KR20020029203A - Exchang and barters method by internet - Google Patents

Abstract

PURPOSE: A barter method using the Internet is provided to promote a transaction between users by making a user estimate the value of secondhand articles to barter so as to configure a free transaction environment. CONSTITUTION: The method comprises steps of noticing an article to barter by connecting to a web site to exchange a secondhand article(S101), selecting an articles desired to exchange by searching the articles registered by other user(S102), taking an approval from an exchange partner through a mail exchange(S103), buying the electronic cash by transferring the price of electronic cash in case of occurring a shortage by a discord of article price(S104), making a contract for a barter(S105), processing the remainder after the barter(S106), making a new cyber accounting in order to process the remainder with a deposit in case of occurring the remainder(S107), and processing a transfer of remainder to the cyber account(S108).

Description

Barters exchange method using the internet {Exchang and barters method by internet}

The present invention relates to a barter method, and more particularly, registers an item to be exchanged with a specific web server operating on the Internet, and performs bartering between customers, and registers an item price at the time of registration of the item to be exchanged. Arbitrarily establishes and registers arbitrarily price calculation methods, and exchanges between the arbitrarily calculated commodities, and if there is a price difference between the two commodities, it supports cash replenishment of the price difference. It relates to a barter method using the Internet made to exchange the necessary goods through the accumulation of the account.

In general, it is common practice for a commodity to make a sale by adding an appropriate profit to a cost calculated by a seller, and a buyer accepts the seller's required price to give money and to take over the item.

In the commerce, a transaction can be made relatively easily because the new article is priced in a normal transaction.

On the other hand, bartering is mostly made of used goods, and even though these used goods are the same product, the value of used goods may be completely different according to the original user's use status, and if the gap is severe, the transaction itself is difficult. Since sales information of used goods is extremely limited in circulation, there is a problem that it is hard to be achieved when information exchange between purchase doctors is actually needed.

For this reason, barter is not activated.

Bartering, however, has the advantage of reducing the use of cash, reducing the cost of purchase, and paying off the economic losses associated with the maintenance of unneeded goods early, which can greatly contribute to the many economic benefits and effective use of resources. have.

In recent years, the Internet, which has been extremely limited, enables the distribution of information at any time without any geographical and time constraints.

Various attempts have been made to sell the goods on the Internet, but most of the money of the buyer and the seller's goods are generally exchanged at a commerce site.

On the other hand, although a commercial method of relaying used goods is proposed, it is difficult to activate it and it is difficult to activate it because the transiter who evaluates the value of the goods has a considerable cost to directly appraise or move the spot located at a long distance. If not realistically, the state of the goods remains suspicious, so the deal is difficult to operate practically.

The present invention has been made in order to realize and conveniently replace the remarkable economic value brought by barter of used goods as described above, and has the following object.

The present invention provides a barter method using the Internet for exchanging goods using the Internet and calculating a used value of the goods to be exchanged by the user to create a free trading environment to activate a transaction between users.

The present invention can be exchanged between goods having different mutual prices at any calculated value, the purchase of electronic money for the deficit, the balance inevitably caused by the different price, or to earn and earn the balance as cyber deposit It is to provide a barter exchange method using the Internet that can activate transactions by introducing an electronic money method that pays interest that can be withdrawn in cash for the deposited deposits.

The present invention provides a merit of a transaction by paying a cashable interest on a deposit generated after a transaction, and allowing a balance and interest to be transferred to a counterparty when a user with a balance is exchanged so as to exchange an interest in addition to a commodity exchange price. It is to provide a barter method using the Internet made possible.

The present invention to achieve the above object is a relay server comprising a publication product database that records the price and contents of the goods to be exchanged, and a virtual structure database and a search engine for managing electronic money according to the goods exchange, and A plurality of users include a web server that accesses the web page of the relay server through the Internet network, posts used goods and supports transactions, and an e-mail server that communicates and communicates. If the price of the item to be traded is posted on its own, if the selected item is exchanged, the other party asks for consent, and if the price of each item is equal, the exchange is completed immediately. Replenishment with cash or replenishment in kind to establish exchange After depositing money into the virtual account for the remaining balance, paying interest on the money of the deposited virtual account, and when the user with the interest subsequently barters with another user, the cash money of the account is exchanged at the same time as the exchange of the spot. This is due to the transfer of funds and interest to be freely funded to activate transactions with high interest rates, and at each stage of the exchange, the exchange fee consists of the broker's profit model.

1 is a schematic diagram showing the concept of a barter method of the present invention.

FIG. 2 is a flow chart illustrating a control step of a process of registering an initial exchange item as an embodiment of the present invention. FIG.

FIG. 3 is a flowchart illustrating a control step of a process of registering an initial exchange item as another embodiment of FIG. 2;

4 is a flowchart illustrating a control step of a barter process in an account in which a balance exists as an embodiment of the present invention.

FIG. 5 is a flowchart illustrating a control step of bartering by forming a trading unit with a plurality of articles as an embodiment of the present invention.

6-9 are transaction flow diagrams illustrating transaction types in accordance with the present invention.

Hereinafter, the technical spirit of the present invention will be described in detail with reference to the accompanying drawings.

1 is a schematic conceptual diagram illustrating a control method of the present invention.

The present invention is based on the internet network and a relay and a plurality of users are built in a web environment.

The present invention provides a relay server including a publication product database that records a set price and contents of an item to be exchanged, a virtual structure database that manages electronic money according to the item exchange, and a search engine, and a plurality of users relay the server. It includes a web server that accesses a web page of an in-server server through an internet network, posts used goods, and supports a transaction, and an e-mail server that detects and communicates a transaction intention.

In Fig. 2 a control method of the process of registering an initial exchange article according to the present invention is shown as a flowchart.

When the user accesses a web site for exchanging used goods by accessing the Internet network, the step of posting the commodity to be exchanged (S101), and searching for the goods of another person registered on the web site, provides a product to be exchanged. Selecting (S102), acquiring acceptance through an exchange of mails from the exchange target (S103), and when a shortage occurs due to a mismatch of the price of the goods, depositing the shortage by cash and purchasing electronic money (S104); Through the step S105 of contracting barter exchange and the step S06 of processing the remaining liquid generated after the barter, the control is terminated if there is no residual liquid, and the remaining liquid is generated. Forming a virtual account for processing the amount as a deposit (S107); depositing the remaining amount into the virtual account (S108); and interest on the deposit amount of the opened virtual account; A step forward that is controlled by the subroutine (SR1) for a virtual account and payment processing and management.

This is controlled by the first trader and a new virtual account is opened.

On the other hand, in the article posting step (S101), the present invention is characterized in that the user directly calculates and values the value for his own article. Of course, if you want to deal with a lot of prices, it will be difficult to select a transaction based on the judgment value of other users, so eventually, it will be calculated or rescheduled to an appropriate price range that you want to exchange or purchase. Works.

In the case of bartering between the trading parties, the price of the exchanged goods may not be completely the same, and the price difference may be the cyber money purchased by the site operator who is the relay, and the cyber money purchased at this time. The partner of a transaction that sells at a certain discount rate and exchanges a high price item may deposit the cyber head as a deposit in a cyber account to receive interest or to withdraw cash.

When the barter is made, a relay fee is obtained from both users.

Figure 3 is another embodiment of the process of registering the original exchange item described above, the control steps are similar. The only difference is that when a residual amount is generated, the opening of the virtual account is controlled to be made selectively by the user's choice.

That is, the control steps from the publication of the goods for the transaction to the processing steps (S101 to S106) of barter and balance generation are the same.

Thereafter, the user confirms the intention to open an account (S1007), if the user does not wish to open an account (S1008) and pays the remaining amount in cash, and opens a virtual account if the user wishes to open an account. In step S1009, depositing the remaining amount in the virtual account (S1010), and transferring the data to the subroutine SR1 for interest processing of the virtual account and ending the control.

4 illustrates a control step of bartering in a state where a balance exists in the account for users who have already opened an account.

There exists an account and posts goods for barter (S201), selects a desired product for exchange (S202), confirms and accepts the exchange intention through e-mail (S203), and balances of the counterpart account. Barter through step S204 of checking whether the money is transferred to his or her account, and if the user does not wish to transfer money, purchase the electronic money through the broker as much as the difference (S208). It is controlled to complete the step (S209).

If you wish to transfer the counterpart account to your account, this gives you a merit to receive a free transfer of interest from the counterparty on the interest-bearing portion of the counterpart account.

In other words, if you wish to transfer money, the principal and the goods in the other account will be exchanged value.If the value is still insufficient, you can make a cash payment through a broker and purchase the electronic money at a discounted amount. Completion of the barter according to the value through the electronic money purchase step (S205) for the account principle money and the shortage of goods to achieve the (S206), and the payment processing step of making a deposit in the virtual account of the user accepting the account transfer ( S207) and the data are transferred to the subroutine SR1 for interest processing of the virtual account, and the control is terminated.

This control step is characterized by the fact that, if there is a principal of cashable balances in the account of the user who opened the account, the principal can be used as the value of the commodity exchange, and at the same time a transaction with the user whose principal and interest coexist If you wish to receive the other party's interest at no charge, you can cash out.

This merit, of course, is intended to stimulate repetitive trading.

The following is the difference in the value of the exchanged goods between the trading partners, which is discounted in electronic money as cash and used for exchange.In addition to the other parties, third party traders participate in the transaction to package and bind the goods. It describes the control flow for the case of achieving.

5 shows a control step for the package transaction.

Posting an item for barter and having an account (S301), selecting a desired product to be exchanged (S302), and specifying or suggesting an additional item based on the difference in the value of the goods between the two parties (S303). And a supplementary transaction step (S304) of purchasing a third party's goods or bartering the third party's goods in order to match the exchange value on the user's lacking value of the exchanged item. Comprising the exchange of goods according to the consultation with the user holding a large item in a package (S305), confirming the exchange intention through the e-mail (S306) to obtain the user's consent, and the account balance of the other account Through the step (S307) to confirm whether or not to transfer, and if you do not want to transfer the purchase amount in electronic money through the relay as much as the shortage (S311) It is controlled to the step (S312) to complete the water exchange.

On the other hand, if you wish to transfer the funds through the electronic money purchase step (S308) for the principle principal and the shortage of the goods to complete the barter (S309) and the virtual account of the user accepting the account transfer The payment processing step (S310) to form a deposit, the subroutine (SR1) for the interest processing of the virtual account is passed to the data and the control is made to end.

As described above, the barter method using the Internet of the present invention as described above can be made in a specific transaction form, and thus, the present invention will be more easily understood.

The transaction type will be described with reference to the flowchart shown in FIG. 6.

If users A and B wish to access the relay's web site for bartering, they post their items as described above and select the items they need from the posted items. Confirm the trading intention and close the deal.

For example, if the value of user A is 10,000 won and the value of user B is 9,000 won, a difference of 1,000 won must be processed to establish an exchange between the parties.

The difference is that the user B deposits cash to the broker in order to purchase the shortage in electronic money available on the Internet, and the broker pays the cash in electronic money. At this time, the electronic money purchased in cash is made to be purchased cheaply by applying a predetermined discount rate by the relay side. In other words, if you want to purchase 1,000 won, the broker will issue an electronic money that is guaranteed to be 1,000 won if you deposit only 900 won, a 10% discount.

The user B who supplemented the exchange value with the electronic money replenishes the electronic money and transfers it to the user A, and the user A transfers the article to the user B to complete the transaction.

On the other hand, the user A who made an exchange including electronic money may request an account depositor or a cash payment to the relay side for the electronic money of the difference, and in the case of account deposit, interest from the broker They can be paid and they can be cashed. The interest rate set at or above the normal bank rate will lead to frequent transactions.

In Fig. 7 another transaction type according to the invention is shown.

The user A's goods have a self-determined value of 10,000 won and at the same time the user A has a deposit of 1,000 won and interest of 100 won. User B's item is a transaction type with a value of 9,000 won.

In order to establish an exchange between the parties, a difference of 1,000 won must be processed.

The purchase of electronic money for the difference and the barter including this electronic money are the same as those of FIG. 6 described above.

User A only has 1,100 won in the account, which is 1,000 won in principle and 100 won in interest.

In order to exchange the goods of the user A, a difference of 2,000 won, which is the sum of 1,000 won and interest difference 1,000 won except interest, occurs. If the broker pays 1,800 won to the broker, the broker pays 2,000 won in electronic money.

As above, the value of the goods is cash supplemented, the same cash goods as the deposit is paid, and the user B wishes to transfer the account of the user A. Therefore, the user A transfers the goods and the balance of his account is 1,100 won. The transaction is made by transferring to the user (B).

Therefore, the user B purchases the difference of 2,000 won in the discounted amount of 1,800 won to receive a profit and at the same time receive a interest transfer of 100 won in free of charge.

In the case of user A, the more interest there is in the account, the more the desired item is exchanged at a favorable price, and the deposit can be refunded in cash.

The biggest benefit, of course, is the exchange of goods of mutual interest.

Another transaction type of FIG. 8 will be described.

This is a case similar to that of FIG. 7 or in the case where user B holds a higher value article than user A. FIG.

In this case, user A discounts electronic money to the broker and purchases cash. The broker pays electronic money to user A, and the transaction is completed. User A replenishes the payment with goods and electronic money. By transferring the amount along with the interest, the goods are transferred to user B, which is the sum of 10,000, 1,000 won electronic money 1,000 won and interest 100 won.

The user B receiving the account and the electronic money requests a cash payment for the deposit or the electronic money, or requests a direct deposit to the broker and the broker performs the corresponding processing.

Looking at another type of transaction in FIG.

This may be derived from the transaction types of FIGS. 6 and 7 described above, and if the value of the goods of the user A is greater than the value of the goods of the user B, it is subject to the request of the user A or the suggestion of the user B. FIG. 3 shows a case where a transaction is completed by configuring the goods of the user C, the third trader, in a package.

User (A) has 10,000 won worth of goods, 1,000 won of account deposit and 100 won of interest, and user (B) has only 3,000 won worth of goods. This is a case where a package transaction in which a user C purchases a value of 2,000 won to a user B is filled out and a shortage is made to exchange.

In this case, the user B may exchange another item with the user C, or may make a cash purchase by purchasing a discounted electronic money. It means supplementary.

When the transaction is completed, user B transfers his or her goods and packaged goods purchased to user C, and user A transfers the goods and transfers the money to complete the transaction.

Of course, the complex application of these different types of transactions can lead to a wide variety of different types of transactions, such as transactions between multiple parties and various supplementary transactions within them.

The present invention as described in detail above has the main effect of realizing and conveniently exchanging the significant economic value brought by barter of used goods, and using the Internet to exchange the goods and in particular to calculate the used value of the goods exchanged It is a great effect of activating a trade environment between users by setting up a free trading environment by setting it up by users themselves.It can be exchanged between commodities with different prices by randomly calculated values, and the shortage inevitably caused by different prices, It is effective in activating transactions by purchasing electronic money for the remaining amount or by introducing an electronic money method that accumulates the remaining amount as cyber deposits and pays interest that can be withdrawn from the accumulated deposits.

In addition, the electronic money used for transactions is freely replenished by applying a certain rate of discount from the intermediary, and in the case of full cash purchases, the transaction is limited to 80% of the commodity price to facilitate the exchange of cash and used goods. For the deposits generated after the transaction, cashable interest is paid, and the balance and interest are transferred to the counterparty when the user with the balance is traded, so that the donation of interest is made in addition to the exchange price of goods. Has the effect of inducing a transaction.

Therefore, it is an invention having various excellent effects such as exchanging unused objects with necessary ones and enabling the generation of interest after depositing and allowing various quenching.

Claims (7)

In the method of bartering using the Internet, which is based on an internet network and is performed by a relay agent and a plurality of users accessing a web environment, Publish your own prices for things you trade, When you select an exchange item, you ask the other party to accept it. If the price of each item calculated by yourself is the same, the exchange is completed immediately.When the difference occurs, the shortage is paid by cash or by in-kind, and the exchange is completed. Depositing a virtual account against the balance after the transaction; A method of bartering over the Internet, characterized in that the broker operating the web site pays interest on the money of the deposited virtual account, and the broker charges a relay fee for the completed transaction. The method according to claim 1, wherein when the user with the interest is bartered with another user, the cyber money of the account is transferred to the counterpart user at the same time as the exchange of the spot and the interest is freely provided to activate the transaction of the account with a large amount of interest. Barter exchange method using the Internet, characterized in that made to be made. The method of claim 1, wherein when the user accesses a web site for exchanging used goods by accessing an internet network, the step of posting an item for exchange by the user (S101), and searching for and exchanging an item of another person registered in the web site Selecting a desired product (S102), acquiring acceptance through an exchange of mail from an exchange target (S103), and when a shortage occurs due to a mismatch of the price of the goods, depositing the shortage in cash and purchasing electronic money; If no residual liquid is generated through a step S105 of signing a barter with S104 and a process of processing the residual liquid generated after the barter (S06), the control ends, and the residual liquid is If it occurs, forming a virtual account for processing the remaining amount as a deposit (S107), depositing the remaining amount in the virtual account (S108), and deposit amount of the opened virtual account A barter method using the Internet, characterized in that the control is executed in a step controlled by a subroutine SR1 for virtual account interest processing for calculating and paying interest for and managing interest. The method according to claim 3, wherein the processing step (S101 ~ S106) of barter and balance generation from the publication of the goods for the transaction, Checking the intention to open an account (S1007), and if you do not wish to open an account (S1008) to receive the remaining amount in cash (S1008), and if you wish to open an account, open a virtual account ( S1009), the step of depositing the remaining amount in the virtual account (S1010), and the data is transferred to the subroutine (SR1) for interest processing of the virtual account and control is completed, characterized in that the control is terminated Exchange method. The method of claim 1, wherein the user who has an account is open (S201), the account is present and the goods for bartering, the step of selecting the desired product to exchange (S202), and confirms the exchange intention through the e-mail Acknowledgment step (S203) and confirming whether or not to transfer the balance of the counterpart account to their account (S204), and if the user does not wish to transfer the lack of goods value through the relay as much as electronic money Control to complete the barter (S209) through the purchase step (S208), In the above transaction, if the user wishes to transfer the account in order to receive the account deposit and interest of the other party, the electronic money purchase step for the account principal money and the shortage of the goods, which is made by purchasing the electronic money at a price discounted by the shortage, is carried out (S205). Completing the barter according to the value (S206), the payment processing step of making a deposit in the user's virtual account accepting the transfer (S207), and the subroutine (SR1) for interest processing of the virtual account data Bartering method using the Internet, characterized in that the control is to turn over. The method according to claim 5, wherein the account is present and there is a step of posting the goods for barter (S301), the step of selecting the desired product for exchange (S302), and the additional goods by the difference in the value of the goods between the two parties, or Proposal step (S303), supplementary transaction step (S304) to buy a third party goods or barter with a third party in order to match the exchange value at the user who lacks the value of the exchange goods, and the supplementary transaction Step (S305) of configuring the exchange goods in accordance with the agreement with the user holding the goods of high value through the step, confirming the exchange intention through the e-mail and obtaining the user's consent (S306), and the counterpart account Step (S307) to check whether to transfer the balance of the account to your account, and if you do not wish to transfer the purchase amount in electronic money through the relay as much as the shortage Is controlled in the step (S312) to complete the barter through the step (S311), If you wish to transfer money, complete the barter (S309) according to the value through the electronic money purchase step (S308) for the account principal and the shortage of the goods, and deposit the money into the virtual account of the user who accepts the transfer The water exchange processing step (S310) and the barter method using the Internet, characterized in that the data is passed to the subroutine (SR1) for interest processing of the virtual account to be terminated. 7. The Internet according to any one of claims 1 to 6, wherein the principal of the balance that can be cashed in the user's account can be used as a value of the goods exchange and at the same time a separate interest is provided for the principal. Bartering method.