BRPI0710981A2 - sistemas e métodos para conduzir transações financeiras por uma rede - Google Patents

sistemas e métodos para conduzir transações financeiras por uma rede Download PDF

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Publication number
BRPI0710981A2
BRPI0710981A2 BRPI0710981-4A BRPI0710981A BRPI0710981A2 BR PI0710981 A2 BRPI0710981 A2 BR PI0710981A2 BR PI0710981 A BRPI0710981 A BR PI0710981A BR PI0710981 A2 BRPI0710981 A2 BR PI0710981A2
Authority
BR
Brazil
Prior art keywords
systems
transactions
merchants
methods
financial transactions
Prior art date
Application number
BRPI0710981-4A
Other languages
English (en)
Inventor
Paulsen Kobus
Hughes Ian
Holland Mark
Original Assignee
Uc Group Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US11/609,792 external-priority patent/US20070250441A1/en
Priority claimed from US11/609,785 external-priority patent/US20080040275A1/en
Application filed by Uc Group Ltd filed Critical Uc Group Ltd
Publication of BRPI0710981A2 publication Critical patent/BRPI0710981A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

SISTEMAS E MéTODOS PARA CONDUZIR TRANSAçõES FINANCEIRAS POR UMA REDE. A presente invenção refere-se a várias modalidades da invenção que provêem um sistema de transação financeira mais seguro para os setores de e-comércio que (1) processa com mais segurança as transações de pagamento, (2) ajuda a proteger os negociantes e os bancos contra transações fraudulentas, lavagem de dinheiro, e apostas de menores de idade, e (3) ajuda a limitar outros abusos em áreas de e-comércio que são percebidas apresentares riscos especiais, tais como jogos de Internet, viagem, e compra de bens eletrónico pelo consumidor. Para atingir os objetivos acima, várias modalidades do sistema de transação financeira (1) estabelecem protocolos de operação e de processamento de transação para os negociantes, provedores de serviço de pagamento de lnternet, bancos adquirentes, e esquemas de cartão e (2) provêem sistemas automatizados para monitorar e processar com mais segurança o pagamento e as transações financeiras.
BRPI0710981-4A 2006-04-25 2007-04-25 sistemas e métodos para conduzir transações financeiras por uma rede BRPI0710981A2 (pt)

Applications Claiming Priority (11)

Application Number Priority Date Filing Date Title
US74556106P 2006-04-25 2006-04-25
US60/745,561 2006-04-25
US11/609,779 2006-12-12
US11/609,792 US20070250441A1 (en) 2006-04-25 2006-12-12 Systems and methods for determining regulations governing financial transactions conducted over a network
US11/609,775 2006-12-12
US11/609,785 US20080040275A1 (en) 2006-04-25 2006-12-12 Systems and methods for identifying potentially fraudulent financial transactions and compulsive spending behavior
US11/609,779 US7941370B2 (en) 2006-04-25 2006-12-12 Systems and methods for funding payback requests for financial transactions
US11/609,775 US8099329B2 (en) 2006-04-25 2006-12-12 Systems and methods for determining taxes owed for financial transactions conducted over a network
US11/609,792 2006-12-12
US11/609,785 2006-12-12
PCT/GB2007/001513 WO2007125316A2 (en) 2006-04-25 2007-04-25 Systems and methods for conducting financial transactions over a network

Publications (1)

Publication Number Publication Date
BRPI0710981A2 true BRPI0710981A2 (pt) 2012-02-28

Family

ID=38325567

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0710981-4A BRPI0710981A2 (pt) 2006-04-25 2007-04-25 sistemas e métodos para conduzir transações financeiras por uma rede

Country Status (3)

Country Link
EP (2) EP2365468A1 (pt)
BR (1) BRPI0710981A2 (pt)
WO (1) WO2007125316A2 (pt)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8099329B2 (en) 2006-04-25 2012-01-17 Uc Group Limited Systems and methods for determining taxes owed for financial transactions conducted over a network
US20100106611A1 (en) * 2008-10-24 2010-04-29 Uc Group Ltd. Financial transactions systems and methods
GB2466676A (en) * 2009-01-06 2010-07-07 Visa Europe Ltd A method of processing payment authorisation requests
GB2466810A (en) 2009-01-08 2010-07-14 Visa Europe Ltd Processing payment authorisation requests
US20120310778A1 (en) 2011-06-03 2012-12-06 Uc Group Limited Systems and methods for clearing and settling transaction activity
US9704195B2 (en) 2011-08-04 2017-07-11 Fair Isaac Corporation Multiple funding account payment instrument analytics
CN111598680A (zh) * 2020-04-13 2020-08-28 上海金仕达软件科技有限公司 一种风险分类预警及处置的方法

Family Cites Families (15)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7451114B1 (en) * 1999-02-19 2008-11-11 Visa International Service Association Conducting commerce between individuals
TW469389B (en) * 1999-10-14 2001-12-21 Ibm A system, method, and program for enabling an e-commerce database server to provide jurisdictional information to facilitate e-commerce sales by a web server
US20030065571A1 (en) * 1999-10-14 2003-04-03 Rabindranath Dutta System, method, and program for determining the jurisdiction of a product delivery location by using the ip address of the client while selling items via electronic commerce over the internet
AU1757201A (en) * 1999-11-05 2001-05-14 American Express Travel Related Services Company, Inc. Systems and methods for facilitating commercial transactions between parties residing at remote locations
US20020002075A1 (en) * 2000-02-03 2002-01-03 Rick Rowe Method and apparatus for facilitating monetary and reward transactions and accounting in a gaming environment
WO2001059731A1 (en) * 2000-02-09 2001-08-16 Internet Cash.Com Methods and systems for making secure electronic payments
US7263506B2 (en) * 2000-04-06 2007-08-28 Fair Isaac Corporation Identification and management of fraudulent credit/debit card purchases at merchant ecommerce sites
US7313538B2 (en) * 2001-02-15 2007-12-25 American Express Travel Related Services Company, Inc. Transaction tax settlement in personal communication devices
US6783065B2 (en) * 2001-03-12 2004-08-31 First Data Corporation Purchasing card transaction risk model
US7865427B2 (en) * 2001-05-30 2011-01-04 Cybersource Corporation Method and apparatus for evaluating fraud risk in an electronic commerce transaction
US20060085275A1 (en) * 2002-01-16 2006-04-20 Stokes Patricia L System and method for facilitating online transactions
WO2004084113A1 (en) * 2003-03-12 2004-09-30 Zoltan Kovacs Credit card charge back prevention system
US8696358B2 (en) * 2003-08-27 2014-04-15 John Thomas Flanagan System and method for facilitating responsible behaviour
US7497374B2 (en) * 2004-09-17 2009-03-03 Digital Envoy, Inc. Fraud risk advisor
US20060151598A1 (en) * 2005-01-13 2006-07-13 Yen-Fu Chen Categorization based spending control

Also Published As

Publication number Publication date
EP2365468A1 (en) 2011-09-14
WO2007125316A3 (en) 2008-04-10
WO2007125316A2 (en) 2007-11-08
EP1941438A2 (en) 2008-07-09

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Legal Events

Date Code Title Description
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]
B08G Application fees: restoration [chapter 8.7 patent gazette]
B07A Application suspended after technical examination (opinion) [chapter 7.1 patent gazette]
B09B Patent application refused [chapter 9.2 patent gazette]
B09B Patent application refused [chapter 9.2 patent gazette]

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