KR20030064571A - Product fund system and product fund method - Google Patents

Abstract

PURPOSE: A system and a method for a product fund are provided to naturally let customers know a characteristic and a merit of a product, and the customer's advantage by making the customers join in the fund of the product manufactured by a company, and to maximize the sales by enhancing the affection for the product and promoting the purchase through profits allotment. CONSTITUTION: A member database processor manages the company wanting the fund and the customer. A public subscription information processor(113) processes the public subscription by suggesting the product information, the characteristic and merit of the product wanting the product fund, and a scale and a condition of the product fund. A deposit processor(114) explains a deposit method of the product fund, and processes the deposit. A registered fund trading processor(115) registers and trades the deposited product fund. An allotment processor(116) processes the allotment for the sales profit.

Description

Product Fund System and Product Fund Method {PRODUCT FUND SYSTEM AND PRODUCT FUND METHOD}

The present invention relates to a product fund system and method thereof. More specifically, the present invention relates to a product fund system, and to a method in which a fund is attracted to a product, informing the customers of the product's features and consumer benefits, and investing a profit on sales of the product. The present invention relates to a system and a method of encouraging consumers to purchase a product by distributing it to the company.

As many Internet companies struggle with the lack of profitability, the Internet is rarely used as a means of increasing sales of offline companies, and the Internet is almost always used as a means of public relations.

In addition, corporate marketing tools are traditionally limited to advertising and promotional activities such as TV, radio, newspapers, magazines, and the Internet. As a result, advertising costs are rising by 10-20% per year, and companies cannot find new marketing tools. I can't. Any company is marketing in a similar way. This is because marketing tools are not diverse.

Therefore, the technical problem of the present invention is that the Internet, ARS, wireless Internet, etc. are utilized as a new marketing tool to increase the sales of offline companies and contribute to the sales. By engaging with consumers through interactive media such as this, the dividend income increases as the sales of products increase, thereby inducing consumers to participate in sales, and developing a system that operates product funds to connect producers with consumers. To actively induce consumers' buying behavior

1 is a view showing the concept of a product fund system according to an embodiment of the present invention.

2 is a block diagram of a product fund system in accordance with an embodiment of the present invention.

3 is a view sequentially showing the product fund process made in the product fund system according to an embodiment of the present invention.

In order to achieve this technical problem, the product fund system according to the characteristics of the present invention,

Member DB processing department of companies and consumers who wish to fund

A competition information processing unit for suggesting and contributing product information, features, product fund size, and conditions of a product for which a product fund is desired;

A deposit processing unit which explains the deposit method of the product fund and processes the deposit;

A registration fund transaction processing unit for registering and trading the deposited product fund;

It consists of a dividend processing unit that handles dividends on sales profits when product-funded products sell well.

DETAILED DESCRIPTION Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 illustrates the concept of a product fund system and method thereof in accordance with an embodiment of the present invention.

As shown in FIG. 1, the product fund system according to the embodiment of the present invention is connected to the product fund system by accessing the Internet, ARS, wireless Internet, etc., and the member DB processing unit manages a database to store personal information. do.

In addition, the fund offering processing section is a fund offering information processing section that allows you to see the fund price, features, consumer benefits, and summary of market conditions of the product you want to fund. The company handles the payment of the invested fund invested by the company, and the purchased product fund processes the desired purchase price and sale price by the registration / transaction processing department to sell and buy according to market logic.

The dividend processing unit, which can divide the product fund in consideration of the increase in sales by setting the period, processes the dividend.

2 shows a structure of a product fund system according to an embodiment of the present invention.

As shown in FIG. 2, the product fund system 100 according to the embodiment of the present invention is connected to the product fund investor 10 through the wired network 20 and the wireless communication network 30. Here, the wired network 20 ) Includes an Internet network 22 and a telephone network 21, and the mobile communication service system 40 is connected to the investor terminal 10 and the product fund system 100 through the wireless network 30. It is connected between the product fund investor terminal 10 and the Internet network 22.

As the product fund terminal 10, a communication device capable of accessing the product fund system through a wired or wireless network 20 or 30 is used. For example, various communication devices such as a computer, a wired telephone, a mobile communication terminal, etc. may be used. Can be. Therefore, the product fund investor can conveniently access the product funding system 100 through the PC communication, the Internet, the wireless Internet, and the telephone network.

The product funding system that can be connected through various wired and wireless networks 20 and 30 as described above includes a processing server 110 and a database 120, as shown in FIG. A plurality of information required for the fund is stored, the processing server 110 proceeds with the product fund based on the information stored in the database server 120.

More specifically, the database server 120 is a member information database 121, more specifically, the database server 120 is a member information database 121, product fund database 122, product information database 123, product fund transaction history database 124, and dividend database 125.

The member information database 121 stores a plurality of information for each investor investor who is registered as a member who can receive a product fund service. For example, by the membership classification code assigned to the buyer, the investor's name, an identification number for logging in (hereinafter referred to as ID), and a password, email address, postal address, mobile phone number, and landline number. Purchaser information such as a social security number, a password to use for dial-in, and a credit card number may be stored.

The product fund database 122 stores the fund's total amount, price per share, fund period, and manufacturer's name of a plurality of product funds participating in the product fund. A product here is anything that can be sold that includes intangible services in addition to general types of products.

The product information database 123 stores product related information such as features, consumer benefits, and marketing plans of the product for which the product fund is to be operated.

The fund transaction database 124 may store information such as records and edition records of those who bought the product fund.

The dividend database 125 stores a record of dividends given in a fixed period.

The site operation unit 115 is responsible for the interface with the input terminal 10 connected through the wireless network 30 or the Internet 22, and in particular, a member who can receive offline purchase authentication and mileage providing service according to the present invention. It handles member login during registration and connection.

The processing server 110 that provides the product fund service based on the information stored in the databases 121 to 125 includes an exchange 111, an ARS processing unit 112, a competition information processing unit 113, and a deposit processing unit 114. ), Registration fund transaction processing unit 115, dividend processing unit 116, and the site operation unit 117.

The exchange 111 performs an interface function between the ARS processing unit 112 and the input terminal 10 connected to the wired network 20, in particular, through the telephone network 21, and the ARS processing unit 112 connects the telephone network 21 to the network. The member terminal receives a resident registration number or a secret telephone number from an input terminal 10 (for example, a landline telephone) that is connected through a member authentication process, and provides a product fund to the registration fund transaction processing unit 115 in response to a product fund sale request. The transaction is made, and the result of the processing of the registered fund transaction processing unit 113 is provided to the input terminal 10.

The competition information processing unit 113 performs an interface function between the investor terminal 10 and the product fund database 122 connected through the wired network 20, in particular, the Internet network 22, and a product to publicize the product fund. It deals with the type, price and total offer price.

The deposit processing unit performs the process of depositing and settlement of this information by the investor in order to purchase a product fund.

The registered fund transaction processing unit 115 performs a role of a transaction in which investors who invest in a product fund sell or buy registered product funds, which are linked to the fund transaction database 124 to complete the transaction. You can check whether or not.

The dividend processing unit 116 performs a dividend process when members participating in the product fund after a certain period of time, the sales of the product rises and dividends.

The site operation unit 117 is responsible for the interface with the input terminal 10 connected through the wireless network 30 or the Internet 22, and in particular, at the time of membership registration and access to receive the product fund service according to the present invention. Member login and so on.

Here, the components 111 to 117 are illustrated to operate in the processing server 110, but are not limited thereto and may be implemented as independent servers, respectively, to process corresponding functions.

Based on this structure, the operation of the offline purchase authentication system according to the embodiment of the present invention will be described.

The product fund system 100 receives an application for membership from a plurality of investors who wish to use a product fund service. Membership application is received through a variety of ways, such as via a computer or a mobile communication terminal via the Internet (22), through the telephone network 21, or by mail. The site manager 115 provides a member classification code to each buyer who applied for membership and receives buyer information such as an ID and a password to build a member information database 121.

Next, the product fund process according to the case where an investor who is a member of the product fund system according to the embodiment of the present invention accesses through the Internet 22 in particular is sequentially shown.

As shown in FIG. 3, an investor who wants to purchase a product fund runs a web browser for accessing the Internet 21 on the input terminal 10 and then accesses the site of the purchase authentication system 100 according to the present invention. If a URL is inputted, this URL information is converted by HTTP (hypertext transfer protocol) in a web browser, packetized, and then transmitted to the purchase authentication system 100 through the Internet 22. Accordingly, the site operation unit 117 of the purchase authentication system 100 transmits the home page corresponding to the URL information to the input terminal 10, and the transmitted home page is converted into a window state in the input terminal 10 and is converted into a web browser. Displayed on the screen.

On the other hand, when the input terminal 10 is connected to the purchase authentication system 100 via the wireless network 30, the URL information of the purchase authentication system 100 through the WAP (wireless application protocol) gateway WML (wireless markup) language) and then transmitted to the mobile communication service system 40 through the wireless network 30, and the mobile communication service system 40 transfers the input terminal 10 to the product fund system 100 according to this URL information. Connect it.

Accordingly, the buyer checks various information provided by the product fund system 100 through the home page displayed on the screen of the input terminal 10 (S200). For example, the homepage may provide a menu such as the type of product fund being offered, the size of the product fund offering, and the price.

When the investor selects the order menu to buy the product fund, the site operation unit 117 provides an ID and password input window for member confirmation. Accordingly, when the ID and password are input from the input terminal 10, the input ID and secret are input. The authentication process for checking whether the number is registered in the member information database 121 is performed (S210).

The site operation unit 117 transmits an error message such as an inaccessible connection message to the input terminal 10 if the ID and password entered by the purchaser are not registered in the member information database 121. At this time, the purchaser who is not registered as a member may be provided to the input terminal 10 by providing the subscription information or the like as a new member to the new member (S220 to S230).

On the other hand, if the input ID and password are registered in the member information database 121, the site operation unit 117 transmits a message indicating that the login was successful to the input terminal 10 (S240).

After this membership certification process, the investor can select the product fund (S250) menu that is currently in progress to identify the product fund in question and select detailed product information (S260) to select whether to invest or not. Consumer benefits can be found. At this time, the product is advertised naturally and if you select the fund purchase (S280), you can introduce the payment method and make a payment (S290). At this time, the payment can be mobilized by all means of payment (S300) such as credit card, mobile phone billing and bank account deposit, which can be processed by the deposit processing unit 114. After purchasing a product fund of a product that is likely to rise in sales In the registration fund transaction processing unit 115 can be sold or bought according to the market principle and traded at the desired price in the investor terminal 10 (S310). Based on the sales of the product fund, dividends (S330) of sales profits can be made.In order to receive higher dividends, investors who participate in the product fund purchase the participating products in preference to other products, It will play the same role.

In addition, in order to diversify the service, investors who participate in the product fund can enter the prizes to provide various services for purchases made offline. In this case, it is possible to efficiently manage data by constructing a prize entry database or a winning result database in which the winning result is stored.

Meanwhile, in the above-described embodiment, the purchase authentication process for the purchaser connecting through the Internet 22 has been described. In addition, the purchase authentication process is performed in the same manner as described above to the purchaser connecting through the PC communication. .

In addition, when the purchaser accesses through the telephone network 21, the ARS processing unit 112 enters the purchaser's social security number or password according to the interface of the exchange 111, and performs the member authentication process and authenticates as a member. In the case of a product fund, the product is provided to the registration fund transaction processing unit 115 so as to sell or buy its own product fund so that the trading process of the product fund as described above is performed. On the other hand, the ARS processing unit 112 may perform the purchase authentication process of the purchaser connected via the telephone network 21.

As described above, according to the present invention, by inviting consumers to attract the funds of the products produced by the company, the characteristics of the products and the advantages of the consumers are naturally announced, and the profits are distributed to increase the sales. It will be a meeting place for businesses and consumers that can maximize sales by increasing affection and inducing purchases.

Claims (5)

A processing unit for collecting a product fund; A product fund system that includes a processing unit where consumers who want to invest in a product fund through the network search for investment conditions of product groups on the product fund, search for product information, and then purchase the product fund. A processing unit for registering and trading the purchased product fund; This is a processing unit that allows you to trade the product fund you invested in. The processing unit that closes the price of the product fund you want to sell and the price of the product fund you want to buy to close the transaction Product fund system including A processing unit for allocating a product fund; A product fund system that includes a dividend processing unit that divides the product fund according to a predetermined rule when sales are increased. Issuing a product fund to provide detailed information about the product and allowing the consumer to invest in the product to distribute the sales profit; And The stage of a transaction in which a consumer buys and sells a product fund Product fund method comprising a. Conducting product funds as a means of marketing to naturally inform consumers of product features and consumer benefits; And Encouraging consumers to invest in product funds to receive dividends; Product fund method comprising a