WO2010047555A3 - Method for providing a prepaid card settlement service for a credit card, and system thereof - Google Patents

Method for providing a prepaid card settlement service for a credit card, and system thereof Download PDF

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Publication number
WO2010047555A3
WO2010047555A3 PCT/KR2009/006150 KR2009006150W WO2010047555A3 WO 2010047555 A3 WO2010047555 A3 WO 2010047555A3 KR 2009006150 W KR2009006150 W KR 2009006150W WO 2010047555 A3 WO2010047555 A3 WO 2010047555A3
Authority
WO
WIPO (PCT)
Prior art keywords
credit card
prepaid card
card
prepaid
credit
Prior art date
Application number
PCT/KR2009/006150
Other languages
French (fr)
Korean (ko)
Other versions
WO2010047555A2 (en
Inventor
김윤경
최영미
허영예
Original Assignee
㈜로코모
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by ㈜로코모 filed Critical ㈜로코모
Publication of WO2010047555A2 publication Critical patent/WO2010047555A2/en
Publication of WO2010047555A3 publication Critical patent/WO2010047555A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/02—Network architectures or network communication protocols for network security for separating internal from external traffic, e.g. firewalls
    • H04L63/0227—Filtering policies
    • H04L63/0236—Filtering by address, protocol, port number or service, e.g. IP-address or URL

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Hardware Design (AREA)
  • Computer Security & Cryptography (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

Disclosed is a method for providing a prepaid card settlement service for a credit card, and a system thereof. The method of the present invention comprises the steps of enabling an intermediate server to receive, from a communication terminal, prepaid card information including the identification number of the prepaid card issued offline and credit card information including the identification number of the credit card the charge of which is to be paid by the prepaid card, enabling the intermediate server to transmit proxy payment request information including prepaid card information and credit card information to a credit card company server, and enabling the credit card company server to deduct money deposited on the prepaid card based on the credit card charge. The present invention establishes links between the credit card and the prepaid card which is issued offline, and enables a charge on the credit card to be paid with the deposit on the prepaid card, thereby improving the usefulness and the marketability of the prepaid card.
PCT/KR2009/006150 2008-10-24 2009-10-23 Method for providing a prepaid card settlement service for a credit card, and system thereof WO2010047555A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR1020080104713A KR101015224B1 (en) 2008-10-24 2008-10-24 Method for Providing Payment Service of Gift Card by Using Credit Card and System Therof
KR10-2008-0104713 2008-10-24

Publications (2)

Publication Number Publication Date
WO2010047555A2 WO2010047555A2 (en) 2010-04-29
WO2010047555A3 true WO2010047555A3 (en) 2010-07-22

Family

ID=42119854

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2009/006150 WO2010047555A2 (en) 2008-10-24 2009-10-23 Method for providing a prepaid card settlement service for a credit card, and system thereof

Country Status (2)

Country Link
KR (1) KR101015224B1 (en)
WO (1) WO2010047555A2 (en)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20140249902A1 (en) 2008-03-13 2014-09-04 Giftya Llc System and method for providing a customer survey
US10949833B2 (en) 2008-03-13 2021-03-16 Giftya Llc Technologies for generating and displaying virtual and interactive egifts
US8676704B2 (en) 2008-03-13 2014-03-18 Giftya Llc Method for transferring funds
US10489776B2 (en) 2008-03-13 2019-11-26 Giftya Llc System and method for managing gift credits
US20140214666A1 (en) 2008-03-13 2014-07-31 Giftya Llc System and method for managing gifts
US20140207662A1 (en) 2008-03-13 2014-07-24 Giftya Llc System and method for managing gifts
US11012480B2 (en) 2010-09-13 2021-05-18 Jeffrey W. Mankoff Modifying signal associations in complex computing networks

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20040076556A (en) * 2003-02-26 2004-09-01 주식회사 비즈모델라인 Method for Using Certificate Connected with Card
KR20050024746A (en) * 2003-09-01 2005-03-11 주식회사 사이버카드 System and Method of Total Payment Gateway for Electronic cash, Electronic gift-certificates and Milage points by using Credit card Number
KR20060109303A (en) * 2005-04-15 2006-10-19 (주) 엘지텔레콤 Integrated payment system using a mobile terminal and method thereof
KR20070026939A (en) * 2005-08-29 2007-03-09 주식회사 아이캐시 System and method of the integrated payment for milage points, electronic cash, electronic gift-certificates, pre-paid cards, debit cards and other credit cards by using one card number

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20040076556A (en) * 2003-02-26 2004-09-01 주식회사 비즈모델라인 Method for Using Certificate Connected with Card
KR20050024746A (en) * 2003-09-01 2005-03-11 주식회사 사이버카드 System and Method of Total Payment Gateway for Electronic cash, Electronic gift-certificates and Milage points by using Credit card Number
KR20060109303A (en) * 2005-04-15 2006-10-19 (주) 엘지텔레콤 Integrated payment system using a mobile terminal and method thereof
KR20070026939A (en) * 2005-08-29 2007-03-09 주식회사 아이캐시 System and method of the integrated payment for milage points, electronic cash, electronic gift-certificates, pre-paid cards, debit cards and other credit cards by using one card number

Also Published As

Publication number Publication date
KR20100045666A (en) 2010-05-04
WO2010047555A2 (en) 2010-04-29
KR101015224B1 (en) 2011-02-18

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