JPH023885A - Transaction device - Google Patents

Abstract

PURPOSE:To smooth transaction by controlling a reading writing means so as to perform the write processing of personal identification information to a personal identification recording area and the write processing of a personal identification recorded information to a personal identification decision information area. CONSTITUTION:The reading writing means 12 reads personal identification decision information from the personal identification decision information recording area of a carried-in transaction medium, and a deciding means 25 decides a state to show whether the personal identification information is recorded or not recorded in the personal identification recording area, and sends the information of its purport to a controlling means 21. The controlling means 21 controls the reading writing means 12 according to said information, and performs the write processing of the personal identification information from a personal identification inputting means 58 to the common area of the transaction medium. Besides, in a case of the transaction medium with a divided area, the controlling means 21 similarly performs the write processing of the personal identification information to the personal identification recording area and the write processing of the personal identification recorded information to the personal identification decision information area. Thus, transaction processing using the transaction medium can be smoothed.

Description

[Detailed Description of the Invention] [Object of the Invention] (Industrial Application Field) The present invention relates to a transaction device, and more specifically, to a transaction medium (prepaid card: hereinafter referred to as “card”) with prepaid interest. Regarding the transaction equipment we handle.

(Prior Art) A general transaction format using this type of card will be explained with reference to FIG.

User M uses a pre-manufactured card C as shown in the figure.
at a sales office 51 or card vending machine 52 in exchange for banknotes 54 equivalent to a predetermined amount, and when bringing the purchased cart C to, for example, a merchandise retail store and paying for the merchandise he/she desires, the card is used. C to cash register 55
Please do not pass it on to the person in charge. The person in charge inserts the received card C into the cart league writer 56 as a transaction device. Then, the user inputs amount information corresponding to the price of the product using the input key of the cash register 55. At this time, the user M inputs a password (for example, a 4-digit number) from the password input means 58.

As a result, the transaction history information (for example, magnetic information) of this card C read by the card reader/writer 56 is sent to the aggregation device 57 connected to the cash register 55 (1'), the amount information entered into the cash register 55, and the password input. Password information and the like are sent from the means 58 and aggregation processing is performed, and transaction history information associated with the current transaction is recorded on the card C in the card reader/writer 56 in the form of transaction history text information or magnetic information. Thereafter, the card C is returned to the user M from the card reader/writer 56. By the way, as the above-mentioned card C, the one shown in FIG. 8 has conventionally been used.

This card C is formed into a thin rectangular plate shape, and on its surface there are 20 lines on each side, 40 lines in total, for writing transaction history text information indicating the month and date of the transaction and the remaining amount of this card C. An information entry side 60 is provided. In addition, on the back of this card C, there is a magnetic stripe MSz that records transaction history information corresponding to the transaction history text information entered in the text information entry field 60, as well as the owner's name information and PIN information of this card C. It is provided.

In the case of the card C shown in FIG. 8, when performing payment processing for a product in the usage pattern shown in FIG. 7 described above,
Transactions on magnetic stripe MS2 using the magnetic head included in the card reader/writer 56? ! :1 Record the history information and write the month, day, and remaining amount indicating the transaction history in the text information entry field 60 by printing.

However, in the case of the conventional card reader/writer 56, assuming that the 117'% identification number information has already been recorded on the magnetic stripe MS2 of the card C, a series of processes as described above are performed. It is composed of Therefore, when a so-called raw card with no password information recorded on the magnetic stripe MS2 is inserted into the card reader/writer 56, the card reader/writer 5
In step 6, it becomes impossible to check the In ID information from the PIN code power means 58 and the PIN information to be recorded on the magnetic stripe MS 2, making it impossible to identify the user M and making transactions using this raw card impossible. There was a problem with becoming.

(Problems to be Solved by the Invention) The present invention has been made in view of the above circumstances, and it facilitates transactions using the card by allowing PIN information to be set for a card for which PIN information has not been set. The purpose of this invention is to provide a transaction device that can achieve the following.

[Structure of the Invention] (Means for Solving the Problems) The present invention has a common password recording area for recording password information and a password discrimination information recording area for recording password discrimination information indicating whether the password is recorded or not. A conveying means for loading and unloading transaction media provided in an area or a divided area, and a reader having a function of reading and writing password identification information from a password determination information recording area of the transaction medium carried in by the conveying means. a writing means; a determining means for taking the On ID identification information read by the reading/writing means and determining whether the password is recorded or unrecorded in the password recording area; and the determining means determines that the password is not recorded. When the 08 certificate recording area is divided, the reading/writing means is controlled based on the determination result, and the PIN information is written from the PIN input means into the common area of the transaction medium, or the PIN information is written into the divided 08 ID recording area and the PIN is processed. The control means performs a process of filling the identification information recording area with the password-recorded information.

(for production) The operation of the apparatus having the above configuration will be explained below.

The conveying means of this device carries the transaction medium, in which the password recording area and the password discrimination information recording area are provided in a common area or in separate areas, toward the reading/writing means, and the password information is read from the password inputting means. When manually operated, the reading/writing means reads 118 digits from the PIN identification information recording area of the imported transaction medium.
The identification information is read and the reading result is sent to the identification means.

The determining means determines whether the password information is recorded or not recorded in the password recording area based on the reading result from the reading/writing means, and when it is determined that the password is not recorded, sends information to that effect to the control means. send.

The control means takes in information indicating that the password has not been recorded, controls the reading/writing means based on this information, and writes the password information from the password input means into the common area of the transaction medium.

In addition, in the case of a transaction medium having a divided area, the control means takes in information indicating that the PIN has not been recorded, and based on this, writes the PIN information to the PIN recording area and records the PIN to the PIN identification information area. Write processing of completed information.

Through the above operations, the password information is written to the transaction medium for which the password information has not been set, and subsequent transaction processing is performed using the written password information.

(Example) The present invention will be explained in detail below.

FIG. 1 shows the appearance of an apparatus 1 according to an embodiment of the present invention.

This transaction device 1 has a device main body 2 formed in the shape of a rectangular parallelepiped, and a front panel 2A of the device main body 2 (a card handling opening for individually inserting and removing a card Go as a transaction medium, which will be described later). There are 3.

Further, on the front panel 2A, there is an error lamp 4a that indicates a reading error or a writing error of the card Go.

A jam lamp 4b indicating that a trouble has occurred, a line lamp 4c indicating a communication error with a higher-level device (not shown), a power lamp 4d, and a handling lamp 4e indicating that the card Co can be handled are provided.

FIG. 2 shows the internal configuration of the apparatus shown in FIG. 1. That is, inside the device main body 2, there is a transport means 6 that forms a horizontally arranged transport path 5 from the card handling opening 3 toward the deep part of the device main body 2, and a transport means 6 is arranged facing the transport path 5, respectively. Shutter section 7. Conveyance control means 8 consisting of first to fourth sensors S1 to S4. A transaction history information adding means 11 consisting of a printing means 9 and a punching means (punch mechanism section>10) and a reading/writing means 12 for reading and writing recorded information on the card Co (details will be described later) are provided.

The first to fourth sensors S1 to S of the conveyance control means 8
Numeral 4 denotes light emitting elements 13a arranged so as to form an optical path passing through the transport path 5.

It includes a light receiving element 13b and is arranged along the conveyance path 5 at a predetermined interval.

The conveying means 6 includes a first conveying roller 14a disposed near the first sensor S1, and a first conveying roller 14a spaced apart from the first conveying roller 14a by a predetermined distance, and a second conveying roller 14a disposed near the first sensor S1.
a second conveyance roller 14b disposed at a position in front of the
Said 3rd. A third conveyance roller 14c disposed between the fourth sensors S3 and 34, a fourth conveyance roller 14d disposed roughly after the fourth sensor S4, and these first to fourth conveyance rollers A conveyor belt 16 stretched around conveyor rollers 14a to 14d and the first to fourth conveyor rollers 14
first to fourth guide rollers 15a to 15d arranged with their outer peripheries in contact with the first to fourth guide rollers 15a to 14d, respectively; A branched conveyance roller 17 disposed at an intermediate position between the second conveyance rollers 14a and 14b, and the first guide roller 15a2 branched conveyance roller 17. The second one includes an auxiliary conveyance belt 18 stretched around the idle roller 15b.

Then, the conveyance path 5 is moved by the belt surface of the conveyance belt 16.
By forming this conveyance belt 16 above the branch conveyance roller 17, a branch conveyance path 5a is formed between the first conveyance path 14a and the second conveyance roller 14b. . In addition, in FIG. 2, 19 is a guide plate.

The branch conveyance path 5a includes a first. Second branching mechanism section 31
．． There are 32.

The first branching mechanism section 31 has a fulcrum at a position near the first conveying roller 14a and near the guide plate 19,
A slight tensile force is applied to the first rotary lever 33a with its protruding end facing the auxiliary conveyance belt 18 side, and to this first rotary lever 33a in the direction of arrow Y1 shown in FIG. A first tension spring 34a is provided.

The second branch mechanism section 32 has a fulcrum located between the branch conveyance roller 17 and the second conveyance roller 14b and near the auxiliary conveyance belt 18, and has a protruding end facing toward the conveyance belt 16 side. The second rotary lever 33b and this second
The second tension spring 34b applies a tension force to the rotating lever 33b in the direction of arrow Y2 shown in FIG.

The shutter section 7 is disposed at a position closer to the card handling opening 3 than the first conveyance roller 14a, and moves in and out of the conveyance path 5 under the control of the discriminating control means 21 that follows the card C.
It is designed to block or open the passage of o, etc.

The first to fourth sensors S1 to S of the transport control means 8
4 has the arrangement state described above and is adapted to send out a position signal indicating the position of the card Co being conveyed on the conveyance path 5.

The printing means 9 is constituted by, for example, a thermal printer, and its print head surface is connected to the branch conveyance roller 1.
It is arranged so as to face the outer peripheral surface of 7.

The punching means 10 is arranged to punch a hole 1 in the card Co so as to face the conveyance path 5 between the second conveyance roller 14b and the second sensor S2.

The reading/writing means 12 includes the third conveyance roller 14G.
and the third guide roller 15G, the first and third guide rollers are disposed facing each other with their heads facing upward and downward, respectively.
Second magnetic head 20a.

20b.

Next, the electrical control system of the transaction device 1 will be explained with reference to FIG.

This transaction device 1 has a control means 21 that controls the entire system, and this control means 21 includes a transport sensor (not shown) of the transport means 6, and each sensor 81 to Sa of the transport control means 8.
, shutter section 7. Printing means 9 and punching means 10. A lamp section 4 consisting of each of the lamps 4a to /4e. The cash register 55. A password information input means 58 and a determination means 25, which will be described later, are connected to each other.

The control means 21 includes a program memory 22 that stores operation programs necessary for the operation of this apparatus 1, a CPU 23 that controls each of the above-mentioned elements of this apparatus 1 based on the operation programs, and The apparatus 1 is equipped with a data memory 24 for storing transaction information to be handled, and is adapted to control each part of the apparatus 1 according to the operating procedure shown in FIG. 7 based on the operating program.

Here, we will explain the fourth part about the card CO handled by this device 1.
This will be explained with reference to the figures.

This card Co has approximately the same configuration as the card C shown in FIG. 8, but has a magnetic stripe MSo as shown in FIG.
) The feature of this embodiment is that the common area RO is provided with a password identification information recording area for recording password identification information indicating whether the password information is recorded or not recorded, and a password information recording area for recording the password information. be. Furthermore, as shown in Figure 5 (a), the magnetic stripe MSo includes the pudding ampoule, issuer code, preliminary information, number of uses, amount (original amount or remaining amount), serial number, and postamble. A recording area is provided.

Furthermore, a card provided with a magnetic stripe MSI as shown in FIG. 6(a) can also be used as the card Co.

The magnetic stripe MS1 shown in FIG. 5 differs from the magnetic stripe MSo shown in FIG. 5(a) in that it has a segmented area R1 that separates a password identification information recording area r1 and a password information recording area r2.

Then, the magnetic strip shown in FIG. 5(a)
In the common area Ro of o, initially (for example, when issued in the card sales 1a52 mentioned above), as shown in FIG. It's been done.

Similarly, the magnetic stripe MS1 shown in FIG. 6(a)
As shown in FIG. 6(b), in the password identification information recording area r1, a four-digit "O" indicating that the password information is not recorded is recorded as the password identification information, and in the LTR identification information recording area r2.
A four-digit 10, which does not mean password information, is recorded.

Then, the reading/writing means 12 scans the magnetic stripe MSo or the magnetic stripe MSI of the card Co, reads the password identification information and the password information (4-digit "O"), and sends the reading result to the CPU 23. There is.

Further, when the discriminating means 25 receives the password identification information (4-digit "O") sent via the CPU 23, the determining means 25 stores the password information in the password information recording area, that is, the common area Ro or the password information recording area r2. is determined to be unrecorded, and information to that effect is sent to the CPU 23.

Next, the operation of the device having the above configuration will be explained as follows: Transaction device 1 shown in FIG.
The explanation will be made with reference to a sequence diagram showing the exchange of various information between the cash register 55 and the cash register 55.

Note that the card Go is a magnetic strip 1 to strip MS having common areas vj and Ro shown in FIGS. 5(a) and 5(b) or divided areas R1 shown in FIGS. 6(a> and 6b).

The following explanation will be given assuming that a device equipped with an MSI is used, and a 4-digit rOJ is recorded as the password identification information, and a 4-digit rOJ indicating unrecorded is recorded as the password information.

When the transaction device 1 and the cash register 55 start operating, the cash register 55 first issues a status request that means sending information, and the CPU 23 of the transaction device 1, which has received this status request, sends the base information to the operation program. Returns the status indicating acceptance (7) to the transaction register 55.

As a result, transaction information such as product price information is sent from the cash register 55 to the CPU 23 of the transaction device 1. The CPU 23 writes this transaction information into the data memory 24 and sends information to the cash register 55 that the transaction information has been successfully received.

Next, a request to take in the card Co and read the magnetic stripe is sent from the cash register 55 side to the transaction device 1. As a result, the handling lamp 4e of the lamp section 4 lights up under the control of the CPU 23, and the card Co is inserted. It becomes a waiting state.

Then, when the card Co is inserted into the card handling slot 3,
This card Co is conveyed to the position of the reading/writing means 12 of this device 1 by the conveyance means 6 controlled by the conveyance control means 8.

The reading/writing means 12 reads the magnetic stripe MS of the card Co.
o or MSt, reads the 4-digit "0" in the common area Ro or reads the 4-digit rOJ in the password identification information recording area r1, and sends the reading result to the CPU 23.

The CPU 23 sends the above-mentioned reading result to the determining means 25.

At this stage, the four-digit number N234J as the password information based on the operation of the user M is input from the password information input means 58.
It is input to UP23. This password information is temporarily recorded in the data memory 24.

Discrimination means 2 that receives the reading results from the reading and writing means 12
5 indicates that the reading result is 4-digit rOJ, so the password information is not recorded in the common H1iaRo of the magnetic stripe MS1, or the password information is not recorded in the password information recording area r2 of the magnetic stripe MS2. The determination result indicating that the password information is not recorded is sent to the CPU 23.

The CPU 23 that has taken in this determination result reads the password information N2 that has been taken in from the data memory 24 based on the operation program.
34J to the reading/writing means 12, and the magnetic stripe MS
In the case of o, the process of entering and exiting the password information "1234" to the common area MRo is shown in Figure 5 (C), and in the case of magnetic stripe MSI, the process is shown in Figure 6 (C). The password information rl for the password information recording area r2 23
4J and a four-digit number r1111J indicating that the 118 ID information has been recorded in the password discrimination information recording area r1 are respectively executed.

In this way, after the password information has been stored on the card Co, the card CoO') magnetic stripe MSo (or MSI) is marked with an area indicating the number of uses and the amount. This card C has usage count information "1" corresponding to the transaction.

Transaction information such as amount information indicating the remaining amount is written.

After that, the magnetic stripe MSo (
(or MSx) and is sent to the cash register 55 for aggregation processing, and a card eject/print request is sent from the cash register 55 to the transaction device 1.

As a result, the card Go is carried out by the transport means 6, and the card Co is transported to the position of the printing means 9, and the date and balance information corresponding to the current transaction are printed in the character information entry field 60. Thereafter, the card is carried out to the card handling port 3.

This card Co carryout information is sent from the CPU 23 to the cash register 55, and by the above operations, the card Co
A series of transactions using .

The present invention is not limited to the embodiments described above, and various modifications can be made within the scope of the invention.

For example, in the above-mentioned embodiment, the case was explained in which a card CO in which the password information is not recorded is used, but it goes without saying that the device of this embodiment can also be applied to a card in which the password information is already recorded. That is, when the determining means determines that the password information has been recorded, the password information read by the reading determining means may be used to perform verification processing with the password information input by the user and subsequent transaction processing.

[Effect of the Invention 1 (Details above)] According to the present invention, it is possible to set the password information with a simple operation on a transaction medium in which the password information is not recorded, thereby facilitating transaction processing using the transaction medium. It is possible to provide a transaction device that can

[Brief Description of the Drawings] Fig. 1 is a perspective view of an embodiment of the device of the present invention, Fig. 2 is a sectional view showing the internal structure of the device, and Fig. 3 is an electrical control system of the main part of the device. 4 is a plan view showing an example of a card used in the device, FIG. 5(a) is an explanatory diagram showing the recorded contents of the magnetic stripe on the card shown in FIG. 4, and FIG. 5(b) is a block diagram. 5(a) is an explanatory diagram showing the initial state of the common area in the magnetic stripe shown in FIG. 5(a), FIG. An explanatory diagram showing another example of the recorded contents of the magnetic stripe on the card shown in Fig. 6(a), and Fig. 6(b) is an initial diagram of the divided area of the magnetic stripe shown in Fig. 6(a). FIG. 6(C) is an explanatory diagram showing the state of input and output of the PIN information and PIN identification information, FIG. 7 is a sequence diagram showing the operation of the embodiment device, and FIG. FIG. 9 is a plan view showing a conventional card. DESCRIPTION OF SYMBOLS 1...Transaction device, 6...Transporting means, 12...Reading/writing means, 21...Controlling means, 25...Discriminating means, Co...
Cards as a transaction medium. MSo, M S + Figure (b) Figure CG) (b) Figure

Claims (1)

[Scope of Claims] A transaction medium in which a password recording area for recording password information and a password discrimination information recording area for recording password discrimination information indicating whether the password is recorded or not are provided in a common area or in separate areas. a conveying means for loading and unloading; a reading/writing means having a function of reading and writing password identification information from a recording area of the transaction medium carried by the conveying means; a determining means that takes in the password identification information and determines whether the password is recorded or unrecorded in the password recording area; and when the determining means determines that the password is not recorded, a reading/writing means based on the determination result; control,
a control means for writing the password information from the password input means into the common area of the transaction medium, writing the password information to the divided password recording area, and writing the password recorded information to the password discrimination information recording area; A transaction device comprising: