AU2000276131A1 - Method and system for processing financial instrument deposits physically remotefrom a financial institution - Google Patents
Method and system for processing financial instrument deposits physically remotefrom a financial institutionInfo
- Publication number
- AU2000276131A1 AU2000276131A1 AU2000276131A AU7613100A AU2000276131A1 AU 2000276131 A1 AU2000276131 A1 AU 2000276131A1 AU 2000276131 A AU2000276131 A AU 2000276131A AU 7613100 A AU7613100 A AU 7613100A AU 2000276131 A1 AU2000276131 A1 AU 2000276131A1
- Authority
- AU
- Australia
- Prior art keywords
- remotefrom
- processing
- financial institution
- financial
- instrument deposits
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Abandoned
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
- G06Q20/0425—Payment circuits characterized in that the payment protocol involves at least one cheque the cheque being electronic only
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
- G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/206—Point-of-sale [POS] network systems comprising security or operator identification provisions, e.g. password entry
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/202—Depositing operations within ATMs
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US09560779 | 2000-04-28 | ||
US09/560,779 US7181430B1 (en) | 2000-04-28 | 2000-04-28 | Method and system for processing financial instrument deposits physically remote from a financial institution |
PCT/US2000/026309 WO2001084417A1 (en) | 2000-04-28 | 2000-09-25 | Method and system for processing financial instrument deposits physically remote from a financial institution |
Publications (1)
Publication Number | Publication Date |
---|---|
AU2000276131A1 true AU2000276131A1 (en) | 2001-11-12 |
Family
ID=24239333
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
AU2000276131A Abandoned AU2000276131A1 (en) | 2000-04-28 | 2000-09-25 | Method and system for processing financial instrument deposits physically remotefrom a financial institution |
Country Status (3)
Country | Link |
---|---|
US (6) | US7181430B1 (en) |
AU (1) | AU2000276131A1 (en) |
WO (1) | WO2001084417A1 (en) |
Families Citing this family (166)
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US7822656B2 (en) * | 2000-02-15 | 2010-10-26 | Jpmorgan Chase Bank, N.A. | International banking system and method |
US8768836B1 (en) | 2000-02-18 | 2014-07-01 | Jpmorgan Chase Bank, N.A. | System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital image |
US7386511B2 (en) * | 2000-04-28 | 2008-06-10 | Netdeposit Inc. | Methods and systems for processing financial instrument deposits |
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US7475040B2 (en) * | 2000-04-28 | 2009-01-06 | Netdeposit, Inc. | Return item early notification and return |
US7249095B2 (en) * | 2000-06-07 | 2007-07-24 | The Chase Manhattan Bank, N.A. | System and method for executing deposit transactions over the internet |
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US20020065786A1 (en) * | 2000-11-24 | 2002-05-30 | Marco Martens | Method and apparatus for depositing paper checks from home or office |
US20040143553A1 (en) * | 2000-12-01 | 2004-07-22 | Torget John W. | System and method for remotely generating instruments |
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US20070288382A1 (en) * | 2006-05-03 | 2007-12-13 | Avalon International, Inc. | Check21 image based document and processing system |
US7637423B2 (en) * | 2006-09-08 | 2009-12-29 | Ncr Corporation | Method of processing a check depositing transaction between a bank customer and a bank teller |
US20080065524A1 (en) * | 2006-09-13 | 2008-03-13 | Steven Matthews | System for integrating post-trade processing applications |
US7860791B2 (en) * | 2006-09-14 | 2010-12-28 | The Prudential Insurance Company Of America | Financial instrument utilizing a customer specific date |
US20080247629A1 (en) * | 2006-10-10 | 2008-10-09 | Gilder Clark S | Systems and methods for check 21 image replacement document enhancements |
US20080097907A1 (en) * | 2006-10-24 | 2008-04-24 | Ncr Corporation | Methods of operating a self-service check depositing terminal to deposit a plurality of checks in a single deposit transaction |
CA2668166A1 (en) * | 2006-11-02 | 2008-05-15 | Metropolitan Life Insurance Co. | System and method for remote deposit capture |
-
2000
- 2000-04-28 US US09/560,779 patent/US7181430B1/en not_active Expired - Lifetime
- 2000-09-25 AU AU2000276131A patent/AU2000276131A1/en not_active Abandoned
- 2000-09-25 WO PCT/US2000/026309 patent/WO2001084417A1/en active Search and Examination
-
2004
- 2004-08-10 US US10/914,151 patent/US7440924B2/en not_active Expired - Fee Related
-
2008
- 2008-09-15 US US12/210,593 patent/US7624071B2/en not_active Expired - Fee Related
-
2009
- 2009-11-23 US US12/624,076 patent/US8126809B2/en not_active Expired - Fee Related
-
2011
- 2011-10-06 US US13/267,435 patent/US8660956B2/en not_active Expired - Fee Related
-
2014
- 2014-02-20 US US14/185,667 patent/US20140172702A1/en not_active Abandoned
Also Published As
Publication number | Publication date |
---|---|
WO2001084417A1 (en) | 2001-11-08 |
US20050021466A1 (en) | 2005-01-27 |
US20090008442A1 (en) | 2009-01-08 |
US20140172702A1 (en) | 2014-06-19 |
US8126809B2 (en) | 2012-02-28 |
US8660956B2 (en) | 2014-02-25 |
US7440924B2 (en) | 2008-10-21 |
US7624071B2 (en) | 2009-11-24 |
US7181430B1 (en) | 2007-02-20 |
US20120030106A1 (en) | 2012-02-02 |
US20100070415A1 (en) | 2010-03-18 |
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