KR20020009256A - barter method using e-Trade money - Google Patents

Abstract

PURPOSE: A bartering method using cyber money is provided to activate barter by exchanging articles through online with cyber money. CONSTITUTION: A seller for providing products/services registers the products/services after accessing a bartering management system by operating each terminal(S1). A buyer selects desired products/service by the same process as the seller(S2). The management system checks the remaining amount of cyber money in a cyber account and decides if the amount of cyber money paid for the products/services is sufficient. If so, the management system displays a screen to pay a commission to the terminal of the buyer(S3). The buyer pays the commission with cash(S4). If the commission is paid, the purchasing data of the buyer are transmitted to the seller, and the admission data of the seller are inputted to the management system(S5). The management system requests for the seller to pay a commission(S6). Then, the management system gives the cyber money of the buyer to a cyber account of the seller from the cyber account of the buyer(S7). The seller delivers the products/services to the buyer through offline(S8).

Description

Barter method using electronic money {barter method using e-Trade money}

The present invention relates to a barter method using electronic money, and more particularly, to a barter method for bartering online using electronic money.

In general, bartering involves exchanging goods or services with other goods or services without cash, so that the exchange party exchanges items one-to-one in a certain market.

Currently, these barters aim to increase sales by disposing of surplus inventory of mass-produced products as a result of the Industrial Revolution, rather than exchanging primitive main necessities.

However, the conventional bartering method as described above has a problem that it is difficult to promote bartering, as the trade must be made directly between the parties.

Accordingly, the present invention has been made to solve the problems described above, by performing a barter on-line using electronic money, to provide a barter method using electronic money that can facilitate the barter exchange. The purpose is.

Barter exchange method using the electronic money according to the present invention for achieving the above object, at least one seller terminal and buyer terminal, in a system comprising a barter management system connected to the terminals by a communication line In the bartering method, the seller accesses the barter management system and registers the goods / services to be sold and the conditions of sale, and the buyer searches the barter management system to search for the goods / services to be purchased. The purchase request step, the barter management system checks the balance of the electronic money of the buyer cyber account to check whether the purchase is possible, the barter management system requests that the payment fee is paid when the barter management system confirms the purchase is possible, and the purchaser pays the purchase fee. Step of making a cash payment, the water at the purchase fee payment The exchange management system transmits the purchase application information to the terminal of the seller, and the seller approves the sale based on this condition. When the sale is approved, the barter management system requests the seller to pay the sale fee and the seller pays the sale fee in cash. And a step of transferring the electronic money in the buyer cyber account to the seller cyber account at the payment of the sales commission.

In addition, the purchase application step, the buyer is connected to the barter management system to select the goods / services to purchase, and confirming the sales conditions of the goods / services, if the sales conditions are satisfied the same as the sales conditions The purchase information is entered into the barter management system as a condition, and the purchase is applied. If the sales conditions are not satisfied, the bargaining condition is presented and the purchase information is input to the barter management system. .

1 is a schematic configuration diagram of a system for performing a barter method using electronic money according to the present invention;

2 is a flowchart illustrating a barter method using electronic money according to the present invention;

3 is a flow chart for explaining in detail the article registration step (S1) shown in FIG.

4 is a flow chart for explaining in more detail the purchase request step (S2) shown in FIG.

<Explanation of symbols for the main parts of the drawings>

10-1 to 10-N: Seller Terminal 20-1 to 20-N: Buyer Terminal

30: Internet communication line 40: barter management system

41: firewall 43: web server

45: database server 47: mail server

49: electronic payment server

Hereinafter, with reference to the accompanying drawings will be described a preferred embodiment of the present invention.

1 is a schematic configuration diagram of a system for performing a barter method using electronic money according to the present invention, a plurality of seller terminals (10-1 to 10-N) and a plurality of buyer terminals (20-1 to 20-) N) is connected to the barter management system 40 via the Internet communication line 30.

In addition, the barter management system 40 is configured to include a firewall 41, a web server 43, a database server 45, a mail server 47, and an electronic payment server 49, the web server ( 43 is connected to the Internet communication line 30 via the firewall 41, the web server 43 is connected to the database server 45, the mail server 47 and the electronic payment server 49, respectively The mail server 47 is connected to a plurality of seller terminals 10-1 to 10 -N and a plurality of buyer terminals 20-1 to 20 -N via an internet communication line 30. The electronic payment server 49 is connected to a computer system of a bank or credit card company 50 through a communication line such as a dedicated line.

In this case, the plurality of seller terminals 10-1 to 10 -N, the plurality of buyer terminals 20-1 to 20 -N, the web server 43, and the mail server 47 are connected to the Internet communication line 30. A communication interface, such as a modem for connection, and appropriate communication software are provided. In addition, the web server 43 includes a barter program, and the database server 45 includes a database of buyers and sellers, a database of goods / service information, a database of transaction details, and the like. have.

The electronic payment server 49 is requested to pay the payment by querying the computer system of the bank or credit card company 100 based on the bank account number and password or credit card number and password presented by the buyer or seller. have.

2 is a flow chart for explaining the barter method using electronic money according to the present invention, Figure 3 is a flow chart for explaining in more detail the article registration step (S1) shown in Figure 2, Figure 4 is a It is a flowchart for explaining the illustrated purchase request step (S2) in more detail.

As shown in FIG. 2, in step S1, the seller who wants to sell the goods / services connects to the barter management system 40 by operating his terminals 10-1 to 10-N. Register the goods / services you want.

That is, as shown in FIG. 3, in step S11, the seller who wants to sell the goods / services connects to the barter management system 40 by operating his terminals 10-1 to 10-N. The login process is performed by entering your ID and password. At this time, the ID and password of the seller is given by the seller as a member of the barter management system (40).

Subsequently, in step S12 and S13, the seller selects a category by operating his terminals 10-1 to 10-N, inputs goods / services to be sold and conditions for sale thereof, and then barters accordingly. The system 40 registers the inputted goods / services and sales conditions thereof in the database and publishes them on the web.

Meanwhile, in step S2 of FIG. 2, a purchaser who wants to purchase an item / service is connected to the barter management system 40 by operating his terminal 20-1 to 20-N, and then purchases the item / service. Select a service.

That is, as shown in FIG. 4, in step S21, a buyer who wants to purchase an item / service connects to the barter management system 40 by operating his terminal 20-1 to 20 -N. The login process is performed by entering your ID and password.

Subsequently, in step S22 and S23, the buyer's own terminals 20-1 to 10-N are operated to select a category, and then select the goods / services to be purchased, so that the barter management system 40 Information on the type of goods / services selected by the purchaser and the conditions of sale thereof are displayed on the purchaser's terminals 20-1 to 20-N.

Subsequently, in step S24, S25, and S26, when the buyer checks the selling condition as described above and satisfies the selling condition, the purchaser inputs purchase information under the same condition as the selling condition and negotiates if the selling condition is not satisfied. Provide purchase conditions by entering the purchase information.

Subsequently, in step S27, the seller determines whether to approve or reject the sale based on the purchase information, and transfers the merchandise to the barter management system 40, and the barter management system 40 performs step S3 at the time of approval of the sale. It is terminated when the sale is rejected.

Meanwhile, in step S3 of FIG. 2, the barter management system 40 inquires the balance of the electronic money in the cyber account of the purchaser who made a purchase and pays for the purchase of goods / services. It is determined whether the amount of electronic money is sufficient, and if it is sufficient, a screen for depositing a purchase fee is displayed on the purchaser's terminal 20-1 to 20-N, and when the electronic money is insufficient, the screen moves to the electronic money purchase application screen for purchasing electronic money.

At this time, the electronic money is not cash, but acts as a means of exchange of transactions, similar to cash transactions required for actual economic activities, is a means of payment of transactions, liquid assets, issued and circulated electronically, and sound corporate financial structure. Helps prevent cash outlays Such electronic money may be obtained by selling goods / services or may be purchased using cash.

Subsequently, in step S4, the purchaser who applies for a purchase as described above pays the purchase fee in cash. At this time, as a payment method, a credit card or bank account number and its password are entered, and the electronic payment server 49 makes a payment by inquiring to a credit card company or a bank based on this.

Subsequently, in step S5, when the barter management system 40 confirms that the purchase fee has been received as described above, the buyer provides the seller with information requested by the buyer through the seller's terminals 10-1 to 10 -N. On the basis of the information, the seller inputs the sales approval to the barter management system 40.

Subsequently, in step S6, the barter management system 40 requests a deposit of a sales fee when the sales approval is input as described above, and the seller pays the sales fee accordingly.

Subsequently, in step S7, if the barter management system 40 confirms whether the sales commission is settled, the electronic money used as a means of goods / services transaction is transferred from the buyer's cyber account to the seller's cyber account. do.

Subsequently, in step S8, the seller delivers the goods / services concluded to the buyer offline.

As described above, according to the present invention, by performing barter online using electronic money, there is an effect that can activate barter.

Claims (2)

In the bartering method in a system comprising a barter management system connected to the terminals by at least one seller terminal and a buyer terminal, a communication line, The seller accesses the barter management system and registers the goods / services to be sold and the conditions of sale, and the buyer accesses the barter management system to search for the goods / services to purchase and apply for a purchase. Checking whether the barter management system can purchase the electronic money balance of the buyer's cyber account by checking whether the barter management system can purchase it, requesting the barter system to pay the purchase fee when the purchaser can confirm the purchase, and the buyer paying the purchase fee in cash; The barter management system transmits the purchase application information to the seller's terminal when the purchase fee is settled, and the seller approves the sale based on this condition. The barter management system requests the barter payment to pay the sale fee. The seller paying the sales fee in cash; and the selling Barter method using electronic money comprising configured to comprise the completion of a barter payment management system for electronic money transfer in the buyer's account to the merchant cyber cyber account. The method of claim 1, In the purchase application step, the buyer accesses the barter management system and selects the goods / services to be purchased, checks the sales conditions of the goods / services, and satisfies the sales conditions. Electronic money, comprising the steps of applying for purchases by entering the purchase information into the barter management system, and if the sales conditions are not satisfied, presenting negotiation terms and entering the purchase information into the barter management system Barter method using.