JP2002099723A - System/method for automatically accumulating discount gains and storage medium - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an automatically accumulating system of discount gains which encourages customers making efforts to save payment by using discount sales and expands the sales of a sales shop as the result of it. SOLUTION: In the automatically accumulating system of discount gains provided with many terminal devices 20 on the side of shops to which information on the sales of merchandise is inputted and a center server 10 communicable with the devices 20, the devices 20 generate receipt information including at least discount gain holding information showing a discount gain amount when a customer holds the adjustment of this discount gain amount on the sales of discounted specific merchandise and identifies the customer having purchased the merchandise to transmit the receipt information to the center server so that the customer can identify it, and the server 10 prepares an each- customer discount gain file for storing the discount gain holding information by each customer based on the transmitted receipt information, accumulates the discount gain amount the adjustment of which is held by the customer based on the each-customer discount gain file and returns it to the side of the customer.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a store terminal to which information of a register provided in a store is inputted, and a center server which can communicate with the store terminal through a network via a communication line. The present invention relates to an automatic discount gain saving system, a method thereof, and a storage medium that enable a customer to save a discount gain of a specific product when the customer purchases the discounted specific product.

[0002]

2. Description of the Related Art A certain group of general customers, such as a housewife, usually offers discount sales such as bargains in department stores and time services in supermarkets in order to obtain good products as cheaply as possible. We pay attention to the information and strive to buy the desired item at a discounted price.

[0003]

However, the amount of money corresponding to the discount amount whose expenses have been reduced by such efforts can be used to fund other shopping, and it is difficult to understand how much effort has been gained in the end. It was normal to get stuck. That is, since many customers cannot clearly understand the results of their efforts, there is a problem that the efforts are felt vain and the willingness to reduce expenses is reduced.

[0004] An object of the present invention is to encourage those who are making an effort to reduce expenses by using discount sales, and, in turn, to provide an automatic accumulation system for discount gains which leads to an increase in sales at retail stores and its system. It is to provide a method.

[0005]

SUMMARY OF THE INVENTION In order to achieve the above object, the present invention provides a store-side terminal (for example, store-side terminal 20) to which information relating to the sale of a product is inputted, and a network (NET) connected to the store-side terminal. And a center server (10) capable of communicating with the customer through a discount gain automatic payment system, wherein the store-side terminal includes a discount gain (for example, product discount + In addition to generating receipt information based on customer product purchase information including at least discount gain reservation information (for example, “deposit amount” in FIG. 4) indicating a discount gain amount generated when the settlement of the consumption tax is reserved. A receipt information transmitting function (for example, step S5) for identifying a customer who has purchased a product and transmitting the receipt information to the center server so that the customer can be identified for each customer. The center server may store the discounted gain reservation information for each customer based on the transmitted receipt information, or may store data for each customer that summarizes the amount indicated by the discounted gain reservation information for each customer. A gain file (for example, a customer-specific discount gain file in FIG. 7), wherein the customer accumulates a discount gain reserved for settlement by each customer based on the customer-specific discount gain file of the center server. It is.

According to the present invention configured as described above,
The customer buys the discounted specific product and reserves the settlement of the discounted gain, so the discounted gain amount can be saved, and another opportunity (for example, telling the cashier to refund the previously saved discounted gain amount) The discounted gain amount can be returned to the customer side at a certain time, after a predetermined period of time, or the like, or by another route (for example, through a designated account of a financial period, a dedicated refund device, or the like). As a result, those who are trying to reduce expenses by using discount sales can clearly see the result of that effort as a reserve for the discount gain amount, and this reward can be used as an encouragement of efforts. I can do it.

[0007] Preferably, the center server specifies, based on the discount gain file for each customer, a total amount of the discount gain that the customer has settled in a predetermined cycle in a predetermined cycle of a predetermined financial institution specified for each customer. The store terminal includes a transfer function (e.g., step S <b> 17) for transferring an account to the account, and the store-side terminal transfers a discount gain based on the discount gain reservation information to a predetermined account of a predetermined financial institution specified by the center server. Good to have.

[0008] According to such means, the customer can automatically save the discount gain in the designated account only by shopping. Also, for example, by installing a center server at a service provider that operates an automatic savings service for discount gains, and installing store terminals at a plurality of stores participating in the automatic savings service for discount gains, the savings processing of discount gains can be performed. Can be performed over a plurality of stores with different management bodies. Also, while the reserve money is transferred to the customer side from the service company where the center server is installed, the discounted gain that has been settled is held at the store when purchasing the product, but this discount gain is provided by the store Since it is possible to transfer the money to the designated account of the trader side, it is possible to settle between each store side and the service trader side.

[0009] More preferably, the discount gain accumulated by the customer based on the customer-specific discount gain file of the center server and accumulated is returned to the customer by being exchanged for a product equivalent to the amount. You may do so.

Preferably, the center server is configured to be connectable from a customer terminal (for example, the customer terminal 30) operable by the customer via the network. Thereby, for example, it is possible to confirm the saving status of the discount gain from the customer side, which is very convenient for the customer.

More preferably, the center server may have a file creation function for creating a customer-specific receipt file (for example, a customer-specific receipt file in FIG. 6) in which the received receipt information is stored for each customer. As a result, the customer can confirm not only the discounted products but also all the purchased products.

[0012] Furthermore, it is preferable that the customer terminal has a household account book function of generating and displaying household account book data based on the receipt information stored in the individual customer receipt file. As a result, household account data is generated without manual input, which is very convenient for customers.

[0013] Further, the object is to extract, for each customer, discount gain reservation information indicating a discount gain amount in which the customer has reserved the settlement of the discount for the discounted specific product from the sales information of the product. Either store the gain-retained information for each customer, or create a discount-gain file for each customer by storing, for each customer, data summing up the amount indicated by the discount-gain-retained information for each customer, and settle the account based on the discount-gain file for each customer. Is also achieved by a method for automatically saving discount gains, wherein the reserved discount gains are saved for each customer.

[0014] Further, the above-mentioned object is to provide the customer with discount gain reservation information indicating a discount gain amount that the customer has reserved without clearing the discount for the specific product discounted from the sales information of the product sent from the sales store. Is extracted for each customer, and the discounted gain amount is totaled for each customer from the discounted gain reservation information at a predetermined cycle, and the totaled discounted gain amount for each customer is transferred to a predetermined account of a predetermined financial institution for each customer and accumulated. At the same time, the present invention is also achieved by an automatic saving method of discount gain, wherein the transferred discount gain amount is collected from a sales shop of the product.

Still another object of the present invention is to provide a storage medium in which a program comprising an instruction code readable by a computer is recorded. A data extraction routine for extracting the discounted gain reservation information indicating the discounted gain amount with the clearing of the gain settled, and storing the discounted gain reservation information for each customer, or tabulating the amount indicated by the discounted gain reservation information for each customer The present invention is also attained by using a storage medium storing a program including a file creation routine for storing the created data for each customer and creating a discount gain file for each customer. In this case, the storage medium may further include a file update routine for invalidating data to be returned to the customer side from the customer-specific discount gain file when returning the discounted gain that has been settled to the customer side. Desirably stored.

[0016]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Preferred embodiments of the present invention will be described below with reference to the drawings.

FIG. 1 is a block diagram showing the overall configuration of an automatic discount gain saving system according to an embodiment of the present invention.

In FIG. 1, reference numeral 10 denotes a center server installed at a company (hereinafter, referred to as a service company) that provides an automatic saving service of a discount gain according to the present invention, and 20 denotes a POS (for example, POS) installed at a sales shop. Point of sale information management)
A terminal on the store side, to which information on sales products at a so-called cash register such as a terminal is input, 30 is a terminal on the customer side, such as a personal computer installed at the customer's home, for example, and 40 is a transfer process from an external computer via the network NET NET is a computer network such as the Internet, for example, a bank server that is a server computer of a bank that can perform the following.

The center server 10, the plurality of store terminals 20, the customer terminals 30, and the bank server 40
Are connected to each other via a network NET so that data can be transmitted and received.

A service provider that provides an automatic savings service of a discount gain according to the present invention recruits a customer member who receives the automatic savings service of a discount gain in advance. Customer members
In addition to paying a predetermined membership fee, a discounted gain funding account is specified when registering as a member. In addition, the service provider hands a member card such as a magnetic card on which the user's own ID information is recorded, and also registers a password and the like necessary for extracting own receipt information from the center server 10.

In addition, the service provider forms a business tie-up with various affiliated stores in connection with the service related to the automatic provision service of discounted gain, collects a predetermined service fee from the store side, and stores the service for the service at a cash register of the store. The store terminal 20 is installed. Alternatively, the program for the service is inserted into a program of a terminal device such as a POS terminal originally installed in the store. The stores that are the target of the alliance can be a plurality of stores with different management bodies. In addition, the service provider cooperates with a financial institution such as a bank so as to transfer money to a designated account via the network NET.

A member's club is constructed by the recruitment of the above-mentioned customer members, and furthermore, in cooperation with a plurality of stores and banks, a center server 10 on the service provider side as shown in FIG. Store-side terminal 20 ...
And the customer terminal 30 of the customer member, and the bank server 40
And a service network connected via the network NET.

FIG. 2 is a block diagram showing the overall configuration of the center server 10.

The center server 10 is connected to the network NE
A server computer capable of transmitting and receiving data through the T, and a CPU (Central Processes) that controls the entire apparatus.
(single unit) 21 or a RAM (Random Access) that provides a memory space for developing programs and data to the CPU 21.
Memory) 24 and a storage for storing a program and data to be executed by the CPU 21 and a database including a customer-specific receipt file and a customer-specific discount gain file (details will be described later) generated by an automatic saving service for discount gain. The device 22, a transmission control unit 25 that performs protocol control of data communication via the Internet, an input unit 26 that includes an input device that can externally input data such as a pointing device such as a mouse or a keyboard, and a display output to an external device such as a display. The display unit 27 including a possible display device is provided.

The storage device 22 includes a magnetic or optical storage medium or a recording medium 23 such as a semiconductor memory readable by a CPU. The recording medium 23 includes a portable medium such as a CD-ROM and a fixed medium such as a hard disk. Further, the program or data stored in the recording medium 23 may be partially or entirely received from another server or a client from the transmission control unit 25 via a transmission medium such as a network line. The recording medium 23 may be a recording medium of another server constructed on a network. Further, the program may be transmitted to another server or client via a transmission medium such as a network line and installed in these devices.

The store terminal 20 is a device in which a cash register (electronic cash register), a device for reading product information such as a bar code, and the like are linked to a computer. A product-price list in which products and their prices correspond to each other is registered in advance in the computer of the store-side terminal device 20. The product information is read by the reader, and the price is acquired from the registered product-price list. As a result, the name of the purchased product (or product code) and its price are automatically input to the register. Also, in the product-price list registered in the computer, in addition to the product price, for example, an item of a discount amount at the time of a time service is provided. , The discount amount information together with the product name (or the product code) and the price information are input to the register.

Further, the shop terminal 20 is also provided with a reading device for reading the customer ID information from the membership card of the automatic saving service of discount gain, and this ID information is inputted to a register or a computer of the shop terminal 20. It is supposed to be. The components of the computer of the shop terminal 20 are almost the same as those of the center server 10, and the description of the configuration is omitted. The register of the store terminal 20 and the computer may be integrally formed, or may be connected by a dedicated communication line. In the case of a configuration in which a dedicated communication line is used, a plurality of registers and a plurality of reading devices installed in a cash register, and one computer installed in a store management room, for example, are connected by a communication line and the store side is connected. The terminal 20 may be included.

Throughout this specification, “discount” and “discount amount” indicate the actual discount amount and the amount of the product, and “discount gain amount” and “discount gain amount” indicate that the customer obtains the discount by discounting the product. Means the amount of money to be paid and the amount thereof (for example, a discount amount + the amount corresponding to the consumption tax).

The customer terminal 30 is a general personal computer or the like having a communication function, and has a household account book function capable of recording a purchased product, its price, a payment fee, and the like for each date. Software is installed. In addition, it is connected to the center server 10 via the network NET, and from the customer-specific receipt file and the customer-specific discount gain file recorded in the storage device of the center server 10, the user's own ID information and password are identified. Software with a function to download receipt information and discount gain information is also installed. Then, the downloaded receipt information and discount gain information are read by software having a household account book function, so that the receipt information and discount gain information are automatically recorded. Customer terminal 3
0 are almost the same as those of the center server 10, and the description of the configuration is omitted.

Next, the processing contents of the automatic saving service of the discount gain according to the present invention will be described along the processing procedure of the shop terminal 20 and the center server 10.

FIG. 3 is a flowchart showing a processing procedure performed by the store terminal at the time of sale of a product, and FIG. 4 is a receipt information (also referred to as sales information or purchase information) generated by the store terminal at the time of sale of a product. ), Where (a) is the case where the discounted gain has been settled,
(B) is a case where the settlement of the discounted gain is reserved. A program for realizing each function shown in the flowchart of FIG. 3 is stored in the recording medium in the form of a program code readable by the CPU. This program can also be transmitted in the form of program code via a transmission medium such as a network line.

For example, when customer N is in store A, as shown in FIGS.
In the case of shopping as shown in the item A to item I of the receipt information, purchase information including the discount amount (discount amount) is input at the cash register for a specific product having a product name, its price and a discount. (Step S1). Here, a specific product with a discount refers to a product that is specially discounted by a time service at the store or discounted as a featured product, and the discount amount is, for example, the product-price of the shop terminal 20 in advance. Registered in the list and automatically input to the register based on the registered discount information, or information indicating the discount on the product is displayed on a sticker, for example, and manually input to the register based on the display In some cases.

Next, the customer N is given a membership card (such as a magnetic card storing ID information and a password) for the service.
Is presented to the store-side terminal 20 via the reader.
D is read to identify the customer (step S
2). In addition, the customer N selects whether the total discount is to be settled or kept (ie, whether to settle the settlement) and inputs information to that effect to the store terminal 20 by, for example, key input of a register. Then, the store terminal 2
0 determines whether or not it is necessary to settle the discounted gain (step S
3).

Then, based on the purchase information input in step S1 and the result of the necessity of the settlement of the discounted gain determined in step S3, the register of the store-side terminal 20 shown in FIG. The item name shown in (b), its price, and discount if any, are listed, and furthermore, the sum of the price, the total of the discount, the discount deposit which is the uncleared discount, and the discount deposit Receipt information in which data such as a deposit amount, a settlement amount, a tax, and a payment amount, which are the amount to be accumulated, is generated (step S4).

As can be seen from FIGS. 4A and 4B,
If the customer selects the settlement of the discounted gain (FIG. 4 (b)), the discount amount is subtracted from the payment amount and the accumulated amount is zero. On the other hand, if the deposit of the discounted gain is selected (FIG. 4A), the discount amount is not subtracted from the payment amount but is included in the deposit amount. The deposit amount is the sum of the total discount amount to be deposited and the consumption tax amount.

When the receipt information is generated, the receipt information is transmitted from the shop terminal 20 to the center server 10 together with the customer ID information obtained in step S2. Here, the data of “deposit amount” in the receipt information of FIG. 4 is the discount gain reservation information. By transmitting these pieces of information together with the customer ID information, the center server 10 can also recognize the discount gain reservation information for each customer.

Next, the data of the deposit amount of the generated receipt information is sent from the register of the store side terminal 20 to the computer side of the store side terminal 20, and the computer uses the deposit amount for all customers. The total is also calculated (step S6). Note that the deposit amount may be totaled and stored for each customer, and the total for all customers may be calculated later.

Then, the store side terminal 20 waits until the next purchase, and the processing from step S1 is started every time there is a purchase.

Further, the computer of the shop side terminal device 20 is provided separately from the purchase processing of FIG.
Every day, every few days, every few weeks, every month, etc.)
The processing of transferring the total sum of the deposit amounts of all the customers totaled in the above to a predetermined account of a predetermined financial institution designated in advance by a service provider by data access to the bank server 40 via a network is executed. With this process,
The discount gain paid by the service provider to the customer's designated account is compensated by the store to the service provider.

FIG. 5 is a flowchart showing a processing procedure of the data collection processing (a) and the transfer processing (b) performed by the center server. FIG. 6 is a data showing a customer-specific receipt file created in the data collection processing. Chart, FIG.
9 is a data chart showing a customer-specific discount gain file created in the data collection process. A program for realizing each function shown in the flowchart of FIG. 5 is stored in the recording medium in the form of a program code readable by the CPU. This program can also be transmitted in the form of program code via a transmission medium such as a network line.

In the center server 10, the store side terminal 20
Data collection processing (FIG. 5 (a)) performed every time data is received while waiting for data from the client, and transfer processing to an account designated by a member customer performed at predetermined time intervals (FIG. 5 (b) )) And two main processes are performed.

As shown in the flowchart of FIG. 5A, the data collection process starts with a process of receiving receipt information for each customer from the shop terminal 20 (step S11). In this embodiment, the customer ID information and the receipt information are sent together from the shop side terminal 20 and received by the center server 10, so that it is possible to identify which customer the received receipt information belongs to. It has become. The shop terminal 20 may generate the receipt information by including the customer ID information in the receipt information, and transmit the receipt information to the center server 10.

Upon receipt of the receipt information, a customer-specific receipt file as shown in FIG. 6 is created based on the receipt information (step S12). The customer-specific receipt file is a data file in which receipt information for a predetermined period is collected for each customer, and by specifying customer ID information,
It is possible to extract the receipt information of the customer for a certain period. Specifically, as shown in FIG. 6, the customer-specific receipt file includes, for example, for each customer ID information,
The date of shopping, the store, and the receipt information at that time are stored in association with each other.

Next, discount gain reservation information is extracted from the receipt information received in step S11 (step S1).
3). Here, the discount gain reservation information is data of “deposit amount” in the receipt information of FIG. 4, and can be extracted from a code indicating this data item.

Then, a customer-specific discount gain file as shown in FIG. 7 is created based on the extracted discount gain reservation information (step S14). The customer-specific discount gain file is a data file in which discount gain reservation information for a predetermined period is collected for each customer. By specifying customer ID information, discount gain reservation information for a certain period of the customer can be derived. It is possible. Specifically, as shown in FIG. 7, the customer-specific discount gain file includes, for example,
The date of shopping, the store, the discount gain reservation information at that time, and the transfer flag information indicating whether or not the transfer has been made to the customer side are stored in association with each other.

The server 10 waits until the next data is received, and executes the processing of steps S11 to S14 every time data is received from the shop terminal 20.

The transfer process shown in FIG. 5B is performed at predetermined intervals, for example, twice in the morning and in the afternoon, every other day, or every few days. When the predetermined date and time comes, first, discount gain reservation information is totaled for each customer based on the customer-specific discount gain file (step S15). At the time of this aggregation, the transfer flag shown in FIG. 7 is checked, and only the discount gain reservation information of the line “0” indicating that the flag has not been transferred yet is aggregated. Discount reservation information is not counted. Then, this total is performed for all customers.

Next, or alternatively, in the tallying process of step S15, the transfer flag corresponding to the tallyed discount gain reservation information is set to "1" (step S16). This step S
The process 16 is a file update routine for invalidating data returned to the customer. It is also possible to use a configuration in which the discount gain reservation information compiled for the transfer is deleted from the file without using the transfer flag.

Thereafter, when the tallying is completed, the connection is made to the bank server 40 via the network NET, and a step S1 is executed.
As a result of the tallying, the transfer processing of the tallying amount is performed for the designated account of the customer having the tallying amount (step S1).
7). The transfer processing subroutine in step S17 can be performed by an online transfer system using a network that has recently been put into practical use.

Here, the money transferred from the service provider to each customer is settled by the transfer of the total amount of each customer's deposit from each store to the service provider as described above. In addition, since each store pays a commission to the service provider, the service provider can earn commission income.
In the case where a plurality of stores jointly form a union and this union operates an automatic savings service with a discounted gain, the expenses must be secured in advance as the union's operating expenses, and the discounted gains can be reserved from the expenses. The transfer to each customer based on the information may be performed.

The center server 10 allows the member customer to connect from the customer terminal 30 and browse his / her own receipt information and his / her own discount gain reservation information. This is done by setting the customer-specific receipt file in FIG. 6 and the customer-specific discount gain file in FIG. 7 so that data for each customer can be read from the outside through a network by inputting the ID information and password of the customer. It is possible.

With this, the customer of the member can use the PC at home.
(Personal computer) or other customer terminal a
By accessing the center server 10 of the service provider and inputting the ID information and the password for each customer, it is possible to browse each file of the own receipt information and discount gain reservation information permitted to be browsed. Thereby, it is possible to confirm the shopping content and the discount gain.
In addition, each customer's receipt information and discount gain reservation information file can be downloaded to individual terminals and read by software with a household account book function provided in the terminal, so that key entry can be made by yourself. You can create household account data and display or print it.

As described above, according to the automatic discount gain saving system of the present embodiment, the customer buys the discounted specific product and reserves the settlement of the discount gain, thereby accumulating the discount gain. The discounted gain amount can be returned to the customer by another route (specifically, through a designated account of the financial period). As a result, those who are trying to reduce expenses by using discount sales can clearly understand the result of that effort as a reserve of discount gains, and this reserve can be encouraged by efforts .

That is, the customer, especially the housewife, pays close attention to the special sales information and the like and spares no effort, and the discount gain, which is a crystal of the effort obtained by rushing to the spot at that time, is naturally transferred to the desired account. It is set aside. As a result, the housewife's effort remains as an accumulated amount of money, and the uneasy feeling that the discount amount earned through effort disappears as a fund for other shopping soon disappears, and the willingness to grasp the next bargain information is raised Source.

In this case, the same effect as that of a savings box can be obtained by making it impossible to withdraw a discount gain reserve account until the account is accumulated to a predetermined amount. In addition, if a family account different from a normal household account is set aside in a secret account, the same enjoyment as accumulating so-called secrets can be added.

Also, while the discount gain reservation information is input at the store side terminal, the discount gain reservation information is sent to the center server and the center server side transfers the discount gain to the customer. Can be comprehensively performed over a plurality of different stores, and can cover stores that customers frequently use every day.

Further, the reserve money is transferred to the customer side from the service company in which the center server is installed, and the discounted gain that has been settled is held by the store at the time of product purchase. It is possible to make a payment to the designated account of the service company where the center server is installed from the side, so that the settlement can be automatically performed between each participating store and the company where the center server is installed.

Since the store participates in a service that responds to such detailed requests that touch the customer's subtleties, it is possible to significantly increase the sales of the store.

Also, the center server can be connected from the customer side terminal which can be operated by the customer via the network, thereby enabling the customer side to check the status of the occurrence of the discount gain and the receipt information. It is convenient. Furthermore, it is very convenient because the receipt information and the discount gain reservation information can be downloaded and read into software having a household account book function to automatically generate household account book data.

It should be noted that the present invention is not limited to the above embodiment, and various changes can be made.

For example, in the above-described embodiment, the discount gain accumulated by the customer with the settlement settled is returned to the customer side by being transferred to an account of a predetermined financial institution in the name of the customer and accumulated, but is not limited to this. Alternatively, the customer's accumulated discount may be exchanged for a desired item or gift certificate equivalent to that amount, and the accumulated money can be presented to the family and friends desired by the customer. You may do so.

Further, in the above-described embodiment, the configuration is described in which the discounted gain reservation information is extracted by the center server of the service provider. However, the shop side terminal extracts the discounted gain reservation information from the sales information, and transmits the information to the customer. The information may be transmitted to the center server together with the ID information and may be filed there.

Furthermore, an example has been described in which the receipt information and the discount gain reservation information and the customer ID information are handled as different components, but the customer ID information is integrated in advance into the receipt information and the discount gain reservation information. The information may be handled as the included information, that is, as customer-specific receipt information or customer-specific discount gain reservation information.

Further, as the discount gain file for each customer, a file in which individual discount gain reservation information is stored has been exemplified. In addition, only data obtained by summarizing the discount gain reservation information for each customer is stored for each customer. File.

In the above embodiment, the sum of the discount amount reserved for settlement and the consumption tax is used as the discount gain. However, for example, the same amount as the discount amount is used as the discount gain, In some cases, the discount gain may be the amount obtained by adding the amount of the privilege for the reservation of the settlement to the amount, or the discount amount may be the amount obtained by subtracting a predetermined percentage from the discount amount as a fee for the settlement of the reservation. It is possible.

Further, in the above embodiment, the configuration in which the discount profit is transferred to the customer's designated account has been exemplified.
The discount gain accumulated up to now may be refunded by a cash register of the participating store or a dedicated payout device when the customer desires. In this case, for example, a configuration is possible in which a request for transmitting total data of the customer's discount gain reservation information and a response transmission are performed between the center server 10 and the store side terminal or payout device of the participating store performing the refund. It is possible.
In this case, the service provider stores the refunded discounted gain as data, so that the store can settle the discounted gain based on the data.

Further, in the embodiment, the example in which the automatic saving system of the discount gain is constructed between a plurality of stores having different managements and the service company is shown, but the present invention is not limited thereto. In a cash register system in which there are a plurality of registers for creating information and a center computer connected to these registers via a communication line, the register is regarded as a store-side terminal, the center computer is regarded as a center server, and one It is also possible to construct an automatic saving system for discount gains at stores.

Further, the provider of the automatic saving service of discount gain according to the present invention provides the member network service by adding various services other than the saving of the discount gain amount and the household account data returning service. Value can be further improved.

For example, a special sale information file of each affiliated store may be created in the center server so that the member can freely access and browse the discount information file. The savings for each customer (a unit in which the amount is returned to the customer at a predetermined ratio for each predetermined purchase amount) and the commodity exchange service may be performed.

[0070]

As described above, according to the present invention,
When the customer buys the discounted specific product and reserves the settlement of the discounted gain, the discounted gain amount is automatically saved for each customer, and another opportunity (for example, the discounted gain amount previously accumulated at the cash register) The discounted gain amount on the customer's side via a different route (for example, via a designated account for a financial period or a dedicated refund device, etc.) There is an effect that can be returned to. As a result, those who are trying to reduce expenses by using discount sales can clearly see the result of that effort as a reserve for the discount gain amount, and this reward can be used as an encouragement of efforts. I can do it.

Also, there is an effect that such a discount gain automatic funding service can be collectively performed over a plurality of stores having different management bases, in a discount gain funding process.

[Brief description of the drawings]

FIG. 1 is a block diagram showing the overall configuration of an automatic discount gain saving system according to an embodiment of the present invention.

FIG. 2 is a block diagram schematically showing an overall configuration of a center server shown in FIG.

FIG. 3 is a flowchart illustrating a processing procedure performed by a store terminal when a product is sold.

FIGS. 4A and 4B are data charts showing receipt information generated by a shop terminal, wherein FIG. 4A shows the case where the settlement of the discount amount is reserved, and FIG. 4B shows the case where the discount amount is settled.

FIG. 5 is a flowchart illustrating a processing procedure of a data collection process performed by the center server.

FIG. 6 is a data chart showing a customer-specific receipt file created by a center server.

FIG. 7 is a data chart showing a customer-specific discount gain file created by the center server.

[Explanation of symbols]

 Reference Signs List 10 center server 20 store terminal 30 customer terminal 40 bank server NET network

 ──────────────────────────────────────────────────続 き Continuing on the front page (72) Inventor Kenji Kobayashi 3-2-1, Sakaemachi, Hamura-shi, Tokyo Casio Computer Co., Ltd. Hamura Technical Center (72) Inventor Kenji Igarashi 3-2-1, Sakaemachi, Hamura-shi, Tokyo No. Casio Computer Co., Ltd. Hamura Technical Center (72) Inventor Kenzo Ito 3-2-1 Sakaemachi, Hamura City, Tokyo Casio Computer Co., Ltd. Hamura Technical Center F term (reference) 5B049 BB11 CC36 CC50 EE02 FF09 GG01 GG07 5B055 CA04 CB09

Claims (10)

[Claims] 1. An automatic saving system for a discount gain, comprising: a store-side terminal to which information relating to sale of a product is input; and a center server capable of communicating with the store-side terminal through a network. Generates receipt information based on the customer's product purchase information including at least the discount gain reservation information generated when the customer reserves the settlement of the discount gain obtained by purchasing the discount product, and identifies the customer who purchased the product And a receipt information transmitting function of transmitting the receipt information to the center server so that it can be identified for each customer, wherein the center server divides the discount gain reservation information for each customer based on the transmitted receipt information. A customer-specific discount gain file that stores the total amount of money indicated by the discount gain reservation information for each customer. Has yl, the center server automatically reserve system discount gain customers based on customer-specific discounts gain file is characterized fund that for each customer a discount gain gold which reserves the liquidation of. 2. The method according to claim 1, wherein the center server is configured to store a total amount of the discounted gains for which the customer has settled in a predetermined period based on the customer-specific discounted gain file in a predetermined designated account of a predetermined financial institution designated for each customer. The store-side terminal has a transfer function for transferring a discounted gain based on the discounted gain reservation information to a predetermined designated account of a predetermined financial institution designated by the center server. 2. The automatic saving system of a discount gain according to claim 1, wherein 3. The discount gain accumulated by the customer based on the customer-specific discount gain file of the center server and accumulated and saved is returned to the customer by being exchanged for a product equivalent to the amount. The automatic discount gain system according to claim 1, wherein: 4. A system according to claim 1, wherein the center server is connectable from a customer terminal operable by the customer via the network. . 5. The system according to claim 4, wherein the center server has a file creation function for creating a customer-specific receipt file storing the received receipt information for each customer. 6. The household account book function according to claim 5, wherein the customer side terminal has a household account book function for generating and displaying household account book data based on the receipt information stored in the customer-specific receipt file. Automatic saving system of discount gain. 7. For each customer, discount gain reservation information indicating a discount gain amount at which the customer has reserved the settlement of the discount for the specific commodity that has been discounted is extracted for each customer, and the discount gain reservation information is extracted. Either store for each customer, or store data for each customer that summarizes the amount indicated by the discount gain reservation information for each customer to create a discount gain file for each customer, and clearing is reserved based on the discount gain file for each customer. An automatic saving method of a discount gain, wherein a discount gain is provided for each customer. 8. For each customer, discount gain reservation information indicating a discount gain amount that the customer has reserved without having to settle the discount for the specific product that has been discounted is extracted from the sales information of the product sent from the sales shop. In a predetermined period, the discounted gain amount is aggregated for each customer from the discounted gain reservation information, and the aggregated discounted gain amount for each customer is transferred to a predetermined account of a predetermined financial institution for each customer and accumulated. A method of automatically saving a discount gain, wherein the discount gain amount is collected from a sales shop of the product. 9. A storage medium in which a program comprising an instruction code readable by a computer is recorded, wherein a customer pays a discounted gain for a specific product discounted from input sales information of the product. A data extraction routine for extracting the discounted gain reservation information indicating the reserved discounted gain amount, and storing the discounted gain reservation information for each customer, or collecting the data indicated by the discounted gain reservation information for each customer for each customer. A storage medium storing a program including a file creation routine for creating a discount gain file for each customer by storing the program. 10. The storage medium further includes a file update routine for invalidating data to be returned to the customer side from the customer-specific discount gain file when returning the discounted gains settled to the customer side. The storage medium according to claim 9, wherein the program is stored.