CA2667413A1 - System controlled by data bearing records including automated banking - Google Patents
System controlled by data bearing records including automated banking Download PDFInfo
- Publication number
- CA2667413A1 CA2667413A1 CA002667413A CA2667413A CA2667413A1 CA 2667413 A1 CA2667413 A1 CA 2667413A1 CA 002667413 A CA002667413 A CA 002667413A CA 2667413 A CA2667413 A CA 2667413A CA 2667413 A1 CA2667413 A1 CA 2667413A1
- Authority
- CA
- Canada
- Prior art keywords
- sheet
- operative
- machine
- check
- sheets
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
- 238000000034 method Methods 0.000 claims 56
- 230000005855 radiation Effects 0.000 claims 38
- 230000001154 acute effect Effects 0.000 claims 4
- 230000010006 flight Effects 0.000 claims 3
- 239000002390 adhesive tape Substances 0.000 claims 2
- 230000000007 visual effect Effects 0.000 claims 1
- 238000010200 validation analysis Methods 0.000 abstract 1
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
- B65H—HANDLING THIN OR FILAMENTARY MATERIAL, e.g. SHEETS, WEBS, CABLES
- B65H1/00—Supports or magazines for piles from which articles are to be separated
- B65H1/02—Supports or magazines for piles from which articles are to be separated adapted to support articles on edge
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
- B65H—HANDLING THIN OR FILAMENTARY MATERIAL, e.g. SHEETS, WEBS, CABLES
- B65H1/00—Supports or magazines for piles from which articles are to be separated
- B65H1/28—Supports or magazines for piles from which articles are to be separated compartmented to receive piles side-by-side
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
- B65H—HANDLING THIN OR FILAMENTARY MATERIAL, e.g. SHEETS, WEBS, CABLES
- B65H29/00—Delivering or advancing articles from machines; Advancing articles to or into piles
- B65H29/38—Delivering or advancing articles from machines; Advancing articles to or into piles by movable piling or advancing arms, frames, plates, or like members with which the articles are maintained in face contact
- B65H29/46—Members reciprocated in rectilinear path
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
- B65H—HANDLING THIN OR FILAMENTARY MATERIAL, e.g. SHEETS, WEBS, CABLES
- B65H31/00—Pile receivers
- B65H31/04—Pile receivers with movable end support arranged to recede as pile accumulates
- B65H31/06—Pile receivers with movable end support arranged to recede as pile accumulates the articles being piled on edge
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
- B65H—HANDLING THIN OR FILAMENTARY MATERIAL, e.g. SHEETS, WEBS, CABLES
- B65H31/00—Pile receivers
- B65H31/24—Pile receivers multiple or compartmented, e.d. for alternate, programmed, or selective filling
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
- B65H—HANDLING THIN OR FILAMENTARY MATERIAL, e.g. SHEETS, WEBS, CABLES
- B65H31/00—Pile receivers
- B65H31/30—Arrangements for removing completed piles
- B65H31/3027—Arrangements for removing completed piles by the nip between moving belts or rollers
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
- B65H—HANDLING THIN OR FILAMENTARY MATERIAL, e.g. SHEETS, WEBS, CABLES
- B65H43/00—Use of control, checking, or safety devices, e.g. automatic devices comprising an element for sensing a variable
- B65H43/04—Use of control, checking, or safety devices, e.g. automatic devices comprising an element for sensing a variable detecting, or responding to, presence of faulty articles
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
- B65H—HANDLING THIN OR FILAMENTARY MATERIAL, e.g. SHEETS, WEBS, CABLES
- B65H7/00—Controlling article feeding, separating, pile-advancing, or associated apparatus, to take account of incorrect feeding, absence of articles, or presence of faulty articles
- B65H7/02—Controlling article feeding, separating, pile-advancing, or associated apparatus, to take account of incorrect feeding, absence of articles, or presence of faulty articles by feelers or detectors
- B65H7/06—Controlling article feeding, separating, pile-advancing, or associated apparatus, to take account of incorrect feeding, absence of articles, or presence of faulty articles by feelers or detectors responsive to presence of faulty articles or incorrect separation or feed
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/009—Depositing devices
- G07D11/0096—Accepting paper currency or other valuables in containers, e.g. in code-marked envelopes
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/10—Mechanical details
- G07D11/14—Inlet or outlet ports
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/10—Mechanical details
- G07D11/16—Handling of valuable papers
- G07D11/17—Aligning
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/20—Controlling or monitoring the operation of devices; Data handling
- G07D11/24—Managing the stock of valuable papers
- G07D11/25—Relocation of valuable papers within devices
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
- B65H—HANDLING THIN OR FILAMENTARY MATERIAL, e.g. SHEETS, WEBS, CABLES
- B65H2408/00—Specific machines
- B65H2408/10—Specific machines for handling sheet(s)
- B65H2408/13—Wall or kiosk dispenser, i.e. for positively handling or holding material until withdrawal by user
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
- B65H—HANDLING THIN OR FILAMENTARY MATERIAL, e.g. SHEETS, WEBS, CABLES
- B65H2701/00—Handled material; Storage means
- B65H2701/10—Handled articles or webs
- B65H2701/19—Specific article or web
- B65H2701/1912—Banknotes, bills and cheques or the like
Landscapes
- Engineering & Computer Science (AREA)
- Mechanical Engineering (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Controlling Sheets Or Webs (AREA)
- Pile Receivers (AREA)
- Inspection Of Paper Currency And Valuable Securities (AREA)
Abstract
A system controlled by a data bearing record includes a card reader that is operative to read data from user cards including identifying data and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.
Claims (116)
1. Apparatus comprising:
a card reader operative to read identification information from data-bearing user cards;
an automated banking machine including:
a housing;
at least one input device in operative supported connection with the housing, wherein the at least one input device is operative to receive inputs from users of the machine, wherein the at least one input device includes the card reader, wherein the inputs including the identification information are usable to identify at least one of a respective user and a respective user's financial account;
at least one output device in operative supported connection with the housing, wherein the at least one output device is operative to provide outputs including instructions concerning machine usage;
at least one deposit accepting device in operative supported connection with the housing, wherein the at least one deposit accepting device is operative to read indicia on sheets received from machine users;
at least one processor in the housing, wherein the at least one processor is in operative connection with the at least one input device, the at least one output device and the at least one deposit accepting device;
wherein the at least one deposit accepting device includes:
at first sheet driver member;
at second sheet driver member;
wherein the first and second sheet driver members are movably mounted in operatively supported connection with the housing such that a distance between the first sheet driver member and the second sheet driver member is selectively variable responsive to operation of the at least one processor;
at least one divider plate positionable intermediate of the first sheet driver member and the second sheet driver member, wherein the at least one divider plate is movably mounted relative to the housing;
at least one drive, wherein the at least one drive is in operative connection with the at least one processor, wherein the at least one processor is operative to cause the at least one drive to selectively relatively position the first sheet driver member, the second sheet driver member, and the at least one divider plate;
wherein the at least one deposit accepting device is operative to cause sheets to move from a first side of the at least one divider plate to a second side of the at least one divider plate;
wherein the first sheet driver member and the second sheet driver member are operative to move sheets positioned on the first side of the at least one divider plate and on the second side of the at least one divider plate.
a card reader operative to read identification information from data-bearing user cards;
an automated banking machine including:
a housing;
at least one input device in operative supported connection with the housing, wherein the at least one input device is operative to receive inputs from users of the machine, wherein the at least one input device includes the card reader, wherein the inputs including the identification information are usable to identify at least one of a respective user and a respective user's financial account;
at least one output device in operative supported connection with the housing, wherein the at least one output device is operative to provide outputs including instructions concerning machine usage;
at least one deposit accepting device in operative supported connection with the housing, wherein the at least one deposit accepting device is operative to read indicia on sheets received from machine users;
at least one processor in the housing, wherein the at least one processor is in operative connection with the at least one input device, the at least one output device and the at least one deposit accepting device;
wherein the at least one deposit accepting device includes:
at first sheet driver member;
at second sheet driver member;
wherein the first and second sheet driver members are movably mounted in operatively supported connection with the housing such that a distance between the first sheet driver member and the second sheet driver member is selectively variable responsive to operation of the at least one processor;
at least one divider plate positionable intermediate of the first sheet driver member and the second sheet driver member, wherein the at least one divider plate is movably mounted relative to the housing;
at least one drive, wherein the at least one drive is in operative connection with the at least one processor, wherein the at least one processor is operative to cause the at least one drive to selectively relatively position the first sheet driver member, the second sheet driver member, and the at least one divider plate;
wherein the at least one deposit accepting device is operative to cause sheets to move from a first side of the at least one divider plate to a second side of the at least one divider plate;
wherein the first sheet driver member and the second sheet driver member are operative to move sheets positioned on the first side of the at least one divider plate and on the second side of the at least one divider plate.
2. The apparatus according to claim 1 wherein the housing includes a sheet opening, wherein the sheet opening is configured to receive and deliver sheets therethrough, wherein sheets received in the machine through the sheet opening are received in one of the first side and the second side, and sheets delivered from the machine are delivered from at least one of the first side and the second side.
3. The apparatus according to claim 2 wherein sheets received in the machine through the sheet opening are operatively engaged with both the first sheet driver member and the second sheet driver member.
4. The apparatus according to claim 3 wherein sheets delivered from the machine through the sheet opening are operatively engaged with both the first sheet driver member and the second sheet driver member.
5. The apparatus according to claim 4 wherein the at least one drive is operative to move the at least one divider plate relative to both the first sheet driver member and the second sheet driver member.
6. The apparatus according to claim 5 and further including at least one opening in the at least one divider plate, wherein the first sheet driver member is operative to contact sheets on the second side through the at least one opening.
7. The apparatus according to claim 6 wherein the second sheet driver member is operative to contact sheets on the first side through the at least one opening.
8. The apparatus according to claim 7 wherein the at least one deposit accepting device includes a note validator.
9. The apparatus according to claim 7 wherein the at least one deposit accepting device includes a check imager.
10. The apparatus according to claim 9 wherein the at least one deposit accepting device includes both a check image and a note validator.
11. The apparatus according to claim 9 wherein the first sheet driver member includes a first belt flight, and wherein the second sheet driving member includes a second belt flight, and wherein the at least one opening in the at least one divider plate includes an elongated opening extending parallel to both the first and second belt flights.
12. The apparatus according to claim 11 wherein the at least one deposit accepting device includes a picker, wherein the picker is operative to separate each sheet from a first stack of sheets on at least one of the first side and the second side.
13. The apparatus according to claim 12 wherein the picker is operative to separate each sheet from a first stack that includes sheets on both the first side and the second side of the at least one divider plate.
14. The apparatus according to claim 11 wherein the at least one divider plate comprises a pair of horizontally spaced divider plate portions, and wherein the elongated opening extends horizontally between the divider plate portions of the pair.
15. The apparatus according to claim 14 wherein the at least one drive is operative to selectively relatively vertically position the pair of divider plate portions, the first sheet driving member and the second sheet driving member.
16. The apparatus according to claim 15 wherein each of the divider plate portions of the pair are each vertically moveable and rotatably movable.
17. The apparatus according to claim 15 wherein the at least one deposit accepting device includes a picker, wherein the picker is operative to separate each sheet from a stack of sheets, wherein the stack of sheets extends on at least one of the first side, the second side and both the first side and the second side.
18. The apparatus according to claim 17 and further comprising a first transport, wherein the first transport is operative to move sheets intermediate of the picker and the check imager, and further comprising a first diverter, wherein the first diverter is operative to divert sheets moving in the first transport toward the picker to the second side.
19. The apparatus according to claim 18 wherein the at least one deposit accepting device includes a first sheet storage and retrieval device, wherein sheets moved past the check imager are stored in the first sheet storage and retrieval device.
20. The apparatus according to claim 19 wherein the first sheet storage and retrieval device includes a first belt recycler.
21. The apparatus according to claim 19 wherein the at least one processor is operative to cause the deposit accepting device to selectively cause sheets in the first sheet storage and retrieval device to be moved to the second side and to a first storage area in the machine.
22. A method of operating a banking system responsive to a data bearing record, comprising:
(a) reading data from a card presented by a user, through operation of a card reader in an automated banking machine;
(b) operating the automated banking machine to determine that the data read in (a) corresponds to stored data associated with an authorized machine user;
(c) receiving a stack comprising a plurality of documents through a sheet opening in a housing of the machine, wherein the stack is received intermediate of a first sheet driver member and a second sheet driver member, and wherein the stack is received on a first side of at least one divider plate, wherein the at least one divider plate is positioned intermediate of the first sheet driver member and the second sheet driver member.
(d) subsequent to (c) relatively moving the at least one divider plate, the first sheet driver member and the second sheet driver member, such that the first sheet driver member operatively engages a first side of the stack and the second sheet driver member operatively engages a second side of the stack opposed of the first side of the stack, wherein the second sheet driver member operatively engages the second side of the stack through an opening in the at least one divider plate;
(e) subsequent to (d), moving the stack within the machine in operative engagement with the first sheet driver member and the second sheet driver member.
(a) reading data from a card presented by a user, through operation of a card reader in an automated banking machine;
(b) operating the automated banking machine to determine that the data read in (a) corresponds to stored data associated with an authorized machine user;
(c) receiving a stack comprising a plurality of documents through a sheet opening in a housing of the machine, wherein the stack is received intermediate of a first sheet driver member and a second sheet driver member, and wherein the stack is received on a first side of at least one divider plate, wherein the at least one divider plate is positioned intermediate of the first sheet driver member and the second sheet driver member.
(d) subsequent to (c) relatively moving the at least one divider plate, the first sheet driver member and the second sheet driver member, such that the first sheet driver member operatively engages a first side of the stack and the second sheet driver member operatively engages a second side of the stack opposed of the first side of the stack, wherein the second sheet driver member operatively engages the second side of the stack through an opening in the at least one divider plate;
(e) subsequent to (d), moving the stack within the machine in operative engagement with the first sheet driver member and the second sheet driver member.
23. The method according to claim 22, wherein in (e) the stack is moved inward in the machine relative to the sheet opening, into operative engagement with a picker;
and further comprising:
(f) subsequent to (e) moving each sheet separately from the stack through operation of the picker.
and further comprising:
(f) subsequent to (e) moving each sheet separately from the stack through operation of the picker.
24. The method according to claim 23 and further comprising:
(g) analyzing each sheet separated from the stack through operation of a sheet processor device in the machine.
(g) analyzing each sheet separated from the stack through operation of a sheet processor device in the machine.
25. The method according to claim 24 wherein in (g) the sheet processor device includes at least one of a check imager and a note validator.
26. The method according to claim 24 and further comprising:
(h) storing each sheet analyzed in (g) in at least one storage and retrieval device in the machine.
(h) storing each sheet analyzed in (g) in at least one storage and retrieval device in the machine.
27. The method according to claim 26 wherein in (h) the at least one storage and retrieval device comprises a belt recycler.
28. The method according to claim 26 and further comprising;
(i) subsequent to (f), relatively moving the first sheet driving member, second sheet driving member and at least one divider plate, wherein the second sheet driver member is disposed from the at least one divider plate on a second side of the divider plate, wherein the second side is opposed of the first side;
(j) subsequent to (i), moving at least one sheet stored on the at least one storage and retrieval device in (h), to the second side of the at least one divider member.
(i) subsequent to (f), relatively moving the first sheet driving member, second sheet driving member and at least one divider plate, wherein the second sheet driver member is disposed from the at least one divider plate on a second side of the divider plate, wherein the second side is opposed of the first side;
(j) subsequent to (i), moving at least one sheet stored on the at least one storage and retrieval device in (h), to the second side of the at least one divider member.
29. The method according to claim 28 and further comprising:
(k) subsequent to (j), relatively moving the first sheet driver member, second sheet driver member and at least one divider plate such that the at least one sheet on the second side is operatively engaged with both the first sheet driver member and the second sheet driver member, wherein the first sheet driver member operatively engages the at least one sheet on the second side by extending through the opening in the at least one divider plate;
(1) subsequent to (k), moving the at least one sheet on the second side in engagement with the first and second sheet driver members.
(k) subsequent to (j), relatively moving the first sheet driver member, second sheet driver member and at least one divider plate such that the at least one sheet on the second side is operatively engaged with both the first sheet driver member and the second sheet driver member, wherein the first sheet driver member operatively engages the at least one sheet on the second side by extending through the opening in the at least one divider plate;
(1) subsequent to (k), moving the at least one sheet on the second side in engagement with the first and second sheet driver members.
30. The method according to claim 29 wherein in (l) the at least one sheet on the second side is moved toward the sheet opening in the housing.
31. The method according to claim 29 wherein in (l) the at least one sheet on the second side is moved to operative engagement with the picker.
32. The method according to claim 31, and further comprising:
(m) subsequent to (l) separating each of the at least one sheet on the second side from other sheets on the second side through operation of the picker.
(m) subsequent to (l) separating each of the at least one sheet on the second side from other sheets on the second side through operation of the picker.
33. The method according to claim 32 and further comprising:
(n) storing each of the at least one sheet separated by the picker in (m) in at least one storage location in the automated banking machine.
(n) storing each of the at least one sheet separated by the picker in (m) in at least one storage location in the automated banking machine.
34. The method according to claim 33 wherein the at least one divider plate comprises a pair of divider plate portions separated by an elongated opening, and wherein the first sheet driver member comprises a first belt flight and the second sheet driver member comprises a second belt flight, and wherein in (d) the second belt flight extends in the elongated opening to engage the stack, and wherein in (k) the first belt flight extends in the elongated opening to engage the at least one sheet.
35. The method according to claim 34 wherein a path extends between the picker, the sheet processor device and the at least one sheet storage and retrieval device, wherein during at least a portion of both (f) and (g), sheets move in a first direction in the path.
36. The method according to claim 35 wherein during at least a portion of (j) at least one sheet moves in a second direction opposed of the first direction in the path, and wherein (j) further includes engaging the at least one sheet and a diverter in the path, wherein the diverter directs the at least one sheet to the second side.
37. The method according to claim 36 wherein in (j) the diverter engages the at least one sheet prior to the at least one sheet reaching the picker when moving in the second direction in the path.
38. The method according to claim 37 and further comprising:
(o) granting the authorized user a credit corresponding to the at least one sheet received by the machine in (c) responsive to operation of the machine.
(o) granting the authorized user a credit corresponding to the at least one sheet received by the machine in (c) responsive to operation of the machine.
39. The method according to claim 22 wherein the at least one divider plate comprises a pair of disposed plate portions separated by an elongated opening, and wherein in (d) the second sheet driver member operatively engages the stack by extending in the elongated opening.
40. The method according to claim 39 wherein the second sheet driver member comprises a belt flight, and wherein in (d) the belt flight extends in the elongated opening.
41. The method according to claim 22 wherein in (d) the relative vertical positions of the at least one divider plate, first sheet driver member and second sheet driver member are changed.
42. Apparatus comprising:
a card reader operative to read data-carrying records comprising user cards;
an automated banking machine including:
a housing;
at least one input device in operative supported connection with the housing, wherein the at least one input device is operative to receive inputs from users of the machine, wherein the at least one input device includes the card reader, wherein the inputs are usable to identify at least one of a respective user and a respective user's financial account, and wherein the machine is operative responsive to information read from cards through operation of the card reader;
at least one output device in operative supported connection with the housing, wherein the at least one output device is operative to receive outputs including instructions concerning machine usage;
at least one cash dispenser device in operative supported connection with the housing, wherein the at least one cash dispenser device is operative to cause cash to be delivered from the machine;
at least one deposit accepting device in operative supported connection with the housing, wherein the deposit accepting device is operative to read indicia on sheets received from machine users;
at least one processor in the housing, wherein the at least one processor is in operative connection with the at least one input device, the at least one output device, the at least one cash dispenser device and the at least one deposit accepting device;
wherein the at least one deposit accepting device includes:
at first sheet driver member;
at second sheet driver member;
wherein the first and second sheet driver members are movably mounted in operatively supported connection with the housing such that a distance between the first sheet driver member and the second sheet driver member is selectively variable responsive to operation of the at least one processor;
at least one divider plate positionable intermediate of the first sheet driver member and the second sheet driver member, wherein the at least one divider plate is movably mounted relative to the housing;
at least one sensor;
at least one drive, wherein the at least one drive is in operative connection with the at least one processor, wherein the at least one processor causes operation of the drive to selectively relatively position the first sheet driver member, the second sheet driver member, and the at least one divider plate;
wherein the at least one deposit accepting device is operative to cause sheets to move from a first side of the at least one divider plate to a second side of the at least one divider plate;
wherein the first sheet driver member and the second sheet driver member are operative to move sheets positioned on the first side of the at least one divider plate and on the second side of the at least one divider plate;
wherein the at least one sensor is in operative connection with the at least one processor, wherein the at least one sensor is operative to sense sheets positioned on at least one of the first side and the second side.
a card reader operative to read data-carrying records comprising user cards;
an automated banking machine including:
a housing;
at least one input device in operative supported connection with the housing, wherein the at least one input device is operative to receive inputs from users of the machine, wherein the at least one input device includes the card reader, wherein the inputs are usable to identify at least one of a respective user and a respective user's financial account, and wherein the machine is operative responsive to information read from cards through operation of the card reader;
at least one output device in operative supported connection with the housing, wherein the at least one output device is operative to receive outputs including instructions concerning machine usage;
at least one cash dispenser device in operative supported connection with the housing, wherein the at least one cash dispenser device is operative to cause cash to be delivered from the machine;
at least one deposit accepting device in operative supported connection with the housing, wherein the deposit accepting device is operative to read indicia on sheets received from machine users;
at least one processor in the housing, wherein the at least one processor is in operative connection with the at least one input device, the at least one output device, the at least one cash dispenser device and the at least one deposit accepting device;
wherein the at least one deposit accepting device includes:
at first sheet driver member;
at second sheet driver member;
wherein the first and second sheet driver members are movably mounted in operatively supported connection with the housing such that a distance between the first sheet driver member and the second sheet driver member is selectively variable responsive to operation of the at least one processor;
at least one divider plate positionable intermediate of the first sheet driver member and the second sheet driver member, wherein the at least one divider plate is movably mounted relative to the housing;
at least one sensor;
at least one drive, wherein the at least one drive is in operative connection with the at least one processor, wherein the at least one processor causes operation of the drive to selectively relatively position the first sheet driver member, the second sheet driver member, and the at least one divider plate;
wherein the at least one deposit accepting device is operative to cause sheets to move from a first side of the at least one divider plate to a second side of the at least one divider plate;
wherein the first sheet driver member and the second sheet driver member are operative to move sheets positioned on the first side of the at least one divider plate and on the second side of the at least one divider plate;
wherein the at least one sensor is in operative connection with the at least one processor, wherein the at least one sensor is operative to sense sheets positioned on at least one of the first side and the second side.
43. The apparatus according to claim 42 wherein the at least one divider plate includes at least one first reflective piece facing one of the first side and the second side, and wherein the at least one sensor comprises at least one first radiation sensor disposed from the at least one divider plate, and wherein the at least one first radiation sensor is operative to detect sheets on one of the first side or the second side of the at least one divider plate.
44. The apparatus according to claim 43 wherein the at least one divider plate further includes at least one aperture, and wherein the at least one sensor includes at least one second radiation sensor, wherein the at least one second radiation sensor is operative to detect sheets on at least one of the first side and the second side of the at least one divider plate.
45. The apparatus according to claim 44 wherein the at least one first reflective piece comprises a first angularly reflective piece, and the at least one first radiation sensor comprises a first radiation emitter and a first radiation receiver, both transversely disposed of the at least one divider plate.
46. The apparatus according to claim 45 wherein the at least one first angular reflective piece comprises a tape.
47. The apparatus according to claim 45 wherein the at least one second radiation sensor comprises a second emitter and a second receiver, wherein the second emitter and the second receiver are disposed from one another on opposed sides of the at least one divider plate.
48. The apparatus according to claim 47 wherein the first angular reflective piece faces the second side, and further comprising a second sheet engaging plate, wherein the second sheet engaging plate extends generally parallel of the at least one divider plate, wherein the second sheet engaging plate includes at least one second angular reflective piece, wherein the at least one second angular reflective piece faces the first side, and at least one third radiation sensor, wherein the at least one third radiation sensor is operative to sense radiation reflected from the at least one second angular reflective piece, wherein the at least one first radiation sensor is operative to detect sheets on only the second side of the at least one divider plate and the at least one third radiation sensor is operative to detect sheets only on the first side of the at least one divider plate.
49. The apparatus according to claim 48 wherein the second sheet engaging plate includes an aperture therein, wherein the aperture in the second sheet engaging plate is aligned with the aperture in the at least one divider plate, and wherein the at least one divider plate and the second sheet engaging plate are positioned intermediate of the second emitter and the second receiver.
50. The apparatus according to claim 49 wherein the at least one deposit accepting device includes at least one width sensor, wherein the at least one width sensor is operative to sense a width of a sheet therein, and further including at least one first magnetic read head movably mounted relative to the housing, and further including a positioning drive in operative connection with the first magnetic read head, wherein the positioning drive is operative to selectively position the at least one first magnetic read head responsive to the sensed width of the sheet.
51. The apparatus according to claim 50 wherein the at least one deposit accepting device includes a read area, wherein magnetic characters are read on sheets moving along a sheet direction in the read area, wherein the at least one first magnetic read head is movable transversely relative to the sheet direction, and wherein the at least one deposit accepting device further includes at least one second magnetic read head, wherein the at least one second magnetic read head is in a fixed transverse position relative to the sheet direction in the read area.
52. The apparatus according to claim 51 and further comprising at least one second transport, wherein the at least one second transport is operative to move sheets along a sheet path past the at least one first magnetic read head and the at least one second magnetic read head, and further comprising a plurality of disposed alignment sensors and at least one transverse transport operative to move sheets generally transverse of the sheet path, wherein the at least one transverse transport is operative to move sheets transversely and align sheets relative to the sheet path and relative to the at least one second magnetic read head responsive to the plurality of alignment sensors.
53. The apparatus according to claim 52 wherein the at least one processor is operative to determine character data corresponding to characters on each sheet responsive to signals form at least one of the at least one first magnetic read head and the at least one second magnetic read head.
54. The apparatus according to claim 53 wherein the at least one processor is operative to selectively cause sheets to be moved to the second side responsive to the character data.
55. The apparatus according to claim 53 wherein the at least one deposit accepting device includes a first sheet storage and retrieval device, and a second sheet storage and retrieval device, wherein the at least one processor is selectively operative responsive to the character data to cause sheets to be moved from the first sheet storage and retrieval device to the second sheet storage and retrieval device and to the second side of the at least one divider plate.
56. The apparatus according to claim 55 wherein at least one of the first sheet storage and retrieval device and the second sheet storage and retrieval device includes a belt recycler.
57. The apparatus according to claim 55 wherein the at least one processor is operative to cause sheets to be moved from the second sheet storage and retrieval device to at least one first storage area in the machine.
58. The apparatus according to claim 57 wherein the at least one processor is operative to cause sheets not determined to have at least one property, responsive to operation of the at least one deposit accepting device, to be moved to the second side of the at least one divider plate and out of the machine through the machine opening, and wherein the at least one processor is operative to cause sheets determined to have the at least one property, to be moved to the at least one first storage area.
59. The apparatus according to claim 58 wherein the at least one processor is operative to cause sheets having the at least one property and sheets not having the at least one property to be stored in the first sheet storage and retrieval device, and wherein the at least one processor is operative to cause sheets having the at least one property stored in the first sheet storage and retrieval device to be moved and stored on the second sheet storage and retrieval device, and wherein the at least one processor is operative to cause sheets having the at least one property that have been stored on the second sheet storage and retrieval device to be thereafter moved to the at least one first storage area in the machine.
60. The apparatus according to claim 59 wherein at least one cash dispenser device is in operative connection with at least one deposit accepting device, wherein cash from the at least one cash dispenser device is delivered to at least one of the first side and the second side of the at least one divider plate.
61. A method of sensing coded records comprising:
(a) receiving a stack of sheets comprising a plurality of at least one of notes and checks, into a sheet access area within an automated banking machine, wherein the sheet access area extends between a first sheet engaging member and second sheet engaging member;
(b) subsequent to (a), removing sheets in the stack from the sheet access area one at a time through operation of a picker in the machine;
(c) determining through operation of the machine if at least one sheet is present in the sheet access area using at least one radiation sensor, wherein the at least one radiation sensor is disposed transversely of and outside the sheet access area, and is operative to receive radiation reflected from an angular reflective piece operatively attached to one of the first sheet engaging member and second sheet engaging member;
(d) analyzing data included on the sheets through operation of at least one sheet processor device of the machine.
(a) receiving a stack of sheets comprising a plurality of at least one of notes and checks, into a sheet access area within an automated banking machine, wherein the sheet access area extends between a first sheet engaging member and second sheet engaging member;
(b) subsequent to (a), removing sheets in the stack from the sheet access area one at a time through operation of a picker in the machine;
(c) determining through operation of the machine if at least one sheet is present in the sheet access area using at least one radiation sensor, wherein the at least one radiation sensor is disposed transversely of and outside the sheet access area, and is operative to receive radiation reflected from an angular reflective piece operatively attached to one of the first sheet engaging member and second sheet engaging member;
(d) analyzing data included on the sheets through operation of at least one sheet processor device of the machine.
62. The method according to claim 61 wherein in (c) the at least one radiation sensor includes a radiation emitter and a radiation receiver, and wherein the angular reflective piece comprises a planar piece, and wherein radiation is received by the planar piece from the emitter at an acute angle and reflected from the planar piece to the receiver at the acute angle.
63. The method according to claim 62 wherein in (c) the planar piece comprises reflective adhesive tape.
64. The method according to claim 62 and further comprising:
(c) subsequent to (d), moving at least one sheet analyzed in (d) to a further sheet access area, wherein the further sheet access area extends between the second sheet engaging member and a third sheet engaging member;
(f) determining through operation of the machine if at least one sheet is present in the further sheet access area using at least one further radiation sensor, wherein the at least one further radiation sensor is disposed transversely of and outside the further sheet access area, and receives radiation reflected from a further angular reflective piece operatively attached to one of the second sheet engaging member and the third sheet engaging member,
(c) subsequent to (d), moving at least one sheet analyzed in (d) to a further sheet access area, wherein the further sheet access area extends between the second sheet engaging member and a third sheet engaging member;
(f) determining through operation of the machine if at least one sheet is present in the further sheet access area using at least one further radiation sensor, wherein the at least one further radiation sensor is disposed transversely of and outside the further sheet access area, and receives radiation reflected from a further angular reflective piece operatively attached to one of the second sheet engaging member and the third sheet engaging member,
65. The method according to claim 64 wherein in (f) the at least one further radiation sensor includes a further radiation emitter and a further radiation receiver, and wherein the further angular reflective piece comprises a further planar piece, and wherein radiation is received by the further planar piece from the further radiation emitter at a further acute angle and reflected from the further planar piece to the further radiation receiver at the further acute angle.
66. The method according to claim 65 wherein in (f) the further planar piece comprises reflective adhesive tape.
67. The method according to claim 66 wherein (c) further includes sensing radiation that passes directly from an additional radiation emitter to an additional radiation receiver through at least one aperture that extends in at least one of the first sheet engaging member and the second sheet engaging member.
68. The method according to claim 61 wherein (c) further includes sensing radiation that passes directly from an additional radiation emitter to an additional radiation receiver through at least one aperture that extends in at least one of the first sheet engaging member and the second sheet engaging member.
69. The method according to claim 67 wherein (f) further includes sending radiation that passes directly from the additional radiation emitter to the additional radiation receiver through at least one aperture that extends in at least one of the second sheet engaging member and the third sheet engaging member.
70. The method according to claim according to claim 69 and further comprising:
(g) prior to (d) for each sheet, moving each sheet through operation of the machine to align the sheet in a transport path in the machine.
(g) prior to (d) for each sheet, moving each sheet through operation of the machine to align the sheet in a transport path in the machine.
71. The method according to claim 70 and further comprising:
(h) prior to (d) for each sheet, determining a sheet width through operation of the machine, and moving a magnetic sensing device through operation of the machine responsive to the determined sheet width.
(h) prior to (d) for each sheet, determining a sheet width through operation of the machine, and moving a magnetic sensing device through operation of the machine responsive to the determined sheet width.
72. The method according to claim 71 wherein (d) includes at least one of determining through operation of the machine at least one of the authenticity of at least one note and the acceptability of at least one check by the machine.
73. The method according to claim 72 and further comprising:
(i) storing a plurality of sheets analyzed in (d) in at least one storage and retrieval device in the machine.
(i) storing a plurality of sheets analyzed in (d) in at least one storage and retrieval device in the machine.
74. The method according to claim 73 wherein (e) includes moving the at least one sheet through operation of the machine from the at least one storage and retrieval device to the further sheet access area.
75. The method according to claim 74 and further comprising:
(j) reading data from a user card through operation of a card reader in the machine;
(k) determining responsive to operation of the machine that the data read in (j) corresponds to an authorized user of the machine.
(j) reading data from a user card through operation of a card reader in the machine;
(k) determining responsive to operation of the machine that the data read in (j) corresponds to an authorized user of the machine.
76. The method according to claim 75 and further comprising:
(I) crediting responsive to operation of the machine, the authorized user a value associated with at least one sheet analyzed in (d).
(I) crediting responsive to operation of the machine, the authorized user a value associated with at least one sheet analyzed in (d).
77. The method according to claim 76 and further comprising:
(m) prior to (a), moving the second sheet engaging member relatively vertically away from the first sheet engaging member and a first belt flight in operatively supported connection with the first sheet engaging member, to provide the first sheet access area.
(m) prior to (a), moving the second sheet engaging member relatively vertically away from the first sheet engaging member and a first belt flight in operatively supported connection with the first sheet engaging member, to provide the first sheet access area.
78. The method according to claim 77 and further comprising:
(n) subsequent to (b) and prior to (e), moving the second sheet engaging member relatively vertically away from the third sheet engaging member and a second belt flight in operatively supported connection with the third sheet engaging member, to provide the second sheet access area.
(n) subsequent to (b) and prior to (e), moving the second sheet engaging member relatively vertically away from the third sheet engaging member and a second belt flight in operatively supported connection with the third sheet engaging member, to provide the second sheet access area.
79. The method according to claim 78 and further comprising:
(o) prior to (b), moving the first and second belt flights vertically closer together and into operative engagement with the stack, and moving the first and second belt flights to move the stack to operatively engage the stack and the picker.
(o) prior to (b), moving the first and second belt flights vertically closer together and into operative engagement with the stack, and moving the first and second belt flights to move the stack to operatively engage the stack and the picker.
80. The method according to claim 79 and further comprising:
(p) dispensing notes from the machine through operation of a cash dispenser of the machine.
(p) dispensing notes from the machine through operation of a cash dispenser of the machine.
81. Apparatus comprising:
a card reader operative to read data from a data carrying user card;
an automated banking machine adapted to allow operation thereof by a user to carry out at least one transaction responsive to a computer determined comparison of data read from a user card by the card reader and identification information corresponding to at least one authorized user;
a housing;
at least one input device in operative supported connection with the housing, wherein the at least one input device is operative to receive inputs from users of the machine, wherein the at least one input device includes the card reader and wherein the inputs are usable to identify at least one of a respective user and a respective user's financial account;
at least one output device in operative supported connection with the housing, wherein the at least one output device is operative to provide outputs including instructions concerning machine usage;
at least one cash dispenser device in operative supported connection with the housing, wherein the at least one cash dispenser device is operative to cause cash to be dispensed from the machine;
at least one deposit accepting device in operative supported connection with the housing, wherein the at least one deposit accepting device is operative to read indicia on sheets received from machine users;
at least one processor in the housing, wherein the at least one processor is in operative connection with the at least one input device, the at least one output device, the at least one cash dispenser device, and the at least one deposit accepting device;
wherein the at least one deposit accepting device includes:
a sheet path therein, wherein sheets move along the sheet path;
a first magnetic read head operative to read magnetic indicia on checks in the sheet path;
a second magnetic read head operative to read magnetic indicia on checks in the sheet path;
a mount, wherein the mount is in operative connection with at least one of the first magnetic read head and the second magnetic read head, wherein the mount is movably mounted transversely relative to the sheet path;
a positioning device in operative connection with the mount;
at least one sensor in the sheet path, wherein the at least one processor is operative responsive to the at least one sheet sensor sensing a check in the sheet path, to cause the positioning device to move at least one of the first magnetic read head and the second magnetic read head, wherein at least one of the first magnetic read head and the second magnetic read head is operative to read magnetic indicia on the check.
a card reader operative to read data from a data carrying user card;
an automated banking machine adapted to allow operation thereof by a user to carry out at least one transaction responsive to a computer determined comparison of data read from a user card by the card reader and identification information corresponding to at least one authorized user;
a housing;
at least one input device in operative supported connection with the housing, wherein the at least one input device is operative to receive inputs from users of the machine, wherein the at least one input device includes the card reader and wherein the inputs are usable to identify at least one of a respective user and a respective user's financial account;
at least one output device in operative supported connection with the housing, wherein the at least one output device is operative to provide outputs including instructions concerning machine usage;
at least one cash dispenser device in operative supported connection with the housing, wherein the at least one cash dispenser device is operative to cause cash to be dispensed from the machine;
at least one deposit accepting device in operative supported connection with the housing, wherein the at least one deposit accepting device is operative to read indicia on sheets received from machine users;
at least one processor in the housing, wherein the at least one processor is in operative connection with the at least one input device, the at least one output device, the at least one cash dispenser device, and the at least one deposit accepting device;
wherein the at least one deposit accepting device includes:
a sheet path therein, wherein sheets move along the sheet path;
a first magnetic read head operative to read magnetic indicia on checks in the sheet path;
a second magnetic read head operative to read magnetic indicia on checks in the sheet path;
a mount, wherein the mount is in operative connection with at least one of the first magnetic read head and the second magnetic read head, wherein the mount is movably mounted transversely relative to the sheet path;
a positioning device in operative connection with the mount;
at least one sensor in the sheet path, wherein the at least one processor is operative responsive to the at least one sheet sensor sensing a check in the sheet path, to cause the positioning device to move at least one of the first magnetic read head and the second magnetic read head, wherein at least one of the first magnetic read head and the second magnetic read head is operative to read magnetic indicia on the check.
82. The apparatus according to claim 81 wherein the positioning device is operative to cause the first magnetic read head and the second magnetic read head to be in positions to read magnetic indicia on the check regardless of check orientation in the sheet path, and wherein the at least one processor is operative to cause the machine to interpret magnetic indicia that is read in any of forward, backward, right side up and upside down orientations.
83. The apparatus according to claim 82 wherein the at least one sensor includes a sheet width sensor, wherein the positioning device moves at least one of the first magnetic read head and the second magnetic read head responsive to width of the check sensed through operation of the sheet width sensor.
84. The apparatus according to claim 83 wherein the at least one deposit accepting device includes at least one transverse transport operative to move the check transversely relative to the sheet path, and wherein the at least one sensor includes a plurality of alignment sensors operative to sense at least one edge of the check, and the sheet width sensor, wherein the at least one transverse transport is operative to position the check transversely of the transport path responsive to the plurality of alignment sensors, wherein the positioning device is operative to position at least one of the first magnetic read head and the second magnetic read head responsive to the sheet width sensor sensing at least one side of the check after the check is transversely positioned in the sheet path responsive to operation of the at least one transverse transport.
85. The apparatus according to claim 84 wherein the first magnetic read head is positioned in fixed transverse position relative to the sheet path, and the second magnetic read head is movably mounted transversely relative to the sheet path.
86. The apparatus according to claim 85 and further comprising at least one imager adjacent the sheet path, wherein the at least one imager is operative to produce data corresponding to a visual image of at least one side of the check.
87. The apparatus according to claim 86 and further comprising a first sheet storage and retrieval device in operative connection with the sheet path, wherein the check is stored in the first sheet storage and retrieval device.
88. The apparatus according to claim 87 wherein the at least one deposit accepting device includes a sheet access area, wherein the at least one deposit accepting device is operative to receive the check from a machine user, wherein the check is received in the sheet access area.
89. The apparatus according to claim 88 wherein the at least one processor is operative responsive to data received from at least one of the first magnetic read head, the second magnetic read head and the at least one imager, to determine if the check has at least one property corresponding to a valid check.
90. The apparatus according to claim 89 wherein the at least one processor is operative responsive to the check not having the at least one property of a valid check to cause the check to move from the first sheet storage and retrieval device toward the sheet access area, whereby the check can be taken from the machine by the machine user from the sheet access area.
91. The apparatus according to claim 90 wherein the machine includes a check storage area therein, wherein the at least one processor is operative responsive to the check having the at least one property of a valid check to cause the check to be moved from the first sheet storage and retrieval device to the check storage area.
92. The apparatus according to claim 91 and further comprising at least one divider plate in the sheet access area, wherein the at least one divider plate separates a first side and a second side of the sheet access area, wherein the check is received in the machine on the first side, and wherein the check is moved from the first sheet storage and retrieval device to a second side of the at least one divider plate.
93. The apparatus according to claim 92 and further comprising a picker, wherein the picker is in operative connection with at least one of the first side and the second side, and wherein the picker is operative to separate each sheet included in a stack comprising a plurality of sheets on at least one of the first side and the second side, wherein the stack includes the check.
94. The apparatus according to claim 93 and further comprising a second sheet storage and retrieval device in operative connection with the sheet path, wherein the at least one processor is operative to cause each of a plurality of sheets to be evaluated for the at least one property; and to cause sheets having the at least one property to be moved and stored in a second sheet storage and retrieval device, and to cause sheets not having the at least one property to be moved to the second side of the at least one divider plate.
95. The apparatus according to claim 94 wherein the first sheet storage and retrieval device comprises a first belt recycler, and wherein the second sheet storage and retrieval device comprises a second belt recycler.
96. The apparatus according to claim 95 wherein the stack include both notes and checks, and further comprising a note validator in operative connection with the sheet path.
97. The apparatus according to claim 96 wherein the machine further includes at least one note storage area, wherein the at least one processor is operative to cause notes to be moved from the second sheet storage and retrieval device to the at least one note storage area.
98. The apparatus according to claim 97 wherein the at least one processor is operative to cause a plurality of checks to be moved from the second sheet storage and retrieval device to the check storage area.
99. The apparatus according to claim 97 and further comprising at least one note recycler, wherein the at least one note recycler is in operative connection with the at least one note storage area, wherein the at least one cash dispenser device includes the at least one note recycler.
100. The apparatus according to claim 81 wherein the at least one processor is operative to cause an authorized user presenting the check to the machine, to be credited an amount corresponding to the check.
101 101. A method of sensing magnetic indicia on coded records including financial checks, comprising:
(a) receiving a check in an automated banking machine, wherein the check includes magnetic indicia encoded in a micr line thereon;
(b) sensing through operation of at least one sensor in the machine, a width associated with the check, wherein the at least one sensor is in operative connection with at least one processor in the machine;
(c) moving responsive to the width at least one of two magnetic read heads in the machine, wherein the at least one magnetic read head is moved responsive to operation of the at least one processor, wherein the at least one magnetic read head is moved such that the micr line on the check is aligned with one of the heads regardless of a facing position of the check;
(d) moving the check past the two magnetic read heads in the machine responsive to operation of the at least one processor, (e) sensing the micr line data on the check with one of the two magnetic read heads.
(a) receiving a check in an automated banking machine, wherein the check includes magnetic indicia encoded in a micr line thereon;
(b) sensing through operation of at least one sensor in the machine, a width associated with the check, wherein the at least one sensor is in operative connection with at least one processor in the machine;
(c) moving responsive to the width at least one of two magnetic read heads in the machine, wherein the at least one magnetic read head is moved responsive to operation of the at least one processor, wherein the at least one magnetic read head is moved such that the micr line on the check is aligned with one of the heads regardless of a facing position of the check;
(d) moving the check past the two magnetic read heads in the machine responsive to operation of the at least one processor, (e) sensing the micr line data on the check with one of the two magnetic read heads.
102. The method according to claim 101 wherein (a) comprises receiving a plurality of checks in the machine, wherein the plurality of checks are received in a stack in a sheet access area of the machine, and further comprising:
(f) prior to (b) separating the check from the stack through operation of a picker.
(f) prior to (b) separating the check from the stack through operation of a picker.
103. The method according to claim 102 and further comprising:
(g) prior to (b) aligning the check with a transport path in which the check moves in the machine responsive to operation of the at least one processor.
(g) prior to (b) aligning the check with a transport path in which the check moves in the machine responsive to operation of the at least one processor.
104. The method according to claim 103 wherein (g) includes operatively engaging the check with at least one transverse transport, wherein the at least one transverse transport moves the check generally transverse of the sheet path.
105. The method according to claim 104 wherein a first magnetic read head is mounted in a fixed position relative to the sheet path, and wherein in (g) the at least one transverse transport is operative to align the micr line on the check on the first magnetic read head in two of four possible facing positions of the check.
106. The method according to claim 105, wherein a second magnetic read head is movably mounted transversely relative to the sheet path, and wherein in (c) the second magnetic read head is moved to align with the micr line on the check when the check is in two of four possible facing positions.
107. The method according to claim 106 and further comprising:
(h) subsequent to (e) interpreting the micr line data on the check through operation of the at least one processor, wherein the at least one processor is operative to interpret the micr line data read by either the first or second magnetic read head in any of forward, backward, right side up or upside down orientations.
(h) subsequent to (e) interpreting the micr line data on the check through operation of the at least one processor, wherein the at least one processor is operative to interpret the micr line data read by either the first or second magnetic read head in any of forward, backward, right side up or upside down orientations.
108. The method according to claim 107 and further comprising:
(i) subsequent to (a), repeating steps (b) through (h) for each of the plurality of checks in the stack.
(i) subsequent to (a), repeating steps (b) through (h) for each of the plurality of checks in the stack.
109. The method according to claim 108 wherein the sheet access area includes a divider plate, and wherein in (a) the stack is received on a first side of the divider plate.
110. The method according to claim 109 and further comprising:
(i) subsequent to (h) returning at least one check to the sheet access area, wherein the sheet is returned on a second side of the divider plate opposed of the first side.
(i) subsequent to (h) returning at least one check to the sheet access area, wherein the sheet is returned on a second side of the divider plate opposed of the first side.
111. The method according to claim 110 and further comprising:
(j) subsequent to (i) picking at least one check on the second side of the divider plate through operation of the picker.
(j) subsequent to (i) picking at least one check on the second side of the divider plate through operation of the picker.
112. The method according to claim 109 and further comprising:
(i) prior to (b), reading data from a user card through operation of a card reader in the machine;
(j) determining responsive to operation of the machine that the data read in (i) corresponds to an authorized user;
(k) carrying out at least one of steps (b) through (h) responsive to a determination in (j).
(i) prior to (b), reading data from a user card through operation of a card reader in the machine;
(j) determining responsive to operation of the machine that the data read in (i) corresponds to an authorized user;
(k) carrying out at least one of steps (b) through (h) responsive to a determination in (j).
113. The method according to claim 112 and further comprising:
(l) determining a value associated with at least one check received in (a);
(m) crediting the authorized user with the value responsive to operation of the machine.
(l) determining a value associated with at least one check received in (a);
(m) crediting the authorized user with the value responsive to operation of the machine.
114. The method according to claim 113 and further comprising:
(n) dispensing cash from the machine to the authorized user.
(n) dispensing cash from the machine to the authorized user.
115. The method according to claim 112 and further comprising:
(o) prior to (i), storing a plurality of checks in the machine in a first sheet storage and retrieval device;
wherein (i) includes moving at least one sheet from the first sheet storage and retrieval device to the sheet access area.
(o) prior to (i), storing a plurality of checks in the machine in a first sheet storage and retrieval device;
wherein (i) includes moving at least one sheet from the first sheet storage and retrieval device to the sheet access area.
116. The method according to claim 115 wherein the machine includes a second sheet storage and retrieval device, and further comprising:
moving at least one sheet from the first sheet storage and retrieval device to the second sheet storage and retrieval device.
moving at least one sheet from the first sheet storage and retrieval device to the second sheet storage and retrieval device.
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CA2805595A1 (en) | 2008-05-22 |
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EP2097343A2 (en) | 2009-09-09 |
BRPI0721488A8 (en) | 2017-12-05 |
BRPI0721488A2 (en) | 2014-08-05 |
CN101535157B (en) | 2013-04-10 |
CN102831692B (en) | 2015-05-13 |
EP2097343A4 (en) | 2015-03-11 |
EP2097343B8 (en) | 2017-11-22 |
CA2805595C (en) | 2015-08-18 |
EP3284706A1 (en) | 2018-02-21 |
EP3284706B1 (en) | 2021-01-20 |
CA2667413C (en) | 2014-09-16 |
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