BR112022017333A2 - Aparelho e método - Google Patents

Aparelho e método

Info

Publication number
BR112022017333A2
BR112022017333A2 BR112022017333A BR112022017333A BR112022017333A2 BR 112022017333 A2 BR112022017333 A2 BR 112022017333A2 BR 112022017333 A BR112022017333 A BR 112022017333A BR 112022017333 A BR112022017333 A BR 112022017333A BR 112022017333 A2 BR112022017333 A2 BR 112022017333A2
Authority
BR
Brazil
Prior art keywords
account
processing system
main processing
different
identifier
Prior art date
Application number
BR112022017333A
Other languages
English (en)
Inventor
David Whitcomb
Matt Nichols
Original Assignee
Mx Tech Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mx Tech Inc filed Critical Mx Tech Inc
Priority claimed from PCT/US2022/027349 external-priority patent/WO2022232702A1/en
Publication of BR112022017333A2 publication Critical patent/BR112022017333A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/44—Program or device authentication
    • G06F21/445—Program or device authentication by mutual authentication, e.g. between devices or programs
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0815—Network architectures or network communication protocols for network security for authentication of entities providing single-sign-on or federations

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Computer Security & Cryptography (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Hardware Design (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Signal Processing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computing Systems (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Computer And Data Communications (AREA)
  • Hardware Redundancy (AREA)
  • Information Transfer Between Computers (AREA)

Abstract

aparelho e método. aparatos, métodos, produtos de programa de computador e sistemas são revelados para processamento de conta/transação multinúcleo (122). um método (500) inclui autenticação (502) de um usuário com credenciais eletrônicas, consulta (504) de um primeiro sistema de processamento principal (122a) para determinar um identificador para uma primeira conta com o primeiro sistema de processamento principal (122a), consulta (506) de um segundo sistema de processamento principal (122n) para determinar um identificador diferente para uma conta diferente com o segundo sistema de processamento principal (122n), acesso (508) à primeira conta com o primeiro sistema de processamento principal (122a) usando o primeiro identificador para o usuário para receber dados associados à primeira conta, acesso (510) à conta diferente com o segundo sistema de processamento principal (122n) usando o identificador diferente para o usuário para receber dados associados à conta diferente, e provisão (512) de acesso em tempo real tanto aos dados associados à primeira conta quanto à conta diferente em uma única interface eletrônica.
BR112022017333A 2021-04-30 2022-05-02 Aparelho e método BR112022017333A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US202163182763P 2021-04-30 2021-04-30
PCT/US2022/027349 WO2022232702A1 (en) 2021-04-30 2022-05-02 Multi-core account processing system support

Publications (1)

Publication Number Publication Date
BR112022017333A2 true BR112022017333A2 (pt) 2023-11-07

Family

ID=83784081

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112022017333A BR112022017333A2 (pt) 2021-04-30 2022-05-02 Aparelho e método

Country Status (5)

Country Link
EP (1) EP4122157A4 (pt)
JP (1) JP2023536031A (pt)
AU (1) AU2022211869A1 (pt)
BR (1) BR112022017333A2 (pt)
CA (1) CA3175981A1 (pt)

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9842321B2 (en) * 2013-11-15 2017-12-12 Clickswitch, Llc Centralized financial account migration system
US9830591B2 (en) * 2015-05-27 2017-11-28 Bank Of America Corporation Providing access to account information using authentication tokens
US11503015B2 (en) * 2017-10-12 2022-11-15 Mx Technologies, Inc. Aggregation platform portal for displaying and updating data for third-party service providers

Also Published As

Publication number Publication date
EP4122157A4 (en) 2024-04-17
CA3175981A1 (en) 2022-10-30
JP2023536031A (ja) 2023-08-23
AU2022211869A1 (en) 2022-11-17
EP4122157A1 (en) 2023-01-25

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