CA2897096A1 - Payment transactions by visual interaction protocol - Google Patents
Payment transactions by visual interaction protocol Download PDFInfo
- Publication number
- CA2897096A1 CA2897096A1 CA2897096A CA2897096A CA2897096A1 CA 2897096 A1 CA2897096 A1 CA 2897096A1 CA 2897096 A CA2897096 A CA 2897096A CA 2897096 A CA2897096 A CA 2897096A CA 2897096 A1 CA2897096 A1 CA 2897096A1
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- Prior art keywords
- goods
- delivery
- gestures
- gesture
- transaction
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Abandoned
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/308—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using the Internet of Things
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
- G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
- G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
- G06F3/017—Gesture based interaction, e.g. based on a set of recognized hand gestures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- General Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Human Computer Interaction (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Computing Systems (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The invention provides an improved way of performing payment transactions by interacting with stationary/mobile automatic or remote controlled assemblies (kiosks, drones, robots, etc.), using pre-defined recognizable standard gestures.
Description
Payment Transaction by Visual Interaction Protocol This invention provides the protocol as an improved payment transaction system for goods exchange when automatic assemblies are used for delivery or receiving of the goods. The automatic or remote controlled assemblies (kiosks, drones, robots, etc.) requires one or multiple camera, gesture-based interaction and recognition system for pre-defined gestures, wireless link to a banking system and the input from human beneficiary.
Background Of The Invention The transaction systems are known and widely used on stores, vending machines or online stores, and employs virtual or physical monetary transaction technologies.
Nowadays the transaction trends to get automatic, with less human interaction on the pre-defined transaction agreement. However, for automatic delivery of the goods the payment will require human interaction for acceptance, otherwise the buyer will potentially require a refund. This can be achieved in a faster manner than traditional ways (voice, phone, touchscreen, online typing) by utilizing a standardized gesture system along with a more flexible payment procedure, that is not involving banking cards methods, but rather a person authentication method.
Typical systems and methods relevant to this market segment and related to the payments and gestures technologies are shown in the following United States of America patents:
US 8544729 B2 Dilip Aidasani, Kimberly Alderfer, Kate T. King, Lisa M.
Knight, Stuart Rolinson US20110282785 Chin David H
US20050097320 Lior Golan US20030132974 International Business Machines Corporation US8245919 American Express Travel Related Services Company, Inc.
US8181858 Bank Of America Corporation US6421453 International Business Machines Corporation US 8352323 B2 Michelle Fisher US7069248 Swisscom Mobile Ag US7512567 Yt Acquisition Corporation US7784684 Fujitsu Limited US20070022058 Fujitsu Limited US 6128003 A Hitachi, Ltd.
Background Of The Invention The transaction systems are known and widely used on stores, vending machines or online stores, and employs virtual or physical monetary transaction technologies.
Nowadays the transaction trends to get automatic, with less human interaction on the pre-defined transaction agreement. However, for automatic delivery of the goods the payment will require human interaction for acceptance, otherwise the buyer will potentially require a refund. This can be achieved in a faster manner than traditional ways (voice, phone, touchscreen, online typing) by utilizing a standardized gesture system along with a more flexible payment procedure, that is not involving banking cards methods, but rather a person authentication method.
Typical systems and methods relevant to this market segment and related to the payments and gestures technologies are shown in the following United States of America patents:
US 8544729 B2 Dilip Aidasani, Kimberly Alderfer, Kate T. King, Lisa M.
Knight, Stuart Rolinson US20110282785 Chin David H
US20050097320 Lior Golan US20030132974 International Business Machines Corporation US8245919 American Express Travel Related Services Company, Inc.
US8181858 Bank Of America Corporation US6421453 International Business Machines Corporation US 8352323 B2 Michelle Fisher US7069248 Swisscom Mobile Ag US7512567 Yt Acquisition Corporation US7784684 Fujitsu Limited US20070022058 Fujitsu Limited US 6128003 A Hitachi, Ltd.
2 US6819782 Matsushita Electric Industrial Co., Ltd.
US7308112 Honda Motor Co., Ltd.
US7519223 Microsoft Corporation US8005263 Honda Motor Co., Ltd.
US8269722 Industrial Technology Research Institute US8487938 Standard Gestures US8589824 Northrop Grumman Systems Corporation US8614673 May Patents Ltd.
US8633890 Microsoft Corporation US8760395 Microsoft Corporation US20130343611 Hewlett-Packard Development Company, L.P.
US 8818083 B2 Parrot US D648808 S1 Parrot US8874283 United Dynamics Advanced Technologies Corporation US 8818705 B2 Accenture Global Services Limited US20080056535 Harman Becker Automotive Systems Gmbh US 6327578 B1 International Business Machines Corporation Though such gesture commands have achieved successes, there has been a continuing need for improvement and widening the field of applications, as gesture payments for services or goods.
Summary Of The Invention The invention takes advantage of the available market space in using stationary/mobile automatic or remote controlled assemblies (goods storing machines, ATMs, kiosks, intelligent houses, drones, robots, etc.) for providing services or goods at destination, and, by using visual interaction between human and the assembly, each time when the payment is initiated, validated (or voided), and finally completed by the use of automatic gesture recognizing payment system, it gets standardized. The invention considers a pre-agreement for purchase between the service/goods provider and the buyer, which is performed prior to delivery (or the goods order) that later is confirmed by a pictographic sign, face recognition or voice command at delivery by the buyer, that gets authenticated for the receiving of the goods. The invention is a standardized protocol used for delivery and acceptance of the goods that completes the payment transaction using pre-defined gestures, predominantly required when drones or robots are used for the delivery of the goods.
US7308112 Honda Motor Co., Ltd.
US7519223 Microsoft Corporation US8005263 Honda Motor Co., Ltd.
US8269722 Industrial Technology Research Institute US8487938 Standard Gestures US8589824 Northrop Grumman Systems Corporation US8614673 May Patents Ltd.
US8633890 Microsoft Corporation US8760395 Microsoft Corporation US20130343611 Hewlett-Packard Development Company, L.P.
US 8818083 B2 Parrot US D648808 S1 Parrot US8874283 United Dynamics Advanced Technologies Corporation US 8818705 B2 Accenture Global Services Limited US20080056535 Harman Becker Automotive Systems Gmbh US 6327578 B1 International Business Machines Corporation Though such gesture commands have achieved successes, there has been a continuing need for improvement and widening the field of applications, as gesture payments for services or goods.
Summary Of The Invention The invention takes advantage of the available market space in using stationary/mobile automatic or remote controlled assemblies (goods storing machines, ATMs, kiosks, intelligent houses, drones, robots, etc.) for providing services or goods at destination, and, by using visual interaction between human and the assembly, each time when the payment is initiated, validated (or voided), and finally completed by the use of automatic gesture recognizing payment system, it gets standardized. The invention considers a pre-agreement for purchase between the service/goods provider and the buyer, which is performed prior to delivery (or the goods order) that later is confirmed by a pictographic sign, face recognition or voice command at delivery by the buyer, that gets authenticated for the receiving of the goods. The invention is a standardized protocol used for delivery and acceptance of the goods that completes the payment transaction using pre-defined gestures, predominantly required when drones or robots are used for the delivery of the goods.
3 In the drawings, which form a part of this specification, Fig. 1 is presenting several sets of gestures required to perform a payment transaction by visual interaction, as pre-defined standard gestures recognizable by automatic systems.
Fig. 2 is presenting an example with pictorial step-by-step delivery process using automatic systems embedded in drones, with drone's goods delivery. In this example using human standard gestures performs the payment acceptance.
Detailed Description Of The Invention Design and gesture protocol for an automatic, remote control and non-human fashion of goods loading, transit and delivery, but in visual interaction with the human receiver, are detailed here. The way in which the above objectives for the delivery of goods by employing automatic or remote controlled assemblies (drone, robots, etc.) are achieved for this situation were gestures are used, is best explained with reference to Fig. 1 and Fig. 2.
The goods delivery considering the above situation will require an order placed by the buyer via store visit, purchase agent, phone or an online order for the goods or services. However, for practical reasons when automatic delivery methods are used there is preferred to minimize the human back-end support, from the deliverer part, except when customer support is specifically requested by receiver. The payment completion is done by using recognizable set of gestures that can be established as standard for automatic (machine/drone/robot) payments transactions. At the placing order time the monetary payment transaction can be set-up as a pre-arrangement between seller and buyer in advance using multiple ordering methods (direct interaction, web/phone call, on-liriu order, etc.), but the final acceptance of the product is not completed until the delivery service is validated. In order to achieve this several authentication methods can be used, as depicted below.
In Fig. 1 presents the basic steps of interaction with an automatic delivery system (goods storing machines, ATMs, kiosks, intelligent houses, drones, robots, etc.) that comprise (I.) the authentication, (II.) the transaction monetary action and (III.) the closure.
I. The authentication can be performed by either presenting an customer card, by face or picture recognition, or by a custom gesture pre-defined at the placing of the order, exemplified as (a) a way to keep an object, i.e. the card
Fig. 2 is presenting an example with pictorial step-by-step delivery process using automatic systems embedded in drones, with drone's goods delivery. In this example using human standard gestures performs the payment acceptance.
Detailed Description Of The Invention Design and gesture protocol for an automatic, remote control and non-human fashion of goods loading, transit and delivery, but in visual interaction with the human receiver, are detailed here. The way in which the above objectives for the delivery of goods by employing automatic or remote controlled assemblies (drone, robots, etc.) are achieved for this situation were gestures are used, is best explained with reference to Fig. 1 and Fig. 2.
The goods delivery considering the above situation will require an order placed by the buyer via store visit, purchase agent, phone or an online order for the goods or services. However, for practical reasons when automatic delivery methods are used there is preferred to minimize the human back-end support, from the deliverer part, except when customer support is specifically requested by receiver. The payment completion is done by using recognizable set of gestures that can be established as standard for automatic (machine/drone/robot) payments transactions. At the placing order time the monetary payment transaction can be set-up as a pre-arrangement between seller and buyer in advance using multiple ordering methods (direct interaction, web/phone call, on-liriu order, etc.), but the final acceptance of the product is not completed until the delivery service is validated. In order to achieve this several authentication methods can be used, as depicted below.
In Fig. 1 presents the basic steps of interaction with an automatic delivery system (goods storing machines, ATMs, kiosks, intelligent houses, drones, robots, etc.) that comprise (I.) the authentication, (II.) the transaction monetary action and (III.) the closure.
I. The authentication can be performed by either presenting an customer card, by face or picture recognition, or by a custom gesture pre-defined at the placing of the order, exemplified as (a) a way to keep an object, i.e. the card
4 or (b) wiggling an object, i.e the card. The gestures are recognized by the automatic system by using a camera module and dedicated software and technologies similar to those presented at the background of invention. The meaning of the gestures is an association between the order place holder person and the order package receiver person, associated as "is me" or "here" commands to the automatic system carrier (machine, drone, robot, etc.).
The transaction gesturesefers to the monetary action performed by receiver.
That includes specific transaction commands as (c) "pay", that will perform the on line transfer of the funds from the account of the person that place the order, to the account of the person that performs the service or provides the goods. In the case that the goods or services are not accepted by receiver a gesture as (d) "not interested" or (e) "refund", which can be utilized by receiver. The gestures can be performed prior, during or after the package/goods or service is received, basically between the authentication and closure.
III. Several closing gestures can be utilized to conclude the transaction, considering the transaction status: accepted, pending or rejected. The closing gesture for acceptance is the (g) "confirm transaction", that will automatically be succeeded by invoice bill and sale closure. However, in case of rejection of the product or service, the receiver can dismiss the carrier and the automatic system by utilizing (f) "you can go" gesture, or if a human interaction is needed a (h) gesture for "get customer service" can be used.
In Fig. 2 exemplify a standard delivery process, where (a) a package arrives at destination and sends a signal to oe person that requires authentication for the goods, products or services. Once the receiver acknowledges the arrival the (b) authentication process gets performed. Multiple person gestures could be authorized by the system, for example one person picks the product from the carrier bay once another person interacts with the automatic system, (c) the payment and the transferring of the goods being also recorded for validation purposes. Finally, the closure gesture (d) can release the carrier and the automatic system from the current receiver place, allowing the carrier to go and to start the transit for next destination, in order to perform another transaction.
The transaction gesturesefers to the monetary action performed by receiver.
That includes specific transaction commands as (c) "pay", that will perform the on line transfer of the funds from the account of the person that place the order, to the account of the person that performs the service or provides the goods. In the case that the goods or services are not accepted by receiver a gesture as (d) "not interested" or (e) "refund", which can be utilized by receiver. The gestures can be performed prior, during or after the package/goods or service is received, basically between the authentication and closure.
III. Several closing gestures can be utilized to conclude the transaction, considering the transaction status: accepted, pending or rejected. The closing gesture for acceptance is the (g) "confirm transaction", that will automatically be succeeded by invoice bill and sale closure. However, in case of rejection of the product or service, the receiver can dismiss the carrier and the automatic system by utilizing (f) "you can go" gesture, or if a human interaction is needed a (h) gesture for "get customer service" can be used.
In Fig. 2 exemplify a standard delivery process, where (a) a package arrives at destination and sends a signal to oe person that requires authentication for the goods, products or services. Once the receiver acknowledges the arrival the (b) authentication process gets performed. Multiple person gestures could be authorized by the system, for example one person picks the product from the carrier bay once another person interacts with the automatic system, (c) the payment and the transferring of the goods being also recorded for validation purposes. Finally, the closure gesture (d) can release the carrier and the automatic system from the current receiver place, allowing the carrier to go and to start the transit for next destination, in order to perform another transaction.
Claims (4)
1. Standardized payment gesture protocol for accepting or rejecting goods, products or services at delivery, when stationary/mobile automatic or remote controlled assemblies are employed for delivery.
2. The combination defined in claim 1, including single or multiple electronic devices with one or multiple goods or packages to deliver, which requires simplified payment by gesture.
3. Drone or robot application r electronic sale including consumer's interaction by combination of voice with gestures that will conclude a transaction.
4. The single or multiple delivery assemblies (machines, drone, robot, etc.) that employs one or multiple cameras to recognize human gestures for accepting or rejecting commands, services or goods at loading, deploying, re-filling, in transit or at delivery points.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CA2897096A CA2897096A1 (en) | 2015-07-14 | 2015-07-14 | Payment transactions by visual interaction protocol |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CA2897096A CA2897096A1 (en) | 2015-07-14 | 2015-07-14 | Payment transactions by visual interaction protocol |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CA2897096A1 true CA2897096A1 (en) | 2017-01-14 |
Family
ID=57756304
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CA2897096A Abandoned CA2897096A1 (en) | 2015-07-14 | 2015-07-14 | Payment transactions by visual interaction protocol |
Country Status (1)
| Country | Link |
|---|---|
| CA (1) | CA2897096A1 (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US10507917B2 (en) | 2017-03-06 | 2019-12-17 | Walmart Apollo, Llc | Apparatuses and methods for gesture-controlled unmanned aerial vehicles |
-
2015
- 2015-07-14 CA CA2897096A patent/CA2897096A1/en not_active Abandoned
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US10507917B2 (en) | 2017-03-06 | 2019-12-17 | Walmart Apollo, Llc | Apparatuses and methods for gesture-controlled unmanned aerial vehicles |
| GB2574704A (en) * | 2017-03-06 | 2019-12-18 | Walmart Apollo Llc | Apparatuses and methods for gesture-controlled unmanned aerial vehicles |
| GB2574704B (en) * | 2017-03-06 | 2020-06-17 | Walmart Apollo Llc | Apparatuses and methods for gesture-controlled unmanned aerial vehicles |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| FZDE | Discontinued |
Effective date: 20190716 |