BR112014018824A2 - dispositivo portátil para pagamentos eletrônicos - Google Patents

dispositivo portátil para pagamentos eletrônicos

Info

Publication number
BR112014018824A2
BR112014018824A2 BR112014018824A BR112014018824A BR112014018824A2 BR 112014018824 A2 BR112014018824 A2 BR 112014018824A2 BR 112014018824 A BR112014018824 A BR 112014018824A BR 112014018824 A BR112014018824 A BR 112014018824A BR 112014018824 A2 BR112014018824 A2 BR 112014018824A2
Authority
BR
Brazil
Prior art keywords
portable device
electronic payments
payments
electronic
portable
Prior art date
Application number
BR112014018824A
Other languages
English (en)
Inventor
Fernandez De Sousa Cruz Orlando
Original Assignee
Orlando Fernandes De Sousa Cruz
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Orlando Fernandes De Sousa Cruz filed Critical Orlando Fernandes De Sousa Cruz
Publication of BR112014018824A2 publication Critical patent/BR112014018824A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G06Q20/0658—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash e-cash managed locally
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/407—Cancellation of a transaction

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Calculators And Similar Devices (AREA)
BR112014018824A 2012-01-31 2013-01-30 dispositivo portátil para pagamentos eletrônicos BR112014018824A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
PT106125A PT106125A (pt) 2012-01-31 2012-01-31 Dispositivo portátil para pagamentos eletrónicos
PCT/PT2013/000005 WO2013115663A1 (en) 2012-01-31 2013-01-30 Portable device for electronic payments

Publications (1)

Publication Number Publication Date
BR112014018824A2 true BR112014018824A2 (pt) 2019-09-24

Family

ID=48225106

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112014018824A BR112014018824A2 (pt) 2012-01-31 2013-01-30 dispositivo portátil para pagamentos eletrônicos

Country Status (9)

Country Link
US (1) US20150039509A1 (pt)
EP (1) EP2810228A1 (pt)
KR (1) KR20140120363A (pt)
CN (1) CN104205141A (pt)
BR (1) BR112014018824A2 (pt)
IN (1) IN2014KN01785A (pt)
PT (1) PT106125A (pt)
RU (1) RU2014135468A (pt)
WO (1) WO2013115663A1 (pt)

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10169746B2 (en) 2015-05-05 2019-01-01 Mastercard International Incorporated Methods, systems, and computer readable media for integrating payments
CN105137750A (zh) * 2015-09-24 2015-12-09 北京奇虎科技有限公司 一种实现智能手表的数据传输的方法、装置和智能手表
CN105511915A (zh) * 2015-12-01 2016-04-20 小米科技有限责任公司 信息处理的方法及装置
CN106600274B (zh) * 2017-02-07 2023-08-11 桂林理工大学 多算法多密钥的光认证离线支付装置
CN106952091B (zh) * 2017-04-05 2019-12-31 恒宝股份有限公司 一种物联网支付设备及其工作方法
PT110377A (pt) 2017-10-25 2019-04-26 Ines Santos De Sousa Cruz Sistema e método de pagamento em moeda electrónica portátil e transacionável através de infra-vermelhos.
WO2020058903A1 (en) * 2018-09-19 2020-03-26 Synergistic Financial Networks Pvt. Ltd. Smart calculator facilitating payment transactions
KR102337273B1 (ko) * 2019-05-23 2021-12-09 주식회사 하렉스인포텍 판매자 계산기 및 이를 포함하는 결제 시스템

Family Cites Families (19)

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US4625276A (en) * 1983-08-31 1986-11-25 Vericard Corporation Data logging and transfer system using portable and resident units
US5229764A (en) * 1991-06-20 1993-07-20 Matchett Noel D Continuous biometric authentication matrix
CA2160496A1 (en) * 1995-10-13 1997-04-14 Allan M. Brown Electronic funds acceptor for vending machines
JP4299176B2 (ja) * 2004-03-31 2009-07-22 富士通株式会社 有料コンテンツの配信方法、無線端末、およびキャリア
JP2007052704A (ja) * 2005-08-19 2007-03-01 Oki Electric Ind Co Ltd 取引処理システム及び電子通帳
US7461065B2 (en) * 2006-01-31 2008-12-02 International Business Machines Corporation Method and system for utilizing shared numeric locks
US7848980B2 (en) * 2006-12-26 2010-12-07 Visa U.S.A. Inc. Mobile payment system and method using alias
US20090070263A1 (en) * 2007-09-12 2009-03-12 Wachovia Corporation Peer to peer fund transfer
WO2009042758A2 (en) * 2007-09-25 2009-04-02 Swipepay Mobile, Inc. System and method for financial transaction interoperability across multiple mobile networks
SK288757B6 (sk) * 2008-09-19 2020-05-04 Smk Kk Systém a spôsob bezkontaktnej autorizácie pri platbe
US8482520B2 (en) * 2009-01-30 2013-07-09 Research In Motion Limited Method for tap detection and for interacting with and a handheld electronic device, and a handheld electronic device configured therefor
CN101794421A (zh) * 2010-02-05 2010-08-04 中兴通讯股份有限公司 一种实现电子支付安全的系统、近距离通信终端及方法
US20130024223A1 (en) * 2010-04-05 2013-01-24 Omnego Inc. System and method for management of electronic wallet databases
CA2815569C (en) * 2010-10-25 2016-03-01 Research In Motion Limited System and method for enabling applications to communicate using a peer-to-peer (p2p) system
US20120116967A1 (en) * 2010-11-04 2012-05-10 Bank Of America Corporation Mobile payment system and method
US9172693B2 (en) * 2010-11-11 2015-10-27 Paypal, Inc. Quick payment using mobile device binding
KR101610250B1 (ko) * 2011-04-06 2016-04-07 주식회사 케이티 근거리 통신 기능이 구비된 사용자 단말의 위치 상태에 따른 정보 전달 및 금융 거래 방법, 사용자 단말 및 시스템
PT105677A (pt) * 2011-05-06 2012-11-06 Manuel Janssen Valadas Preto Cartão de pagamento telemático
KR20130083045A (ko) * 2011-12-28 2013-07-22 삼성전자주식회사 통신 시스템에서 컨텐츠 정보를 공유하는 장치 및 방법 그리고 그에 따른 시스템

Also Published As

Publication number Publication date
RU2014135468A (ru) 2016-03-20
WO2013115663A1 (en) 2013-08-08
CN104205141A (zh) 2014-12-10
WO2013115663A4 (en) 2013-10-31
US20150039509A1 (en) 2015-02-05
IN2014KN01785A (pt) 2015-10-23
PT106125A (pt) 2013-07-31
EP2810228A1 (en) 2014-12-10
KR20140120363A (ko) 2014-10-13

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Legal Events

Date Code Title Description
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]
B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: EM VIRTUDE DO ARQUIVAMENTO PUBLICADO NA RPI 2543 DE 01-10-2019 E CONSIDERANDO AUSENCIA DE MANIFESTACAO DENTRO DOS PRAZOS LEGAIS, INFORMO QUE CABE SER MANTIDO O ARQUIVAMENTO DO PEDIDO DE PATENTE, CONFORME O DISPOSTO NO ARTIGO 12, DA RESOLUCAO 113/2013.