CN107862518A - A kind of method of payment and system based on terminal location - Google Patents
A kind of method of payment and system based on terminal location Download PDFInfo
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- CN107862518A CN107862518A CN201711225999.XA CN201711225999A CN107862518A CN 107862518 A CN107862518 A CN 107862518A CN 201711225999 A CN201711225999 A CN 201711225999A CN 107862518 A CN107862518 A CN 107862518A
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- Prior art keywords
- terminal
- payment
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- location
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
Abstract
The embodiment of the present application discloses a kind of method of payment and system based on terminal location, is related to intelligent terminal technical field.Methods described includes：Obtain the positional information of terminal；Limit the payment region of the terminal；Determine the payoff grade of the terminal；Certification user profile；According to the payment region, delivery operation is performed.The method of payment and system based on terminal location of the application, set by the positional information of terminal and pay region, performed delivery operation according to region is paid, to ensure the security of terminal payment, improve Consumer's Experience.
Description
Technical field
The application is related to intelligent terminal technical field, more particularly to method of payment and system based on terminal location.
Background technology
With the rapid development of Internet technology and mobile communication technology, work, life and the intelligent terminal breath of people cease
It is related.Currently, the payment function of intelligent terminal is providing a great convenience property of terminal user, however, intelligent terminal is deposited always
The safety of payment the problem of.In addition, the safety of payment of intelligent terminal not only includes the payment problem that other people usurp, and exist
The payment problem such as falsely use with the household that intellectual level is not inconsistent.For example, when terminal user loses terminal, usurp terminal by other people and carry out
Pay.In another example terminal user temporarily entertains terminal to child, child there may be the consumption row not being inconsistent with its intellectual level
For using terminal is paid.
Accordingly, it is desired to provide a kind of method of payment and system based on terminal location, are set by the positional information of terminal
Region is paid, delivery operation is performed according to region is paid, to ensure the security of terminal payment, improves Consumer's Experience.
The content of the invention
According to the first aspect of some embodiments of the present application, there is provided a kind of method of payment based on terminal location, should
For in terminal (for example, electronic equipment etc.), methods described can to include：Obtain the positional information of terminal；Limit the terminal
Payment region；Determine the payoff grade of the terminal；Certification user profile；According to the payment region, delivery operation is performed.
In certain embodiments, the positional information is obtained by location technology, the location technology include WiFi positioning,
Architecture, bluetooth positioning, GPS location.
In certain embodiments, the payment region includes living area, working region, and the living area is included to live
Centered on pre-set radius border circular areas；The working region includes the circle of the pre-set radius centered on company
Domain.
In certain embodiments, the payoff grade includes small amount payment, wholesale is paid, and the amount of money of the small amount payment is not
More than the first preset cost；The amount of money that the wholesale is paid is not less than the second preset cost.
In certain embodiments, the certification user profile includes recognition of face, iris recognition, Application on Voiceprint Recognition, vein knowledge
Not, one or more of combinations in fingerprint recognition.
In certain embodiments, the execution delivery operation includes：Obtain the payment request of terminal；Determine the terminal
Positional information；Judge the terminal whether positioned at payment region；Paid if so, performing terminal；Paid if it is not, intercepting terminal.
In certain embodiments, methods described may further include：Terminal described in alarm and reminding is located at non-pay region.
In certain embodiments, methods described may further include：The real time position of monitor terminal；Whether judge terminal
Leave and pay region；If so, determine that terminal is located at the duration in non-pay region；Judge whether the duration is more than preset duration；
If so, increase temporary payments region.
In certain embodiments, methods described may further include：Time of payment corresponding to the payment region is set；
In the non-pay time, corresponding payment region is locked.
According to the second aspect of some embodiments of the present application, there is provided a system, including：One memory, by with
It is set to data storage and instruction；One is established the processor to communicate with memory, wherein, when performing the instruction in memory,
The processor is configured as：Obtain the positional information of terminal；Limit the payment region of the terminal；Determine the branch of the terminal
Pay grade；Certification user profile；According to the payment region, delivery operation is performed.
Therefore, according to the method for payment and system based on terminal location of some embodiments of the present application, terminal is passed through
Positional information, which is set, pays region, performs delivery operation according to region is paid, to ensure the security of terminal payment, improves user
Experience.
Brief description of the drawings
To more fully understand and illustrating some embodiments of the present application, below with reference to the description of accompanying drawing reference implementation example,
In the drawings, same digital number indicates corresponding part in the accompanying drawings.
Fig. 1 is the illustrative diagram of the Environment System provided according to some embodiments of the present application.
Fig. 2 is the exemplary cell schematic diagram that the electronic functionalities provided according to some embodiments of the present application configure.
Fig. 3 is the exemplary flow of the method for payment based on terminal location provided according to some embodiments of the present application
Figure.
Fig. 4 is the exemplary process diagram of the terminal obligation authority control method provided according to some embodiments of the present application.
Embodiment
Below with reference to accompanying drawing description for ease of Integrated Understanding the application as defined in claim and its equivalent
Various embodiments.These embodiments include various specific details in order to understand, but these be considered only as it is exemplary.Cause
This, it will be appreciated by those skilled in the art that carrying out variations and modifications without departing from this to various embodiments described here
The scope and spirit of application.In addition, briefly and to be explicitly described the application, the application will be omitted to known function and structure
Description.
The term and phrase used in description below and claims is not limited to literal meaning, and be merely can
Understand and as one man understand the application.Therefore, for those skilled in the art, it is possible to understand that, there is provided to the various implementations of the application
The description of example is only the purpose to illustrate, rather than limitation appended claims and its application of Equivalent definitions.
Below in conjunction with the accompanying drawing in the application some embodiments, the technical scheme in the embodiment of the present application is carried out clear
Chu, it is fully described by, it is clear that described embodiment is only some embodiments of the present application, rather than whole embodiments.
Based on the embodiment in the application, those of ordinary skill in the art are obtained all under the premise of creative work is not made
Other embodiment, belong to the scope of the application protection.
It should be noted that the term used in the embodiment of the present application is only merely for the mesh of description specific embodiment
, and it is not intended to be limiting the application." one " of singulative used in the embodiment of the present application and appended claims,
"one", " one kind ", " described " and "the" be also intended to including most forms, unless context clearly shows that other implications.Also
It should be appreciated that term "and/or" used herein refers to and list items purposes comprising one or more mutually bindings are any
Or it is possible to combine.Expression " first ", " second ", " described the first " and " described the second " be used for modify respective element without
Consideration order or importance, are used only for distinguishing a kind of element and another element, without limiting respective element.
Terminal according to the application some embodiments can be electronic equipment, the electronic equipment can include smart mobile phone,
PC (PC, such as tablet personal computer, desktop computer, notebook, net book, palm PC PDA), mobile phone, e-book
Reader, portable media player (PMP), audio/video player (MP3/MP4), video camera, virtual reality device
And one or more of combinations in wearable device etc. (VR).According to some embodiments of the present application, the wearable device
Type of attachment (such as wrist-watch, ring, bracelet, glasses or wear-type device (HMD)), integrated type (such as electronics can be included
Clothes), decorated type (such as pad skin, tatoo or built in electronic device) etc., or several combination.In some realities of the application
Apply in example, the electronic equipment can be flexible, be not limited to the said equipment, or can be one kind in above-mentioned various equipment
Or several combination.In this application, term " user " can be indicated using the people of electronic equipment or setting using electronic equipment
Standby (such as artificial intelligence electronic equipment).
The embodiment of the present application provides a kind of method of payment based on terminal location.For the ease of understanding that the application is implemented
Example, the embodiment of the present application is described in detail below with reference to accompanying drawing.
Fig. 1 is the illustrative diagram of the Environment System 100 provided according to some embodiments of the present application.Such as Fig. 1
Shown, Environment System 100 can include electronic equipment 110, network 120 and server 130 etc..Electronic equipment 110 can be with
Including bus 111, processor 112, memory 113, input/output module 114, display 115, communication module 116 and physics
Key 117 etc..In some embodiments of the present application, electronic equipment 110 can omit one or more elements, or can enter one
Step includes one or more of the other element.
Bus 111 can include circuit.The circuit can be with one or more element (examples in interconnection electronics 110
Such as, bus 111, processor 112, memory 113, input/output module 114, display 115, communication module 116 and secondary or physical bond
117).The circuit can also be realized between one or more elements in electronic equipment 110 communication (for example, obtain and/or
Send information).
Processor 112 can include one or more coprocessors (Co-processor), application processor (AP,
Application Processor) and communication processor (Communication Processor).As an example, processor
112 can perform with the control of one or more elements of electronic equipment 110 and/or data processing (for example, starting terminal branch
Pay, gather the operation such as iris information).
Memory 113 can be with data storage.The data can include other with one or more of electronic equipment 110
The related instruction of element or data.For example, the data can include the initial data of the before processing of processor 112, intermediate data
And/or the data after processing.Memory 113 can include impermanent memory memory and/or permanent memory memory.Make
For example, memory 113 can store the iris information of user.
According to some embodiments of the present application, memory 113 can store software and/or program.Described program can wrap
Include kernel, middleware, API (API, Application Programming Interface) and/or using journey
Sequence (or " application ").
At least a portion of the kernel, the middleware or the API can include operating system (OS,
Operating System).As an example, the kernel can be controlled or managed for performing other programs (for example, middle
Part, API and application program) in realize operation or function system resource (for example, bus 111, processor
112nd, memory 113 etc.).In addition, the kernel can provide interface.The interface can by the middleware, it is described should
One or more elements of electronic equipment 110 are accessed with DLL or the application program to control or management system resource.
The middleware can be as the intermediate layer of data transfer.The data transfer can allow API or
Application program is with the kernel communication exchanging data.As an example, the middleware can be handled from the application program
One or more task requests of acquisition.For example, the middleware can be to one or more application assigned electronic equipments
The priority of 110 system resource (for example, bus 111, processor 112, memory 113 etc.), and processing it is one or
Multiple tasks are asked.The API can be that the application program is used to control from the kernel or the middleware
The interface of function is provided.The API can also include one or more interfaces or function (for example, instruction).It is described
Function can be used for starting control, data channel control, security control, Control on Communication, document control, window control, text control
System, image procossing, information processing etc..
As an example, memory 113 can include Tee OS storages (Trusted Execution Environment
Operating System), cell phone system internal memory, mobile phone memory card etc..The Tee OS storages can be that safe storage is empty
Between, for depositing security information (for example, iris information etc.).As an example, when electronic equipment is lost, the letter of Tee OS storages
Breath can not be cracked, so as to ensure the security of iris information.The cell phone system internal memory can include mobile phone running memory
With mobile phone inoperative internal memory etc..The inoperative internal memory can be the ROM (Read Only Memory) of mobile phone.The mobile phone is deposited
Card storage can include SD card (Secure Digital Memory Card), Micro SD cards, Mini SD cards, TF card (Trans
Flash Card), CF cards (Compact Flash Card), mmc card (MultiMedia Card), RS-MMC cards, M2 cards
(Memory Stick Micro), MS cards etc..
Input/output module 114 can send what is inputted from user or external equipment to the other elements of electronic equipment 110
Instruction or data.Input/output module 114 can also be defeated by the instruction of the other elements acquisition from electronic equipment 110 or data
Go out to user or external equipment.In certain embodiments, input/output module 114 can include input block, and user can lead to
Cross the input block input information or instruction.
Display 115 can be with display content.The content can to user show all kinds (for example, text, image,
Video, icon and/or symbol etc., or several combinations).Display 115 can include liquid crystal display (LCD, Liquid
Crystal Display), light emitting diode (LED, Light-Emitting Diode) display, Organic Light Emitting Diode
(OLED, Organic Light Emitting Diode) display, Micro Electro Mechanical System (MEMS, Micro Electro
Mechanical Systems) display or electric paper display etc., or several combinations.Display 115 can include display
Screen, touch-screen etc..The display screen can show payment information.In certain embodiments, display 115 can be shown virtually
Key.The touch-screen can obtain the input of the virtual key.Display 115 can be obtained by the touch-screen and inputted.Institute
Touch input, gesture input, action input, the input close to input, electronic pen or user's body part can be included by stating input
(for example, hovering input).
Communication module 116 can configure the communication between equipment.In certain embodiments, Environment System 100 can be with
Further comprise electronic equipment 140.As an example, the communication between the equipment can include electronic equipment 110 and other set
Communication between standby (for example, server 130 or electronic equipment 140).For example, communication module 116 can by radio communication or
Wire communication is connected to network 120, realizes and communicates with other equipment (for example, server 130 or electronic equipment 140).
The radio communication can include microwave communication and/or satellite communication etc..The radio communication can include honeycomb
Communication is (for example, global mobile communication (GSM, Global System for Mobile Communications), CDMA
(CDMA, Code Division Multiple Access), 3G (Third Generation) Moblie (3G, The 3rd Generation
Telecommunication), forth generation mobile communication (4G), the 5th third-generation mobile communication (5G), Long Term Evolution (LTE,
Long Term Evolution), Long Term Evolution upgrade version (LTE-A, LTE-Advanced), WCDMA
(WCDMA, Wideband Code Division Multiple Access), UMTS (UMTS,
Universal Mobile Telecommunications System), WiMAX (WiBro, Wireless
Broadband) etc., or several combinations.According to some embodiments of the present application, the radio communication can include wireless local
Net (WiFi, Wireless Fidelity), bluetooth, low-power consumption bluetooth (BLE, Bluetooth Low Energy), ZigBee protocol
(ZigBee), near-field communication (NFC, Near Field Communication), magnetic safe transmission, radio frequency and body area network (BAN,
Body Area Network) etc., or several combinations.According to some embodiments of the present application, the wire communication can include
GLONASS (Glonass/GNSS, Global Navigation Satellite System), global positioning system
System (GPS, Global Position System), Beidou navigation satellite system or Galileo (European GPS)
Deng.The wire communication can include USB (USB, Universal Serial Bus), high-definition media interface
(HDMI, High-Definition Multimedia Interface), proposed standard 232 (RS-232, Recommend
Standard 232), and/or plain old telephone service (POTS, Plain Old Telephone Service) etc., or it is several
The combination of kind.
Secondary or physical bond 117 can be used for user mutual.Secondary or physical bond 117 can include one or more entity keys.In some realities
Apply in example, user can be with the function of self-defined secondary or physical bond 117.As an example, secondary or physical bond 117 can send instruction.The instruction
It can include starting terminal payment instruction, the instruction of certification user profile etc..The certification user profile can include iris recognition,
Recognition of face, Application on Voiceprint Recognition, fingerprint recognition, hand vein recognition etc., for example, the iris recognition can include writing during iris typing
Iris information of user etc. is read when the iris information of user, iris verification.
In certain embodiments, electronic equipment 110 may further include sensor.The sensor can be included but not
It is limited to light sensor, acoustic sensor, gas sensor, chemical sensor, voltage sensitive sensor, temp-sensitive sensor, fluid to pass
Sensor, biology sensor, laser sensor, Hall sensor, intelligence sensor, position sensor etc., or several combinations.
In certain embodiments, electronic equipment 110 may further include infrared equipment, image capture device etc..As
Example, the infrared equipment can identify by infrared ray mode of delivery, and blink, watch the technical limit spacing eyes such as identification attentively
Information.For example, the infrared equipment is acted come certification user profile by gathering the blink of user.As an example, described image
Collecting device can include camera, iris device etc..The camera can realize the functions such as eyeball tracking.The iris dress
Authentication (for example, certification user profile) can be carried out using iris recognition technology by putting.The iris device can include rainbow
Film camera, the iris camera can obtain iris information, and the iris information can be stored in memory 113.
Network 120 can include communication network.The communication network can include computer network (for example, LAN
(LAN, Local Area Network) or wide area network (WAN, Wide Area Network)), internet and/or telephone network
Deng, or several combinations.Network 120 can be to the other equipment in Environment System 100 (for example, electronic equipment 110, clothes
Business device 130, electronic equipment 140 etc.) send information.
Server 130 can be by the other equipment in the connection Environment System 100 of network 120 (for example, electronic equipment
110th, electronic equipment 140 etc.).In certain embodiments, when electronic equipment 110 is lost, server 130 can pass through network
120 send startup iris read write command to electronic equipment；When iris verification fails, server 130 can be entered by network 120
One step locks electronic equipment 110.In certain embodiments, when user information authentication success, server 130 can be set to electronics
Standby 110 send startup terminal payment instruction etc..In certain embodiments, server 130 can be to multiple terminals (for example, multiple electricity
Sub- equipment) send positional information.
Electronic equipment 140 can be identical or different with electronic equipment 110 type.According to some embodiments of the present application,
The part or all of operation performed in electronic equipment 110 can be in another equipment or multiple equipment (for example, electronic equipment 140
And/or server 130) in perform.In certain embodiments, when electronic equipment 110 be automatically or in response to request perform it is a kind of or
When multiple functions and/or service, electronic equipment 110 can ask other equipment (for example, electronic equipment 140 and/or server
130) perform function and/or service are substituted.In certain embodiments, electronic equipment 110 is in addition to perform function or service, further
Perform relative one or more functions.In certain embodiments, other equipment is (for example, electronic equipment 140 and/or clothes
Business device 130) asked function or other related one or more functions can be performed, implementing result can be sent to electricity
Sub- equipment 110.Electronic equipment 110 can repeat result or further handle implementing result, to provide asked function
Or service.As an example, electronic equipment 110 can use cloud computing, distributed computing technology and/or client-server end to calculate meter
Calculate etc., or several combinations.In certain embodiments, can be included according to the difference of cloud computing service property, the cloud computing
Public cloud, private clound and mixed cloud etc..In certain embodiments, when electronic equipment 110 is lost, electronic equipment 140 can be to
Electronic equipment 110 sends positioning instruction, to obtain the positional information of electronic equipment 110.In certain embodiments, electronic equipment
110 can establish with electronic equipment 140 and be connected, for example, shared payment information, sharing position information etc..
It should be noted that the description for Environment System 100 above, only for convenience of description, can not be this Shen
It please be limited within the scope of illustrated embodiment.It is appreciated that for those skilled in the art, the principle based on the system can
Each element can be combined on the premise of without departing substantially from the principle, or forms subsystem and be connected with other elements,
To implementing the various modifications and variations on the above method and systematic difference field progress form and details.For example, network environment
System 100 may further include database.In another example electronic equipment 110 can not include secondary or physical bond 117 etc..It is all such
The deformation of class, within the protection domain of the application.
Fig. 2 is the exemplary cell block diagram that the electronic functionalities provided according to some embodiments of the present application configure.Such as
Shown in Fig. 2, processor 112 can include processing module 200, and the processing module 200 can include acquiring unit 210, control
Unit 220, determining unit 230, processing unit 240.
According to some embodiments of the present application, acquiring unit 210 can obtain information.In certain embodiments, the letter
Breath can include but is not limited to text, picture, audio, video, action, gesture, sound, eyes (for example, iris information etc.), gas
Breath, light etc., or several combinations.In certain embodiments, described information can include but is not limited to input information, system information
And/or communication information etc..As an example, acquiring unit 210 can pass through the touch of input/output module 114, display 115
Screen, secondary or physical bond 117 and/or sensor obtain the input information of electronic equipment 110.The input information can include other equipment
(for example, electronic equipment 140) and/or the input of user, for example, the input of key-press input, touch-control, gesture input, action input, remote
Journey input, transmission input, eyes input, sound input, breath input, light input etc., or several combinations.The input information
Obtaining widget can include but is not limited to infrared equipment, image capture device, sensor etc., or several combinations.As showing
Example, acquiring unit 210 can obtain iris information etc. by image capture device (for example, iris shooting is first-class).In another example obtain
Unit 210 is taken to obtain the positional information of terminal by location technology.
In certain embodiments, acquiring unit 210 can obtain the communication information by network 120.The communication information can
With including application software information, signal of communication (for example, voice signal, vision signal etc.), short message etc..In some embodiments
In, acquiring unit 210 can obtain system information by network 120, memory 113 and/or sensor.The system information can
With include but is not limited to the system mode of electronic equipment 110, presupposed information, memory 113 store information (for example, iris is recognized
Demonstrate,prove information etc.) etc., or several combinations.
In certain embodiments, described information can include instruction.The instruction includes user instruction and/or system command
Deng, or several combinations.The instruction can include triggering command, certification instruction, fill in instruction etc., or several combinations.Institute
Certification user profile can be included, start terminal payment etc. by stating certification instruction.As an example, acquiring unit 210 can pass through thing
Manage key 117 or virtual key obtains user and starts the instruction that terminal is paid.
According to some embodiments of the present application, control unit 220 can be with control electronics.In certain embodiments, control
Unit 220 processed can start camera (for example, it is first-class to start shooting), start user information authentication (for example, starting iris knowledge
Not, recognition of face, fingerprint recognition, Application on Voiceprint Recognition, hand vein recognition etc.), start terminal pay etc..The camera can also include
Black and white camera (Mono), colour imagery shot, iris shooting are first-class.In certain embodiments, control unit 220 can limit end
The payment region at end.The payment region can include living area, working region, and the living area can include with residence
Centered on pre-set radius border circular areas；The working region can include the circle of the pre-set radius centered on company
Domain.
According to some embodiments of the present application, determining unit 230 can determine information.In certain embodiments, it is it is determined that single
Member 230 can determine current authentication user whether the user of typing iris information.As an example, determining unit 230 can be right
Than current authentication iris information and typing iris information uniformity, with certification user profile.In certain embodiments, really
Order member 230 can determine the payoff grade of the terminal.The payoff grade can include small amount payment, wholesale is paid etc..
The small amount payment can include the payment amount that payment is not more than the first preset cost.The wholesale, which is paid, to be included
Payment is not less than the payment amount of the second preset cost.
According to some embodiments of the present application, processing unit 240 can be with processing information.In certain embodiments, processing is single
Member 240 can perform delivery operation.In certain embodiments, processing unit 240 can associate a terminal and other multiple ends
End.As an example, processing unit 240 can share payment information to other multiple terminals of association etc..As an example, when eventually
When the positional information at end is beyond the payment region, processing unit 240 can not perform delivery operation.
According to some embodiments of the present application, processing module 200 may further include display unit.In some embodiments
In, the display unit can show the information of user information authentication failure, or the display successful information of user information authentication.
In some embodiments, the display unit can show payment information.In certain embodiments, the display unit can be shown
The payment information of other-end.
It should be noted that described above for the unit in processing module 200, only for convenience of description, can not be this
Application is limited within the scope of illustrated embodiment.It is appreciated that for those skilled in the art, the principle based on the system,
Unit may be combined on the premise of without departing substantially from the principle, or form submodule and connect with other units
Connect, the various modifications and variations in form and details are carried out to the function of implementing above-mentioned module and unit.For example, processing module
200 may further include display unit.In another example processing module 200 may further include analytic unit, the analysis is single
The iris information and the uniformity of the iris information of typing that member can be verified with comparative analysis.Such deformation, in this Shen
Within protection domain please.
Fig. 3 is the exemplary flow of the method for payment based on terminal location provided according to some embodiments of the present application
Figure.As shown in figure 3, flow 300 can be realized by processing module 200.In certain embodiments, it is described based on terminal location
Method of payment can start with automatic start or by instructing.The instruction can include user instruction, system command, action command
Deng, or several combinations.As an example, the information that the system command can be obtained by sensor generates.The user refers to
Order can include voice, gesture, action, secondary or physical bond 117 and/or virtual key etc., or several combinations.
301, the positional information of terminal is obtained.Operation 301 can be realized by the acquiring unit 210 of processing module 200.
In certain embodiments, acquiring unit 210 can start the positional information that the instruction that terminal is paid obtains terminal according to user.
In some embodiments, acquiring unit 210 can obtain the positional information of terminal by location technology.The location technology can wrap
Include WiFi positioning, architecture, bluetooth positioning, GPS location etc., or several combinations.
302, the payment region of limiting terminal.Operation 302 can be realized by the control unit 220 of processing module 200.
In certain embodiments, control unit 220 according to the positional information of terminal, can limit the payment region of the terminal.It is described
Living area, working region etc. can be included by paying region.The living area can include default half centered on residence
The border circular areas in footpath；The working region can include the border circular areas of the pre-set radius centered on company.Described default half
Footpath can be set according to the distance of commercial circle distance, and/or size of commercial circle scope etc..As an example, when residence is in commercial circle
500 meters of the heart, commercial circle scope are the border circular areas of 200 meters of radiuses, and control unit 220 can be using the payment region of limiting terminal as with firmly
Centered on radius be 700 meters of border circular areas, or the circle ring area that radius is 300 meters to 700 meters border circular areas superpositions.
In certain embodiments, control unit 220 can further limit the orientation in the payment region etc..As an example, work as company
200 meters of northeast orientation there is 500 meters of a commercial circle and southwestern orientation to have a commercial circle, control unit 220 can be according to user
Limitation is set to pay the orientation in region；For example, when user selects the commercial circle in northeast orientation, control unit 220 can limit branch
Pay the sector region in the border circular areas northeast orientation that region is 200 meters for the radius centered on company.
303, the payoff grade of the terminal is determined.Operation 303 can pass through the determining unit 230 of processing module 200
Realize.In certain embodiments, determining unit 230 can determine payoff grade according to the payment of terminal.Described payment etc.
Level can include small amount payment, wholesale is paid etc..The amount of money of the small amount payment is not more than the first preset cost；The wholesale branch
The amount of money paid is not less than the second preset cost.As an example, when determining unit 230 determines that the payoff grade of the terminal is small amount
During payment, processing unit 240 can be being paid in region according to the positional information of terminal, directly perform delivery operation.
304, certification user profile.Operation 304 can be by the control unit 220 of processing module 200, and/or determines
Unit 230 is realized.In certain embodiments, control unit 220 can start certification user profile, and determining unit 230 can recognize
Demonstrate,prove user information authentication.The certification user profile can include recognition of face, iris recognition, Application on Voiceprint Recognition, hand vein recognition, refer to
Line identification etc., or several combinations.As an example, when the payoff grade of the terminal pays for wholesale, processing unit 240 can
Paid with the positional information according to terminal in region, and the certification user profile of determining unit 230 is terminal user, then perform
Delivery operation.
305, according to the payment region, execution delivery operation.Operation 305 can pass through the processing of processing module 200
Unit 240 is realized.In certain embodiments, processing unit 240 can perform delivery operation according to the payment region.As
Example, when terminal is located at non-pay region, processing unit 240 can not perform delivery operation.In another example when terminal is positioned at branch
When paying region, processing unit 240 can perform delivery operation, or further performed according to the user profile of certification and pay behaviour
Make.
According to some embodiments of the present application, flow 300 may further include increase temporary payments region.In some realities
Apply in example, control unit 220 can may determine that whether terminal leaves payment with the real time position of monitor terminal, determining unit 230
Region, and further determine that terminal is located at the duration in non-pay region；When the duration is more than preset duration, control unit
220 can increase temporary payments region.As an example, when terminal user goes on business in other places, control unit 220 can be according to end
End is located at non-pay region, increase temporary payments region for a long time.The temporary payments region can be every preset time period more
Newly once, when terminal user leaves the temporary payments region, control unit 220 can delete the temporary payments region.
In certain embodiments, control unit 220 can set to increase or decrease according to user pays region.
According to some embodiments of the present application, flow 300 may further include locking and pay region.In some embodiments
In, terminal user, which can be set, pays the time of payment corresponding to region, and control unit 220 can lock phase in the non-pay time
The payment region answered.As an example, it is work that terminal user, which can set the time of payment in the payment region centered on company,
The working time of day, for example, the 8 of Mon-Fri:00-20:00；Control unit 220 can be in the non-pay time, for example, all
Or Sunday whole day etc., lock the payment region centered on company at 21 points of three.The locking, which pays region, can include place
Manage unit 240 and do not perform delivery operation in the payment region.In certain embodiments, control unit 220 can be according to user
Locking is set to pay region.As an example, terminal user in residence terminal is lent into child in use, can lock using residence as
The payment region at center.
It should be noted that the description for flow 300 above, only for convenience of description, can not be limited in the application
Within the scope of illustrated embodiment.It is appreciated that for those skilled in the art, the principle based on the system, may not carry on the back
On the premise of from the principle, each operation is combined, or forms sub-process and other operative combinations, in implementation
State the various modifications and variations in flow and the function progress form and details of operation.For example, flow 300 may further include
Increase temporary payments region, locking pays the operation such as region.Such deformation, within the protection domain of the application.
Fig. 4 is the exemplary process diagram of the terminal obligation authority control method provided according to some embodiments of the present application.
As shown in figure 4, flow 400 can be realized by processing module 200.
401, the payment request of terminal is obtained.Operation 401 can be realized by the acquiring unit 210 of processing module 200.
In certain embodiments, acquiring unit 210 can obtain the payment request of terminal by secondary or physical bond or virtual key etc..In some realities
Apply in example, control unit 220 can start certification user profile, when determining unit 230 determines user information authentication success, obtain
Unit 210 is taken to obtain the payment request of terminal.The certification user profile includes recognition of face, iris recognition, vocal print knowledge
Not, hand vein recognition, fingerprint recognition etc., or several combinations.
402, the positional information of the terminal is determined.Operation 402 can pass through the determining unit 230 of processing module 200
Realize.In certain embodiments, determining unit 230 can determine the positional information of terminal, the positioning skill using location technology
Art includes WiFi positioning, architecture, bluetooth positioning, GPS location etc..
403, judge the terminal whether positioned at paying region.Operation 403 can pass through the order really of processing module 200
Member 230 is realized.In certain embodiments, determining unit 230 can determine that the terminal is according to the positional information of the terminal
It is no to be located at payment region.
If the terminal, into operation 404,404, performs terminal and paid positioned at region is paid.Operation 404 can pass through
The control unit 220, and/or processing unit 240 of processing module 200 are realized.In certain embodiments, control unit 220 can be with
Start the obligation authority of the terminal, processing unit 240 can perform terminal and pay process.As an example, work as determining unit 230
The terminal is determined positioned at when paying region, processing unit 240 can directly perform terminal payment.
If the terminal, into operation 405,405, intercepts terminal and paid positioned at region is paid.Operation 405 can lead to
The control unit 220 for crossing processing module 200 is realized.In certain embodiments, control unit 220 can suspend the branch of the terminal
Pay authority.As an example, when determining unit 230 determines that the terminal is not paying region, control unit 220 can intercept end
Hold payment process.
According to some embodiments of the present application, flow 400 may further include terminal described in alarm and reminding and be located at non-branch
Pay region.In certain embodiments, when terminal does not carry out delivery operation in payment region, control unit 220 can be with alarm
The terminal is reminded to be located at non-pay region.As an example, control unit 220 can be with voice broadcast " not paying region " etc..
In certain embodiments, determining unit 230 can authenticate user profile, and when certification user profile is terminal user, control is single
Member 220 can remind terminal user to increase temporary payments region etc..
According to some embodiments of the present application, flow 400 may further include shared payment information.In some embodiments
In, connection that control unit 220 can be established between the terminal and one or more other-ends.The other-end can be with
Including tablet personal computer, intelligent sound box, wearable device, intelligent appliance, smart mobile phone, smart phone etc..In certain embodiments,
Acquiring unit 210 can obtain the payment information of the terminal, processing unit 240 payment information can be shared to institute
State the other-end of terminal connection.
It should be noted that the description for flow 400 above, only for convenience of description, can not be limited in the application
Within the scope of illustrated embodiment.It is appreciated that for those skilled in the art, the principle based on the system, may not carry on the back
On the premise of from the principle, each operation is combined, or forms sub-process and other operative combinations, in implementation
State the various modifications and variations in flow and the function progress form and details of operation.For example, flow 400 can not perform operation
402；In another example flow 400, which may further include terminal described in alarm and reminding, is located at non-pay region, shared payment information etc.
Operation.Such deformation, within the protection domain of the application.
In summary, according to the method for payment and system based on terminal location of the embodiment of the present application, the position of terminal is passed through
Confidence, which ceases to set, pays region, performs delivery operation according to region is paid, to ensure the security of terminal payment, improves user's body
Test.
It should be noted that the above embodiments are intended merely as example, the application is not limited to such example, but can
To carry out various change.
It should be noted that in this manual, term " comprising ", "comprising" or its any other variant are intended to
Nonexcludability includes, so that process, method, article or equipment including a series of elements not only will including those
Element, but also the other element including being not expressly set out, or it is this process, method, article or equipment also to include
Intrinsic key element.In the absence of more restrictions, the key element limited by sentence "including a ...", it is not excluded that
Other identical element also be present in process, method, article or equipment including the key element.
Finally, it is to be noted that, a series of above-mentioned processing are not only included with order described here in temporal sequence
The processing of execution, and the processing including performing parallel or respectively rather than in chronological order.
One of ordinary skill in the art will appreciate that realize all or part of flow in above-described embodiment method, being can be with
To be completed by the related hardware of computer program instructions, described program can be stored in a computer-readable recording medium,
The program is upon execution, it may include such as the flow of the embodiment of above-mentioned each method.Wherein, described storage medium can be magnetic disc,
CD, read-only storage (Read-Only Memory, ROM) or random access memory (Random Access Memory, RAM)
Deng.
Above disclosed is only some preferred embodiments of the application, it is impossible to the right model of the application is limited with this
Enclose, one of ordinary skill in the art will appreciate that all or part of flow of above-described embodiment is realized, and will according to the application right
Made equivalent variations are sought, still falls within and invents covered scope.
Claims (10)
- A kind of 1. method of payment based on terminal location, it is characterised in that including：Obtain the positional information of terminal；Limit the payment region of the terminal；Determine the payoff grade of the terminal；Certification user profile；According to the payment region, delivery operation is performed.
- 2. the method for payment according to claim 1 based on terminal location, it is characterised in that it is fixed that the positional information passes through Position technical limit spacing, the location technology include WiFi positioning, architecture, bluetooth positioning, GPS location.
- 3. the method for payment according to claim 1 based on terminal location, it is characterised in that the payment region includes life Work region, working region, the living area include the border circular areas of the pre-set radius centered on residence；The working region Include the border circular areas of the pre-set radius centered on company.
- 4. the method for payment according to claim 1 based on terminal location, it is characterised in that the payoff grade includes small Volume is paid, wholesale is paid, and the amount of money of the small amount payment is not more than the first preset cost；The amount of money that the wholesale is paid is not less than Second preset cost.
- 5. the method for payment according to claim 1 based on terminal location, it is characterised in that the certification user profile bag Include one or more of combinations in recognition of face, iris recognition, Application on Voiceprint Recognition, hand vein recognition, fingerprint recognition.
- 6. the method for payment according to claim 1 based on terminal location, it is characterised in that the execution delivery operation bag Include：Obtain the payment request of terminal；Determine the positional information of the terminal；Judge the terminal whether positioned at payment region；Paid if so, performing terminal；Paid if it is not, intercepting terminal.
- 7. the method for payment according to claim 6 based on terminal location, it is characterised in that further comprise：Terminal described in alarm and reminding is located at non-pay region.
- 8. according to the method for payment based on terminal location described in claim any one of 1-7, it is characterised in that further bag Include：The real time position of monitor terminal；Judge whether terminal is left and pay region；If so, determine that terminal is located at the duration in non-pay region；Judge whether the duration is more than preset duration；If so, increase temporary payments region.
- 9. according to the method for payment based on terminal location described in claim any one of 1-7, it is characterised in that further bag Include：Time of payment corresponding to the payment region is set；In the non-pay time, corresponding payment region is locked.
- A 10. system, it is characterised in that including：One memory, is configured as data storage and instruction；One is established the processor to communicate with memory, wherein, when performing the instruction in memory, the processor is configured For：Obtain the positional information of terminal；Limit the payment region of the terminal；Determine the payoff grade of the terminal；Certification user profile；According to the payment region, delivery operation is performed.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201711225999.XA CN107862518A (en) | 2017-11-29 | 2017-11-29 | A kind of method of payment and system based on terminal location |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201711225999.XA CN107862518A (en) | 2017-11-29 | 2017-11-29 | A kind of method of payment and system based on terminal location |
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| CN107862518A true CN107862518A (en) | 2018-03-30 |
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| CN201711225999.XA Pending CN107862518A (en) | 2017-11-29 | 2017-11-29 | A kind of method of payment and system based on terminal location |
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Application publication date: 20180330 |