SG11202000779PA - Virtual card opening method and system, payment system, and card issuing system - Google Patents

Virtual card opening method and system, payment system, and card issuing system

Info

Publication number
SG11202000779PA
SG11202000779PA SG11202000779PA SG11202000779PA SG11202000779PA SG 11202000779P A SG11202000779P A SG 11202000779PA SG 11202000779P A SG11202000779P A SG 11202000779PA SG 11202000779P A SG11202000779P A SG 11202000779PA SG 11202000779P A SG11202000779P A SG 11202000779PA
Authority
SG
Singapore
Prior art keywords
opening method
card
payment
card issuing
virtual card
Prior art date
Application number
SG11202000779PA
Inventor
Lingnan Shen
Jie Qi
Ge Chen
Huifeng Jin
Huanming Sun
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Publication of SG11202000779PA publication Critical patent/SG11202000779PA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/351—Virtual cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90—Details of database functions independent of the retrieved data types
    • G06F16/95—Retrieval from the web
    • G06F16/955—Retrieval from the web using information identifiers, e.g. uniform resource locators [URL]
    • G06F16/9558—Details of hyperlinks; Management of linked annotations
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/349—Rechargeable cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/354—Card activation or deactivation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Databases & Information Systems (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Data Mining & Analysis (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
SG11202000779PA 2017-09-27 2018-09-25 Virtual card opening method and system, payment system, and card issuing system SG11202000779PA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201710888039.5A CN107748989A (en) 2017-09-27 2017-09-27 A kind of virtual card opens chucking method, system and payment system, card sending system
PCT/CN2018/107254 WO2019062691A1 (en) 2017-09-27 2018-09-25 Virtual card opening method and system, payment system, and card issuing system

Publications (1)

Publication Number Publication Date
SG11202000779PA true SG11202000779PA (en) 2020-02-27

Family

ID=61255020

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202000779PA SG11202000779PA (en) 2017-09-27 2018-09-25 Virtual card opening method and system, payment system, and card issuing system

Country Status (9)

Country Link
US (1) US10872332B2 (en)
EP (1) EP3644254A4 (en)
JP (1) JP7048738B2 (en)
KR (1) KR102384124B1 (en)
CN (1) CN107748989A (en)
PH (1) PH12020500202A1 (en)
SG (1) SG11202000779PA (en)
TW (1) TWI709933B (en)
WO (1) WO2019062691A1 (en)

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CN110766388B (en) * 2018-07-27 2022-05-31 北京三快在线科技有限公司 Virtual card generation method and system and electronic equipment
CN109947331A (en) * 2019-03-28 2019-06-28 北京小米移动软件有限公司 Indicative information display method, device and storage medium
CN112184277B (en) * 2019-07-04 2023-06-16 腾讯科技（深圳）有限公司 Virtual article package transmitting and receiving method, device, equipment and storage medium
CN110428242B (en) * 2019-08-02 2023-11-28 广州羊城通有限公司 Entity IC card information transfer control method and background server
CN110414974B (en) * 2019-08-02 2023-09-01 广州羊城通有限公司 Virtual payment card generation control method and background service platform
CN110599158A (en) * 2019-08-08 2019-12-20 威富通科技有限公司 Virtual card combination method, virtual card combination device and terminal equipment
CN112200564A (en) * 2020-09-23 2021-01-08 建信金融科技有限责任公司 Virtual card generation and management method and device, electronic equipment and readable storage medium

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Also Published As

Publication number Publication date
TWI709933B (en) 2020-11-11
CN107748989A (en) 2018-03-02
KR20200028425A (en) 2020-03-16
JP2020528191A (en) 2020-09-17
JP7048738B2 (en) 2022-04-05
WO2019062691A1 (en) 2019-04-04
KR102384124B1 (en) 2022-04-08
TW201915867A (en) 2019-04-16
US20200143361A1 (en) 2020-05-07
EP3644254A4 (en) 2020-05-20
EP3644254A1 (en) 2020-04-29
US10872332B2 (en) 2020-12-22
PH12020500202A1 (en) 2020-10-12

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