CA2424037C - System and method for purchasing goods and services through financial data network access points - Google Patents

System and method for purchasing goods and services through financial data network access points Download PDF

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Publication number
CA2424037C
CA2424037C CA2424037A CA2424037A CA2424037C CA 2424037 C CA2424037 C CA 2424037C CA 2424037 A CA2424037 A CA 2424037A CA 2424037 A CA2424037 A CA 2424037A CA 2424037 C CA2424037 C CA 2424037C
Authority
CA
Canada
Prior art keywords
account
user
transaction
data
service
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
CA2424037A
Other languages
English (en)
French (fr)
Other versions
CA2424037A1 (en
Inventor
Kenneth J. Varna
Haitham Shami
Jeffrey S. Clary
Matthew L. Lanford
Michel Thierry
John Chamberlin
William Benko
Preston Faykus, Jr.
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Euronet Worldwide Inc
Original Assignee
Euronet Worldwide Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Euronet Worldwide Inc filed Critical Euronet Worldwide Inc
Publication of CA2424037A1 publication Critical patent/CA2424037A1/en
Application granted granted Critical
Publication of CA2424037C publication Critical patent/CA2424037C/en
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G06Q20/3433—Cards including a counter the counter having monetary units
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
CA2424037A 2000-09-28 2001-02-06 System and method for purchasing goods and services through financial data network access points Expired - Lifetime CA2424037C (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US67082600A 2000-09-28 2000-09-28
US09/670,826 2000-09-28
PCT/US2001/040024 WO2002027629A1 (en) 2000-09-28 2001-02-06 System and method for purchasing goods and services through financial data network access points

Publications (2)

Publication Number Publication Date
CA2424037A1 CA2424037A1 (en) 2002-04-04
CA2424037C true CA2424037C (en) 2015-11-24

Family

ID=24692038

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2424037A Expired - Lifetime CA2424037C (en) 2000-09-28 2001-02-06 System and method for purchasing goods and services through financial data network access points

Country Status (11)

Country Link
EP (1) EP1327211A4 (de)
CN (1) CN1476578B (de)
AU (2) AU4795301A (de)
CA (1) CA2424037C (de)
CZ (1) CZ20031053A3 (de)
HR (1) HRP20030325A2 (de)
HU (1) HUP0302552A3 (de)
NZ (1) NZ546571A (de)
PL (1) PL366045A1 (de)
RS (1) RS49969B (de)
WO (1) WO2002027629A1 (de)

Families Citing this family (19)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8977559B2 (en) 2000-04-07 2015-03-10 Zyzeba Holding Limited Interactive marketing system
SE0202068L (sv) * 2002-06-30 2003-12-31 Ericsson Telefon Ab L M En metod och system för att ändra servicenivån för abonnenter i ett elektroniskt kommunikationssystem
EG23422A (en) * 2002-11-24 2005-07-10 Ashraf Kamal Salem Mashhour Scheme for spreading and easy use of electronic services and remote payments.
EP1602055A1 (de) * 2003-03-07 2005-12-07 Snapcount Limited Transaktionsverarbeitung
CN100411415C (zh) * 2003-06-13 2008-08-13 腾讯科技（深圳）有限公司 一种通过声讯方式的个人帐户充值方法和系统
FR2858441A1 (fr) * 2003-07-30 2005-02-04 Jan Georges Zizka Systeme et procede de paiement electronique
IES20040045A2 (en) 2004-01-23 2004-08-11 January Patents Ltd Electronic point of sale apparatus for mobile telephone credit purchase
EP1779309A1 (de) * 2004-07-21 2007-05-02 Actaris Measurement and Systems (Proprietary) Limited Auf gutscheinen basierendes bezahlungssystem und komponenten dafür
WO2008080187A1 (en) * 2007-01-05 2008-07-10 Ezybonds Incorporated Electronic transaction facilitation system
US8645273B2 (en) * 2008-02-21 2014-02-04 The Coca-Cola Company Systems and methods for providing a vending network
WO2011026510A1 (en) * 2009-09-01 2011-03-10 Global Blue Holdings Ab A method of generating a tourist record in a computerised system
WO2012110880A1 (en) * 2011-02-14 2012-08-23 Nomanini Mobile Vending (Pty) Ltd A device and system for vending value token
TWI578253B (zh) * 2012-01-05 2017-04-11 中華信股份有限公司 使用行動通訊裝置申請金融憑證之系統及其方法
RS54226B1 (en) * 2012-01-31 2015-12-31 Quadra Graphic Doo PROCEDURE FOR MAKING A HYBRID VOUCHER
US10373184B1 (en) 2012-06-18 2019-08-06 Groupon, Inc. Facilitating consumer payments and redemptions of deal offers
EP2902959A4 (de) * 2012-09-28 2016-05-18 Glory Kogyo Kk Ticketverkaufssystem und ticketverkaufsverfahren
TWI591553B (zh) * 2012-10-31 2017-07-11 Chunghwa Telecom Co Ltd Systems and methods for mobile devices to trade financial documents
CN103984998A (zh) * 2014-05-30 2014-08-13 成都德迈安科技有限公司 基于云服务平台大数据挖掘的销售预测方法
US11049085B2 (en) 2019-02-05 2021-06-29 Freedompay, Inc. Point of sale client integration platform

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5577109A (en) * 1994-06-06 1996-11-19 Call Processing, Inc. Pre-paid card system and method
ZA956867B (en) * 1994-08-19 1996-03-22 Alcatel Nv Telephony accounts method
US7156300B1 (en) * 1995-06-07 2007-01-02 Electronic Data Systems Corporation System and method for dispensing of a receipt reflecting prepaid phone services
US5696908A (en) * 1995-06-07 1997-12-09 Southeast Phonecard, Inc. Telephone debit card dispenser and method
FR2745970B1 (fr) * 1996-03-07 1998-08-07 France Telecom Procede de prepaiement de consommation de communications telephoniques
US5903880A (en) * 1996-07-19 1999-05-11 Biffar; Peter C. Self-contained payment system with circulating digital vouchers
US6032859A (en) * 1996-09-18 2000-03-07 New View Technologies, Inc. Method for processing debit purchase transactions using a counter-top terminal system
US5933816A (en) * 1996-10-31 1999-08-03 Citicorp Development Center, Inc. System and method for delivering financial services
US6188752B1 (en) * 1996-11-12 2001-02-13 Telefonaktiebolaget Lm Ericsson (Publ) Method and apparatus for providing prepaid telecommunications services
US5991748A (en) * 1996-12-06 1999-11-23 American Express Travel Related Services Company, Inc. Methods and apparatus for regenerating a prepaid transaction account
US6081791A (en) * 1997-12-23 2000-06-27 U S West, Inc Enhanced ATM for facilitating telephony access
WO1999056254A1 (en) * 1998-04-24 1999-11-04 Claridge Trading One (Proprietary) Limited Prepaid access for information network

Also Published As

Publication number Publication date
EP1327211A4 (de) 2006-02-08
HUP0302552A3 (en) 2005-08-29
AU2001247953B2 (en) 2007-08-02
HUP0302552A2 (hu) 2003-10-28
RS49969B (sr) 2008-09-29
PL366045A1 (en) 2005-01-24
HRP20030325A2 (en) 2005-06-30
YU23703A (sh) 2004-11-25
AU4795301A (en) 2002-04-08
CN1476578B (zh) 2010-05-05
CA2424037A1 (en) 2002-04-04
WO2002027629A1 (en) 2002-04-04
CN1476578A (zh) 2004-02-18
EP1327211A1 (de) 2003-07-16
NZ546571A (en) 2007-10-26
WO2002027629A9 (en) 2006-02-23
CZ20031053A3 (cs) 2003-08-13

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Effective date: 20210208