CA2997804A1

CA2997804A1 - Electronic certificate-based transaction system

Info

Publication number: CA2997804A1
Application number: CA2997804A
Authority: CA
Inventors: Yi Zhang
Original assignee: 10353744 Canada Ltd
Current assignee: 10353744 Canada Ltd
Priority date: 2014-09-12
Filing date: 2014-09-12
Publication date: 2016-03-17
Anticipated expiration: 2034-09-12
Also published as: CA3124248A1; CA3124250A1; CN104838401A; WO2016037369A1; CA3124246A1; CA3124249A1; CA3124250C; CA3124246C; CA2997804C; CA3124249C

Abstract

An electronic certificate-based transaction system, which comprises a content providing server (1), a receipt and payment system (2), a demonstration server (3), a client terminal (4), and a logistics terminal (5). The content providing server (1) provides an electronic certificate. The demonstration server (3) issues the electronic certificate. The client terminal (4) collects the electronic certificate and requests the receipt and payment system (2) for a payment amount. The receipt and payment system (2) converts the amount to a requested state and notifies the logistics terminal (5) to transfer goods. The logistics terminal (5) instructs transfer of the goods to a destination. The receipt and payment system (2) transfer the amount in the requested state into a corresponding account when shipment receipt information is received. As such, a restriction to a specific sales location is removed, and an original transaction mode that relied on the reputation of a third-party platform or online store and centered on an electronic vender is altered, thus, with the goods relying on properties of self, allowing autonomous and highly efficient circulation on the internet, implementing intelligent autonomous transactions, and forming a transaction mode centering on the goods and not restricted by any specific sales location and salesperson.

Description

Title: Electronic Certificate-Based Transaction System Technical Field [1] The present invention relates to the field of Internet, and more particularly to a trading system based on electronic certificate.
Background Technology

[2] With the breakthrough of network, communication and information technology, e-commerce came into being and developed rapidly, changing people's life rapidly and promoting the evolution of social business form. However, the overall economy is still free from the threshold of e-commerce, the product is more in kind to be placed in the physical store, or placing the product in a picture way in the network store, forming a "shop-based"
sales model. The reputation, quality and authenticity of the purchased commodity are mainly based on the factors such as the scale and reputation of the physical shops or online shops, but are hardly related to the quality of the commodity themselves and the manufacturers. For example, in real life, it is hard for people to believe that the brand of goods sold on the stall is genuine, so people usually buy the original genuine in a specialty store. Because the buyers are more willing to believe that the products sold in the specialty store are genuine, that is, the traditional purchase and sale mainly depends on particular sales sites for "shop-based" product transactions. The actual situation is that the brand stores, and even large-scale e-commerce platform sell fake goods of high imitation are often disclosed and found in newspapers and other media.

[3] It is necessary to design a system or device that can integrate all the real information of the commodity under the transaction, complete transaction rules and service transaction, and create an environment that can give intelligent and independent trading of commodity, so that the existing trading mode can be separated from the "store standard" to realize the transaction mode of "object standard", that is, who sales are not important, who is the production of sales of commodity, who provided it is important to protect consumers on the network can be purchased by the original genuine, in order to eliminate counterfeiting online shopping at the same time, a large number of real economy of the producers can realize the direct marketing of the entire domain by affixing their own intelligent electronic transactions on the commodity.
Summary of the Invention

[4] The technical problem to be solved by the present invention is that, in view of the limitation of certain sales places in the circulation of articles in the existing technology as described above, the integration and recording mechanism of transaction information is not perfect, the mechanism of verification of delivery and delivery of commodity is not perfect and it cannot fully realize the problem of intelligent autonomous transaction of commodity, and provide a transaction system of commodity based on electronic certificate.

[5] The technical solution adopted by the present invention to solve the technical problem is as follows: A trading system based on an electronic certificate is constructed, which includes a content providing server, a payment receiving system communicatively connected to the content providing server, a presentation server of the content providing server, a client terminal communicatively connected to the presentation server, and a logistics terminal communicatively connected to the content providing server, wherein:

[6] The content providing server is used to store an electronic certificate of writeable information and deliver the electronic certificate to the presentation server;
wherein the electronic certificate at least includes an article attribute with a name and an amount of money and an electronic certificate with at least one account settlement information;

[7] The receiving and payment system is used to: after the electronic certificate is issued and after receiving the request information of the client terminal, convert the requested amount into a request state; and further configured to: after receiving the request from the client terminal, after the commodity information is received, the amount of money in the requested state is allocated to the account corresponding to the collection and settlement information;

[8] The presentation server is used to present the electronic certificate and publish the electronic certificate via the Internet;

[9] The client terminal is used to acquire the electronic certificate via the internet, write a destination of the logistics delivery in the electronic certificate, select a preset logistics support information to determine the logistics distribution information, and determine, according to the collection, the settlement information delivers the request information to the payment system to request payment of an amount corresponding to the article attribute;

[10] The logistics terminal, after the payment system receives the payment of the request, extracts an item corresponding to the attribute of the item and directs the item to move to the destination and delivers the receipt information to the content provision server.

[11] In the system of the present invention, the payment receiving system includes an issuing module, a payment module, and a payment module, wherein:

[12] The issuing module is used to issue the electronic certificate and return it to the content providing server;

[13] The payment module is used to: after the request information of the client terminal is received, turn the requested amount into a request state; wherein the request state is a state of freezing the amount or change the amount of money into the default security account in the state;

[14] The receiving module is used to: after receiving the receiving information of the client terminal, allocate the amount in the requested state to an account corresponding to the settlement information.

[15] In the system of the present invention, the system further comprises an enterprise resource planning terminal communicatively connected to the content providing server;

[16] The enterprise resource planning terminal is used to import the settlement information including at least the article attributes with the name and the amount of money and the at least one account.

[17] In the system of the present invention, the system further includes a source terminal communicatively connected to the content providing server;

[18] The sourcing terminal is used to provide and store at least the article attributes having the name and the amount and the settlement information having at least one account in the content providing server.

[19] In the system of the present invention, the payment system includes a delivery code issuing module and a receipt code issuing module.

[20] The pick-up code issuing module is used to deliver a pick-up code to the logistics terminal;

[21] The receipt code issuing module is used to deliver a receipt code to the client terminal;

[22] Or,

[23] The content providing server includes a delivery code issuing module and a receipt code issuing module.

[24] The pick-up code issuing module is used to deliver a pick-up code to the logistics terminal;

[25] The receipt code issuing module is used to deliver a receipt code to the client terminal.

[26] In the system of the present invention, the client terminal is further configured to provide the receipt terminal with the receipt code after the article is moved to the destination.

[27] In the system of the present invention, the logistics terminal includes a pickup module, a shipping module, and a signing module, wherein:

[28] The pick-up module is used to receive the pick-up code and extract an item corresponding to the item attribute according to the pick-up code;

[29] The delivery module is used for guiding the article to move to the destination;

[30] The receiving module is used to deliver the receipt information to the content providing server according to the receipt code and synchronize to the payment system.

[31] In the system of the present invention, the payment receiving system includes a countdown module;

[32] The countdown module is used to write countdown time information to the electronic certificate, wherein the countdown time information includes a payment countdown and /
or a delivery countdown and / or an arrival countdown generated according to a transaction agreement.

[33] In the system of the present invention, the payment receiving system includes an insurance module;

[34] The insurance module is used to write the electronic certificate into the electronic insurance contract information.

[35] In the system of the present invention, the payment system includes a public authority module;

[36] The public authority module is used to write identification information and / or item ownership information and / or authentication information and / or transaction status information and / or registration information to the electronic certificate.

[37] The present invention discloses transaction system based on an electronic certificate, which has the following beneficial effects: By generating an electronic certificate that corresponds to an article and is adapted to the circulation of the Internet, the invention can get rid of the restriction of a specific sales place, thereby changing the original relying on the business reputation of the tripartite E-commerce platform or online store, see the picture, the transaction-oriented E-commerce model, so that items can be attached to its own attributes, such as manufacturers, raw materials and other information, can be autonomous and efficient circulation on the Internet, realize intelligent and independent trading, and forming an object-centered transaction model.
Brief Description

[38] Figure 1 is a structural block diagram of a trading system based on an electronic certificate provided by a first example of the present invention;

[39] Figure 2 is a flow chart of a method for an electronic certificate based trading system provided by the present invention;

[40] Figure 3 is a flow chart of generating and issuing the electronic certificate provided by the present invention;

[41] Figure 4 is a flowchart of purchasing an electronic certificate by a client terminal according to the present invention;

[42] Figure 5 is a flow chart of the dispensing article provided by the present invention;

[43] Figure 6 is a flow chart of the settlement of funds provided by the present invention;

[44] Figure 7 is a structural block diagram of a trading system based on an electronic certificate provided by a second example of the present invention;

[45] Figure 8 is a structural block diagram of a trading system based on an electronic certificate according to a third example of the present invention.
Description of the Preferred Examples

[46] For a clearer understanding of the technical features, objectives and effects of the present invention, the specific examples of the present invention will be described in detail with reference to the accompanying drawings.

[47] The present invention provides a trading system based on electronic certificate, the purpose of which is to realize an all-intelligent system of 'bank guarantee, single inspection, receipt of payment'. Wherein, the use of electronic certificate enables the transaction of commodity or services to reach a 'direct purchase and sale', that is, the commodity are delivered directly by the manufacturer and automatically collected, so as to ensure the authentic sales from the source of the commodity, thereby making the transaction safer and more reliable; To ensure the quality of commodity by adding the public power module in order to supervise the dynamic circulation of the articles. Through electronic certificate, it will guide the physical objects to move, so as to ensure the reasonable rights and interests of both parties, and realize the "hand in hand delivery" in E-commerce business; the use of electronic certificate can also produce unmanufactured items or articles in production, as well as services, pre-issuance, improve the rate of funds recovery; at the same time, through the electronic certificate changed based on electric business platform by a third party (or online store) business reputation, see the pictures, the transaction of the electricity business centered trading pattern, make the items on the Internet, autonomous and efficient circulation realize intelligent autonomous transactions, form centered on items of trade pattern; through this system, enterprises can be expected to produce commodity or commodity has created or existing services to record dynamic circulation of commodity information electronic certificate shows in the E-commerce, so that enterprises can earn a cash flow in the future in exchange for a real-time cash flow (such as discount, factoring and other financing), greatly accelerate the capital commodity or services turnover rate, to solve the problem of insufficient liquidity of commodity to meet corporate financing requirements, accelerate the cash flow of enterprises, and promote social and economic development.

[48] Please refer to Figure 1, Figure 1 is a structural block diagram of a trading system based on an electronic certificate provided by a first example of the present invention. The electronic certificate-based transaction system 100 includes a content providing server 1, a payment system 2 communicatively connected to the content providing server 1, a display server 3 communicatively connected to the content providing server 1, and a communication server connected to the presentation server 3 client terminals 4 and the logistics terminal 5 which is connected to the content supply server 1. The "communication connection"
here can realize data synchronization, and can also selectively synchronize data according to actual needs. Among them:

[49] The content providing server 1 is used to store an electronic certificate of writeable information and deliver the electronic certificate to the presentation server;
wherein the electronic certificate at least includes an article attribute with a name and an amount of money and an electronic certificate with at least one account settlement information;

[50] The receiving and payment system 2 is used to: after the electronic certificate is issued and after receiving the request information of the client terminal, convert the requested amount into a request status, where the request status may be understood as a freeze status of the deposit amount or the credit limit or the status of the deposit amount or credit limit transferred to the preset guarantee account, that is, the credit limit (credit card) or the deposit amount (debit card) in the purchaser's bank card is temporarily frozen, or the credit limit and deposit amount into the default guarantee account, it can be understood as a commitment to pay. After receiving the receiving information of the client terminal 4, allocating the amount in the requested state to an account corresponding to the closing information; in particular, the receiving and payment system may further set a receiving account matter, the matter after the seller authorized by the bank.

[51] The collection and payment system at this office is preferably a banking system or a third-party payment system. Wherein, the electronic certificate issued by the receiving and payment system refers to the information (such as the seller's bank account information and other funds information) approved by the electronic payment system for electronic certificate, writes the electronic signature into the electronic certificate, and then issues the electronic certificate, this not only achieves the purpose of correctly identifying the electronic certificate by the bank or other payment terminals, but also technically resolves the issue of identity verification of the article producer.

[52] It should be noted that the status of the request is a status of freezing the amount or transferring the amount into a preset guarantee account; the status of the amount of the freeze applies to the bank as the payee and the payee, transfer to a secured account means that the third-party trading platform transfers funds into its guarantee account as collateral for the transaction. In addition, it can also use the third-party trading platform and banks to cooperate with each other to provide users with a variety of payment and receipt methods, thus adding the user experience.

[53] The presentation server 3 is used to present the electronic certificate and publish the electronic certificate via the Internet. Specifically, the content provision server 1 delivers a link or a mapping of the electronic certificate to the presentation server 3, thereby saving information interactive resources.

[54] The client terminal 4 is used to acquire the electronic certificate via the Internet, write a destination of the logistics delivery in the electronic certificate, select preset logistics support information to determine logistics distribution information, and according to the description receiving settlement information, delivering the request information to the payment collection system to request for payment of an amount corresponding to the article attribute; the logistics support information is generally information that the content server 1 collects a plurality of logistics companies and displays the information in the electronic certificate, which is convenient for the client terminal 4 to select one of the logistics companies for distribution as the item. The request for payment generally refers to the bank account information or other account information of the buyer holding the client terminal in the payment system to request payment of the commodity corresponding to the item. The transaction amount is credited to the bank account or other account recorded in the electronic certificate. The logistics support information refers to the form of the logistics company that provides the distribution service for the buyer to select the corresponding logistics company to distribute the commodity corresponding to the electronic certificate.

[55] The logistics terminal 5, after the payment system receives the payment of the request, extracts an item corresponding to the attribute of the item and directs the item to move to the destination and delivers the receipt information to the content provision server.

[56] Preferably, the payment system 2 includes an issuing module, a payment module and a payment module, wherein:

[57] The issuing module is used to approve the payment account information written into the electronic certificate, and issue the electronic certificate and return to the content providing server.

[58] The payment module is used to: after the electronic certificate is issued and after receiving the request information of the client terminal, convert the requested amount into a request state;

[59] The receiving module is used to: after receiving the receiving information of the client terminal, allocate the amount in the requested state to an account corresponding to the settlement information.

[60] The following is a detailed description of the method for implementing this electronic certificate based trading system. Please refer to Figure 1 and Figure 2, Figure 1 is a structural block diagram of a trading system based on an electronic certificate provided by a first example of the present invention. Figure 2 is a flow chart of a method for a trading system based on an electronic certificate provided by the present invention figure, mainly divided into the following four steps:

[61] S1, provide and issue electronic certificate: The electronic certificate generating device provides an electronic certificate which is issued through a host system installed in a bank.
Specifically, the "issuance" of the electronic certificate refers to writing the receiving account information and the electronic signature. The issued electronic certificate is delivered to an electronic warehouse, which issues the electronic certificate via the Internet, thereby displaying the electronic certificate to the consumer, through which the electronic certificate can be obtained by the consumer. Preferably, the electronic warehouse herein may be an independent website, such as an E-commerce platform and an official website platform of an organization. Of course, the electronic warehouse can also be set up on personal Weibo, WeChat and other social platforms.

[62] Specifically, a one-to-one mapping relationship can be established between the electronic warehouse and the data in the banking host system. That is, the data of the electronic certificate is synchronized or partially synchronized with the data in the electronic warehouse and bank host system. It should be noted that the main body to generate electronic certificates can be manufacturers or distributors or natural persons.

[63] S2: Purchase of an electronic certificate: the consumer obtains an electronic certificate through a client terminal connected to the electronic warehouse and delivers a request message to the bank host system to request payment of an amount corresponding to the article attribute. The bank host system turns the requested amount to the request state, and the logistics terminal prepares the items that correspond to the property of the commodity.
It should be noted that the "request status" in this section means that the funds in the consumer's account are frozen or the funds are temporarily secured by a third party. It can also be understood as a freeze status of the deposit amount or the credit limit or the status of the deposit amount or credit limit transferred to the preset guarantee account, that is, the credit limit (credit card) or the deposit amount (debit card) in the purchaser's bank card is temporarily frozen, or the credit limit and deposit amount into the default guarantee account, it can be understood as a commitment to pay.

[64] S3, delivery of commodity: logistics terminal guides the commodity to the destination.

[65] S4, to pay the funds: After the host system receives the receiving information of the logistics terminal, it will allocate the amount in the requested state to the account corresponding to the closing settlement information.

[66] It can be understood that, in step Sl, the electronic certificate may write information, where the information includes, but not limited to, transaction information.
The electronic certificate is stored in a content providing server, wherein the electronic certificate at least includes the attribute of the item with the name and the amount and the settlement information with at least one account. As a preferred solution of this example, the electronic certificate is issued by the bank host system. After issuing the electronic certificate, the bank host system also writes optional logistics support information to the electronic certificate and delivers it to the bank host system electronic warehouse and / or content provision server; electronic warehouse for storing electronic certificate and issuing electronic certificate via Internet; and generating electronic certificate by bank host system is essentially an electronic certificate for recording all transactions.

[67] Specifically, as shown in Figure 3, Figure 3 is a flowchart of generating and issuing an electronic certificate provided by the present invention, that is, a process optimization solution of step Sl.

[68] S101: the article providing direction submits the request for generating the electronic certificate to the content providing server 1.

[69] Preferably, the item provider may finish the configuration of the item on the local electronic terminal first, and then submit a request for generating the electronic certificate to the content providing server 1 again. In this way, the generated electronic certificate source file can be stored directly on the local electronic terminal without being stored in the content providing server 1 or the payment receiving system 2, and only a connection signal is given to the content supply server 1 or the payment system 2.

[70] It is also possible to directly connect to the content provision server 1, configure the articles online, and then submit the request for generating the electronic certificate to the content provision server 1. In addition, when the electronic certificate is generated online, the electronic certificate can be saved directly to the content providing server. When the electronic certificate is generated offline, the electronic certificate may also be generated to generate an electronic certificate. The electronic certificate may be stored offline in a local electronic terminal.

[71] S102. The content provision server 1 receives the request and returns to the item provider-configuration page.

[72] S103, the item provider sets various label information of the electronic certificate in the configuration page, that is, sets up the fulfilment information of the electronic certificate, the electronic certificate at least includes the item attributes with the name and the amount of money, and at least one account with close billing information.

[73] S104, the content provision server 1 generates an electronic certificate template configured with item information.

[74] S105: the article provider configures the issuing bank of the receiving and dispensing system 2, which is not limited to the issuing bank. The receiving and payment system 2 may also be other platforms that can support the flow of funds in the Internet. At the same time, the content providing server 1 delivers the payment provider 2 the issuance request of the commodity provider. This step may be completed by setting an issuance module in the payment system 2. The issuance module writes the optional logistics support information after generating the electronic certificate, generates an electronic certificate, and delivers the electronic certificate to the display Server 3 and / or the content provision server 1.

[75] S106, the payment system 2 receives the issuance request to complete the issuance, and returns a PID to the content provision server 1.

[76] The 'PID' involved here is the port ID, which is also the 'port number'. Normally, the PID
consists of 8-bit port priority plus port number, port number is low, and the default port number priority 128.

[77] Of course, it is also possible for the provider of commodity to directly submit a request for issuing the electronic certificate to the bank, and the payment system 2 returns a PID to the commodity provider after confirming the identity of the commodity provider. It is conceivable that the item provider may also submit a request for issuing the electronic certificate to the receiving and payment system 2 through the content providing server 1 to obtain a PID, and it is also feasible.

[78] S107: the content providing server 1 updates the status of the electronic certificate to be issued and synchronizes the information to the article provider.

[79] S108, the article provider selects the publication method of the electronic certificate, and generally selects to release the electronic certificate through the preset channels. The channel can be a link, an advertisement, a program embedded in the app, and so on. This step may be implemented by adding the publication port electrically connected to the item provider, and the publication port is used to connect to the Internet to publish the electronic certificate.

[80] S109, the content provision server 1 issues the electronic certificate according to the distribution channel.

[81] This issued electronic certificate can be viewed by S110, the item provider or other Internet users through a terminal connected to the Internet.

[82] For the step S2, the client terminal 4 in the system is used to browse and acquire the electronic certificate via the Internet, write a destination of the logistics delivery in the electronic certificate, and select the logistics support information as determine the distribution information, and deliver the request information to the payment system 2 according to the settlement information to request payment of an amount corresponding to the article attribute; and the client terminal 4 can implement its function through a software package such as a plug-in, an APP, and so on. After receiving the request information of the client terminal 4, the payment system 2 transforms the requested amount into a request state, and notifies the logistics terminal 5 to go to the location of the article to extract the article corresponding to the article attribute.

[83] The function of the client terminal 4 is to complete the purchase of the electronic certificate and provide the funds for the subsequent delivery steps to freeze or escrow the certificate.
For the specific process of purchasing the electronic certificate, see Figure 4. Figure 4 shows the process of the electronic device certificate flow chart, the process includes the following steps:

[84] S201: the client terminal 4 selects a payment bank, and may also select a platform for Internet to support fund flow, or may be the same terminal as the payment receiving system 2, so as to issue a payment request. Generally, it need to type in the corresponding account and password to log in to the bank account. The login point can be the payment system 2 or the official website of the bank.

[85] S202, the payment system 2 receives the selection instruction, verifies the user identity of the client terminal 4, and returns to the client terminal 4.

[86] S203: the client terminal 4 delivers the user identity information and confirms that the electronic certificate is to be paid.

[87] S204: After receiving the request information of the client terminal 4, the payment receiving system 2 changes the requested amount into a request state and synchronizes the information to the content server 1, and the content server 1 notifies the logistics terminal 5 extract the item that corresponds to the item attribute. This step may be implemented by setting a payment module in the payment system 2. Specifically, after the payment module receives the request information of the client terminal 4, the requested amount is turned into a request status, and the information to the content server 1, and the content server 1 notifies the logistics terminal 5 to extract the item corresponding to the item attribute, wherein the state of the request is the state of the freezing of the stated amount or the transfer of the amount referred to in a presupposed guarantee account.

[88] S205: the payment system 2 synchronizes the contract information of the client terminal 4 with the terminal 5, and returns a fulfilment receipt.

[89] S206: the client terminal 4 updates the fulfilment status of the electronic certificate according to the fulfilment receipt.

[90] For the step S3, the system comprises a logistics terminal 5 for guiding the commodity to move to a destination and delivering the commodity receipt information to the collection and payment system 2. The logistics terminal 5 is disposed inside the logistics company so that the electronic certificate can be fully circulated. The logistics terminal 5 can also be implemented in the form of software such as APP, plug-in. However, if the article is directed to move to the destination, the article may be delivered to the door or be delivered in other forms.

[91] The logistics terminal 5 ensures the timely delivery of the commodity under the monitoring mode and effectively combines the circulation track of the commodity and the circulation of funds so that the rights and interests of both the buyer and the seller can be effectively protected.

[92] The logistics terminal 5 essentially completes the delivery process.
Referring to Figure 5, the flowchart of the delivery item provided by the present invention preferably includes the following steps:

[93] S301, the logistics terminal 5 delivers the commodity to submit the fulfilment information, and synchronizes and updates the fulfilment information of the content provision server 1.

[94] S302: After receiving the updated performance information, the content provision server 1 simultaneously returns the notification of fulfilment to the logistics terminal 5 and synchronizes the performance information in the payment system 2. In this step, the logistics company automatically synchronizes the logistics status with the content providing server 1, for example, has shipped, has been received. The trigger electronic certificate module delivers out the performance to the payment system 2, prompting the two notifications to prompt the payment.

[95] S303, the electronic certificate updates the fulfilment information in the logistics terminal 5.

[96] With respect to step S4, after the content providing server 1 receives the receipt information of the logistics terminal 5, the payment system 2 transfers the amount in the requested state to the account corresponding to the settlement information.
Receiving and paying system 2 can be set up in the corresponding bank, it can also be set to support the flow of funds within the Internet platform, through software. If the bank system is transferred inside the bank, the internal network of the bank can be used to realize the transfer, and the funds are always circulated in the bank system to ensure the security of the funds. Of course, it is understandable that it is also feasible to allocate the amount described in the requested state between the third party payment company and the bank.

[97] The receiving and payment system 2 can solve the payment after the receipt of the articles so as to complete the transaction of the articles. Please refer to Figure 6 for the preferred flow of the part, and Figure 6 is a flow chart of the settlement of funds provided by the invention. The flow chart includes the following steps:

[98] S401, after the delivery of the item, the user of the client terminal 4 signs. Generally, a pickup code issuing module and a receipt code issuing module are set in the payment system 2; wherein the pickup code issuing module is used to deliver a pickup code to the logistics terminal 5; the receipt code issuing module is used to deliver, for delivering a receipt code to the client terminal 4.

[99] The client terminal 4 provides the receipt code to the distribution terminal 5 after the item is moved to the destination.

[100] The logistics terminal 5 includes a delivery module, a delivery module and a receipt module, wherein: the delivery module receives the delivery code and extracts the item corresponding to the article properties according to the delivery code; the delivery module guides the item to move to the destination; and the receipt module delivers the receipt information to the payment system 2 according to the receipt code. The method may further include: the payment system 1 includes a delivery code issuing module and a receipt code issuing module; the pickup code issuing module is used to deliver a pickup code to the logistics terminal; the receipt code issuing module is used to:
deliver a receipt code to the client terminal.

[101] Alternatively, the content providing server includes a delivery code issuing module and a receipt code issuing module; the pickup code issuing module is used to deliver a pickup code to the logistics terminal; the receipt code issuing module is used to:
the client terminal delivers a receipt code. In addition, a sign-in module may also be set in the client terminal 4 to realize intelligent receipt. There are two preferred examples of the sign-in module, as follows:

[102] Mode 1: the receiving module includes a receipt code issuing module, a receipt code confirmation module and a receipt delivering module, wherein: the receipt code issuing module is used to communicatively connect to the client terminal 4 to issue a receipt code to client terminal 4; the receipt code confirmation module is used to generate confirmation of the receipt code to generate a receipt after the shipment is moved to the destination and before the funds are unfrozen or prior to settlement to the owner of the item information, so as to determine the receipt of the item; and the sign delivering module is used to be communicatively connected to the payment system 2, and deliver the sign information to the payment system 2.

[103] In order to verify the reliability of the delivery of the logistics company, the buyer should receive the commodity in order to verify the identity of the buyer.

[104] Manner 2: the receiving module includes a receipt code issuing module, a receipt code confirmation module and a receipt delivering module, wherein: the receipt code issuing module is used to communicatively connect to the client terminal 4 to issue a receipt code to client terminal 4; the receipt code confirmation module is used to generate confirmation of the receipt code to generate a receipt after the shipment is moved to the destination and before the funds are unfrozen or prior to settlement to the owner of the item information, so as to determine the receipt of the item; and the sign delivering module is used to be communicatively connected to the payment system 2, and deliver the sign information to the payment system 2.

[105] The system further includes a signing code server communicatively connected to the client terminal 4; the signing code server is used to generate the signature according to the request information of the signature request module, and deliver the signature to the client terminal 4. The sign-in code server and the content provision server 1 may be the same server to perform different functions.

[106] The sign-in module includes a sign-code request module, a sign-off code confirming module, and a sign-off delivering module, wherein: the sign-off code request module is used to be communicatively connected to the sign-off code server, request to generate a receipt code; and the receipt code confirmation module is used to generate a receipt confirmation message to confirm the receipt code after the item are delivered to the destination and before allocating the funds, so as to determine the receipt of the item; the sign delivering module is used to be communicatively connected to the payment system 2 and to deliver the sign information to the payment system 2 and synchronize to the content server 1.

[107] This method protects the rights and interests of both parties by confirming that the buyer has received the commodity from the logistics center and solves the freezing or guarantee funds through the receipt server.

[108] S402: After the receipt, the logistics terminal 5 synchronizes the receipt information to the payment system 2 and the content server 1.

[109] S403, the content server 1 delivers a settlement request to the payment system 2.

[110] S404, the payment system 2 unfreezes the funds and transfers them to the target account or transfers the settlement to the target account.

[1 1 1] In order to better realize the intelligence of the electronic certificate, the present invention further provides the following preferred solutions:
[112] 1) The content providing server 1 or the payment system 2 further includes a countdown module.
[113] The countdown module is used to set countdown information for the electronic certificate, where the countdown information includes a payment countdown and / or a delivery countdown and / or a countdown of commodity due to a transaction agreement.
The countdown module ensures that items are delivered on time.
[114] The deciding when to pay the countdown is the time when the parties to the transaction reached the intent to initiate the transaction and is a payment countdown.
[115] The contract, when the countdown to the shipment is the countdown to the shipment, is used to guarantee the timely delivery of the item or service; the countdown module is started when the payment is initiated.
[116] The contract, when the countdown to the arrival is the countdown to the receipt, is used to guarantee the timely arrival of the item or service when the seller begins to ship.
[117] 2) The content providing server 1 or the payment system 2 further includes an insurance module and a public authority module.
[118] The insurance module is used to set the electronic insurance contract information for the electronic certificate; the insurance module ensures the rights and interests of both parties of the transaction and minimizes the losses caused by the sudden condition of the transaction. Insurance module records electronic insurance contracts, not limited to specific types of insurance. The insurance module provides guarantee for the delivery of commodity, and pays for the loss caused by the failure of the commodity transaction, and the maximum guarantee of the interests of both parties.
[119] The public authority module is used to write identification information and / or item ownership information and / or authentication information and / or registration information to the electronic certificate. Public right module and public authority information connection, with registration, accreditation, certification functions.
[120] 3) The content providing server 1 or the payment system 2 further includes a rebate module.
[121] The rebate module is used to provide the conditions under which the broker issues a connection to the Object Credit Certificate, from which the transaction is matched so that the broker can extract the commission.
[122] Figure 7 is a structural block diagram of an electronic certificate-based transaction system , 100 according to a second example of the present invention. As shown in Figure 7, this example is different from the first example in that the system further includes which is connected to the enterprise resource planning terminal 6 of the content providing server 1;
the enterprise resource planning terminal 6 is used to import, in batches or one by one, at least the article attributes with the name and the sum of the settlement information with the at least one account in batch or generates the electronic certificate one by one and stores it in the content providing server 1. Enterprise Resource Planning (ERP), Enterprise Resource Planning (ERP) is the next generation of manufacturing systems and resource planning software for MRPII (Enterprise Manufacturing Resource Planning).
System through docking with ERP, in order to achieve batch or one by one to generate electronic certificate.
[123] Figure 8 is a structural block diagram of a trading system 100 based on an electronic certificate provided by a third example of the present invention. As shown in Figure 8, this example is different from the first example in that the system further includes: including a source Terminal 7 communicatively connected to the content providing server 1.
The source Terminal 7 is used to provide an electronic certificate including at least an article attribute with a name and an amount of money and settlement closing information with at least one account, which is stored in the content providing server 1. The supply terminal of this example is mainly directed to a natural person or a small and medium-sized enterprise, preferably a computer or a mobile phone. Wherein the item information includes at least the item name, the location of the item, and the item price. The seller's terminal can be either an item producer or a non-producer seller.
[124] The examples of the present invention are described above with reference to the accompanying drawings. However, the present invention is not limited to the above specific examples. The foregoing specific examples are merely illustrative and not intended to limit the present invention, many modifications and variations can be made by those skilled in the art without departing from the spirit and scope of the invention as disclosed in the accompanying drawings, all of which fall within the protection scope of the invention.

Claims

The Claims

[CLAIM 1] 1. A trading system based on an electronic certificate, comprising: a content providing server, a payment system communicatively connected to the content providing server, and a display communicatively connected to the content providing server a client terminal communicatively connected to the presentation server, and a logistics terminal communicatively connected to the content providing server, wherein:
The content providing server is used to store an electronic certificate of writeable information and deliver the electronic certificate to the presentation server;
wherein the electronic certificate at least includes an article attribute with a name and an amount of money and an electronic certificate with at least one account settlement information;
The receiving and payment system is used to: after the electronic certificate is issued and after receiving the request information of the client terminal, convert the requested amount into a request state; and further configured to: after receiving the request from the client terminal, after the commodity information is received, the amount of money in the requested state is allocated to the account corresponding to the collection and settlement information;
The exhibition server is used to present the electronic certificate and publish the electronic certificate through the Internet;
The client terminal is used to acquire the electronic certificate via the internet, write a destination of the logistics delivery in the electronic certificate, select a preset logistics support information to determine the logistics distribution information, and determine, according to the collection, the settlement information delivers the request information to the payment system to request payment of an amount corresponding to the article attribute;
The logistics terminal, after the payment system receives the payment of the request, extracts an item corresponding to the attribute of the item and directs the item to move to the destination and delivers the receipt information to the content provision server.
[Claim 2] 2. The system according to Claim 1, characterized in that the payment system comprises an issuing module, a payment module, and a payment module, wherein:
The issuing module is used to issue the electronic certificate and return the electronic certificate to the content providing server;
The payment module is used to: after the request information of the client terminal is received, turn the requested amount into a request state; wherein the request state is a state of freezing the amount or change the amount of money into the default security account in the state;
The receiving module is used to: after receiving the receiving information of the client terminal, allocate the amount in the requested state to an account corresponding to the settlement information.
[Claim 3] 3.
The system according to Claim 1, further comprising an enterprise resource planning terminal communicatively connected to the content providing server;
The enterprise resource planning terminal is used to import the settlement information including at least the article attributes with the name and the amount of money and the at least one account.
[Claim 4] 4.
The system according to Claim 1, wherein the system further comprises a source terminal communicatively connected to the content providing server;
The sourcing terminal is used to provide and store at least the article attributes having the name and the amount and the settlement information having at least one account in the content providing server.
[Claim 5] 5. The system according to Claim 1, its characteristic in that, the payment system comprises a delivery code issuing module and a receipt code issuing module;
The delivery code issuing module is used to deliver a delivery code to the logistics terminal;
The receipt code issuing module is used to deliver a receipt code to the client terminal;
Or, The content providing server comprises a delivery code issuing module and a receipt code issuing module;
The delivery code issuing module is used to deliver a delivery code to the logistics terminal;
The receipt code issuing module is used to deliver a receipt code to the client terminal.
[Claim 6] 6. The system of Claim 5, wherein the client terminal is further configured to provide the receipt terminal with the receipt code after the article is moved to the destination.
[Claim 7] 7.
The system according to Claim 6, wherein the logistics terminal comprises a pickup module, a shipping module, and a signing module, wherein:
The pick-up module is used to receive the pick-up code and extract an item corresponding to the item attribute according to the pick-up code;
The delivery module is used to guide the item to move to the destination;
The receiving module is used to deliver the receipt information to the content providing server according to the receipt code and synchronize to the payment system.
[Claim 8] 8. The system according to Claim 1, wherein the payment receiving system comprises a countdown module;
The countdown module is used to write countdown information to the electronic certificate; wherein, The countdown information includes a payment countdown and / or a shipment countdown and / or a countdown to a shipment generated according to a transaction agreement.
[Claim 9] 9. The system according to any one of claims 1-8, characterized in that the payment receiving system comprises an insurance module;
The insurance module is used to write the electronic certificate into the electronic insurance contract information.
[Claim 10] 10. The system according to Claim 9, its characteristic in that, the payment system comprises a public authority module;
The public authority module is used to write identification information and /
or item ownership information and / or authentication information and / or transaction status information and / or registration information to the electronic certificate.