BR112012013463A2 - sistema de máquina de caixa automatizada - Google Patents
sistema de máquina de caixa automatizadaInfo
- Publication number
- BR112012013463A2 BR112012013463A2 BR112012013463A BR112012013463A BR112012013463A2 BR 112012013463 A2 BR112012013463 A2 BR 112012013463A2 BR 112012013463 A BR112012013463 A BR 112012013463A BR 112012013463 A BR112012013463 A BR 112012013463A BR 112012013463 A2 BR112012013463 A2 BR 112012013463A2
- Authority
- BR
- Brazil
- Prior art keywords
- account
- transaction
- transaction request
- teller machine
- automated teller
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
- G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
Abstract
sistema de máquina de caixa automatizada. modalidades exemplares são dirigidas a processamento de transações de máquina de caixa automatizada (atm). uma solicitação de transação pode ser recebida de uma atm. a solicitação de transação pode incluir informações de conta lidas de um cartão de transação e uma solicitação de transação. as informações de conta correspondem a uma primeira conta. a solicitação de transação é incapaz de ser processar utilizando a primeira conta para a qual o cartão de transação foi emitido. uma segunda conta pertencente ao titular da conta da primeira conta pode ser identificada e pode ser um tipo diferente de conta do que a primeira conta. a solicitação de transação é capaz de ser processada utilizando a segunda conta. a solicitação de transação pode ser processada utilizando a segunda conta para executar a transação atm solicitada.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US12/630,157 US20110137795A1 (en) | 2009-12-03 | 2009-12-03 | Automated teller machine system |
PCT/US2010/058733 WO2011068969A1 (en) | 2009-12-03 | 2010-12-02 | Automated teller machine system |
Publications (1)
Publication Number | Publication Date |
---|---|
BR112012013463A2 true BR112012013463A2 (pt) | 2016-05-17 |
Family
ID=44082961
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BR112012013463A BR112012013463A2 (pt) | 2009-12-03 | 2010-12-02 | sistema de máquina de caixa automatizada |
Country Status (9)
Country | Link |
---|---|
US (1) | US20110137795A1 (pt) |
AU (1) | AU2010326008B2 (pt) |
BR (1) | BR112012013463A2 (pt) |
CA (1) | CA2785993A1 (pt) |
CO (1) | CO6620077A2 (pt) |
GB (1) | GB2489153A (pt) |
MX (1) | MX2012006422A (pt) |
NZ (1) | NZ600976A (pt) |
WO (1) | WO2011068969A1 (pt) |
Families Citing this family (16)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8874638B2 (en) * | 2009-12-15 | 2014-10-28 | International Business Machines Corporation | Interactive analytics processing |
US8892762B2 (en) * | 2009-12-15 | 2014-11-18 | International Business Machines Corporation | Multi-granular stream processing |
US8819183B2 (en) * | 2009-12-15 | 2014-08-26 | International Business Machines Corporation | Concurrent execution of request processing and analytics of requests |
CA2898202C (en) * | 2013-01-15 | 2022-02-01 | Co-Op Financial Services | Apparatus and methods for conducting atm transactions |
US10614442B2 (en) * | 2014-12-03 | 2020-04-07 | Mastercard International Incorporated | System and method of facilitating cash transactions at an ATM system without an ATM card using mobile |
US9715793B1 (en) | 2016-04-15 | 2017-07-25 | Bank Of America Corporation | Banking systems controlled by data bearing records |
US9792752B1 (en) * | 2016-04-15 | 2017-10-17 | Bank Of America Corporation | Banking systems controlled by data bearing records |
US9747758B1 (en) | 2016-04-15 | 2017-08-29 | Bank Of America Corporation | Banking systems controlled by data bearing records |
SG11201809689VA (en) * | 2016-06-29 | 2018-11-29 | Mastercard International Inc | Method and system for cardless disbursement from an automated teller machine |
SG11201900748QA (en) | 2016-09-04 | 2019-03-28 | Mastercard International Inc | Method and system for cardless atm transaction via mobile device |
US11403607B1 (en) | 2016-12-28 | 2022-08-02 | Wells Fargo Bank, N.A. | Systems and methods for inter-financial institution deposits at an ATM |
US10915878B2 (en) * | 2017-10-04 | 2021-02-09 | Union Supply Group, Inc. | Releasee cash-release tool and methods of use |
US20190114598A1 (en) * | 2017-10-18 | 2019-04-18 | Mastercard International Incorporated | Payment network as a platform |
SG10201800449QA (en) * | 2018-01-17 | 2019-08-27 | Mastercard International Inc | Systems, methods and computer readable media for creating and processing a digital voucher |
US11803827B2 (en) | 2019-11-01 | 2023-10-31 | Mastercard International Incorporated | Method and system for enabling cardless transactions at an ATM for any institutional entity |
US11068768B1 (en) * | 2020-05-22 | 2021-07-20 | Bank Of America Corporation | Pre-staging technology for self-service kiosks |
Family Cites Families (8)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7603302B1 (en) * | 1996-11-27 | 2009-10-13 | Diebold, Incorporated | Automated banking machine system with multiple entity interface |
US6038552A (en) * | 1997-12-10 | 2000-03-14 | The Chase Manhattan Bank | Method and apparatus to process combined credit and debit card transactions |
US20050049964A1 (en) * | 2003-01-14 | 2005-03-03 | Winterer Mary Jo | Financial transaction card with automatic payment feature |
US6947902B2 (en) * | 2001-05-31 | 2005-09-20 | Infonox On The Web | Active transaction generation, processing, and routing system |
US7191151B1 (en) * | 2001-08-23 | 2007-03-13 | Paypal, Inc. | Instant availability of electronically transferred funds |
US20080010189A1 (en) * | 2003-06-19 | 2008-01-10 | Ronald John Rosenberger | Multiple account multiple parameter debit method, apparatus and systems for transaction processor |
US20080086410A1 (en) * | 2004-08-13 | 2008-04-10 | Sean Macguire | System And Method For Providing A Cash Advance |
US7461780B2 (en) * | 2004-09-09 | 2008-12-09 | Global Cash Access, Inc. | System and method for checkless cash advance settlement |
-
2009
- 2009-12-03 US US12/630,157 patent/US20110137795A1/en not_active Abandoned
-
2010
- 2010-12-02 WO PCT/US2010/058733 patent/WO2011068969A1/en active Application Filing
- 2010-12-02 CA CA2785993A patent/CA2785993A1/en not_active Abandoned
- 2010-12-02 AU AU2010326008A patent/AU2010326008B2/en not_active Ceased
- 2010-12-02 GB GB1211679.4A patent/GB2489153A/en not_active Withdrawn
- 2010-12-02 MX MX2012006422A patent/MX2012006422A/es not_active Application Discontinuation
- 2010-12-02 NZ NZ600976A patent/NZ600976A/en not_active IP Right Cessation
- 2010-12-02 BR BR112012013463A patent/BR112012013463A2/pt not_active Application Discontinuation
-
2012
- 2012-07-03 CO CO12110373A patent/CO6620077A2/es not_active Application Discontinuation
Also Published As
Publication number | Publication date |
---|---|
MX2012006422A (es) | 2012-11-23 |
CO6620077A2 (es) | 2013-02-15 |
GB2489153A (en) | 2012-09-19 |
WO2011068969A1 (en) | 2011-06-09 |
CA2785993A1 (en) | 2011-06-09 |
NZ600976A (en) | 2014-08-29 |
GB201211679D0 (en) | 2012-08-15 |
US20110137795A1 (en) | 2011-06-09 |
AU2010326008B2 (en) | 2014-08-28 |
AU2010326008A1 (en) | 2012-07-26 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
B08F | Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette] | ||
B08G | Application fees: restoration [chapter 8.7 patent gazette] | ||
B06F | Objections, documents and/or translations needed after an examination request according [chapter 6.6 patent gazette] | ||
B06U | Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette] | ||
B08F | Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette] |
Free format text: REFERENTE A 9A ANUIDADE. |
|
B11B | Dismissal acc. art. 36, par 1 of ipl - no reply within 90 days to fullfil the necessary requirements |