BR112018068265A2 - método e sistema para prêmios pós-transação - Google Patents

método e sistema para prêmios pós-transação

Info

Publication number
BR112018068265A2
BR112018068265A2 BR112018068265A BR112018068265A BR112018068265A2 BR 112018068265 A2 BR112018068265 A2 BR 112018068265A2 BR 112018068265 A BR112018068265 A BR 112018068265A BR 112018068265 A BR112018068265 A BR 112018068265A BR 112018068265 A2 BR112018068265 A2 BR 112018068265A2
Authority
BR
Brazil
Prior art keywords
premium
amount
post
transaction
premium amount
Prior art date
Application number
BR112018068265A
Other languages
English (en)
Inventor
Patrick Clark Kyle
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of BR112018068265A2 publication Critical patent/BR112018068265A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0226—Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90—Details of database functions independent of the retrieved data types
    • G06F16/95—Retrieval from the web
    • G06F16/951—Indexing; Web crawling techniques
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0222—During e-commerce, i.e. online transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0226—Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
    • G06Q30/0233—Method of redeeming a frequent usage reward
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0234—Rebates after completed purchase
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0239—Online discounts or incentives

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Game Theory and Decision Science (AREA)
  • Databases & Information Systems (AREA)
  • Data Mining & Analysis (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

a presente invenção refere-se a um método para gerenciar um valor de prêmio relativo a uma conta de transação. o método inclui receber uma solicitação de resgate; gerar um custo de prêmio com base em pelo menos uma taxa de conversão e um valor de transação; atualizar um valor de prêmio em um perfil de conta para colocar uma retenção sobre um valor do valor de prêmio equivalente ao custo de prêmio; e deduzir um valor de dedução do valor de prêmio.
BR112018068265A 2016-04-06 2017-02-14 método e sistema para prêmios pós-transação BR112018068265A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US15/091,638 US11514469B2 (en) 2016-04-06 2016-04-06 Method and system for post-transaction rewards
PCT/US2017/017787 WO2017176363A1 (en) 2016-04-06 2017-02-14 Method and system for post-transaction rewards

Publications (1)

Publication Number Publication Date
BR112018068265A2 true BR112018068265A2 (pt) 2019-01-15

Family

ID=58094554

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112018068265A BR112018068265A2 (pt) 2016-04-06 2017-02-14 método e sistema para prêmios pós-transação

Country Status (6)

Country Link
US (1) US11514469B2 (pt)
EP (1) EP3440613A1 (pt)
CN (1) CN108885755A (pt)
BR (1) BR112018068265A2 (pt)
CA (1) CA3020294C (pt)
WO (1) WO2017176363A1 (pt)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20180096320A1 (en) * 2016-10-03 2018-04-05 Paypal, Inc. Account top-up feature to interface with a vendor application programming interface
WO2019045672A1 (en) * 2017-08-28 2019-03-07 Visa International Service Association SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR DYNAMIC APPLICATION SELECTION
US20210217015A1 (en) * 2020-01-13 2021-07-15 Mastercard International Incorporated Reward validation for multiple merchant category code merchants
CN111475580B (zh) * 2020-04-21 2022-09-06 北京联合永道软件股份有限公司 联盟链中数据共享方法及系统

Family Cites Families (19)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP3660101B2 (ja) * 1996-11-14 2005-06-15 松下電器産業株式会社 パーソナル電子決済システム
AU2001259013A1 (en) * 2000-05-25 2001-12-03 Wilson How Kiap Gueh Transaction system and method
US7870071B2 (en) * 2004-09-08 2011-01-11 American Express Travel Related Services Company, Inc. Systems, methods, and devices for combined credit card and stored value transaction accounts
US20060235758A1 (en) * 2005-04-08 2006-10-19 Paypal Inc. Authorization techniques
CN102077229A (zh) 2008-06-30 2011-05-25 雷德尼有限公司 为移动计算设备提供通用金融交易网关的系统、方法和工具
MX2011002436A (es) 2008-09-04 2011-05-02 Mastercard International Inc Sistema y metodo para realizar una transaccion de reembolso en tiempo real por medio del apalancamiento de una red de pago.
CN101859419A (zh) 2009-04-08 2010-10-13 蒋斌 一种积分交易平台系统
US20110270665A1 (en) * 2010-04-29 2011-11-03 Visa U.S.A. Expiring Virtual Gift Card Statement Credit Exchange for Loyalty Reward
US10007915B2 (en) * 2011-01-24 2018-06-26 Visa International Service Association Systems and methods to facilitate loyalty reward transactions
WO2012161808A2 (en) * 2011-02-25 2012-11-29 Visa International Service Association Direct connection systems and methods
US20140222539A1 (en) * 2011-06-15 2014-08-07 Matthew Scholz Customer loyalty system
US20130124273A1 (en) * 2011-07-08 2013-05-16 Visa International Service Association Systems and Methods for Customer Loyalty Program
US20140278879A1 (en) * 2013-03-12 2014-09-18 Mastercard International Incorporated Method and system for prevention of violations in offer redemption
JP6040839B2 (ja) * 2013-03-29 2016-12-07 富士通株式会社 情報処理装置、価格算出方法、および価格算出プログラム
US20150112780A1 (en) 2013-10-21 2015-04-23 Mastercard International Incorporated Method and system for processing of a real-time rebate at transaction authorization
US9990646B2 (en) * 2013-10-24 2018-06-05 Visa International Service Association Systems and methods to provide a user interface for redemption of loyalty rewards
US10650398B2 (en) * 2014-06-16 2020-05-12 Visa International Service Association Communication systems and methods to transmit data among a plurality of computing systems in processing benefit redemption
US10102515B2 (en) 2014-07-18 2018-10-16 Mastercard International Incorporated Method and system for a unified platform and data integration in a group of related companies
US9842344B2 (en) * 2014-10-02 2017-12-12 Glenn A. Bowman System and method for shareholder investment

Also Published As

Publication number Publication date
CA3020294A1 (en) 2017-10-12
US20170293927A1 (en) 2017-10-12
CN108885755A (zh) 2018-11-23
CA3020294C (en) 2023-09-26
WO2017176363A1 (en) 2017-10-12
US11514469B2 (en) 2022-11-29
EP3440613A1 (en) 2019-02-13

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Legal Events

Date Code Title Description
B350 Update of information on the portal [chapter 15.35 patent gazette]
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE A 5A ANUIDADE.

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: EM VIRTUDE DO ARQUIVAMENTO PUBLICADO NA RPI 2658 DE 14-12-2021 E CONSIDERANDO AUSENCIA DE MANIFESTACAO DENTRO DOS PRAZOS LEGAIS, INFORMO QUE CABE SER MANTIDO O ARQUIVAMENTO DO PEDIDO DE PATENTE, CONFORME O DISPOSTO NO ARTIGO 12, DA RESOLUCAO 113/2013.