CN104751331B - A kind of one yard multi-purpose reimbursement of expense method and its payment system - Google Patents
A kind of one yard multi-purpose reimbursement of expense method and its payment system Download PDFInfo
- Publication number
- CN104751331B CN104751331B CN201510137619.1A CN201510137619A CN104751331B CN 104751331 B CN104751331 B CN 104751331B CN 201510137619 A CN201510137619 A CN 201510137619A CN 104751331 B CN104751331 B CN 104751331B
- Authority
- CN
- China
- Prior art keywords
- payment
- toll collection
- software
- collection system
- internet
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
Abstract
The invention discloses a kind of one yard multi-purpose reimbursement of expense methods and payment system, it is generated the Quick Response Code for scanning payment by toll collection system control, consumer is scanned Quick Response Code using any money payment software being installed on intelligent hand-held terminal, establishes the connection between payment software and toll collection system；Toll collection system intelligent recognition scans the two-dimensional code used payment software, and is associated with the internet payment service centre belonging to the payment software；Toll collection system establishes the connection with associated internet payment service centre according to the result of identification, consumer operates payment software and completes reimbursement of expense operation by the connection that toll collection system and internet payment service centre establish, and the expense that consumer pays is given to payment collector by internet payment service centre.
Description
Technical field
The invention belongs to internet reimbursement of expense technical fields, and in particular to a kind of one yard multi-purpose reimbursement of expense method and
Its payment system.
Background technology
With the continuous development and application of the technologies such as internet, mobile payment, to be suitable for various network businessmans, line is submitted
Easily, the purposes such as electronic transaction, (movement) internet payment have become a kind of common means of payment, major electric business platform,
The moment, there is a large amount of transaction to carry out on major Internet of Things payment platform, such as the electric business such as Taobao, Jingdone district, Amazon, and
Alipay, wealth pay the payment platforms such as logical, wechat payment, QQ payments.
Traditional internet payment means, such as after above-mentioned electric business or payment platform submit purchase order, electric business or flat
Playscript with stage directions body can provide the payment approach of multiple channel, oneself approach is commonly paid for being selected for consumer；The branch provided
Major platform completion payment for having financial payment function can be linked to by paying channel, such as open the major of network payment function
Bank and Alipay, wealth pay the Third-party payment platforms such as logical.Wherein the problem is that, major electric business, bank paying platform
And the payment channel of Third-party payment platform is incompatible, is unable to compatible processing between each other, the number for selection is many
More channel of disbursement keeps consumer confusing, takes and not convenient enough, when especially network signal is bad, consumption experience is very not
It is convenient.
Consumption place under some lines at present also begins to abandon single traditional cash and cCredit card payment successively, be changed to
Compatible internet payment, i.e., complete payment on the internet, obtains corresponding commodity in entity place or enjoys respective service.
But wherein foregoing problems still can be encountered, i.e., the internet payment tool usually used due to each consumer is not
One, the channel of disbursement that each businessman provides is not inevitably complete, i.e., enabled to provide each mainstream channel of disbursement comprehensively, also easily causes management and makes
Confusion eventually makes the payment experience sense of consumer bad, influences the extensive and long-term of this novel means of payment and pushes away
Wide and use.
Invention content
It is an object of the invention in order to solve deficiency in the prior art, design a kind of one yard of multi-purpose reimbursement of expense side
Method and payment system, method of payment of the invention and payment system substantially increase the Quality of experience of consumer's on-line payment.
One of the technical solution adopted to achieve the purpose of the present invention is：A kind of one yard multi-purpose reimbursement of expense method,
Toll collection system generates the Quick Response Code for scanning payment, and consumer is paid soft using any money being installed on intelligent hand-held terminal
Part is scanned Quick Response Code, establishes the connection between payment software and toll collection system；Toll collection system intelligent recognition consumer institute
Using the type of payment software, and the connection with the affiliated internet payment service centre of the payment software is established, consumer passes through
Reimbursement of expense is completed with the connection that internet payment service centre establishes；The toll collection system can recognize that the class of multiple payment softwares
Type.
The method of payment specific works workflow of the present invention is that two for scanning payment are generated by toll collection system control
Code is tieed up, consumer is scanned Quick Response Code using any money payment software being installed on intelligent hand-held terminal, establishes payment
Connection between software and toll collection system；Toll collection system intelligent recognition scans the two-dimensional code used payment software, and being associated with should
Internet payment service centre belonging to payment software；Toll collection system is established and associated internet payment according to the result of identification
The connection of service centre, it is complete that consumer operates the connection that payment software is established by toll collection system and internet payment service centre
It is operated at reimbursement of expense, the expense that consumer pays is given to payment collector by internet payment service centre.
Preferably, the payment software is Alipay, wealth pays logical, wechat, QQ or quick payment software；The internet branch
It is the server positioned at internet distal end belonging to payment software to pay service centre.The payment software is installed on intelligent handhold end
On end.
Preferably, the payment software is the software being installed on intelligent hand-held terminal provided by bank；The interconnection
Net payment services center is the backstage payment system of the affiliated bank of the software.
Preferably, the payment software is online store client；The internet payment service centre is the network provider
The included electronic-monetary system in shop.The payment software is installed on intelligent hand-held terminal.
Preferably, the online store client includes that Taobao, day cat, Jingdone district store, Yi Xun nets, Suning easily purchase, are sub-
Ma Xun, Dangdang.com, No.1 shop, U.S. group's net or Baidu's glutinous rice net.
Preferably, the internet payment service centre carries electronic-monetary system, which is different from silver
Capable backstage payment system；After the payment software connects internet payment service centre by toll collection system, directly using electricity
Sub- currency completes payment, or completes payment after electronic money is withdrawn deposit to bank card by toll collection system.
Preferably, for the intelligent hand-held terminal by wireless network connection internet, the intelligent hand-held terminal is mobile phone
Or tablet computer.
Preferably, the toll collection system be parking lot fee collection management system, super market checkout system, self-service payment terminal machine,
The order payment system in Self-help vending machine or website shop.
Preferably, for the toll collection system to the associated spending amount of the Quick Response Code into Mobile state charging, intelligent handhold is whole
The spending amount paid needed for Dynamic Announce on end.
The two of the technical solution adopted to achieve the purpose of the present invention are：A kind of branch using above-mentioned reimbursement of expense method
The system of paying, including toll collection system and intelligent hand-held terminal, the toll collection system are paid for generating to scan for intelligent hand-held terminal
Quick Response Code, payment software is installed on intelligent hand-held terminal, intelligent hand-held terminal is scanned the two-dimensional code by payment software and institute
It states toll collection system and establishes connection；The type of toll collection system intelligent recognition payment software, and belonging to foundation and the payment software mutually
The connection at networking payment services center, consumer complete reimbursement of expense by the connection established with internet payment service centre；
The toll collection system can recognize that the type of multiple payment softwares.
Description of the drawings
Fig. 1 is the flow diagram of the method for payment of the embodiment of the present invention one
Fig. 2 is the flow diagram of the method for payment of the embodiment of the present invention two
Specific implementation mode
The specific implementation mode of the present invention is described further below in conjunction with the accompanying drawings：
Embodiment one：
As shown in Figure 1, the reimbursement of expense method that one yard of the present embodiment is multi-purpose, consumer is selecting or is obtaining commodity clearing
When, selection or obtain service clearing when, by toll collection system according to spending amount generate for scan pay Quick Response Code；Consumer
Quick Response Code is scanned using any money payment software being installed on intelligent hand-held terminal, establish payment software is with charge
Connection between system；Toll collection system can the used payment software of intelligent recognition consumer type, and establish with the payment software
The connection of affiliated internet payment service centre (consumer channel)；Consumer is by establishing the internet payment service centre connected
Operation payment software continues to complete payment.
The payment software has the function of consumption and payment, can be any one of following software：Alipay, wealth are paid
Software that logical, wechat, QQ, quick payment, bank provide and Taobao, day cat, Jingdone district store, Yi Xun nets, Suning easily purchase,
Amazon, Dangdang.com, No.1 shop, the beautiful cell-phone customer terminal for rolling into a ball the online stores such as net and Baidu's glutinous rice net.
The internet payment service centre is the server-centric system positioned at internet distal end belonging to payment software,
Such as the payment system that the internet payment service centre belonging to Alipay cell-phone customer terminal is Alipay company, Bank of China's hand
Internet payment service centre belonging to machine payment client terminal is the backstage payment system etc. of Bank of China.
Embodiment two：
As shown in Fig. 2, one yard of multi-purpose reimbursement of expense method of the present embodiment, the toll collection system is parking fee collective system pipe
Reason system, consumption service are the parking services in parking lot.
When this method is applied to Car park payment service, car owner is printed on Quick Response Code in the entrance in parking lot by gate acquisition
Card, the Quick Response Code on card is controlled by the charging administration system in parking lot to be generated, which is used for for mobile phone or tablet
Cat scanner is paid；And vehicle is in admission, the information of vehicle, including license plate number, it is associated with by parking lot fee collection management system
To the Quick Response Code generated.
Car owner drives after admission, and parking lot fee collection management system starts dynamic charging according to expenses standard and down time.
Car owner can scan the two-dimensional code payment Parking Fee by I or other people before pick-up is left the theatre in any place；
The two-dimension code image on card can be issued on the mobile phone of third party people by internet, allows it that can pay parking fee for car owner
With.
When scanning the two-dimensional code payment parking fee, with any money payment software on mobile phone, such as wechat, wechat is opened
It sweeps and sweeps, Quick Response Code is scanned, when scanning completion, mobile phone passes through internet and parking lot fee collection management system is established and connected
Connect relationship.
Parking lot fee collection management system receives after mobile phone scans the two-dimensional code the signal sent out, is on the one hand sent to mobile phone current
Consumption information of parking, such as the amount of money, down time, license plate number etc.；On the other hand, parking lot fee collection management system is according to reception
To scanning signal intelligent recognition go out scan the Quick Response Code software type (the present embodiment is wechat), and with by Tencent
The internet payment service centre connection of wechat under management.
The consumption information that payment in need is shown on mobile phone, it is micro- after disburser continues to operate payment software completion payment
The internet payment service centre of letter sends the signal that payment is completed to parking lot fee collection management system, and the expense of payment is turned
To in the account of parking lot owner.
After parking lot fee collection management system receives the successful signal of payment, it is by the marking of cars associated by payment Quick Response Code
The state that can be let pass, car owner can drive to leave the theatre.
Parking lot fee collection management system plays the function of transfer and parsing in the management of Quick Response Code, realizes more than one yard
Purpose.I.e. the Quick Response Code of car owner institute card taking on piece can complete scanning payment with any money payment software, each to solve
The problem of payment software is fought separately, for example, the consumption Quick Response Code generated by Alipay, goes scanning to have more than is needed with wechat.
The method of payment of the present embodiment can select to pay, it is also an option that on mobile phone immediately when scanning the two-dimensional code
Continue, dynamically observe consumption information.
Certainly, one section of leaving time, such as 15 points can be also arranged after car owner completes payment in parking lot fee collection management system
Clock, car owner leave the theatre in 15 minutes after payment.So facilitate car owner that payment is completed before not reaching parking lot, and
Without in busy parking lot or going out at lock to make payment action, when can effectively, generally reduce the pick-up of car owner, leave the theatre
Between, and improve the operational efficiency in parking lot.
The present invention be applied to other toll collection systems, such as super market checkout system, self-service payment terminal machine, Self-help vending machine or
Order payment system in website shop etc., also with the advantage described in above-described embodiment.
According to the disclosure and teachings of the above specification, those skilled in the art in the invention can also be to above-mentioned embodiment party
Formula is changed and is changed.Therefore, the invention is not limited in specific implementation modes disclosed and described above, to the present invention's
Some modifications and changes should also be as falling into the scope of the claims of the present invention.In addition, although being used in this specification
Some specific terms, these terms are merely for convenience of description, does not limit the present invention in any way.
Claims (9)
1. a kind of one yard multi-purpose reimbursement of expense method, which is characterized in that toll collection system generates the Quick Response Code for scanning payment,
Consumer is scanned Quick Response Code using any money payment software for being installed on intelligent hand-held terminal, establish payment software with
Connection between toll collection system；The type of the used payment software of toll collection system intelligent recognition consumer, and establish and the payment
The connection of the affiliated internet payment service centre of software, consumer are completed by the connection established with internet payment service centre
Reimbursement of expense；The toll collection system can recognize that the type of multiple payment softwares；
The internet payment service centre carries electronic-monetary system, and the backstage which is different from bank is paid
System；After the payment software connects internet payment service centre by toll collection system, directly electronic money is used to complete branch
It pays, or payment is completed after electronic money is withdrawn deposit to bank card by toll collection system.
2. one yard according to claim 1 multi-purpose reimbursement of expense method, which is characterized in that the payment software is payment
Precious, wealth pays logical, wechat or QQ；The internet payment service centre is the service positioned at internet distal end belonging to payment software
Device.
3. one yard according to claim 1 multi-purpose reimbursement of expense method, which is characterized in that the payment software is by silver
The software being installed on intelligent hand-held terminal that row provides；The internet payment service centre is after the affiliated bank of the software
Platform payment system.
4. one yard according to claim 1 multi-purpose reimbursement of expense method, which is characterized in that the payment software is network
Store client；The internet payment service centre is the electronic-monetary system that the online store carries.
5. one yard according to claim 4 multi-purpose reimbursement of expense method, which is characterized in that the online store client
It is easily purchased including Taobao, day cat, Jingdone district store, Yi Xun nets, Suning, Amazon, Dangdang.com, No.1 shop, net is rolled into a ball by U.S. or Baidu is glutinous
Rice net.
6. one yard according to claim 1 multi-purpose reimbursement of expense method, which is characterized in that the intelligent hand-held terminal is logical
Wireless network connection internet is crossed, the intelligent hand-held terminal is mobile phone or tablet computer.
7. one yard according to claim 1 multi-purpose reimbursement of expense method, which is characterized in that the toll collection system is parking
Field charging administration system, super market checkout system, Self-help vending machine or the order payment system in website shop.
8. one yard according to claim 1 multi-purpose reimbursement of expense method, which is characterized in that the toll collection system is to described
The associated spending amount of Quick Response Code is into Mobile state charging, the spending amount that is paid needed for Dynamic Announce on intelligent hand-held terminal.
9. a kind of payment system using any one of claim 1 to the 8 reimbursement of expense method, which is characterized in that including receiving
Charge system and intelligent hand-held terminal, the toll collection system are used to generate the Quick Response Code for intelligent hand-held terminal scanning payment, intelligence
Payment software is installed, intelligent hand-held terminal is scanned the two-dimensional code by payment software and established with the toll collection system on handheld terminal
Connection；The type of toll collection system intelligent recognition payment software, and in foundation and the affiliated internet payment service of the payment software
The connection of the heart, consumer complete reimbursement of expense by the connection established with internet payment service centre；The toll collection system can
Identify the type of multiple payment softwares；
The internet payment service centre carries electronic-monetary system, and the backstage which is different from bank is paid
System；After the payment software connects internet payment service centre by toll collection system, directly electronic money is used to complete branch
It pays, or payment is completed after electronic money is withdrawn deposit to bank card by toll collection system.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510137619.1A CN104751331B (en) | 2015-03-26 | 2015-03-26 | A kind of one yard multi-purpose reimbursement of expense method and its payment system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510137619.1A CN104751331B (en) | 2015-03-26 | 2015-03-26 | A kind of one yard multi-purpose reimbursement of expense method and its payment system |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN104751331A CN104751331A (en) | 2015-07-01 |
| CN104751331B true CN104751331B (en) | 2018-07-24 |
Family
ID=53590967
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201510137619.1A Active CN104751331B (en) | 2015-03-26 | 2015-03-26 | A kind of one yard multi-purpose reimbursement of expense method and its payment system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN104751331B (en) |
Families Citing this family (16)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104978769B (en) * | 2015-07-08 | 2018-11-23 | 北京车行神州科技有限公司 | One kind realizing parking fee electronic central payment system based on mobile phone terminal |
| CN105225344A (en) * | 2015-10-19 | 2016-01-06 | 江门市东吉五金制品有限公司 | A kind of automatic vending machine electronic fare payment system and method for payment thereof |
| CN105913245A (en) * | 2015-10-23 | 2016-08-31 | 乐视网信息技术（北京）股份有限公司 | Internet payment method, device and server |
| CN105844803B (en) * | 2016-03-25 | 2019-02-22 | 曹准 | A kind of cell phone application implementation method of the electric automobile charging pile across application charging system |
| CN106296169A (en) * | 2016-07-29 | 2017-01-04 | 宇龙计算机通信科技(深圳)有限公司 | A kind of method of payment based on NFC and device |
| WO2018035641A1 (en) * | 2016-08-21 | 2018-03-01 | 易晓阳 | Payment method using two-dimensional code identification by handheld terminal in parking lot |
| CN106920088A (en) * | 2017-01-24 | 2017-07-04 | 深圳市广和通无线股份有限公司 | Method of payment and device |
| CN107644461A (en) * | 2017-10-20 | 2018-01-30 | 苏州市华信信息技术有限公司 | A kind of method applied to different parking lot management softwares based on screen picture identification |
| CN107730223A (en) * | 2017-10-27 | 2018-02-23 | 聚诚（深圳）网络科技有限公司 | It is a kind of to polymerize the system and method paid |
| JP7143592B2 (en) * | 2018-01-22 | 2022-09-29 | トヨタ自動車株式会社 | Position search support system |
| CN110084575A (en) * | 2018-01-26 | 2019-08-02 | 北京云点联动科技发展有限公司 | A kind of method of payment of two dimensional code fast and stable |
| CN109118206A (en) * | 2018-08-14 | 2019-01-01 | 北京超级美科技有限公司 | A kind of cosmetic industry delivery operation system |
| CN110099125B (en) * | 2019-05-10 | 2021-09-28 | 拉扎斯网络科技（上海）有限公司 | Information switching method and device, electronic equipment and computer readable storage medium |
| CN110276608A (en) * | 2019-06-28 | 2019-09-24 | 中至数据集团股份有限公司 | Payment processing method, device, readable storage medium storing program for executing and computer equipment |
| CN113643084A (en) * | 2020-04-27 | 2021-11-12 | 无锡京阳智能科技中心 | One-object one-code and one-code multi-purpose cloud code operation system |
| CN113191759A (en) * | 2021-04-16 | 2021-07-30 | 西安艾润物联网技术服务有限责任公司 | Parking fee payment method of digital currency, terminal device and readable storage medium |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103854173A (en) * | 2014-03-28 | 2014-06-11 | 紫光股份有限公司 | Mobile payment method for field shopping |
| CN103985038A (en) * | 2014-04-16 | 2014-08-13 | 深圳市亚略特生物识别科技有限公司 | Payment method of mobile terminal based on fingerprint recognition |
| CN104239840A (en) * | 2014-07-31 | 2014-12-24 | 黄泽权 | One-dimension code and two-dimension code integrator system integrating scanning, generation and conversion functions |
| DE102013013490A1 (en) * | 2013-08-15 | 2015-02-19 | Afc Rechenzentrum Gmbh | Method for the cashless processing of payments from portable telecommunication equipment to cash registers with a telecommunication connection |
Family Cites Families (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20140279499A1 (en) * | 2013-03-12 | 2014-09-18 | Larry J. Kane | Single use qr code authorization system |
-
2015
- 2015-03-26 CN CN201510137619.1A patent/CN104751331B/en active Active
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| DE102013013490A1 (en) * | 2013-08-15 | 2015-02-19 | Afc Rechenzentrum Gmbh | Method for the cashless processing of payments from portable telecommunication equipment to cash registers with a telecommunication connection |
| CN103854173A (en) * | 2014-03-28 | 2014-06-11 | 紫光股份有限公司 | Mobile payment method for field shopping |
| CN103985038A (en) * | 2014-04-16 | 2014-08-13 | 深圳市亚略特生物识别科技有限公司 | Payment method of mobile terminal based on fingerprint recognition |
| CN104239840A (en) * | 2014-07-31 | 2014-12-24 | 黄泽权 | One-dimension code and two-dimension code integrator system integrating scanning, generation and conversion functions |
Also Published As
| Publication number | Publication date |
|---|---|
| CN104751331A (en) | 2015-07-01 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN104751331B (en) | A kind of one yard multi-purpose reimbursement of expense method and its payment system | |
| CN107146077B (en) | Payment method, corresponding portable terminal and third-party payment platform | |
| CN106489168B (en) | It is paid in simple shop | |
| US8032452B2 (en) | Multiple-entity transaction systems and methods | |
| JP4372467B2 (en) | Electronic money server | |
| CN101567071A (en) | Data interactive processing method and device of online transaction system and bank system | |
| CN104966194A (en) | Composite cash register method and intelligent cash register system therefor | |
| JP2014523591A (en) | Kits, systems, related methods and services for providing a platform for depositing cash | |
| CN1228860A (en) | Automatic electronic funds transfer system and method | |
| CN107103461A (en) | A kind of method of payment and corresponding portable terminal, POS | |
| CN106920088A (en) | Method of payment and device | |
| CN107578228A (en) | Intelligent cashier method, apparatus, equipment and storage medium based on Quick Response Code | |
| CN104504561A (en) | Offline payment and exchange system based on electronic note | |
| CN110009444A (en) | A kind of wisdom marketing method based on payment terminal data | |
| KR20070026939A (en) | System and method of the integrated payment for milage points, electronic cash, electronic gift-certificates, pre-paid cards, debit cards and other credit cards by using one card number | |
| CN108009817A (en) | A kind of fusion payment system towards social security business | |
| CN107122974A (en) | A kind of Quick Response Code cash collecting system and method based on Bluetooth transfer techniques | |
| CN108062836A (en) | The Quick Response Code checkout of compatible for wired net and wireless network binary channels access public network | |
| CN107516209A (en) | The double screen GSM intelligent end devices of network receipt and payment settlement function are realized based on dynamic two-dimension code | |
| CN106355792A (en) | Counting, checking, swiping, scanning and intelligent payment all-in-one machine | |
| CN101375294A (en) | Method and system for loading and reloading portable consumer devices | |
| CN110223074A (en) | A kind of traffic is deducted fees control method, apparatus and system | |
| CN101009006A (en) | Method for auto-retrieval payment by bankcard | |
| US20090319406A1 (en) | Systems and Methods for Efficient Bill Payment | |
| CN107301535A (en) | It is a kind of that the system that traditional POS supports mobile payment is realized by bill printing |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |