BG102450A - Метод за изразходване електронно платежно средство и платежно средство - Google Patents

Метод за изразходване електронно платежно средство и платежно средство

Info

Publication number
BG102450A
BG102450A BG102450A BG10245098A BG102450A BG 102450 A BG102450 A BG 102450A BG 102450 A BG102450 A BG 102450A BG 10245098 A BG10245098 A BG 10245098A BG 102450 A BG102450 A BG 102450A
Authority
BG
Bulgaria
Prior art keywords
protocol
electronic payment
certification
payment device
payment
Prior art date
Application number
BG102450A
Other languages
English (en)
Inventor
Rob Pieterse
Willem Rombaut
Original Assignee
Koninklijke Ptt Nederland N.V.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=19761855&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=BG102450(A) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Koninklijke Ptt Nederland N.V. filed Critical Koninklijke Ptt Nederland N.V.
Publication of BG102450A publication Critical patent/BG102450A/bg

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3676—Balancing accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806—Details of the card
    • G07F7/0813—Specific details related to card security
    • G07F7/082—Features insuring the integrity of the data on or in the card
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Abstract

Изобретението се отнася до метод за защитено изразходване на електронно платежно средство (11), например телефонна карта. В комуникационния протокол между средството (11) и платежна станция (12) се използва удостоверяване за неговото идентифициране по време на различни стъпки на протокола. Удостоверяванията са взаимно свързани чрез състоянията (Y1, Q2) на криптографски процес (F), за да може да се детектира смущение в протокола. Методът може да бъде приложен към платежни карти с оперативна памет, с което да се гарантира, че съдържанието на паметта, в която е записана информация, свързана с удостоверяването, няма да се загуби по време на протокола.
BG102450A 1995-11-15 1998-05-15 Метод за изразходване електронно платежно средство и платежно средство BG102450A (bg)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
NL1001659A NL1001659C2 (nl) 1995-11-15 1995-11-15 Werkwijze voor het afwaarderen van een elektronisch betaalmiddel.
PCT/EP1996/005028 WO1997018537A1 (en) 1995-11-15 1996-11-14 Method of debiting an electronic payment means

Publications (1)

Publication Number Publication Date
BG102450A true BG102450A (bg) 1998-12-30

Family

ID=19761855

Family Applications (1)

Application Number Title Priority Date Filing Date
BG102450A BG102450A (bg) 1995-11-15 1998-05-15 Метод за изразходване електронно платежно средство и платежно средство

Country Status (21)

Country Link
US (2) US5907832A (bg)
EP (1) EP0873554B1 (bg)
CN (1) CN1134749C (bg)
AT (1) ATE196559T1 (bg)
AU (1) AU708201B2 (bg)
BG (1) BG102450A (bg)
BR (1) BR9611535A (bg)
CA (1) CA2235739C (bg)
CZ (1) CZ287828B6 (bg)
DE (1) DE69610439T2 (bg)
DK (1) DK0873554T3 (bg)
EA (1) EA000857B1 (bg)
ES (1) ES2151186T3 (bg)
HU (1) HU220210B (bg)
IL (1) IL124201A (bg)
MX (1) MX9803825A (bg)
NL (1) NL1001659C2 (bg)
NO (1) NO315826B1 (bg)
PL (1) PL181090B1 (bg)
SK (1) SK60098A3 (bg)
WO (1) WO1997018537A1 (bg)

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Also Published As

Publication number Publication date
NL1001659C2 (nl) 1997-05-21
NO982203D0 (no) 1998-05-14
CN1207190A (zh) 1999-02-03
BR9611535A (pt) 1999-07-13
WO1997018537A1 (en) 1997-05-22
ATE196559T1 (de) 2000-10-15
EA199800373A1 (ru) 1998-12-24
ES2151186T3 (es) 2000-12-16
AU7625596A (en) 1997-06-05
EP0873554B1 (en) 2000-09-20
IL124201A (en) 2001-10-31
HUP9903552A3 (en) 2000-03-28
US6076073A (en) 2000-06-13
US5907832A (en) 1999-05-25
CZ141398A3 (cs) 1998-08-12
CA2235739A1 (en) 1997-05-22
EA000857B1 (ru) 2000-06-26
NO982203L (no) 1998-07-14
CA2235739C (en) 2005-03-29
PL326634A1 (en) 1998-10-12
HUP9903552A2 (hu) 2000-02-28
PL181090B1 (pl) 2001-05-31
AU708201B2 (en) 1999-07-29
MX9803825A (es) 1998-09-30
CZ287828B6 (en) 2001-02-14
EP0873554A1 (en) 1998-10-28
NO315826B1 (no) 2003-10-27
HU220210B (hu) 2001-11-28
DK0873554T3 (da) 2001-01-29
SK60098A3 (en) 1999-04-13
DE69610439D1 (de) 2000-10-26
CN1134749C (zh) 2004-01-14
DE69610439T2 (de) 2001-04-19

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