AU750152B2 - An automated document cashing system - Google Patents
An automated document cashing system Download PDFInfo
- Publication number
- AU750152B2 AU750152B2 AU76978/98A AU7697898A AU750152B2 AU 750152 B2 AU750152 B2 AU 750152B2 AU 76978/98 A AU76978/98 A AU 76978/98A AU 7697898 A AU7697898 A AU 7697898A AU 750152 B2 AU750152 B2 AU 750152B2
- Authority
- AU
- Australia
- Prior art keywords
- user
- cash
- card
- machine
- payment
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Ceased
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/202—Depositing operations within ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/209—Monitoring, auditing or diagnose of functioning of ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/21—Retaining of the payment card by ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/04—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by paper currency
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/12—Card verification
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Marketing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Applications Claiming Priority (7)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US08/866,140 US6012048A (en) | 1997-05-30 | 1997-05-30 | Automated banking system for dispensing money orders, wire transfer and bill payment |
US08/866140 | 1997-05-30 | ||
US08/865691 | 1997-05-30 | ||
US08/866139 | 1997-05-30 | ||
US08/866,139 US5897625A (en) | 1997-05-30 | 1997-05-30 | Automated document cashing system |
US08/865,691 US5987439A (en) | 1997-05-30 | 1997-05-30 | Automated banking system for making change on a card or user account |
PCT/US1998/010788 WO1998059308A1 (fr) | 1997-05-30 | 1998-05-27 | Systeme automatise d'encaissement de documents |
Publications (2)
Publication Number | Publication Date |
---|---|
AU7697898A AU7697898A (en) | 1999-01-04 |
AU750152B2 true AU750152B2 (en) | 2002-07-11 |
Family
ID=27420440
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
AU76978/98A Ceased AU750152B2 (en) | 1997-05-30 | 1998-05-27 | An automated document cashing system |
Country Status (5)
Country | Link |
---|---|
EP (1) | EP0992012A4 (fr) |
JP (2) | JP2002502531A (fr) |
AU (1) | AU750152B2 (fr) |
CA (2) | CA2703131A1 (fr) |
WO (1) | WO1998059308A1 (fr) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7653600B2 (en) | 1997-05-30 | 2010-01-26 | Capital Security Systems, Inc. | Automated document cashing system |
Families Citing this family (15)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6470326B1 (en) | 1996-11-27 | 2002-10-22 | Diebold Incorporated | Automated banking machine apparatus and system |
GB9814451D0 (en) * | 1998-07-04 | 1998-09-02 | Ncr Int Inc | Cash transaction verification and crediting apparatus |
WO2000005667A2 (fr) * | 1998-07-10 | 2000-02-03 | Capital Security Systems, Inc. | Systeme automatise d'encaissement de documents |
NL1010872C2 (nl) * | 1998-12-22 | 2000-06-23 | Eurocoin | Werkwijze en betaalsysteem voor het door een verkoper aan een koper teruggeven van een bedrag aan wisselgeld. |
DE19904536A1 (de) | 1999-02-04 | 2000-08-17 | Siemens Nixdorf Banking Syst | Verfahren und Anordnung zur Bearbeitung von Wertscheinen |
GB2351366A (en) * | 1999-02-23 | 2000-12-27 | Angus Duncan Mccallum | Facilitating the accumulation of money for donation |
US11682027B2 (en) * | 1999-07-19 | 2023-06-20 | Expedited Dual Commerce Llc | System and method for expediting fulfillments of online ordered deliverables by expedited-service area pickups in specified time-windows and by delivery to specific locations |
CA2283513A1 (fr) * | 1999-09-23 | 2001-03-23 | Del-Coin Holdings | Methode et systeme de guichet automatique et de services connexes |
KR101217529B1 (ko) * | 2008-09-09 | 2013-01-04 | 노틸러스효성 주식회사 | 번들 수표 입금기 |
JP5708218B2 (ja) * | 2011-05-11 | 2015-04-30 | 沖電気工業株式会社 | 自動取引装置、自動取引方法、及びプログラム |
US10902391B2 (en) * | 2012-06-28 | 2021-01-26 | Contour Technology (Pty) Ltd. | Automated transaction system |
JP2017091338A (ja) * | 2015-11-13 | 2017-05-25 | 沖電気工業株式会社 | 拡張ユニット及び取引装置 |
US10825000B1 (en) | 2016-04-26 | 2020-11-03 | United Servics Automobile Association | Saver button |
US11144988B1 (en) | 2017-11-28 | 2021-10-12 | United Services Automobile Association (Usaa) | Adaptive probability matrix |
WO2020138285A1 (fr) | 2018-12-27 | 2020-07-02 | グローリー株式会社 | Système de traitement de transaction, procédé de traitement de transaction, et programme |
Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5412189A (en) * | 1992-12-21 | 1995-05-02 | International Business Machines Corporation | Touch screen apparatus with tactile information |
US5459957A (en) * | 1994-06-09 | 1995-10-24 | Winer; Guy T. | Gun security and safety system |
Family Cites Families (52)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPS5543138B1 (fr) * | 1969-04-26 | 1980-11-05 | ||
AT333063B (de) * | 1972-01-21 | 1976-11-10 | Int Security Systems Sa | Ausgabesystem zur automatischen ausgabe von geld od.dgl. |
US3943335A (en) * | 1974-09-03 | 1976-03-09 | Diebold, Incorporated | Automatic banking equipment |
US4023013A (en) * | 1975-12-29 | 1977-05-10 | Diebold, Incorporated | On-line verification system for identification card or the like |
US4085687A (en) * | 1976-01-12 | 1978-04-25 | Diebold, Incorporated | Remote envelope depository construction |
AT350822B (de) * | 1976-09-29 | 1979-06-25 | Gao Ges Automation Org | Geldausgabeautomat |
US4179723A (en) * | 1977-02-04 | 1979-12-18 | Anthony Spencer | Kiosk unit |
US4134537A (en) * | 1977-04-25 | 1979-01-16 | Transaction Technology, Inc. | Transaction terminal |
SE8103515L (sv) * | 1981-06-04 | 1982-12-05 | Leif Lundblad | Anordning for utmatning av sedlar fran ett forrad av sedlar |
JPS57207991A (en) * | 1981-06-16 | 1982-12-20 | Laurel Bank Machine Co | Automatic paying/receiving machine |
JPS5810265A (ja) * | 1981-07-10 | 1983-01-20 | Toshiba Corp | 通貨自動取引装置 |
JPS58221486A (ja) * | 1982-06-16 | 1983-12-23 | 株式会社東芝 | 入出金装置 |
US4497261A (en) * | 1983-06-27 | 1985-02-05 | Commercial Modular Systems, Inc. | Security enclosure for an automatic teller machine |
US4628532A (en) * | 1983-07-14 | 1986-12-09 | Scan Optics, Inc. | Alphanumeric handprint recognition |
JPS6077262A (ja) * | 1983-09-30 | 1985-05-01 | エヌシーアール インターナショナル インコーポレテッド | 通帳発行装置 |
JPS60128592A (ja) * | 1983-12-16 | 1985-07-09 | グローリー工業株式会社 | 小切手カ−ドによる小切手流通システム及び小切手カ−ド発行装置 |
US4617457A (en) * | 1983-12-19 | 1986-10-14 | Ncr Corporation | Teller-assisted, customer-operated ATM document cashing system |
US4680728A (en) * | 1984-10-17 | 1987-07-14 | Ncr Corporation | User-friendly technique and apparatus for entering alphanumeric data through a numeric keyboard |
US4634845A (en) * | 1984-12-24 | 1987-01-06 | Ncr Corporation | Portable personal terminal for use in a system for handling transactions |
US4689478A (en) * | 1984-12-24 | 1987-08-25 | Ncr Corporation | System for handling transactions including a portable personal terminal |
GB2173931B (en) * | 1985-04-16 | 1988-05-11 | Ncr Co | Data input system including a keyboard having no moving parts |
US4729128A (en) * | 1985-06-10 | 1988-03-01 | Grimes Marvin G | Personal identification card system |
US5099423A (en) * | 1985-06-27 | 1992-03-24 | Diebold, Incorporated | Method and apparatus for account settlement in an ATM |
US4719338A (en) * | 1985-08-12 | 1988-01-12 | Ncr Corporation | Pocket calculator with credit card controller and dispenser |
GB2182716B (en) * | 1985-11-06 | 1989-04-26 | Ncr Co | Self service banking system |
US4733765A (en) * | 1985-11-14 | 1988-03-29 | Kabushiki Kaisha Toshiba | Cash handling machine for handling mixtures of notes and coins introduced together |
JPS63172365A (ja) * | 1987-01-12 | 1988-07-16 | Omron Tateisi Electronics Co | 自動取引処理装置 |
US4754126A (en) * | 1987-04-01 | 1988-06-28 | Ncr Corporation | Night depository method and apparatus |
JPH01173292A (ja) * | 1987-12-28 | 1989-07-07 | Ncr Corp | キヤツシヤレス・チエツクアウト・システム |
JPH0293760A (ja) * | 1988-09-30 | 1990-04-04 | Toshiba Corp | 自動取引装置 |
GB8825756D0 (en) * | 1988-11-03 | 1988-12-07 | Ncr Co | Sheet handling apparatus |
GB8826340D0 (en) * | 1988-11-10 | 1988-12-14 | Ncr Co | Data entry keyboard apparatus |
JPH02222065A (ja) * | 1989-02-23 | 1990-09-04 | Oki Electric Ind Co Ltd | 自動取引装置 |
GB8915048D0 (en) * | 1989-06-30 | 1989-08-23 | Ncr Co | Container for holding a stack of articles |
GB8915126D0 (en) * | 1989-06-30 | 1989-08-23 | Ncr Co | Apparatus for stacking articles in a container |
GB8927225D0 (en) * | 1989-12-01 | 1990-01-31 | Ncr Co | Depository apparatus for envelopes and single sheets |
US5018720A (en) * | 1990-03-22 | 1991-05-28 | Ncr Corporation | Document transport module |
JPH05262312A (ja) * | 1991-06-04 | 1993-10-12 | Ncr Corp | 用紙取り扱い装置 |
DE4125245C2 (de) * | 1991-07-26 | 1995-08-17 | Bally Wulff Automaten Gmbh | Geldwechseleinrichtung |
JPH05108690A (ja) * | 1991-10-21 | 1993-04-30 | Nec Corp | 口座振込装置 |
US5233547A (en) * | 1991-11-12 | 1993-08-03 | Ncr Corporation | Electronic checking account apparatus and method having a digitizer to receive information as a check is being written |
US5341428A (en) * | 1992-01-30 | 1994-08-23 | Gbs Systems Corporation | Multiple cross-check document verification system |
US5297030A (en) * | 1992-04-08 | 1994-03-22 | Ncr Corporation | Method using bill and coin images on a touch screen for processing payment for merchandise items |
US5238143A (en) * | 1992-08-03 | 1993-08-24 | Ncr Corporation | Apparatus for dispensing flat articles |
GB9216806D0 (en) * | 1992-08-07 | 1992-09-23 | Ncr Int Inc | Apparatus for loading and picking sheets |
GB9313640D0 (en) * | 1993-07-01 | 1993-08-18 | Ncr Int Inc | Document transaction apparatus |
GB9320072D0 (en) * | 1993-09-29 | 1993-11-17 | Ncr Int Inc | Self-service system having predictive capability |
GB9323489D0 (en) * | 1993-11-08 | 1994-01-05 | Ncr Int Inc | Self-service business system |
US5592377A (en) * | 1993-12-18 | 1997-01-07 | Lipkin; Edward B. | Check cashing system |
JPH08123882A (ja) * | 1994-10-26 | 1996-05-17 | Oki Electric Ind Co Ltd | 自動取引システム |
US5650604A (en) * | 1995-02-22 | 1997-07-22 | Electronic Data Systems Corporation | System and method for electronic transfer of funds using an automated teller machine to dispense the transferred funds |
JP4353322B2 (ja) * | 1996-05-27 | 2009-10-28 | 沖電気工業株式会社 | 自動取引システム |
-
1998
- 1998-05-27 WO PCT/US1998/010788 patent/WO1998059308A1/fr active IP Right Grant
- 1998-05-27 AU AU76978/98A patent/AU750152B2/en not_active Ceased
- 1998-05-27 JP JP50338999A patent/JP2002502531A/ja active Pending
- 1998-05-27 CA CA2703131A patent/CA2703131A1/fr not_active Abandoned
- 1998-05-27 EP EP98924920A patent/EP0992012A4/fr not_active Withdrawn
- 1998-05-27 CA CA2292588A patent/CA2292588C/fr not_active Expired - Fee Related
-
2007
- 2007-11-22 JP JP2007303728A patent/JP2008077680A/ja active Pending
Patent Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5412189A (en) * | 1992-12-21 | 1995-05-02 | International Business Machines Corporation | Touch screen apparatus with tactile information |
US5459957A (en) * | 1994-06-09 | 1995-10-24 | Winer; Guy T. | Gun security and safety system |
Non-Patent Citations (1)
Title |
---|
IVERSEN, FINANCIAL SERVICES ON-LINE:P 39-48; SEPT/OCT 1996 * |
Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7653600B2 (en) | 1997-05-30 | 2010-01-26 | Capital Security Systems, Inc. | Automated document cashing system |
US7991696B2 (en) | 1997-05-30 | 2011-08-02 | Capital Security Systems, Inc. | Automated document cashing machine and method |
US8121948B2 (en) | 1997-05-30 | 2012-02-21 | Capital Security Systems, Inc. | Automated document cashing system |
US9460426B2 (en) | 1997-05-30 | 2016-10-04 | Capital Security Systems, Inc. | Automated document cashing system |
Also Published As
Publication number | Publication date |
---|---|
CA2703131A1 (fr) | 1998-12-30 |
CA2292588A1 (fr) | 1998-12-30 |
EP0992012A4 (fr) | 2006-01-04 |
AU7697898A (en) | 1999-01-04 |
WO1998059308A1 (fr) | 1998-12-30 |
JP2008077680A (ja) | 2008-04-03 |
JP2002502531A (ja) | 2002-01-22 |
EP0992012A1 (fr) | 2000-04-12 |
CA2292588C (fr) | 2010-07-20 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
FGA | Letters patent sealed or granted (standard patent) |