CN111738709B - Transaction processing method and device - Google Patents
Transaction processing method and device Download PDFInfo
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- CN111738709B CN111738709B CN202010567370.9A CN202010567370A CN111738709B CN 111738709 B CN111738709 B CN 111738709B CN 202010567370 A CN202010567370 A CN 202010567370A CN 111738709 B CN111738709 B CN 111738709B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
Abstract
The invention discloses a transaction processing method and a transaction processing device, wherein the method comprises the following steps: receiving a transaction request initiated by a client, and determining identification information of the client; determining a plurality of accounts associated with the customer according to the identification information of the customer; determining the deduction priority of each account according to the transaction currency in the transaction request and the currency of each account associated with the client; determining the deduction amount of each account according to the transaction amount in the transaction request and the deduction priority of each account; according to the deduction amount of each account, transaction data processing is carried out, and the invention can realize deduction of money from a plurality of accounts in one transaction without balance transfer between accounts with different currencies by clients, thereby reducing currency exchange, improving transaction success rate, improving transaction processing efficiency and improving client experience.
Description
Technical Field
The present invention relates to the field of data processing technologies, and in particular, to a transaction processing method and apparatus.
Background
In the existing transaction process, only one card holding consumption transaction can deduct money in one account, when a customer consumes in different areas, balance transfer is required to be carried out among a plurality of accounts with different currencies, the total balance of the plurality of accounts of the customer is enough frequently, but the transaction fails due to insufficient balance of the accounts participating in the transaction, and in addition, when the customer carries out balance transfer among the plurality of accounts with different currencies, the procedure is complicated, the efficiency is low, and the customer experience is poor.
In view of the above problems, no effective solution has been proposed at present.
Disclosure of Invention
The embodiment of the invention provides a transaction processing method for improving the efficiency of transaction processing, which comprises the following steps:
receiving a transaction request initiated by a client, and determining identification information of the client according to the transaction request;
determining a plurality of accounts associated with the client according to the identification information of the client, wherein the accounts belong to different currencies;
determining the deduction priority of each account according to the transaction currency in the transaction request and the currency of each account associated with the client;
determining the deduction amount of each account according to the transaction amount in the transaction request and the deduction priority of each account;
and processing transaction data according to the deduction amount of each account.
An embodiment of the present invention provides a transaction processing device for improving transaction processing efficiency, the device including:
the identification information determining module is used for receiving a transaction request initiated by a client and determining the identification information of the client according to the transaction request;
the account determining module is used for determining a plurality of accounts associated with the client according to the identification information of the client, wherein the accounts belong to different currencies;
the priority determining module is used for determining the deduction priority of each account according to the transaction currency in the transaction request and the currency of each account associated with the client;
the deduction amount determining module is used for determining the deduction amount of each account according to the transaction amount in the transaction request and the deduction priority of each account;
and the transaction processing module is used for processing transaction data according to the deduction amount of each account.
The embodiment of the invention also provides a computer device, which comprises a memory, a processor and a computer program stored on the memory and capable of running on the processor, wherein the processor realizes the transaction processing party when executing the computer program
The embodiment of the invention also provides a computer readable storage medium, and the computer readable storage medium stores a computer program for executing the transaction processing method.
The embodiment of the invention is as follows: receiving a transaction request initiated by a client, and determining identification information of the client; determining a plurality of accounts associated with the customer according to the identification information of the customer; determining the deduction priority of each account according to the transaction currency in the transaction request and the currency of each account associated with the client; determining the deduction amount of each account according to the transaction amount in the transaction request and the deduction priority of each account; the transaction data processing is carried out according to the deduction amount of each account, so that the deduction of money from a plurality of accounts can be realized in one transaction, the balance transfer between accounts with different currencies is not required for a customer, the currency exchange is reduced, the transaction success rate is improved, the transaction processing efficiency is improved, and the customer experience is improved.
Drawings
In order to more clearly illustrate the embodiments of the invention or the technical solutions in the prior art, the drawings that are required in the embodiments or the description of the prior art will be briefly described, it being obvious that the drawings in the following description are only some embodiments of the invention, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art. In the drawings:
FIG. 1 is a schematic diagram of a transaction processing method according to an embodiment of the present invention;
FIG. 2 is a diagram showing the ranking of deductions when the transaction currency is RMB in the embodiment of the invention;
FIG. 3 is a diagram showing the ranking of deductions when the transaction currency is a harbor currency according to an embodiment of the present invention;
FIG. 4 is a diagram showing the ranking of deductions when the transaction currency is Australian currency according to the embodiment of the present invention;
FIG. 5 is a schematic diagram of a process for determining the deduction amount of each account according to an embodiment of the invention;
fig. 6 is a schematic diagram of a transaction processing device according to an embodiment of the invention.
Detailed Description
The following description of the embodiments of the present invention will be made clearly and completely with reference to the accompanying drawings, in which it is apparent that the embodiments described are only some embodiments of the present invention, but not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the invention without making any inventive effort, are intended to be within the scope of the invention.
Those skilled in the art will appreciate that embodiments of the invention may be implemented as a system, apparatus, method, or computer program product. Accordingly, the present disclosure may be embodied in the following forms, namely: complete hardware, complete software (including firmware, resident software, micro-code, etc.), or a combination of hardware and software.
An embodiment of the present invention provides a transaction processing method for improving transaction processing efficiency, and fig. 1 is a schematic diagram of a transaction processing method in an embodiment of the present invention, as shown in fig. 1, where the method includes:
step 101: receiving a transaction request initiated by a client, and determining identification information of the client according to the transaction request;
step 102: determining a plurality of accounts associated with the client according to the identification information of the client, wherein the accounts belong to different currencies;
step 103: determining the deduction priority of each account according to the transaction currency in the transaction request and the currency of each account associated with the client;
step 104: determining the deduction amount of each account according to the transaction amount in the transaction request and the deduction priority of each account;
step 105: and processing transaction data according to the deduction amount of each account.
As shown in fig. 1, the embodiment of the invention is implemented by: receiving a transaction request initiated by a client, and determining identification information of the client; determining a plurality of accounts associated with the customer according to the identification information of the customer; determining the deduction priority of each account according to the transaction currency in the transaction request and the currency of each account associated with the client; determining the deduction amount of each account according to the transaction amount in the transaction request and the deduction priority of each account; the transaction data processing is carried out according to the deduction amount of each account, so that the deduction of money from a plurality of accounts can be realized in one transaction, the balance transfer between accounts with different currencies is not required for a customer, the currency exchange is reduced, the transaction success rate is improved, the transaction processing efficiency is improved, and the customer experience is improved.
In the specific implementation, in step 101, when a transaction request of a customer is received, identification information of the customer may be determined, where the identification information of the customer may be information such as a bank card number, an identity card number, or other identification information, and the invention is not limited thereto.
In one embodiment, before determining the plurality of accounts associated with the customer at step 102, the method further comprises:
and for a plurality of clients of the bank, respectively establishing the association relation between the identification information of each client and each account of the client.
In specific implementation, each customer of the bank may have a plurality of accounts, the accounts belong to different currencies, and an association relationship between the identification information of each customer and each account of the customer may be established, for example, the account of the customer in a plurality of currencies such as a rmb account, a harbor coin account, an australian coin account and the like may be associated with the card number of one bank card of each customer at the same time, or the account of other currencies may also be included. An account association or no association for each currency may be set if there are multiple account types for the same currency, for example: the order of association of different account types of the same currency may be set, for example, if there are multiple accounts of the same currency and the same account type before the checking account, the order of association of the accounts of the same currency and the same account type may be set.
In one embodiment, determining a plurality of accounts associated with the customer based on the identification information of the customer in step 102 may include:
and determining a plurality of accounts associated with the client based on the association relationship between the identification information of the client and the respective accounts of the client according to the identification information of the client.
In the implementation, in step 102, a plurality of accounts associated with the customer may be determined according to the card number of the customer based on the association relationship between the card number and the plurality of accounts, for example: determining a plurality of accounts associated with the customer's bank card based on the customer's card number includes: the Renminbi account, the harbor coin account and the Australian coin account.
In one embodiment, determining the deduction priority of each account in step 103 based on the transaction currency in the transaction request and the currency of each account associated with the customer may include:
step 201: determining an account belonging to the same currency as the transaction currency as an account with highest deduction priority;
step 202: for accounts belonging to different currencies from the transaction currencies, determining the deduction priority of the account according to the account balance.
In specific implementation, in step 201, an account belonging to the same currency as a transaction currency may be determined as an account having the highest deduction priority, fig. 2 is a schematic diagram of deduction sorting when the transaction currency is the rennet currency in the embodiment of the present invention, as shown in fig. 2, when the transaction currency is the rennet currency, that is, the transaction initiated place is located in china, the rennet currency account is determined as an account having the highest deduction priority, that is, a first priority, so that, when the transaction currency is deducted, an account balance belonging to the same currency as the transaction currency may be preferentially deducted, exchange rate between currencies may be reduced, exchange loss caused by exchange rate fluctuation may be avoided, if the rennet currency account has a deposit account and a checking account, the rennet currency account may be sorted in a second order, and if each of the rennet currency account has a plurality of accounts, the foregoing association order may be further sorted, in step 202, for an account belonging to a different currency may be determined according to the first priority, and the corresponding to the money deduction account may be determined that is higher in accordance with the higher priority, for example, the higher money deduction account may be initiated by the higher priority of the money account: the Australian coin account may be determined as a deduction account of the second priority, the harbor coin account may be determined as a deduction account of the third priority, the Australian coin deposit accounts may be ranked third, the Australian coin checking account may be ranked fourth, the harbor coin deposit accounts may be ranked fifth, the harbor coin checking account may be ranked sixth, and the deduction order of the respective accounts may be stored in the account deduction order list according to whether there are a plurality of types of accounts and whether there are a plurality of the same type of accounts of the same currency.
Fig. 3 is a schematic diagram of deduction sorting when the transaction currency is a harbor currency in the embodiment of the present invention, as shown in fig. 3, when the transaction currency is a harbor currency, that is, the transaction initiating place is in a hong kong area in China, the harbor currency account may be determined to be a deduction account of a first priority, the australian currency account may be determined to be a deduction account of a second priority, then the harbor currency deposit account is arranged in the first, the harbor currency checking account is arranged in the second, the australian currency deposit account is arranged in the third, the rennet currency deposit account is arranged in the fifth, and the rennet currency checking account is arranged in the sixth, as shown in fig. 4, when the transaction currency is in a hong kong area in the australia currency, that the transaction initiating place is in a hong kong area in China, the rennet account may be determined to be a deduction account of the first priority, then the esty currency account of the first priority is determined, the esty account of the second priority is arranged in the first, the esty currency account is arranged in the fourth, and the money deposit account of the third is arranged in the harbor currency, or the money deposit account of the third is arranged in the fifth, and the money deposit account is arranged in the harbor currency.
In one embodiment, in step 104, determining the deduction amount for each account based on the transaction amount in the transaction request and the deduction priority of each account includes:
step 301: for an account belonging to the same currency as the transaction currency, determining the deduction amount of the account according to the account balance, the deduction priority of the account and the transaction amount in the transaction request;
step 302: for accounts belonging to different currencies from the transaction currencies, converting the account balance into an amount corresponding to the transaction currencies; and determining the deduction amount of the account according to the account balance after the amount conversion, the deduction priority of the account and the transaction amount in the transaction request.
In specific implementation, fig. 5 is a schematic diagram of a process of determining the deduction amount of each account in the embodiment of the present invention, as shown in fig. 5, after determining the deduction order of each account, the deduction amount of each account may be determined, an account may be obtained from the account deduction order list, an account coin and an account balance of the account may be obtained, whether the account coin of the account is identical to the transaction coin is determined, if the account coin of the account is identical to the transaction coin, the account balance of the account and the transaction balance may be directly compared, if the account balance of the account is greater than or equal to the transaction amount, the deduction amount of the account is the transaction amount, and the deduction amount of the account arranged at the back is 0; if the account balance of the account is smaller than the transaction amount, the deduction amount of the account is the account balance, and the deduction amount arranged in the following account is the amount obtained by subtracting the account balance from the transaction amount; if the account balance of the account is different, the account balance of the account can be converted into the corresponding amount of the transaction currency, the account balance after the amount conversion is compared with the transaction amount, and if the account balance after the amount conversion is greater than or equal to the transaction amount, the deduction amount of the account is the transaction amount, and the deduction amount of the account arranged at the back is 0; if the account balance after the conversion of the amount is smaller than the transaction amount, the deduction amount of the account is the account balance after the conversion of the amount, the deduction amount of the account arranged at the back is the amount of the transaction amount minus the account balance after the conversion of the amount, and the operation is circularly executed until the transaction amount is distributed, and the deduction amount of each account is determined. In particular, in step 105, the deduction may be performed based on the deduction sequence and the deduction amount of each account, so as to complete the transaction.
The following presents a specific example to facilitate understanding of how the present invention may be practiced.
Before executing the embodiment of the invention, firstly, the association relation between the card number of each customer and each account of the customer needs to be established, if a plurality of account types exist in the same currency, the association sequence of different account types in the same currency is set, if a plurality of accounts in the same currency and the same account type exist, the association sequence of the accounts in the same currency and the same account type is set, and then the following steps are executed:
the first step: when a transaction request of a client is received, determining the card number of the client;
and a second step of: according to the card number of the customer, based on the association relation between the card number and the plurality of accounts, determining the plurality of accounts associated with the customer as: a Renminbi account, a harbor coin account, and an Australian coin account;
and a third step of: the transaction currency is RMB, the RMB account is determined to be a deduction account with a first priority, the Australian coin account is determined to be a deduction account with a second priority, the harbor coin account is determined to be a deduction account with a third priority, and a deduction sequence list of each account is determined according to whether various accounts exist multiple types of accounts and whether the same currency exists multiple accounts and the same type of account exists based on the association sequence;
fourth step: as shown in fig. 5, an account is obtained from the deduction sequence list, the account coin number and the account balance of the account are firstly judged whether the account coin number of the account is the same as the transaction coin number, if so, the account balance of the account is directly compared with the transaction balance to determine the deduction amount of the account, if not, the account balance of the account is converted into the amount corresponding to the transaction coin number, the account balance after the conversion of the amount is compared with the transaction amount to determine the deduction amount of the account, and the fourth step is circularly executed based on the deduction sequence until the transaction amount is distributed, and the deduction amount of each account is determined;
fifth step: and deducting money based on the deduction sequence and the deduction amount of each account, and completing the transaction.
The implementation of the above specific application is only an example, and the rest of the embodiments are not described in detail.
Based on the same inventive concept, the embodiment of the invention also provides a transaction processing device, such as the following embodiment. Since the principle of the transaction processing device for solving the problem is similar to that of the transaction processing method, the implementation of the device can be referred to the implementation of the method, and the repetition is omitted. As used below, the term "unit" or "module" may be a combination of software and/or hardware that implements the intended function. While the means described in the following embodiments are preferably implemented in software, implementation in hardware, or a combination of software and hardware, is also possible and contemplated.
An embodiment of the present invention provides a transaction processing device for improving transaction processing efficiency, and fig. 6 is a schematic diagram of a structure of the transaction processing device in the embodiment of the present invention, as shown in fig. 6, where the device includes:
the identification information determining module 01 is used for receiving a transaction request initiated by a client and determining the identification information of the client according to the transaction request;
an account determining module 02, configured to determine a plurality of accounts associated with the client according to identification information of the client, where the plurality of accounts belong to different currencies;
a priority determining module 03, configured to determine a deduction priority of each account according to the transaction currency in the transaction request and the currency of each account associated with the client;
the deduction amount determining module 04 is used for determining the deduction amount of each account according to the transaction amount in the transaction request and the deduction priority of each account;
the transaction processing module 05 is used for processing transaction data according to the deduction amount of each account.
In one embodiment, the priority determining module 03 is specifically configured to:
determining an account belonging to the same currency as the transaction currency as an account with highest deduction priority;
for accounts belonging to different currencies from the transaction currencies, determining the deduction priority of the account according to the account balance.
In one embodiment, the method further comprises an association relation establishing module 06, configured to:
for a plurality of clients of a bank, respectively establishing association relations between the identification information of each client and each account of the client;
the account determination module is specifically used for: and determining a plurality of accounts associated with the client based on the association relationship between the identification information of the client and the respective accounts of the client according to the identification information of the client.
In one embodiment, the deduction amount determination module 04 is specifically configured to:
for an account belonging to the same currency as the transaction currency, determining the deduction amount of the account according to the transaction amount, the account balance and the deduction priority of the account in the transaction request;
for accounts belonging to different currencies from the transaction currencies, converting the account balance into an amount corresponding to the transaction currencies; and determining the deduction amount of the account according to the transaction amount in the transaction request, the account balance after the amount conversion and the deduction priority of the account.
The embodiment of the invention also provides a computer device which comprises a memory, a processor and a computer program stored on the memory and capable of running on the processor, wherein the processor realizes the transaction processing method when executing the computer program.
The embodiment of the invention also provides a computer readable storage medium, and the computer readable storage medium stores a computer program for executing the transaction processing method.
In summary, the embodiment of the invention is as follows: receiving a transaction request initiated by a client, and determining identification information of the client; determining a plurality of accounts associated with the customer according to the identification information of the customer; determining the deduction priority of each account according to the transaction currency in the transaction request and the currency of each account associated with the client; determining the deduction amount of each account according to the transaction amount in the transaction request and the deduction priority of each account; the transaction data processing is carried out according to the deduction amount of each account, so that the deduction of money from a plurality of accounts can be realized in one transaction, the balance transfer between accounts with different currencies is not required for a customer, the currency exchange is reduced, the transaction success rate is improved, the transaction processing efficiency is improved, and the customer experience is improved.
In addition, by preferentially deducting the account balance belonging to the same currency as the transaction currency when deducting money, exchange of exchange rate between currencies can be reduced, exchange loss caused by exchange rate fluctuation is avoided, and loss of customers is reduced.
It will be appreciated by those skilled in the art that embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above is only a preferred embodiment of the present invention, and is not intended to limit the present invention, but various modifications and variations can be made to the embodiment of the present invention by those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present invention should be included in the protection scope of the present invention.
Claims (6)
1. A transaction processing method, comprising:
receiving a transaction request initiated by a client, and determining identification information of the client according to the transaction request;
determining a plurality of accounts associated with the client according to the identification information of the client, wherein the accounts belong to different currencies;
determining the deduction priority of each account according to the transaction currency in the transaction request and the currency of each account associated with the client;
determining the deduction amount of each account according to the transaction amount in the transaction request and the deduction priority of each account;
transaction data processing is carried out according to the deduction amount of each account;
determining the deduction priority of each account according to the transaction currency in the transaction request and the currency of each account associated with the client, wherein the method comprises the following steps:
determining an account belonging to the same currency as the transaction currency as an account with highest deduction priority;
for accounts belonging to different currencies from the transaction currencies, determining the deduction priority of the accounts according to the balance of the accounts;
determining the deduction amount of each account according to the transaction amount in the transaction request and the deduction priority of each account, including:
for an account belonging to the same currency as the transaction currency, determining the deduction amount of the account according to the account balance, the deduction priority of the account and the transaction amount in the transaction request;
for accounts belonging to different currencies from the transaction currencies, converting the account balance into an amount corresponding to the transaction currencies; and determining the deduction amount of the account according to the account balance after the amount conversion, the deduction priority of the account and the transaction amount in the transaction request.
2. The method of claim 1, wherein prior to determining the plurality of accounts associated with the customer, the method further comprises:
for a plurality of clients of a bank, respectively establishing association relations between the identification information of each client and each account of the client;
determining a plurality of accounts associated with the customer according to the identification information of the customer, including:
and determining a plurality of accounts associated with the client based on the association relationship between the identification information of the client and the respective accounts of the client according to the identification information of the client.
3. A transaction processing device, comprising:
the identification information determining module is used for receiving a transaction request initiated by a client and determining the identification information of the client according to the transaction request;
the account determining module is used for determining a plurality of accounts associated with the client according to the identification information of the client, wherein the accounts belong to different currencies;
the priority determining module is used for determining the deduction priority of each account according to the transaction currency in the transaction request and the currency of each account associated with the client;
the deduction amount determining module is used for determining the deduction amount of each account according to the transaction amount in the transaction request and the deduction priority of each account;
the transaction processing module is used for processing transaction data according to the deduction amount of each account;
the priority determining module is specifically configured to:
determining an account belonging to the same currency as the transaction currency as an account with highest deduction priority;
for accounts belonging to different currencies from the transaction currencies, determining the deduction priority of the accounts according to the balance of the accounts;
the deduction amount determining module is specifically configured to:
for an account belonging to the same currency as the transaction currency, determining the deduction amount of the account according to the transaction amount, the account balance and the deduction priority of the account in the transaction request;
for accounts belonging to different currencies from the transaction currencies, converting the account balance into an amount corresponding to the transaction currencies; and determining the deduction amount of the account according to the transaction amount in the transaction request, the account balance after the amount conversion and the deduction priority of the account.
4. The apparatus of claim 3, further comprising an association relationship establishment module configured to:
for a plurality of clients of a bank, respectively establishing association relations between the identification information of each client and each account of the client;
the account determination module is specifically configured to: and determining a plurality of accounts associated with the client based on the association relationship between the identification information of the client and the respective accounts of the client according to the identification information of the client.
5. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the processor implements the method of any of claims 1 to 2 when executing the computer program.
6. A computer readable storage medium, characterized in that the computer readable storage medium stores a computer program for executing the method of any one of claims 1 to 2.
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| CN202010567370.9A CN111738709B (en) | 2020-06-19 | 2020-06-19 | Transaction processing method and device |
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| CN112215701B (en) * | 2020-10-13 | 2024-04-16 | 中国银行股份有限公司 | Method and device for flexibly managing funds among multiple accounts |
| CN113570442A (en) * | 2020-12-16 | 2021-10-29 | 上海堉古网络科技有限公司 | Financial management system, method, terminal and payment method for agricultural product transaction |
| CN112579572B (en) * | 2020-12-18 | 2022-12-13 | 建信金融科技有限责任公司 | Associated account maintenance method and device and electronic equipment |
| CN112926988A (en) * | 2021-03-12 | 2021-06-08 | 中国银行股份有限公司 | Data processing method, device, equipment and storage medium |
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| CN107103530A (en) * | 2017-04-10 | 2017-08-29 | 中国工商银行股份有限公司 | A kind of many account trading method and system of bank individual |
| CN110706110A (en) * | 2019-10-14 | 2020-01-17 | 腾讯科技（深圳）有限公司 | Data processing method, device and equipment based on exchange platform and storage medium |
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| CN107103530A (en) * | 2017-04-10 | 2017-08-29 | 中国工商银行股份有限公司 | A kind of many account trading method and system of bank individual |
| CN110706110A (en) * | 2019-10-14 | 2020-01-17 | 腾讯科技（深圳）有限公司 | Data processing method, device and equipment based on exchange platform and storage medium |
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