BR9814326A - Unidade portátil sem fio troca de mensagens de múltiplas contas - Google Patents
Unidade portátil sem fio troca de mensagens de múltiplas contasInfo
- Publication number
- BR9814326A BR9814326A BR9814326-3A BR9814326A BR9814326A BR 9814326 A BR9814326 A BR 9814326A BR 9814326 A BR9814326 A BR 9814326A BR 9814326 A BR9814326 A BR 9814326A
- Authority
- BR
- Brazil
- Prior art keywords
- financial transaction
- polling
- predetermined type
- portable wireless
- wireless unit
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04K—SECRET COMMUNICATION; JAMMING OF COMMUNICATION
- H04K1/00—Secret communication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3229—Use of the SIM of a M-device as secure element
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/346—Cards serving only as information carrier of service
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/357—Cards having a plurality of specified features
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
- H04L63/0428—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
- H04L63/0442—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload wherein the sending and receiving network entities apply asymmetric encryption, i.e. different keys for encryption and decryption
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0823—Network architectures or network communication protocols for network security for authentication of entities using certificates
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/12—Applying verification of the received information
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/03—Protecting confidentiality, e.g. by encryption
- H04W12/033—Protecting confidentiality, e.g. by encryption of the user plane, e.g. user's traffic
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/06—Authentication
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2463/00—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
- H04L2463/102—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00 applying security measure for e-commerce
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L61/00—Network arrangements, protocols or services for addressing or naming
- H04L61/35—Network arrangements, protocols or services for addressing or naming involving non-standard use of addresses for implementing network functionalities, e.g. coding subscription information within the address or functional addressing, i.e. assigning an address to a function
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/10—Integrity
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/12—Messaging; Mailboxes; Announcements
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W8/00—Network data management
- H04W8/26—Network addressing or numbering for mobility support
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W88/00—Devices specially adapted for wireless communication networks, e.g. terminals, base stations or access point devices
- H04W88/02—Terminal devices
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W88/00—Devices specially adapted for wireless communication networks, e.g. terminals, base stations or access point devices
- H04W88/02—Terminal devices
- H04W88/022—Selective call receivers
Abstract
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US08/995,796 US6041314A (en) | 1997-12-22 | 1997-12-22 | Multiple account portable wireless financial messaging unit |
PCT/US1998/025768 WO1999033218A1 (en) | 1997-12-22 | 1998-12-04 | Multiple account portable wireless financial messaging unit |
Publications (1)
Publication Number | Publication Date |
---|---|
BR9814326A true BR9814326A (pt) | 2002-03-05 |
Family
ID=25542227
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BR9814326-3A BR9814326A (pt) | 1997-12-22 | 1998-12-04 | Unidade portátil sem fio troca de mensagens de múltiplas contas |
Country Status (12)
Country | Link |
---|---|
US (1) | US6041314A (pt) |
EP (1) | EP1042881A4 (pt) |
JP (1) | JP5062796B2 (pt) |
KR (1) | KR100382180B1 (pt) |
CN (1) | CN1163017C (pt) |
AU (1) | AU750357B2 (pt) |
BR (1) | BR9814326A (pt) |
CA (1) | CA2314184A1 (pt) |
HK (1) | HK1033516A1 (pt) |
ID (1) | ID28889A (pt) |
IL (1) | IL136419A (pt) |
WO (1) | WO1999033218A1 (pt) |
Families Citing this family (57)
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---|---|---|---|---|
GB2321741B (en) | 1997-02-03 | 2000-10-04 | Certicom Corp | Data card verification system |
DE59803145D1 (de) * | 1997-10-28 | 2002-03-28 | Brokat Infosystems Ag | Verfahren zum digitalen signieren einer nachricht |
US6012049A (en) * | 1998-02-04 | 2000-01-04 | Citicorp Development Center, Inc. | System for performing financial transactions using a smartcard |
FR2783624B1 (fr) * | 1998-09-21 | 2000-12-15 | Cit Alcatel | Carte a puce permettant d'acceder a une application distante, terminal et systeme de communication associes et procede pour acceder a l'application distante au moyen de cette carte a puce |
KR100484209B1 (ko) * | 1998-09-24 | 2005-09-30 | 삼성전자주식회사 | 디지털컨텐트암호화/해독화장치및그방법 |
US7752129B2 (en) | 1998-10-21 | 2010-07-06 | Island Intellectual Property Llc | Systems and methods for managing client accounts |
US7536350B1 (en) | 1998-10-21 | 2009-05-19 | Island Intellectual Property Llc | Systems and methods for providing enhanced account management services for multiple banks |
US7519551B2 (en) * | 1998-10-21 | 2009-04-14 | Island Intellectual Property Llc | Systems and methods for administering return sweep accounts |
US6374231B1 (en) | 1998-10-21 | 2002-04-16 | Bruce Bent | Money fund banking system |
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US7680734B1 (en) | 1998-10-21 | 2010-03-16 | Island Intellectual Property Llc | Money fund banking system |
US7668772B1 (en) | 1998-10-21 | 2010-02-23 | Island Intellectual Property Llc | Systems and methods for money fund banking with flexible interest allocation |
US7386727B1 (en) | 1998-10-24 | 2008-06-10 | Encorus Holdings Limited | Method for digital signing of a message |
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US8751391B2 (en) | 2002-03-29 | 2014-06-10 | Jpmorgan Chase Bank, N.A. | System and process for performing purchase transactions using tokens |
WO2003085532A1 (en) * | 2002-04-02 | 2003-10-16 | Corporation For National Research Initiatives | Authenticating and using digital objects |
US7792759B2 (en) * | 2002-07-29 | 2010-09-07 | Emv Co. Llc | Methods for performing transactions in a wireless environment |
TW587226B (en) * | 2002-12-26 | 2004-05-11 | Min-Jie Su | Card verification and authorization system and method thereof |
US8150766B1 (en) | 2003-01-27 | 2012-04-03 | Island Intellectual Property Llc | System and method for investing public deposits |
TWI290439B (en) * | 2005-11-09 | 2007-11-21 | Min-Chieh Su | Mobile communication terminal verification authorization system and method thereof |
US8478668B2 (en) * | 2004-03-12 | 2013-07-02 | Sybase, Inc. | Hierarchical entitlement system with integrated inheritance and limit checks |
US7797239B2 (en) * | 2004-03-12 | 2010-09-14 | Sybase, Inc. | Hierarchical entitlement system with integrated inheritance and limit checks |
US8768838B1 (en) | 2005-02-02 | 2014-07-01 | Nexus Payments, LLC | Financial transactions using a rule-module nexus and a user account registry |
US8639629B1 (en) | 2005-02-02 | 2014-01-28 | Nexus Payments, LLC | System and method for accessing an online user account registry via a thin-client unique user code |
US11288666B1 (en) | 2005-02-02 | 2022-03-29 | Edge Mobile Payments Llc | System and method for real-time processing of on-line financial transactions using a universal financial token and a remotely located rule-module clearinghouse |
US7584482B2 (en) * | 2005-02-23 | 2009-09-01 | Toshiba Corporation | System and method for authenticating transactions |
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US7849436B2 (en) * | 2006-08-11 | 2010-12-07 | Dongbu Hitek Co., Ltd. | Method of forming dummy pattern |
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US8032456B1 (en) | 2008-02-11 | 2011-10-04 | Island Intellectual Property Llc | System, methods and program products for processing for a self clearing broker dealer |
US7752107B1 (en) | 2007-02-28 | 2010-07-06 | Island Intellectual Property Llc | System and method for managing aggregated accounts |
US8260705B1 (en) | 2007-02-28 | 2012-09-04 | Island Intellectual Property Llc | Systems, methods and program products for deposit and withdrawal processing |
US8380621B1 (en) | 2007-02-28 | 2013-02-19 | Island Intellectual Property Llc | Systems, methods and program products for swap processing for uninsured accounts |
US8261974B2 (en) * | 2007-09-14 | 2012-09-11 | Robert E. Hull | Integrated financial transaction and access system |
US10002384B1 (en) * | 2007-12-20 | 2018-06-19 | Jpmorgan Chase Bank, N.A. | Automated card notification system and method |
US8781931B1 (en) | 2009-05-26 | 2014-07-15 | Island Intellectual Property Llc | Method and system for allocating deposits over a plurality of depository institutions |
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US8589289B1 (en) | 2010-06-14 | 2013-11-19 | Island Intellectual Property Llc | System, method and program product for administering fund movements |
US8583545B1 (en) | 2010-09-20 | 2013-11-12 | Island Intellectual Property Llc | Systems and methods for money fund banking with flexible interest allocation |
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-
1997
- 1997-12-22 US US08/995,796 patent/US6041314A/en not_active Expired - Lifetime
-
1998
- 1998-12-04 BR BR9814326-3A patent/BR9814326A/pt not_active Application Discontinuation
- 1998-12-04 JP JP2000526007A patent/JP5062796B2/ja not_active Expired - Lifetime
- 1998-12-04 CN CNB98812565XA patent/CN1163017C/zh not_active Expired - Lifetime
- 1998-12-04 CA CA002314184A patent/CA2314184A1/en not_active Abandoned
- 1998-12-04 IL IL13641998A patent/IL136419A/en not_active IP Right Cessation
- 1998-12-04 KR KR10-2000-7006919A patent/KR100382180B1/ko not_active IP Right Cessation
- 1998-12-04 ID IDW20001202A patent/ID28889A/id unknown
- 1998-12-04 WO PCT/US1998/025768 patent/WO1999033218A1/en active IP Right Grant
- 1998-12-04 AU AU19035/99A patent/AU750357B2/en not_active Expired
- 1998-12-04 EP EP98963785A patent/EP1042881A4/en not_active Withdrawn
-
2001
- 2001-06-18 HK HK01104166A patent/HK1033516A1/xx not_active IP Right Cessation
Also Published As
Publication number | Publication date |
---|---|
HK1033516A1 (en) | 2001-08-31 |
KR20010024795A (ko) | 2001-03-26 |
JP5062796B2 (ja) | 2012-10-31 |
KR100382180B1 (ko) | 2003-05-09 |
EP1042881A1 (en) | 2000-10-11 |
AU1903599A (en) | 1999-07-12 |
JP2001527260A (ja) | 2001-12-25 |
ID28889A (id) | 2001-07-12 |
IL136419A (en) | 2004-08-31 |
EP1042881A4 (en) | 2004-07-21 |
AU750357B2 (en) | 2002-07-18 |
CA2314184A1 (en) | 1999-07-01 |
CN1283347A (zh) | 2001-02-07 |
WO1999033218A1 (en) | 1999-07-01 |
US6041314A (en) | 2000-03-21 |
IL136419A0 (en) | 2001-06-14 |
CN1163017C (zh) | 2004-08-18 |
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