BR0315675A - Método para efetuar uma transação eletrônica segura, usando um portador de dados portátil - Google Patents
Método para efetuar uma transação eletrônica segura, usando um portador de dados portátilInfo
- Publication number
- BR0315675A BR0315675A BR0315675-3A BR0315675A BR0315675A BR 0315675 A BR0315675 A BR 0315675A BR 0315675 A BR0315675 A BR 0315675A BR 0315675 A BR0315675 A BR 0315675A
- Authority
- BR
- Brazil
- Prior art keywords
- portable data
- data bearer
- electronic transaction
- secure electronic
- making
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3218—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using proof of knowledge, e.g. Fiat-Shamir, GQ, Schnorr, ornon-interactive zero-knowledge proofs
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
- H04L9/3231—Biological data, e.g. fingerprint, voice or retina
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3247—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/80—Wireless
- H04L2209/805—Lightweight hardware, e.g. radio-frequency identification [RFID] or sensor
Landscapes
- Engineering & Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- General Physics & Mathematics (AREA)
- Signal Processing (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Life Sciences & Earth Sciences (AREA)
- Finance (AREA)
- General Health & Medical Sciences (AREA)
- Biodiversity & Conservation Biology (AREA)
- Health & Medical Sciences (AREA)
- Biomedical Technology (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Collating Specific Patterns (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Storage Device Security (AREA)
Abstract
"MéTODO PARA EFETUAR TRANSAçãO ELETRôNICA SEGURA, USANDO UM PORTADOR DE DADOS PORTáTIL". Método para efetuar uma transação eletrónica segura em um terminal usando um portador de dados portátil é proposto. De acordo com o método, um usuário (30) primeiro se autentica vis-à-vis com o portador de dados portátil (20 ). O portador de dados portátil (20) ao mesmo tempo produz informação de qualidade acerca de como a autenticação foi feita. A autenticação é confirmada para o terminal (14). Então, o portador de dados portátil (20) realiza uma operação de estabelecimento de segurança dentro da transação, por exemplo, a criação de uma assinatura digital. Ele anexa a informação de qualidade ao resultado da operação de estabelecimento de segurança.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DE10249801A DE10249801B3 (de) | 2002-10-24 | 2002-10-24 | Verfahren zum Ausführen einer gesicherten elektronischen Transaktion unter Verwendung eines tragbaren Datenträgers |
PCT/EP2003/011761 WO2004038665A1 (de) | 2002-10-24 | 2003-10-23 | Verfahren zum ausführen einer gesicherten elektronischen transaktion unter verwendung eines tragbaren datenträgers |
Publications (1)
Publication Number | Publication Date |
---|---|
BR0315675A true BR0315675A (pt) | 2005-09-06 |
Family
ID=32087194
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BR0315675-3A BR0315675A (pt) | 2002-10-24 | 2003-10-23 | Método para efetuar uma transação eletrônica segura, usando um portador de dados portátil |
Country Status (9)
Country | Link |
---|---|
US (1) | US8205249B2 (pt) |
EP (1) | EP1573689B1 (pt) |
JP (1) | JP4578244B2 (pt) |
CN (1) | CN100365666C (pt) |
AU (1) | AU2003276154A1 (pt) |
BR (1) | BR0315675A (pt) |
DE (1) | DE10249801B3 (pt) |
RU (1) | RU2397540C2 (pt) |
WO (1) | WO2004038665A1 (pt) |
Families Citing this family (36)
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US9384348B2 (en) | 2004-04-29 | 2016-07-05 | James A. Roskind | Identity theft countermeasures |
US7971246B1 (en) * | 2004-04-29 | 2011-06-28 | James A. Roskind | Identity theft countermeasures |
US8412837B1 (en) * | 2004-07-08 | 2013-04-02 | James A. Roskind | Data privacy |
US20060036855A1 (en) * | 2004-08-10 | 2006-02-16 | Nokia Corporation | Short-range authentication |
JP4894254B2 (ja) * | 2005-07-14 | 2012-03-14 | ソニー株式会社 | 認証システム、認証装置、認証方法及び認証プログラム |
CN1805339B (zh) * | 2005-12-31 | 2010-05-12 | 北京握奇数据系统有限公司 | 支持数字签名的个人可信设备及其实现签名的方法 |
US8037522B2 (en) * | 2006-03-30 | 2011-10-11 | Nokia Corporation | Security level establishment under generic bootstrapping architecture |
JP2008176435A (ja) * | 2007-01-17 | 2008-07-31 | Hitachi Ltd | 決済端末およびicカード |
DE102007005638B4 (de) * | 2007-02-05 | 2014-10-09 | Siemens Aktiengesellschaft | Verfahren zur Autorisierung des Zugriffs auf mindestens eine Automatisierungskompente einer technischen Anlage |
US10095375B2 (en) | 2008-07-09 | 2018-10-09 | Apple Inc. | Adding a contact to a home screen |
US10354004B2 (en) | 2012-06-07 | 2019-07-16 | Apple Inc. | Intelligent presentation of documents |
US9426183B2 (en) | 2013-07-28 | 2016-08-23 | Acceptto Corporation | Authentication policy orchestration for a user device |
US10325259B1 (en) | 2014-03-29 | 2019-06-18 | Acceptto Corporation | Dynamic authorization with adaptive levels of assurance |
US11037139B1 (en) * | 2015-03-19 | 2021-06-15 | Wells Fargo Bank, N.A. | Systems and methods for smart card mobile device authentication |
US11188919B1 (en) | 2015-03-27 | 2021-11-30 | Wells Fargo Bank, N.A. | Systems and methods for contactless smart card authentication |
US10387980B1 (en) | 2015-06-05 | 2019-08-20 | Acceptto Corporation | Method and system for consumer based access control for identity information |
CN106888195B (zh) * | 2015-12-16 | 2020-05-05 | 阿里巴巴集团控股有限公司 | 验证方法及装置 |
US11113688B1 (en) | 2016-04-22 | 2021-09-07 | Wells Fargo Bank, N.A. | Systems and methods for mobile wallet provisioning |
US11367323B1 (en) | 2018-01-16 | 2022-06-21 | Secureauth Corporation | System and method for secure pair and unpair processing using a dynamic level of assurance (LOA) score |
US11133929B1 (en) | 2018-01-16 | 2021-09-28 | Acceptto Corporation | System and method of biobehavioral derived credentials identification |
DE102018104184A1 (de) * | 2018-02-23 | 2019-08-29 | Fujitsu Client Computing Limited | Verfahren zur Absicherung eines Zugriffs auf Informationen innerhalb eines Benutzer-Terminals sowie derartiges Benutzer-Terminal |
DE102018104178A1 (de) * | 2018-02-23 | 2019-08-29 | Fujitsu Client Computing Limited | Verfahren zum sicheren Zugriff auf Hardware-Komponenten innerhalb eines Benutzer-Terminals sowie derartiges Benutzer-Terminal |
US11455641B1 (en) | 2018-03-11 | 2022-09-27 | Secureauth Corporation | System and method to identify user and device behavior abnormalities to continuously measure transaction risk |
US11005839B1 (en) | 2018-03-11 | 2021-05-11 | Acceptto Corporation | System and method to identify abnormalities to continuously measure transaction risk |
JP6786119B2 (ja) * | 2018-09-21 | 2020-11-18 | 株式会社アクセル | 取引装置、取引方法及び取引プログラム |
JP7152935B2 (ja) * | 2018-10-23 | 2022-10-13 | シャープ株式会社 | ユーザー認証装置および画像形成装置 |
US10922631B1 (en) | 2019-08-04 | 2021-02-16 | Acceptto Corporation | System and method for secure touchless authentication of user identity |
US11096059B1 (en) | 2019-08-04 | 2021-08-17 | Acceptto Corporation | System and method for secure touchless authentication of user paired device, behavior and identity |
US10824702B1 (en) | 2019-09-09 | 2020-11-03 | Acceptto Corporation | System and method for continuous passwordless authentication across trusted devices |
US11928666B1 (en) | 2019-09-18 | 2024-03-12 | Wells Fargo Bank, N.A. | Systems and methods for passwordless login via a contactless card |
US10951606B1 (en) | 2019-12-04 | 2021-03-16 | Acceptto Corporation | Continuous authentication through orchestration and risk calculation post-authorization system and method |
JP7388285B2 (ja) * | 2020-04-22 | 2023-11-29 | 株式会社リコー | サービス提供システム、ログイン設定方法、情報処理システム |
US12035136B1 (en) | 2020-08-01 | 2024-07-09 | Secureauth Corporation | Bio-behavior system and method |
US11329998B1 (en) | 2020-08-31 | 2022-05-10 | Secureauth Corporation | Identification (ID) proofing and risk engine integration system and method |
US11423392B1 (en) | 2020-12-01 | 2022-08-23 | Wells Fargo Bank, N.A. | Systems and methods for information verification using a contactless card |
DE102021124640A1 (de) * | 2021-09-23 | 2023-03-23 | 3medi GmbH | Verfahren zum digitalen Austauschen von Informationen |
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US20020141586A1 (en) * | 2001-03-29 | 2002-10-03 | Aladdin Knowledge Systems Ltd. | Authentication employing the bluetooth communication protocol |
JP2003016397A (ja) * | 2001-04-23 | 2003-01-17 | Sony Corp | データ処理システム、メモリデバイス、データ処理装置、およびデータ処理方法、並びにプログラム |
US7305701B2 (en) * | 2001-04-30 | 2007-12-04 | Microsoft Corporation | Methods and arrangements for controlling access to resources based on authentication method |
JP2003006168A (ja) * | 2001-06-25 | 2003-01-10 | Ntt Docomo Inc | 移動端末認証方法及び移動端末 |
EP1573426A4 (en) * | 2001-07-12 | 2009-11-25 | Atrua Technologies Inc | METHOD AND SYSTEM FOR A BIOMETRIC IMAGE ASSEMBLY OF MULTIPLE PARTIAL BIOMETRIC FRAME SCANS |
US8266451B2 (en) * | 2001-08-31 | 2012-09-11 | Gemalto Sa | Voice activated smart card |
JP2003091509A (ja) * | 2001-09-17 | 2003-03-28 | Nec Corp | 携帯通信機器の個人認証方法およびそれを記述したプログラム |
US20030115142A1 (en) * | 2001-12-12 | 2003-06-19 | Intel Corporation | Identity authentication portfolio system |
-
2002
- 2002-10-24 DE DE10249801A patent/DE10249801B3/de not_active Expired - Fee Related
-
2003
- 2003-10-23 BR BR0315675-3A patent/BR0315675A/pt not_active Application Discontinuation
- 2003-10-23 WO PCT/EP2003/011761 patent/WO2004038665A1/de active Application Filing
- 2003-10-23 US US10/531,259 patent/US8205249B2/en active Active
- 2003-10-23 RU RU2005115843/09A patent/RU2397540C2/ru not_active IP Right Cessation
- 2003-10-23 AU AU2003276154A patent/AU2003276154A1/en not_active Abandoned
- 2003-10-23 CN CNB200380101997XA patent/CN100365666C/zh not_active Expired - Fee Related
- 2003-10-23 JP JP2004545962A patent/JP4578244B2/ja not_active Expired - Fee Related
- 2003-10-23 EP EP03809316.7A patent/EP1573689B1/de not_active Expired - Lifetime
Also Published As
Publication number | Publication date |
---|---|
US20060242691A1 (en) | 2006-10-26 |
AU2003276154A1 (en) | 2004-05-13 |
EP1573689A1 (de) | 2005-09-14 |
DE10249801B3 (de) | 2004-05-06 |
JP4578244B2 (ja) | 2010-11-10 |
WO2004038665A1 (de) | 2004-05-06 |
RU2397540C2 (ru) | 2010-08-20 |
EP1573689B1 (de) | 2018-05-23 |
CN1708773A (zh) | 2005-12-14 |
JP2006504167A (ja) | 2006-02-02 |
CN100365666C (zh) | 2008-01-30 |
US8205249B2 (en) | 2012-06-19 |
RU2005115843A (ru) | 2006-06-27 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
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