CN109523254A - It is a kind of that a variety of methods of payment of double offline barcode scannings are passed through based on cell phone application - Google Patents
It is a kind of that a variety of methods of payment of double offline barcode scannings are passed through based on cell phone application Download PDFInfo
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- CN109523254A CN109523254A CN201811444416.7A CN201811444416A CN109523254A CN 109523254 A CN109523254 A CN 109523254A CN 201811444416 A CN201811444416 A CN 201811444416A CN 109523254 A CN109523254 A CN 109523254A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
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Abstract
The present invention relates to two dimensional codes to formulate technical field, and especially a kind of a variety of methods of payment for passing through double offline barcode scannings based on cell phone application, S1: user, which opens and logs in one yard of logical APP program of mobile phone trip, formulates one yard of logical two-dimensional code data structure of going on a journey；S2: RSA Algorithm is selected to do signature check to two dimensional code certificate and interface data；S3: two dimensional code generating mode；S4: two-dimentional code check SDK；S5: operation company exempts from close agreement by registering with Third-party payment platform or Internetbank, and close permission of deducting fees is exempted from acquisition, and user is authorized using needs when one yard of logical APP of trip for the first time exempts from close payment, the function of barcode scanning can be used to pay automatically later；S6: barcode scanning equipment backstage batch uploads consumption order, and realizes and quasi real time withhold, and paid successfully by cell phone display.The present invention realizes a variety of means of payment, more user-friendly.
Description
Technical field
Technical field is formulated the present invention relates to two dimensional code more particularly to a kind of double offline barcode scannings is passed through based on cell phone application
A variety of methods of payment.
Background technique
With the development of the times, the public transit facility in many cities is more and more perfect now, subway, public transport, bus with
Locate visible.These trip modes are not only convenient but also economical, but since transaction limit is small, frequency is high, give payer and payment collector all
Cause many troubles.Passenger is often had because of the case where forgetting band cash or can not riding without petty cash；And
It then often will receive counterfeit money worn coin in terms of operation company, and petty cash causes allocation settlement highly difficult too much.
The appearance very good solution of the code above problem by bus, by taking current existing Tencent rides code as an example, even if passenger
In the case where mobile phone is offline, Tencent's code barcode scanning of riding also can be used and get on the bus (wechat can deduct fees automatically later), and it is public to operate
Department can then reduce the way of paying receiving cash and swiping the card, and the amount of money paid with barcode scanning mode can pass directly to the wechat quotient of company
In family number, transaction record and allocation settlement can be automatically generated.This greatly improves the payment mode of public trip.But
Due to riding, code requirement amount is very big, and the code service of riding of current existing Tencent can not cover all cities, and the means of payment
Also very single (only supporting wechat payment), so limiting the use of many passengers.
Summary of the invention
The purpose of the present invention is to solve one kind that paying bill one exists in the prior art, and proposes to be based on hand
A variety of methods of payment that machine APP passes through double offline barcode scannings.
To achieve the goals above, present invention employs following technical solutions:
Design a kind of a variety of methods of payment based on cell phone application by double offline barcode scannings, comprising the following steps:
S1: user, which opens and logs in one yard of logical APP program of mobile phone trip, formulates one yard of logical two-dimensional code data structure of trip,
Including necessary trade information and user information, anti-fake signature, one yard of logical backstage of going on a journey carries out double from the background with cooperative institution
Square user's binding, then returns to partner's data, and mobile phone one yard of logical APP of trip pulls card certificate from one yard of trip logical backstage；
S2: RSA Algorithm is selected to do signature check to two dimensional code certificate and interface data, customized MAC algorithm is to two dimensional code
Character string and transaction character string do legal verification, issue RSA and MAC code key using interface form and guarantee barcode scanning equipment and trip one
The logical backstage code key of code is unified；
S3: two dimensional code generating mode: after user logs in cell phone application and authorizes, going on a journey one yard of logical backstage can be basic by user
Information and trade information are spliced into character string by ad hoc fashion, and do RSA signature to this character string, then by character string and signature
Splicing generates two dimensional code certificate and is transmitted to one yard of logical front end of trip, and certificate and dynamic data are again spliced in front end, and calculate MAC value,
Finally it is used for certificate and dynamic data and MAC value splicing composition two dimensional code character string to generate trip two dimensional code offline；
S4: two-dimentional code check SDK: lead to the dedicated SDK for code of riding for parsing to go on a journey one yard using what C language was developed, it can
It is called for barcode scanning equipment, obtains two-dimentional data code, verify the legitimacy and validity of two dimensional code, and generate barcode scanning record；
S5: operation company exempts from close agreement by registering with Third-party payment platform or Internetbank, and close permission of deducting fees is exempted from acquisition, uses
Family is authorized using needs when one yard of logical APP of trip for the first time exempts from close payment, the function of barcode scanning can be used to pay automatically later；
S6: barcode scanning equipment backstage batch uploads consumption order to cooperative institution backstage, and cooperative institution backstage is in real time by order
One yard of trip logical backstage is uploaded to, one yard of logical backstage of going on a journey quasi real time parses magnanimity order data by distributed task scheduling, and real
It now quasi real time withholds, and is paid successfully by cell phone display.
The present invention also provides MAC algorithm specific step is as follows:
A1: taking 8 16 system numbers 00,00,00,00,00,00,00,00 is initial value, will need to calculate the data point of MAC
It is the data block of unit at 8 bytes, marked as D1, D2 ... Dn.Last data block Dn may be 1-8 byte；
A2: if last data block length is 8,16 system numbers 08,08,08,08,08,08,08,08 are added behind；
If last data block length is equal to 7,16 system numbers 07 are added behind；If last data block length is equal to 6, at it
16 system numbers 06,06 are added afterwards；And so on: if last data block is n (n < 8), 8-n 16 systems are added behind
Number 0n, 8 bytes of polishing.
Preferably, one yard of the trip in S3 logical backstage can periodically issue blacklist by bus and be saved.
Preferably, in S4, need to check that user whether there is in blacklist while verifying two dimensional code, if user
Not in blacklist, user is prompted to allow to ride, and save upload transaction record.
Preferably, Third-party payment platform or Internetbank include that Alipay is paid, wechat is paid, the net of each bank in S5
Silver payment and Credit Card Payments realize a variety of means of payment, and user, which can choose, is suitble to the type of payment of oneself to carry out barcode scanning
Payment, platform standby credit payment, even if passenger has a small amount of arrearage, will not influence normal use.
Preferably, in S6, after withholing successfully, one yard of the row logical success that can be withholdd from the background by short massage notice user, display
Deducted amount, withhold time and item of withholing.
A kind of a variety of methods of payment being passed through double offline barcode scannings based on cell phone application proposed by the present invention, beneficial effect are:
One yard of logical cell phone application program of trip, it is realized using code barcode scanning of riding is made by oneself, then uses Third-party payment platform or Internetbank
(such as Alipay, wechat, China Merchants Bank, Construction Bank), carries out the function of exempting from close payment, and passenger can choose the type of payment for being suitble to oneself
Barcode scanning payment is carried out, and platform standby credit is paid, even if passenger has a small amount of arrearage, will not influence normal use, it is rear to be
Producing code, equipment barcode scanning by bus can get on the bus after passing through, and backstage can do for this order and quasi real time deduct fees later, and will button
Expense message pushes to mobile phone terminal prompt.
Detailed description of the invention
Fig. 1 is a kind of flow chart element based on cell phone application by a variety of methods of payment of double offline barcode scannings proposed by the present invention
Figure；
Fig. 2 is the flow diagram of MAC algorithm proposed by the present invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.
It is referring to Fig.1-2, a kind of that a variety of methods of payment of double offline barcode scannings are passed through based on cell phone application, comprising the following steps:
S1: user, which opens and logs in one yard of logical APP program of mobile phone trip, formulates one yard of logical two-dimensional code data structure of trip,
Including necessary trade information and user information, anti-fake signature, one yard of logical backstage of going on a journey carries out double from the background with cooperative institution
Square user's binding, then returns to partner's data, and mobile phone one yard of logical APP of trip pulls card certificate from one yard of trip logical backstage；
S2: RSA Algorithm is selected to do signature check to two dimensional code certificate and interface data, customized MAC algorithm is to two dimensional code
Character string and transaction character string do legal verification, issue RSA and MAC code key using interface form and guarantee barcode scanning equipment and trip one
The logical backstage code key of code is unified；
S3: two dimensional code generating mode: after user logs in cell phone application and authorizes, going on a journey one yard of logical backstage can be basic by user
Information and trade information are spliced into character string by ad hoc fashion, and do RSA signature to this character string, then by character string and signature
Splicing generates two dimensional code certificate and is transmitted to one yard of logical front end of trip, and certificate and dynamic data are again spliced in front end, and calculate MAC value,
Finally it is used for certificate and dynamic data and MAC value splicing composition two dimensional code character string to generate trip two dimensional code offline；
S4: two-dimentional code check SDK: lead to the dedicated SDK for code of riding for parsing to go on a journey one yard using what C language was developed, it can
It is called for barcode scanning equipment, obtains two-dimentional data code, verify the legitimacy and validity of two dimensional code, and generate barcode scanning record；
S5: operation company exempts from close agreement by registering with Third-party payment platform or Internetbank, and close permission of deducting fees is exempted from acquisition, uses
Family is authorized using needs when one yard of logical APP of trip for the first time exempts from close payment, the function of barcode scanning can be used to pay automatically later；
S6: barcode scanning equipment backstage batch uploads consumption order to cooperative institution backstage, and cooperative institution backstage is in real time by order
One yard of trip logical backstage is uploaded to, one yard of logical backstage of going on a journey quasi real time parses magnanimity order data by distributed task scheduling, and real
It now quasi real time withholds, and is paid successfully by cell phone display.
The present invention also provides MAC algorithm, specific step is as follows:
A1: taking 8 16 system numbers 00,00,00,00,00,00,00,00 is initial value, will need to calculate the data point of MAC
It is the data block of unit at 8 bytes, marked as D1, D2 ... Dn.Last data block Dn may be 1-8 byte；
A2: if last data block length is 8,16 system numbers 08,08,08,08,08,08,08,08 are added behind；
If last data block length is equal to 7,16 system numbers 07 are added behind；If last data block length is equal to 6, at it
16 system numbers 06,06 are added afterwards；And so on: if last data block is n (n < 8), 8-n 16 systems are added behind
Number 0n, 8 bytes of polishing.
One yard of the trip logical backstage in S3 can periodically issue blacklist by bus and be saved.
In S4, need to check that user whether there is in blacklist while verifying two dimensional code, if user is not black
In list, user is prompted to allow to ride, and save upload transaction record.
Third-party payment platform or Internetbank include that Alipay is paid, wechat is paid, the e-Bank payment of each bank in S5
And Credit Card Payments, a variety of means of payment are realized, user, which can choose, is suitble to the type of payment of oneself to carry out barcode scanning payment, puts down
The payment of platform standby credit, even if passenger has a small amount of arrearage, will not influence normal use.
In S6, after withholing successfully, one yard of the row logical success that can be withholdd from the background by short massage notice user shows gold of withholing
Volume, withhold time and item of withholing.
The foregoing is only a preferred embodiment of the present invention, but scope of protection of the present invention is not limited thereto,
Anyone skilled in the art in the technical scope disclosed by the present invention, according to the technique and scheme of the present invention and its
Inventive concept is subject to equivalent substitution or change, should be covered by the protection scope of the present invention.
Claims (6)
1. a kind of pass through a variety of methods of payment of double offline barcode scannings based on cell phone application, which comprises the following steps:
S1: user, which opens and logs in one yard of logical APP program of mobile phone trip, formulates one yard of logical two-dimensional code data structure of trip, wherein
Including necessary trade information and user information, anti-fake signature, go on a journey one yard of logical backstage and cooperative institution's backstage progress both sides' use
Family binding, then returns to partner's data, and mobile phone one yard of logical APP of trip pulls card certificate from one yard of trip logical backstage；
S2: RSA Algorithm is selected to do signature check to two dimensional code certificate and interface data, customized MAC algorithm is to two dimensional code character
String and transaction character string do legal verification, issue RSA and MAC code key guarantee barcode scanning equipment using interface form and one yard of trip logical
Backstage code key is unified；
S3: two dimensional code generating mode: after user logs in cell phone application and authorizes, going on a journey one yard of logical backstage can be by user basic information
It is spliced into character string by ad hoc fashion with trade information, and RSA signature is done to this character string, then splices character string and signature
It generates two dimensional code certificate and is transmitted to one yard of logical front end of trip, certificate and dynamic data are again spliced in front end, and calculate MAC value, finally
It is used for certificate and dynamic data and MAC value splicing composition two dimensional code character string to generate trip two dimensional code offline；
S4: two-dimentional code check SDK: leading to the dedicated SDK for code of riding for parsing to go on a journey one yard using what C language was developed, for sweeping
Ink recorder tool calls, and obtains two-dimentional data code, verifies the legitimacy and validity of two dimensional code, and generates barcode scanning record；
S5: operation company exempts from close agreement by registering with Third-party payment platform or Internetbank, and close permission of deducting fees, Yong Huchu are exempted from acquisition
It needs to authorize when secondary one yard of logical APP using trip and exempts from close payment, the function of barcode scanning can be used to pay automatically later；
S6: barcode scanning equipment backstage batch uploads consumption order to cooperative institution backstage, and cooperative institution backstage in real time uploads order
To one yard of trip logical backstage, one yard of logical backstage of going on a journey quasi real time parses magnanimity order data by distributed task scheduling, and realizes standard
It withholds, and is paid successfully by cell phone display in real time.
2. a kind of a variety of methods of payment for being passed through double offline barcode scannings based on cell phone application according to claim 1, feature are existed
In: specific step is as follows for the MAC algorithm in S2:
A1: taking 8 16 system numbers 00,00,00,00,00,00,00,00 is initial value, and the data for needing to calculate MAC are divided into 8
Byte is the data block of unit, marked as D1, D2 ... Dn.Last data block Dn may be 1-8 byte；
A2: if last data block length is 8,16 system numbers 08,08,08,08,08,08,08,08 are added behind；If
Last data block length is equal to 7, adds 16 system numbers 07 behind；If last data block length be equal to 6, behind plus
Upper 16 system number 06,06；And so on: if last data block is n (n < 8), 8-n 16 system numbers are added behind
0n, 8 bytes of polishing.
3. a kind of a variety of methods of payment for being passed through double offline barcode scannings based on cell phone application according to claim 1, feature are existed
In one yard of the trip logical backstage in S3 can periodically issue blacklist by bus and be saved.
4. a kind of a kind of a variety of methods of payment for passing through double offline barcode scannings based on cell phone application according to claim 1, special
Sign is, in S4, needs to check that user whether there is in blacklist while verifying two dimensional code, if user is not in black name
In list, user is prompted to allow to ride, and save upload transaction record.
5. a kind of a kind of a variety of methods of payment for passing through double offline barcode scannings based on cell phone application according to claim 1, special
Sign is, in S5 Third-party payment platform or Internetbank include Alipay payment, wechat payment, each bank e-Bank payment and
Credit Card Payments realizes a variety of means of payment, and user, which can choose, is suitble to the type of payment of oneself to carry out barcode scanning payment, platform
Standby credit payment, even if passenger has a small amount of arrearage, will not influence normal use.
6. a kind of a kind of a variety of methods of payment for passing through double offline barcode scannings based on cell phone application according to claim 1, special
Sign is, in S6, after withholing successfully, and one yard of the row logical success that can be withholdd from the background by short massage notice user, display deducted amount,
It withholds time and item of withholing.
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| CN111027979B (en) * | 2019-12-11 | 2021-06-29 | 支付宝(杭州)信息技术有限公司 | Method and device for opening, collecting and settling double off-line payment |
| CN111292456A (en) * | 2019-12-13 | 2020-06-16 | 无锡市民卡有限公司 | Two-dimensional code verification and sale method |
| WO2021143545A1 (en) * | 2020-01-13 | 2021-07-22 | 支付宝实验室(新加坡)有限公司 | Registration and payment methods and devices for cross-region offline payment |
| TWI816059B (en) * | 2020-01-13 | 2023-09-21 | 新加坡商支付寶實驗室（新加坡）有限公司 | Registration, payment methods and devices for cross-regional offline payments |
| CN111340969A (en) * | 2020-03-03 | 2020-06-26 | 广州优路加信息科技有限公司 | Non-card ETC offline processing method and device, computer equipment and storage medium |
| CN111353781A (en) * | 2020-03-12 | 2020-06-30 | 网银在线（北京）科技有限公司 | Transaction data processing method and system |
| CN113643084A (en) * | 2020-04-27 | 2021-11-12 | 无锡京阳智能科技中心 | One-object one-code and one-code multi-purpose cloud code operation system |
| CN111967556A (en) * | 2020-08-11 | 2020-11-20 | 福建博思数字科技有限公司 | Two-dimensional code offline generation method and storage medium |
| CN111967556B (en) * | 2020-08-11 | 2022-09-16 | 福建博思数字科技有限公司 | Two-dimensional code offline generation method and storage medium |
| CN111833047A (en) * | 2020-08-19 | 2020-10-27 | 深圳市富之富信息科技有限公司 | Payment code generation method and device based on mobile payment and computer equipment |
| CN111768185A (en) * | 2020-09-01 | 2020-10-13 | 腾讯科技（深圳）有限公司 | Transaction data processing method, related device and storage medium |
| CN112785305A (en) * | 2021-01-22 | 2021-05-11 | 新开普电子股份有限公司 | Collection terminal, double off-line transaction method and system |
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