CN104063783A - Two-dimension code based bus card swiping method, system and server - Google Patents
Two-dimension code based bus card swiping method, system and server Download PDFInfo
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- CN104063783A CN104063783A CN201410000919.0A CN201410000919A CN104063783A CN 104063783 A CN104063783 A CN 104063783A CN 201410000919 A CN201410000919 A CN 201410000919A CN 104063783 A CN104063783 A CN 104063783A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
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- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
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- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention provides a two-dimension code based bus card swiping method. The method comprises the steps of generating a two-dimension code according to the information of a user account after a user inputs the amount deposited and transferring the fund in the user account into a first preset account according to the amount deposited input by the user, and if the two-dimension code is scanned by a two-dimension code scanning device, transferring the amount preset by the two-dimension code scanning device into a second preset account from the first preset account. The method is simple to operate and capable of solving the problem that a passenger cannot pay when forgetting carrying a bus card and having no small change; compared with that a traditional bus card need to be charge by a large amount in a specified place, the method is convenient for the passengers and capable of improving the utilization rate of the funds of the users. Meanwhile, the invention provides a two-dimension code based bus card swiping system and a two-dimension code based bus card swiping server.
Description
Technical field
The present invention relates to a kind of finance data process field, particularly check card method, system and server of a kind of public transport based on Quick Response Code.
Background technology
Bus is one of important component part of urban transportation.Most of modes of payments of the upper public transport of passenger is at present for inserting coins or beating IC-card, the method of inserting coins needs passenger before getting on the bus, just to carry out the preparation of change, many times passenger can't be ready to once going out so much change, causes sometimes needing to wait for after other people throw change exchanging.Meanwhile, this mode of inserting coins also likely makes public transport company receive part counterfeit money or worn coin.IC-card can address the above problem, but the IC-card between current most of city can not be general, led to Beijing just cannot use as the Guangzhou in Guangzhou, just has to this time use the mode of backing up coin.And, even with in city, IC-card carry inconvenience, also have often " losing card " of groups of people, thereby, all more or less there is certain drawback in above-mentioned method of payment.
Summary of the invention
Based on above-mentioned situation, the present invention proposes a kind of public transport based on Quick Response Code method of checking card, for the singularity of public transport consumer environment, use the intermediary of Quick Response Code as small amount payment, give the function of Quick Response Code as petty cash.The money of the small amount on user's Bank Account Number is first pre-deposited in default account, again the default amount of money is generated to corresponding Quick Response Code, when after upper bus, use the corresponding Quick Response Code fetch equipment of this Quick Response Code, the expense of bus is deducted, can realize Quick Response Code payment function, solve the problem that passenger cannot pay in the situation that leaving behind mass transit card and there is no change.
The invention discloses a kind of public transport based on Quick Response Code method of checking card, comprise step: the prestore amount of money generate Quick Response Code according to user account information of user's input, proceeds to the fund in user account in the first default account according to described user's input amount of money that prestores; If Quick Response Code fetch equipment scans described Quick Response Code, the default amount of money described Quick Response Code fetch equipment being set proceeds to the second default account from the described first default account.
Described Quick Response Code at least comprises account information and the encrypted message of the described first default account.
Described Quick Response Code arranges date of expiration, if spent date of expiration, the remaining sum of the first default account is gone back in user account.
First user sends to the second user by described generation Quick Response Code with the form such as SMS, software information.
Further, the invention discloses a kind of bus card-reading system based on Quick Response Code, comprise two-dimensional code generation module, the module of transferring accounts and Quick Response Code read module, described two-dimensional code generation module is for prestoring the amount of money generate Quick Response Code according to user account information according to user's input; Described Quick Response Code read module is used for scanning Quick Response Code and obtains described user account information from Quick Response Code; The described module of transferring accounts proceeds to the first default account by the default user account amount of money for generate described Quick Response Code when two-dimensional code generation module after, when after described Quick Response Code read module scanning Quick Response Code, the default amount of money of the described first default account is proceeded to the second default account.
Described Quick Response Code at least comprises account information and the encrypted message of the described first default account.
First user sends to the second user by described generation Quick Response Code with the form such as SMS, software information.
Further, the invention discloses a kind of bus card-reading server based on Quick Response Code, described server prestores the amount of money and generates Quick Response Code according to user account information for inputting according to user, and the amount of money that prestores described in user account is proceeded to the first default account; If Quick Response Code read module scans described Quick Response Code, the default amount of money of Quick Response Code read module being set proceeds to the second default account from the described first default account.
Described Quick Response Code at least comprises account information and the encrypted message of the described first default account.
Compared to prior art, the present invention is simple to operate, can solve the problem that passenger cannot pay in the situation that leaving behind mass transit card and there is no change, compare traditional mass transit card and need arrive appointed place and carry out more large-denomination supplementing with money, can offer convenience and improve user's fund utilization rate for passenger.Meanwhile, the invention provides a kind of public transport based on Quick Response Code check card system and server.
Brief description of the drawings
Fig. 1 is the check card schematic flow sheet of embodiment of the method for a kind of public transport based on Quick Response Code of the present invention;
Fig. 2 is the check card structural representation of system embodiment of a kind of public transport based on Quick Response Code.
Embodiment
The present invention is with reference to publication number CN 102243739 A Chinese patents " the Mobile banking's methods of payment based on Quick Response Code, system and client ", this disclosure of the invention a kind of Mobile banking's payment system based on Quick Response Code, described system comprises Mobile banking's client, bank server and consumption card fetch equipment, the Transaction Information that wherein bank server sends according to Mobile banking's client generates consumption card sequence identifier, Mobile banking's client generates Quick Response Code consumption card in real time according to described consumption card sequence identifier and corresponding sequence signatures information, and consumption card fetch equipment reads and is sent to bank server after parsing and pays described Quick Response Code consumption card.The present invention is while taking bus in conjunction with user, the new technical scheme that the problem that generally can run into is improved and solved and produces.
General user can have mass transit card or prepare change in take bus (or subway).But user does not have way and uses mass transit card (as other places tourism or forget and supplement with money) sometimes, and the Public Transport Transfer in each city may need a lot of times, and user is very hard be disposablely ready to change also.If can generate corresponding evidence for payment then and there by mobile terminal (mobile phone), can address the above problem.
Below in conjunction with preferred embodiments wherein, the present invention program is described in detail.
As shown in Figure 1, the method in the present embodiment comprises step:
S101: user inputs and prestores the amount of money and generate Quick Response Code according to user account information, inputs according to described user the amount of money that prestores the fund in user account information is proceeded in the first default account.
User prepares the amount of money that prestores as public transport (bus or subway are refered in particular in public transport herein) expense by mobile terminal (mobile phone) interface input, and according to user account information and generate Quick Response Code.Taking current online comparatively popular Alipay as example, user inputs pre-prepd payment by Alipay, and after input payment cipher, system will generate corresponding Quick Response Code according to user account information (payment information).System proceeds to the amount of money that prestores of user input the first default account from user account, and owing to stealing by Quick Response Code at present, to brush the situation of user account of common occurrence, so user also exists certain misgivings to account by the safety of payment of Quick Response Code.Now, if the account information that the Quick Response Code generating comprises the first default account with and payment cipher information (this password can be identical with Alipay account, also can arrange in addition, because amount of money involved is generally smaller, password also can be set for empty), can effectively reduce or solve current Quick Response Code and steal brush problem.The present invention introduces third-party payment accounts as the first default account.When user's amount of money that will prestore proceeds to after third party's payment accounts, its 2 D code information (payment information) will pay with third party's payment accounts, user's Alipay (or other accounts) does not need to participate in payment process after this, and then by the risk transfer of stolen brush, improve the security that user pays.In addition, due to user ride in a bus at every turn or when subway the needed amount of money be not too many, on the basis that calculates fare, user can generate the payment that the Quick Response Code that will use is correlated with then and there.Compare traditional mass transit card and need arrive appointed place and carry out more large-denomination supplementing with money, lose time and increased user's sunk cost, the present invention can offer convenience and improve user's fund utilization rate for passenger.
As better examples of implementation, the Quick Response Code here arranges date of expiration, if spent date of expiration, the remaining sum of the first default account is gone back in user account.Such design, can ensure that user can return back user account by money when account after forgetting use Quick Response Code or using Quick Response Code also has remaining sum, reduces user and uses because forgetting the loss bringing.
S102: if Quick Response Code fetch equipment scans described Quick Response Code, described Quick Response Code fetch equipment is set to the amount of money and proceed to the second default account from the described first default account.
In this embodiment, the equipment that can read Quick Response Code is set on bus, generate after Quick Response Code when user utilizes mobile phone, just can obtain user account information by this equipment, now just can notify mobile terminal mandate the first account of user that the amount of money is proceeded to the second default account by server.If the account information that the Quick Response Code generating comprises the first default account with and payment cipher information.Need only by display interface of mobile phone as for the account information that scans and obtain the above-mentioned first default account in this fetch equipment with and payment cipher information, by server by utilizing Quick Response Code fetch equipment the default amount of money, the first default account account information with and payment cipher information, Quick Response Code fetch equipment is set to the amount of money and proceeds to the second default account from the first default account.In addition, the second default account of saying here refers to the specified account of automobile (or subway) company.
When the second user takes public transport, in the situation that leaving behind mass transit card and there is no change.Can allow first user first generate predetermined Quick Response Code at its mobile phone, obtain again the forms such as other software informations (as qq, micro-letter, Fetion, rice are chatted) by SMS and send to the second user, the second user is receiving after this Quick Response Code, be shown in this fetch equipment and scanned, can be realized payment.
The structural representation of a kind of bus card-reading system embodiment based on Quick Response Code of the present invention has been shown in Fig. 2.
A bus card-reading system based on Quick Response Code, comprising: two-dimensional code generation module, the module of transferring accounts and Quick Response Code read module, and wherein two-dimensional code generation module is connected with the module by signal of transferring accounts; Quick Response Code read module is connected with the module by signal of transferring accounts;
Described two-dimensional code generation module prestores the amount of money and generates Quick Response Code according to user account information for inputting according to user; Described Quick Response Code read module is used for scanning Quick Response Code and obtains described user account information; The described module of transferring accounts proceeds to the first default account by the default user account amount of money for generate described Quick Response Code when two-dimensional code generation module after, described Quick Response Code read module is used for scanning after Quick Response Code, and the default amount of money of the described first default account is proceeded to the second default account.
Quick Response Code at least comprises account information and the encrypted message of the described first default account.It is identical that native system is quoted content in the method for the problem that the first default account solves and the effect of bringing and the embodiment of the present invention 1, no longer launches description herein.
In addition, first user sends to the second user by described generation Quick Response Code with the form such as SMS, software information.Also the problem that can solution never adopts the user of native system to produce in the situation that leaving behind mass transit card and there is no change.
It should be noted that, system of the present invention needs to allow user installation cellphone subscriber hold when in use, also needs to provide corresponding server to operate simultaneously.Cellphone subscriber end possesses the input amount of money and automatically generates the function of Quick Response Code, and server should possess the order of holding by cellphone subscriber and the information of receiving of Quick Response Code read module, the fund between each account is carried out to orderly proceeding to and produce.
In addition, the invention also discloses a kind of bus card-reading server based on Quick Response Code, described server prestores the amount of money and generates Quick Response Code according to user account information for inputting according to user, and the amount of money that prestores in user account is proceeded to the first default account; If be checked through Quick Response Code read module scanning Quick Response Code, the amount of money default Quick Response Code read module is proceeded to the second default account from the described first default account.The setting of the default amount of money is here identical with components of system as directed of the present invention, does not do repeat specification here.
Described Quick Response Code at least comprises account information and the encrypted message of the first default account.It is identical that book server is quoted content in the method for the problem that the first default account solves and the effect of bringing and the embodiment of the present invention 1, no longer launches description herein.
The above embodiment has only expressed embodiments of the present invention, and it describes comparatively concrete and detailed, but can not therefore be interpreted as the restriction to the scope of the claims of the present invention.It should be pointed out that for the person of ordinary skill of the art, without departing from the inventive concept of the premise, can also make some distortion and improvement, these all belong to protection scope of the present invention.Therefore, the protection domain of patent of the present invention should be as the criterion with claims.
Claims (9)
1. the method for checking card of the public transport based on Quick Response Code, is characterized in that, comprises step: the prestore amount of money generate Quick Response Code according to user account information of user's input, proceeds to the fund in user account in the first default account according to described user's input amount of money that prestores; If Quick Response Code fetch equipment scans described Quick Response Code, the default amount of money described Quick Response Code fetch equipment being set proceeds to the second default account from the described first default account.
2. the public transport according to claim 1 method of checking card, is characterized in that, described Quick Response Code at least comprises account information and the encrypted message of the described first default account.
3. the public transport according to claim 2 method of checking card, is characterized in that, described Quick Response Code arranges date of expiration, if spent date of expiration, the remaining sum of the first default account is gone back in user account.
4. according to the method for checking card of the public transport described in claim 1-3, it is characterized in that, first user sends to the second user by described generation Quick Response Code with the form such as SMS, software information.
5. the bus card-reading system based on Quick Response Code, it is characterized in that, comprise two-dimensional code generation module, the module of transferring accounts and Quick Response Code read module, described two-dimensional code generation module is for prestoring the amount of money generate Quick Response Code according to user account information according to user's input; Described Quick Response Code read module is used for scanning Quick Response Code and obtains described user account information from Quick Response Code; The described module of transferring accounts proceeds to the first default account by the default user account amount of money for generate described Quick Response Code when two-dimensional code generation module after, when after described Quick Response Code read module scanning Quick Response Code, the default amount of money of the described first default account is proceeded to the second default account.
6. bus card-reading system according to claim 5, is characterized in that, described Quick Response Code at least comprises account information and the encrypted message of the described first default account.
7. according to the bus card-reading system described in claim 5-6, it is characterized in that, first user sends to the second user by described generation Quick Response Code with the form such as SMS, software information.
8. the bus card-reading server based on Quick Response Code, is characterized in that, described server prestores the amount of money and generates Quick Response Code according to user account information for inputting according to user, and the amount of money that prestores described in user account is proceeded to the first default account; If Quick Response Code read module scans described Quick Response Code, the default amount of money of Quick Response Code read module being set proceeds to the second default account from the described first default account.
9. bus card-reading server according to claim 8, is characterized in that, described Quick Response Code at least comprises account information and the encrypted message of the described first default account.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410000919.0A CN104063783A (en) | 2014-01-02 | 2014-01-02 | Two-dimension code based bus card swiping method, system and server |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201410000919.0A CN104063783A (en) | 2014-01-02 | 2014-01-02 | Two-dimension code based bus card swiping method, system and server |
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| CN104063783A true CN104063783A (en) | 2014-09-24 |
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| CN201410000919.0A Pending CN104063783A (en) | 2014-01-02 | 2014-01-02 | Two-dimension code based bus card swiping method, system and server |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105551138A (en) * | 2015-12-08 | 2016-05-04 | 腾讯科技（深圳）有限公司 | Method and system for processing service voucher |
| CN106067115A (en) * | 2016-06-14 | 2016-11-02 | 谭泮 | Pay the method and system of bus riding fee |
| CN106296293A (en) * | 2016-08-16 | 2017-01-04 | 成都仁通融合信息技术有限公司 | A kind of ride method based on stored value card subway |
| CN107844973A (en) * | 2017-11-17 | 2018-03-27 | 广东乐心医疗电子股份有限公司 | two-dimensional code payment method and device |
| CN108053677A (en) * | 2017-12-07 | 2018-05-18 | 汤庆佳 | A kind of intelligent public transportation system based on Quick Response Code |
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| US20120267432A1 (en) * | 2010-11-12 | 2012-10-25 | Kuttuva Avinash | Secure payments with global mobile virtual wallet |
| CN102842081A (en) * | 2011-06-23 | 2012-12-26 | 上海易悠通信息科技有限公司 | Method for generating two-dimensional code and implementing mobile payment by mobile phone |
| CN103295127A (en) * | 2012-12-14 | 2013-09-11 | 上海艾兴智能技术有限公司 | Method and system for electronic payment based on two-dimensional code technology |
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2014
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| US20120267432A1 (en) * | 2010-11-12 | 2012-10-25 | Kuttuva Avinash | Secure payments with global mobile virtual wallet |
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105551138A (en) * | 2015-12-08 | 2016-05-04 | 腾讯科技（深圳）有限公司 | Method and system for processing service voucher |
| CN106067115A (en) * | 2016-06-14 | 2016-11-02 | 谭泮 | Pay the method and system of bus riding fee |
| CN106296293A (en) * | 2016-08-16 | 2017-01-04 | 成都仁通融合信息技术有限公司 | A kind of ride method based on stored value card subway |
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| CN108053677A (en) * | 2017-12-07 | 2018-05-18 | 汤庆佳 | A kind of intelligent public transportation system based on Quick Response Code |
| CN108053677B (en) * | 2017-12-07 | 2020-08-28 | 新昌县夙凡软件科技有限公司 | Intelligent public transportation system based on two-dimensional code |
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