CN113191759A - Parking fee payment method of digital currency, terminal device and readable storage medium - Google Patents

Parking fee payment method of digital currency, terminal device and readable storage medium Download PDF

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Publication number
CN113191759A
CN113191759A CN202110415863.5A CN202110415863A CN113191759A CN 113191759 A CN113191759 A CN 113191759A CN 202110415863 A CN202110415863 A CN 202110415863A CN 113191759 A CN113191759 A CN 113191759A
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payment
collection
parking
information
terminal
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王林祥
赵皎平
王银波
苏兵
李泽安
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Xian Irain IoT Technology Service Co Ltd
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Xian Irain IoT Technology Service Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • G06Q20/145Payments according to the detected use or quantity

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  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a parking fee payment method of digital currency, which comprises the following steps: scanning the transaction graphic code to acquire parking payment information and collection account information; after the payment instruction is detected, carrying out digital currency payment operation according to the parking payment information and the collection account number information; and after the payment is successful, updating the balance information of the digital wallet. The invention also provides the terminal equipment and a readable storage medium. The payment terminal acquires parking payment information and collection account information by scanning the transaction graphic code, when the payment terminal carries out payment transaction, the payment terminal carries out payment operation of digital money based on the acquired parking payment information and collection account information, and updates balance information of the digital wallet after payment is successful, so that direct payment between the payment terminal and the collection terminal is realized, and the credit risk problem brought by a third-party credit institution is avoided while the fund transfer path is shortened by avoiding introducing the third-party credit institution in the transaction process.

Description

Parking fee payment method of digital currency, terminal device and readable storage medium
Technical Field
The invention relates to the technical field of computers, in particular to a parking fee payment method of digital currency, a terminal device and a readable storage medium.
Background
With the development of communication technology, transactions conducted through the internet are increasing. Transactions over the internet typically require the processing of electronic payment information by trusted third party credit agencies, and such systems are still inherently limited to "credit-based models". The third-party credit institution is introduced in the transaction process, so that the transaction process of the buyer and the seller needs to depend on the third-party credit institution, and the problem of the risk of the third-party credit exists.
The above is only for the purpose of assisting understanding of the technical aspects of the present invention, and does not represent an admission that the above is prior art.
Disclosure of Invention
The invention mainly aims to provide a parking payment method of digital currency, a terminal device and a readable storage medium, aiming at solving the problems of long fund path and potential increase of transaction cost caused by introducing a third-party credit institution in the transaction process.
In order to achieve the above object, the present invention provides a parking fee payment method in digital currency, which is applied to a payment terminal, the parking fee payment method in digital currency comprising:
scanning the transaction graphic code to acquire parking payment information and collection account information;
after a payment instruction is detected, carrying out digital currency payment operation according to the parking payment information and the collection account number information;
and after the payment is successful, updating the balance information of the digital wallet.
Optionally, after the payment instruction is detected, the step of performing a digital currency payment operation according to the parking payment information and the collection account information includes:
after a payment instruction is detected, generating a payment request according to the parking payment information and the collection account information;
and sending the payment request to a collection terminal so that the collection terminal can carry out collection operation according to the payment request.
Optionally, the step of sending the payment request to a receiving terminal for the receiving terminal to perform receiving operation according to the payment request includes:
sending the payment request to the collection terminal in a close-range wireless communication mode so that the collection terminal can collect money according to the payment request; alternatively, the first and second electrodes may be,
and sending the payment request to the collection terminal according to the address information of the collection terminal so that the collection terminal can collect money according to the payment request, wherein the address information is obtained by scanning the transaction graphic code.
Optionally, after the step of updating the balance information of the digital wallet after the payment is successful, the method includes:
and sending a payment success message to the parking control terminal so that the parking control terminal controls the vehicle to pass according to the payment success message.
In addition, in order to achieve the above object, the present invention further provides a parking fee payment method in digital currency, which is applied to a money receiving terminal, the parking fee payment method in digital currency comprising:
receiving a payment request sent by a payment terminal, wherein the payment request comprises parking payment information and collection account information;
after a collection instruction is detected, carrying out digital money collection operation according to the parking payment information and the collection account information;
and after the payment is successfully collected, the balance information of the digital wallet is updated.
Optionally, before receiving the payment request sent by the payment terminal, the method includes:
receiving parking payment information sent by a parking control terminal;
acquiring the collection account information or address information of the collection terminal;
and generating a transaction graphic code according to the parking payment information and the collection account number information to realize collection through the transaction graphic code, or generating the transaction graphic code according to the parking payment information and the address information to realize collection through the transaction graphic code.
Optionally, after the step of updating the balance information of the digital wallet after the payment is successfully received, the method includes:
sending a collection success message to a parking control terminal so that the parking control terminal controls the vehicle to pass according to the collection success message; alternatively, the first and second electrodes may be,
and sending a collection success message to the payment terminal.
Further, to achieve the above object, the present invention also provides a terminal device comprising a memory, a processor, and a parking fee payment program of digital currency stored in and executable on the processor, the parking fee payment program of digital currency implementing the steps of the parking fee payment method of digital currency as described above when executed by the processor.
Further, to achieve the above object, the present invention also provides a readable storage medium having stored thereon a parking fee payment program in digital currency, which when executed by the processor, implements the steps of the parking fee payment method in digital currency as described above.
The parking fee payment method, the terminal device and the readable storage medium of the digital currency have the advantages that the payment terminal obtains parking payment information and collection account information by scanning the transaction graphic code, when the payment terminal conducts payment transaction, the payment operation of the digital currency is conducted on the basis of the obtained parking payment information and collection account information, the balance information of the digital wallet is updated after the payment is successful, the direct payment between the payment terminal and the collection terminal is achieved, a third-party credit mechanism is prevented from being introduced in the transaction process to shorten a fund transfer path, and meanwhile the credit risk problem brought by the third-party credit mechanism is avoided.
Drawings
Fig. 1 is a block diagram showing a configuration of a terminal device according to each embodiment of a parking fee payment method of digital money according to the present invention;
FIG. 2 is a schematic view showing a payment flow of a parking fee payment method of digital currency according to a first embodiment of the present invention;
FIG. 3 is a schematic view showing a process of collecting money according to a first embodiment of the parking fee payment method using digital money according to the present invention;
FIG. 4 is a flowchart illustrating a second embodiment of the parking fee payment method in digital currency according to the present invention;
fig. 5 is a flowchart illustrating a parking fee payment method in digital currency according to a third embodiment of the present invention.
The implementation, functional features and advantages of the objects of the present invention will be further explained with reference to the accompanying drawings.
Detailed Description
It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
In the following description, suffixes such as "module", "component", or "unit" used to denote elements are used only for facilitating the explanation of the present invention, and have no specific meaning in itself. Thus, "module", "component" or "unit" may be used mixedly.
The terminal device may be implemented in various forms. It should be noted that, in the parking fee payment method of digital money according to the present invention, the payment terminal or the collection terminal is a terminal device equipped with a digital wallet, and payment can be completed through the digital wallet when the payment terminal and the collection terminal perform payment transaction. The terminal device may include a terminal device such as a mobile phone, a smart POS device, a tablet computer, a notebook computer, a palm computer, and a Personal Digital Assistant (PDA), among others. It will be understood by those skilled in the art that the configuration according to the embodiment of the present invention can be applied to a fixed type terminal device, in addition to the elements specifically used for the movement purpose.
Referring to fig. 1, fig. 1 is a block diagram illustrating a terminal device according to various embodiments of a parking fee payment method for digital currency according to the present invention, where the terminal device may include: a memory 101, a processor 102, a display unit 103, and a communication unit 104. Those skilled in the art will appreciate that the block diagram of the terminal device shown in fig. 1 does not constitute a limitation of the terminal device, and that the terminal device may include more or less components than those shown, or combine certain components, or arrange different components. The memory 101 stores therein an operating system and a parking fee payment program in digital money. The processor 102 is a control center of the terminal device, and the processor 102 executes the parking fee payment program of the digital money stored in the memory 101 to realize the steps of the embodiments of the parking fee payment method of the digital money of the present invention. The Display unit 103 includes a Display panel, which may be configured in the form of a Liquid Crystal Display (LCD), an Organic Light-Emitting Diode (OLED), and the like, for displaying an interface viewed by a user. The display unit 103 may be integrated with a touch panel, and when the touch panel detects a touch operation on or near the touch panel, the touch panel transmits the touch operation to the processor 102 to determine the type of the touch event, and then the processor 102 provides a corresponding visual output according to the function implemented corresponding to the type of the touch event. The communication unit 104 may establish a connection with other terminal devices through a network protocol, for example, the payment terminal may establish a connection with the collection terminal through the communication unit 104, so that the collection terminal may send the payment request to the collection terminal through the communication unit 104, so that the collection terminal performs a collection operation according to the payment request.
When the terminal device is a payment terminal, the parking fee payment program in digital currency stored in the memory 101 of the terminal device is executed by the processor 102 to implement the following steps:
scanning the transaction graphic code to acquire parking payment information and collection account information;
after a payment instruction is detected, carrying out digital currency payment operation according to the parking payment information and the collection account number information;
and after the payment is successful, updating the balance information of the digital wallet.
When the terminal device is a money receiving terminal, the parking fee payment program of the digital currency in the memory 101 of the terminal device realizes the following steps when being executed by the processor 102:
receiving a payment request sent by a payment terminal, wherein the payment request comprises parking payment information and collection account information;
after a collection instruction is detected, carrying out digital money collection operation according to the parking payment information and the collection account information;
and after the payment is successfully collected, the balance information of the digital wallet is updated.
Based on the structural block diagram of the terminal device, various embodiments of the touch method of the present invention are provided.
Referring to fig. 2, fig. 2 is a schematic view illustrating a payment process of a parking fee payment method of digital currency according to a first embodiment of the present invention. In this embodiment, the parking fee payment method in digital currency includes the steps of:
step S10, scanning the transaction graphic code to obtain parking payment information and collection account information;
parking payment information includes, but is not limited to, parking payment fees and license plate numbers. The collection account information refers to a digital wallet account of the collection terminal, and for example, the collection account information may be a digital wallet account of a parking lot operator. Optionally, the collection account information further includes a digital wallet account of the payment terminal. The transaction graphic code is a medium for transaction, and the transaction graphic code includes, but is not limited to, a two-dimensional code and/or a bar code.
It should be noted that the transaction graphic code may be a dynamic graphic code updated in real time; or may be static graphic codes. In practical application, the transaction graphic code can be arranged at an exit of a parking lot, so that a user of the parking lot can pay the vehicle parking payment by scanning the transaction graphic code.
When the transaction graphic code is a dynamic graphic code updated in real time, the license plate number of a vehicle can be identified through a camera device arranged at an exit of a parking lot, so that parking payment cost corresponding to the license plate number is acquired from a parking management system of the parking lot according to the license plate number, and the transaction graphic code is dynamically generated in real time according to the parking payment information and collection account information of a parking lot operator on the basis of the parking payment cost and parking payment information formed by the license plate number. After the dynamic transaction graphic code is obtained, the user can directly scan the transaction graphic code when the vehicle exits the parking lot to obtain parking payment information and collection account information, so that the purpose of completing parking payment fee payment is achieved, and convenience and rapidness are achieved.
In addition, in the practical application process, when the license plate number of the vehicle cannot be identified by the camera device at the exit of the parking lot in the rainy and foggy weather, the transaction graphic code can be set as a static graphic code. When the transaction graphic code is a static graphic code, the user can scan the static graphic code to obtain a login link address and collection account information of a parking management system of the parking lot through the static graphic code, furthermore, the user can determine a time point when the vehicle exits the parking lot in a mode of manually inputting a license plate number through the login link address, and obtain parking payment cost corresponding to the license plate number from the parking management system according to the license plate number and the time point when the vehicle exits the parking lot.
Optionally, by scanning the transaction graphic code, in addition to obtaining parking payment information and collection account information, address information of the collection terminal may also be obtained, where the address information of the collection terminal refers to a unique identifier of the collection terminal, such as a hardware identifier of the collection terminal or a terminal name of the collection terminal, and the address information of the collection terminal may be used to uniquely determine the collection terminal performing the transaction.
Step S20, after a payment instruction is detected, carrying out digital currency payment operation according to the parking payment information and the collection account information;
and step S30, after the payment is successful, the balance information of the digital wallet is updated.
After a payment instruction is detected, the step of carrying out digital currency payment operation according to the acquired parking payment information and the acquired collection account information comprises the step of generating a payment request according to the parking payment information and the collection account information; and sending the payment request to a collection terminal so that the collection terminal can carry out collection operation according to the payment request.
After the payment is successful, namely after the payment success message fed back by the payment terminal is received, the balance information of the digital wallet is updated based on the amount of the parking payment fee in the parking payment information.
Optionally, the step S30, after updating the balance information of the digital wallet after the payment is successful, includes: and sending a payment success message to the parking control terminal so that the parking control terminal controls the vehicle to pass according to the payment success message.
In the practical application process, the payment terminal and the parking control terminal can be in communication connection, after the payment terminal receives the successful payment message fed back by the payment terminal, the payment terminal sends the successful payment message to the parking control terminal, and when the parking control terminal receives the successful payment message sent by the payment terminal, the vehicle is controlled to pass.
In the embodiment, the payment terminal obtains parking payment information and collection account information by scanning the transaction graphic code, when the payment terminal conducts payment transaction, payment operation of digital money is conducted on the basis of the obtained parking payment information and collection account information, balance information of the digital wallet is updated after payment is successful, direct payment between the payment terminal and a collection terminal end is achieved, and the problem of credit risk caused by a third-party credit institution is avoided while a third-party credit institution is prevented from being introduced to shorten a fund transfer path in the transaction process.
Correspondingly, referring to fig. 3, fig. 3 is a schematic diagram illustrating a collection flow of the parking fee payment method of digital currency according to the first embodiment of the present invention. In this embodiment, the parking fee payment method in digital currency includes the steps of:
step S40, receiving a payment request sent by a payment terminal, wherein the payment request comprises parking payment information and collection account information;
step S50, after a collection instruction is detected, carrying out digital money collection operation according to the parking payment information and the collection account information;
and step S60, after the collection is successful, the balance information of the digital wallet is updated.
The parking payment information includes parking payment fees and license plate numbers. The collection account information refers to a digital wallet account of the collection terminal. Optionally, the collection account information further includes a digital wallet account of the payment terminal.
And after the payment is successfully collected, updating the balance information of the digital wallet based on the amount of the parking payment fee in the parking payment information. Optionally, the step S60, after updating the balance information of the digital wallet after the collection is successful, includes:
sending a collection success message to a parking control terminal so that the parking control terminal controls the vehicle to pass according to the collection success message; alternatively, the first and second electrodes may be,
and sending a collection success message to the payment terminal.
In the practical application process, the collection terminal and the parking control terminal can be in communication connection, after collection of the collection terminal is successful, a collection success message can be sent to the parking control terminal, and when the parking control terminal receives the collection success message sent by the collection terminal, the vehicle can be controlled to pass. Or the receiving terminal sends a receiving success message to the payment terminal, so that the payment terminal receives the receiving success message and updates the balance information of the digital wallet of the receiving terminal.
In the technical scheme disclosed in the embodiment, the collection terminal receives a payment request of the payment terminal to acquire parking payment information and collection account information, when the collection terminal performs collection operation, the collection operation of digital money is performed based on the acquired parking payment information and collection account information, and the balance information of the digital wallet is updated after collection is successful, so that direct payment between the collection terminal and the payment terminal is realized, and the credit risk problem brought by a third-party credit institution is avoided while the fund transfer path is shortened by avoiding introducing the third-party credit institution in the transaction process.
Referring to fig. 4, a second embodiment of the parking fee payment method in digital currency according to the present invention is provided based on the first embodiment, and fig. 4 is a flowchart illustrating the second embodiment of the parking fee payment method in digital currency according to the present invention. In this embodiment, after detecting the payment instruction, the step S20 of performing the digital currency payment operation according to the parking payment information and the collection account information includes:
step S21, after a payment instruction is detected, a payment request is generated according to the parking payment information and the collection account information;
and step S22, sending the payment request to a collection terminal for the collection terminal to carry out collection operation according to the payment request.
Parking payment information includes, but is not limited to, parking payment fees and vehicle numbers. The collection account information refers to a digital wallet account of the collection terminal. And after the payment instruction is detected, generating a payment request according to the parking payment information and the collection account information, and sending the payment request to a collection terminal so that the collection terminal can perform collection operation according to the parking payment information, such as parking payment cost, in the payment request.
As an optional implementation manner, the step S22 of sending the payment request to a payment receiving terminal, so that the receiving terminal performing a receiving operation according to the payment request includes:
sending the payment request to the collection terminal in a close-range wireless communication mode so that the collection terminal can collect money according to the payment request; alternatively, the first and second electrodes may be,
and sending the payment request to the collection terminal according to the address information of the collection terminal so that the collection terminal can collect money according to the payment request, wherein the address information is obtained by scanning the transaction graphic code.
The close range wireless communication such as near field communication technology, the receiving terminal and the payment terminal can be based on the near field communication technology and instructions such as payment instructions, so that when the receiving terminal and the payment terminal are in double-off-line, the transaction data transmission between the digital wallet of the payment terminal and the digital wallet of the receiving terminal is realized. In the practical application process, after the payment terminal is in communication connection with the collection terminal in a close-range wireless communication mode, the payment request is sent to the collection terminal, so that the collection terminal can perform collection operation according to the payment request.
The address information of the payment receiving terminal refers to a unique identifier of the payment receiving terminal, such as a hardware identifier of the payment receiving terminal or a terminal name of the payment receiving terminal, the payment receiving terminal for performing transaction is uniquely determined through the address information of the payment receiving terminal, then the payment request is sent to the payment receiving terminal, and the payment receiving terminal receives the payment request so as to complete payment receiving operation according to the payment request. The address information of the payment receiving terminal can be obtained by scanning the transaction graphic code.
In the technical scheme disclosed by the embodiment, the payment request is generated according to the parking payment information and the collection account number information and is sent to the collection terminal, so that the collection terminal can collect digital money according to the parking payment information in the payment request, direct transaction payment between the collection terminal and the payment terminal end is realized, and the credit risk problem brought by a third-party credit institution is avoided while the fund transfer path is shortened by avoiding introducing the third-party credit institution in the transaction process.
Referring to fig. 5, a third embodiment of the parking fee payment method in digital currency according to the present invention is provided based on any one of the above embodiments, and fig. 5 is a flowchart illustrating the third embodiment of the parking fee payment method in digital currency according to the present invention. In this embodiment, before the step S40 receives the payment request sent by the payment terminal, it includes:
step S70, receiving parking payment information sent by the parking control terminal;
step S80, acquiring the collection account information or address information of the collection terminal;
and S91, generating a transaction graphic code according to the parking payment information and the collection account information to realize collection through the transaction graphic code, or S92, generating the transaction graphic code according to the parking payment information and the address information to realize collection through the transaction graphic code.
The collection terminal receives parking payment information sent by the parking control terminal, wherein the parking payment information comprises parking payment cost and a license plate number. In the practical application process, after the collection terminal is in communication connection with the parking control terminal, when the parking control terminal corresponding to the parking management system detects that the vehicle exits from the parking lot, the license plate number of the vehicle can be identified, and then the parking payment information is obtained according to the license plate number, so that the parking control terminal sends the parking payment information to the collection terminal.
After receiving the parking payment information sent by the parking control terminal, the collection terminal can acquire collection account information or address information of the collection terminal, and then generate a real-time and dynamic transaction graphic code according to the parking payment information and the collection account information to realize collection through the transaction graphic code, or generate the transaction graphic code according to the parking payment information and the address information to realize collection through the transaction graphic code.
In the technical scheme disclosed in the embodiment, two ways of dynamically generating the transaction graphic code in real time are provided, that is, the transaction graphic code is generated according to parking payment information and collection account number information or according to parking payment information and address information, so that digital money collection is realized through the transaction graphic code, direct transaction between a payment terminal and a collection terminal end is realized, and the credit risk problem brought by a third-party credit institution is avoided while a fund transfer path is shortened by avoiding introducing the third-party credit institution in the transaction process.
The invention also provides a terminal device, which comprises a memory, a processor and a parking fee payment program of digital currency, wherein the parking fee payment program of digital currency is stored in the memory and can run on the processor, and the processor realizes the steps of the parking fee payment method of digital currency in any embodiment when executing the parking fee payment program of digital currency.
The invention also proposes a readable storage medium having stored thereon a parking fee payment program in digital currency, which when executed by the processor implements the steps of the parking fee payment method in digital currency as in any of the above embodiments.
In the embodiments of the terminal device and the readable storage medium provided by the present invention, all technical features of the embodiments of the parking fee payment method of the digital currency are included, and the contents of the expansion and the explanation of the specification are basically the same as those of the embodiments of the parking fee payment method of the digital currency, and are not described herein again.
It should be noted that, in this document, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or system that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or system. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or system that comprises the element.
The above-mentioned serial numbers of the embodiments of the present invention are merely for description and do not represent the merits of the embodiments.
Through the above description of the embodiments, those skilled in the art will clearly understand that the method of the above embodiments can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware, but in many cases, the former is a better implementation manner. Based on such understanding, the technical solution of the present invention may be embodied in the form of a software product, which is stored in a storage medium (such as ROM/RAM, magnetic disk, optical disk) and includes instructions for enabling a mobile terminal (such as a mobile phone, a computer, a server, a controlled terminal, or a network device) to execute the method of each embodiment of the present invention.
The above description is only a preferred embodiment of the present invention, and not intended to limit the scope of the present invention, and all modifications of equivalent structures and equivalent processes, which are made by using the contents of the present specification and the accompanying drawings, or directly or indirectly applied to other related technical fields, are included in the scope of the present invention.

Claims (9)

1. A parking fee payment method of digital currency is characterized by being applied to a payment terminal, and the parking fee payment method of the digital currency comprises the following steps:
scanning the transaction graphic code to acquire parking payment information and collection account information;
after a payment instruction is detected, carrying out digital currency payment operation according to the parking payment information and the collection account number information;
and after the payment is successful, updating the balance information of the digital wallet.
2. The parking fee payment method of digital currency according to claim 1, wherein the step of performing a digital currency payment operation based on the parking payment information and the collection account information after detecting a payment instruction comprises:
after a payment instruction is detected, generating a payment request according to the parking payment information and the collection account information;
and sending the payment request to a collection terminal so that the collection terminal can carry out collection operation according to the payment request.
3. The parking fee payment method of digital currency according to claim 2, wherein the step of sending the payment request to a payment receiving terminal for the payment receiving terminal to perform a payment receiving operation according to the payment request comprises:
sending the payment request to the collection terminal in a close-range wireless communication mode so that the collection terminal can collect money according to the payment request; alternatively, the first and second electrodes may be,
and sending the payment request to the collection terminal according to the address information of the collection terminal so that the collection terminal can collect money according to the payment request, wherein the address information is obtained by scanning the transaction graphic code.
4. A parking fee payment method of digital currency according to claim 1, wherein said step of updating balance information of the digital wallet after successful payment comprises:
and sending a payment success message to the parking control terminal so that the parking control terminal controls the vehicle to pass according to the payment success message.
5. A parking fee payment method of digital currency is characterized by being applied to a money receiving terminal, and comprises the following steps:
receiving a payment request sent by a payment terminal, wherein the payment request comprises parking payment information and collection account information;
after a collection instruction is detected, carrying out digital money collection operation according to the parking payment information and the collection account information;
and after the payment is successfully collected, the balance information of the digital wallet is updated.
6. The parking fee payment method of digital currency according to claim 5, wherein said receiving a payment request sent from a payment terminal comprises:
receiving parking payment information sent by a parking control terminal;
acquiring the collection account information or address information of the collection terminal;
and generating a transaction graphic code according to the parking payment information and the collection account number information to realize collection through the transaction graphic code, or generating the transaction graphic code according to the parking payment information and the address information to realize collection through the transaction graphic code.
7. The parking fee payment method of digital currency according to claim 5, wherein the step of updating the balance information of the digital wallet after the collection is successful comprises:
sending a collection success message to a parking control terminal so that the parking control terminal controls the vehicle to pass according to the collection success message; alternatively, the first and second electrodes may be,
and sending a collection success message to the payment terminal.
8. A terminal device, characterized in that the terminal device comprises: a memory, a processor and a parking fee payment program in digital currency stored in said memory and operable on said processor, said parking fee payment program in digital currency when executed by said processor implementing the steps of the parking fee payment method in digital currency according to any one of claims 1 to 7.
9. A readable storage medium having stored thereon a parking fee payment program in digital currency, the parking fee payment program in digital currency when executed by a processor implementing the steps of the parking fee payment method in digital currency according to any one of claims 1 to 7.
CN202110415863.5A 2021-04-16 2021-04-16 Parking fee payment method of digital currency, terminal device and readable storage medium Pending CN113191759A (en)

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