ATE321322T1 - Verfahren zur sicherung von transaktionen ausgeführt mittels mit inhaberidentifikationsnummern versehenen karten - Google Patents

Verfahren zur sicherung von transaktionen ausgeführt mittels mit inhaberidentifikationsnummern versehenen karten

Info

Publication number
ATE321322T1
ATE321322T1 AT01943587T AT01943587T ATE321322T1 AT E321322 T1 ATE321322 T1 AT E321322T1 AT 01943587 T AT01943587 T AT 01943587T AT 01943587 T AT01943587 T AT 01943587T AT E321322 T1 ATE321322 T1 AT E321322T1
Authority
AT
Austria
Prior art keywords
carried out
identification numbers
cards provided
transactions carried
holder identification
Prior art date
Application number
AT01943587T
Other languages
English (en)
Inventor
Sami Atig
Original Assignee
Sami Atig
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Sami Atig filed Critical Sami Atig
Application granted granted Critical
Publication of ATE321322T1 publication Critical patent/ATE321322T1/de

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12Accounting
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Theoretical Computer Science (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Credit Cards Or The Like (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
AT01943587T 2000-06-09 2001-06-08 Verfahren zur sicherung von transaktionen ausgeführt mittels mit inhaberidentifikationsnummern versehenen karten ATE321322T1 (de)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR0007393A FR2810179B1 (fr) 2000-06-09 2000-06-09 Procede de realisation de transactions au moyen de cartes securisees a code secret

Publications (1)

Publication Number Publication Date
ATE321322T1 true ATE321322T1 (de) 2006-04-15

Family

ID=8851130

Family Applications (1)

Application Number Title Priority Date Filing Date
AT01943587T ATE321322T1 (de) 2000-06-09 2001-06-08 Verfahren zur sicherung von transaktionen ausgeführt mittels mit inhaberidentifikationsnummern versehenen karten

Country Status (8)

Country Link
US (2) US8140433B2 (de)
EP (1) EP1295264B1 (de)
AT (1) ATE321322T1 (de)
AU (1) AU2001266130A1 (de)
CA (1) CA2416816A1 (de)
DE (1) DE60110789D1 (de)
FR (1) FR2810179B1 (de)
WO (1) WO2001095272A1 (de)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6636833B1 (en) * 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method
CA2366517C (en) * 1999-04-13 2006-11-07 Orbis Patents Limited Person-to-person, person-to-business, business-to-person, and business-to-business financial transaction system
US10592901B2 (en) * 2001-06-04 2020-03-17 Orbis Patents, Ltd. Business-to-business commerce using financial transaction numbers
DE102011085538A1 (de) * 2011-11-01 2013-05-02 Bundesdruckerei Gmbh Dokument, Verfahren zur Authentifizierung eines Benutzers, insbesondere zur Freischaltung einer Chipkartenfunktion, und Computersystem
FR3090934A1 (fr) * 2018-12-21 2020-06-26 Orange Procédé et système de sécurisation d’opérations, et poste utilisateur associé

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4630201A (en) * 1984-02-14 1986-12-16 International Security Note & Computer Corporation On-line and off-line transaction security system using a code generated from a transaction parameter and a random number
US4924514A (en) * 1988-08-26 1990-05-08 International Business Machines Corporation Personal identification number processing using control vectors
US5239583A (en) * 1991-04-10 1993-08-24 Parrillo Larry A Method and apparatus for improved security using access codes
US5163097A (en) * 1991-08-07 1992-11-10 Dynamicserve, Ltd. Method and apparatus for providing secure access to a limited access system
JP2821306B2 (ja) * 1992-03-06 1998-11-05 三菱電機株式会社 Icカードと端末機との間の認証方法およびそのシステム
WO1993023830A1 (en) * 1992-05-08 1993-11-25 Wesco Software Limited Authenticating the identity of an authorised person
US5317636A (en) * 1992-12-09 1994-05-31 Arris, Inc. Method and apparatus for securing credit card transactions
GB9321357D0 (en) * 1993-10-15 1993-12-22 British Telecomm Personal identification systems
US5627355A (en) * 1994-07-13 1997-05-06 Rahman; Sam Transaction device, equipment and method for protecting account numbers and their associated personal identification numbers
FR2788154A1 (fr) * 1998-12-01 2000-07-07 Philippe Baron D Supports et systemes d'echange de donnees securises notamment pour paiements et telepaiements
DE19924232C2 (de) * 1999-05-27 2003-07-24 Giesecke & Devrient Gmbh Verfahren und Vorrichtung zum Abspeichern und Wiederauffinden von PIN-Codes

Also Published As

Publication number Publication date
EP1295264B1 (de) 2006-03-22
DE60110789D1 (de) 2007-09-20
AU2001266130A1 (en) 2001-12-17
US8140433B2 (en) 2012-03-20
FR2810179B1 (fr) 2005-02-18
FR2810179A1 (fr) 2001-12-14
EP1295264A1 (de) 2003-03-26
CA2416816A1 (fr) 2001-12-13
WO2001095272A1 (fr) 2001-12-13
US20120246078A1 (en) 2012-09-27
US20040068469A1 (en) 2004-04-08

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Legal Events

Date Code Title Description
RER Ceased as to paragraph 5 lit. 3 law introducing patent treaties
RER Ceased as to paragraph 5 lit. 3 law introducing patent treaties