

[59] The receiving module is used to: after receiving the delivery information of the client terminal 4, allocate the amount in the request state to an account corresponding to the settlement information.

[60] The following is a detailed description of the method for implementing this electronic certificate based trading system. Please refer to Figure 1 and Figure 2, Figure 1 is a structural block diagram of a trading system based on an electronic certificate provided by a first example of the present invention. Figure 2 is a flow chart of a method for a trading system based on an electronic certificate provided by the present invention figure, mainly divided into the following four steps:

[61] Si, provide and issue electronic certificate: The electronic certificate generating device Date Recue/Date Received 2021-07-12 generates an electronic certificate which is issued through a host system installed in a bank.
Specifically, the "issuance" of the electronic certificate refers to writing the settlement information and the electronic signature. The issued electronic certificate is delivered to an electronic warehouse, which issues the electronic certificate via the Internet, thereby displaying the electronic certificate to the consumer, through which the electronic certificate can be obtained by the consumer. Preferably, the electronic warehouse herein may be an independent website, such as an E-commerce platform and an official website platform of an organization.
Of course, the electronic warehouse can also be set up on personal Weibo, WeChat and other social media platforms.

[62] Specifically, a one-to-one mapping relationship can be established between the electronic warehouse and the data in the banking host system. That is, the data of the electronic certificate is synchronized or partially synchronized with the data in the electronic warehouse and bank host system. It should be noted that the main body to generate electronic certificates can be manufacturers or distributors or natural persons.

[63] S2: Purchase of an electronic certificate: the consumer obtains an electronic certificate through a client terminal 4 connected to the electronic warehouse and delivers payment request to the bank host system to request payment of an amount corresponding to the article attribute information. The bank host system turns the requested amount to the request state, and the logistics terminal 5 prepares the items that correspond to the article attribute information of the article. It should be noted that the "request state" in this section means that the funds in the consumer's account are frozen or the funds are temporarily secured by a third party. It can also be understood as a freeze status of the deposit amount or the credit limit or the status of the deposit amount or credit limit transferred to the preset guarantee account, that is, the credit limit (credit card) or the deposit amount (debit card) in the purchaser's bank card is temporarily frozen, or the credit limit and deposit amount into the default guarantee account, it can be understood as a commitment to pay.

[64] S3, delivery of article: logistics terminal 5 guides the article to the destination.

[65] S4, settle the funds: After the host system receives the delivery information of the logistics terminal, it will allocate the amount in the request state to the account corresponding to the settlement information.

[66] It can be understood that, in step SI, the electronic certificate may write information, where the information includes, but not limited to, transaction information. The electronic certificate is stored in a content provision server 1, wherein the electronic certificate at least includes article attribute information with the name and the amount and the settlement information with at least one account. As a preferred solution of this example, the electronic certificate is issued by the Date Recue/Date Received 2021-07-12 bank host system. After issuing the electronic certificate, the bank host system also writes optional logistics support information to the electronic certificate and delivers it to the bank host system electronic warehouse and / or content providing server; electronic warehouse for storing electronic certificate and issuing electronic certificate via Internet; and generating electronic certificate by bank host system is essentially an electronic certificate for recording all transactions.

[67] Specifically, as shown in Figure 3, Figure 3 is a flowchart of generating and issuing an electronic certificate provided by the present invention, that is, a process optimization solution of step 51.

[68] S101: the item provider submits the request for generating the electronic certificate to the content provision server 1.

[69] Preferably, the item provider may finish the configuration of the item on the local electronic terminal first, and then submit a request for generating the electronic certificate to the content provision server 1 again. In this way, the generated electronic certificate source file can be stored directly on the local electronic terminal without being stored in the content provision server 1 or the receiving and payment system 2, and only a connection signal is given to the content providing server 1 or the receiving and payment system 2.

[70] It is also possible to directly connect to the content providing server 1, configure the articles online, and then submit the request for generating the electronic certificate to the content providing server 1. In addition, when the electronic certificate is generated online, the electronic certificate can be saved directly to the content provision server 1. When the electronic certificate is generated offline, the electronic certificate may also be generated to generate an electronic certificate. The electronic certificate may be stored offline in a local electronic terminal.

[71] S102. The content providing server 1 receives the request and returns to the item provider-configuration page.

[72] S103, the item provider sets various label information of the electronic certificate in the configuration page, that is, sets up the fulfilment information of the electronic certificate, article attribute information with the name and the amount of money, and settlement information for at least one account.

[73] S104, the content providing server 1 generates an electronic certificate template configured with article information.

[74] S105: the item provider configures the issuing bank of the receiving and payment system 2, which is not limited to the issuing bank. The receiving and payment system 2 may also be other platforms that can support the flow of funds in the Internet. At the same time, the content Date Recue/Date Received 2021-07-12 provision server 1 delivers the payment receiving system 2 the issuance request of the item provider. This step may be completed by setting an issuing module in the receiving and payment system 2. The issuing module writes the optional logistics support information after generating the electronic certificate, generates an electronic certificate, and delivers the electronic certificate to the presentation server 3 and / or the content providing server 1.

[75] S106, the receiving and payment system 2 receives the issuance request to complete the issuance, and returns a PID to the content provision server 1.

[76] The 'PID' involved here is the port ID, which is also the 'port number'. Normally, the PID
consists of 8-bit port priority plus port number, port number is low, and the default port number priority 128.

[77] Of course, it is also possible for the item provider to directly submit an issuance request to the bank, and the receiving and payment system 2 returns a PID to the item provider after confirming the identity of the item provider. It is conceivable that the item provider may also submit an issuance request to the receiving and payment system 2 through the content provision server 1 to obtain a PID, and it is also feasible.

[78] S107: the content provision server 1 updates the status of the electronic certificate to be issued and synchronizes the information to the item provider.

[79] S108, the item provider selects the publication method of the electronic certificate, and generally selects to release the electronic certificate through the preset channels. The channel can be a link, an advertisement, a program embedded in the app, and so on.
This step may be implemented by adding the publication port electrically connected to the item provider, and the publication port is used to connect to the Internet to publish the electronic certificate.

[80] S109, the content providing server 1 issues the electronic certificate according to the distribution channel.

[81] This issued electronic certificate can be viewed by S110, the item provider or other Internet users through a terminal connected to the Internet.

[82] For the step S2, the client terminal 4 in the system is used to browse and acquire the electronic certificate via the Internet, write a destination of the logistics delivery in the electronic certificate, and select the logistics support information to determine the logistics distribution information, and deliver the payment request to the receiving and payment system 2 according to the settlement information to request payment of an amount corresponding to the article attribute; and the client terminal 4 can implement its function through a software package such as a plug-in, an APP, and so on. After receiving the request for payment of the client terminal 4, the receiving and payment system 2 transforms the requested amount into a request state, and notifies the logistics terminal 5 to go to the location of the article to extract the article Date Recue/Date Received 2021-07-12 corresponding to the article attributes.

[83] The function of the client terminal 4 is to complete the purchase of the electronic certificate and provide the funds for the subsequent delivery steps to freeze or escrow the certificate. For the specific process of purchasing the electronic certificate, see Figure 4.
Figure 4 shows the process of the electronic device certificate flow chart, the process includes the following steps:

[84] S201: the client terminal 4 selects a payment bank, and may also select a platform for Internet to support fund flow, or may be the same terminal as the receiving and payment system 2, so as to issue a payment request. Generally, it needs to type in the corresponding account and password to log in to the bank account. The login point can be the receiving and payment system 2 or the official website of the bank.

[85] S202, the receiving and payment system 2 receives the selection instruction, verifies the user identity of the client terminal 4, and returns to the client terminal 4.

[86] S203: the client terminal 4 delivers the user identity information and confirms that the electronic certificate is to be paid.

[87] S204: After receiving the request for payment of the client terminal 4, the receiving and payment system 2 changes the requested amount into a request state and synchronizes the information to the content provision server 1, and the content provision server 1 notifies the logistics terminal 5 to extract the article that corresponds to the article attribute. This step may be implemented by setting a payment module in the receiving and payment system 2.
Specifically, after the payment module receives the request for payment of the client terminal 4, the requested amount is turned into a request state, and the information to the content provision server 1, and the content provision server 1 notifies the logistics terminal 5 to extract the article corresponding to the article attribute information, wherein the request state is the state of the freezing of the stated amount or the transfer of the amount referred to into a presupposed guarantee account.

[88] S205: the receiving and payment system 2 synchronizes the receipt state of the client terminal 4 with the terminal 5, and returns a receipt.

[89] S206: the client terminal 4 updates the receipt state of the electronic certificate according to the receipt.

[90] For the step S3, the system comprises a logistics terminal 5 for guiding the article to move to a destination and delivering the delivery information to the receiving and payment system 2. The logistics terminal 5 is disposed inside the logistics company so that the electronic certificate can be fully circulated. The logistics terminal 5 can also be implemented in the form of software such as APP, plug-in. However, if the article is directed to move to the destination, the article may be delivered to the door or be delivered in other forms.

Date Recue/Date Received 2021-07-12

[91] The logistics terminal 5 ensures the timely delivery of the article under the monitoring mode and effectively combines the circulation track of the article and the circulation of funds so that the rights and interests of both the buyer and the seller can be effectively protected.

[92] The logistics terminal 5 essentially completes the delivery process.
Referring to Figure 5, the flowchart of the delivery provided by the present invention preferably includes the following steps:

[93] S301, the logistics terminal 5 delivers the article to submit the delivery information, and synchronizes and updates the receipt state of the content providing server 1.

[94] S302: After receiving the updated delivery information, the content providing server 1 simultaneously returns the notification of fulfilment to the logistics terminal 5 and synchronizes the receipt state in the receiving and payment system 2. In this step, the logistics company automatically synchronizes the receipt state with the content provision server 1: for example, has shipped, has been received. The receipt code issuing module delivers out the performance to the receiving and payment system 2, prompting the two notifications to prompt the payment.

[95] S303, the electronic certificate updates the receipt state in the logistics terminal 5.

[96] With respect to step S4, after the content provision server 1 receives the delivery information of the logistics terminal 5, the receiving and payment system 2 transfers the amount in the request state to the account corresponding to the settlement information. The receiving and paying system 2 can be set up in the corresponding bank, it can also be set to support the flow of funds within the Internet platform, through software. If the bank system is transferred inside the bank, the internal network of the bank can be used to realize the transfer, and the funds are always circulated in the bank system to ensure the security of the funds. Of course, it is understandable that it is also feasible to allocate the amount described in the request state between the third party payment company and the bank.

[97] The receiving and payment system 2 can solve the payment after the receipt of the articles so as to complete the transaction of the articles. Please refer to Figure 6 for the preferred flow of the part, and Figure 6 is a flow chart of the settlement of funds provided by the invention. The flow chart includes the following steps:

[98] S401, after the delivery of the item, the user of the client terminal 4 signs. Generally, a pick-up code issuing module and a receipt code issuing module are set in the receiving and payment system 2; wherein the pick-up code issuing module is used to deliver a pick-up code to the logistics terminal 5; the receipt code issuing module is used to deliver, a receipt code to the client terminal 4.

[99] The client terminal 4 provides the receipt code to the logistics terminal 5 after the article is Date Recue/Date Received 2021-07-12 moved to the destination.

[100] The logistics terminal 5 includes a pick-up module, a shipping module and a signing module, wherein: the pick-up module receives the pick-up code and extracts the item corresponding to the article properties according to the pick-up code; the shipping module guides the item to move to the destination; and the signing module delivers the delivery information to the receiving and payment system 2 according to the receipt code. The method may further include: the receiving and payment system 1 includes a pick-up code issuing module and a receipt code issuing module; the pick-up code issuing module is used to deliver a pick-up code to the logistics terminal 5; the receipt code issuing module is used to:
deliver a receipt code to the client terminal 4.

[101] Alternatively, the content provision server 1 includes a pick-up code issuing module and a receipt code issuing module; the pick-up code issuing module is used to deliver a pick-up code to the logistics terminal; the receipt code issuing module is used to deliver a receipt code to the client terminal. In addition, a sign-in module may also be set in the client terminal 4 to realize intelligent receipt. There are two preferred examples of the sign-in module, as follows:

[102] Mode 1: the receiving module includes a receipt code issuing module, a receipt code confirmation module and a receipt delivering module, wherein: the receipt code issuing module is used to communicatively connect to the client terminal 4 to issue a receipt code to client terminal 4; the receipt code confirmation module is used to generate confirmation of the receipt code to generate a receipt after the shipment is moved to the destination and before the funds are unfrozen or prior to settlement to the owner of the article, so as to determine the receipt of the article; and the receipt code delivering module is used to be communicatively connected to the receiving and payment system 2, and deliver the sign-in information to the receiving and payment system 2.

[103] In order to verify the reliability of the delivery of the logistics company, the buyer should receive the article in order to verify the identity of the buyer.

[104] Manner 2: the receiving module includes a receipt code issuing module, a receipt code confirmation module and a receipt code delivering module, wherein: the receipt code issuing module is used to communicatively connect to the client terminal 4 to issue a receipt code to client terminal 4; the receipt code confirmation module is used to generate confirmation of the receipt code to generate a receipt after the shipment is moved to the destination and before the funds are unfrozen or prior to settlement to the owner of the item, so as to determine the receipt of the item; and the receipt code delivering module is used to be communicatively connected to the receiving and payment system 2, and deliver the sign-in information to the receiving and payment system 2.

Date Recue/Date Received 2021-07-12

[105] The system further includes a sign-in code server communicatively connected to the client terminal 4; the sign-in code server is used to generate the signature according to the request information of the sign-in code request module, and deliver the signature to the client terminal 4. The sign-in code server and the content providing server 1 may be the same server to perform different functions.

[106] The sign-in module includes a sign-off code request module, a sign-off code confirming module, and a sign-off delivering module, wherein: the sign-off code request module is used to be communicatively connected to the sign-off code server, request to generate a receipt code;
and the sign-off code confirmation module is used to generate a receipt confirmation message to confirm the receipt code after the item are delivered to the destination and before allocating the funds, so as to determine the receipt of the item; the sign-off code delivering module is used to be communicatively connected to the receiving and payment system 2 and to deliver the delivery information to the receiving payment system 2 and synchronize to the content provision server 1.

[107] This method protects the rights and interests of both parties by confirming that the buyer has received the article from the item provider and solves the freezing or guarantee funds through the receipt server.

[108] S402: After the receipt, the logistics terminal 5 synchronizes the predelivery information to the receiving and payment system 2 and the content provision server 1.

[109] S403, the content provision server 1 delivers a payment request to the receiving and payment system 2.

[110] S404, the receiving and payment system 2 unfreezes the funds and transfers them to the target account or transfers the settlement to the target account.

[111] In order to better realize the intelligence of the electronic certificate, the present invention further provides the following preferred solutions:

[112] 1) The content provision server 1 or the receiving and payment system 2 further includes a countdown module.

[113] The countdown module is used to set countdown information for the electronic certificate, where the countdown information includes a payment countdown and / or a delivery countdown and / or a countdown of article due to a transaction agreement. The countdown module ensures that articles are delivered on time.

[114] The deciding when to pay the countdown is the time when the parties to the transaction reached the intent to initiate the transaction and is a payment countdown.

[115] The contract, when the countdown to the shipment is the countdown to the shipment, is used to guarantee the timely delivery of the article or service; the countdown module is started when Date Recue/Date Received 2021-07-12 the payment is initiated.

[116] The contract, when the countdown to the arrival is the countdown to the receipt, is used to guarantee the timely arrival of the article or service when the seller begins to ship.

[117] 2) The content provision server 1 or the receiving and payment system 2 further includes an insurance module and a public authority module.

[118] The insurance module is used to set the electronic insurance contract information for the electronic certificate; the insurance module ensures the rights and interests of both parties of the transaction and minimizes the losses caused by the sudden condition of the transaction.
Insurance module records electronic insurance contracts, not limited to specific types of insurance. The insurance module provides guarantee for the delivery of the article, and pays for the loss caused by the failure of the article transaction, and the maximum guarantee of the interests of both parties.

[119] The public authority module is used to write identification information and / or item ownership information and / or authentication information and / or registration information to the electronic certificate. Public right module and public authority information connection, with registration, accreditation, certification functions.

[120] 3) The content provision server 1 or the receiving and payment system 2 further includes a rebate module.

[121] The rebate module is used to provide the conditions under which the broker issues a connection to the Object Credit Certificate, from which the transaction is matched so that the broker can extract the commission.

[122] Figure 7 is a structural block diagram of an electronic certificate-based trading system 100 according to a second example of the present invention. As shown in Figure 7, this example is different from the first example in that the system further includes an enterprise resource planning terminal 6 connected to the content provision server 1; the enterprise resource planning terminal 6 is used to import, in batches or one by one, at least the article attribute information with the name and the sum of the settlement information with the at least one account in batch or generates the electronic certificate one by one and stores it in the content provision server 1. Enterprise Resource Planning (ERP), Enterprise Resource Planning (ERP) is the next generation of manufacturing systems and resource planning software for MRPII
(Enterprise Manufacturing Resource Planning). System through docking with ERP, in order to achieve batch or one by one to generate electronic certificate.

[123] Figure 8 is a structural block diagram of a trading system 100 based on an electronic certificate provided by a third example of the present invention. As shown in Figure 8, this example is different from the first example in that the system further includes:
including a source terminal Date Recue/Date Received 2021-07-12 7 communicatively connected to the content provision server 1. The source terminal 7 is used to provide an electronic certificate including at least article attributes with a name and an amount of money and account settlement information with at least one account, which is stored in the content provision server 1. The source terminal 7 of this example is mainly directed to a natural person or a small and medium-sized enterprise, preferably a computer or a mobile phone. Wherein the article attribute information includes at least the article name, the location of the article, and the article price. The seller's terminal can be either an item producer or a non-producer seller.

[124] The examples of the present invention are described above with reference to the accompanying drawings. However, the present invention is not limited to the above specific examples. The foregoing specific examples are merely illustrative and not intended to limit the present invention, many modifications and variations can be made by those skilled in the art without departing from the spirit and scope of the invention as disclosed in the accompanying drawings, all of which fall within the protection scope of the invention.

Date Recue/Date Received 2021-07-12

Claims

Claims:

1. A display server comprising:
a computer-readable memory for storing processor-executable instructions; and a computer processor communicatively coupled to the memory, wherein up execution of the processor-executable instructions, the processor is configured to:
present an electronic certificate; and publish the electronic certificate through the Internet.

2. The server of claim 1, wherein the display server is communicatively connected to a content provision server.

3. The server of any one of claims 1 to 2, wherein the electronic certificate is generated by an electronic certificate generator.

4. The server of claim 3, wherein the electronic certificate generator is owned by an item provider.

5. The server of claim 4, wherein the item provider is a manufacturer.

6. The server of claim 4, wherein the item provider is a distributor.

7. The server of claim 4, wherein the item provider is a natural person.

Date Recue/Date Received 2021-07-12

8. The server of any one of claims 4 to 7, wherein the item provider completes configuration of the item on a local terminal and submits a request for generating the electronic certificate to the content providing server, whereby an electronic certificate source file is generated and stored directly on the local terminal, and the local terminal delivers a connection signal to the content supply server, or the receiving and payment system, to access the electronic certificate source file.

9. The server of any one of claims 4 to 7, wherein the item provider connects to the content provision server directly to complete configuration of the item, and submits the request for generating the electronic certificate to the content provision server, whereby the electronic certificate is saved directly on the content provision server.

10. The server of any one of claims 4 to 9, wherein the item provider sets label information of the electronic certificate in a configuration page.

11. The server of any one of claims 4 to 9, wherein the item provider sets an issuing bank as the receiving and payment system.

12. The server of any one of claims 4 to 9, wherein the item provider sets a third-party payment platform as the receiving and payment system.

13. The server of any one of claims 4 to 12, wherein the electronic certificate is issued through a host system installed in a bank.

14. The server of claim 13, wherein the electronic certificate is written upon receiving account information and an electronic signature of the bank.

Date Recue/Date Received 2021-07-12

15. The server of any one of claims 13 to 14, wherein the electronic certificate is delivered to an electronic warehouse.

16. The server of claim 15, wherein the electronic warehouse is configured to post the electronic certificate via the Internet, thereby displaying the electronic certificate to a consumer.

17. The server of any one of claims 15 to 16, wherein the electronic warehouse is an independent website.

18. The server of claim 17, wherein the independent website includes an electronic commerce platform and an official website platform of an organization.

19. The server of any one of claims 15 to 16, wherein the electronic warehouse is a social media platform.

20. The server of claim 19, wherein the social media platform includes a personal account on Weibo, WeChat or other social media application.

21. The server of any one of claims 1 to 20, wherein the electronic certificate includes at least article attribute information including a name, an amount of money and settlement information from at least one account.

22. The server of any one of claims 15 to 21, wherein the electronic warehouse is establishes a one-to-one mapping relationship with the host system installed in the bank.

23. The server of claim 22, wherein data of the host system installed in the bank is synchronized or partially synchronized with data in the electronic warehouse.

Date Recue/Date Received 2021-07-12