CA2722119A1 - Payment portfolio optimization - Google Patents

Payment portfolio optimization Download PDF

Info

Publication number
CA2722119A1
CA2722119A1 CA2722119A CA2722119A CA2722119A1 CA 2722119 A1 CA2722119 A1 CA 2722119A1 CA 2722119 A CA2722119 A CA 2722119A CA 2722119 A CA2722119 A CA 2722119A CA 2722119 A1 CA2722119 A1 CA 2722119A1
Authority
CA
Canada
Prior art keywords
consumer
consumer segments
issuer
portfolio optimization
marketing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA2722119A
Other languages
English (en)
French (fr)
Inventor
Raghav Lal
Cindy Y. Rentala
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Visa USA Inc
Original Assignee
Visa USA Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US12/108,342 external-priority patent/US20090271305A1/en
Priority claimed from US12/108,354 external-priority patent/US20090271327A1/en
Application filed by Visa USA Inc filed Critical Visa USA Inc
Publication of CA2722119A1 publication Critical patent/CA2722119A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising

Landscapes

  • Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Development Economics (AREA)
  • Finance (AREA)
  • Economics (AREA)
  • Game Theory and Decision Science (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Marketing (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Complex Calculations (AREA)
CA2722119A 2008-04-23 2009-04-22 Payment portfolio optimization Abandoned CA2722119A1 (en)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US12/108,354 2008-04-23
US12/108,342 US20090271305A1 (en) 2008-04-23 2008-04-23 Payment portfolio optimization
US12/108,342 2008-04-23
US12/108,354 US20090271327A1 (en) 2008-04-23 2008-04-23 Payment portfolio optimization
PCT/US2009/041421 WO2009132114A2 (en) 2008-04-23 2009-04-22 Payment portfolio optimization

Publications (1)

Publication Number Publication Date
CA2722119A1 true CA2722119A1 (en) 2009-10-29

Family

ID=41217405

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2722119A Abandoned CA2722119A1 (en) 2008-04-23 2009-04-22 Payment portfolio optimization

Country Status (4)

Country Link
AU (1) AU2009239398A1 (pt)
BR (1) BRPI0911342A2 (pt)
CA (1) CA2722119A1 (pt)
WO (1) WO2009132114A2 (pt)

Families Citing this family (26)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9400589B1 (en) 2002-05-30 2016-07-26 Consumerinfo.Com, Inc. Circular rotational interface for display of consumer credit information
US8346593B2 (en) 2004-06-30 2013-01-01 Experian Marketing Solutions, Inc. System, method, and software for prediction of attitudinal and message responsiveness
US8732004B1 (en) 2004-09-22 2014-05-20 Experian Information Solutions, Inc. Automated analysis of data to generate prospect notifications based on trigger events
US7711636B2 (en) 2006-03-10 2010-05-04 Experian Information Solutions, Inc. Systems and methods for analyzing data
US8005759B2 (en) 2006-08-17 2011-08-23 Experian Information Solutions, Inc. System and method for providing a score for a used vehicle
US8036979B1 (en) 2006-10-05 2011-10-11 Experian Information Solutions, Inc. System and method for generating a finance attribute from tradeline data
US8606626B1 (en) 2007-01-31 2013-12-10 Experian Information Solutions, Inc. Systems and methods for providing a direct marketing campaign planning environment
US8606666B1 (en) 2007-01-31 2013-12-10 Experian Information Solutions, Inc. System and method for providing an aggregation tool
US20080294540A1 (en) 2007-05-25 2008-11-27 Celka Christopher J System and method for automated detection of never-pay data sets
US9690820B1 (en) 2007-09-27 2017-06-27 Experian Information Solutions, Inc. Database system for triggering event notifications based on updates to database records
US7996521B2 (en) 2007-11-19 2011-08-09 Experian Marketing Solutions, Inc. Service for mapping IP addresses to user segments
US8639920B2 (en) 2009-05-11 2014-01-28 Experian Marketing Solutions, Inc. Systems and methods for providing anonymized user profile data
US9652802B1 (en) 2010-03-24 2017-05-16 Consumerinfo.Com, Inc. Indirect monitoring and reporting of a user's credit data
US9152727B1 (en) 2010-08-23 2015-10-06 Experian Marketing Solutions, Inc. Systems and methods for processing consumer information for targeted marketing applications
US8930262B1 (en) 2010-11-02 2015-01-06 Experian Technology Ltd. Systems and methods of assisted strategy design
US9147042B1 (en) 2010-11-22 2015-09-29 Experian Information Solutions, Inc. Systems and methods for data verification
US9654541B1 (en) 2012-11-12 2017-05-16 Consumerinfo.Com, Inc. Aggregating user web browsing data
US9916621B1 (en) 2012-11-30 2018-03-13 Consumerinfo.Com, Inc. Presentation of credit score factors
US10102536B1 (en) 2013-11-15 2018-10-16 Experian Information Solutions, Inc. Micro-geographic aggregation system
US10262362B1 (en) 2014-02-14 2019-04-16 Experian Information Solutions, Inc. Automatic generation of code for attributes
US9576030B1 (en) 2014-05-07 2017-02-21 Consumerinfo.Com, Inc. Keeping up with the joneses
US11257117B1 (en) 2014-06-25 2022-02-22 Experian Information Solutions, Inc. Mobile device sighting location analytics and profiling system
US10242019B1 (en) 2014-12-19 2019-03-26 Experian Information Solutions, Inc. User behavior segmentation using latent topic detection
US9767309B1 (en) 2015-11-23 2017-09-19 Experian Information Solutions, Inc. Access control system for implementing access restrictions of regulated database records while identifying and providing indicators of regulated database records matching validation criteria
US20180060954A1 (en) 2016-08-24 2018-03-01 Experian Information Solutions, Inc. Sensors and system for detection of device movement and authentication of device user based on messaging service data from service provider
US11682041B1 (en) 2020-01-13 2023-06-20 Experian Marketing Solutions, Llc Systems and methods of a tracking analytics platform

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6901406B2 (en) * 1999-12-29 2005-05-31 General Electric Capital Corporation Methods and systems for accessing multi-dimensional customer data
KR20020045626A (ko) * 2000-12-09 2002-06-20 김형주 고객 행동양식 분석에 의한 고객관리 시스템 및 개인화제공방법
US20030120533A1 (en) * 2001-12-21 2003-06-26 Ge Mortgage Holdings, Llc Systems and methods for increasing business productivity and revenues by identifying critical interactions relating to customers
US7698182B2 (en) * 2002-04-29 2010-04-13 Evercom Systems, Inc. Optimizing profitability in business transactions
US20050278198A1 (en) * 2004-06-09 2005-12-15 Darren Huxol Methods and systems for managing a portfolio of insurance products
GB2427043A (en) * 2005-05-26 2006-12-13 Moneyexpert Ltd Online system offering aggregate product and services data with corresponding propensity analysis

Also Published As

Publication number Publication date
WO2009132114A3 (en) 2010-01-14
BRPI0911342A2 (pt) 2019-02-26
WO2009132114A2 (en) 2009-10-29
AU2009239398A1 (en) 2009-10-29

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Legal Events

Date Code Title Description
FZDE Discontinued

Effective date: 20150422