CN105741166A - Transaction flow processing method and system - Google Patents

Transaction flow processing method and system Download PDF

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Publication number
CN105741166A
CN105741166A CN201610119811.2A CN201610119811A CN105741166A CN 105741166 A CN105741166 A CN 105741166A CN 201610119811 A CN201610119811 A CN 201610119811A CN 105741166 A CN105741166 A CN 105741166A
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arbitration
terminal user
transaction
expert
result
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葛孝月
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Beijing Yade Technology Co Ltd
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Beijing Yade Technology Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0609Buyer or seller confidence or verification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0613Third-party assisted

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
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  • General Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
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  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The invention discloses a transaction flow processing method system. The flow processing method comprises steps of receiving a project demand published by a first terminal user and transmitting the project demand to the other terminals, receiving the information that the user of a second terminal undertakes a project beyond the first terminal user, storing the data of the transaction project and remuneration which is stipulated by the first terminal user and the second terminal user; automatically deducting the guarantee fund which is given to the first terminal user by the server when the second terminal user breaks a contract, or, transmitting the transaction to the arbitration center for entering the arbitration stage when the first terminal user breaks the contract, wherein the arbitration center provides the result, or providing the service by the second terminal user, paying the remuneration by the first terminal user after acceptance check or entering the arbitration stage, wherein breaking the contract means fulfilling the transaction project without abiding by the contract in the step 2; and finishing the transaction. The method can perform different processing according to different transaction conditions, which is fair and reasonable, efficient and convenient in usage, high in automation and high in user satisfaction degree.

Description

A kind of method for processing transaction flow and system
Technical field
The present invention relates to transaction flow processing technology field, specifically, relate to a kind of method for processing transaction flow and system.
Background technology
Along with information technology, especially the developing rapidly of Internet technology, ecommerce and network payment have become an indispensable part in people's modern life, and e-commerce company releases online transaction mode and the online transaction platform of oneself one after another, the development of online transaction is served important impetus by the appearance of these platforms.
But existing transaction system is the internet business for products in kind mostly, the internet business of products in kind is very general, and existing Internet service transaction is substantially the transaction flow having applied mechanically products in kind: 1, publisher issues demand;2, multiple second terminal uses submit a tender;3, the second terminal use is determined;4, second terminal use's work;5, pay the bill after checking and accepting;6, evaluate mutually.But due to the difference of service product and the character of products in kind, there is such as service product feature, current method of commerce and the method for processing transaction flow such as not sentience, diversity, proprietary rights omission and can not meet the actual requirement of service product transaction.
When realizing service transacting, there is following deficiency in existing internet transaction method:
1, all bid users have paid work and the time participation competitive bidding of equivalent, if not getting the bid, gainless, this can cause the waste of social resources, can be greatly enlarged under the situation being wasted in the Internet model transaction multiplication caused;
2, whether the described first terminal user service product to providing is satisfied with and has whole ruling rights, and the described any randomness of first terminal user and malice transaction can result in inequitable phenomenon to be occurred;
3, transaction is once there is dispute, and transaction flow is interrupted, and platform can only be complained to seek transaction termination, and the handling process time is long, and cost is high, and efficiency is low;
4, owing to service product has proprietary rights omission feature, second terminal use submitting a tender, the task achievement of duration of work be easy to by the some or all of acquirement of the other side even with, present Internet technology cannot ensure that the second terminal use collects evidence smoothly and finally obtains corresponding interests;
5, easily bring a lot of dispute and the mechanism that processes dispute unreasonable in transaction, cause that both parties are not high for the satisfaction of transaction, have impact on the fairness of service transacting itself and convenience, also have impact on the experience of both parties and turn-head-rate.
Therefore, how to research and develop a kind of fair and reasonable, easy to use efficiently, Consumer's Experience is good, automaticity is high and satisfaction is high method for processing transaction flow and system, especially can be good be applicable to service product in the flow path processing method of internet business and system, just become technical problem urgently to be resolved hurrily.
Summary of the invention
The subject matter that the application solves be to provide a kind of fair and reasonable, easy to use efficiently, Consumer's Experience is good, automaticity is high and satisfaction is high method for processing transaction flow and system, with solve that prior art cannot realize cause the waste of social resources, unfairness, handling process time length, cost is high, efficiency is low and processes the irrational technical problem of mechanism of dispute.
In order to solve above-mentioned technical problem, the invention discloses a kind of method for processing transaction flow, it is characterised in that including:
Step one: receive the project demands of first terminal user issue and send to other-end, receiving the second terminal use outside described first terminal user and accept the message of project;
Step 2: preserve described first terminal user and the data about trading item and remuneration of the second terminal use both sides agreement;
Step 3: when described second terminal use breaks a contract, server bales catch gives described first terminal user except described guarantee fund;Or when described first terminal user breaks a contract, described transaction is sent to arbitration center and is entered arbitration phase, and result is provided at described arbitration center;Or the second end users with services, payt or entrance arbitration phase after described first terminal user acceptance;Described promise breaking refers to does not fulfil trading item by the agreement described in step 2;
Step 4: closing the transaction.
Preferably, described step 3 also includes storing the information record that described first terminal user exchanges with the second terminal use.
Preferably, first terminal user described in described step 3 has the right selecting described remuneration repeatedly to be paid.
Preferably, in described step 3, described second terminal use can propose the requirement delaying to provide service, the time limit backward delay of described project after described first terminal user agreement.
Preferably, the mode that described second terminal use accepts project includes the mode of the second autonomous competition for orders of terminal use.
Preferably, the arbitration phase in described step 3 includes:
Step 1: being sent by Transaction Information to the first arbitration expert, described first arbitration expert makes the first ruling result by checking Transaction Information, and described first ruling result is uploaded to described server;
Step 2: described first ruling result is occurred to described second arbitration expert by server, and described first ruling result is checked by described second arbitration expert, and the result checked is uploaded to described server;
Step 3: when the described result checked for by time, server performs described first ruling result automatically, and arbitration phase terminates.
Preferably, the step 3 of described arbitration phase also includes: when the described result checked is obstructed out-of-date, Transaction Information is sent to the 3rd arbitration expert by server, described 3rd arbitration expert makes the second ruling result, and described second ruling result is uploaded to described server, arbitrated expert by the 4th described second ruling result is checked, and the result checked is uploaded to described server, when the described result checked is for passing through, server performs described second ruling result automatically, and arbitration phase terminates.
Preferably, described step 4 also includes, and after closing the transaction, server destroys All Activity information.
Preferably, it is determined that described first arbitration expert, the second arbitration expert, the 3rd arbitration expert and the 4th mode arbitrating expert include being raced to be the first to answer a question by arbitration expert.
A kind of service product exchange flow processing system, it is characterised in that include signal dispatcher module, capital management module, data memory module, evidence management module, MIM message input module and control module, wherein,
Signal dispatcher module, for receiving the project demands of first terminal user issue and sending to other-end, receives the second terminal use outside described first terminal user and accepts the message of project;
Data memory module, for preserving described first terminal user and the data about trading item and remuneration of the second terminal use both sides agreement;
Controlling module, for when described second terminal use breaks a contract, server bales catch gives described first terminal user except described guarantee fund;Or when described first terminal user breaks a contract, described transaction is sent to arbitration center and is entered arbitration phase, and result is provided at described arbitration center;Or the second end users with services, payt after described first terminal user acceptance;Described promise breaking refers to does not fulfil trading item by the agreement described in step 2.
Compared with prior art, method for processing transaction flow of the present invention and system, reach following effect:
(1), method for processing transaction flow provided by the invention, for the service product feature at internet business, overcoming defect of the prior art, the process for transaction flow is fair and reasonable, easy to use efficiently, Consumer's Experience is good, automaticity is high and user satisfaction is high;
(2), method for processing transaction flow provided by the invention, the second terminal use accepts the mode of project and includes the mode of the second autonomous competition for orders of terminal use, quickly form man-to-man service mode, it is to avoid the waste of social resources;
(3), method for processing transaction flow provided by the invention, according to different trading situation, different processing modes is set, system automation submission process, substantially increase the automaticity of internet business handling process, it is more convenient and efficient to use;
(4), method for processing transaction flow provided by the invention, any exchange and the decision of both parties all can be recorded in the records center of server, therefore, both parties are for oneself non-repudiation of the commercial activity in transaction, there is trackability, both parties can be more prudent make behavior, decrease the generation of dispute in transaction, also provide entity foundation and evidence for the process Transaction Disputes that arbitration expert is fair and reasonable, make both parties that the trading processing satisfaction of described service product is higher;
(5), method for processing transaction flow provided by the invention, in transaction, described first terminal user and the second terminal use can arrange number of times and the time of payment according to the practical situation of transaction, when service proceeds to certain step, correspond to corresponding Payment Proportion, make both parties' all Constrained in the process fulfil trading activity, it is ensured that justice of exchange is fulfiled smoothly;
(6), method for processing transaction flow provided by the invention, the first ruling result in described arbitration phase can through checking, when check second arbitration expert passed through the first ruling result time, server just can perform described first ruling result automatically;
(7), method for processing transaction flow provided by the invention, described second terminal use has the right that an application for adjournment is fulfiled, can project described in delay performance after described first terminal user agrees to.This arranges the requirement more conforming to the transaction of existing service product so that it is it is more extensively convenient to be suitable for, and the degree of automatization is higher;
(8), method for processing transaction flow provided by the invention, both sides' no third except the arbitration expert that any information of records center processes in time there is dispute can be shown in, after closing the transaction, platform can data in this transaction of auto-destruct and information.Therefore process of exchange has high confidentiality.
Accompanying drawing explanation
Accompanying drawing described herein is used for providing a further understanding of the present invention, constitutes the part of the present invention, and the schematic description and description of the present invention is used for explaining the present invention, is not intended that inappropriate limitation of the present invention.In the accompanying drawings:
Fig. 1 is the flow chart of method for processing transaction flow of the present invention.
Detailed description of the invention
As employed some vocabulary in the middle of description and claim to censure specific components.Those skilled in the art are it is to be appreciated that hardware manufacturer may call same assembly with different nouns.This specification and claims are not used as distinguishing in the way of assembly by the difference of title, but are used as the criterion distinguished with assembly difference functionally." comprising " as mentioned in the middle of description and claim in the whole text is an open language, therefore should be construed to " comprise but be not limited to "." substantially " referring in receivable range of error, those skilled in the art can solve described technical problem within the scope of certain error, basically reaches described technique effect.Additionally, " coupling " word comprises any directly and indirectly electric property coupling means at this.Therefore, if a first device described in literary composition is coupled to one second device, then represents described first device and can directly be electrically coupled to described second device, or be indirectly electrically coupled to described second device by other devices or the means that couple.Description subsequent descriptions is implement the better embodiment of the application, and right described description is for the purpose of the rule so that the application to be described, is not limited to scope of the present application.The protection domain of the application is when being as the criterion depending on the defined person of claims.
Below in conjunction with accompanying drawing, the application is described in further detail, but not as the restriction to the application.
Embodiment one:
A kind of method for processing transaction flow, it is characterised in that including:
Step one: receive the project demands of first terminal user issue and send to other-end, receiving the second terminal use outside described first terminal user and accept the message of project;Wherein, the second terminal use accepts the mode of project and includes the mode of the second autonomous competition for orders of terminal use, quickly forms man-to-man service mode, it is to avoid the waste of social resources.
Step 2: preserve described first terminal user and the data about trading item and remuneration of the second terminal use both sides agreement;
Step 3: when described second terminal use breaks a contract, server bales catch gives described first terminal user except described guarantee fund;Or when described first terminal user breaks a contract, described transaction is sent to arbitration center and is entered arbitration phase, and result is provided at described arbitration center;Or the second end users with services, payt or entrance arbitration phase after described first terminal user acceptance;Described promise breaking refers to does not fulfil trading item by the agreement described in step 2.Arranging different processing modes according to different trading situation, system automation submission processes, and substantially increases the automaticity of internet business handling process, and it is more convenient and efficient to use.
Step 4: closing the transaction.
Method for processing transaction flow provided by the invention, for the feature of internet business, overcomes defect of the prior art, and the process for transaction flow is fair and reasonable, easy to use efficiently, Consumer's Experience is good, automaticity is high and user satisfaction is high.
Method for processing transaction flow provided by the invention is particularly well-suited to the service product transaction in the Internet, solve that prior art cannot realize cause the waste of social resources, unfairness, handling process time length, cost is high, efficiency is low and processes the irrational technical problem of mechanism of dispute, fair and reasonable in the process of the flow process of internet business for service product, easy to use efficiently, Consumer's Experience is good, automaticity is high and user satisfaction is high.
Embodiment two:
A kind of method for processing transaction flow, it is characterised in that including:
Step one: receive the project demands of first terminal user issue and send to other-end, receiving the second terminal use outside described first terminal user and accept the message of project;Wherein, the second terminal use accepts the mode of project and includes the mode of the second autonomous competition for orders of terminal use, quickly forms man-to-man service mode, it is to avoid the waste of social resources.
Step 2: preserve described first terminal user and the data about trading item and remuneration of the second terminal use both sides agreement;
Step 3: when described second terminal use breaks a contract, server bales catch gives described first terminal user except described guarantee fund;Or when described first terminal user breaks a contract, described transaction is sent to arbitration center and is entered arbitration phase, and result is provided at described arbitration center;Or the second end users with services, payt after described first terminal user acceptance;Described promise breaking refers to does not fulfil trading item by the agreement described in step 2;Arranging different processing modes according to different trading situation, system automation submission processes, and substantially increases the automaticity of internet business handling process, and it is more convenient and efficient to use.
Step 4: closing the transaction.
Preferably, described step 3 also includes storing the information record that described first terminal user exchanges with the second terminal use.The information record that described first terminal user exchanges with the second terminal use, the information record of described exchange stores in the server.Inseparability in view of service product, after transaction relationship is formed, namely both sides participate in the process that service provides, in this process, any exchange and the decision of both sides all can be recorded in the records center of server, when relevant dispute occurs, the record of these exchanges can serve as the foundation of expert's arbitration, therefore, both parties are for oneself non-repudiation of the commercial activity in transaction, there is trackability, both parties can be more prudent make behavior, decrease the generation of dispute in transaction, also entity foundation and evidence are provided for the process Transaction Disputes that arbitration expert is fair and reasonable, make both parties that the trading processing satisfaction of described service product is higher.
Preferably, first terminal user described in described step 3 has the right selecting described remuneration repeatedly to be paid.Based on the feature that service product is concluded the business on the internet, in transaction, described first terminal user and the second terminal use can arrange number of times and the time of payment according to the practical situation of transaction, when service proceeds to certain step, correspond to corresponding Payment Proportion, make both parties' all Constrained in the process fulfil trading activity, it is ensured that justice of exchange is fulfiled smoothly.
Preferably, in described step 2, described second terminal use can propose the requirement delaying to provide service, the time limit backward delay of described project after described first terminal user agreement.Being all manual service mostly due to service product, it is possible to can there is bigger uncertainty, therefore, described second terminal use has the right that an application for adjournment is fulfiled, and gets final product project described in delay performance after described first terminal user agrees to.This arranges the requirement more conforming to the transaction of existing service product so that it is it is more extensively convenient to be suitable for, and the degree of automatization is higher.
Preferably, described first terminal user has the right proposing to consult to terminate, when described second terminal use agrees to, and payt according to a certain percentage, when described second terminal use disagrees, enter arbitral procedure.
Preferably, the arbitration mode at described arbitration center includes arbitration expert's arbitration, and the producing method of described arbitration expert includes recommending oneself.In exchange flow path processing method provided by the invention, the user possessing different field Professional knowledge can be filed an application to described arbitration center by the mode recommended oneself, and just becomes arbitration expert after passing through to audit.
Above-mentioned first terminal user is generally the publisher of transaction, and the second terminal use is generally the service side of transaction.
Preferably, method provided by the invention also includes some important time points of user and result are carried out note prompting, strengthens the circulation of information and the efficiency of transaction, it is to avoid unnecessary loss and misunderstanding occur.
Embodiment three:
Described arbitration phase includes:
Step 1: Transaction Information is sent to the first arbitration expert by server, and described first arbitration expert makes the first ruling result by checking Transaction Information;
Step 2: described first ruling result is occurred to described second arbitration expert by server, and described first ruling result is checked by described second arbitration expert;
Step 3: when the described result checked for by time, server performs described first ruling result automatically, and arbitration phase terminates.
Described arbitration phase can be combined use with the method in above-described embodiment one and embodiment two, the first ruling result in above-mentioned arbitration phase can be passed through and be checked, if being only through a ruling arbitrating expert, it is likely difficult to the generation stopping inequitable behavior completely, but through proceedings for revision, when the second arbitration expert checked has passed through the first ruling result, server just can perform described first ruling result automatically, and arbitration phase terminates.
Preferably, the step 3 of described arbitration phase also includes: when the second arbitration expert disagrees described first ruling result, Transaction Information transmission to the 3rd is arbitrated expert and is made the second ruling result by system, and checked by the 4th arbitration expert, when the described result checked is for passing through, server performs described first ruling result automatically, and arbitration phase terminates.
Preferably, described ruling result includes: absolute payment, partial payment and deduction the second terminal use guarantee fund are to publisher.Described ruling result refers to arbitration ruling result done by expert, including the first above-mentioned ruling result and the second ruling result.Producing different ruling results according to different trading situation and automatically perform, it is possible to processing according to different situations flexibly, it is very convenient to use, and the scope of application is also very extensive.
Preferably, described step 4 also includes, and after closing the transaction, server destroys All Activity information.Feature in view of the proprietary rights omission that service product has, information in its process of exchange very easily reveals diffusion, both sides' no third except the arbitration expert that any information of records center processes in time there is dispute can be shown in, after closing the transaction, platform understands the data in this transaction of auto-destruct and information.Therefore process of exchange has high confidentiality.
Preferably, it is determined that described first arbitration expert, the second arbitration expert, the 3rd arbitration expert and the 4th mode arbitrating expert include being raced to be the first to answer a question by arbitration expert.The selected mode of arbitration expert can be selected by both party jointly, it is also possible to takes the mode of arbitration expert's competition for orders, possesses randomness, be more beneficial for fair and reasonable arbitration.
Embodiment four:
A kind of service product exchange flow processing system, it is characterised in that include signal dispatcher module, capital management module, data memory module, evidence management module, MIM message input module and control module, wherein,
Signal dispatcher module, for receiving the project demands of first terminal user issue and sending to other-end, receives the second terminal use outside described first terminal user and accepts the message of project;
Data memory module, for preserving described first terminal user and the data about trading item and remuneration of the second terminal use both sides agreement;
Controlling module, for when described second terminal use breaks a contract, server bales catch gives described first terminal user except described guarantee fund;Or when described first terminal user breaks a contract, described transaction is sent to arbitration center and is entered arbitration phase, and result is provided at described arbitration center;Or the second end users with services, payt after described first terminal user acceptance;Described promise breaking refers to does not fulfil trading item by the agreement described in step 2.
Transaction flow provided by the invention processes system, for the service product feature at internet business, overcoming defect of the prior art, the process for transaction flow is fair and reasonable, easy to use efficiently, Consumer's Experience is good, automaticity is high and user satisfaction is high.
Preferably, system provided by the invention also includes a time limit prompting module, it is possible to realize some important time points of user and result are carried out note prompting, strengthens the circulation of information and the efficiency of transaction, it is to avoid unnecessary loss and misunderstanding occur.
Above-mentioned first terminal user is generally the publisher of transaction, and the second terminal use is generally the service side of transaction.
Method of commerce in above-mentioned all embodiments is applicable not only to the service product transaction in the Internet, is also applied for the products in kind transaction in the Internet, wherein, it is adaptable to service product is when the transaction of the Internet, it is possible to overcome more defect of the prior art.
Compared with prior art, method for processing transaction flow of the present invention, reach following effect:
(1), method for processing transaction flow provided by the invention, for the service product feature at internet business, overcoming defect of the prior art, the process for transaction flow is fair and reasonable, easy to use efficiently, Consumer's Experience is good, automaticity is high and user satisfaction is high;
(2), method for processing transaction flow provided by the invention, the second terminal use accepts the mode of project and includes the mode of the second autonomous competition for orders of terminal use, quickly form man-to-man service mode, it is to avoid the waste of social resources;
(3), method for processing transaction flow provided by the invention, according to different trading situation, different processing modes is set, system automation submission process, substantially increase the automaticity of internet business handling process, it is more convenient and efficient to use;
(4), method for processing transaction flow provided by the invention, any exchange and the decision of both parties all can be recorded in the records center of server, therefore, both parties are for oneself non-repudiation of the commercial activity in transaction, there is trackability, both parties can be more prudent make behavior, decrease the generation of dispute in transaction, also provide entity foundation and evidence for the process Transaction Disputes that arbitration expert is fair and reasonable, make both parties that the trading processing satisfaction of described service product is higher;
(5), method for processing transaction flow provided by the invention, in transaction, described first terminal user and the second terminal use can arrange number of times and the time of payment according to the practical situation of transaction, when service proceeds to certain step, correspond to corresponding Payment Proportion, make both parties' all Constrained in the process fulfil trading activity, it is ensured that justice of exchange is fulfiled smoothly;
(6), method for processing transaction flow provided by the invention, the first ruling result in described arbitration phase can through checking, when check second arbitration expert passed through the first ruling result time, server just can perform described first ruling result automatically;
(7), method for processing transaction flow provided by the invention, described second terminal use has the right that an application for adjournment is fulfiled, can project described in delay performance after described first terminal user agrees to.This arranges the requirement more conforming to the transaction of existing service product so that it is it is more extensively convenient to be suitable for, and the degree of automatization is higher;
(8), method for processing transaction flow provided by the invention, both sides' no third except the arbitration expert that any information of records center processes in time there is dispute can be shown in, after closing the transaction, platform can data in this transaction of auto-destruct and information.Therefore process of exchange has high confidentiality.
Owing to the embodiment of the present application has been described in detail by method part, the expansion of the System and method for corresponding part related in embodiment is described omit here, repeat no more.The content of embodiment of the method is referred to for the description of particular content in system, no longer specifically limits here.
Described above illustrate and describes some preferred embodiments of the application, but as previously mentioned, it is to be understood that the application is not limited to form disclosed herein, it is not to be taken as the eliminating to other embodiments, and can be used for other combinations various, amendment and environment, and in application contemplated scope described herein, can be modified by the technology of above-mentioned instruction or association area or knowledge.And the change that those skilled in the art carry out and change are without departing from spirit and scope, then all should in the protection domain of the application claims.

Claims (10)

1. a method for processing transaction flow, it is characterised in that including:
Step one: receive the project demands of first terminal user issue and send to other-end, receiving the second terminal use outside described first terminal user and accept the message of project;
Step 2: preserve described first terminal user and the data about trading item and remuneration of the second terminal use both sides agreement;
Step 3: when described second terminal use breaks a contract, server bales catch gives described first terminal user except described guarantee fund;Or when described first terminal user breaks a contract, described transaction is sent to arbitration center and is entered arbitration phase, and result is provided at described arbitration center;Or the second end users with services, payt or entrance arbitration phase after described first terminal user acceptance;Described promise breaking refers to does not fulfil trading item by the agreement described in step 2;
Step 4: closing the transaction.
2. method for processing transaction flow according to claim 1, it is characterised in that described step 3 also includes storing the information record that described first terminal user exchanges with the second terminal use.
3. method for processing transaction flow according to claim 2, it is characterised in that first terminal user described in described step 3 has the right selecting described remuneration repeatedly to be paid.
4. according to described method for processing transaction flow arbitrary in claims 1 to 3, it is characterised in that in described step 3, described second terminal use can propose the requirement delaying to provide service, the time limit backward delay of described project after described first terminal user agreement.
5. method for processing transaction flow according to claim 4, it is characterised in that the mode that described second terminal use accepts project includes the mode of the second autonomous competition for orders of terminal use.
6. method for processing transaction flow according to claim 5, it is characterised in that the arbitration phase in described step 3 includes:
Step 1: being sent by Transaction Information to the first arbitration expert, described first arbitration expert makes the first ruling result by checking Transaction Information, and described first ruling result is uploaded to described server;
Step 2: described first ruling result is occurred to described second arbitration expert by server, and described first ruling result is checked by described second arbitration expert, and the result checked is uploaded to described server;
Step 3: when the described result checked for by time, server performs described first ruling result automatically, and arbitration phase terminates.
7. method for processing transaction flow according to claim 6, it is characterized in that, the step 3 of described arbitration phase also includes: when the described result checked is obstructed out-of-date, Transaction Information is sent to the 3rd arbitration expert by server, described 3rd arbitration expert makes the second ruling result, and described second ruling result is uploaded to described server, arbitrated expert by the 4th described second ruling result is checked, and the result checked is uploaded to described server, when the described result checked is for passing through, server performs described second ruling result automatically, arbitration phase terminates.
8. method for processing transaction flow according to claim 7, it is characterised in that described step 4 also includes, after closing the transaction, server destroys All Activity information.
9. method for processing transaction flow according to claim 8, it is characterised in that determine that described first arbitration expert, the second arbitration expert, the 3rd arbitration expert and the 4th mode arbitrating expert include being raced to be the first to answer a question by arbitration expert.
10. a service product exchange flow processing system, it is characterised in that include signal dispatcher module, capital management module, data memory module, evidence management module, MIM message input module and control module, wherein,
Signal dispatcher module, for receiving the project demands of first terminal user issue and sending to other-end, receives the second terminal use outside described first terminal user and accepts the message of project;
Data memory module, for preserving described first terminal user and the data about trading item and remuneration of the second terminal use both sides agreement;
Controlling module, for when described second terminal use breaks a contract, server bales catch gives described first terminal user except described guarantee fund;Or when described first terminal user breaks a contract, described transaction is sent to arbitration center and is entered arbitration phase, and result is provided at described arbitration center;Or the second end users with services, payt after described first terminal user acceptance;Described promise breaking refers to does not fulfil trading item by the agreement described in step 2.
CN201610119811.2A 2016-03-03 2016-03-03 Transaction flow processing method and system Pending CN105741166A (en)

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Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102521971A (en) * 2011-12-22 2012-06-27 深圳市赛格导航科技股份有限公司 Method for calling taxis in one-key manner
CN104484811A (en) * 2014-12-18 2015-04-01 王智勇 Reward-offering transaction processing method and system based on mobile internet

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102521971A (en) * 2011-12-22 2012-06-27 深圳市赛格导航科技股份有限公司 Method for calling taxis in one-key manner
CN104484811A (en) * 2014-12-18 2015-04-01 王智勇 Reward-offering transaction processing method and system based on mobile internet

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