BRPI0911342A2 - método e sistema de otimização de portfólio de pagamento - Google Patents
método e sistema de otimização de portfólio de pagamentoInfo
- Publication number
- BRPI0911342A2 BRPI0911342A2 BRPI0911342A BRPI0911342A BRPI0911342A2 BR PI0911342 A2 BRPI0911342 A2 BR PI0911342A2 BR PI0911342 A BRPI0911342 A BR PI0911342A BR PI0911342 A BRPI0911342 A BR PI0911342A BR PI0911342 A2 BRPI0911342 A2 BR PI0911342A2
- Authority
- BR
- Brazil
- Prior art keywords
- consumer
- segments
- optimization method
- consumers
- consumer segments
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
Landscapes
- Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Development Economics (AREA)
- Finance (AREA)
- Economics (AREA)
- Game Theory and Decision Science (AREA)
- Entrepreneurship & Innovation (AREA)
- Marketing (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Complex Calculations (AREA)
Abstract
método e sistema de otimização de portfólio de pagamento" um método e sistema de otimização de portfólio de pagamento que recupera informação associada com consumidores em um portfólio de consumidor, separa através de um módulo de diagnósticos em um computador os consumidores em segmentos do consumidor com base nas definições de segmento, analisa através de uma módulo de diagnósticos no computador, os segmentos do consumidor usando a informação recuperada com base em uma pluralidade de métricas de desempenho, e identifica oportunidades de receita associada com a pluralidade de segmentos do consumidor com base nos resultados a partir da análise. o método e sistema também desenvolve um modelo de tendência em um computador com base em pelo menos uma métrica de desempenho, determina uma probabilidade a partir do modelo de tendência que consumidores em cada uma da pluralidade de segmentos do consumidor vão desempenhar favoravelmente. o método e sistema também seleciona um conjunto de segmentos do consumidor a partir da pluralidade de segmentos do consumidor com base na probabilidade determinada e designa uma pluralidade de tratamentos de marketing para o conjunto selecionado de segmentos do consumidor.
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US12/108,342 US20090271305A1 (en) | 2008-04-23 | 2008-04-23 | Payment portfolio optimization |
US12/108,354 US20090271327A1 (en) | 2008-04-23 | 2008-04-23 | Payment portfolio optimization |
PCT/US2009/041421 WO2009132114A2 (en) | 2008-04-23 | 2009-04-22 | Payment portfolio optimization |
Publications (1)
Publication Number | Publication Date |
---|---|
BRPI0911342A2 true BRPI0911342A2 (pt) | 2019-02-26 |
Family
ID=41217405
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BRPI0911342A BRPI0911342A2 (pt) | 2008-04-23 | 2009-04-22 | método e sistema de otimização de portfólio de pagamento |
Country Status (4)
Country | Link |
---|---|
AU (1) | AU2009239398A1 (pt) |
BR (1) | BRPI0911342A2 (pt) |
CA (1) | CA2722119A1 (pt) |
WO (1) | WO2009132114A2 (pt) |
Families Citing this family (26)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US9400589B1 (en) | 2002-05-30 | 2016-07-26 | Consumerinfo.Com, Inc. | Circular rotational interface for display of consumer credit information |
US8346593B2 (en) | 2004-06-30 | 2013-01-01 | Experian Marketing Solutions, Inc. | System, method, and software for prediction of attitudinal and message responsiveness |
US8732004B1 (en) | 2004-09-22 | 2014-05-20 | Experian Information Solutions, Inc. | Automated analysis of data to generate prospect notifications based on trigger events |
US7711636B2 (en) | 2006-03-10 | 2010-05-04 | Experian Information Solutions, Inc. | Systems and methods for analyzing data |
US8005759B2 (en) | 2006-08-17 | 2011-08-23 | Experian Information Solutions, Inc. | System and method for providing a score for a used vehicle |
US8036979B1 (en) | 2006-10-05 | 2011-10-11 | Experian Information Solutions, Inc. | System and method for generating a finance attribute from tradeline data |
US8606626B1 (en) | 2007-01-31 | 2013-12-10 | Experian Information Solutions, Inc. | Systems and methods for providing a direct marketing campaign planning environment |
US8606666B1 (en) | 2007-01-31 | 2013-12-10 | Experian Information Solutions, Inc. | System and method for providing an aggregation tool |
US20080294540A1 (en) | 2007-05-25 | 2008-11-27 | Celka Christopher J | System and method for automated detection of never-pay data sets |
US9690820B1 (en) | 2007-09-27 | 2017-06-27 | Experian Information Solutions, Inc. | Database system for triggering event notifications based on updates to database records |
US7996521B2 (en) | 2007-11-19 | 2011-08-09 | Experian Marketing Solutions, Inc. | Service for mapping IP addresses to user segments |
US8639920B2 (en) | 2009-05-11 | 2014-01-28 | Experian Marketing Solutions, Inc. | Systems and methods for providing anonymized user profile data |
US9652802B1 (en) | 2010-03-24 | 2017-05-16 | Consumerinfo.Com, Inc. | Indirect monitoring and reporting of a user's credit data |
US9152727B1 (en) | 2010-08-23 | 2015-10-06 | Experian Marketing Solutions, Inc. | Systems and methods for processing consumer information for targeted marketing applications |
US8930262B1 (en) | 2010-11-02 | 2015-01-06 | Experian Technology Ltd. | Systems and methods of assisted strategy design |
US9147042B1 (en) | 2010-11-22 | 2015-09-29 | Experian Information Solutions, Inc. | Systems and methods for data verification |
US9654541B1 (en) | 2012-11-12 | 2017-05-16 | Consumerinfo.Com, Inc. | Aggregating user web browsing data |
US9916621B1 (en) | 2012-11-30 | 2018-03-13 | Consumerinfo.Com, Inc. | Presentation of credit score factors |
US10102536B1 (en) | 2013-11-15 | 2018-10-16 | Experian Information Solutions, Inc. | Micro-geographic aggregation system |
US10262362B1 (en) | 2014-02-14 | 2019-04-16 | Experian Information Solutions, Inc. | Automatic generation of code for attributes |
US9576030B1 (en) | 2014-05-07 | 2017-02-21 | Consumerinfo.Com, Inc. | Keeping up with the joneses |
US11257117B1 (en) | 2014-06-25 | 2022-02-22 | Experian Information Solutions, Inc. | Mobile device sighting location analytics and profiling system |
US10445152B1 (en) | 2014-12-19 | 2019-10-15 | Experian Information Solutions, Inc. | Systems and methods for dynamic report generation based on automatic modeling of complex data structures |
US9767309B1 (en) | 2015-11-23 | 2017-09-19 | Experian Information Solutions, Inc. | Access control system for implementing access restrictions of regulated database records while identifying and providing indicators of regulated database records matching validation criteria |
US10678894B2 (en) | 2016-08-24 | 2020-06-09 | Experian Information Solutions, Inc. | Disambiguation and authentication of device users |
US11682041B1 (en) | 2020-01-13 | 2023-06-20 | Experian Marketing Solutions, Llc | Systems and methods of a tracking analytics platform |
Family Cites Families (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6901406B2 (en) * | 1999-12-29 | 2005-05-31 | General Electric Capital Corporation | Methods and systems for accessing multi-dimensional customer data |
KR20020045626A (ko) * | 2000-12-09 | 2002-06-20 | 김형주 | 고객 행동양식 분석에 의한 고객관리 시스템 및 개인화제공방법 |
US20030120533A1 (en) * | 2001-12-21 | 2003-06-26 | Ge Mortgage Holdings, Llc | Systems and methods for increasing business productivity and revenues by identifying critical interactions relating to customers |
US7698182B2 (en) * | 2002-04-29 | 2010-04-13 | Evercom Systems, Inc. | Optimizing profitability in business transactions |
US20050278198A1 (en) * | 2004-06-09 | 2005-12-15 | Darren Huxol | Methods and systems for managing a portfolio of insurance products |
GB2427043A (en) * | 2005-05-26 | 2006-12-13 | Moneyexpert Ltd | Online system offering aggregate product and services data with corresponding propensity analysis |
-
2009
- 2009-04-22 AU AU2009239398A patent/AU2009239398A1/en not_active Abandoned
- 2009-04-22 WO PCT/US2009/041421 patent/WO2009132114A2/en active Application Filing
- 2009-04-22 BR BRPI0911342A patent/BRPI0911342A2/pt not_active IP Right Cessation
- 2009-04-22 CA CA2722119A patent/CA2722119A1/en not_active Abandoned
Also Published As
Publication number | Publication date |
---|---|
WO2009132114A2 (en) | 2009-10-29 |
CA2722119A1 (en) | 2009-10-29 |
WO2009132114A3 (en) | 2010-01-14 |
AU2009239398A1 (en) | 2009-10-29 |
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Legal Events
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B08F | Application fees: application dismissed [chapter 8.6 patent gazette] |
Free format text: REFERENTE AS 6A, 7A, 8A, 9A E 10A ANUIDADES. |
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B08K | Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette] |
Free format text: EM VIRTUDE DO ARQUIVAMENTO PUBLICADO NA RPI 2513 DE 06-03-2019 E CONSIDERANDO AUSENCIA DE MANIFESTACAO DENTRO DOS PRAZOS LEGAIS, INFORMO QUE CABE SER MANTIDO O ARQUIVAMENTO DO PEDIDO DE PATENTE, CONFORME O DISPOSTO NO ARTIGO 12, DA RESOLUCAO 113/2013. |
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B350 | Update of information on the portal [chapter 15.35 patent gazette] |