CN104268750B - A kind of fee payment method and system, e-commerce platform - Google Patents

A kind of fee payment method and system, e-commerce platform Download PDF

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Publication number
CN104268750B
CN104268750B CN201410601552.8A CN201410601552A CN104268750B CN 104268750 B CN104268750 B CN 104268750B CN 201410601552 A CN201410601552 A CN 201410601552A CN 104268750 B CN104268750 B CN 104268750B
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China
Prior art keywords
payment
card
commerce platform
trade company
swiping
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CN104268750A (en
Inventor
何明杰
王伟
傅强
章梦
张兴强
庞以新
王海潮
何燕萍
王寻
丘群业
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China Construction Bank Corp
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China Construction Bank Corp
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G06Q20/3415Cards acting autonomously as pay-media
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/01Customer relationship services

Abstract

The embodiment of the invention discloses a kind of fee payment method and system, e-commerce platforms, can carry out electronization to the fee collection between Professional market management side and specialized market trade company, specialized market trade company is facilitated to pay the fees to Professional market management side.Present invention method includes:E-commerce platform receives the payment inventory that Professional market management side uploads;The e-commerce platform issues payment bill according to the payment inventory to specialized market trade company;The e-commerce platform receives the Online Payment instruction that the specialized market trade company sends;The e-commerce platform is associated with the online payment flow of the banking system according to Online Payment instruction so that the banking system is instructed according to the payment completes Online Payment payment.

Description

A kind of fee payment method and system, e-commerce platform
Technical field
The present invention relates to payment field more particularly to a kind of fee payment methods and system, e-commerce platform.
Background technology
Specialized market be it is a kind of with stock it is wholesale based on, if centralized transaction class I goods or Ganlei have it is relatively strong complementary The place of property or alternative commodity, is a kind of arrangement of market system of tradesman's formula of extensive centralized transaction.
Some e-commerce platforms (for example, kind melt business enterprise store) open independent for specialized market under line at present It is flat that specialized market channel, Professional market management side and specialized market trade company integrally enter e-commerce as unit of specialized market Platform, but the fee collection between Professional market management side and specialized market trade company is appointed so by the way of manually taking over, for example, specially Industry market trade company needs periodically to pay the expenses such as rent, charges for water and electricity to Professional market management side manually because of leasehold relationship.This The artificial collecting mode of kind causes Professional market management side to need to expend a large amount of manpower execution gathering work, in specialized market trade company When payment, generally the team of the row's of being also required to half an hour could complete to hand over money, give Professional market management side and specialized market trade company All bring inconvenience.
Invention content
An embodiment of the present invention provides a kind of fee payment method and system, e-commerce platforms, can be to Professional market management Fee collection between side and specialized market trade company carries out electronization, and specialized market trade company is facilitated to be paid to Professional market management side Take.
The first aspect of the embodiment of the present invention provides a kind of fee payment method, including:
E-commerce platform receives the payment inventory that Professional market management side uploads;
The e-commerce platform issues payment bill according to the payment inventory to specialized market trade company;
The e-commerce platform receives the Online Payment instruction that the specialized market trade company sends;
The e-commerce platform is associated with the online payment flow of the banking system according to Online Payment instruction, makes It obtains the banking system and completion Online Payment payment is instructed according to the payment.
Second aspect of the embodiment of the present invention provides a kind of e-commerce platform, including:
First receiving unit, the payment inventory for receiving the upload of Professional market management side;
First release unit, for issuing payment bill to specialized market trade company according to the payment inventory;
Second receiving unit, the Online Payment instruction sent for receiving the specialized market trade company;
Online payment unit, the online payment flow for being associated with the banking system according to Online Payment instruction, So that the banking system is instructed according to the payment completes Online Payment payment.
The third aspect of the embodiment of the present invention provides a kind of fare payment system, the system comprises:
E-commerce platform, the payment inventory for receiving the upload of Professional market management side;According to the payment inventory to Specialized market trade company publication payment bill;Receive the Online Payment instruction that the specialized market trade company sends;According to described online Payment instruction is associated with the online payment flow of the banking system so that the banking system instructs according to the payment and completes net Upper payment payment.
The e-commerce platform is additionally operable to send the payment bill to the phone-POS system of the banking system;
The phone-POS system, the payment instruction of swiping the card sent for receiving the specialized market trade company;According to the brush Payment flow of swiping the card is initiated in card payment instruction, with payment payment of completing to swipe the card;It is sent completely and swipes the card to the e-commerce platform Payment of swiping the card after payment payment with the payment result that will swipe the card as a result, be synchronized to the e-commerce platform.
In technical solution provided in an embodiment of the present invention, e-commerce platform is receiving paying for Professional market management side's upload After taking inventory, payment bill is issued to specialized market trade company according to the payment inventory, is receiving the transmission of specialized market trade company When Online Payment instructs, the online payment flow of correspondent bank system so that the banking system is completed online according to payment instruction Payment is paid, and Professional market management side need to only upload payment inventory, specialized market trade company on e-commerce platform as a result, Online Payment payment is completed according to the payment bill of e-commerce platform publication.Therefore compared with the existing technology, the present invention is implemented Example can carry out electronization to the fee collection between Professional market management side and specialized market trade company, facilitate specialized market trade company It pays the fees to Professional market management side.
In addition, in technical solution provided in an embodiment of the present invention, by e-commerce platform to the telephone POS of banking system System sends payment bill, and when the payment of swiping the card for receiving the transmission of specialized market trade company instructs, phone-POS system is according to the brush Payment flow of swiping the card is initiated in card payment instruction, with payment payment of completing to swipe the card, and is sent completely to swipe the card to e-commerce platform and be paid Payment of swiping the card after expense payment with the payment result that will swipe the card as a result, be synchronized to e-commerce platform, as a result, in Professional market management After side uploads payment inventory on e-commerce platform, specialized market trade company can also be according to the payment of e-commerce platform publication Bill completes payment payment of swiping the card on the phone-POS system of banking system.
Description of the drawings
Fig. 1 is fee payment method one embodiment schematic diagram in the embodiment of the present invention;
Fig. 2 is another embodiment schematic diagram of fee payment method in the embodiment of the present invention;
Fig. 3 is e-commerce platform one embodiment schematic diagram in the embodiment of the present invention;
Fig. 4 is fare payment system one embodiment schematic diagram in the embodiment of the present invention.
Specific implementation mode
An embodiment of the present invention provides a kind of fee payment method and system, e-commerce platforms, can be to Professional market management Fee collection between side and specialized market trade company carries out electronization, and specialized market trade company is facilitated to be paid to Professional market management side Take, is described in detail separately below.
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation describes, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, the every other implementation that those skilled in the art are obtained without creative efforts Example, shall fall within the protection scope of the present invention.
Term " first ", " second ", " third " " in description and claims of this specification and above-mentioned attached drawing The (if present)s such as four " are for distinguishing similar object, without being used to describe specific sequence or precedence.It should manage The data that solution uses in this way can be interchanged in the appropriate case, so that the embodiments described herein can be in addition to illustrating herein Or the sequence other than the content of description is implemented.In addition, term " comprising " and " having " and their any deformation, it is intended that Cover it is non-exclusive include, for example, containing the process of series of steps or unit, method, system, product or equipment need not limit In those of clearly listing step or unit, but may include not listing clearly or for these processes, method, production The intrinsic other steps of product or equipment or unit.
Referring to Fig. 1, fee payment method one embodiment includes in the embodiment of the present invention:
101, e-commerce platform receives the payment inventory that Professional market management side uploads;
In the present embodiment, Professional market management side and specialized market trade company register on e-commerce platform respectively Platform account, can realize correlation function by e-commerce platform after logging in corresponding platform account.In this implementation In example, e-commerce platform provides the function interface that batch uploads payment inventory for Professional market management side, in specialized market pipe After reason side is based on above-mentioned function interface upload payment inventory, it is clear that e-commerce platform receives the payment that Professional market management side uploads It is single.Further, in the present embodiment, e-commerce platform can also support update and the download function of payment inventory.
102, e-commerce platform issues payment bill according to payment inventory to specialized market trade company;
In the present embodiment, e-commerce platform parses payment inventory, after receiving payment inventory with basis The payment inventory issues payment bill to specialized market trade company, and correspondingly, e-commerce platform is provided for specialized market trade company and looked into Ask the function interface of payment bill.
103, e-commerce platform receives the Online Payment instruction that specialized market trade company sends;
After specialized market trade company inquires payment bill, specialized market trade company is online by being sent to e-commerce platform Payment instruction triggers Online Payment payment flow.
104, e-commerce platform instructs the online payment flow of correspondent bank system according to Online Payment so that department of banking System is instructed according to payment completes Online Payment payment;
It should be noted that in the present embodiment, e-commerce platform is built by banking system, Online Payment is being received When instruction, e-commerce platform can automatically initiate online payment flow to above-mentioned with the online payment flow of correspondent bank system Payment bill is handled so that banking system is instructed according to the payment completes Online Payment payment.In the present embodiment, electronics Business platform can effectively integrate payment bill and online payment flow, facilitate specialized market trade company on the net to profession It pays the fees market management side.In the present embodiment, the payment mode of online payment flow includes on-line payment, loan payment, credit At least one of card payable by installment, payment under guarantee and combined payment, specialized market trade company can be according to the actual demands of oneself Selection.
In technical solution provided in an embodiment of the present invention, e-commerce platform is receiving paying for Professional market management side's upload After taking inventory, payment bill is issued to specialized market trade company according to the payment inventory, is receiving the transmission of specialized market trade company When Online Payment instructs, the online payment flow of correspondent bank system so that the banking system is completed online according to payment instruction Payment is paid, and Professional market management side need to only upload payment inventory, specialized market trade company on e-commerce platform as a result, Online Payment payment is completed according to the payment bill of e-commerce platform publication.Therefore compared with the existing technology, the present invention is implemented Example can carry out electronization to the fee collection between Professional market management side and specialized market trade company, facilitate specialized market trade company It pays the fees to Professional market management side.
On the basis of embodiment shown in Fig. 1, payment payment flow of swiping the card is further described, referring to Fig. 2, the present invention is real Applying another embodiment of fee payment method in example includes:
201, e-commerce platform receives the payment inventory that Professional market management side uploads;
202, e-commerce platform issues payment bill according to payment inventory to specialized market trade company;
203, e-commerce platform receives the Online Payment instruction that specialized market trade company sends;
204, e-commerce platform instructs the online payment flow of correspondent bank system according to Online Payment so that department of banking System is instructed according to payment completes Online Payment payment;
Above-mentioned steps 201 are to the process of step 204 and the process phase of the step 101 in embodiment illustrated in fig. 1 to step 104 Together, details are not described herein.
In the present embodiment, further include after step 202:
205, e-commerce platform sends payment bill to the phone-POS system of banking system;
In the present embodiment, phone-POS system receives the payment bill that e-commerce platform is sent, and by the payment bill Import local data base.
206, phone-POS system receives the payment instruction of swiping the card that specialized market trade company sends;
After phone-POS system will pay the fees bill importing local data base, specialized market trade company can inquire corresponding pay Take bill, and by swiping the card payment flow to phone-POS system transmission payment instruction triggers of swiping the card.
207, phone-POS system initiates payment flow of swiping the card according to payment instruction of swiping the card, with payment payment of completing to swipe the card;
Receive swipe the card payment instruction when, phone-POS system according to this swipe the card payment instruction initiate swipe the card payment flow Above-mentioned payment bill is handled, with payment payment of completing to swipe the card.In the present embodiment, e-commerce platform will further be paid Expense bill and phone-POS system are effectively integrated, and facilitate specialized market trade company by phone-POS system to Professional market management Side's payment.
208, phone-POS system be sent completely to e-commerce platform swipe the card payment payment after swiping the card payment as a result, with The payment result that will swipe the card is synchronized to the e-commerce platform.
After payment payment is swiped the card in phone-POS system completion, phone-POS system is sent completely from trend e-commerce platform Swipe the card payment payment after swiping the card payment as a result, with will swipe the card payment result be synchronized to e-commerce platform, avoid the occurrence of repetition The problem of payment.
209, e-commerce platform issues payment result to Professional market management side;
In the present embodiment, e-commerce platform provides the function interface of inquiry payment result for Professional market management side, To issue payment result to Professional market management side.Further, in the present embodiment, e-commerce platform can also be supported to pay Take the download function of result.
In technical solution provided in an embodiment of the present invention, e-commerce platform is receiving paying for Professional market management side's upload After taking inventory, payment bill is issued to specialized market trade company according to the payment inventory, is receiving the transmission of specialized market trade company When Online Payment instructs, the online payment flow of correspondent bank system so that the banking system is completed online according to payment instruction Payment is paid, and Professional market management side need to only upload payment inventory, specialized market trade company on e-commerce platform as a result, Online Payment payment is completed according to the payment bill of e-commerce platform publication.Therefore compared with the existing technology, the present invention is implemented Example can carry out electronization to the fee collection between Professional market management side and specialized market trade company, facilitate specialized market trade company It pays the fees to Professional market management side.
Further, in technical solution provided in an embodiment of the present invention, by e-commerce platform to the electricity of banking system Words POS system sends payment bill, when the payment of swiping the card for receiving the transmission of specialized market trade company instructs, phone-POS system root Payment flow of swiping the card is initiated according to the payment instruction of swiping the card, with payment payment of completing to swipe the card, and is sent completely to e-commerce platform The payment of swiping the card after paying the fees payment swipe the card as a result, e-commerce platform is synchronized to the payment result that will swipe the card, as a result, in professional city After field manager uploads payment inventory on e-commerce platform, specialized market trade company can also issue according to e-commerce platform Payment bill complete to swipe the card on the phone-POS system of banking system payment payment.
The fee payment method in the embodiment of the present invention is described above, below to the electronics quotient in the embodiment of the present invention Business platform is described, referring to Fig. 3, e-commerce platform one embodiment includes in the embodiment of the present invention:
First receiving unit 301, the payment inventory for receiving the upload of Professional market management side;
First release unit 302, for issuing payment bill to specialized market trade company according to the payment inventory;
Second receiving unit 303, the Online Payment instruction sent for receiving the specialized market trade company;
Online payment unit 304, the online payment stream for being associated with the banking system according to Online Payment instruction Journey so that the banking system is instructed according to the payment completes Online Payment payment.
In the present embodiment, the e-commerce platform can further include:
Transmission unit 305, for sending the payment bill to the phone-POS system of the banking system;
Third receiving unit 306, for receive completions that the phone-POS system is sent swipe the card payment pay after swipe the card Payment with the payment result that will swipe the card as a result, be synchronized to the e-commerce platform;Wherein, the payment result of swiping the card is in the electricity Words POS system receives the payment instruction of swiping the card that the specialized market trade company sends, and initiates brush according to the payment instruction of swiping the card Card payment flow, to be obtained after payment payment of completing to swipe the card.
Optionally, in the present embodiment, the e-commerce platform can further include:
Second release unit 307, for issuing payment result to the specialized market trade company.
In technical solution provided in an embodiment of the present invention, e-commerce platform is receiving paying for Professional market management side's upload After taking inventory, payment bill is issued to specialized market trade company according to the payment inventory, is receiving the transmission of specialized market trade company When Online Payment instructs, the online payment flow of correspondent bank system so that the banking system is completed online according to payment instruction Payment is paid, and Professional market management side need to only upload payment inventory, specialized market trade company on e-commerce platform as a result, Online Payment payment is completed according to the payment bill of e-commerce platform publication.Therefore compared with the existing technology, the present invention is implemented Example can carry out electronization to the fee collection between Professional market management side and specialized market trade company, facilitate specialized market trade company It pays the fees to Professional market management side.
Above in the embodiment of the present invention fee payment method and e-commerce platform be described, below to of the invention real The fare payment system applied in example is described, referring to Fig. 4, fare payment system one embodiment includes in the embodiment of the present invention:
E-commerce platform 401, the payment inventory for receiving the upload of Professional market management side;According to the payment inventory Payment bill is issued to specialized market trade company;Receive the Online Payment instruction that the specialized market trade company sends;According to the net Upper payment instruction is associated with the online payment flow of the banking system so that the banking system is instructed according to the payment and completed Online Payment is paid.
The e-commerce platform 401 is additionally operable to send the payment account to the phone-POS system of the banking system It is single;
The phone-POS system 402, the payment instruction of swiping the card sent for receiving the specialized market trade company;According to institute It states payment instruction of swiping the card and initiates payment flow of swiping the card, with payment payment of completing to swipe the card;It has been sent to the e-commerce platform 401 At the payment of swiping the card after payment payment of swiping the card as a result, being synchronized to the e-commerce platform 401 with the payment result that will swipe the card.
In the present embodiment, the e-commerce platform 401 can be also used for paying to Professional market management side publication Take result.
In technical solution provided in an embodiment of the present invention, e-commerce platform is receiving paying for Professional market management side's upload After taking inventory, payment bill is issued to specialized market trade company according to the payment inventory, is receiving the transmission of specialized market trade company When Online Payment instructs, the online payment flow of correspondent bank system so that the banking system is completed online according to payment instruction Payment is paid, and Professional market management side need to only upload payment inventory, specialized market trade company on e-commerce platform as a result, Online Payment payment is completed according to the payment bill of e-commerce platform publication.Further, skill provided in an embodiment of the present invention In art scheme, payment bill is sent to the phone-POS system of banking system by e-commerce platform, is receiving specialized market Trade company send swipe the card payment instruction when, phone-POS system according to this swipe the card payment instruction initiate swipe the card payment flow, with complete Payment of swiping the card is paid, and is sent completely the swiping the card payment after swiping the card payment payment as a result, being paid will swipe the card to e-commerce platform Expense result is synchronized to e-commerce platform, after uploading payment inventory on e-commerce platform in Professional market management side as a result, Specialized market trade company can also complete according to the payment bill that e-commerce platform is issued on the phone-POS system of banking system Payment of swiping the card is paid.Therefore compared with the existing technology, the embodiment of the present invention can be to Professional market management side and specialized market quotient Fee collection between family carries out electronization, and specialized market trade company is facilitated to pay the fees to Professional market management side.
It is apparent to those skilled in the art that for convenience and simplicity of description, the system of foregoing description, The specific work process of device and unit, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein.
In several embodiments provided herein, it should be understood that disclosed system, device and method can be with It realizes by another way.For example, the apparatus embodiments described above are merely exemplary, for example, the unit It divides, only a kind of division of logic function, formula that in actual implementation, there may be another division manner, such as multiple units or component It can be combined or can be integrated into another system, or some features can be ignored or not executed.Another point, it is shown or The mutual coupling, direct-coupling or communication connection discussed can be the indirect coupling by some interfaces, device or unit It closes or communicates to connect, can be electrical, machinery or other forms.
The unit illustrated as separating component may or may not be physically separated, aobvious as unit The component shown may or may not be physical unit, you can be located at a place, or may be distributed over multiple In network element.Some or all of unit therein can be selected according to the actual needs to realize the mesh of this embodiment scheme 's.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, it can also It is that each unit physically exists alone, it can also be during two or more units be integrated in one unit.Above-mentioned integrated list The form that hardware had both may be used in member is realized, can also be realized in the form of SFU software functional unit.
If the integrated unit is realized in the form of SFU software functional unit and sells or use as independent product When, it can be stored in a computer read/write memory medium.Based on this understanding, technical scheme of the present invention is substantially The all or part of the part that contributes to existing technology or the technical solution can be in the form of software products in other words It embodies, which is stored in a storage medium, including some instructions are used so that a computer Equipment (can be personal computer, server or the network equipment etc.) executes the complete of each embodiment the method for the present invention Portion or part steps.And storage medium above-mentioned includes:USB flash disk, mobile hard disk, read-only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), magnetic disc or CD etc. are various can store journey The medium of sequence code.
The above, the above embodiments are merely illustrative of the technical solutions of the present invention, rather than its limitations;Although with reference to before Stating embodiment, invention is explained in detail, it will be understood by those of ordinary skill in the art that:It still can be to preceding The technical solution recorded in each embodiment is stated to modify or equivalent replacement of some of the technical features;And these Modification or replacement, the spirit and scope for various embodiments of the present invention technical solution that it does not separate the essence of the corresponding technical solution.

Claims (7)

1. a kind of fee payment method, which is characterized in that the method includes:
E-commerce platform receives the payment inventory that Professional market management side uploads;
The e-commerce platform issues payment bill according to the payment inventory to specialized market trade company;
The e-commerce platform sends the payment bill to the phone-POS system of banking system;
The phone-POS system issues the payment bill to the specialized market trade company;
The phone-POS system receives the payment instruction of swiping the card that the specialized market trade company sends;
The phone-POS system, which swipes the card to pay the fees according to, instructs payment flow of initiating to swipe the card, and is paid with completing to swipe the card to pay the fees;
The phone-POS system be sent completely to the e-commerce platform swipe the card payment payment after swiping the card payment as a result, with The payment result of swiping the card is synchronized to the e-commerce platform.
2. fee payment method as described in claim 1, which is characterized in that the method further includes:
The e-commerce platform issues payment result to the Professional market management side.
3. the fee payment method as described in any one of claim 1 to 2, which is characterized in that the payment mould of online payment flow Formula includes at least one of on-line payment, loan payment, credit card payable by installment, payment under guarantee and combined payment.
4. a kind of e-commerce platform, which is characterized in that including:
First receiving unit, the payment inventory for receiving the upload of Professional market management side;
First release unit, for issuing payment bill to specialized market trade company according to the payment inventory;
Transmission unit, for sending the payment bill to the phone-POS system of banking system;
Third receiving unit is tied for receiving completions that the phone-POS system the is sent payment of swiping the card after payment payment of swiping the card Fruit, the payment result that will swipe the card are synchronized to the e-commerce platform;Wherein, the payment result of swiping the card is in the telephone POS System receives the payment instruction of swiping the card that the specialized market trade company sends, and initiates payment of swiping the card according to the payment instruction of swiping the card Flow, to be obtained after payment payment of completing to swipe the card.
5. e-commerce platform as claimed in claim 4, which is characterized in that the e-commerce platform further includes:
Second release unit, for issuing payment result to the Professional market management side.
6. a kind of fare payment system, which is characterized in that the system comprises:
E-commerce platform, the payment inventory for receiving the upload of Professional market management side;According to the payment inventory to profession Market trade company publication payment bill;Receive the Online Payment instruction that the specialized market trade company sends;According to the Online Payment Instruct the online payment flow of correspondent bank system so that the banking system instructs according to the payment and completes Online Payment branch It pays;
The e-commerce platform is additionally operable to send the payment bill to the phone-POS system of the banking system;
The phone-POS system, the payment instruction of swiping the card sent for receiving the specialized market trade company;It is paid according to described swipe the card Payment flow of swiping the card is initiated in expense instruction, with payment payment of completing to swipe the card;It is sent completely payment of swiping the card to the e-commerce platform Payment of swiping the card after payment with the payment result that will swipe the card as a result, be synchronized to the e-commerce platform.
7. fare payment system as claimed in claim 6, which is characterized in that
The e-commerce platform is additionally operable to issue payment result to the Professional market management side.
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