CN104484811B - It is a kind of that transaction processing method and system are put on someone's head based on mobile Internet - Google Patents
It is a kind of that transaction processing method and system are put on someone's head based on mobile Internet Download PDFInfo
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- CN104484811B CN104484811B CN201410796079.3A CN201410796079A CN104484811B CN 104484811 B CN104484811 B CN 104484811B CN 201410796079 A CN201410796079 A CN 201410796079A CN 104484811 B CN104484811 B CN 104484811B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
Abstract
The invention belongs to technical field of the computer network,More particularly to a kind of transaction processing method and system are put on someone's head based on mobile Internet,Transaction processing method is put on someone's head using unique,The self-defined demand in the side of putting on someone's head and terms of trade,It issues in Transaction Information while trade gold is transferred to system in a manner of pruse and freeze,System is according to transaction place of delivery requirement,Information will be put on someone's head and be published to mobile terminal,Each mobile terminal system judges that this puts whether Transaction Information shows on someone's head according to position radius parameter,User sees put information on someone's head after according to arrive first first regular fight for order,After successfully getting order,Cooperative relationship is determined after both parties' exchange,After robbing folk prescription completion demand and terms of trade,Both sides merchandise in line justification and complete,System, which is collected to be transferred to remaining sum after service charge in proportion, robs the account of folk prescription in systems,Under existing electric business pattern,The individual demand and instantaneity demand of the side of putting on someone's head can timely and effectively be met,It further improves and puts transaction docking efficiency on someone's head.
Description
Technical field
The invention belongs to technical field of the computer network more particularly to a kind of trading processing is put on someone's head based on mobile Internet
Method and system.
Background technology
Existing internet business pattern is shop trade mode, i.e. there are which commodity or service, buying side in Online Store
Commodity, article or service that Online Store is provided can only be bought, buying side, which will obey the rule of seller or wish, to be reached
At transaction.In actual life, the individual demand of the side of buying often can not timely and effectively be met, Internet-based
Transactions demand can not discharge comprehensively, and especially instantaneity demand can not obtain quick response under existing electric business pattern.
Invention content
What in order to solve the above technical problem, the present invention provides a kind of based on mobile Internet puts method of commerce on someone's head and is
System can not meet the side of putting on someone's head independently price, the present situation of individual needs and the transaction of instant demand comprehensively to solve electric business pattern.
The technical solution adopted by the present invention is:
It is a kind of that transaction processing method is put on someone's head based on mobile Internet, it is characterised in that:Include the following steps:
(1)The side of putting on someone's head needs the real name in putting transaction system on someone's head to register with folk prescription is robbed, and login account can be by bank's account
Family information or Third-party payment account information are associated binding with its account in systems;
(2)The side of putting on someone's head voluntarily fills in desired content, terms of trade, delivery method, place of delivery and puts the amount of money on someone's head, demand letter
Breath can be the form uploading system of word, picture, voice or video;
(3)When the side of putting on someone's head issues demand information in a manner of putting on someone's head, account available funds remaining sum in systems needs
No less than pruse total value, otherwise the side of putting on someone's head the fund of no less than pruse total value need to be transferred to from its finance account its
Account in system, meeting the conditions above side of putting on someone's head, it is put information on someone's head and just can formally issue, and puts on someone's head outstanding while information publication
Reward side's being frozen at once with the fund of this pruse single-candidate in putting transaction system on someone's head;
(4)The side of putting on someone's head robs folk prescription and provides performance bond if necessary, in putting transaction system on someone's head reward side with rob folk prescription and carry
For identical amount performance bond rule and performance bond not above pruse, the performance bond of the side of putting on someone's head is from putting on someone's head
Single-candidate part is extracted in gold as performance bond, is robbed the balance of funding of folk prescription in system account and is needed no less than performance bond
Golden total value side has cooperation qualification;
(5)Rob folk prescription using arrive first first sign a bill by the way of in putting transaction system on someone's head obtain put transaction priority on someone's head,
After competition for orders success, the side of putting on someone's head and competition for orders side form transaction docking, this is put order on someone's head and waits for cooperation acknowledgement state in locking;
(6)The side of putting on someone's head and rob folk prescription do not conclude the transaction cooperation confirm before, there is the whole that weight update puts order on someone's head in the side of putting on someone's head
Information, the side of putting on someone's head can freely recall demand order, and transaction system automatically terminates freezing for pruse;
(7)If the pen, which puts transaction on someone's head, needs performance bond, robs folk prescription and need in the account money for putting transaction system on someone's head
Golden remaining sum is no less than this and puts performance bond total value required by order on someone's head, just has cooperation and confirms condition;
(8)The side of putting on someone's head with rob folk prescription by the way that communication is consistent under line or on line after, in transaction system confirm cooperation;
(9)The side of putting on someone's head and rob folk prescription mutual cooperation confirm while if there is performance bond lsp request, transaction system is automatic
Freeze both sides' performance bond;
(10)After both sides confirm cooperation, competition for orders side can preserve electronics and honour an agreement evidence in systems, if both parties
Dispute is generated, contested status can be arranged in both parties in putting transaction system on someone's head, and pruse and performance bond exist at this time
Frozen state is in transaction system;
(11)The evidence and service agreement that system platform provider provides according to both sides, after confirming delinquent party, delinquent party
Performance bond paid in putting transaction system on someone's head arrive reciprocal account;
(12)After both sides confirm completion transaction in putting transaction system on someone's head, transaction system is cancelled to both sides guarantee fund's automatically
Freeze, after system deducts service charge according to a certain percentage, automatically pays pruse remaining sum to robbing the account of folk prescription in systems;
(13)Non-freezing fund in transaction system can freely be extracted the bank of user by the user for putting transaction system on someone's head
Account or Third-party payment finance account;
(14)All operations for putting both parties on someone's head are completed in the App application programs of mobile terminal device;
(15)The all processes data of both parties automatically to be stored in transaction system.
Preferably, both parties complete the docking and confirmation of transaction by mobile application terminal system.
Preferably, the server end that the side of putting on someone's head issued put information on someone's head and be first published to mobile application terminal, then according to outstanding
The specified transaction place of delivery in reward side is pushed using a kind of in following four kinds of push mode:
Pattern one:Server end will put information on someone's head and issue mobile application terminal in a certain distance from place of delivery;
Pattern two:Server end issues the mobile application terminal of all registering accounts by information is put on someone's head;
Pattern three:Server end will put information on someone's head and issue all mobile application terminals, mobile application terminal program according to
Ownship position coordinate judges whether to belong to defined place of delivery range, is not shown if being not belonging to, this is shown if belonging to
Information;For that can not judge that the user terminal of its position then shows all information;
Pattern four:Server end will put information on someone's head and issue all mobile application terminals, mobile application terminal program according to
Ownship position coordinate judges whether to belong to defined place of delivery range, is not shown if being not belonging to, this is shown if belonging to
Information;The order type of putting on someone's head that can be accepted in profile shop is met by this puts information type on someone's head, system is automatic
Folk prescription is robbed to this and pushes prompting message.
The scope of release for putting information on someone's head is selected by the side of putting on someone's head, can be the publication nearby of specified place of delivery, can also be
Whole nation publication or whole world publication, it is different to put the range different system scale of charges on someone's head, and system platform can be according to putting the effect reached on someone's head
Rate carries out scope of release adjustment according to certain rule is automatic.
The ordering rule for putting information on someone's head, according to putting type on someone's head, putting target on someone's head and put on someone's head the end time, according to built in platform
Rule is ranked up, for beyond putting on someone's head for end time is put on someone's head, system cancels the display for the information automatically.
Preferably, the processing method is to put the summary responses transaction interconnection method of mode on someone's head based on mobile Internet.
Preferably, the registering account in system is registered for real name, including natural person, legal entity or identity card, registers account
Bank account information or Third-party payment account information are registered in system while family, system is only to the nickname information of user
It externally discloses or both parties is really disclosed.
Preferably, the demand that the side of putting on someone's head issues includes the combination of one or more of commodity, article, service or information,
And the demand of can be reversed is put on someone's head.
Preferably, the mode of putting on someone's head that the side of putting on someone's head issues includes text mode, pictorial manner, voice mode or video mode.
The demand that system issues the side of putting on someone's head implements automatic fitration by illegal dictionary, and using artificial selective examination and
The mode that user reports online evades illegal demand.
Preferably, folk prescription is robbed after implementing to rob one action, which is in the lock state automatically, it is ensured that other people can not be again
Competition for orders is carried out, before cooperation does not confirm in both sides, the side of putting on someone's head can refuse the cooperation that any one robs folk prescription and confirm requirement, put on someone's head
Order can be again set to by side puts middle state on someone's head.
Preferably, it is completed when a wherein side confirms to merchandise, and another party does not transact business and completes application of also not raising an objection,
System default transaction is completed after certain time limit, and pruse is automatically transferred to after deducting service charge and robs folk prescription.
Preferably, after both sides confirm cooperation, folk prescription is robbed if there is credit requirement, competition for orders side can online application credit
Loan is fulfiled for order, and the acquirement of fiduciary loan meets the requirement that system is offered loans according to its people's reference;Both sides hand over
After being readily accomplished, the fund of the side of putting on someone's head completes the recycling of platform service expense, loan principal and interest being transferred to the while of robbing folk prescription.
User credit management, system platform implement credit grade pipe according to the mode that the number of honouring an agreement of user is promoted to
Reason, for the user of transaction promise breaking, system implements credit management, user in such a way that promise breaking number is negatively promoted to
The grade that can be honoured an agreement using sincerity integral eliminates the negative promotion of promise breaking, redeems to complete credit in system platform.
Preferably, all registering accounts can establish profile shop, including personal introduction, age, in systems
It goes through, qualification, ability, resource or what can be accepted put order type on someone's head.
Profile shop manages, and by opening up profile shop, can establish personal offer content-preference, system is flat
Platform by compare profile shop and issuing put information on someone's head after, for meet accept put on someone's head requirement with the ability to
Family, from trend, the user issues prompting message to system, to further promote to put on someone's head transaction docking efficiency.
The management of withdrawing deposit of fund, user have the power withdrawn deposit at any time for the personal account fund in non-frozen state
Profit, user can be transferred to associated bank account or Third-party payment account in system to the account fund in system in real time.
It is a kind of that transaction system is put on someone's head based on mobile Internet, including UI alternations of bed, logical layer, data Layer, system layer and
Physical layer.
Logical layer includes putting management module on someone's head, robbing single module, exchange management module, trade management module, Treatment for Default mould
Block, dispute management module, Password Management module put category management module, personal information management module, account information management mould on someone's head
Block and location management module.
Transaction system uses mobile terminal application system(APP)With the two stage application system of server-end application system, move
Dynamic terminal applies system is the side of putting on someone's head and robs the operating software of folk prescription, can operate or inquire and put order or transaction, management on someone's head
People's information, the whole user informations of server-end application system storage, whole Transaction Informations, trading rules management, transaction funds pipe
The functions such as reason and process of exchange supervision.
Compared with prior art, beneficial effects of the present invention are:The present invention is using unique outstanding based on mobile Internet
Appreciate transaction processing method, the self-defined demand in the side of putting on someone's head and terms of trade so that the individual demand of the side of putting on someone's head can be timely and effective
Met, in particular so that instantaneity demand can obtain quick response under existing electric business pattern, further increase
Put transaction docking efficiency on someone's head.
Description of the drawings
Fig. 1 be the present invention put transaction processing method flow chart on someone's head;
Fig. 2 be the present invention put transaction system Organization Chart on someone's head.
Specific implementation mode
Technical scheme of the present invention is described in further details with reference to embodiments:
Embodiment:
It is a kind of that transaction processing method is put on someone's head based on mobile Internet, include the following steps:
(1)The side of putting on someone's head and rob folk prescription by mobile application terminal in transaction system with natural person, legal entity or identity
Card name carries out real name login account, and bank account information or Third-party payment account information are registered in by login account while
In system, login account is directly bound with the bank card account of user or Third-party payment account;
(2)The side of putting on someone's head has the fund of no less than transaction amount in the demand of publication in transaction system;
(3)It voluntarily fills in desired content, terms of trade, delivery method, place of delivery and puts the amount of money on someone's head in the side of putting on someone's head;
(4)The side of putting on someone's head issues demand information, the selected scope of release for putting information on someone's head in the side of putting on someone's head in a manner of putting on someone's head, and system is put down
Platform can also carry out scope of release adjustment according to the efficiency reached is put on someone's head according to certain rule is automatic, be handed over when Transaction Information is issued
The easy amount of money is frozen in a manner of pruse in transaction system;
(5)Before cooperation of not concluding the transaction confirms, all information that can be changed and put order on someone's head is put on someone's head, the side of putting on someone's head can be certainly
By recalling demand order, transaction system automatically terminates freezing for pruse, and the side of putting on someone's head can also refuse any one and rob folk prescription
Cooperation, which confirms, to be required, and order can again be set to and put middle state on someone's head by the side of putting on someone's head;
(6)Folk prescription is robbed in the transaction of acquisition demand order of trying to be the first, and the side of putting on someone's head establishes the transaction interconnection method of summary responses, this
When order be in the lock state automatically, it is ensured that other people can not carry out competition for orders again;
(7)If transaction needs performance bond, system to protect transaction by the way of both parties single-candidate guarantee fund
The guarantee fund of the trading interest of both sides, the side of putting on someone's head deducts from pruse total value, robs folk prescription and the account in transaction system is needed to provide
With the fund of the side's of putting on someone's head guarantee fund's single-candidate, but performance bond cannot be more than pruse;
(8)After both sides under line or on line by linking up unanimously, cooperation is confirmed in transaction system;
(9)If there is performance bond lsp request while mutual cooperation confirms, transaction system automatic stay both sides honour an agreement guarantor
Card gold;
(10)After both sides confirm cooperation, information is put on someone's head only to both parties and system platform provider tripartite as it can be seen that robbing
Folk prescription can preserve electronics and honour an agreement evidence in systems, if both parties generate dispute, both parties can be in systems
Contested status is set, and pruse and performance bond are in frozen state in transaction system at this time;
(11)The evidence and service agreement that system platform provider provides according to both sides, after confirming delinquent party, delinquent party
Performance bond paid in transaction system arrive reciprocal account;
(12)After both sides confirm completion transaction in transaction system, transaction system cancels the jelly to both sides guarantee fund automatically
Knot, system is according to putting range on someone's head and after transaction amount deducts service charge according to a certain percentage, automatically pay pruse remaining sum and arrive
Rob the account of folk prescription in systems;
(13)Transaction system user can freely by non-freezing fund in transaction system be transferred to user bank account or
Third-party payment account;
(14)The all processes data of both parties automatically to be stored in transaction system.
What the side of putting on someone's head issued puts the server end that information is first published to mobile application terminal on someone's head, and system issues the side of putting on someone's head
Demand implements automatic fitration by illegal dictionary, and for not conforming in such a way that artificial selective examination and user are reported online
Method demand is evaded, and the transaction place of delivery then specified according to the side of putting on someone's head is pushed away using a kind of in following four kinds of push mode
It send:
Pattern one:Server end will put information on someone's head and issue mobile application terminal in a certain distance from place of delivery;
Pattern two:Server end issues the mobile application terminal of all registering accounts by information is put on someone's head;
Pattern three:Server end will put information on someone's head and issue all mobile application terminals, mobile application terminal program according to
Ownship position coordinate judges whether to belong to defined place of delivery range, is not shown if being not belonging to, this is shown if belonging to
Information;For that can not judge that the user terminal of its position then shows all information;
Pattern four:Server end will put information on someone's head and issue all mobile application terminals, mobile application terminal program according to
Ownship position coordinate judges whether to belong to defined place of delivery range, is not shown if being not belonging to, this is shown if belonging to
Information;The order type of putting on someone's head that can be accepted in profile shop is met by this puts information type on someone's head, system is automatic
Folk prescription is robbed to this and pushes prompting message.
The ordering rule for putting information on someone's head, according to putting type on someone's head, putting target on someone's head and put on someone's head the end time, according to built in platform
Rule is ranked up, for beyond putting on someone's head for end time is put on someone's head, system cancels the display for the information automatically.
The demand that the side of putting on someone's head issues includes the combination of one or more of commodity, article, service or information, and can be with
Reversed demand is put on someone's head.
The mode of putting on someone's head that the side of putting on someone's head issues includes text mode, pictorial manner, voice mode or video mode.
It is completed when a wherein side confirms to merchandise, and another party does not transact business and completes application of also not raising an objection, periodically one
System default transaction is completed after limit, and pruse is automatically transferred to after deducting service charge and robs folk prescription.
After both sides confirm cooperation, folk prescription is robbed if there is credit requirement, competition for orders side can online application fiduciary loan use
Meet the requirement that system is offered loans according to its people's reference in the acquirement of fulfiling for order, fiduciary loan;Both sides, which merchandise, to complete
Afterwards, the fund of the side of putting on someone's head be transferred to rob folk prescription while complete platform service expense, loan principal and interest recycling.
User credit management, system platform implement credit grade pipe according to the mode that the number of honouring an agreement of user is promoted to
Reason, for the user of transaction promise breaking, system implements credit management, user in such a way that promise breaking number is negatively promoted to
The grade that can be honoured an agreement using sincerity integral eliminates the negative promotion of promise breaking, redeems to complete credit in system platform.
All registering accounts can establish profile shop in systems, including personal introduction, the age, educational background, qualification,
Ability, resource or what can be accepted put order type on someone's head can establish that personal to provide content inclined by opening up profile shop
It is good, after system platform puts information on someone's head by comparison profile shop with what is issued, requirement is put on someone's head for meeting to accept
Have the ability user, and from trend, the user issues prompting message to system, to further promote to put on someone's head transaction docking efficiency.
The management of withdrawing deposit of fund, user have the power withdrawn deposit at any time for the personal account fund in non-frozen state
Profit, user can be transferred to associated bank account or Third-party payment account in system to the account fund in system in real time.
It is a kind of that transaction system is put on someone's head based on mobile Internet, including UI alternations of bed, logical layer, data Layer, system layer and
Physical layer, logical layer include putting management module on someone's head, robbing single module, exchange management module, trade management module, Treatment for Default mould
Block, dispute management module, Password Management module put category management module, personal information management module, account information management mould on someone's head
Block and location management module.
Transaction system uses two stage application system, mobile terminal application system(APP)And server-end application system;It is mobile
Terminal applies system is the side of putting on someone's head and robs the operating software of folk prescription, can operate or inquire and put order or transaction on someone's head, management is personal
Information, the whole user informations of server-end application system storage, whole Transaction Informations, trading rules management, transaction funds management
With process of exchange supervision etc. functions.
The present invention is described in detail above by embodiment, but the content is only the preferable implementation of the present invention
Example should not be construed as limiting the practical range of the present invention.It is all according to all the changes and improvements made by the present patent application range
Deng should all still fall within the scope of the patent of the present invention.
Claims (2)
1. a kind of putting transaction processing method on someone's head based on mobile Internet, it is characterised in that:Include the following steps:
(1) side of putting on someone's head needs the real name in putting transaction system on someone's head to register with folk prescription is robbed, and login account can believe bank account
Breath or Third-party payment account information are associated binding with its account in systems;
(2) side of putting on someone's head voluntarily fills in desired content, terms of trade, delivery method, place of delivery and puts the amount of money on someone's head, and demand information can
The uploading system in the form of by word, picture, voice or video;
(3) when the side of putting on someone's head issues demand information in a manner of putting on someone's head, account available funds remaining sum in systems needs much
In pruse total value, otherwise the fund of no less than pruse total value need to be transferred to it in system by the side of putting on someone's head from its finance account
In account, meeting the conditions above side of putting on someone's head, it is put information on someone's head and just can formally issue, the side of putting on someone's head while putting information publication on someone's head
Being frozen at once with the fund of this pruse single-candidate in putting transaction system on someone's head;
(4) side of putting on someone's head robs folk prescription and provides performance bond if necessary, and the side of putting on someone's head is provided with folk prescription is robbed in putting transaction system on someone's head
The performance bond and performance bond of identical amount are carried not above pruse, the performance bond of the side of putting on someone's head from pruse
It takes single-candidate part as performance bond, robs the balance of funding of folk prescription in system account and need no less than performance bond total value
Side has cooperation qualification;
(5) rob folk prescription using arrive first first sign a bill by the way of in putting transaction system on someone's head obtain put transaction priority, competition for orders on someone's head
After success, the side of putting on someone's head and competition for orders side form transaction docking, put order on someone's head and wait for cooperation acknowledgement state in locking;
(6) the side of putting on someone's head and rob folk prescription do not conclude the transaction cooperation confirm before, there is all information that weight update puts order on someone's head in the side of putting on someone's head,
The side of putting on someone's head can freely recall and put order on someone's head, and transaction system automatically terminates freezing for pruse;
(7) it if the pen, which puts transaction on someone's head, needs performance bond, robs folk prescription and needs more than the account fund for putting transaction system on someone's head
Volume is no less than this and puts performance bond total value required by order on someone's head, just has cooperation and confirms condition;
(8) side of putting on someone's head with rob folk prescription by the way that communication is consistent under line or on line after, in transaction system confirm cooperation;
(9) side of putting on someone's head and rob folk prescription mutual cooperation confirm while if there is performance bond lsp request, transaction system automatic stay
Both sides' performance bond;
(10) after both sides confirm cooperation, competition for orders side can preserve electronics and honour an agreement evidence in systems, if both parties generate
Contested status can be arranged in dispute, both parties in putting transaction system on someone's head, and pruse and performance bond are being merchandised at this time
Frozen state is in system;
(11) evidence and service agreement that system platform provider provides according to both sides, after confirming delinquent party, the shoe of delinquent party
About guarantee fund pays in putting transaction system on someone's head arrives reciprocal account;
(12) after both sides confirm completion transaction in putting transaction system on someone's head, transaction system cancels the jelly to both sides guarantee fund automatically
Knot after system deducts service charge according to a certain percentage, automatically pays pruse remaining sum to robbing the account of folk prescription in systems;
(13) non-freezing fund in transaction system can freely be extracted the bank account of user by the user for putting transaction system on someone's head
Or Third-party payment finance account;
(14) all operations for putting both parties on someone's head are completed in the App application programs of mobile terminal device;
(15) all processes data of both parties automatically to be stored in transaction system;
What the side of putting on someone's head issued, which put information on someone's head, is first published to server end, and the transaction place of delivery then specified according to the side of putting on someone's head uses
A kind of in following four kinds of push mode is pushed:
Pattern one:Server end will put information on someone's head and issue mobile application terminal in a certain distance from place of delivery;
Pattern two:Server end issues the mobile application terminal of all registering accounts by information is put on someone's head;
Pattern three:Server end issues all mobile application terminals by information is put on someone's head, and mobile application terminal program is according to the machine
Position coordinates judge whether to belong to defined place of delivery range, are not shown if being not belonging to, this information is shown if belonging to;
For that can not judge that the user terminal of its position then shows all information;
Pattern four:Server end issues all mobile application terminals by information is put on someone's head, and mobile application terminal program is according to the machine
Position coordinates judge whether to belong to defined place of delivery range, are not shown if being not belonging to, this information is shown if belonging to;
The folk prescription of robbing for putting information type on someone's head is met for the order type of putting on someone's head that can be accepted in profile shop, system is automatic
Folk prescription is robbed to this and pushes prompting message;
The processing method is to put the summary responses transaction interconnection method of mode on someone's head based on mobile Internet;
Registering account in system is registered for real name, including natural person or legal entity, and the account in system can be with its bank
Account information or Third-party payment account are bound, system only by the nickname information of user externally disclose or to both parties into
Row is true to be disclosed;
The demand that the side of putting on someone's head issues includes the combination of one or more of commodity, article, service or information, and can be reversed
Demand is put on someone's head;
The demand of putting on someone's head that the side of putting on someone's head issues includes text mode, and pictorial manner, voice mode or video mode embody;
Folk prescription being robbed after implementing to rob one action, which is in the lock state automatically, it is ensured that other people can not carry out competition for orders again,
Both sides are not before cooperation confirmation, and the side of putting on someone's head can refuse the cooperation that any one robs folk prescription and confirm requirement, and the side of putting on someone's head can will order
Substance, which is newly set to, puts middle state on someone's head;
It is completed when a wherein side confirms to merchandise, and another party does not transact business and completes application of also not raising an objection, after certain time limit
System default transaction is completed, and pruse is automatically transferred to after deducting service charge and robs folk prescription;
After both sides confirm cooperation, rob folk prescription if there is credit requirement, competition for orders side can online application fiduciary loan for ordering
Single fulfils, and the acquirement of fiduciary loan meets the requirement that system is offered loans after the completion of both sides' transaction according to its people's reference and hangs
The fund of reward side completes the recycling of platform service expense, loan principal and interest being transferred to the while of robbing folk prescription;
All registering accounts can establish profile shop, including personal introduction, age, educational background, qualification, energy in systems
Power, resource or what can be accepted put order type on someone's head.
2. a kind of as described in claim 1 put transaction processing method on someone's head based on mobile Internet, including puts transaction system on someone's head,
The transaction system of putting on someone's head includes ui alternations of bed, logical layer, data Layer, system layer and physical layer;
Logical layer includes putting management module on someone's head, robbing single module, exchange management module, trade management module, capital management module, disobey
About processing module, dispute management module, Password Management module put category management module, personal information management module, account letter on someone's head
Cease management module and location management module;
Transaction system uses two stage application system, including mobile terminal application system (APP) and server-end application system;
Mobile terminal application system is the side of putting on someone's head and robs the operating software of folk prescription, can operate or inquire and put order or transaction on someone's head,
Managing personal information, the whole user informations of server-end application system storage, whole Transaction Informations, trading rules management, transaction
Capital management and process of exchange supervision.
Priority Applications (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201410796079.3A CN104484811B (en) | 2014-12-18 | 2014-12-18 | It is a kind of that transaction processing method and system are put on someone's head based on mobile Internet |
PCT/CN2015/074288 WO2016095350A1 (en) | 2014-12-18 | 2015-03-16 | Rewarding transaction processing method and system based on mobile internet |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201410796079.3A CN104484811B (en) | 2014-12-18 | 2014-12-18 | It is a kind of that transaction processing method and system are put on someone's head based on mobile Internet |
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