CN106934608A - Polymorphic Quick Response Code synthesizes to exempt to sign with user exempts from close method of commerce - Google Patents
Polymorphic Quick Response Code synthesizes to exempt to sign with user exempts from close method of commerce Download PDFInfo
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- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
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- G06Q20/401—Transaction verification
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Abstract
Polymorphic Quick Response Code synthesizes to exempt to sign with user exempts from close method of commerce, is related to dynamic two-dimension code to generate and cloud database field.The present invention be in order to solve the problems, such as to be restricted by data transmission bauds, the means of payment, trading efficiency at present cause non-physical card to be concluded the business should have limited.The present invention is the electronic trade method that a kind of Quick Response Code pays, can be by the consumption agreement of third party's such as system with financial nature such as bank, Alipay, wechat and each businessman, the public transport ticket fee that the integration that consumer accumulates is converted into counter value is settled accounts, this mode can integrate clearing by mobile phone charge or telephone expenses, can also be settled accounts by Net silver or corresponding total mark of consumption by binding the modes such as bank card.Present invention is particularly suitable for the occasion that bus rides to pay by mails.
Description
Technical field
The present invention relates to dynamic two-dimension code generation and cloud database field.
Background technology
Traditional bank card, member card, bus IC card and other entity card types, are required for specific when in use
Scene consumption and scene are supplemented with money in POS equipment, and holder must accept site scene and do in specified consumption or recharging service
Reason, often brings because accepting many factors of site business hours, queue length and site location distribution to holder
Inconvenience and difficulty.
Using off-line working mode, it is necessary to contact collecting cassette more than movement (vehicle-mounted) POS that traditional bus IC card is swiped the card
Collection brushing card data, data acquisition box and POS interface loose contact or contacts electrostatic and causes loss of data or damage to send out often
It is raw, even if the current demand of the instant or real-time upload of data can not be solved using non-contact capture box, therefore may also give
Enterprises of public transport bring greater loss, simultaneously because brushing card data can only be gathered manually, the work that increased data acquisition person is strong
Degree, the data for collecting in addition are uploaded also not in time, frequently result in reconciliation misalignment.
In addition, maximum the problem still exists on bus, and the existing vehicle-mounted POS of IC-card does not support other such as silver
The consumption mode of row card, other accumulating cards and wireless remote payment etc., cause existing bus IC card holds rate of consumption always
It is not high, constrain some passengers and use the consumption demand by bus such as Quick Response Code payment, wechat payment or Taobao's payment, also cause row
Pipe department statistics passenger trip consumption data is not accurate enough.
In addition, passenger queues up getting on the bus, the transactions velocity of objective requirement POS must be controlled within 0.3 second, existing vehicle-mounted
POS does not support the means of payment such as wechat, Taobao, and the in-car real trade environment of flowing does not allow scene input password true yet
Recognize process of exchange, will otherwise influence the boarding vehicle speed of passenger, influence the efficiency of operation of vehicle.
The content of the invention
The present invention be in order to solve at present by data transmission bauds, the means of payment, trading efficiency is restricted causes non-physical
Block the application limitation problem of transaction, so as to provide a kind of polymorphic Quick Response Code synthesis and exempt to sign exempt from close method of commerce.
The synthesis of polymorphic Quick Response Code and user exempt to sign exempt from close method of commerce be based on user's handheld device, cloud service platform,
What moving 2 D code POS, Third Party Authentication and data sorting platform were realized；
User's handheld device be used on cloud service platform and Third Party Authentication and data sorting platform registered user's information,
The payment terminal information of user, and Quick Response Code and transaction data display interface are provided；
Cloud service platform is used to store user profile, the payment terminal information of user, and according to user's payment terminal
Remaining sum generates polymorphic Quick Response Code, and is supplied to user's handheld device to be shown；
Moving 2 D code POS is used to read the polymorphic Quick Response Code in user's handheld device, and is carried out according to setting amount
Deduct fees；
Third Party Authentication and data sorting platform are used for the payment terminal of certification subscriber identity information, certification and synchronous user
In remaining sum；
Polymorphic Quick Response Code synthesizes to exempt to sign with user exempts from close method of commerce, and a process of exchange of the method includes following step
Suddenly：
Step one, user's handheld device log in cloud service platform, and cloud service platform synchronizes to user profile, and the
Tripartite's certification and data sorting platform carry out authentication to the user profile after synchronization, and judge whether by checking, if
Judged result is no, then terminate this transaction；If it is judged that being yes, then the remaining sum in the payment terminal of user is added
It is close, and issue cloud service platform；
Step 2, cloud service platform to Third Party Authentication and data sorting platform encryption after user's payment terminal in more than
Volume adds timestamp, and judges that whether the remaining sum, more than threshold value a, if it is judged that being no, then terminates this transaction；If sentenced
Disconnected result is yes, then the payment terminal information of user profile and user is generated into polymorphic Quick Response Code, and in user's handheld device
Display；
Step 3, the polymorphic Quick Response Code using generation in moving 2 D code POS read step two, are carried out according to setting volume
Deduct fees, and generate ciphertext bill, while being sent to user's handheld device and Third Party Authentication and data sorting platform；Third party recognizes
Card and data sorting platform update the remaining sum in the payment terminal of user according to the ciphertext bill.
In step one, the step of authentication is carried out to the user profile after synchronization in Third Party Authentication and data sorting platform
After rapid, also including the credit accreditation to user the step of, the credit accreditation is based on the realization of existing credit scoring platform, when with
When family credit score is more than or equal to setting score value, then by checking, and execution is added the remaining sum in the payment terminal of user
It is close, and the step of issue cloud service platform；If user credit point is less than setting score value, terminate the process of exchange.
During authentication or credit accreditation in step one, if not by authentication or credit accreditation,
Corresponding user is write into blacklist, and is stored in cloud service platform, terminate this transaction.
Under bus charging application scenarios, read by moving 2 D code POS in upper and lower bus using user
The mode of the Quick Response Code in user's handheld device, the then detailed process deducted fees according to setting volume in step 3 includes：
After step 3 one, the Quick Response Code in moving 2 D code POS for the first time reading user's handheld device, mobile two dimension
Code POS deducts whole specified expense in advance, and cloud service platform records the ID of the moving 2 D code POS, user pick-up point ID1
With the remaining sum of user, the 1st ciphertext bill is generated as withholding fee bill, and be sent to user's handheld device；
Bus where step 3 two, moving 2 D code POS judge whether there is zone registration point, if it is judged that
It is no, then the 1st ciphertext bill is sent to user's handheld device by cloud service platform as actual bill, completion is once concluded the business；Such as
Fruit judged result is yes, then perform step 3 three；
Step 3 three, moving 2 D code POS judge second place for reading the Quick Response Code in user's handheld device, and
Judge whether by subregion point, if it is judged that being yes, then the 1st ciphertext bill is sent to that user is hand-held to be set as actual bill
Standby, completion is once concluded the business；If it is judged that being no, then generate pre- between point from user pick-up point ID1 to zone registration
If specified cost data, and cloud service platform is issued, and perform step 3 four；
Step 3 four, cloud service platform records user pick-up point ID2 and presets specified expense, and generates the 2nd ciphertext account
List issues user's handheld device as actual bill, and completion is once concluded the business.
In step 3 three, if before bus arrives at terminal, moving 2 D code POS judges to fail for the second time effectively reading
The Quick Response Code in the handheld device of family is taken, is then considered as by subregion point, the ciphertext bill of cloud service platform the 1st is as account of actually deducting fees
Single-shot gives user handheld device, and completion is once concluded the business.
Polymorphic Quick Response Code refer to cloud service platform when each Quick Response Code is generated, at least generate 2 differ Quick Response Code, institute
There is Quick Response Code alternately to refresh under default refresh rate A；Moving 2 D code POS at least continuously recognizes that 2 Quick Response Codes could be complete
Into primary charging operation.
Each Quick Response Code is at least included through the ciphertext account and ticket information of user, and stores in the form of a key, mobile
Quick Response Code POS reads user profile after being decrypted with corresponding key.
Under bus charging application scenarios, the transactions velocity of preferred polymorphic Quick Response Code is less than 0.3 second/time.
User's handheld device is the smart machine of the embedded APP clients with payment function and information transmit-receive function.
APP clients registered user's information, user on the cloud service platform and Third Party Authentication and data sorting platform
The specific method of payment terminal information is：
Step A, opening APP clients, and set up account number and ID in cloud service platform；
Step B, APP client judges whether to bind disbursement account, if it is judged that being yes, then performs step G；If
Judged result is no, then perform step C；
Step C, APP client judges whether to bind bank card, if it is judged that being yes, then performs step C1；If
Judged result is no, then perform step D；
Step C1, cloud service platform read user setting up account number and ID, and encrypt the link table on write-in data road
1, then perform step G；
Step D, APP client judges whether to bind Alipay account number, if it is judged that being yes, then performs step C1；
If it is judged that being no, then step E is performed；
Step D1, cloud service platform read user setting up account number and ID, and encrypt the link table on write-in data road
2, then perform step G；
Step E, APP client judges whether to bind wechat payment account, if it is judged that being yes, then performs step
E1；If it is judged that being no, then step F is performed；
Step E1, cloud service platform read user setting up account number and ID, and encrypt the link table of write into Databasce
3, then perform step G；
Step F, APP client judges whether binding, and other supplement account number with money, if it is judged that being yes, then perform step
F1；If it is judged that being no, then return and perform step C；
Step F1, cloud service platform read user setting up account number and ID, and encrypt the link table on write-in data road
4, then perform step G；
Step G, Third Party Authentication and data sorting platform carry out authenticating user identification, and at least synchronous account information and remaining
Volume, and be encrypted；
Step H, cloud service platform carry out data syn-chronization to the data after being encrypted in step G, and add timestamp；
Step I, APP client shows account information, completes registration.
Wherein, wechat payment account can be using with finance or non-financial property and the financial fund with public reputation
Account is replaced.
Beneficial effects of the present invention：
(1), the present invention is paid by the Quick Response Code, and user can be traded using mobile phone A PP brush Quick Response Codes, can
The telephone expenses or integration of direct brush SIM, can also bind bank card, by Net silver or integration clearing, form brand-new consumption mode；
Signed without user when in use and input password, you can paid；
(2), Quick Response Code proposed by the present invention pays electronic trading system, can be by third party such as bank, Alipay, wechat
Deng the system with financial nature and the consumption agreement of each businessman, the integration that consumer accumulates is converted into the public transport of counter value
Ticket fee is settled accounts, and this mode can integrate clearing by mobile phone charge or telephone expenses, can also be passed through by binding the modes such as bank card
Net silver or corresponding total mark of consumption are settled accounts.The financial sectors such as one side bank can reach integration cooperation and exchange association with all kinds of businessmans
View, another aspect cooperative bank or third party close gauge mechanism and can obtain the sink money of Quick Response Code consumption funds, while storage
Or sink money draws interest or other financial products in bank, the subsidy pressure of finance is not only reduced, but also can be with
Relevant ticket bill settlement in enterprises of public transport's operation is effectively solved the problems, such as, can also largely increase enterprises of public transport's income.
(3), ridden occasion present invention could apply to bus, compared with conventional entity IC-card, the present invention will make public transport
Passenger holds the Quick Response Code clearing form that mobile phone shows, safer using easier, especially by with the various consumption in internet on the way
Footpath and the fusion of preferential mode, can effectively facilitate the multi-field application consumption of Quick Response Code, be that consumer brings and more easily consumes
Experience, supplements the constraint for breaking away from entity site with money.The method of the present invention has high response speed, and once transaction can be at 0.3 second
Interior completion, has ensured feasibility of the program on bus；
(4), the present invention uses Mobile Wireless Internet data exchange ways, and the encrypted synchronization of consumption data of generation is more
Promptly and accurately, cost of labor is reduced, operating efficiency is improve.Can on demand supplement with money at any time, not by time, geographical position and disappear
Take the limitation of POS type.More rich passenger's trip data can be accumulated simultaneously, accessed comprehensive other data of trade information platform and entered
Row big data is analyzed, and can generate more accurately passenger's trip information, and further grasping passenger's trip rule has passenger flow to move towards, and is
Functional government departments lay planning, vehicle configuration etc. to public transport network and provide powerful decision support.
Brief description of the drawings
Fig. 1 is that polymorphic Quick Response Code synthesis of the invention and user exempt to sign the schematic flow sheet of the method for commerce for exempting from close；
Fig. 2 is APP client software register flow path schematic diagrames；
Specific embodiment
Specific embodiment one, this specific embodiment is illustrated with reference to Fig. 1 and Fig. 2, polymorphic Quick Response Code synthesis and user exempt from
Label exempt from close method of commerce, can prevent radio frequency noncontact and receive single POS to holder or the NFC mobile phone for having bound fund account etc.
Near field malice deduct fees behavior, the present invention exempts from label and exempts from close Quick Response Code near field to pay demand, the transaction flow of use to realize near field
It is as follows with method：
(1) registered user of the payment system, is registered as with mobile phone A PP (APP clients) first
User downloads and installs APP softwares, while being networked to cloud server terminal database, binding has a quota in APP
The fund account of degree is (such as：Bank card, Alipay account and wechat account etc.), the service end cloud database generation polymorphic two dimension of ciphertext
Code is simultaneously handed down to mobile phone A PP, APP ends and show the Quick Response Code containing account balance, and whereby Quick Response Code can brush vehicle-mounted POS and multiplies passenger
Car, and by the tables of data of above- mentioned information write-in rear end cloud database, refer to table 1.
Cloud service platform end (database) the master meter structural units of table 1：Byte
(2), polymorphic 2 D code information
Polymorphic Quick Response Code refers to that backstage cloud service system is automatically generated no less than 2 Quick Response Codes, in mobile APP terminal (hands
Machine) on display is alternately refreshed with certain frequency, vehicle-mounted POS is at least known and takes continuous 2 Quick Response Codes and can just confirm the transaction, with
Preventing the two-dimension code image shown by mobile phone screen is stolen user's account fund by screenshotss.At least wrapped in Quick Response Code simultaneously
Account and ticket information (sensitive information such as identification card number without plaintext) containing passenger, are represented in the form of key (token),
The key is that, by the data after AES encryption, vehicle-mounted POS could be used after need to being decrypted to it.
Quick Response Code content format：
Quick Response Code is divided into four types, uses " type " field makes a distinction：
Type one：
For that can be set to " 00,01,10,11 " four class state, " 00 " is expressed as the 1st Token Quick Response Code to the type field.
Token is produced for backstage, and the information bought tickets according to user is generated according to specific rule, and this token has unique
Property, i.e., same user is different from the difference vote buying time.Whether token determines to sweep Quick Response Code successful standard POS terminal according to this
One of.
The length of Token is 126 bytes, it is necessary to change into the hexadecimal data of 63 bytes.
For example：BUSHEAD005CABCDEFGHIJK89898989890000...FFCHCK
BUSHEAD represents 8 byte-headers, and 0065 represents 0x005C length, " ABCDEFGHIJK89898989890000...
FF " refers to token, 126 characters, two byte conversions into a byte, CHCK represent verification and, the CRC of all bytes
Verification.
Type two：
The type field is " 01 ", the 2nd Token Quick Response Code is expressed as, configuration information at least includes account ID, has bound
The balance of funding and temporal information of payment account etc.；
Similarly the type field is " 10 ", is expressed as the 3rd Token Quick Response Code；
Similarly the type field is " 11 ", is expressed as the 4th Token Quick Response Code；
Implementation example, backstage cloud database is continuously generated no less than 2 Quick Response Code Token, POS by certain regular random
Above-mentioned continuous 2 Quick Response Codes of terminal scanning with determine deal whether successful criterion.
Token content formats (comprise at least following information)：
Token contents are fixed as 126 byte lengths；
Bus_Length represents the length of encrypted data area；
Bus_Data represents encryption data, by Customs Assigned Number before encryption, time, remaining sum, type sequence number composition；
Random Data have 40 bytes to ensure each Token length, and insufficient section is filled at random；
" discounting discount ", field values needs represent current discounts divided by 100, for example：Field value is 95, then discount is 95
Folding, admission fee should be multiplied by 95% and obtain final admission fee.
" account balance " field represents the balance of funding for having bound account.
DEA：It is symmetrically or non-symmetrically self-defined.
(3) Token legitimacies, are checked
After two-dimensional code scanning is carried out, 2 D code information will be read into vehicle-mounted POS payment terminal, and terminal extracts token
In Quick Response Code time and the term of validity and remaining sum check etc., judge its legitimacy.Legal prompting pays successfully, otherwise points out
Pay failure.
(4), payment result uploads backstage
Pass backstage cloud database in all information that passenger is paid back, whereby validation of information is withholdd and and third party on backstage
Platform carries out ciphertext data syn-chronization.
The specific report flow of Quick Response Code Transaction Information：
I.e. after user's boarding scan Quick Response Code, equivalent to the operation for having been realized in paying, this Transaction Information is reported
Backstage realize it is real withhold, that is, consumed and concluded the business.
Respond bag in backstage：
Annotation：" Done Counts " field, represents the number of the Transaction Information in request bag.
(5) system method of commerce
Such as Fig. 1, shown in Fig. 2.
(6) synchronizing information method and flow
Packet flow is obtained also known as vehicle-mounted POS terminal, is periodically established the link with backstage by terminal, and is got backstage and thought
The information for allowing specific terminal to know.
Request synchronous package message from terminal to backstage：
Annotation：" Count " field be 0 when, represent request, not for 0 when represent response.
Wrapped as response to the synchronizing information bag that terminal is sent out on correspondence synchronous package, backstage：
Annotation：
1), after every kind of message synchronization bag (0x0100~0x0102) request, backstage must all receive the response with 0x81FF.
2), respond bag in " Keep Connect " field, when for 1 when, expression backstage it is follow-up in it is also in need synchronous
Content, terminal is connected after receiving this bag continuing with holding TCP, is attempted asking Timing Synchronization bag again by terminal；When for 0 when,
After expression backstage does not need subsequently synchronous content, terminal to receive this bag, TCP links can be immediately closed.
3) with the type of message of OPT fields it is, basis behind Mesg Type " Keep Connect " field determines whether there is
, when " Keep Connect " and field be 1 when, just there is OPT information；When " Keep Connect " field be 0 when, just do not have
The information of 0~OPT of OPT n, these information refer to synchronizing information.
4), in synchronous package and response bag " Count " field, expression is the synchronous number of times of terminal request, is being built every time
After vertical TCP links, all started counting up from 0, after each request is responded, cumulative 1, until break link.
Flow is such as：Client Connection
->Client req 0(Count)->Server res 0(Count),1(Keep Connect)
->Client req 1->Server res 1,1
->…
->Client req n->Server res n,0
->Client disconnection
5), the n-th request synchronous package of client is all as the response bag of the subsynchronous packet of service end (n-1)th, until
When " Keep Connect " field in the synchronizing information bag of service end n-th is 0, in this way it is no longer necessary to the response of synchronizing information bag
Bag, client can disconnect TCP links, be wrapped without being responded to service end again.
6), " Update Info " field, when server end changes or update to information of vehicles, informs that terminal is entered
The synchronous new information of vehicles of row.
The high byte of all request synchronous packages is 0x08, and low byte is the type of synchronous package.Synchronous Packet type is divided into 3 species
Type：
Bus synchronizing information, all site information synchronizations of public transport and public transport in real time it is current or it is lower station site information it is same
Step.
Synchronization request bag Mesg Type e detailed descriptions：
The present invention uses Mobile Wireless Internet data exchange ways, and the encrypted synchronization of consumption data of generation is much sooner
Accurately, cost of labor is reduced, operating efficiency is improve.Can supplement with money on demand at any time, not by time, geographical position and consumption
The limitation of POS type.More rich passenger's trip data can be accumulated simultaneously, and accessing comprehensive other data of trade information platform is carried out
Big data is analyzed, and can generate more accurately passenger's trip information, and further grasping passenger's trip rule has passenger flow to move towards, and is political affairs
Mansion functional department lays planning, vehicle configuration etc. to public transport network and provides powerful decision support.
Claims (10)
1. the synthesis of polymorphic Quick Response Code and user exempt to sign and exempt from close method of commerce, it is characterized in that：The method is set based on user is hand-held
What standby, cloud service platform, moving 2 D code POS, Third Party Authentication and data sorting platform were realized；
User's handheld device is used for registered user's information, user on cloud service platform and Third Party Authentication and data sorting platform
Payment terminal information, and provide polymorphic Quick Response Code and transaction data display interface；
Cloud service platform is used to store user profile, the payment terminal information of user, and according to the remaining sum of user's payment terminal
Polymorphic Quick Response Code is generated, and is supplied to user's handheld device to be shown；
Moving 2 D code POS is used to read the polymorphic Quick Response Code in user's handheld device, and is deducted fees according to setting amount；
Third Party Authentication and data sorting platform are used in the payment terminal of certification subscriber identity information, certification and synchronous user
Remaining sum；
Polymorphic Quick Response Code synthesizes to exempt to sign with user exempts from close method of commerce, and a process of exchange of the method is comprised the following steps：
Step one, user's handheld device log in cloud service platform, and cloud service platform is synchronized to user profile, and in third party
Certification and data sorting platform carry out authentication to the user profile after synchronization, and judge whether by checking, if it is determined that
Result is no, then terminate this transaction；If it is judged that being yes, then the remaining sum in the payment terminal of user is encrypted,
And issue cloud service platform；
Step 2, cloud service platform add to the remaining sum in the user's payment terminal after Third Party Authentication and the encryption of data sorting platform
The angle of incidence is stabbed, and judges that whether the remaining sum, more than threshold value a, if it is judged that being no, then terminates this transaction；If it is determined that knot
Fruit is yes, then the payment terminal information of user profile and user is generated into polymorphic Quick Response Code, and shown in user's handheld device；
Step 3, the polymorphic Quick Response Code using generation in moving 2 D code POS read step two, are detained according to setting volume
Take, and generate ciphertext bill, while being sent to user's handheld device and Third Party Authentication and data sorting platform；Third Party Authentication
The remaining sum in the payment terminal of user is updated according to the ciphertext bill with data sorting platform.
2. polymorphic Quick Response Code synthesis according to claim 1 and user exempt to sign and exempt from close method of commerce, it is characterised in that step
In rapid one, after the step of Third Party Authentication and data sorting platform carry out authentication to the user profile after synchronization, also
The step of including credit accreditation to user, the credit accreditation is realized based on existing credit scoring platform, when user credit point
During more than or equal to setting score value, then by checking, and be encrypted for the remaining sum in the payment terminal of user by execution, and issues
The step of cloud service platform；If user credit point is less than setting score value, terminate the process of exchange.
3. polymorphic Quick Response Code synthesis according to claim 1 and 2 and user exempt to sign and exempt from close method of commerce, and its feature exists
In, during the authentication or credit accreditation in step one, if not by authentication or credit accreditation, will correspondence
User's write-in blacklist, and be stored in cloud service platform, and terminate this transaction.
4. polymorphic Quick Response Code synthesis according to claim 1 and 2 and user exempt to sign and exempt from close method of commerce, and its feature exists
In, under bus charging application scenarios, using user in upper and lower bus by moving 2 D code POS read user
The mode of the Quick Response Code in handheld device, the then detailed process deducted fees according to setting volume in step 3 includes：
After step 3 one, the Quick Response Code in moving 2 D code POS for the first time reading user's handheld device, moving 2 D code
POS deducts whole specified expense in advance, cloud service platform record the ID of the moving 2 D code POS, user pick-up point ID1 and
The remaining sum of user, the 1st ciphertext bill of generation is sent to user's handheld device as withholding fee bill；
Bus where step 3 two, moving 2 D code POS judge whether there is zone registration point, if it is judged that being
No, then the 1st ciphertext bill is sent to user's handheld device by cloud service platform as actual bill, and completion is once concluded the business；If
Judged result is yes, then perform step 3 three；
Step 3 three, moving 2 D code POS judge to read the place of the Quick Response Code in user's handheld device second, and judge
Whether by subregion point, if it is judged that be yes, then the 1st ciphertext bill is sent to user's handheld device as actual bill,
Completion is once concluded the business；If it is judged that being no, then the default volume between point from user pick-up point ID1 to zone registration is generated
Determine cost data, and issue cloud service platform, and perform step 3 four；
Step 3 four, cloud service platform records user pick-up point ID2 and presets specified expense, and the 2nd ciphertext bill of generation is done
It is actual bill, and issues user's handheld device, completion is once concluded the business.
5. polymorphic Quick Response Code synthesis according to claim 4 and user exempt to sign and exempt from close method of commerce, it is characterised in that
In step 3 three, if before bus arrives at terminal, it is hand-held that moving 2 D code POS judges to fail for the second time effectively reading user
Quick Response Code in equipment, then be considered as by subregion point, and the ciphertext bill of cloud service platform the 1st is sent to use as bill of actually deducting fees
Family handheld device, completion is once concluded the business.
6. polymorphic Quick Response Code synthesis according to claim 1 and user exempt to sign and exempt from close method of commerce, it is characterised in that many
State Quick Response Code refer to cloud service platform when each Quick Response Code is generated, at least generate 2 identical Quick Response Codes, all Quick Response Codes are pre-
If alternately refreshing under refresh rate A；Moving 2 D code POS at least continuously recognizes that 2 Quick Response Codes could complete primary information reading
Take.
7. polymorphic Quick Response Code synthesis according to claim 6 and user exempt to sign and exempt from close method of commerce, it is characterised in that every
Account and ticket information of the individual Quick Response Code at least including user, and store in the form of a key, moving 2 D code POS is with correspondence
Key be decrypted after read user profile.
8. polymorphic Quick Response Code synthesis according to claim 6 and user exempt to sign and exempt from close method of commerce, it is characterised in that
Under bus charging application scenarios, the transactions velocity of polymorphic Quick Response Code is less than 0.3 second/time.
9. polymorphic Quick Response Code synthesis according to claim 1 and user exempt to sign and exempt from close method of commerce, it is characterised in that use
Family handheld device is the smart machine of the embedded APP clients with payment function and information transmit-receive function.
10. polymorphic Quick Response Code synthesis according to claim 9 and user exempt to sign and exempt from close method of commerce, it is characterised in that
APP clients registered user's information, payment terminal of user on cloud service platform and Third Party Authentication and data sorting platform
The specific method of information is：
Step A, opening APP clients, and set up account number and ID in cloud service platform；
Step B, APP client judges whether to bind disbursement account, if it is judged that being yes, then performs step G；If it is determined that
Result is no, then perform step C；
Step C, APP client judges whether to bind bank card, if it is judged that being yes, then performs step C1；If it is determined that
Result is no, then perform step D；
Step C1, cloud service platform read user setting up account number and ID, and encrypt the link table 1 on write-in data road, so
Step G is performed afterwards；
Step D, APP client judges whether to bind Alipay account number, if it is judged that being yes, then performs step C1；If
Judged result is no, then perform step E；
Step D1, cloud service platform read user setting up account number and ID, and encrypt the link table 2 on write-in data road, so
Step G is performed afterwards；
Step E, APP client judges whether to bind wechat payment account, if it is judged that being yes, then performs step E1；Such as
Fruit judged result is no, then perform step F；
Step E1, cloud service platform read user setting up account number and ID, and encrypt the link table 3 on write-in data road, so
Step G is performed afterwards；
Step F, APP client judges whether binding, and other supplement account number with money, if it is judged that being yes, then perform step F1；Such as
Fruit judged result is no, then return and perform step C；
Step F1, cloud service platform read user setting up account number and ID, and encrypt the link table 4 on write-in data road, so
Step G is performed afterwards；
Step G, Third Party Authentication and data sorting platform carry out authenticating user identification, and synchronous account information and remaining sum, go forward side by side
Row encryption；
Step H, cloud service platform carry out data syn-chronization to the data after being encrypted in step G, and add timestamp；
Step I, APP client shows account information, completes registration.
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