BR112013029911A2 - sistemas e métodos para recomendar comerciantes - Google Patents

sistemas e métodos para recomendar comerciantes

Info

Publication number
BR112013029911A2
BR112013029911A2 BR112013029911A BR112013029911A BR112013029911A2 BR 112013029911 A2 BR112013029911 A2 BR 112013029911A2 BR 112013029911 A BR112013029911 A BR 112013029911A BR 112013029911 A BR112013029911 A BR 112013029911A BR 112013029911 A2 BR112013029911 A2 BR 112013029911A2
Authority
BR
Brazil
Prior art keywords
information
computer system
cardholder
recommending
location
Prior art date
Application number
BR112013029911A
Other languages
English (en)
Inventor
Christopher J Merz
Walter Lo Faro
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of BR112013029911A2 publication Critical patent/BR112013029911A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Finance (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

systems and methods for recommending merchants abstract of the disclosure a method and a recommender computer system are provided. the recommender computer system is programmed to receive payment card transaction information for a payment cardholder from the interchange network. the payment card transaction information includes data relating to a plurality of purchases made by the cardholder at a plurality of different merchants. the recommender computer system is further programmed to receive merchant rating information, receive merchant descriptive information, and determine location information of each of the plurality of different merchants relative to at least one of a predetermined selectable location and a current location of the cardholder. the recommender computer system then determines a relative ranking of the plurality of different merchants using the received payment card transaction information, the received merchant rating information, the received merchant descriptive information, and the determined location information and displays the determined recommendations to a cardholder. tradução do resumo resumo patente de invenção: "sistemas e métodos para recomendar comerciantes". a invenção refere-se a um método e um sistema de computador recomendador. o sistema de computador recomendador está programado para receber as informações de transações de cartão de pagamento para um titular de cartão de pagamento da rede de intercâmbio. as informações de transações de cartão de pagamento incluem dados relativos a uma pluralidade de compras feitas pelo titular de cartão em uma pluralidade de diferentes comerciantes. o sistema de computador recomendador está ainda programado para receber informações de classificação de comerciante, receber informações descritivas de comerciante, e determinar as informações de localização de cada um da pluralidade de diferentes comerciantes em relação a pelo menos uma de uma localização selecionável predeterminada e uma localização corrente do titular de cartão. o sistema de computador recomendador então determina uma pontuação relativa da pluralidade de diferentes comerciantes utilizando as informações de transação de cartão de pagamento recebidas, as informações de classificação de comerciante recebidas, as informações descritivas de comerciante recebidas, e as informações de localização determinada e exibe as recomendações determinadas para um titular de cartão.
BR112013029911A 2011-05-20 2012-05-18 sistemas e métodos para recomendar comerciantes BR112013029911A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13/112,744 US10719834B2 (en) 2011-05-20 2011-05-20 Systems and methods for recommending merchants
PCT/US2012/038515 WO2012162125A1 (en) 2011-05-20 2012-05-18 Systems and methods for recommending merchants

Publications (1)

Publication Number Publication Date
BR112013029911A2 true BR112013029911A2 (pt) 2016-12-20

Family

ID=47175638

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112013029911A BR112013029911A2 (pt) 2011-05-20 2012-05-18 sistemas e métodos para recomendar comerciantes

Country Status (4)

Country Link
US (1) US10719834B2 (pt)
EP (1) EP2710538A4 (pt)
BR (1) BR112013029911A2 (pt)
WO (1) WO2012162125A1 (pt)

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Also Published As

Publication number Publication date
US20120296724A1 (en) 2012-11-22
EP2710538A4 (en) 2014-10-15
US10719834B2 (en) 2020-07-21
WO2012162125A1 (en) 2012-11-29
EP2710538A1 (en) 2014-03-26

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Legal Events

Date Code Title Description
B06F Objections, documents and/or translations needed after an examination request according [chapter 6.6 patent gazette]
B06U Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette]
B11B Dismissal acc. art. 36, par 1 of ipl - no reply within 90 days to fullfil the necessary requirements