JP2018116547A - Money handling system, money handling apparatus, and money handling method - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a money handling system with enhanced security of a money handling apparatus.SOLUTION: The present invention relates to a money handling system M including a teller machine 1 as a currency handling machine, to which machines 1 to 8 including the delivering machine 1 are connected. The system M includes a management computer 8 that monitors the operation status of the devices 1 to 8. The teller machine 1 receives network key information showing an operation state of a predetermined device other than the teller machine 1 among the plurality of devices 1 to 8 from the management computer 8, and processes money according to an instruction from an operator on condition that the predetermined device is in operation.SELECTED DRAWING: Figure 1

Description

  The technology disclosed herein relates to a money handling system, a money handling apparatus, and a money handling method.

  Patent Document 1 discloses a cash processing apparatus that executes processing such as depositing and dispensing of loose banknotes, withdrawal of bundled banknotes, and binding of bulky banknotes as an example of a money handling apparatus. This cash processing apparatus is configured to request authority authentication such as ID authentication and password input to an operator who instructs processing of banknotes.

Japanese Patent No. 4364589

  However, in the case of the cash processing apparatus disclosed in Patent Document 1, for example, if a person who obtains ID information or a password enters a store outside of business hours and operates and operates the apparatus, money is illegally used. May be obtained.

  The technology disclosed herein has been made in view of such a point, and an object thereof is to enhance the security of the money handling apparatus.

  The technology disclosed herein relates to a money handling system that includes a money handling device that processes money and to which a plurality of devices including the money handling device are connected. This system includes monitoring means for monitoring the operating states of the plurality of devices.

  The money handling apparatus receives information indicating an operating state of a predetermined device other than the money handling device from the plurality of devices from the monitoring unit, and on the condition that the predetermined device is operating. It is configured to process money according to instructions from the operator.

  According to this configuration, in order to process money using the money handling apparatus, not only the money handling apparatus but also other predetermined equipment must be operating. If it is within business hours, since other predetermined equipment is also operating, the money handling apparatus can process money. However, if only the money handling apparatus is operating outside business hours, the money handling apparatus does not process money. Accordingly, unauthorized use of the money handling apparatus can be prevented, so that the security of the money handling apparatus can be enhanced.

  Moreover, according to the said structure, those who are going to obtain money from a money processing apparatus outside business hours must also operate predetermined equipment other than the apparatus. Then, the person leaves more traces as much as a plurality of devices are operated. For those who try to obtain money illegally, it is thought that leaving as much trace as possible is avoided. Thus, by requesting to operate a plurality of devices, the security of the money handling apparatus can be enhanced.

  Another technique disclosed herein relates to a money handling system that includes a money handling device that processes money, and to which a plurality of devices including the money handling device are connected. In this system, the money processing apparatus receives information indicating an operating state of the predetermined apparatus from a predetermined apparatus other than the money processing apparatus among the plurality of apparatuses, and the predetermined apparatus is in operation. In addition, it is configured to process money according to instructions from the operator.

  According to this configuration, in order to process money using the money handling apparatus, not only the money handling apparatus but also other predetermined equipment must be operating. If it is within business hours, since other predetermined equipment is also operating, the money handling apparatus can process money. However, if only the money handling apparatus is operating outside business hours, the money handling apparatus does not process money. Accordingly, unauthorized use of the money handling apparatus can be prevented, so that the security of the money handling apparatus can be enhanced.

  The money handling apparatus may request authority authentication for the operator when the operator instructs the processing of money.

  According to this configuration, the security of the money processing device is increased by requiring authority authentication to the operator, but unauthorized use that cannot be prevented only by authority authentication is subject to the operation of a predetermined device. Can be prevented.

  In addition, when it is not possible to confirm that the predetermined device is operating, the money handling apparatus may be configured to be prohibited from processing money.

  According to this configuration, for example, the information indicating that the predetermined device is not operating has been received and the information indicating the operating state of the predetermined device has not been received normally. When it is not possible to confirm that the money is being processed, the money handling apparatus is prohibited from handling money. Accordingly, for example, if only a money processing apparatus is operated and operated outside business hours in order to obtain cash illegally, it is possible to prohibit the dispensing of money. This is advantageous in enhancing the security of the money handling apparatus.

  In addition, it is provided with an informing means for informing information to the outside, and when it is not possible to confirm that the predetermined device is operating, the money handling apparatus informs that the processing of money is prohibited. It is good also as notifying outside via.

  According to this configuration, for example, when money processing is prohibited as a result of detecting an unauthorized operation, the money handling apparatus notifies the outside. This is advantageous in enhancing the security of the money handling apparatus.

  Moreover, the said money processing apparatus is good also as being comprised so that it can switch whether it is made into the conditions that the said predetermined | prescribed apparatus is operating when processing money.

  According to this configuration, the money handling apparatus can appropriately change whether or not the condition is that the predetermined device is operating. Therefore, for example, a money handling machine that is scheduled to be used alone outside of business hours can be configured in advance so that it does not require that a predetermined device is operating within the scheduled use time. It becomes possible. As a result, the convenience of the money handling apparatus can be ensured while strengthening the security of the money handling apparatus.

  In addition, the money handling apparatus has a plurality of functions related to the processing of money, and the money handling apparatus may be based on the condition that the predetermined device is operating for each of the plurality of functions. It is good also as being comprised so that it may set.

  According to this configuration, the money handling apparatus can set whether or not to make it a condition that a predetermined device is operating, for each function. As a result, for example, functions that require relatively high security are executed on the condition that the specified device is operating, while functions that do not require so high security are related to such operating status. It becomes possible to execute without. Thereby, the convenience of the money handling apparatus can be ensured.

  In addition, the money handling apparatus executes a function that involves paying out money among the plurality of functions on the condition that the predetermined device is operating, while paying out money among the plurality of functions. At least some of the functions that do not involve the function may be executed regardless of the operating state of the predetermined device.

  According to this configuration, the money handling apparatus executes a function that involves paying out money, that is, a function that requires relatively high security, while the predetermined device is in operation, and is accompanied by paying out money. At least some of the functions that are not available, that is, functions that do not require such a high level of security, can be executed regardless of their operating status. Thereby, the convenience of the money handling apparatus can be ensured.

  Further, the money handling apparatus may be configured to set whether or not the predetermined device is set for each of the plurality of devices.

  According to this configuration, the money handling apparatus can individually set whether or not money processing can be executed according to the operating state of a plurality of devices. As a result, for example, a device such as a lighting fixture or a surveillance camera, which is assumed to be constantly operating at least during business hours, is a predetermined device, and the power supply is appropriately turned on / off during business hours. It is possible to exclude a device that may be used from a predetermined device. Thereby, the convenience of the money handling apparatus can be ensured.

  Moreover, it is good also as providing the lighting fixture which illuminates the said money handling apparatus, and the said lighting fixture is contained in the said predetermined apparatus.

  According to this configuration, by making the lighting fixture a predetermined device, for example, it is possible to configure the currency processing apparatus to process money on the condition that the lighting fixture is turned on. The lighting fixtures are always on during business hours. Unauthorized use can be prevented by processing the money by the money handling apparatus on condition that the lighting fixture is turned on.

  Moreover, it is good also as providing the monitoring camera which monitors the said money handling apparatus, and the said monitoring camera being included in the said predetermined apparatus.

  According to this configuration, by using the monitoring camera as a predetermined device, for example, it is possible to configure the money processing apparatus to process money on the condition that the money processing apparatus is monitored by the monitoring camera. If the money handling apparatus is monitored, security can be enhanced accordingly. Thus, it is advantageous in strengthening the security of the money handling apparatus.

  Another technique disclosed herein relates to a money handling apparatus. The apparatus is configured to process money via the processing unit on condition that the processing unit that processes money, a communication unit that receives information indicating an operating state of the predetermined device, and the predetermined device is operating. And a configured control unit.

  According to this configuration, in order to process money using the money handling apparatus, not only the money handling apparatus but also other predetermined equipment must be operating. If it is within business hours, since other predetermined equipment is also operating, the money handling apparatus can process money. However, if only the money handling apparatus is operating outside business hours, the money handling apparatus does not process money. Accordingly, unauthorized use of the money handling apparatus can be prevented, so that the security of the money handling apparatus can be enhanced.

  Another technique disclosed herein relates to a money handling method. In this method, the money processing apparatus is instructed by an operator on the condition that the money processing apparatus receives information indicating an operating state of a predetermined apparatus other than the money processing apparatus and that the predetermined apparatus is in an operating state. And a process of processing money according to.

  According to this configuration, in order to process money using the money handling apparatus, not only the money handling apparatus but also other predetermined equipment must be operating. If it is within business hours, since other predetermined equipment is also operating, the money handling apparatus can process money. However, if only the money handling apparatus is operating outside business hours, the money handling apparatus does not process money. Accordingly, unauthorized use of the money handling apparatus can be prevented, so that the security of the money handling apparatus can be enhanced.

  As described above, according to the money handling system, the money handling apparatus, and the money handling method, the security of the money handling apparatus can be enhanced.

FIG. 1 is an overall configuration diagram of the money handling system. FIG. 2 is a block diagram illustrating an outline of a functional configuration of the teller machine. FIG. 3 is a diagram illustrating network key setting. FIG. 4 is a flowchart illustrating a process related to power-on of the teller machine. FIG. 5 is a diagram illustrating a configuration example of the network key database. FIG. 6 is an example of screen transition related to the collection process. FIG. 7 shows an example of screen transition when an OK response is received in the collection process. FIG. 8 is an example of a screen displayed when an NG answer is received in the collection process. FIG. 9 is a flowchart illustrating a control procedure related to processing of the teller machine. FIG. 10 is a diagram illustrating a system in which a plurality of stores are linked.

  Hereinafter, embodiments will be described in detail with reference to the drawings. The following description is exemplary.

(Overall configuration of money handling system)
FIG. 1 is a diagram illustrating an overall configuration of a money handling system M according to the embodiment. The money handling system M is constructed in a financial institution such as a bank (in this embodiment, a branch of the financial institution). The money handling system M is not limited to being constructed in a financial institution.

  In the configuration shown in FIG. 1, the money handling system M includes a plurality of devices 1 to 8 connected to each other. Specifically, the money handling system M includes devices (specifically, a cashier 1, a money storage device 2, an auto cashier 3, and a plurality of devices installed in a rear space (so-called back office space) Sb in the store. Surveillance camera 4), equipment installed in ATM corner Sa (specifically, money changer 5 and surveillance camera 6), lighting equipment 7 installed in various places in the store, and management computer 8 These devices 1 to 8 are connected to a network 9 in the store. The management computer 8 is also connected to the network key database K.

  The teller machine 1, the money storage device 2, and the auto cashier 3 are examples of “money processing device”. The management computer 8 is an example of “monitoring means”.

  First, the configuration of the devices 1 to 4 installed in the rear space Sb will be described in order.

  The teller machine 1 is a so-called open teller machine, and has a plurality of functions related to money, and is a device that executes processing corresponding to each function. For example, the cash dispenser 1 realizes a function that involves paying out money by performing so-called “withdrawal processing” such as withdrawal processing and collection processing. The teller machine 1 realizes a function that does not involve paying out money by executing so-called “payment system processing” such as a depositing process and a loading process. In the following description, deposit processing and withdrawal processing may be collectively referred to as “deposit processing”. The teller machine 1 also executes processes other than the deposit / withdrawal process (for example, processes for performing various settings).

  Specifically, the teller machine 1 includes a banknote processing machine 11 that processes banknotes and a coin processing machine 12 that processes coins. The banknote handling machine 11 can perform deposit / withdrawal processing of loose banknotes, and can perform creation of banded banknotes, processing of withdrawal of banded banknotes, and loading of banded banknotes from the outside. A banded banknote is created by bundling a predetermined number (for example, 100) of loose banknotes.

  On the other hand, the coin processing machine 12 can execute the deposit / withdrawal processing of loose coins, and can also perform the creation of wrapping coins, the withdrawal processing of wrapping coins, or the loading of wrapping coins from the outside. it can. The wrapping coin is created by winding a wrapping medium such as paper or film around a predetermined number (for example, 50) of loose coins.

  In addition, both the banknote processing machine 11 and the coin processing machine 12 have illustrated the "processing part."

  An operation display unit 14 and a printing unit 15 are provided at the upper part of the housing of the coin processor 12. The operation display part 14 is comprised, for example from the touchscreen etc., and displays information, such as the transaction status of the banknote and coin in the teller machine 1, and the amount of money of the banknote and coin accommodated in the teller machine 1. FIG. Further, the operator can instruct various processes to the teller machine 1 through the operation display unit 14. On the other hand, the printing unit 15 includes, for example, a printer, and prints information such as banknote and coin processing results in the cashier 1 and banknotes and coins stored in the cashier 1 on receipts and the like. .

  FIG. 2 is a block diagram showing an outline of a functional configuration of the teller machine 1. As shown in FIG. 2, the teller machine 1 is provided with a control unit 100 that controls each component. The control part 100 controls those operations by sending command signals to the banknote handling machine 11 and the coin handling machine 12. Further, the operation display unit 14, the printing unit 15, the authentication unit 16, the storage unit 17, and the communication interface unit 18 are connected to the control unit 100, respectively. Although the operation display unit 14 is configured by a touch panel or the like as described above, the operation unit for operating the teller machine 1 and a display unit having a screen or the like may be configured separately. . The authentication unit 16 receives operator information for specifying the operator, and here is a card reader for reading the operator ID from the ID card. In addition to the card reader, the authentication unit 16 may be a means for performing personal authentication by acquiring, for example, an operator's fingerprint or face image. The memory | storage part 17 memorize | stores information, such as the amount of money of the banknote and coin accommodated in the cashier 1. Further, the control unit 100 is connected to the in-store network 9 via the communication interface unit 18 and can transmit and receive various signals to and from devices such as the management computer 8. The communication interface unit 18 is an example of “notification unit” and “communication unit”. As will be described in detail later, the control unit 100 is provided with a network key control unit 101 that performs control related to a network key.

  Part or all of the functions of the control unit 100 are realized by hardware or software. For example, the control unit 100 can be realized by a circuit configured on a control board provided in the teller machine 1, a microcomputer that executes a recorded program, or the like. Moreover, the control part 100 may be comprised separately from the other control part in the teller machine 1, and may be comprised integrally.

  The money storage device 2 is a so-called cash bus, and is configured to store and store money such as loose banknotes, banded banknotes, and wrapping coins, securities, and the like. Specifically, the money storage device 2 includes a plurality of drawer-type storage units 21. A lock mechanism is provided in a part or all of the storage unit 21, and a control unit (not shown) in the money storage device 2 controls locking / release of the lock mechanism. Further, a part or all of the storage unit 21 is provided with a mechanism for measuring the weight of the contents or a mechanism for acquiring an image of the contents. (Weight) is checked.

  An operation display unit 25 is provided on the upper part of the housing of the money storage device 2. The operation display part 25 is comprised, for example from the touch panel etc., and the accommodation conditions etc. of a band-wrapped banknote etc. in the money storage apparatus 2 are displayed. In addition, the operator can instruct the money storage device 2 via the operation display unit 25 to perform money deposit / withdrawal processing such as storing and taking out a banded bill. When using the money storage device 2, authority authentication of the operator is required.

  The auto cashier 3 is a device installed in the vicinity of a counter, and is configured to execute money deposit / withdrawal processing in a counter service of a financial institution.

  The auto cashier 3 is connected to the operation terminal 35. The operation terminal 35 is composed of, for example, a PC or the like, and can operate the operation terminal 35 to instruct various processes to the auto cashier 3. As shown in FIG. 1, the auto cashier 3 is connected to the network 9 via the operation terminal 35. When the auto casher 3 is used, the authority authorization of the operator is required.

  The plurality of monitoring cameras 4 are arranged around the cashier 1, the money storage device 2, and the auto cashier 3, respectively. Each monitoring camera 4 monitors the device by imaging the periphery of the corresponding device. Image data captured by each monitoring camera 4 is transmitted to the management computer 8 via the network 9. The management computer 8 can appropriately store the transmitted image data.

  Next, the devices 5 to 6 installed in the ATM corner Sa in the store will be described.

  The money changer 5 is configured to deposit money to be exchanged, and to withdraw money of the same denomination specified by the operator. Although detailed illustration is omitted, the money changer 5 includes a banknote processing unit that processes banknotes and a coin processing unit that processes coins, and a control unit of the money changer 5 includes a banknote processing unit and a coin processing unit. It is designed to control the operation.

  An operation display unit 55 is provided at the upper part of the housing of the money changer 5. The operation display unit 55 is composed of a touch panel, for example, and displays the amount of money deposited at the time of exchange. Further, the operator can instruct various kinds of processing such as designating the denomination of money to be dispensed to the money changer 5 via the operation display unit 55.

  The surveillance camera 6 is arranged around the money changer 5. The surveillance camera 6 is configured to monitor the money changer 5 by imaging the periphery of the money changer 5. Image data captured by the monitoring camera 6 is transmitted to the management computer 8 via the network 9. The management computer 8 can store the image data as appropriate.

  Further, the operating status of the monitoring camera 6, that is, information indicating the power ON / OFF is transmitted to the management computer 8 via the network 9.

  Next, the other devices 7 to 8 will be described.

  Many lighting fixtures 7 are arranged in various places in the store. Among the many lighting fixtures 7, a lighting fixture 7 that illuminates the teller machine 1, the money storage device 2, the auto cashier 3, and the money changer 5 is also included.

  The management computer 8 manages the entire branch office system. Moreover, the management computer 8 can communicate with portable terminals, such as the tablet 10A and the smart phone 10B which a manager in charge has, for example.

  In addition, the management computer 8 is connected to a plurality of devices 1 to 7 via the network 9, and sends and receives information to and from each device 1 to 7. In particular, the management computer 8 according to the present embodiment is configured to monitor the operating state of each of the devices 1 to 7 (that is, power ON / OFF). For example, information indicating the current operating state is transmitted to the management computer 8 via the network 9 every time the operating state of the teller machine 1 is switched or at predetermined time intervals.

(Network key setting)
When the management computer 8 receives information indicating the operating state of each of the devices 1 to 7, the management computer 8 updates the network key database K based on the information. Although details will be described later, as shown in FIG. 5, the network key database K is determined based on an operating state of a predetermined device specified in advance and an operating state of the predetermined device among a plurality of devices 1 to 7. Network key information. The management computer 8 reads the network key information from the network key database K and transmits the network key information to a device that requires it.

  The teller machine 1, the money storage device 2, and the auto casher 3 serving as money handling devices each receive information (network key information) indicating the operating state of a predetermined device when instructed by the operator to process money. ) Is received from the management computer 8 and money is processed in accordance with an instruction from the operator on condition that all predetermined devices are operating (network key information is “OK”). .

  On the other hand, the teller machine 1, the money storage device 2, and the auto cashier 3 as the money handling devices are all in operation when the operator is instructed to process the money. If it is not possible to confirm, the instructed process is prohibited.

  FIG. 3 shows network key settings. Specifically, FIG. 3 illustrates a correspondence relationship between a device that is a network key and a device that requires a network key when the operator is instructed to process money.

  The device serving as the network key refers to the predetermined device described above. When all the predetermined devices are operating, the network key information is “OK”. As a device that becomes a network key, a device whose power ON / OFF switching frequency is relatively low (for example, a device that remains powered on from the start of work to the time of leaving the office), and the money processing system M It is desirable that the equipment is essential for construction.

  A device that requires a network key refers to a device that performs predetermined processing on condition that the network key information is “OK”, that is, all the predetermined devices are operating. As a device that requires a network key, it is a device that stores money like the teller machine 1 (that is, a device with a relatively high security requirement), and operates with a device that is a network key. It is desirable that the periods overlap.

  In the upper part of FIG. 3, an item indicated by “◯” indicates that the device is a network key. On the other hand, the item indicated by “x” indicates that the device is excluded from the network key. In the example shown here, some of the plurality of devices 1 to 8 form a network key.

  In addition, items indicated by “◯” in the lower part of FIG. 3 indicate that the device requires a network key when performing a predetermined process. On the other hand, the item indicated by “x” indicates that the device does not require a network key when processing money. In the example shown here, as described above, among the plurality of devices 1 to 8, the cashier 1, the money storage device 2, and the auto cashier 3 as a money handling device require a network key.

  For example, the management computer 8 is set as a device that serves as a network key because the power ON / OFF switching frequency is low and it is an essential device for constructing the money handling system M. Further, since the management computer 8 is a device that does not receive money, the security requirement is relatively low compared to a device that processes money. Therefore, the management computer 8 is set to a device that does not require a network key.

  Since the teller machine 1 is an essential device for constructing the money handling system M, it is set as a device that serves as a network key. The teller machine 1 is a device that stores money and has a plurality of functions related to the stored money. These functions include functions that require relatively high security, such as functions that involve paying out money (for example, functions related to withdrawal processing), and functions that do not involve paying out money (for example, payment processing). And functions with relatively low security requirements, such as functions related to various settings and the like. Therefore, the teller machine 1 is configured to individually set whether or not a network key is required for each of the plurality of functions.

  Specifically, the teller machine 1 requires a network key for a function that involves paying out money, but does not require a network key for a function that does not involve paying out money. Of the functions that do not involve paying out money, the function relating to the setting of the teller machine 1 can be changed to require a network key.

  Although the money storage device 2 is not an essential device and is excluded from the network key, the money storage device 2 is a device that accommodates money and is therefore set as a device that requires a network key.

  Although the auto casher 3 is excluded from the network key for the same reason as the money storage device 2, it is set as a device that requires a network key because it is a device that stores money.

  The surveillance camera 4 installed in the rear space Sb is normally a device that is kept in operation, and is set as a device that serves as a network key because the frequency of power ON / OFF switching is low. Moreover, since the surveillance camera 4 is a device that does not contain money, it is set as a device that does not require a network key.

  The business hours of the ATM corner may be longer than the business hours of the manned counter in the branch, and it is assumed that the operation time is different from other equipment. Therefore, the money changer 5 is excluded from the network key. For the same reason, the money changer 5 is set to a device that does not require a network key.

  The surveillance camera 6 set in the ATM space is set as a device serving as a network key, like the surveillance camera 4 installed in the rear space Sb. Moreover, since the surveillance camera 6 is a device that does not contain money, it is set as a device that does not require a network key.

  In the case of a normal store, the lighting fixture 7 is a device that is kept powered on during business hours and is set as a device that serves as a network key because the frequency of switching power on / off is low. Moreover, since the lighting fixture 7 is an apparatus which does not accommodate money, it is set to an apparatus that does not require a network key.

  The setting of the network key is determined by operating the management computer 8 when constructing the money handling system M or changing its operation. The determination is not limited to the management computer 8, but may be made, for example, via a higher-level terminal (for example, a terminal installed in the head office or the management center), the cashier 1, the money storage device 2, and the auto cashier 3. You may go through.

  The network key setting is not limited to that shown in FIG. It can be customized as follows by operating the management computer 8 and the host terminal.

  For example, each of the cashier 1, the money storage device 2, and the auto cashier 3 as a money handling device does not require a network key (whether or not a predetermined device is in operation). Can be switched as appropriate. For example, it can be set that the teller machine 1 requires a network key, while the money storage device 2 and the auto cashier 3 do not require a network key.

  In addition, the money handling system M can appropriately set whether to use a network key (whether or not to use a predetermined device) for each of the plurality of devices 1 to 8. For example, the management computer 8 can be excluded from the network key, or the auto cashier 3 can be changed to form a network key. Furthermore, the configuration of the network key can be individually changed for each of the teller machine 1, the money storage device 2, and the auto cashier 3.

  Even when the network key is set to a device that requires a network key, the timing for checking whether the network key information is “OK” and the frequency thereof can be appropriately changed. For example, it is possible to check the network key information every time an instruction is given to process money, or to check the network key information only during the first processing in one business day.

  Note that when the management computer 8, the monitoring cameras 4 and 6, and the lighting fixture 7 are operated, security means different from the network key information may be used. For example, when the management computer 8 is operated, authority authentication such as ID authentication or password input may be requested.

  Hereinafter, as an example of processing related to the network key, processing related to power-on of the teller machine 1 and collection processing using the teller machine 1 will be described in detail.

(Processing related to turning on / off the machine)
FIG. 4 is a flowchart illustrating a process related to power ON of the teller machine 1.

  First, in step S101, the control unit 100 determines whether or not the power is ON, that is, whether or not the teller machine 1 is operating. If this determination is NO, the process returns to the determination in step S101, whereas if the determination is YES, the process proceeds to step S102 and subsequent steps.

  FIG. 5 is an explanatory diagram conceptually showing the network key database K. As shown in FIG. 5, in the network key database K, power on / off of predetermined devices (in this example, the management computer 8, the teller machine 1, the monitoring cameras 4 and 6, and the lighting fixture 7) constituting the network key is stored. Information and network key information determined based on the information are recorded.

  In step S102, the control unit 100 outputs information (power ON information) indicating that the teller machine 1 is operating. The information is transmitted to the management computer 8 via the network 9. The management computer 8 updates the network key information database K based on the received power ON information. In the example shown in FIG. 5, as a result of the power ON information of the teller machine 1 being reflected in the database, the network key information is switched from “NG” to “OK”.

  In step S103, the control unit 100 executes an initial process of the teller machine 1.

  When the control unit 100 executes the initial process, when it is determined that there is no particular abnormality (step S104: YES), the control unit 100 shifts to a standby state (step S105) and ends the flow, but determines that there is an abnormality. If so (step S104: NO), this is notified to the outside (step S106). In the latter case, the control unit 100 executes a process for responding to an abnormality in the teller machine 1 (an abnormality handling process) (step S107), and shifts to a standby state (step S105).

  Although illustration is omitted, when the teller machine 1 is switched from power ON to power OFF, the control unit 100 transmits information (power OFF information) indicating that to the management computer 8. The management computer 8 updates the key information database K based on the received power OFF information. In this case, when the power OFF information of the teller machine 1 is reflected in the database, the network key information becomes “NG”.

(Processing by cashier)
Next, as an example of processing by the teller machine 1, the collection processing will be described with reference to a screen displayed on the operation display unit 14. In addition, the screen used for the following description is an example, The screen structure can be changed suitably.

  FIG. 6 is an example of screen transition related to the collection process. First, the control unit 100 displays a standby screen D1 on which predetermined information is arranged as an initial screen before accepting an operation. The standby screen D <b> 1 is displayed on the operation display unit 14 after starting the teller machine 1, during standby before accepting an operation, or when an operator approach is detected. In the standby screen D1, the amount information for each denomination is displayed as a bar graph or the like. In addition, a message prompting contact with the operation display unit 14 is displayed on the standby screen D1. When the operator touches the operation display unit 14, a transition is made to a menu screen D 3 for selecting a process to be executed by the control unit 100. However, if the operator is not authenticated, the screen transitions to the input screen D2 for inputting the operator ID (displayed as “person in charge number” in the example) prior to the menu screen D3.

  A numeric keypad is arranged on the input screen D2, and the operator manually inputs an ID through the arranged numeric keypad. In addition to the input using the numeric keypad, a recording medium such as an ID card may be read. When the input ID is authenticated, the screen transitions from the input screen D2 to the menu screen D3.

  On the menu screen D3, buttons for selecting one of the functions are arranged. Specifically, in the example shown in FIG. 6, as buttons corresponding to each process, “deposit”, “withdraw”, “deposit as much”, “exchange”, “deposit / withdraw”, “user menu”, “load” ”,“ Collection ”,“ management work ”,“ verification ”,“ cancellation ”, and“ maintenance ”. When “collection” is selected, the teller machine 1 executes the collection process on the assumption that the operator has instructed the collection of money.

  Here, the collection process refers to a process of collecting money from the cashier 1 by paying out the money stored in the cashier 1. The denominations to be collected can be set as appropriate.

  As described above, the withdrawal process including the collection process is a process that requires the network key in the teller machine 1. Therefore, when the collection process is instructed, the control unit 100 inquires the management computer 8 about network key information. During the inquiry, the operation display unit 14 displays a confirmation screen D4. The management computer 8 checks the network key information recorded in the network key database K and returns the check result to the control unit 100.

  FIG. 7 shows an example of screen transition when an OK response is received from the management computer 8, that is, when the fact that the network key information is “OK” is received. At this time, the control unit 100 displays a collection processing start screen D5 on the operation display unit 14.

  On the start screen D5, the current stock amount and a collection start button are displayed. The current stock amount is the stock amount information stored in the storage unit 17 for the denominations to be collected, and for example, the amount of each denomination and the total amount of all denominations are displayed. It is like that. In the example shown, the amount of money for a 10,000 yen bill and the amount of money for a 500 yen coin are displayed. When the collection start button is pressed, the control unit 100 starts the collection process.

  When the collection process is started, the control unit 100 displays the progress status of the collection process on the operation display unit 14 as a display screen D6 during the collection process. Specifically, on the display screen D6, the fact that a predetermined collection process is in progress (displayed as “all collection in progress” in the figure) and a percentage indicating the progress status are arranged. When a loose banknote is dispensed or a banded banknote is dispensed, the screen transitions from the display screen D6 to the guide screen D7 in order to prompt the withdrawal of the dispensed banknote.

  Information for guiding the withdrawal of banknotes is arranged on the guide screen D7. When the banknote is extracted, this time, a transition is made to a screen (not shown) on which information for guiding extraction of the paid-out coins is arranged. And when both the banknote and the coin made into collection | recovery object are all extracted, it transfers to the printing screen D8 as what completed collection | recovery processing, and prints a receipt.

  The print screen D8 displays that the receipt has been printed. Various information regarding the collection process is printed on the receipt. When the operator acquires the receipt, the control unit 100 completes the collection process.

  On the other hand, FIG. 8 shows an example of a screen D9 displayed when an NG reply is received from the management computer 8, that is, when the network key information is “NG”. At this time, the control unit 100 prohibits the recovery of money as an unauthorized operation is detected. At the same time, the control unit 100 notifies the management computer 8 that money collection is prohibited. In this case, the control unit 100 may inquire network key information again. It should be noted that the control unit 100 performs the same process even when no answer is obtained from the management computer 8 due to a problem such as a malfunction of the network 9.

  Next, the control procedure regarding the processing of the teller machine 1 will be specifically described with reference to the flowchart shown in FIG.

  First, in step S201, the control unit 100 acquires the operator's ID. That is, the teller machine 1 according to the present embodiment is configured to request authority authentication to the operator when the operator instructs the processing of money, and the process related to the authority authentication is performed in step S201. Is to be done. At this time, the above-described input screen D2 is displayed on the operation display unit 14.

  In step S202, the control unit 100 authenticates the ID acquired in step S201. If the ID is authenticated (step S202: YES), the process proceeds to step S204. If the ID is not authenticated (step S202: NO), the process proceeds to step S203. In the latter case, the control unit 100 displays a warning on the operation display unit 14 (step S203), and then returns to the determination in step S201.

  In step S <b> 204, the control unit 100 displays the menu screen D <b> 3 on the operation display unit 14. As a result of the operator operating the menu screen D3, when the process to be executed by the teller machine 1 is selected, the control unit 100 proceeds to step S205.

  In step S205, the control unit 100 determines whether or not the process selected in step S204 corresponds to a process that requires a network key (described as a network key target process in the example). Specifically, the control unit 100 determines whether or not a withdrawal process is selected in step S204. As a result of such determination, if the process corresponds to a process requiring a network key (step S205: YES), the process proceeds to step S206, and a process related to the network key is executed. On the other hand, if the process does not correspond to the process requiring the network key (step S205: NO), the process proceeds to step S214, and the process selected in step S204 is performed without executing the process related to the network key. To end the flow. The process shown in step S214 is executed when a deposit system process is selected in step S204 (for example, when a person in charge of outside rotation returns to the office outside business hours and deposits money).

  In step S206, the network key control unit 101 determines whether or not the network key information is set to be checked every time based on the storage contents of the storage unit 17. If this determination is NO, that is, if the network key information is set to be checked only at the time of the first processing, the process proceeds to step S207 to determine whether or not it has been checked. If the network key information is set to be checked every time an instruction to process is performed, step S207 is skipped and the process proceeds to step S208.

  In step S207, the network key control unit 101 determines whether the network key information has been checked. Specifically, the network key control unit 101 confirms the check flag stored in the storage unit 17 and determines whether or not the check flag is set. When this determination is NO, that is, when the check flag is not set, the network key control unit 101 checks the network key information by sequentially executing steps S208 to S209. On the other hand, if the determination is YES, that is, if the check flag has already been set, it is determined that there is no need to check the network key information again, and steps S208 to S209 are skipped and the process proceeds to step S210, and the recovery process is performed. Execute. In the latter case, the control unit 100 transitions from the menu screen D3 to the start screen D5 without displaying the confirmation screen D4 on the operation display unit 14.

  In step S208, the network key control unit 101 checks network key information. Specifically, the network key control unit 101 inquires of the management computer 8 about network key information. The management computer 8 reads the network key information from the network key database K and answers based on the read information (specifically, an OK answer indicating that the network key information is “OK” or “NG”). Is returned to the network key control unit 101.

  In step S209, the network key control unit 101 determines whether an OK response has been received from the management computer 8. If this determination is YES, that is, if an OK response is received, the network key control unit 101 proceeds to step S210 and executes a recovery process. In this case, the control unit 100 displays a start screen D5 on the operation display unit 14. On the other hand, when the determination is NO, that is, when an NG answer is received, or when no answer is obtained due to a problem such as a problem of the network 9, the network key control unit 101 detects an abnormality such as a defect or an illegality. As a result of the detection, the process proceeds to step S212 to prohibit the collection process.

  When an OK response is received in step S209 (step S209: YES), the network key control unit 101 sets a check flag before proceeding to step S210. Information indicating the check flag is stored in the storage unit 17.

  In step S <b> 210, the control unit 100 executes a collection process via the banknote handling machine 11 and the coin handling machine 12. At this time, a start screen D5 and a display screen D6 during the collection process are displayed on the operation display unit 14. When the collection process is completed, the control unit 100 displays the guide screen D7 on the operation display unit 14, and proceeds to step S211 to print a receipt.

  In step S <b> 211, the control unit 100 prints a receipt via the printing unit 15 and displays a print screen D <b> 8 on the operation display unit 14. When the receipt is extracted, the control unit 100 ends the flow.

  On the other hand, in step S212, the control unit 100 prohibits the collection of money and displays a warning on the operation display unit 14 (see screen D9 in FIG. 8).

  In subsequent step S213, the control unit 100 transmits to the management computer 8 via the communication interface unit 18 that the money collection is prohibited (NG information). The management computer 8 responds to the detected abnormality by transmitting information indicating that the NG information has been received to pre-registered contacts (tablet 10A, smartphone 10B, security company, etc.). At this time, the management computer 8 stores the image data captured by the monitoring camera 4 together with the NG information in the storage unit 17. In addition, the control part 100 may transmit NG information directly to contacts, such as the tablet 10A, the smart phone 10B, and a security company, without going through the management computer 8. FIG. Moreover, the operation information of the teller machine 1 and the image data of the monitoring camera 4 can be confirmed from the devices (the tablet 10A, the smart phone 10B, the terminal of the security company, etc.) that have been contacted.

(Summary)
As described above, in order to process money using the teller machine 1 as a money handling apparatus, not only the teller machine 1 but also the management computer 8 as a predetermined device, the monitoring cameras 4 and 6, and the illumination The instrument 7 must also be in operation. If it is within business hours, since these predetermined devices are also operating, the teller machine 1 can process money. However, if only the teller machine 1 is operating outside business hours, the teller machine 1 does not process money. Therefore, since unauthorized use of the teller machine 1 can be prevented, the security of the teller machine 1 can be enhanced.

  Further, a person who intends to obtain money illegally from the teller machine 1 outside business hours must also operate a predetermined device other than the teller machine 1. Then, as long as a plurality of devices are operated, the person leaves more traces and requires a longer time for operation. For those who try to obtain money illegally, it would be best to avoid leaving more traces and taking longer. Thus, the security of the teller machine 1 can be strengthened by requesting to operate a plurality of devices.

  In addition, when the operator instructs the processing of money, the security of the teller machine 1 is increased by the amount required for authority authentication to the operator, but unauthorized use that cannot be prevented only by authority authentication, This can be prevented by making the operation of the predetermined device a condition.

  In addition, when the teller machine 1 cannot confirm that the predetermined device is operating (step S209 in FIG. 9: NO), the processing of money is prohibited. Thereby, for example, if only the cashier 1 is operated and operated outside business hours in order to obtain cash illegally, it is possible to prohibit the withdrawal of money as an unauthorized operation is detected. This is advantageous in strengthening the security of the teller machine 1.

  The teller machine 1 notifies the tablet 10 </ b> A and the smartphone 10 </ b> B of this when, for example, an unauthorized operation is detected and as a result, money withdrawal is prohibited. This is advantageous in enhancing the security of the teller machine 1.

  Further, the teller machine 1 can appropriately change whether or not the condition is that a predetermined device is operating. Therefore, for example, within business hours, it is set so that the network key information is confirmed only at the first withdrawal, and then the network key information is not confirmed until the end of business hours. Is possible. Thereby, the convenience of the teller machine 1 can be ensured while strengthening the security of the teller machine 1.

  Further, the teller machine 1 can individually set whether or not the processing for realizing each function is based on the condition that a predetermined device is operating. Specifically, as illustrated in FIG. 3, for the cashier 1, for a function that involves paying out money, that is, for a process that requires relatively high security such as a withdrawal process, a predetermined device is in operation. On the other hand, functions that do not involve the payment of money, that is, processes that do not require a high level of security, such as deposit processing, can be executed regardless of the operating status. . Thereby, the convenience of the teller machine 1 can be ensured.

  In addition, the money handling system M can set whether or not it is possible to execute money processing individually for a plurality of devices 1 to 8 according to their operating states. As a result, for example, devices such as the lighting fixtures 7 and the monitoring cameras 4 and 6 that are assumed to be constantly operating at least during business hours are set as predetermined devices, and the power source is also activated during business hours. Devices that may be turned ON / OFF appropriately can be excluded from predetermined devices. Thereby, the convenience of the teller machine 1 can be ensured.

  Further, by making the lighting fixture 7 a predetermined device, for example, it is possible to configure so that money is processed by the teller machine 1 on condition that the lighting fixture 7 is lit. If it is within business hours, the lighting fixture 7 is always lighting. Unauthorized use can be prevented when the teller machine 1 processes money on condition that the lighting fixture 7 is lit.

  In addition, by using the monitoring cameras 4 and 6 as predetermined devices, for example, it is possible to configure the teller machine 1 to process money on condition that the teller machine 1 is monitored by the monitoring camera 4. . If the cashier 1 is monitored, the security can be enhanced accordingly. Thus, it is advantageous in strengthening the security of the teller machine 1.

<< Other embodiments >>
In the above embodiment, the money processing system M constructed at a branch of a financial institution has been exemplified. However, as shown in FIG. 10, a system in which a plurality of stores are linked may be used. In the case of this system, the head office management computer 8 'and the branch office management computer 8 are connected via a network.

  With this configuration, for example, when an operator who works on a holiday operates the teller machine 1 at a branch for maintenance or the like, even if the network key information at that branch is “NG”, the head office If the network key information is “OK”, money can be processed. As described above, by linking a plurality of stores, it is possible to improve convenience while ensuring security.

  The network key setting is not limited to the above. Under the approval of a person with higher authority, it may be pre-registered so that a network key is not required for a specified period or device. For example, even when the store is closed and the network key information is “NG”, if the VIP customer is required to withdraw money, registration that makes the network key unnecessary during the specified period By making this in advance, it is possible to make a withdrawal by the cashier 1.

  In the above embodiment, the network key database K is updated when the power on / off of the teller machine 1 is switched. However, the present invention is not limited to this configuration. For example, the management computer 8 may periodically check the operating state of the devices 1 to 8 and update the network key database K as needed.

  Moreover, in the said embodiment, when the process performed by the teller machine 1 was selected, it comprised so that network key information might be inquired with respect to the management computer 8, but it is not restricted to the structure. For example, the teller machine 1 may periodically inquire and save the network key information to the management computer 8 and refer to the saved confirmation result when the operator operates the teller machine 1.

  In addition, as a result of inquiring the management computer 8 about network key information, the processing after receiving an OK reply can be changed as appropriate. For example, the teller machine 1 is configured to store an OK response from the management computer 8 in the storage unit 17 and to perform a process without an inquiry within a predetermined time after the storage. be able to. In this case, the predetermined time may be set to one business day. When so set, the number of times network key information is inquired is once a day.

  Moreover, in the said embodiment, the teller machine 1 was comprised so that the network key information which shows the operation state of each apparatus 1-8 might be received from the management computer 8, However, It is not restricted to this structure.

  That is, the teller machine 1 may receive the network key information directly from the device designated as the predetermined device instead of receiving the network key information from the management computer 8 when instructed to process money by the operator. For this reason, each device designated as a predetermined device has a function of returning information indicating the operating state of the own device when an inquiry is received from another device (for example, the teller machine 1). In this case, the teller machine 1 that has received the network key information processes money according to an instruction from the operator on condition that all the predetermined devices are operating. Therefore, when there is a device that is not in an operating state among the devices designated as the predetermined device, there is no reply from the device, so the teller machine 1 cannot process money.

  As described above, a method of directly inquiring all the predetermined devices constituting the network key when using each device can be used instead of the method of collectively managing by the management computer 8. When this method is used, a database corresponding to the network key database K is individually stored in each device that requires a network key.

M Money handling system 1 Teller machine (money handling equipment, specified equipment)
11 Banknote processing machine (processing section)
12 Coin processing unit (processing unit)
18 Communication interface part (notification means, communication part)
2 Money storage device (money handling device)
3 Auto cashier (money handling equipment)
4 surveillance cameras (predetermined equipment)
6 surveillance cameras (predetermined equipment)
7 Lighting equipment (specified equipment)
8 Management computer (monitoring means, specified equipment)

Claims (13)

A money handling system comprising a money handling device for processing money, to which a plurality of devices including the money handling device are connected,
Comprising monitoring means for monitoring operating states of the plurality of devices;
The money handling device receives information indicating an operating state of a predetermined device other than the money handling device from the plurality of devices from the monitoring unit, and is provided on the condition that the predetermined device is operating. A money handling system that is configured to process money according to instructions. A money handling system comprising a money handling device for processing money, to which a plurality of devices including the money handling device are connected,
The money handling device receives information indicating an operating state of the predetermined device from a predetermined device other than the money handling device among the plurality of devices, and is provided on the condition that the predetermined device is operating. A money handling system that is configured to process money according to instructions.   The money handling system according to claim 1 or 2, wherein the money handling apparatus requests authority authentication to the operator when the operator instructs the money handling.   The money according to any one of claims 1 to 3, wherein the money handling apparatus is configured to be prohibited from processing money when the predetermined device cannot be confirmed to be operating. Processing system. Provided with an informing means for informing information to the outside;
5. The money according to claim 4, wherein when the predetermined device cannot be confirmed to be operating, the money handling apparatus notifies the outside through the notification means that the processing of money is prohibited. Processing system.   The said money processing apparatus is comprised so that switching is possible or not on condition that the said predetermined | prescribed apparatus is operating, when processing money. Money handling system. The money handling apparatus has a plurality of functions related to money handling,
The said money handling apparatus is comprised so that it may be set as a condition whether the said predetermined apparatus is working with respect to each of these several functions. The money handling system described in 1. The money handling apparatus includes:
Among the plurality of functions, a function that involves paying out money is executed on the condition that the predetermined device is operating,
The money processing system according to claim 7, wherein at least a part of the plurality of functions not accompanied by payout of money is executed regardless of an operating state of the predetermined device.   The money handling system according to any one of claims 1 to 8, wherein the money handling apparatus is configured to set whether or not to use the predetermined device for each of the plurality of devices. A lighting fixture for illuminating the money handling apparatus;
The money processing system according to claim 1, wherein the lighting fixture is included in the predetermined device. A monitoring camera for monitoring the money handling apparatus;
The money processing system according to claim 1, wherein the monitoring camera is included in the predetermined device. A processing unit for processing money;
A communication unit that receives information indicating an operating state of a predetermined device;
A money processing apparatus comprising: a control unit configured to process money via the processing unit on condition that the predetermined device is operating. A step of receiving information indicating an operating state of a predetermined device other than the money handling apparatus by the money handling apparatus;
And a step of processing the money according to an instruction by an operator on the condition that the predetermined device is in an operating state.

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