CA2180635A1 - Systeme bancaire a domicile - Google Patents

Systeme bancaire a domicile

Info

Publication number
CA2180635A1
CA2180635A1 CA 2180635 CA2180635A CA2180635A1 CA 2180635 A1 CA2180635 A1 CA 2180635A1 CA 2180635 CA2180635 CA 2180635 CA 2180635 A CA2180635 A CA 2180635A CA 2180635 A1 CA2180635 A1 CA 2180635A1
Authority
CA
Canada
Prior art keywords
host
computer
data
user
protocol
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA 2180635
Other languages
English (en)
Inventor
Michael D. Boyle
Irene N. Hansen
Daniel C. Larlee
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
CFI Proservices Inc
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of CA2180635A1 publication Critical patent/CA2180635A1/fr
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/201—Accessories of ATMs

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Pit Excavations, Shoring, Fill Or Stabilisation Of Slopes (AREA)
  • Vehicle Body Suspensions (AREA)
  • Investigation Of Foundation Soil And Reinforcement Of Foundation Soil By Compacting Or Drainage (AREA)

Abstract

La présente invention concerne un système informatique permettant d'effectuer des transactions bancaires par des lignes téléphoniques. Le dispositif se compose d'un certain nombre d'appareils de communication (10) utilisables par l'usager et connectables à un ordinateur d'agence bancaire (20) par des lignes téléphoniques. Les appareils de communication (10) utilisables par l'usager comportent au moins un écran de visualisation et un équipement tel qu'un clavier permettant l'introduction de messages correspondant aux requêtes (16) de l'usager. L'ordinateur de l'agence bancaire (20) dispose d'un logiciel permettant l'interprétation des messages provenant des usagers et la production de requêtes en protocole approprié (24) au module d'interface hôte (26). Pour sa part, le module d'interface hôte (26) adresse au système hôte (30) des requêtes sous forme d'une séquence de commandes, le système hôte réagissant par une page d'écran de texte (32). Le module d'interface hôte 26 utilise ensuite un fichier script pour analyser la page d'écran de texte (32) et en extraire les données à envoyer à l'ordinateur de l'agence bancaire, constituant ainsi les réponses en protocole approprié (34). Par la suite, l'ordinateur d'agence bancaire affiche ces informations à l'usager sous forme d'une page d'écran de texte (36).
CA 2180635 1994-01-06 1995-01-06 Systeme bancaire a domicile Abandoned CA2180635A1 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US17810794A 1994-01-06 1994-01-06
US08/178,107 1994-01-06

Publications (1)

Publication Number Publication Date
CA2180635A1 true CA2180635A1 (fr) 1995-07-13

Family

ID=22651226

Family Applications (1)

Application Number Title Priority Date Filing Date
CA 2180635 Abandoned CA2180635A1 (fr) 1994-01-06 1995-01-06 Systeme bancaire a domicile

Country Status (6)

Country Link
EP (1) EP0739518A4 (fr)
JP (1) JPH09507595A (fr)
AU (1) AU689202B2 (fr)
CA (1) CA2180635A1 (fr)
NZ (1) NZ278782A (fr)
WO (1) WO1995019010A1 (fr)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5696909A (en) * 1995-01-27 1997-12-09 Hypercom, Inc. Virtual POS terminal
US6006242A (en) * 1996-04-05 1999-12-21 Bankers Systems, Inc. Apparatus and method for dynamically creating a document
DE19628044A1 (de) * 1996-07-11 1998-01-22 Esd Information Technology Ent Anordnung eines Integrationssystems und Verfahren zur Verwaltung von Finanzdienstleistungen zur Einbindung von Bankfilialen in Netzwerke
DE29612118U1 (de) * 1996-07-11 1996-09-05 ESD Information Technology Entwicklungs GmbH, 04430 Dölzig Anordnung eines Integrationssystems für Finanzdienstleistungen zur Einbindung von Bankfilialen in Netzwerke
FR2762543B1 (fr) * 1997-04-28 1999-07-16 Investix Sa Imprimante pour systeme de transfert d'informations de type a serveur vocal et systeme a serveur vocal comportant de telles imprimantes
CN1630865A (zh) * 1998-11-13 2005-06-22 大通银行 在非安全的网络上用于多币种多银行处理的系统和方法
KR100420073B1 (ko) * 2000-05-22 2004-02-25 주식회사 한국외환은행 인터넷을 이용한 환전 시스템 및 환전 방법
KR20030012065A (ko) * 2001-07-30 2003-02-12 (주)메일캐스터 실시간 온라인 환전 및 송금 대행 방법
US20040071333A1 (en) 2002-10-15 2004-04-15 Electronic Imaging Systems Corporation System and method for detecting cheque fraud

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4091448A (en) * 1976-10-29 1978-05-23 Clausing Martin B Off-line, one-level/on-line, two-level timeshared automated banking system
US4734858B1 (en) * 1983-12-05 1997-02-11 Portel Services Network Inc Data terminal and system for placing orders
US4604686A (en) * 1984-01-27 1986-08-05 Martin Marietta Corporation Associative data access method (ADAM) and its means of implementation
US4774655A (en) * 1984-10-24 1988-09-27 Telebase Systems, Inc. System for retrieving information from a plurality of remote databases having at least two different languages
US4747127A (en) * 1985-12-23 1988-05-24 American Telephone And Telegraph Company, At&T Bell Laboratories Customer programmable real-time system
US4935870A (en) * 1986-12-15 1990-06-19 Keycom Electronic Publishing Apparatus for downloading macro programs and executing a downloaded macro program responding to activation of a single key
US5109515A (en) * 1987-09-28 1992-04-28 At&T Bell Laboratories User and application program transparent resource sharing multiple computer interface architecture with kernel process level transfer of user requested services
US5195130A (en) * 1988-05-05 1993-03-16 Transaction Technology, Inc. Computer and telephone apparatus with user friendly computer interface and enhanced integrity features
US5025373A (en) * 1988-06-30 1991-06-18 Jml Communications, Inc. Portable personal-banking system
US5339421A (en) * 1991-03-22 1994-08-16 International Business Machines Corporation General data stream parser for encoding and decoding data and program interface for same
US5361353A (en) * 1991-10-02 1994-11-01 International Business Machines Corporation System for parsing message units from an unstructured message stream of interleaved message units to form structured messages

Also Published As

Publication number Publication date
NZ278782A (en) 1997-03-24
AU689202B2 (en) 1998-03-26
JPH09507595A (ja) 1997-07-29
EP0739518A1 (fr) 1996-10-30
AU1522795A (en) 1995-08-01
EP0739518A4 (fr) 2001-04-25
MX9602636A (es) 1998-08-30
WO1995019010A1 (fr) 1995-07-13

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Legal Events

Date Code Title Description
EEER Examination request
FZDE Dead