CN110363416A - Financial resources distribution method, device and electronic equipment - Google Patents
Financial resources distribution method, device and electronic equipment Download PDFInfo
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Abstract
This disclosure relates to a kind of financial resources distribution method, device, electronic equipment and computer-readable medium.This method comprises: obtaining the number of users in current period；Dynamic Zhi Yinzi is obtained, the dynamic Zhi Yinzi is time series data；By in the number of users and the dynamic Zhi Yinzi input resource allocator model, generates financial resources and distribute amount；And the financial resources in current period are carried out according to financial resources distribution amount and are distributed.This disclosure relates to financial resources distribution method, device, electronic equipment and computer-readable medium, fast and accurately the dynamic branch amount of money in each period can be predicted, improve financial resources allocative efficiency.
Description
Technical field
This disclosure relates to computer information processing field, in particular to a kind of financial resources distribution method, device,
Electronic equipment and computer-readable medium.
Background technique
Financial resources refer in financial field about the structure of financial service subject and object, quantity, scale, distribution and its
A series of total and/or aggregate of objects of effect and interaction relationship, in production and life, only allocation of financial resource
Effective percentage is just able to achieve finance and sustainable economic development.For the company of internet financial service is provided, financial resources
It can be the full amount, or the amount of assets for being equal to fund etc. of fund.For providing the public affairs of internet financial service
For department, a part in financial asset can be used to provide financial service to personal user, some can be to others
Enterprise customer provides financial service, and other parts can be used to put into the development of our company, or carries out other finance
Relevant business.
For the company of internet financial service, since overall financial resources are in a relatively-stationary time
It is limited, and the distribution of financial resources how is reasonably carried out in different business with regard to particularly important.For internet finance
For enterprise-class tools that service company is serviced or other relevant business of finance, need to occupy the time of financial resources
With the period generally by planning sth. ahead what examination & approval can be approved, the distribution of its financial resources of overall arrangement is comparatively facilitated.
For personal user, due to the individual difference of personal user, internet financial service subsidiary is first predicted almost without religious services or rituals
How the plan of the financial resources demand of personal user and time preferably predict the financial service demand of personal user, for
The financial resources of personal user carry out more reasonable distribution, are the problems that current internet financial service subsidiary is faced.
Therefore, it is necessary to a kind of new financial resources distribution method, device, electronic equipment and computer-readable mediums.
Above- mentioned information are only used for reinforcing the understanding to the background of the disclosure, therefore it disclosed in the background technology part
It may include the information not constituted to the prior art known to persons of ordinary skill in the art.
Summary of the invention
In view of this, the disclosure provides a kind of financial resources distribution method, device, electronic equipment and computer-readable Jie
Matter can fast and accurately predict the dynamic branch amount of money in each period, improve financial resources allocative efficiency.
Other characteristics and advantages of the disclosure will be apparent from by the following detailed description, or partially by the disclosure
Practice and acquistion.
According to the one side of the disclosure, a kind of financial resources distribution method is proposed, this method comprises: obtaining in current period
Number of users；Dynamic Zhi Yinzi is obtained, the dynamic Zhi Yinzi is time series data；By the number of users and the dynamic Zhi Yin
In son input resource allocator model, generates financial resources and distribute amount；And worked as according to financial resources distribution amount
Financial resources distribution in the preceding period.
Optionally, further includes: Zhi Yinzi, historical user's quantity, history resource are moved by history and used described in amount generation
Resource allocator model.
Optionally, further includes: made according to the resource allocation amount in a upper period and the resource actually occurred in a upper period
The dynamic Zhi Yinzi is corrected with amount.
Optionally, by the number of users and the dynamic Zhi Yinzi input resource allocator model, financial resources point are generated
Including: with amount will be in the number of users and the dynamic Zhi Yinzi input resource allocator model；The financial resources distribute mould
Type is calculated based on the time series data of the dynamic Zhi Yinzi；And generate the finance money with time series feature
Amount is distributed in source.
Optionally, carrying out the financial resources distribution in current period according to financial resources distribution amount includes: foundation
The financial resources distribution amount determines that the financial resources in current period distribute full amount；And/or according to the financial resources
Distribution amount determines that the financial resources of each subcycle in multiple subcycles in current period distribute sub- amount.
Optionally, each height week in multiple subcycles in current period is determined according to financial resources distribution amount
It includes: that the current period is divided by the time series data based on the dynamic Zhi Yinzi that the financial resources of phase, which distribute sub- amount,
Multiple subcycles；The periodic coefficient of each subcycle in the multiple subcycle is obtained based on historical data；And based on institute
It states periodic coefficient and financial resources distribution amount determines that the financial resources of each subcycle distribute sub- amount.
Optionally, Zhi Yinzi, historical user's quantity, history resource are moved by history and generates the resource allocation using amount
Model comprises determining that history cycle, and the time span of the history cycle is identical as the time span of the current period；It is based on
The history cycle generates the dynamic Zhi Yinzi of history, historical user's quantity, history resource by historical data and uses amount.
Optionally, it is based on the history cycle, the dynamic Zhi Yinzi of history is generated by historical data, historical user's quantity, is gone through
History resource includes: to generate the history based on time series analysis method in the history cycle to move Zhi Yinzi using amount.
Optionally, Zhi Yinzi, historical user's quantity, history resource are moved by history and generates the resource allocation using amount
Model further include: the history is moved into Zhi Yinzi, the number of users as independent variable；The history resource is made using amount
For dependent variable；And the resource allocator model is generated based on the independent variable, the dependent variable and statistical analysis algorithms.
Optionally, it was repaired according to the resource allocation amount in a upper period and the resource actually occurred in a upper period using amount
The just described dynamic Zhi Yinzi includes: to move Zhi Yinzi using amount, history resource allocation amount, history by history resource to establish amendment
Model；And inputted the resource allocation amount in a upper period and resource in the correction model using amount, after generating amendment
The dynamic Zhi Yinzi.
According to the one side of the disclosure, it proposes that a kind of financial resources distributor, the device include: quantity module, is used for
Obtain the number of users in current period；Factor module, for obtaining dynamic Zhi Yinzi, the dynamic Zhi Yinzi is time series number
According to；Amount module, for generating financial resources point in the number of users and the dynamic Zhi Yinzi input resource allocator model
With amount；And distribution module, for carrying out the financial resources distribution in current period according to financial resources distribution amount.
Optionally, further includes: model module is used for moving Zhi Yinzi, historical user's quantity, history resource by history
Amount generates the resource allocator model.
Optionally, further includes: correction module, for according to practical in the resource allocation amount in a upper period and a upper period
The resource of generation corrects the dynamic Zhi Yinzi using amount.
Optionally, the amount module includes: input unit, for inputting the number of users and the dynamic Zhi Yinzi
In resource allocator model；Computing unit, the time series number for the financial resources distribution model based on the dynamic Zhi Yinzi
According to being calculated；And amount unit, for generating the financial resources distribution amount for having time series feature.
Optionally, the distribution module includes: the first allocation unit, for determining according to financial resources distribution amount
Financial resources in current period distribute full amount；And/or second allocation unit, for distributing amount according to the financial resources
Determine that the financial resources of each subcycle in multiple subcycles in current period distribute sub- amount.
Optionally, second allocation unit includes: period subelement, for the time series based on the dynamic Zhi Yinzi
The current period is divided into multiple subcycles by data；Coefficient subelement, for obtaining the multiple son based on historical data
The periodic coefficient of each subcycle in period；And from amount unit, for being provided based on the periodic coefficient and the finance
Source distribution amount determines that the financial resources of each subcycle distribute sub- amount.
Optionally, the model module includes: periodic unit, for determining history cycle, the time of the history cycle
Length is identical as the time span of the current period；Data cell, it is raw by historical data for being based on the history cycle
Zhi Yinzi, historical user's quantity, history resource, which are moved, at history uses amount.
Optionally, the data cell includes: sequence subelement, for being divided in the history cycle based on time series
Analysis method generates the history and moves Zhi Yinzi.
Optionally, the data cell includes: statistics subelement, for the history to be moved Zhi Yinzi, the number of users
Amount is used as independent variable；Use amount as dependent variable the history resource；And based on the independent variable, the dependent variable with
Statistical analysis algorithms generate the resource allocator model.
Optionally, the correction module includes: correction model unit, for being provided by history resource using amount, history
Source distribution amount, history move Zhi Yinzi and establish correction model；And the resource allocation amount in a upper period and resource were used into volume
Degree inputs in the correction model, generates the revised dynamic Zhi Yinzi.
According to the one side of the disclosure, a kind of electronic equipment is proposed, which includes: one or more processors；
Storage device, for storing one or more programs；When one or more programs are executed by one or more processors, so that one
A or multiple processors realize such as methodology above.
According to the one side of the disclosure, it proposes a kind of computer-readable medium, is stored thereon with computer program, the program
Method as mentioned in the above is realized when being executed by processor.
According to financial resources distribution method, device, electronic equipment and the computer-readable medium of the disclosure, pass through current week
Number of users, dynamic Zhi Yinzi and resource allocator model in phase, generate financial resources and distribute amount；And according to the finance money
The mode for the financial resources distribution that amount carries out in current period is distributed in source, can be fast and accurately to the dynamic Zhi Jin in each period
Volume is predicted, financial resources allocative efficiency is improved.
It should be understood that the above general description and the following detailed description are merely exemplary, this can not be limited
It is open.
Detailed description of the invention
Its example embodiment is described in detail by referring to accompanying drawing, above and other target, feature and the advantage of the disclosure will
It becomes more fully apparent.Drawings discussed below is only some embodiments of the present disclosure, for the ordinary skill of this field
For personnel, without creative efforts, it is also possible to obtain other drawings based on these drawings.
Fig. 1 is a kind of flow chart of financial resources distribution method shown according to an exemplary embodiment.
Fig. 2 is a kind of flow chart of the financial resources distribution method shown according to another exemplary embodiment.
Fig. 3 is a kind of flow chart of the financial resources distribution method shown according to another exemplary embodiment.
Fig. 4 is a kind of block diagram of financial resources distributor shown according to an exemplary embodiment.
Fig. 5 is a kind of block diagram of the financial resources distributor shown according to another exemplary embodiment.
Fig. 6 is the block diagram of a kind of electronic equipment shown according to an exemplary embodiment.
Fig. 7 is a kind of block diagram of computer-readable medium shown according to an exemplary embodiment.
Specific embodiment
Example embodiment is described more fully with reference to the drawings.However, example embodiment can be real in a variety of forms
It applies, and is not understood as limited to embodiment set forth herein；On the contrary, thesing embodiments are provided so that the disclosure will be comprehensively and complete
It is whole, and the design of example embodiment is comprehensively communicated to those skilled in the art.Identical appended drawing reference indicates in figure
Same or similar part, thus repetition thereof will be omitted.
In addition, described feature, structure or characteristic can be incorporated in one or more implementations in any suitable manner
In example.In the following description, many details are provided to provide and fully understand to embodiment of the disclosure.However,
It will be appreciated by persons skilled in the art that can with technical solution of the disclosure without one or more in specific detail,
Or it can be using other methods, constituent element, device, step etc..In other cases, it is not shown in detail or describes known side
Method, device, realization or operation are to avoid fuzzy all aspects of this disclosure.
Block diagram shown in the drawings is only functional entity, not necessarily must be corresponding with physically separate entity.
I.e., it is possible to realize these functional entitys using software form, or realized in one or more hardware modules or integrated circuit
These functional entitys, or these functional entitys are realized in heterogeneous networks and/or processor device and/or microcontroller device.
Flow chart shown in the drawings is merely illustrative, it is not necessary to including all content and operation/step,
It is not required to execute by described sequence.For example, some operation/steps can also decompose, and some operation/steps can close
And or part merge, therefore the sequence actually executed is possible to change according to the actual situation.
It should be understood that although herein various assemblies may be described using term first, second, third, etc., these groups
Part should not be limited by these terms.These terms are to distinguish a component and another component.Therefore, first group be discussed herein below
Part can be described as the second component without departing from the teaching of disclosure concept.As used herein, term " and/or " include associated
All combinations for listing any of project and one or more.
It will be understood by those skilled in the art that attached drawing is the schematic diagram of example embodiment, module or process in attached drawing
Necessary to not necessarily implementing the disclosure, therefore it cannot be used for the protection scope of the limitation disclosure.
Fig. 1 is a kind of flow chart of financial resources distribution method shown according to an exemplary embodiment.Financial resources point
Method of completing the square 10 includes at least step S102 to S108.
As shown in Figure 1, obtaining the number of users in current period in S102.Wherein, cycle length can be according to manager
Needs be configured, may be, for example, one week or one month, a season is the period.Can also for example can by historical data to
The behavior at family is analyzed, and determining has the behavior of periodic characteristic, and using the period of the behavior as in the embodiment of the present application
Period.
In one embodiment, without loss of generality, the time span of a cycle can be one month, hereafter will be with one month
Period be that unit carries out subsequent expansion explanation.
Wherein, number of users can be the user that credit was carried out on certain internet financial service platform, and credit user is
Refer to: drawing the user of service by the financial resources that audit can carry out certain amount at any time.
In financial service platform, user can be divided into different states, can only have for registration user, the user of this type
The permission for logging in the financial service platform, does not have borrowing power；User Status may also include credit user, and credit user refers to
The user of loaning bill service can be carried out, credit user is authenticated by financial platform, is had certain loan repayment capacity, can be undertaken one
Fixed financial risks, can refund and the user of interest on time；User Status may also include debt user, and debt user refers to not
It can refund as scheduled or the user of interest, this kind of user is the user of credit, but this kind of user does not have loaning bill yet
Permission.
In S104, dynamic Zhi Yinzi is obtained, the dynamic Zhi Yinzi is time series data.Dynamic branch, which is meant, employs and draws
Cash, dynamic Zhi Yinzi refer in user group, employ the ratio that existing credit user is accounted for the user of Cash Out.
Wherein, dynamic Zhi Yinzi is the numerical value changed over time, and branch rate is moved in the period of different with time fluctuation, is moved
Branch rate may be, for example, a, then a is that have the time coefficient of a variation it was determined that and as the time becomes temporal fluctuation
Change the variation with economic situation, without loss of generality, a can be a time series set, and moving branch rate can be following mathematical expression:
A={ a1, a2, a3 ... an }；
Wherein, the subcycle quantity that the numerical value of n is had by the period determines.
And with the variation of time change and economic situation, this coefficient a is also not unalterable, can be according to upper one
A period forecasting and actual amendment, ceaselessly adjust this coefficient.The modification method of specific a will be in the corresponding implementation of Fig. 3
It is specifically described in example.
In S106, by the number of users and the dynamic Zhi Yinzi input resource allocator model, financial resources are generated
Distribute amount.
In one embodiment, by the number of users and the dynamic Zhi Yinzi input resource allocator model, gold is generated
Financing source distribution amount includes: will be in the number of users and the dynamic Zhi Yinzi input resource allocator model；The finance money
Source distribution model is calculated based on the time series data of the dynamic Zhi Yinzi；And generate the institute for having time series feature
State financial resources distribution amount.
More specifically, the number of users in this period may be, for example, A；
The dynamic Zhi Yinzi in this period can are as follows: a={ a1, a2, a3 ... an }；
By A and a input financial resources distribution model in, the financial resources distribution model based on the dynamic Zhi Yinzi when
Between sequence data calculated, obtain the carry out resource allocation amount for corresponding to dynamic Zhi Yinzi a.
In one embodiment, financial resources distribution model may be, for example, machine learning model, financial resources distribution model
The detailed process of foundation will be described in detail in the corresponding embodiment of Fig. 2.
In one embodiment, Zhi Yinzi, historical user's quantity, history resource can be moved by history generates institute using amount
State resource allocator model.It can determine that history moves Zhi Yinzi, historical user's quantity, history resource and uses volume by Mathematical Method
Functional relation between degree, to generate the resource allocator model.
In S108, the financial resources distribution in current period is carried out according to financial resources distribution amount.
In one embodiment, the financial resources in current period are carried out according to financial resources distribution amount and distributes packet
It includes: determining that the financial resources in current period distribute full amount according to financial resources distribution amount；And/or according to the gold
Financing source distribution amount determines that the financial resources of each subcycle in multiple subcycles in current period distribute sub- amount.
Wherein, the financial resources full amount of the current period generated by financial resources distribution model can be Q, due to dynamic branch
The factor has temporal characteristics, then financial resources full amount also has temporal characteristics, and more specifically, financial resources full amount can indicate
Are as follows:
Q={ q1, q2, q3 ... qn }；
Wherein, q1 can correspond to the time series with a1, and q2 corresponds to the time series of a2, and so on.Then q1, q2,
Q3 ... qn can be the amount of each subcycle.
In one embodiment, it is determined according to financial resources distribution amount every in multiple subcycles in current period
It includes: the time series data based on the dynamic Zhi Yinzi by the current week that the financial resources of one subcycle, which distribute sub- amount,
Phase is divided into multiple subcycles；The periodic coefficient of each subcycle in the multiple subcycle is obtained based on historical data；With
And determine that the financial resources of each subcycle distribute sub- amount based on the periodic coefficient and financial resources distribution amount.
Wherein, periodic coefficient is split to the moon/week, and all coefficients, in one embodiment, Tuesday/tri- loaning bill rates are relatively high, then
Corresponding to secondary, weight height corresponding for the coefficient of Tuesday or Wednesday；In another embodiment, coefficient corresponding time moon
In, can such as No. 10 dynamic branch it is relatively high, may be, for example, the refund time of A credit card, and be B credit card repayment height to No. 15
Peak, and will form the peak of loaning bill provides and carries out what the administrative staff of financial service periodic coefficient can be arranged in this time
It is higher.
According to the financial resources distribution method of the disclosure, pass through number of users, dynamic Zhi Yinzi and the resource in current period
Distribution model generates financial resources and distributes amount；And the gold in current period is carried out according to financial resources distribution amount
Melt the mode of resource allocation, fast and accurately the dynamic branch amount of money in each period can be predicted, improves financial resources distribution
Efficiency.
According to the financial resources distribution method of the disclosure, branch situation can be moved to the fund in each period and analyzed, from
And accurately predict that the fund of each period and subcycle moves branch situation, is conducive to internet financial service subsidiary in advance to fund
Distribution is managed as a whole, is conducive to the development of corporate finance's business, is provided better finance fund guarantee for user.
It will be clearly understood that the present disclosure describes how to form and use particular example, but the principle of the disclosure is not limited to
These exemplary any details.On the contrary, the introduction based on disclosure disclosure, these principles can be applied to many other
Embodiment.
Fig. 2 is a kind of flow chart of financial resources distribution method shown according to an exemplary embodiment.Gold shown in Fig. 2
Melting resource allocation methods 20 is " it is raw using amount to move Zhi Yinzi, historical user's quantity, history resource by history in Fig. 1
At the resource allocator model " detailed description of process.
As shown in Fig. 2, determining history cycle, the time span of the history cycle and the current period in S202
Time span it is identical.
In S204, be based on the history cycle, by historical data generate history move Zhi Yinzi, historical user's quantity,
History resource uses amount.
In S206, the history is generated based on time series analysis method in the history cycle and moves Zhi Yinzi.It is going through
In the history period, according to the generation method of subcycle above, the user data of history cycle is divided into multiple subcycles, then
Calculate separately the dynamic Zhi Yinzi actually occurred in each subcycle.By the dynamic Zhi Yinwei in each history cycle according to the time
Sequence line up generate history move Zhi Yinzi sequence.
In S208, the history is moved into Zhi Yinzi, the number of users as independent variable.
In S210, use amount as dependent variable the history resource.
In S212, the resource allocator model is generated based on the independent variable, the dependent variable and statistical analysis algorithms.
Wherein, independent variable refers to: researcher actively manipulates, and causes the changed factor of dependent variable or condition, therefore
Independent variable is counted as the reason of dependent variable.Dependent variable refers to: in functional relation, some amount can become with one (or several)
The variation of dynamic amount and change.Any one system (or model) is made of various variables, when analyze these systems (or
Model) when, it can choose the influence for studying some of variables to other variables, then these variables selected are known as certainly
Variable, and the amount being affected is thus referred to as dependent variable.It is so simple that system and model can be a binary function, is also possible to
Entire society is numerous and jumbled in this way.
Statistical method refer in relation to collect, arrange, analysis and explain statistical data, and it is reflected to it the problem of make one
Determine the method for conclusion.Statistical method be it is a kind of from microstructure come study substance macroscopic property and its rule unique side
Method.Statistical method is the general data analysis method suitable for all ambits, will use system as long as there is the place of data
Meter method.As people are to the pay attention to day by day of quantitative study, statistical method has been applied to the crowd of natural science and social science
Subject system multi-field, that statistics also has evolved into be made of several subdisciplines.
More specifically, the resource allocator model can be generated for example by linear regression.In statistics, linear regression
It is a kind of by optimum linear relationship between fitting dependent variable (dependent) and independent variable (independent variable)
Method to predict target variable.Best fit is by ensuring that each actual observation point to the greatest extent may be used to the sum of the distance of fitted shapes
It can be small and completion.Best fit refers to that no other shapes can produce smaller error.Two kinds of masters of linear regression
Wanting type is: simple linear regression (Simple Linear Regression) and multiple linear regression (Multiple Linear
Regression).Simple linear regression uses single independent variable, is predicted by fitting optimal linear relationship because becoming
Amount.And multiple linear regression uses multiple independents variable, fits optimal linear relationship to predict dependent variable.
Fig. 3 is a kind of flow chart of financial resources distribution method shown according to an exemplary embodiment.Gold shown in Fig. 3
Melting resource allocation methods 30 is to " according to the resource use actually occurred in the resource allocation amount in a upper period and a upper period
Amount corrects the detailed description of the dynamic Zhi Yinzi ".
As shown in figure 3, moving Zhi Yinzi using amount, history resource allocation amount, history by history resource in S302
Establish correction model.
In S304, the resource allocation amount and resource for obtaining a upper period use amount；
In S306, the resource allocation amount and resource for obtaining current period use amount；
It in S308, inputs in the correction model, generates the revised dynamic Zhi Yinzi.
As described above, history for example can be established by linear regression algorithm and moves Zhi Yinzi, historical user's quantity, history money
Using the functional relation between amount, the history in a upper period can be moved Zhi Yinzi, historical user's quantity, history resource makes in source
With amount, the functional relation established using regression algorithm is brought into using amount with the resource allocation amount and resource of current period
In, history can be moved to Zhi Yinzi, historical user's quantity, history resource and use the functional relation between amount as formula 1, it can
It uses the functional relation between amount as formula 2 current dynamic Zhi Yinzi, active user's quantity, Current resource, passes through public affairs
Formula 1,2 establishes correction model, is modified by the parameter to the relational expression for including in correction model, so that the functional relation
Formula can more really embody current resource allocation conditions.
It will be appreciated by those skilled in the art that realizing that all or part of the steps of above-described embodiment is implemented as being executed by CPU
Computer program.When the computer program is executed by CPU, above-mentioned function defined by the above method that the disclosure provides is executed
Energy.The program can store in a kind of computer readable storage medium, which can be read-only memory, magnetic
Disk or CD etc..
Further, it should be noted that above-mentioned attached drawing is only the place according to included by the method for disclosure exemplary embodiment
Reason schematically illustrates, rather than limits purpose.It can be readily appreciated that above-mentioned processing shown in the drawings is not indicated or is limited at these
The time sequencing of reason.In addition, be also easy to understand, these processing, which can be, for example either synchronously or asynchronously to be executed in multiple modules.
Following is embodiment of the present disclosure, can be used for executing embodiments of the present disclosure.It is real for disclosure device
Undisclosed details in example is applied, embodiments of the present disclosure is please referred to.
Fig. 4 is a kind of block diagram of financial resources distributor shown according to an exemplary embodiment.Financial resources distribution
Device 40 includes: quantity module 402, factor module 404, amount module 406 and distribution module 408.
Quantity module 402 is used to obtain the number of users in current period；
Factor module 404 is time series data for obtaining dynamic Zhi Yinzi, the dynamic Zhi Yinzi；
Amount module 406 is used to generate gold in the number of users and the dynamic Zhi Yinzi input resource allocator model
Amount is distributed in financing source；Wherein, the amount module 402 includes: input unit, for will move branch described in the user and quantity
The factor inputs in resource allocator model；Computing unit, for the financial resources distribution model based on the dynamic Zhi Yinzi when
Between sequence data calculated；And amount unit, for generating the financial resources allocation for having time series feature
Degree.
Distribution module 408 is used to carry out the financial resources distribution in current period according to financial resources distribution amount.
The distribution module 408 includes: the first allocation unit, for determining in current period according to financial resources distribution amount
Financial resources distribute full amount；And/or second allocation unit, for determining current period according to financial resources distribution amount
The financial resources of each subcycle distribute sub- amount in interior multiple subcycles.
Wherein, the distribution module includes: the first allocation unit, for working as according to financial resources distribution amount determination
Financial resources in the preceding period distribute full amount；And/or second allocation unit, for true according to financial resources distribution amount
The financial resources for determining each subcycle in multiple subcycles in current period distribute sub- amount.
Fig. 5 is a kind of block diagram of the financial resources distributor shown according to another exemplary embodiment.Financial resources point
With device 50 on the basis of financial resources distributor 40 further include: model module 502, correction module 504.
Model module 502 is used to move Zhi Yinzi, historical user's quantity, history resource by history and uses described in amount generation
Resource allocator model.The model module 502 includes: periodic unit, for determining history cycle, the time of the history cycle
Length is identical as the time span of the current period；Data cell, it is raw by historical data for being based on the history cycle
Zhi Yinzi, historical user's quantity, history resource, which are moved, at history uses amount.
Wherein, the data cell includes: sequence subelement, for being based on time series analysis in the history cycle
Method generates the history and moves Zhi Yinzi.
Wherein, the data cell includes: statistics subelement, for the history to be moved Zhi Yinzi, the number of users
As independent variable；Use amount as dependent variable the history resource；And based on the independent variable, the dependent variable and system
It counts parser and generates the resource allocator model.
The resource that correction module 504 was used for the resource allocation amount according to a upper period and actually occurred in a upper period makes
The dynamic Zhi Yinzi is corrected with amount.The correction module 504 includes: correction model unit, for being used by history resource
Amount, history resource allocation amount, history move Zhi Yinzi and establish correction model；And by the resource allocation amount in a upper period with
Resource is inputted in the correction model using amount, generates the revised dynamic Zhi Yinzi.
According to the financial resources distributor of the disclosure, pass through number of users, dynamic Zhi Yinzi and the resource in current period
Distribution model generates financial resources and distributes amount；And the gold in current period is carried out according to financial resources distribution amount
Melt the mode of resource allocation, fast and accurately the dynamic branch amount of money in each period can be predicted, improves financial resources distribution
Efficiency.
Fig. 6 is the block diagram of a kind of electronic equipment shown according to an exemplary embodiment.
The electronic equipment 200 of this embodiment according to the disclosure is described referring to Fig. 6.The electronics that Fig. 6 is shown
Equipment 200 is only an example, should not function to the embodiment of the present disclosure and use scope bring any restrictions.
As shown in fig. 6, electronic equipment 200 is showed in the form of universal computing device.The component of electronic equipment 200 can wrap
It includes but is not limited to: at least one processing unit 210, at least one storage unit 220, (including the storage of the different system components of connection
Unit 220 and processing unit 210) bus 230, display unit 240 etc..
Wherein, the storage unit is stored with program code, and said program code can be held by the processing unit 210
Row, so that the processing unit 210 executes described in this specification above-mentioned electronic prescription circulation processing method part according to this
The step of disclosing various illustrative embodiments.For example, the processing unit 210 can be executed such as Fig. 1, Fig. 2, shown in Fig. 3
The step of.
The storage unit 220 may include the readable medium of volatile memory cell form, such as random access memory
Unit (RAM) 2201 and/or cache memory unit 2202 can further include read-only memory unit (ROM) 2203.
The storage unit 220 can also include program/practical work with one group of (at least one) program module 2205
Tool 2204, such program module 2205 includes but is not limited to: operating system, one or more application program, other programs
It may include the realization of network environment in module and program data, each of these examples or certain combination.
Bus 230 can be to indicate one of a few class bus structures or a variety of, including storage unit bus or storage
Cell controller, peripheral bus, graphics acceleration port, processing unit use any bus structures in a variety of bus structures
Local bus.
Electronic equipment 200 can also be with one or more external equipments 300 (such as keyboard, sensing equipment, bluetooth equipment
Deng) communication, can also be enabled a user to one or more equipment interact with the electronic equipment 200 communicate, and/or with make
Any equipment (such as the router, modulation /demodulation that the electronic equipment 200 can be communicated with one or more of the other calculating equipment
Device etc.) communication.This communication can be carried out by input/output (I/O) interface 250.Also, electronic equipment 200 can be with
By network adapter 260 and one or more network (such as local area network (LAN), wide area network (WAN) and/or public network,
Such as internet) communication.Network adapter 260 can be communicated by bus 230 with other modules of electronic equipment 200.It should
Understand, although not shown in the drawings, other hardware and/or software module can be used in conjunction with electronic equipment 200, including but unlimited
In: microcode, device driver, redundant processing unit, external disk drive array, RAID system, tape drive and number
According to backup storage system etc..
Through the above description of the embodiments, those skilled in the art is it can be readily appreciated that example described herein is implemented
Mode can also be realized by software realization in such a way that software is in conjunction with necessary hardware.Therefore, as shown in fig. 7,
It can be embodied in the form of software products according to the technical solution of disclosure embodiment, which can store
In one non-volatile memory medium (can be CD-ROM, USB flash disk, mobile hard disk etc.) or on network, including some instructions so that
A calculating equipment (can be personal computer, server or network equipment etc.) is obtained to execute according to disclosure embodiment
The above method.
The software product can be using any combination of one or more readable mediums.Readable medium can be readable letter
Number medium or readable storage medium storing program for executing.Readable storage medium storing program for executing for example can be but be not limited to electricity, magnetic, optical, electromagnetic, infrared ray or
System, device or the device of semiconductor, or any above combination.The more specific example of readable storage medium storing program for executing is (non exhaustive
List) include: electrical connection with one or more conducting wires, portable disc, hard disk, random access memory (RAM), read-only
Memory (ROM), erasable programmable read only memory (EPROM or flash memory), optical fiber, portable compact disc read only memory
(CD-ROM), light storage device, magnetic memory device or above-mentioned any appropriate combination.
The computer readable storage medium may include in a base band or the data as the propagation of carrier wave a part are believed
Number, wherein carrying readable program code.The data-signal of this propagation can take various forms, including but not limited to electromagnetism
Signal, optical signal or above-mentioned any appropriate combination.Readable storage medium storing program for executing can also be any other than readable storage medium storing program for executing
Readable medium, the readable medium can send, propagate or transmit for by instruction execution system, device or device use or
Person's program in connection.The program code for including on readable storage medium storing program for executing can transmit with any suitable medium, packet
Include but be not limited to wireless, wired, optical cable, RF etc. or above-mentioned any appropriate combination.
Can with any combination of one or more programming languages come write for execute the disclosure operation program
Code, described program design language include object oriented program language-Java, C++ etc., further include conventional
Procedural programming language-such as " C " language or similar programming language.Program code can be fully in user
It calculates and executes in equipment, partly executes on a user device, being executed as an independent software package, partially in user's calculating
Upper side point is executed on a remote computing or is executed in remote computing device or server completely.It is being related to far
Journey calculates in the situation of equipment, and remote computing device can pass through the network of any kind, including local area network (LAN) or wide area network
(WAN), it is connected to user calculating equipment, or, it may be connected to external computing device (such as utilize ISP
To be connected by internet).
Above-mentioned computer-readable medium carries one or more program, when said one or multiple programs are by one
When the equipment executes, so that the computer-readable medium implements function such as: obtaining the number of users in current period；It obtains dynamic
Zhi Yinzi, the dynamic Zhi Yinzi are time series data；The number of users and the dynamic Zhi Yinzi are inputted into resource allocation mould
In type, generates financial resources and distribute amount；And the finance in current period is carried out according to financial resources distribution amount and is provided
Source distribution.
It will be appreciated by those skilled in the art that above-mentioned each module can be distributed in device according to the description of embodiment, it can also
Uniquely it is different from one or more devices of the present embodiment with carrying out corresponding change.The module of above-described embodiment can be merged into
One module, can also be further split into multiple submodule.
By the description of above embodiment, those skilled in the art is it can be readily appreciated that example embodiment described herein
It can also be realized in such a way that software is in conjunction with necessary hardware by software realization.Therefore, implemented according to the disclosure
The technical solution of example can be embodied in the form of software products, which can store in a non-volatile memories
In medium (can be CD-ROM, USB flash disk, mobile hard disk etc.) or on network, including some instructions are so that a calculating equipment (can
To be personal computer, server, mobile terminal or network equipment etc.) it executes according to the method for the embodiment of the present disclosure.
It is particularly shown and described the exemplary embodiment of the disclosure above.It should be appreciated that the present disclosure is not limited to
Detailed construction, set-up mode or implementation method described herein；On the contrary, disclosure intention covers included in appended claims
Various modifications and equivalence setting in spirit and scope.
Claims (10)
1. a kind of financial resources distribution method characterized by comprising
Obtain the number of users in current period；
Dynamic Zhi Yinzi is obtained, the dynamic Zhi Yinzi is time series data；
By in the number of users and the dynamic Zhi Yinzi input resource allocator model, generates financial resources and distribute amount；And
The financial resources distribution in current period is carried out according to financial resources distribution amount.
2. the method as described in claim 1, which is characterized in that further include:
Zhi Yinzi, historical user's quantity, history resource, which are moved, by history generates the resource allocator model using amount.
3. the method according to claim 1, which is characterized in that further include:
The dynamic branch is corrected using amount according to the resource actually occurred in the resource allocation amount in a upper period and a upper period
The factor.
4. the method according to claim 1, which is characterized in that the number of users and the dynamic Zhi Yinzi is defeated
Enter in resource allocator model, generating financial resources distribution amount includes:
It will be in the number of users and the dynamic Zhi Yinzi input resource allocator model；
The financial resources distribution model is calculated based on the time series data of the dynamic Zhi Yinzi；And
It generates the financial resources with time series feature and distributes amount.
5. method according to any of claims 1-4, which is characterized in that worked as according to financial resources distribution amount
Financial resources in the preceding period, which are distributed, includes:
Determine that the financial resources in current period distribute full amount according to financial resources distribution amount；And/or
The finance money of each subcycle in multiple subcycles in current period is determined according to financial resources distribution amount
Sub- amount is distributed in source.
6. the method according to claim 1 to 5, which is characterized in that work as according to financial resources distribution amount determination
The sub- amount of financial resources distribution of each subcycle includes: in multiple subcycles in the preceding period
The current period is divided into multiple subcycles by the time series data based on the dynamic Zhi Yinzi；
The periodic coefficient of each subcycle in the multiple subcycle is obtained based on historical data；And
Determine that the financial resources of each subcycle distribute sub- volume based on the periodic coefficient and financial resources distribution amount
Degree.
7. as the method according to claim 1 to 6, which is characterized in that by history move Zhi Yinzi, historical user's quantity,
History resource generates the resource allocator model using amount
Determine history cycle, the time span of the history cycle is identical as the time span of the current period；
Based on the history cycle, the dynamic Zhi Yinzi of history, historical user's quantity, history resource are generated by historical data and use volume
Degree.
8. a kind of financial resources distributor characterized by comprising
Quantity module, for obtaining the number of users in current period；
Factor module, for obtaining dynamic Zhi Yinzi, the dynamic Zhi Yinzi is time series data；
Amount module, for generating financial resources in the number of users and the dynamic Zhi Yinzi input resource allocator model
Distribute amount；And
Distribution module, for carrying out the financial resources distribution in current period according to financial resources distribution amount.
9. a kind of electronic equipment characterized by comprising
One or more processors；
Storage device, for storing one or more programs；
When one or more of programs are executed by one or more of processors, so that one or more of processors are real
The now method as described in any in claim 1-7.
10. a kind of computer-readable medium, is stored thereon with computer program, which is characterized in that described program is held by processor
The method as described in any in claim 1-7 is realized when row.
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| CN201910581336.4A CN110363416A (en) | 2019-06-29 | 2019-06-29 | Financial resources distribution method, device and electronic equipment |
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| CN111178692A (en) * | 2019-12-12 | 2020-05-19 | 上海淇玥信息技术有限公司 | Resource usage amount estimation method and device and electronic equipment |
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