CN107122970B - Security authentication method, device, system, equipment, ATM and storage medium - Google Patents

Security authentication method, device, system, equipment, ATM and storage medium Download PDF

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Publication number
CN107122970B
CN107122970B CN201710286736.3A CN201710286736A CN107122970B CN 107122970 B CN107122970 B CN 107122970B CN 201710286736 A CN201710286736 A CN 201710286736A CN 107122970 B CN107122970 B CN 107122970B
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information
security
financial
equipment
server
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CN107122970A (en
Inventor
黄勃
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Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
Shenzhen Yihua Financial Intelligent Research Institute
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Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
Shenzhen Yihua Financial Intelligent Research Institute
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Priority to CN201710286736.3A priority Critical patent/CN107122970B/en
Publication of CN107122970A publication Critical patent/CN107122970A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
    • H04L63/107—Network architectures or network communication protocols for network security for controlling access to devices or network resources wherein the security policies are location-dependent, e.g. entities privileges depend on current location or allowing specific operations only from locally connected terminals

Abstract

The embodiment of the invention discloses a security authentication method, a device, a system, equipment, an ATM and a storage medium of mobile financial equipment, wherein the method comprises the following steps: the method comprises the following steps that a server receives security verification information sent by a financial transaction user, wherein the security verification information comprises: geographic location information and a security verification code of the user; if the server determines that target financial equipment corresponding to the received geographic position information is prestored, generating corresponding security authentication information according to the security verification code and sending the corresponding security authentication information to the target financial equipment for displaying so that the user can perform security verification on the mobile financial equipment in the environment; the server stores the corresponding relation between the geographic position information and the movable financial equipment. The safety certification of the mobile financial equipment is carried out through the server, and the safety of the mobile financial equipment is ensured.

Description

Security authentication method, device, system, equipment, ATM and storage medium
Technical Field
The embodiment of the invention relates to application of communication technology in finance, in particular to a security authentication method, a device, a system, equipment, an ATM (automatic teller machine) and a storage medium of mobile financial equipment.
Background
The self-service financial equipment can gradually complete the financial business which can be completed by partial manpower, thereby facilitating the life of people. Self-service financial equipment includes: an ATM (Automatic Teller Machine), a self-service receipt printing terminal, a controlled stamp, and the like. To further meet the needs of people and to save their capital investment, many mobile financial devices have emerged, wherein the mobile financial devices are not limited to fixed locations.
The financial equipment takes a police bank kiosk as an example, the police bank kiosk is a multifunctional service comprehensive self-service bank kiosk which is not attached to any building, and the novel police bank kiosk is a combined facility of the police kiosk or a law enforcement kiosk and a bank isolation line type self-service bank kiosk. The police kiosk with the blue mark is suitable for police staff to use on duty, and the self-service bank is arranged on the other side of the police kiosk, so that quick and convenient deposit and withdrawal services can be provided.
The existing police kiosk is fixed, and has the problem that the traffic is not saturated in part of time intervals. Some existing mobile financial devices are easily utilized by lawbreakers, users cannot know the authenticity of the mobile financial devices, and counterfeit mobile financial devices cause huge loss to the users.
Disclosure of Invention
The invention provides a security authentication method, a device, a system, equipment, an ATM and a storage medium of mobile financial equipment, which can ensure the security of the mobile financial equipment by carrying out security authentication on the mobile financial equipment through a server.
In a first aspect, an embodiment of the present invention provides a security authentication method for a mobile financial device, where the method includes:
the method comprises the following steps that a server receives security verification information sent by a financial transaction user, wherein the security verification information comprises: geographic location information and a security verification code of the user;
if the server determines that target financial equipment corresponding to the received geographic position information is prestored, generating corresponding security authentication information according to the security verification code and sending the corresponding security authentication information to the target financial equipment for displaying so that the user can perform security verification on the mobile financial equipment in the environment;
the server stores the corresponding relation between the geographic position information and the movable financial equipment.
In a second aspect, an embodiment of the present invention provides a security authentication method for a mobile financial device, where the method includes:
the mobile financial equipment acquires security authentication information sent by the server;
the mobile financial equipment extracts a security verification code included in the security authentication information and displays the security verification code on an equipment screen;
the safety authentication information is generated by triggering after the server receives safety verification information sent by a financial transaction user, and the safety authentication information comprises: the geographic location information of the user and the security verification code.
In a third aspect, an embodiment of the present invention provides a security authentication system for a mobile financial device, where the system includes: a server, and at least one removable financial device;
the server receives security verification information sent by a financial transaction user, determines target financial equipment prestored and corresponding to the received geographic position information, and generates corresponding security authentication information according to a security verification code and sends the security authentication information to the target financial equipment for displaying so that the user can perform security verification on movable financial equipment in the environment;
the mobile equipment acquires security authentication information sent by the server, extracts a security verification code included in the security authentication information, and displays the security verification code in an equipment screen.
In a fourth aspect, an embodiment of the present invention provides a security authentication apparatus for a mobile financial device, which is applied to a server, and the apparatus includes:
the verification information receiving module is used for receiving security verification information sent by a financial transaction user, wherein the security verification information comprises: geographic location information and a security verification code of the user;
the safety verification module is used for generating corresponding safety authentication information according to the safety verification code and sending the safety authentication information to the target financial equipment for displaying if the target financial equipment corresponding to the received geographic position information is determined to be prestored, so that the user can carry out safety verification on the movable financial equipment in the environment; the device stores the corresponding relation between the geographic position information and the movable financial equipment.
In a fifth aspect, an embodiment of the present invention provides a security authentication apparatus for a mobile financial device, where the apparatus is applied to the mobile financial device, and the apparatus includes:
the authentication information acquisition module is used for acquiring the security authentication information sent by the server;
the display module is used for extracting the security verification code included in the security authentication information and displaying the security verification code on a screen of the equipment;
the safety authentication information is generated by triggering after the server receives safety verification information sent by a financial transaction user, and the safety authentication information comprises: the geographic location information of the user and the security verification code.
In a sixth aspect, an embodiment of the present invention provides an apparatus, where the apparatus includes:
one or more processors;
a memory for storing one or more programs;
the one or more programs are executed by the one or more processors to cause the one or more processors to implement the secure authentication method of the removable financial device of an embodiment.
In a seventh aspect, an embodiment of the present invention provides a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements a secure authentication method for a removable financial device according to an embodiment of the present invention.
In an eighth aspect, an embodiment of the present invention provides an ATM, including:
one or more processors;
a memory for storing one or more programs;
the one or more programs are executed by the one or more processors to cause the one or more processors to implement the secure authentication method of the removable financial device of an embodiment.
In a ninth aspect, an embodiment of the present invention provides a computer-readable storage medium, on which a computer program is stored, which when executed by a processor, implements the secure authentication method for a removable financial device according to the embodiment.
In the embodiment of the invention, a server receives user geographic position information and a security verification code sent by a financial transaction user, if a target financial device corresponding to the received geographic position information is determined to be prestored, corresponding security authentication information is generated according to the security verification code and is sent to the target financial device for displaying, so that the user can carry out security verification on a mobile financial device in the environment. The safety certification of the mobile financial equipment is carried out through the server, and the safety of the mobile financial equipment is ensured.
Drawings
FIG. 1 is a flow chart of a method for secure authentication of a mobile financial device according to one embodiment of the present invention;
FIG. 2 is a flow chart of a method for secure authentication of a mobile financial device according to a second embodiment of the present invention;
FIG. 3 is a flowchart of a security authentication method for a mobile financial device according to a third embodiment of the present invention;
fig. 4 is a block diagram of a security authentication system of a portable financial device according to a fourth embodiment of the present invention;
fig. 5 is a schematic structural diagram of a security authentication apparatus of a mobile financial device according to a fifth embodiment of the present invention;
fig. 6 is a schematic structural diagram of a security authentication apparatus of a mobile financial device according to a sixth embodiment of the present invention;
FIG. 7 is a schematic structural diagram of an apparatus according to a seventh embodiment of the present invention;
fig. 8 is a schematic structural diagram of an ATM according to a ninth embodiment of the present invention.
Detailed Description
The present invention will be described in further detail with reference to the accompanying drawings and examples. It is to be understood that the specific embodiments described herein are merely illustrative of the invention and are not limiting of the invention. It should be further noted that, for the convenience of description, only some of the structures related to the present invention are shown in the drawings, not all of the structures.
Example one
Fig. 1 is a flowchart of a security authentication method for a mobile financial device according to an embodiment of the present invention, where the method is applicable to a case of performing security authentication on the mobile financial device, and the method may be performed by a security authentication apparatus for a mobile financial device according to an embodiment of the present invention, and the apparatus may be implemented in software and/or hardware, and may be generally integrated in a server to cooperate with the mobile financial device. The method specifically comprises the following steps:
s110, a server receives security verification information sent by a financial transaction user, wherein the security verification information comprises: geographical location information of the user and a security verification code.
Wherein, the safety check information includes: geographic location information of the user and a security verification code. Optionally, the geographical location information of the user may be obtained through a mobile device carried by the user, and the location information of the mobile device may be considered as the geographical location information of the user. Location information of a mobile device can be obtained in, but is not limited to, four ways: the information may be obtained by acquiring GPS data through a Global Positioning System (GPS) in the mobile device, by communication between the mobile device and a beacon, by obtaining WI-FI (WIreless-Fidelity, WI-FI) addresses, which correspond one-to-one to GPS coordinates, by Internet Protocol (IP) addresses related to data connection, and so on.
Optionally, the security verification code includes a number verification code, an alphabet verification code, a combined verification code of a number and an alphabet, a two-dimensional graphic code, and the like. The number or letter digits of the verification code are not particularly limited.
The server receives the security check code sent by the financial transaction user, and the financial transaction comprises saving money, getting money, transacting various financial businesses and the like.
And S120, if the server determines that the target financial equipment corresponding to the received geographic position information is prestored, generating corresponding security authentication information according to the security verification code, and sending the corresponding security authentication information to the target financial equipment for displaying, so that the user can perform security verification on the mobile financial equipment in the environment.
Specifically, after receiving the security verification information sent by the financial transaction user, the server determines whether there is a target financial device corresponding to the received geographic location information among the financial devices associated with the server. Wherein each financial device corresponds to the shifted geographic location information at a fixed time. And if the server determines that the target financial equipment corresponding to the received geographic position information is prestored, generating corresponding safety authentication information according to the safety verification code, and sending the safety authentication information to the target financial equipment and displaying the safety authentication information. The user carries out security verification on the mobile financial equipment in the environment, and the verification method specifically comprises the following steps: and the user observes whether the security authentication information displayed on the display interface of the mobile financial equipment in the environment is matched with the security verification code sent by the user or not, so that the security verification of the mobile financial equipment is realized.
The server stores the corresponding relation between the geographic position information and the movable financial equipment.
Optionally, the correspondence between the geographic location information and the mobile financial device may be stored in a relationship list, and the correspondence may be that the geographic location information and the mobile financial device are in one-to-one correspondence. Illustratively, the geographic location information of the user 1 corresponds to the mobile financial device 1, the geographic location information of the user 2 corresponds to the mobile financial device 2, and so on. The distance between the geographic position information of the user and the position information of the movable financial equipment is smaller than a preset distance threshold value, namely the user is in a range of the preset distance threshold value from the movable financial equipment.
In the embodiment of the invention, a server receives user geographic position information and a security verification code sent by a financial transaction user, if a target financial device corresponding to the received geographic position information is determined to be prestored, corresponding security authentication information is generated according to the security verification code and is sent to the target financial device for displaying, so that the user can carry out security verification on a mobile financial device in the environment. The safety certification of the mobile financial equipment is carried out through the server, and the safety of the mobile financial equipment is ensured.
Optionally, the mobile financial device comprises: a mobile automated teller machine, or an automated teller machine fixedly arranged at a mobile police kiosk.
Among them, an Automatic Teller Machine (ATM) is classified into an outdoor ATM, an indoor ATM and an independent ATM according to a mounting position, and a movable ATM refers to a device which is mounted on an ATM and makes the ATM movable. Alternatively, the movable means may be wheels disposed on the bottom of the ATM.
The police bank booth is composed of two parts, one part is a public security police booth of a public security organization, and the other part is an ATM self-service deposit and withdrawal booth of a bank. The movable financial equipment comprises an ATM fixedly arranged on the movable bank police booth, and the movable bank police booth is characterized in that a movable device is arranged on the bank police booth, so that the bank police booth becomes the movable bank police booth. Alternatively, the movable device may be wheels disposed on the bottom of the kiosk.
On the basis of the above technical solutions, the method of the embodiment of the present invention further includes:
the server acquires position updating information sent by the mobile financial equipment, wherein the position updating information comprises: an identification of the mobile financial device and updated geographic location information of the mobile financial device.
Specifically, the server receives geographic position information and a security check code sent by a financial transaction user, and the server stores a corresponding relation between the geographic position information and the mobile financial equipment. Since the mobile financial device is mobile, the geographic location information of the mobile financial device changes, and the server obtains location update information transmitted by the mobile financial device to obtain the real-time location of the mobile financial device. Wherein the location update information includes: an identification of the mobile financial device and updated geographic location information of the mobile financial device. Optionally, the identification of the mobile financial device may be an anti-counterfeit identifier, a bar code, an entry or an integrated circuit chip. The geographical location information updated by the mobile financial device may be geographical location information of the mobile financial device after updating its own location information.
And the server updates and stores the corresponding relation between the geographic position information and the movable financial equipment according to the position updating information.
Specifically, after receiving the location update information of the mobile financial device, the server updates the corresponding relationship between the geographic location information and the mobile financial device. For example, before updating, the mobile financial device 1 corresponds to the geographic location information 1, after the mobile financial device moves, the geographic location information of the mobile financial device changes into the geographic location information 11, and the corresponding relationship between the geographic location information and the mobile financial device is updated according to the changed geographic location information.
The server acquires the position updating information sent by the mobile financial equipment, and updates the corresponding concern between the geographic position information and the mobile financial equipment, so that the geographic position information of the mobile financial equipment can be acquired in real time.
On the basis of the above technical solutions, the method of the embodiment of the present invention further includes:
and the server periodically sends a position reporting instruction to each associated mobile financial device.
Specifically, after the position of the financial device changes, the server periodically sends a position reporting instruction to the associated mobile financial device. Alternatively, the periodicity may be a fixed time period, such as 3 minutes. The server is associated with a plurality of mobile financial devices, wherein the server sends a position reporting instruction to each associated mobile financial device. Optionally, the location reporting instruction is used to control the mobile financial device to send the location information to the server.
And the server updates and stores the corresponding relation between the geographical position information and the movable financial equipment according to the geographical position information reported by each piece of movable financial equipment.
Specifically, the server acquires the geographical position information reported by the mobile financial equipment, and updates and stores the corresponding relationship between the geographical position information and the mobile financial equipment. Optionally, the geographic position information reported by the mobile financial device is real-time geographic position information after the position of the mobile financial device changes.
The server sends a position reporting instruction to each associated mobile financial device to acquire the position updating information of the mobile financial device, and updates the corresponding concern between the geographical position information and the mobile financial device, so that the geographical position information of the mobile financial device is acquired in real time.
On the basis of the above technical solution, after the server generates corresponding security authentication information according to the security verification code and sends the security authentication information to the target financial device for display, the method further includes: and if equipment occupation feedback returned by the target financial equipment is received, transmitting the delayed viewing information to the user so as to instruct the user to retransmit the security check information in the idle state of the financial equipment.
Specifically, after the server generates corresponding security authentication information according to the security verification code and sends the security authentication information to the target financial equipment for display, the service condition of the target financial equipment is judged. If the occupancy feedback returned by the target financial device is received, indicating that the mobile financial device is being used, the server sends the delayed viewing information to the user. Optionally, the delayed viewing information may be: when the equipment is busy, please operate later; alternatively, please repeat the procedure after 5 minutes. The time delay information is used for indicating the user to resend the safety verification information in the idle state of the financial equipment.
The further operation of the user is indicated by analyzing the equipment occupation feedback returned by the financial equipment, so that the use efficiency of the movable financial equipment is improved, and the time of the user is saved.
Example two
Fig. 2 is a flowchart of a security authentication method for a mobile financial device according to a second embodiment of the present invention, where "the server generates corresponding security authentication information according to the security verification code and sends the security authentication information to the target financial device for displaying" is optimized in this embodiment based on the second embodiment. The method specifically comprises the following steps:
s210, the server receives security verification information sent by a financial transaction user, wherein the security verification information comprises: geographical location information of the user and a security verification code.
S220, if the server determines that the target financial equipment corresponding to the received geographic position information is prestored, sending safety certification information generated after the safety verification code is encrypted to the target financial equipment for displaying, wherein the safety verification code is different from the safety certification information, so that the user can carry out safety verification on the movable financial equipment in the environment.
Specifically, if the server determines that the target financial equipment corresponding to the received geographic position information is prestored, the server sends the generated security authentication information to the target financial equipment for display according to the security verification code after encryption. The security authentication information is generated after the security verification code is encrypted, the encryption method can be symmetric encryption or asymmetric encryption, the symmetric encryption means that the same key is used for encryption and decryption, the asymmetric encryption means that the same key is not used for encryption and decryption, two keys are usually used and become a public key and a private key, the public key and the private key must be paired for use, and otherwise, the encrypted file cannot be opened. Optionally, a digital watermark may be added to the content communicated with each other to encrypt the communication content. The encrypted security verification code is the security authentication information, and the security verification code is different from the security authentication information. The security authentication information is used to instruct the user to perform security verification on the removable financial device in the environment.
In the embodiment of the invention, the security verification code is encrypted to obtain the security authentication information, and after the server determines the target financial equipment, the security authentication information obtained through encryption indicates a user to perform security verification on the mobile financial equipment in the environment. The security of the mobile financial device is improved.
On the basis of the foregoing technical solutions, step S220 may be replaced with "if the server determines that the target financial device corresponding to the received geographic location information is pre-stored, sending security authentication information directly generated according to the security verification code to the target financial device for displaying, where the security verification code is the same as the security authentication information, so that the user performs security verification on the mobile financial device in the environment. Specifically, the server directly generates the security authentication information according to the security verification code after determining the target financial device prestored and corresponding to the received geographic location information. Optionally, the directly generating the security authentication information may be that the security verification code is not subjected to any encryption processing, and the security authentication information is the same as the security verification code. And after the safety authentication information is displayed on the target financial equipment, the user can carry out safety verification on the movable financial equipment in the environment.
And directly obtaining safety authentication information through the safety verification code, and after the server determines the target financial equipment, indicating the user to perform safety verification on the movable financial equipment in the environment through the safety authentication information. The security of the mobile financial device is improved.
EXAMPLE III
Fig. 3 is a flowchart of a security authentication method for a mobile financial device according to a third embodiment of the present invention, where the present embodiment is applicable to a case of performing security authentication on the mobile financial device, and the method may be performed by a security authentication apparatus for a mobile financial device according to the third embodiment of the present invention, and the apparatus may be implemented in a software and/or hardware manner, and is generally integrated in a mobile financial device to cooperate with a server. The method specifically comprises the following steps:
and S310, the mobile financial equipment acquires the security authentication information sent by the server.
The mobile financial equipment acquires the security authentication information sent by the server. The safety authentication information is generated by triggering after the server receives safety verification information sent by a financial transaction user, and the safety authentication information comprises: the geographic location information of the user and the security verification code. Specifically, the server triggers and generates security authentication information after receiving security verification information sent by a financial transaction user, wherein the security authentication information includes: geographic location information of the user and a security verification code. The geographical location of the user is obtained through a mobile device carried by the user, and the location information of the mobile device can be obtained through, but is not limited to, the following four ways: the information may be obtained by acquiring GPS data through a Global Positioning System (GPS) in the mobile device, by communication between the mobile device and a beacon, by obtaining WI-FI (WIreless-Fidelity, WI-FI) addresses, which correspond one-to-one to GPS coordinates, by Internet Protocol (IP) addresses related to data connection, and so on.
Optionally, the security verification code includes a number verification code, an alphabet verification code, a combined verification code of a number and an alphabet, a two-dimensional graphic code, and the like. The number or letter digits of the verification code are not particularly limited.
S320, the mobile financial equipment extracts the security verification code included in the security authentication information and displays the security verification code in an equipment screen.
Specifically, the mobile financial device extracts the security verification code in the security authentication information, and displays the extracted security verification code on a device screen to provide reference for the user to perform the next work.
On the basis of the above technical solution, the method of this embodiment further includes: and if the mobile financial equipment detects that the geographical position information of the mobile financial equipment changes, constructing corresponding position updating information and sending the position updating information to the server.
Specifically, after the mobile financial device acquires the security authentication information sent by the server, the mobile financial device extracts the security verification code in the security authentication information and displays the security verification code in the screen device. In the whole process, the mobile device detects the geographic position of the mobile device in real time, and optionally, the geographic position can be obtained through a GPS positioning device configured in the mobile financial device. And if the change of the geographical position of the mobile terminal is detected, constructing corresponding position updating information and sending the position updating information to the server.
Wherein the location update information comprises: an identity of the mobile financial device and updated geographic location information of the mobile financial device.
Specifically, the location update information includes: an identification of the mobile financial device and updated geographic location information of the mobile financial device. Optionally, the identification of the mobile financial device may be an anti-counterfeit identifier, a bar code, an entry or an integrated circuit chip. The geographical location information updated by the mobile financial device may be geographical location information of the mobile financial device after updating its own location information.
On the basis of the technical scheme, the method optimizes the steps that the mobile financial equipment extracts the security verification code included in the security authentication information and displays the security verification code in an equipment screen into the following steps: if the mobile financial equipment is in an idle state at present, extracting a security verification code included in the security authentication information, and displaying the security verification code in an equipment screen; and if the movable financial equipment is in the working state currently, returning equipment occupation feedback to the server.
Specifically, the using state of the mobile equipment is judged, wherein the using state comprises a working state and an idle state, if the mobile equipment is detected to be in the idle state currently, the financial transaction equipment is not used by any user at the moment, the financial transaction equipment can be operated relatively, then the security verification code included in the security authentication information is extracted, and the security verification code is displayed in an equipment screen and used for indicating the user to perform the next operation; if the mobile device is detected to be in the working state currently, the financial transaction device is indicated to be in use by the user at the moment, and device occupation feedback information is sent to the server at the moment, wherein the device occupation feedback information can be device occupation starting time and the like.
In the embodiment of the invention, the mobile financial equipment acquires the security authentication information sent by the server, the security authentication information is generated by triggering after the server receives the security verification information sent by the financial transaction user, and the mobile financial equipment extracts the security verification code included in the security authentication information and displays the security verification code on the screen of the equipment. The security verification code in the security authentication information sent by the server is extracted by the mobile financial equipment and displayed on the equipment screen, so that the security of the mobile financial equipment is ensured.
Example four
Fig. 4 is a structural diagram of a security authentication system of a mobile financial device according to a fourth embodiment of the present invention, where the present embodiment is applicable to a case of performing security authentication on a mobile financial device, and the system may perform the security authentication method of a mobile financial device according to the fourth embodiment of the present invention. The system may specifically include: a server 410, and at least one removable financial device 420.
Referring to fig. 4, the number of the mobile financial devices 420 is at least one, and as an implementation scheme of the embodiment, fig. 4 only shows one mobile financial device 420 for illustration. The server 410 receives security verification information sent by a financial transaction user, determines that a target financial device corresponding to the received geographic location information is prestored, and generates corresponding security authentication information according to a security verification code to be sent to the target financial device for displaying, so that the user can perform security verification on the mobile financial device 420 in the environment where the user is located.
Specifically, the server 410 receives the security verification information sent by the financial transaction user, optionally, the server may be disposed in a fixed large-scale banking service network to provide computer services, and the server needs to respond to and process the service request, and has the capability of undertaking and guaranteeing the services. And the server screens the pre-stored financial equipment, determines target financial equipment corresponding to the received geographic position information, generates corresponding security authentication information according to the security verification code, sends the security authentication information to the target financial equipment for displaying, and instructs the user to perform security verification on the mobile financial equipment 420 in the environment. Optionally, the security verification code includes a number verification code, an alphabet verification code, a combined verification code of a number and an alphabet, a two-dimensional graphic code, and the like. The number or letter digits of the verification code are not particularly limited. Optionally, the security verification code may be directly used as the security authentication information without encryption, or the security verification code may be encrypted, where the encryption algorithm may use symmetric encryption or asymmetric encryption.
The mobile financial device 420 acquires the security authentication information transmitted by the server 410, extracts the security verification code included in the security authentication information, and displays the security verification code in the device screen.
Specifically, the mobile financial device 420 acquires the security authentication information sent from the server, extracts the security verification code included in the security authentication information, and displays the security verification code on the device screen.
In the system, security verification information sent by a financial transaction user is received through a server 410, target financial equipment corresponding to the received geographic position information is determined to be prestored, and corresponding security authentication information is generated according to the security verification code and sent to the target financial equipment for displaying so that the user can perform security verification on the mobile financial equipment 420 in the environment. The mobile financial device 420 acquires the security authentication information transmitted by the server 410, extracts the security verification code included in the security authentication information, and displays the security verification code in the device screen. The safety verification code is displayed in the equipment, and the user can carry out safety certification on the movable financial equipment in the environment, so that the safety of the movable financial equipment is ensured.
EXAMPLE five
Fig. 5 is a schematic structural diagram of a security authentication apparatus for a mobile financial device according to a fifth embodiment of the present invention, which may be generally integrated in a server and used in cooperation with the mobile device, and is adapted to perform a security authentication method for the mobile financial device according to the fifth embodiment of the present invention. The device may specifically include:
a verification information receiving module 510, configured to receive security verification information sent by a financial transaction user, where the security verification information includes: geographical location information of the user and a security verification code.
And a security verification module 520, configured to generate, if it is determined that the target financial device corresponding to the received geographic location information is pre-stored, corresponding security authentication information according to the security verification code, and send the corresponding security authentication information to the target financial device for display, so that the user performs security verification on the mobile financial device in the environment where the user is located.
The device stores the corresponding relation between the geographic position information and the movable financial equipment.
In the embodiment of the invention, a server receives user geographic position information and a security verification code sent by a financial transaction user, if a target financial device corresponding to the received geographic position information is determined to be prestored, corresponding security authentication information is generated according to the security verification code and is sent to the target financial device for displaying, so that the user can carry out security verification on a mobile financial device in the environment. The safety certification of the mobile financial equipment is carried out through the server, and the safety of the mobile financial equipment is ensured.
On the basis of the foregoing embodiments, the security verification module 520 is specifically configured to:
sending safety authentication information directly generated according to the safety verification code to the target financial equipment for displaying, wherein the safety verification code is the same as the safety authentication information; or the like, or, alternatively,
and sending the security authentication information generated after the encryption according to the security verification code to the target financial equipment for display, wherein the security verification code is different from the security authentication information.
On the basis of the above embodiments, the apparatus further includes:
the mobile financial device comprises a position acquisition module, a position updating module and a processing module, wherein the position acquisition module is used for acquiring position updating information sent by the mobile financial device, and the position updating information comprises: the identity of the mobile financial device and the updated geographic location information of the mobile financial device;
and the first position updating module is used for updating and storing the corresponding relation between the geographic position information and the movable financial equipment according to the position updating information.
On the basis of the above embodiments, the apparatus further includes:
the instruction sending module is used for sending a position reporting instruction to each associated mobile financial device at regular intervals;
and the second position updating module is used for updating and storing the corresponding relation between the geographical position information and the movable financial equipment according to the geographical position information reported by each piece of movable financial equipment.
On the basis of the above embodiments, the apparatus further includes an information retransmission module, configured to, after the server generates, according to the security verification code, corresponding security authentication information and sends the security authentication information to the target financial device for display, if device occupancy feedback returned by the target financial device is received, send delayed viewing information to the user, so as to instruct the user to retransmit security verification information in an idle state of the financial device.
On the basis of the above embodiments, the mobile financial device includes: a mobile automated teller machine, or an automated teller machine fixedly arranged at a mobile police kiosk.
The safety certification device of the mobile financial equipment provided by the embodiment of the invention can execute the safety certification method of the mobile financial equipment provided by any embodiment of the invention, and has the corresponding function module and beneficial effect.
EXAMPLE six
Fig. 6 is a schematic structural diagram of a security authentication apparatus for a mobile financial device according to a sixth embodiment of the present invention, which may be generally integrated in the mobile financial device for use with a server, and is adapted to perform a security authentication method for the mobile financial device according to the sixth embodiment of the present invention. The device may specifically include:
and the authentication information acquisition module 610 is configured to acquire the security authentication information sent by the server.
A display module 620, configured to extract a security verification code included in the security authentication information, and display the security verification code on a device screen;
the safety authentication information is generated by triggering after the server receives safety verification information sent by a financial transaction user, and the safety authentication information comprises: the geographic location information of the user and the security verification code.
In the embodiment of the invention, the mobile financial equipment acquires the security authentication information sent by the server, the security authentication information is generated by triggering after the server receives the security verification information sent by the financial transaction user, and the mobile financial equipment extracts the security verification code included in the security authentication information and displays the security verification code on the screen of the equipment. The security verification code in the security authentication information sent by the server is extracted by the mobile financial equipment and displayed on the equipment screen, so that the security of the mobile financial equipment is ensured.
On the basis of the above embodiments, the apparatus further includes:
the updating information sending module is used for constructing corresponding position updating information and sending the position updating information to the server if the change of the geographical position information of the updating information sending module is detected;
wherein the location update information comprises: an identity of the mobile financial device and updated geographic location information of the mobile financial device.
On the basis of the foregoing embodiments, the display module is specifically configured to:
if the mobile financial equipment is in an idle state at present, extracting a security verification code included in the security authentication information, and displaying the security verification code in an equipment screen;
and if the movable financial equipment is in the working state currently, returning equipment occupation feedback to the server.
The safety certification device of the mobile financial equipment provided by the embodiment of the invention can execute the safety certification method of the mobile financial equipment provided by any embodiment of the invention, and has the corresponding function module and beneficial effect.
EXAMPLE seven
Fig. 7 is a schematic structural diagram of an apparatus according to a seventh embodiment of the present invention. Fig. 7 illustrates a block diagram of an exemplary device 12 suitable for use in implementing embodiments of the present invention. The device 12 shown in fig. 7 is only an example and should not bring any limitation to the function and scope of use of the embodiments of the present invention.
As shown in FIG. 7, device 12 is in the form of a general purpose computing device. The components of device 12 may include, but are not limited to: one or more processors or processing units 16, a system memory 28, and a bus 18 that couples various system components including the system memory 28 and the processing unit 16.
Bus 18 represents one or more of any of several types of bus structures, including a memory bus or memory controller, a peripheral bus, an accelerated graphics port, and a processor or local bus using any of a variety of bus architectures. By way of example, such architectures include, but are not limited to, Industry Standard Architecture (ISA) bus, micro-channel architecture (MAC) bus, enhanced ISA bus, Video Electronics Standards Association (VESA) local bus, and Peripheral Component Interconnect (PCI) bus.
Device 12 typically includes a variety of computer system readable media. Such media may be any available media that is accessible by device 12 and includes both volatile and nonvolatile media, removable and non-removable media.
The system memory 28 may include computer system readable media in the form of volatile memory, such as Random Access Memory (RAM)30 and/or cache memory 32. Device 12 may further include other removable/non-removable, volatile/nonvolatile computer system storage media. By way of example only, storage system 34 may be used to read from and write to non-removable, nonvolatile magnetic media (not shown in FIG. 7, and commonly referred to as a "hard drive"). Although not shown in FIG. 7, a magnetic disk drive for reading from and writing to a removable, nonvolatile magnetic disk (e.g., a "floppy disk") and an optical disk drive for reading from or writing to a removable, nonvolatile optical disk (e.g., a CD-ROM, DVD-ROM, or other optical media) may be provided. In these cases, each drive may be connected to bus 18 by one or more data media interfaces. Memory 28 may include at least one program product having a set (e.g., at least one) of program modules that are configured to carry out the functions of embodiments of the invention.
A program/utility 40 having a set (at least one) of program modules 42 may be stored, for example, in memory 28, such program modules 42 including, but not limited to, an operating system, one or more application programs, other program modules, and program data, each of which examples or some combination thereof may comprise an implementation of a network environment. Program modules 42 generally carry out the functions and/or methodologies of the described embodiments of the invention.
Device 12 may also communicate with one or more external devices 14 (e.g., keyboard, pointing device, display 24, etc.), with one or more devices that enable a user to interact with device 12, and/or with any devices (e.g., network card, modem, etc.) that enable device 12 to communicate with one or more other computing devices. Such communication may be through an input/output (I/O) interface 22. Also, the device 12 may communicate with one or more networks (e.g., a Local Area Network (LAN), a Wide Area Network (WAN), and/or a public network, such as the Internet) via the network adapter 20. As shown, the network adapter 20 communicates with the other modules of the device 12 via the bus 18. It should be appreciated that although not shown in FIG. 7, other hardware and/or software modules may be used in conjunction with device 12, including but not limited to: microcode, device drivers, redundant processing units, external disk drive arrays, RAID systems, tape drives, and data backup storage systems, among others.
The processing unit 16 executes various functional applications and data processing by executing programs stored in the system memory 28, for example, to implement a security authentication method of a removable financial device provided by an embodiment of the present invention.
That is, the processing unit implements, when executing the program: the method comprises the following steps that a server receives security verification information sent by a financial transaction user, wherein the security verification information comprises: geographic location information and a security verification code of the user; if the server determines that target financial equipment corresponding to the received geographic position information is prestored, generating corresponding security authentication information according to the security verification code and sending the corresponding security authentication information to the target financial equipment for displaying so that the user can perform security verification on the mobile financial equipment in the environment; the server stores the corresponding relation between the geographic position information and the movable financial equipment.
Example eight
An eighth embodiment of the present invention provides a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements a security authentication method for a removable financial device as provided in all the inventive embodiments of this application:
that is, the program when executed by the processor implements: the method comprises the following steps that a server receives security verification information sent by a financial transaction user, wherein the security verification information comprises: geographic location information and a security verification code of the user; if the server determines that target financial equipment corresponding to the received geographic position information is prestored, generating corresponding security authentication information according to the security verification code and sending the corresponding security authentication information to the target financial equipment for displaying so that the user can perform security verification on the mobile financial equipment in the environment; the server stores the corresponding relation between the geographic position information and the movable financial equipment.
Any combination of one or more computer-readable media may be employed. The computer readable medium may be a computer readable signal medium or a computer readable storage medium. A computer readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples (a non-exhaustive list) of the computer readable storage medium would include the following: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the context of this document, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.
A computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device.
Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.
Computer program code for carrying out operations for aspects of the present invention may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, Smalltalk, C + + or the like and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user's computer, partly on the user's computer, as a stand-alone software package, partly on the user's computer and partly on a remote computer or entirely on the remote computer or server. In the case of a remote computer, the remote computer may be connected to the user's computer through any type of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or the connection may be made to an external computer (for example, through the Internet using an Internet service provider).
Example nine
Fig. 8 is a schematic structural diagram of an ATM according to a ninth embodiment of the present invention. FIG. 8 illustrates a block diagram of an exemplary ATM52 suitable for use in implementing embodiments of the present invention. The ATM52 shown in fig. 8 is only an example and should not impose any limitations on the functionality or scope of use of embodiments of the present invention.
As shown in FIG. 8, ATM52 is in the form of a general purpose computing device. Components of ATM52 may include, but are not limited to: one or more processors or processing units 56, a system memory 68, and a bus 58 that couples various system components including the system memory 68 and the processing unit 56.
Bus 58 represents one or more of any of several types of bus structures, including a memory bus or memory controller, a peripheral bus, an accelerated graphics port, and a processor or local bus using any of a variety of bus architectures. By way of example, such architectures include, but are not limited to, Industry Standard Architecture (ISA) bus, micro-channel architecture (MAC) bus, enhanced ISA bus, Video Electronics Standards Association (VESA) local bus, and Peripheral Component Interconnect (PCI) bus.
The ATM52 typically includes a variety of computer system readable media. Such media may be any available media that is accessible by ATM52 and includes both volatile and nonvolatile media, removable and non-removable media.
The system memory 68 may include computer system readable media in the form of volatile memory, such as Random Access Memory (RAM)70 and/or cache memory 72. The ATM52 may further include other removable/non-removable, volatile/nonvolatile computer system storage media. By way of example only, storage system 84 may be used to read from and write to non-removable, nonvolatile magnetic media (not shown in FIG. 8, and commonly referred to as a "hard drive"). Although not shown in FIG. 8, a magnetic disk drive for reading from and writing to a removable, nonvolatile magnetic disk (e.g., a "floppy disk") and an optical disk drive for reading from or writing to a removable, nonvolatile optical disk (e.g., a CD-ROM, DVD-ROM, or other optical media) may be provided. In these cases, each drive may be connected to the bus 58 by one or more data media interfaces. Memory 68 may include at least one program product having a set (e.g., at least one) of program modules that are configured to carry out the functions of embodiments of the invention.
A program/utility 80 having a set (at least one) of program modules 82 may be stored, for example, in memory 68, such program modules 82 including, but not limited to, an operating system, one or more application programs, other program modules, and program data, each of which examples or some combination thereof may comprise an implementation of a network environment. Program modules 82 generally carry out the functions and/or methodologies of the described embodiments of the invention.
The ATM52 may also communicate with one or more external devices 54 (e.g., keyboard, pointing device, display 64, etc.), with one or more devices that enable a user to interact with the ATM52, and/or with any devices (e.g., network card, modem, etc.) that enable the ATM52 to communicate with one or more other computing devices. Such communication may be through an input/output (I/O) interface 62. Further, ATM52 may also communicate with one or more networks (e.g., a Local Area Network (LAN), a Wide Area Network (WAN) and/or a public network such as the Internet) via network adapter 60. As shown, network adapter 60 communicates with the other modules of ATM52 over bus 58. It should be appreciated that although not shown in FIG. 8, other hardware and/or software modules may be used in conjunction with ATM52, including but not limited to: microcode, device drivers, redundant processing units, external disk drive arrays, RAID systems, tape drives, and data backup storage systems, among others.
The processing unit 56 executes various functional applications and data processing by executing programs stored in the system memory 68, for example, to implement a security authentication method of a removable financial device provided by an embodiment of the present invention.
That is, the processing unit implements, when executing the program: the mobile financial equipment acquires security authentication information sent by the server; the mobile financial equipment extracts a security verification code included in the security authentication information and displays the security verification code on an equipment screen; the safety authentication information is generated by triggering after the server receives safety verification information sent by a financial transaction user, and the safety authentication information comprises: the geographic location information of the user and the security verification code.
Example ten
An embodiment tenth of the present invention provides a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements a security authentication method for a removable financial device as provided in all the inventive embodiments of this application:
that is, the program when executed by the processor implements: the mobile financial equipment acquires security authentication information sent by the server; the mobile financial equipment extracts a security verification code included in the security authentication information and displays the security verification code on an equipment screen; the safety authentication information is generated by triggering after the server receives safety verification information sent by a financial transaction user, and the safety authentication information comprises: the geographic location information of the user and the security verification code.
Any combination of one or more computer-readable media may be employed. The computer readable medium may be a computer readable signal medium or a computer readable storage medium. A computer readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples (a non-exhaustive list) of the computer readable storage medium would include the following: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the context of this document, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.
A computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device.
Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.
Computer program code for carrying out operations for aspects of the present invention may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, Smalltalk, C + + or the like and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user's computer, partly on the user's computer, as a stand-alone software package, partly on the user's computer and partly on a remote computer or entirely on the remote computer or server. In the case of a remote computer, the remote computer may be connected to the user's computer through any type of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or the connection may be made to an external computer (for example, through the Internet using an Internet service provider).
It is to be noted that the foregoing is only illustrative of the preferred embodiments of the present invention and the technical principles employed. It will be understood by those skilled in the art that the present invention is not limited to the particular embodiments described herein, but is capable of various obvious changes, rearrangements and substitutions as will now become apparent to those skilled in the art without departing from the scope of the invention. Therefore, although the present invention has been described in greater detail by the above embodiments, the present invention is not limited to the above embodiments, and may include other equivalent embodiments without departing from the spirit of the present invention, and the scope of the present invention is determined by the scope of the appended claims.

Claims (14)

1. A security authentication method of a mobile financial device, comprising:
the method comprises the following steps that a server receives security verification information sent by a financial transaction user, wherein the security verification information comprises: geographic location information and a security verification code of the user;
if the server determines that target financial equipment corresponding to the received geographic position information is prestored, generating corresponding security authentication information according to the security verification code and sending the corresponding security authentication information to the target financial equipment for displaying so that the user can perform security verification on the mobile financial equipment in the environment;
the server stores the corresponding relation between the geographic position information and the movable financial equipment;
the server periodically sends a position reporting instruction to each associated mobile financial device;
and the server updates and stores the corresponding relation between the geographical position information and the movable financial equipment according to the geographical position information reported by each piece of movable financial equipment.
2. The method of claim 1, wherein the server generates corresponding security authentication information according to the security verification code and sends the corresponding security authentication information to the target financial device for display, and the method comprises the following steps:
the server sends security authentication information directly generated according to the security verification code to the target financial equipment for displaying, wherein the security verification code is the same as the security authentication information; or the like, or, alternatively,
and the server sends the security authentication information generated after the security verification code is encrypted to the target financial equipment for displaying, wherein the security verification code is different from the security authentication information.
3. The method of claim 1, further comprising:
the server acquires position updating information sent by the mobile financial equipment, wherein the position updating information comprises: the identity of the mobile financial device and the updated geographic location information of the mobile financial device;
and the server updates and stores the corresponding relation between the geographic position information and the movable financial equipment according to the position updating information.
4. The method of claim 1, wherein after the server generates corresponding security authentication information according to the security verification code and sends the security authentication information to the target financial device for display, the method further comprises:
and if equipment occupation feedback returned by the target financial equipment is received, transmitting the delayed viewing information to the user so as to instruct the user to retransmit the security check information in the idle state of the financial equipment.
5. The method of claim 1, wherein the mobile financial device comprises: a mobile automated teller machine, or an automated teller machine fixedly arranged at a mobile police kiosk.
6. A security authentication method of a mobile financial device, comprising:
the mobile financial equipment acquires security authentication information sent by the server;
the mobile financial equipment extracts a security verification code included in the security authentication information and displays the security verification code on an equipment screen;
the safety authentication information is generated by triggering after the server receives safety verification information sent by a financial transaction user, and the safety authentication information comprises: the geographic location information of the user and the security verification code;
if the mobile financial equipment detects that the geographical position information of the mobile financial equipment changes, constructing corresponding position updating information and sending the position updating information to the server;
wherein the location update information comprises: an identity of the mobile financial device and updated geographic location information of the mobile financial device.
7. The method of claim 6, wherein the mobile financial device extracting a security verification code included in the security authentication information and displaying the security verification code in a device screen comprises:
if the mobile financial equipment is in an idle state at present, extracting a security verification code included in the security authentication information, and displaying the security verification code in an equipment screen;
and if the movable financial equipment is in the working state currently, returning equipment occupation feedback to the server.
8. A security authentication system for a mobile financial device, comprising: a server, and at least one removable financial device;
the server receives security verification information sent by a financial transaction user, determines target financial equipment prestored and corresponding to the received geographic position information, and generates corresponding security authentication information according to a security verification code and sends the security authentication information to the target financial equipment for displaying so that the user can perform security verification on movable financial equipment in the environment;
the mobile equipment acquires security authentication information sent by a server, extracts a security verification code included in the security authentication information, and displays the security verification code on an equipment screen;
the server periodically sends a position reporting instruction to each associated mobile financial device;
and the server updates and stores the corresponding relation between the geographical position information and the movable financial equipment according to the geographical position information reported by each piece of movable financial equipment.
9. A security authentication device of a mobile financial device, which is applied to a server, comprises:
the verification information receiving module is used for receiving security verification information sent by a financial transaction user, wherein the security verification information comprises: geographic location information and a security verification code of the user;
the safety verification module is used for generating corresponding safety authentication information according to the safety verification code and sending the safety authentication information to the target financial equipment for displaying if the target financial equipment corresponding to the received geographic position information is determined to be prestored, so that the user can carry out safety verification on the movable financial equipment in the environment;
the device stores the corresponding relation between the geographic position information and the movable financial equipment;
and the position information updating module is used for periodically sending a position reporting instruction to each associated movable financial device and updating and storing the corresponding relation between the geographical position information and the movable financial devices according to the geographical position information reported by each movable financial device.
10. A security certification device of a mobile financial device, which is applied to the mobile financial device, comprises:
the authentication information acquisition module is used for acquiring the security authentication information sent by the server;
the display module is used for extracting the security verification code included in the security authentication information and displaying the security verification code on a screen of the equipment;
the position reporting module is used for detecting the change of the geographical position information of the movable financial equipment, constructing corresponding position updating information and sending the position updating information to the server;
the safety authentication information is generated by triggering after the server receives safety verification information sent by a financial transaction user, and the safety authentication information comprises: the geographic location information of the user and the security verification code.
11. A security authentication device of a mobile financial device, comprising:
one or more controllers;
a memory for storing one or more programs;
the one or more programs are executable by the one or more controllers to cause the one or more controllers to implement the method of any of claims 1-5.
12. A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the method according to any one of claims 1-5.
13. An ATM, comprising:
one or more controllers;
a memory for storing one or more programs;
the one or more programs are executable by the one or more controllers to cause the one or more controllers to implement the method of any of claims 6-7.
14. A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the method according to any one of claims 6-7.
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