SG10201607852YA - Shared card payment system and process - Google Patents

Shared card payment system and process

Info

Publication number
SG10201607852YA
SG10201607852YA SG10201607852YA SG10201607852YA SG10201607852YA SG 10201607852Y A SG10201607852Y A SG 10201607852YA SG 10201607852Y A SG10201607852Y A SG 10201607852YA SG 10201607852Y A SG10201607852Y A SG 10201607852YA SG 10201607852Y A SG10201607852Y A SG 10201607852YA
Authority
SG
Singapore
Prior art keywords
payment system
card payment
shared card
shared
payment
Prior art date
Application number
SG10201607852YA
Inventor
Sharma Piyush
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201607852YA priority Critical patent/SG10201607852YA/en
Priority to US15/710,443 priority patent/US20180082283A1/en
Publication of SG10201607852YA publication Critical patent/SG10201607852YA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3572—Multiple accounts on card
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
SG10201607852YA 2016-09-20 2016-09-20 Shared card payment system and process SG10201607852YA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201607852YA SG10201607852YA (en) 2016-09-20 2016-09-20 Shared card payment system and process
US15/710,443 US20180082283A1 (en) 2016-09-20 2017-09-20 Shared card payment system and process

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201607852YA SG10201607852YA (en) 2016-09-20 2016-09-20 Shared card payment system and process

Publications (1)

Publication Number Publication Date
SG10201607852YA true SG10201607852YA (en) 2018-04-27

Family

ID=61618027

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201607852YA SG10201607852YA (en) 2016-09-20 2016-09-20 Shared card payment system and process

Country Status (2)

Country Link
US (1) US20180082283A1 (en)
SG (1) SG10201607852YA (en)

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US11615401B1 (en) 2014-04-30 2023-03-28 Wells Fargo Bank, N.A. Mobile wallet authentication systems and methods
US10997592B1 (en) 2014-04-30 2021-05-04 Wells Fargo Bank, N.A. Mobile wallet account balance systems and methods
US11748736B1 (en) 2014-04-30 2023-09-05 Wells Fargo Bank, N.A. Mobile wallet integration within mobile banking
US11610197B1 (en) 2014-04-30 2023-03-21 Wells Fargo Bank, N.A. Mobile wallet rewards redemption systems and methods
US9652770B1 (en) 2014-04-30 2017-05-16 Wells Fargo Bank, N.A. Mobile wallet using tokenized card systems and methods
US11288660B1 (en) 2014-04-30 2022-03-29 Wells Fargo Bank, N.A. Mobile wallet account balance systems and methods
US11461766B1 (en) 2014-04-30 2022-10-04 Wells Fargo Bank, N.A. Mobile wallet using tokenized card systems and methods
US10445739B1 (en) 2014-08-14 2019-10-15 Wells Fargo Bank, N.A. Use limitations for secondary users of financial accounts
US11853919B1 (en) 2015-03-04 2023-12-26 Wells Fargo Bank, N.A. Systems and methods for peer-to-peer funds requests
US11468414B1 (en) 2016-10-03 2022-10-11 Wells Fargo Bank, N.A. Systems and methods for establishing a pull payment relationship
US10615970B1 (en) 2017-02-10 2020-04-07 Wells Fargo Bank, N.A. Secure key exchange electronic transactions
US10615969B1 (en) * 2017-02-10 2020-04-07 Wells Fargo Bank, N.A. Database encryption key management
US20180315042A1 (en) * 2017-04-26 2018-11-01 Aditi RUNGTA Electronic account sharing via dynamic tokens
US11295297B1 (en) 2018-02-26 2022-04-05 Wells Fargo Bank, N.A. Systems and methods for pushing usable objects and third-party provisioning to a mobile wallet
US10796016B2 (en) * 2018-03-28 2020-10-06 Visa International Service Association Untethered resource distribution and management
US10783516B2 (en) * 2018-04-11 2020-09-22 Capital One Services, Llc Systems and methods for automatically identifying a checkout webpage and injecting a virtual token
US11074577B1 (en) 2018-05-10 2021-07-27 Wells Fargo Bank, N.A. Systems and methods for making person-to-person payments via mobile client application
US11775955B1 (en) 2018-05-10 2023-10-03 Wells Fargo Bank, N.A. Systems and methods for making person-to-person payments via mobile client application
US11108762B2 (en) 2018-06-05 2021-08-31 The Toronto-Dominion Bank Methods and systems for controlling access to a protected resource
US10880288B2 (en) * 2018-06-05 2020-12-29 The Toronto-Dominion Bank Methods and systems for controlling access to a protected resource
US10834096B2 (en) 2018-06-05 2020-11-10 The Toronto-Dominion Bank Methods and systems for controlling access to a protected resource
US11538012B2 (en) * 2019-02-11 2022-12-27 Mastercard International Incorporated Systems and methods for generating a shared payment via voice-activated computing devices
US11551190B1 (en) 2019-06-03 2023-01-10 Wells Fargo Bank, N.A. Instant network cash transfer at point of sale
US11410194B1 (en) * 2019-10-18 2022-08-09 Wells Fargo Bank, N.A. Systems and methods for linking ATM to retailer transaction to preserve anonymity
US20210133732A1 (en) * 2019-11-01 2021-05-06 Walmart Apollo, Llc Systems and methods for guest payment
US11195386B1 (en) 2019-12-23 2021-12-07 United Services Automobile Association (Usaa) System for incentivizing transition from physical card to mobile pay
CN111212125A (en) * 2019-12-27 2020-05-29 成都商通数治科技有限公司 Data exchange method and system based on block chain
EP4150543A1 (en) * 2020-05-14 2023-03-22 Jeffrey Neto System and method for group transactions
CN111986405B (en) * 2020-09-01 2022-04-26 中国银行股份有限公司 Method and device for verifying withdrawal of common property based on ATM
US11836793B2 (en) * 2020-12-11 2023-12-05 International Business Machines Corporation Invoice deferral recommendation
US11810153B2 (en) * 2020-12-15 2023-11-07 Visa International Service Association Method, system, and computer program product for matching card transaction data to mobile application usage

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US20020165877A1 (en) * 2000-12-07 2002-11-07 Malcolm Jerry Walter Method and apparatus for filling out electronic forms
US20030033208A1 (en) * 2001-08-09 2003-02-13 Alticor Inc. Method and system for communicating using a user defined alias representing confidential data
US20030101134A1 (en) * 2001-11-28 2003-05-29 Liu James C. Method and system for trusted transaction approval
US8527381B2 (en) * 2003-12-05 2013-09-03 Bank Of America Corporation System and method for authorizing third-party transactions for an account at a financial institution on behalf of the account holder
KR100439437B1 (en) * 2003-12-18 2004-07-09 주식회사 교원나라 Bank transaction system for linked accounts via common account
US20050256801A1 (en) * 2004-05-11 2005-11-17 Bucci Michael V System and method for processing a transaction
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US8145565B1 (en) * 2008-06-20 2012-03-27 United Services Automobile Association (Usaa) Credit card account shadowing
US20110035294A1 (en) * 2009-08-04 2011-02-10 Authernative, Inc. Multi-tier transaction processing method and payment system in m- and e- commerce
US20120197794A1 (en) * 2011-01-31 2012-08-02 Bank Of America Corporation Shared mobile wallet
US20130024375A1 (en) * 2011-07-21 2013-01-24 Bank Of America Corporation Multi-stage filtering for fraud detection
US20130297509A1 (en) * 2012-05-07 2013-11-07 Infosys Limited Mobile payment using dynamic authorization code and multi-payer shared card number
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US20160019517A1 (en) * 2014-07-17 2016-01-21 Amir Kirsh Methods and devices for allowing consumer access to detailed financial transactional data
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Also Published As

Publication number Publication date
US20180082283A1 (en) 2018-03-22

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