CN102685112A - Identity authentication processing method, device and system - Google Patents

Identity authentication processing method, device and system Download PDF

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Publication number
CN102685112A
CN102685112A CN2012101164620A CN201210116462A CN102685112A CN 102685112 A CN102685112 A CN 102685112A CN 2012101164620 A CN2012101164620 A CN 2012101164620A CN 201210116462 A CN201210116462 A CN 201210116462A CN 102685112 A CN102685112 A CN 102685112A
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China
Prior art keywords
transferring accounts
information
accounts
authentication
registrant
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CN2012101164620A
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Chinese (zh)
Inventor
黄向阳
姚健康
田野
沈烁
孔宁
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Computer Network Information Center of CAS
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Computer Network Information Center of CAS
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Priority to CN2012101164620A priority Critical patent/CN102685112A/en
Publication of CN102685112A publication Critical patent/CN102685112A/en
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Abstract

The invention provides an identity authentication processing method, an identity authentication processing device and an identity authentication processing system, wherein the identity authentication processing method comprises the steps as follows: an identity authentication request message containing first account information provided by a registrant is sent to a bank background processing system, and a returned corresponding user name is received; whether the user name is consistent with the user name registered by the registrant is determined, and a first bank transfer message is sent to the bank background processing system if the user name is consistent with the user name registered by the registrant, so that the bank background processing system transfers accounts to an account corresponding to the first account information according to the first bank transfer message and generates a first bank transfer confirmation message; in addition, a registrant authentication message that is used for verifying the identity and is generated according to the first bank transfer confirmation message is received, and whether the registrant is authenticated is determined according to the first bank transfer message and the authentication message. By adopting the identity authentication processing method, the device and the system, the potential safety hazard caused by leakage of identity information is avoided, and the safety factor of real name authentication is improved.

Description

Authentication processing method, device and system
Technical field
The embodiment of the invention relates to communication technical field, relates in particular to a kind of authentication processing method, device and system.
Background technology
Because domain name is website requisite " number ", therefore a lot of enterprises or individual can carry out application for domain names.For fail safe and the order that guarantees network, can be after the website is set up to mechanism or the unique domain name in the whole world of tissue registration or the reference address of global unified management domain name.
Along with country is goed deep into what domain name registration was managed, relevant authorities of country require domain name registration person's information is carried out the real name authentication.At present, the user name that whether provides with public security system through the user name confirming domain name registration person and provide and identity information of domain name registration organ and identity information are consistent carries out the real name authentication.
But the identity information that the registrant might usurp other people carries out domain name registration, and authenticating safety is relatively poor.
Summary of the invention
Might usurp other people identity information to registrant in the prior art and carry out domain name registration; The technical problem that authenticating safety is relatively poor; The embodiment of the invention provides a kind of authentication processing method, device and system; Thereby avoided having improved the coefficient of safety of real name authentication because of identity information leaks the potential safety hazard that causes.
One aspect of the present invention provides a kind of authentication processing method, comprising:
Receive first account information and user name that the registrant provides; Send to the bank background processing system and to comprise the authentication request message of first account information that the registrant provides, and receive that said bank background processing system returns with the corresponding user name of said first account information;
Confirm that user name that said bank background processing system returns is whether consistent with the user name that said registrant provides; If; Then send first information of transferring accounts to said bank background processing system, for said bank background processing system according to said first information pair and the corresponding account of said first account information processing, generation and the said first first corresponding confirmation of transferring accounts of information of transferring accounts of transferring accounts of transferring accounts;
Receive said registrant according to said first authentication information that confirmation generates of transferring accounts; And whether confirm said registrant through authentication according to said first transfer accounts information and the said authentication information, said first confirmation of transferring accounts is inquired about the corresponding account of said first account information by said registrant and is obtained.
The present invention provides a kind of authentication processing unit on the other hand, comprising:
Authentication module; Be used to receive first account information and the user name that the registrant provides; Send to the bank background processing system and to comprise the authentication request message of first account information that the registrant provides, and receive that said bank background processing system returns with the corresponding user name of said first account information;
Judge module is used for confirming that user name that said bank background processing system returns is whether consistent with the user name that said registrant provides;
Processing module; Be used for if the user name that definite said bank background processing system is returned is consistent with the user name that said registrant provides; Then send first information of transferring accounts to said bank background processing system, for said bank background processing system according to said first information pair and the corresponding account of said first account information processing, generation and the said first first corresponding confirmation of transferring accounts of information of transferring accounts of transferring accounts of transferring accounts;
Authentication module; Be used to receive said registrant according to said first authentication information that confirmation generates of transferring accounts; And whether confirm said registrant through authentication according to said first transfer accounts information and the said authentication information, said first confirmation of transferring accounts is inquired about the corresponding account of said first account information by said registrant and is obtained.
Another aspect of the invention provides a kind of authentication treatment system, comprises above-mentioned authentication processing unit and bank's background processing system.
Authentication processing method, device and system that the embodiment of the invention provides; After receiving first account information that the registrant provides through the authentication processing unit; Send the authentication request message that comprises first account information to bank's background processing system; And receive the user name corresponding that bank's background processing system is returned with first account information, confirm whether user name is consistent with the user name of registrant's registration, if; Then send first information of transferring accounts to the bank background processing system; Transfer accounts and handle to generate corresponding first confirmation of transferring accounts according to the first information pair account corresponding of transferring accounts for bank's background processing system, receive, and confirm that according to first transfer accounts information and the authentication information whether the registrant is through authentication according to the first confirmation authentication information that generate, that be used for the registrant is carried out authentication of transferring accounts with first account information; Thereby avoided having improved the coefficient of safety of real name authentication because of identity information leaks the potential safety hazard that causes.
Description of drawings
Fig. 1 is the flow chart of an embodiment of authentication processing method of the present invention;
Fig. 2 is the flow chart of another embodiment of authentication processing method of the present invention;
Fig. 3 is the flow chart of the another embodiment of authentication processing method of the present invention;
Fig. 4 is the authentication processing method of the present invention flow chart of an embodiment again;
Fig. 5 is the structural representation of an embodiment of authentication processing unit of the present invention;
Fig. 6 is the structural representation of another embodiment of authentication processing unit of the present invention;
Fig. 7 is the structural representation of the another embodiment of authentication processing unit of the present invention;
Fig. 8 is the authentication processing unit of the present invention structural representation of an embodiment again;
Fig. 9 is the structural representation of an embodiment of authentication treatment system of the present invention.
Embodiment
Fig. 1 is the flow chart of an embodiment of authentication processing method of the present invention, and as shown in Figure 1, this method comprises:
Step 100; Receive first account information and user name that the registrant provides; Send to the bank background processing system and to comprise the authentication request message of first account information that the registrant provides, and receive that said bank background processing system returns with the corresponding user name of said first account information;
Domain name registration organ carries out authentication according to first account information that the registrant provides to the registrant; After the authentication processing unit receives first account information; Send the authentication request message that comprises first account information to bank's background processing system; Thereby bank's background processing system is resolved after receiving authentication request message and is obtained first account information; Inquire about the user name of obtaining correspondence according to first account information, and Query Result is returned to the authentication processing unit, thereby the authentication processing unit obtains the user name corresponding with first account information that bank's background processing system is returned.
Step 101; Confirm that user name that said bank background processing system returns is whether consistent with the user name that said registrant provides; If; Then send first information of transferring accounts to said bank background processing system, for said bank background processing system according to said first information pair and the corresponding account of said first account information processing, generation and the said first first corresponding confirmation of transferring accounts of information of transferring accounts of transferring accounts of transferring accounts;
Whether the user name of the user name corresponding with first account information that the authentication processing unit will obtain and registrant registration compares, thereby confirm consistent with the user name that the registrant registers with the corresponding user name of first account information.If comparative result is consistent; Then send first information of transferring accounts, thereby bank's background processing system is transferred accounts to handle and is generated and the first first consistent confirmation of transferring accounts of information of transferring accounts to the corresponding account of first account information according to first information of transferring accounts to the bank background processing system.Wherein, First information and first confirmation of transferring accounts of transferring accounts specifically comprises: the transfer accounts number of times and the corresponding amount of money of transferring accounts of at every turn transferring accounts that the corresponding account of first account information that the corresponding account of second account information that provides from registration body provides to the registrant is transferred accounts; Perhaps, the transfer accounts number of times and the corresponding amount of money of transferring accounts of at every turn transferring accounts that the corresponding account of second account information that the corresponding account of first account information that provides from the registrant provides to registration body is transferred accounts.
Step 102; Receive said registrant according to said first authentication information that confirmation generates of transferring accounts; And whether confirm said registrant through authentication according to said first transfer accounts information and the said authentication information, said first confirmation of transferring accounts is inquired about the corresponding account of said first account information by said registrant and is obtained.
The corresponding account of first account information that bank's background processing system provides to the registrant in first information of transferring accounts of sending according to the authentication processing unit is transferred accounts and is handled that the back generates and the first first consistent confirmation of transferring accounts of information of transferring accounts; Since first account information that provides of registrant in bank through an authentication; If registrant's identity is legal; Then can inquire about first of the generation of the obtaining bank's background processing system confirmation of transferring accounts to the corresponding account of first account information; And generate the authentication information be used for the registrant is carried out authentication according to first confirmation of transferring accounts; The content of authentication information is not limited to a kind of, according to the content choice different terminal of different authentication informations authentication information is returned to the authentication processing unit, thereby the authentication processing unit confirms that according to first transfer accounts information and the authentication information whether this registrant is through authentication; Being the authentication processing unit knows authentication information and first information matches of transferring accounts if judge; Then this registrant is through authentication, otherwise this registrant is through authentication.
The authentication processing method that present embodiment provides; After receiving first account information that the registrant provides through the authentication processing unit; Send the authentication request message that comprises first account information to bank's background processing system; And receive the user name corresponding that bank's background processing system is returned with first account information, confirm whether user name is consistent with the user name of registrant's registration, if; Then send first information of transferring accounts to the bank background processing system; Transfer accounts and handle to generate corresponding first confirmation of transferring accounts according to the first information pair account corresponding of transferring accounts for bank's background processing system, receive, and confirm that according to first transfer accounts information and the authentication information whether the registrant is through authentication according to the first confirmation authentication information that generate, that be used for the registrant is carried out authentication of transferring accounts with first account information; Thereby avoided having improved the coefficient of safety of real name authentication because of identity information leaks the potential safety hazard that causes.
Fig. 2 is the flow chart of another embodiment of authentication processing method of the present invention, and as shown in Figure 2, this method comprises:
Step 200; Receive first account information and user name that the registrant provides; Send to the bank background processing system and to comprise the authentication request message of first account information that the registrant provides, and receive that said bank background processing system returns with the corresponding user name of said first account information;
Step 201; Confirm that user name that said bank background processing system returns is whether consistent with the user name that said registrant provides; If; Then send first information of transferring accounts to said bank background processing system; For said bank background processing system according to said first information pair and the corresponding account of said first account information processing, generation and the said first first corresponding confirmation of transferring accounts of information of transferring accounts of transferring accounts of transferring accounts; Wherein, said first information and said first confirmation of transferring accounts of transferring accounts includes: from the corresponding account of the second preset account information to the transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of transferring accounts with the corresponding account of said first account information at every turn;
Whether the user name of the user name corresponding with first account information that the authentication processing unit will obtain and registrant registration compares, thereby confirm consistent with the user name that the registrant registers with the corresponding user name of first account information.If comparative result is consistent; Then send first information of transferring accounts, thereby bank's background processing system is transferred accounts to handle and is generated and the first first consistent confirmation of transferring accounts of information of transferring accounts to the corresponding account of first account information according to first information of transferring accounts to the bank background processing system.Wherein, First information and first confirmation of transferring accounts of transferring accounts specifically comprises: the transfer accounts number of times and the corresponding amount of money of transferring accounts of at every turn transferring accounts that the corresponding account of first account information that provides to the registrant from the corresponding account of the second preset account information is transferred accounts; Wherein, second account information is that domain name registration organ is provided with in advance.
Step 202 is sent the prompting message of transferring accounts according to the success response of transferring accounts that said bank background processing system is returned to said registrant's user terminal after carrying out the said processing of transferring accounts;
Bank's background processing system is transferred accounts information after the account corresponding with first account information transferred accounts processing according to first; Return the success response of transferring accounts to the authentication processing unit; Thereby the authentication processing unit is again after receiving the success response of transferring accounts that bank's background processing system returns; The user terminal that provides to the registrant sends the prompting message of transferring accounts, the corresponding account transfer success of first account information that prompting registrant bank background processing system provides to the registrant.
Step 203; Receive the authentication sign that said user terminal returns, to be said registrant obtain according to said first the transfer accounts time sequencing that the corresponding amount of money of transferring accounts transfers accounts by each time of transferring accounts in the confirmation at every turn said authentication sign, and said authentication sign and said first information of transferring accounts are compared; Know said authentication sign and said first information matches of transferring accounts if judge; Then confirm said registrant's authentication success, otherwise, authentification failure.
After the registrant receives the prompting message of transferring accounts of authentication processing unit transmission through user terminal; Inquire about the account corresponding with first account information; Since first account information that provides of registrant in bank through an authentication; If registrant's identity is legal; Then can inquire about first information of transferring accounts of obtaining that bank's background processing system generates to the corresponding account of first account information; And obtain the authentication sign that is used to carry out authentication and return to the authentication processing unit through user terminal according to first information of transferring accounts of bank's background processing system, wherein, the authentication sign is the registrant according to obtaining to transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of transferring accounts with the corresponding account of first account information at every turn from the account corresponding with second account information.Illustrate; If the corresponding account of second account information that bank's background processing system provides from registration body according to first information of transferring accounts is to 3.16 yuan of the corresponding account transfer of first account information; Then the registrant is designated 316 to the authentication of the correspondence of user terminal input, and sends to the authentication processing unit through user terminal.Thereby the authentication processing unit is after receiving authentication sign, and the authentication sign is compared with first information of transferring accounts, if judge and know that authentication identifier closes first amount of money of transferring accounts of transferring accounts in the information, then confirms registrant's authentication success, otherwise, authentification failure.
The authentication processing method that present embodiment provides; Through the authentication processing unit after receiving first account information that the registrant provides; Send the authentication request message that comprises first account information to bank's background processing system; And receive the user name of the correspondence that bank's background processing system returns; If confirm whether this user name is consistent with the user name of registrant's registration; Then send first information of transferring accounts to the bank background processing system, transferring accounts to handle to the account corresponding with first account information according to first information of transferring accounts for bank's background processing system generates corresponding first confirmation of transferring accounts, and the success response of returning according to bank's background processing system of transferring accounts is to the user terminal transmission prompting message of transferring accounts; Receive registrant that user terminal returns according to first transfer accounts that confirmation generates be used to carry out the authentication sign of authentication after; Confirm whether authentication success of registrant according to the authentication sign and first information of transferring accounts, thereby avoided having improved the coefficient of safety of real name authentication because of identity information leaks the potential safety hazard that causes.
Fig. 3 is the flow chart of the another embodiment of authentication processing method of the present invention, and as shown in Figure 3, this method specifically comprises:
Step 300; Receive first account information and user name that the registrant provides; Send to the bank background processing system and to comprise the authentication request message of first account information that the registrant provides, and receive that said bank background processing system returns with the corresponding user name of said first account information;
Step 301; Confirm that user name that said bank background processing system returns is whether consistent with the user name that said registrant provides; If; Send the 3rd information of transferring accounts to said bank background processing system, make said bank background processing system carry out transferring accounts of Consideration to the account corresponding with said first account information from the corresponding account of the second preset account information;
Whether the user name of the user name corresponding with first account information that the authentication processing unit will obtain and registrant registration compares, thereby confirm consistent with the user name that the registrant registers with the corresponding user name of first account information.If comparative result is consistent; Then send the 3rd information of transferring accounts to bank's background processing system according to the online signature of registrant and the registration body agreement of transferring accounts automatically; Make bank's background processing system carry out transferring accounts of Consideration to the account corresponding with said first account information from the corresponding account of the second preset account information, such as, Consideration M unit; The 3rd information of transferring accounts is fetched respectively from the corresponding account of first account information that the registrant provides for the corresponding account of the second preset account information automatically; X1, X2.。。Xn, X1+X2 wherein.。。+Xn=M。
Step 302; Send first information of transferring accounts to said bank background processing system; For said bank background processing system according to said first information pair and the corresponding account of said first account information processing, generation and the said first first corresponding confirmation of transferring accounts of information of transferring accounts of transferring accounts of transferring accounts; Wherein, Said first information and said first confirmation of transferring accounts of transferring accounts includes: the transfer accounts number of times and the corresponding amount of money of transferring accounts of at every turn transferring accounts of transferring accounts to the corresponding account of the second preset account information from the corresponding account of said first account information, wherein, each time transferred accounts the transfer accounts amount of money and be said Consideration;
The authentication processing unit sends first information of transferring accounts to the bank background processing system, thereby bank's background processing system is transferred accounts to handle to the corresponding account of first account information according to first information of transferring accounts and generated and the first first consistent confirmation of transferring accounts of information of transferring accounts.Wherein, first information and first confirmation of transferring accounts of transferring accounts specifically comprises: the transfer accounts number of times and the corresponding amount of money of transferring accounts of at every turn transferring accounts that the corresponding account of second account information that the corresponding account of first account information that provides from the registrant provides to registration body is transferred accounts.
Step 303 is sent the prompting message of transferring accounts according to the success response of transferring accounts that said bank background processing system is returned to said registrant's user terminal after carrying out the said processing of transferring accounts;
Step 304; Receive the authentication sign that said user terminal returns, to be said registrant obtain resultingly according to said first transfer accounts transfer accounts in the confirmation the time sequencing that the corresponding amount of money of transferring accounts transfers accounts by each time at every turn said authentication sign, and said authentication sign and said first information of transferring accounts compared; Know said authentication sign and said first information matches of transferring accounts if judge; Then confirm said registrant's authentication success, otherwise, authentification failure.
After the registrant receives the prompting message of transferring accounts of authentication processing unit transmission through user terminal; Inquire about the account corresponding with first account information; Since first account information that provides of registrant in bank through an authentication; If registrant's identity is legal; Then can inquire about first information of transferring accounts of obtaining that bank's background processing system generates to the corresponding account of first account information; And obtain the authentication sign that is used to carry out authentication and return to the authentication processing unit through user terminal according to first information of transferring accounts of bank's background processing system, wherein, the authentication sign is the registrant according to obtaining to transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of transferring accounts with the corresponding account of second account information at every turn from the account corresponding with first account information.Illustrate; If registration body changes 10 yuan through the corresponding account of second account information earlier over to the corresponding account of registrant's first account information earlier in the step 300; Send first information of transferring accounts to the bank background processing system again, the corresponding account of second account information that the corresponding account of first account information that bank's background processing system provides from the registrant according to first information of transferring accounts provides to registration body is divided and is transferred accounts for three times, and each time amount of money of transferring accounts is respectively 3.1 yuan, 5.8 yuan and 1.1 yuan; After then the registrant confirms 3.1+5.8+1.1=10; Remove zero of the end behind 3.1,5.8,1.1 decimal points, and then connect together these several numerals, remove wherein all decimal points; As the authentication sign is 315811, and sends to the authentication processing unit through user terminal.Thereby the authentication processing unit is after receiving authentication sign, and the authentication sign is compared with first information of transferring accounts, if judge and know authentication sign and first information matches of transferring accounts, then confirms registrant's authentication success, otherwise, authentification failure.
The authentication processing method that present embodiment provides; Through the authentication processing unit after receiving first account information that the registrant provides; Send the authentication request message that comprises first account information to bank's background processing system; And receive the user name of the correspondence that bank's background processing system returns; If confirm whether this user name is consistent with the user name of registrant's registration; Then send first information of transferring accounts to the bank background processing system, transferring accounts to handle to the account corresponding with first account information according to first information of transferring accounts for bank's background processing system generates corresponding first confirmation of transferring accounts, and the success response of returning according to bank's background processing system of transferring accounts is to the user terminal transmission prompting message of transferring accounts; Receive registrant that user terminal returns according to first transfer accounts that confirmation generates be used to carry out the authentication sign of authentication after; Confirm whether authentication success of registrant according to the authentication sign and first information of transferring accounts, thereby avoided having improved the coefficient of safety of real name authentication because of identity information leaks the potential safety hazard that causes.
Fig. 4 is the authentication processing method of the present invention flow chart of an embodiment again, and as shown in Figure 4, this method specifically comprises:
Step 400; Receive first account information and user name that the registrant provides; Comprise the authentication request message of the identity information that said registrant provides to the identity authorization system transmission, and receive the user name corresponding that said identity authorization system returns with said identity information;
Domain name registration organ carries out authentication according to the identity information that the registrant provides to the registrant; After the authentication processing unit receives identity information; Send the authentication request message that comprises identity information to identity authorization system; Thereby identity authorization system is resolved after receiving authentication request message and is obtained identity information; Inquire about the user name of obtaining correspondence according to identity information, and Query Result is returned to the authentication processing unit, thereby the authentication processing unit obtains the user name corresponding with identity information that identity authorization system returns.
Step 401; Confirm whether said user name is consistent with the user name of registrant's registration; If it is consistent; Then send and comprise the authentication request message of first account information that the registrant provides to the bank background processing system, and receive that said bank background processing system returns with the corresponding user name of said first account information;
Whether the user name of the user name corresponding with identity information that the authentication processing unit will obtain and registrant registration compares, thereby confirm consistent with the user name that the registrant registers with the corresponding user name of identity information.If comparative result is consistent; Then send the authentication request message that comprises first account information that the registrant provides to bank's background processing system; Thereby bank's background processing system is resolved after receiving authentication request message and is obtained first account information; Inquire about the user name of obtaining correspondence according to first account information; And Query Result returned to the authentication processing unit, thereby the authentication processing unit obtains the user name corresponding with first account information that bank's background processing system is returned.
Step 402; Confirm that user name that said bank background processing system returns is whether consistent with the user name that said registrant provides; If; Then send first information of transferring accounts to said bank background processing system; For said bank background processing system according to said first information pair and the corresponding account of said first account information processing, generation and the said first first corresponding confirmation of transferring accounts of information of transferring accounts of transferring accounts of transferring accounts; Wherein, said first information and said first confirmation of transferring accounts of transferring accounts includes: from the corresponding account of the second preset account information to the transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of transferring accounts with the corresponding account of said first account information at every turn;
Whether the user name of the user name corresponding with first account information that the authentication processing unit will obtain and registrant registration compares, thereby confirm consistent with the user name that the registrant registers with the corresponding user name of first account information.If comparative result is consistent; Then send first information of transferring accounts, thereby bank's background processing system is transferred accounts to handle and is generated and the first first consistent confirmation of transferring accounts of information of transferring accounts to the corresponding account of first account information according to first information of transferring accounts to the bank background processing system.Wherein, first information and first confirmation of transferring accounts of transferring accounts specifically comprises: the transfer accounts number of times and the corresponding amount of money of transferring accounts of at every turn transferring accounts that the corresponding account of first account information that the corresponding account of second account information that provides from registration body provides to the registrant is transferred accounts.
Step 403; Second confirmation of transferring accounts that receives that said bank background processing system returns; Said second transfer accounts confirmation be second information of transferring accounts that said bank background processing system provides according to said registrant transfer accounts handle generate; To be said registrant obtain according to said first confirmation of transferring accounts said second information of transferring accounts; Said second information and said second confirmation of transferring accounts of transferring accounts includes: from the account corresponding with said first account information to the transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of transferring accounts with the corresponding account of said second account information at every turn; Said second transfer accounts confirmation and said first information of transferring accounts is compared, know that said second transfer accounts number of times and the corresponding amount of money of transferring accounts of at every turn transferring accounts that confirmation and said first transfers accounts in the information of transferring accounts all matees then definite said registrant's authentication success if judge; Otherwise, authentification failure.
Bank's background processing system is transferred accounts to the account corresponding with first account information according to first information of transferring accounts and is handled the back to the user terminal transmission that provides with the corresponding registrant of first account information information of transferring accounts; Since first account information that provides of registrant in bank through an authentication; If registrant's identity is legal; Then can obtain first confirmation of transferring accounts through inquiring about the corresponding account of first account information; And to bank's background processing system second information of transferring accounts is provided according to first confirmation of transferring accounts; Second information of transferring accounts comprises: the transfer accounts number of times and the corresponding amount of money of transferring accounts of at every turn transferring accounts of transferring accounts to the account corresponding with second account information of registration body from the corresponding account of registrant's first account information; Wherein, second transfer accounts transfer accounts number of times and the corresponding amount of money of transferring accounts of at every turn transferring accounts that information and first transfers accounts in the confirmation is consistent.Thereby bank's background processing system is transferred accounts according to second information of transferring accounts and is handled and generate and the second second consistent confirmation of transferring accounts of information of transferring accounts, and second confirmation of transferring accounts is sent to the authentication processing unit.Illustrate; If first confirmation of transferring accounts that the registrant obtains comprises: from the account corresponding with second account information to the corresponding account transfer of first account information 3 times; The amount of money of transferring accounts is respectively 1.1,1.5,1.4; If registrant's identity is legal, then second information of transferring accounts that provides of registrant is: to carrying out 3 times corresponding processing of transferring accounts with the corresponding account of second account information, the amount of money of transferring accounts also is respectively 1.1,1.5,1.4 from the account corresponding with first account information.Second information of transferring accounts that provides according to the registrant in bank's background processing system is accomplished to transfer accounts and is handled that the back generates and the second second consistent confirmation of transferring accounts of information of transferring accounts; Bank's background processing system sends to the authentication processing unit with second information of transferring accounts, and second information of transferring accounts specifically comprises from the account corresponding with first account information to the transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of transferring accounts with the corresponding account of second account information at every turn.The authentication processing unit second is transferred accounts after the confirmation what receive that bank's background processing system returns; Second transfer accounts confirmation and first information of transferring accounts is compared; Know second first account information, second account information in the confirmation, transfer accounts number of times and each amount of money and first of the transferring accounts information matches of transferring accounts of transferring accounts if judge; Then confirm registrant's authentication success, otherwise, authentification failure.
The authentication processing method that present embodiment provides; After the identity information that the registrant is provided through the authentication processing unit and the user name of account information are verified successfully; Send first information of transferring accounts to the bank background processing system; Transfer accounts information several times to the account corresponding with first account information processing of transferring accounts for bank's background processing system according to first, second transfer accounts after the information, confirm that according to second transfer accounts information and first information of transferring accounts whether the registrant is through authentication what receive that bank's background processing system returns; Thereby avoided having improved the coefficient of safety of real name authentication because of identity information leaks the potential safety hazard that causes.
One of ordinary skill in the art will appreciate that: all or part of step that realizes said method embodiment can be accomplished through the relevant hardware of program command; Aforesaid program can be stored in the computer read/write memory medium; This program the step that comprises said method embodiment when carrying out; And aforesaid storage medium comprises: various media that can be program code stored such as ROM, RAM, magnetic disc or CD.
Fig. 5 is the structural representation of an embodiment of authentication processing unit of the present invention; As shown in Figure 5; This device comprises: authentication module 11, judge module 12, processing module 13 and authentication module 14; Wherein, Authentication module 11 is used to receive first account information and the user name that the registrant provides, send to the bank background processing system to comprise the authentication request message of first account information that the registrant provides, and receive that said bank background processing system returns with the corresponding user name of said first account information; Judge module 12 is used for confirming that user name that said bank background processing system returns is whether consistent with the user name that said registrant provides; Processing module 13 is used for if the user name that definite said bank background processing system is returned is consistent with the user name that said registrant provides; Then send first information of transferring accounts to said bank background processing system, for said bank background processing system according to said first information pair and the corresponding account of said first account information processing, generation and the said first first corresponding confirmation of transferring accounts of information of transferring accounts of transferring accounts of transferring accounts; Authentication module 14 is used to receive said registrant according to said first authentication information that confirmation generates of transferring accounts; And whether confirm said registrant through authentication according to said first transfer accounts information and the said authentication information, said first confirmation of transferring accounts is inquired about the corresponding account of said first account information by said registrant and is obtained.
The function and the handling process of each module in the authentication processing unit that present embodiment provides can be referring to above-mentioned method embodiment shown in Figure 1, and its realization principle and technique effect are similar, repeat no more here.
Fig. 6 is the structural representation of another embodiment of authentication processing unit of the present invention; As shown in Figure 6; Based on embodiment illustrated in fig. 5, said first information and said first confirmation of transferring accounts of transferring accounts includes: from the corresponding account of the second preset account information to the transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of transferring accounts with the corresponding account of said first account information at every turn; Processing module 13 also is used for: the success response of transferring accounts according to said bank background processing system is returned after carrying out the said processing of transferring accounts is sent the prompting message of transferring accounts to said registrant's user terminal; Authentication module 14 comprises: first receiving element 141, first comparing unit 142 and first feedback unit 143; Wherein, First receiving element 141 is used to receive the authentication sign that said user terminal returns, and to be said registrant obtain according to said first the transfer accounts time sequencing that the corresponding amount of money of transferring accounts transfers accounts by each time of transferring accounts in the confirmation at every turn said authentication sign; First comparing unit 142 be used for said authentication sign compare with said first information of transferring accounts and confirm said authentication sign whether with said first information matches of transferring accounts; First feedback unit 143 is used for then confirming said registrant's authentication success if judge and to know said authentication sign and said first information matches of transferring accounts, otherwise, authentification failure.
The function and the handling process of each module in the authentication processing unit that present embodiment provides can be referring to above-mentioned method embodiment shown in Figure 2, and its realization principle and technique effect are similar, repeat no more here.
Fig. 7 is the structural representation of the another embodiment of authentication processing unit of the present invention; As shown in Figure 7; Based on embodiment illustrated in fig. 5; Processing module 13 also is used for: send the 3rd information of transferring accounts to said bank background processing system, make said bank background processing system carry out transferring accounts of Consideration from the corresponding account of the second preset account information to the account corresponding with said first account information; Said first information and said first confirmation of transferring accounts of transferring accounts includes: the transfer accounts number of times and the corresponding amount of money of transferring accounts of at every turn transferring accounts of transferring accounts to the corresponding account of the second preset account information from the corresponding account of said first account information; Wherein, each time transferred accounts the transfer accounts amount of money and be said Consideration; Processing module 13 also is used for sending the prompting message of transferring accounts according to the success response of transferring accounts that said bank background processing system is returned to said registrant's user terminal after carrying out the said processing of transferring accounts;
Authentication module 14 comprises: second receiving element 144, second comparing unit 145 and second feedback unit 146; Wherein, Second receiving element 144 is used to receive the authentication sign that said user terminal returns, and to be said registrant obtain resulting according to said first the transfer accounts time sequencing that the corresponding amount of money of transferring accounts transfers accounts by each time of transferring accounts in the confirmation at every turn said authentication sign; Second comparing unit 145 is used for said authentication sign is compared with said first information of transferring accounts, and confirm said authentication sign whether with said first information matches of transferring accounts; Second feedback unit 146 is used for then confirming said registrant's authentication success if judge and to know said authentication sign and said first information matches of transferring accounts, otherwise, authentification failure.
The function and the handling process of each module in the authentication processing unit that present embodiment provides can be referring to above-mentioned method embodiment shown in Figure 3, and its realization principle and technique effect are similar, repeat no more here.
Fig. 8 is the authentication processing unit of the present invention structural representation of an embodiment again; As shown in Figure 8; Based on embodiment illustrated in fig. 5, said first information and said first confirmation of transferring accounts of transferring accounts includes: from the corresponding account of the second preset account information to the transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of transferring accounts with the corresponding account of said first account information at every turn;
Authentication module 14 comprises: the 3rd receiving element 147, the 3rd comparing unit 148 and the 3rd feedback unit 149; Wherein, The 3rd receiving element 147 is used to receive said bank background processing system returns second confirmation of transferring accounts; Said second transfer accounts confirmation be second information of transferring accounts that said bank background processing system provides according to said registrant transfer accounts handle generate; To be said registrant obtain according to said first confirmation of transferring accounts said second information of transferring accounts, and said second information and said second confirmation of transferring accounts of transferring accounts includes: from the account corresponding with said first account information to the transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of transferring accounts with the corresponding account of said second account information at every turn; The 3rd comparing unit 148 is used for said second transfer accounts confirmation and said first information of transferring accounts is compared, and confirm said second transfer accounts confirmation whether with said first information matches of transferring accounts; The 3rd feedback unit 149 is used for if judge and to know that said second transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of information of confirmation and said first of transferring accounts all matees at every turn, then definite said registrant's authentication success, otherwise, authentification failure.
Fig. 9 is the structural representation of an embodiment of authentication treatment system of the present invention; As shown in Figure 9; This system comprises: authentication processing unit 1 and bank's background processing system 2; Wherein, the authentication processing unit that authentication processing unit 1 can adopt the foregoing description to provide, bank's background processing system that bank's background processing system 2 can adopt the foregoing description to relate to.
The function and the handling process of each module in the authentication treatment system that present embodiment provides can be referring to the method embodiment shown in above-mentioned, and it realizes that principle and technique effect are similar, repeats no more here.
What should explain at last is: above embodiment is only in order to explaining technical scheme of the present invention, but not to its restriction; Although with reference to previous embodiment the present invention has been carried out detailed explanation, those of ordinary skill in the art is to be understood that: it still can be made amendment to the technical scheme that aforementioned each embodiment put down in writing, and perhaps part technical characterictic wherein is equal to replacement; And these are revised or replacement, do not make the spirit and the scope of the essence disengaging various embodiments of the present invention technical scheme of relevant art scheme.

Claims (10)

1. an authentication processing method is characterized in that, comprising:
Receive first account information and user name that the registrant provides; Send to the bank background processing system and to comprise the authentication request message of first account information that the registrant provides, and receive that said bank background processing system returns with the corresponding user name of said first account information;
Confirm that user name that said bank background processing system returns is whether consistent with the user name that said registrant provides; If; Then send first information of transferring accounts to said bank background processing system, for said bank background processing system according to said first information pair and the corresponding account of said first account information processing, generation and the said first first corresponding confirmation of transferring accounts of information of transferring accounts of transferring accounts of transferring accounts;
Receive said registrant according to said first authentication information that confirmation generates of transferring accounts; And whether confirm said registrant through authentication according to said first transfer accounts information and the said authentication information, said first confirmation of transferring accounts is inquired about the corresponding account of said first account information by said registrant and is obtained.
2. authentication processing method according to claim 1; It is characterized in that said first information and said first confirmation of transferring accounts of transferring accounts includes: from the corresponding account of the second preset account information to the transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of transferring accounts with the corresponding account of said first account information at every turn;
Transfer accounts before the authentication information that confirmation generates according to said first the said registrant of said reception, said method also comprises:
The success response of transferring accounts according to said bank background processing system is returned after carrying out the said processing of transferring accounts is sent the prompting message of transferring accounts to said registrant's user terminal;
The said registrant of said reception comprises according to said first authentication information that confirmation generates of transferring accounts:
Receive the authentication sign that said user terminal returns, to be said registrant obtain according to said first the transfer accounts time sequencing that the corresponding amount of money of transferring accounts transfers accounts by each time of transferring accounts in the confirmation at every turn said authentication sign;
Saidly confirm according to said first transfer accounts information and the said authentication information whether said registrant comprises through authentication:
Said authentication sign is compared with said first information of transferring accounts,, then confirm said registrant's authentication success if judge and know said authentication sign and said first information matches of transferring accounts, otherwise, authentification failure.
3. authentication processing method according to claim 1 is characterized in that,
Before information was transferred accounts in said bank background processing system transmission first, said method also comprised said:
Send the 3rd information of transferring accounts to said bank background processing system, make said bank background processing system carry out transferring accounts of Consideration to the account corresponding with said first account information from the corresponding account of the second preset account information;
Said first information and said first confirmation of transferring accounts of transferring accounts includes: the transfer accounts number of times and the corresponding amount of money of transferring accounts of at every turn transferring accounts of transferring accounts to the corresponding account of the second preset account information from the corresponding account of said first account information; Wherein, each time transferred accounts the transfer accounts amount of money and be said Consideration;
Transfer accounts before the authentication information that confirmation generates according to said first the said registrant of said reception, said method also comprises:
The success response of transferring accounts according to said bank background processing system is returned after carrying out the said processing of transferring accounts is sent the prompting message of transferring accounts to said registrant's user terminal;
The said registrant of said reception comprises according to said first authentication information that confirmation generates of transferring accounts:
Receive the authentication sign that said user terminal returns, to be said registrant obtain resulting according to said first the transfer accounts time sequencing that the corresponding amount of money of transferring accounts transfers accounts by each time of transferring accounts in the confirmation at every turn said authentication sign;
Saidly confirm according to said first transfer accounts information and the said authentication information whether said registrant comprises through authentication:
Said authentication sign is compared with said first information of transferring accounts,, then confirm said registrant's authentication success if judge and know said authentication sign and said first information matches of transferring accounts, otherwise, authentification failure.
4. authentication processing method according to claim 1 is characterized in that,
Said first information and said first confirmation of transferring accounts of transferring accounts includes: from the corresponding account of the second preset account information to the transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of transferring accounts with the corresponding account of said first account information at every turn;
The said registrant of said reception comprises according to said first authentication information that confirmation generates of transferring accounts:
Second confirmation of transferring accounts that receives that said bank background processing system returns; Said second transfer accounts confirmation be second information of transferring accounts that said bank background processing system provides according to said registrant transfer accounts handle generate; To be said registrant obtain according to said first confirmation of transferring accounts said second information of transferring accounts, and said second information and said second confirmation of transferring accounts of transferring accounts includes: from the account corresponding with said first account information to the transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of transferring accounts with the corresponding account of said second account information at every turn;
Saidly confirm according to said first transfer accounts information and the said authentication information whether said registrant comprises through authentication:
Said second transfer accounts confirmation and said first information of transferring accounts is compared; Know that said second transfer accounts number of times and the corresponding amount of money of transferring accounts of at every turn transferring accounts that confirmation and said first transfers accounts in the information of transferring accounts all matees if judge; Then confirm said registrant's authentication success; Otherwise, authentification failure.
5. according to each described authentication processing method of claim 1-4, it is characterized in that before bank's background processing system transmission comprised the authentication request message of first account information that the registrant provides, said method also comprised said:
Comprise the authentication request message of the identity information that said registrant provides to the identity authorization system transmission, and receive the user name corresponding that said identity authorization system returns with said identity information;
Confirm whether said user name is consistent with the user name of registrant's registration.
6. an authentication processing unit is characterized in that, comprising:
Authentication module; Be used to receive first account information and the user name that the registrant provides; Send to the bank background processing system and to comprise the authentication request message of first account information that the registrant provides, and receive that said bank background processing system returns with the corresponding user name of said first account information;
Judge module is used for confirming that user name that said bank background processing system returns is whether consistent with the user name that said registrant provides;
Processing module; Be used for if the user name that definite said bank background processing system is returned is consistent with the user name that said registrant provides; Then send first information of transferring accounts to said bank background processing system, for said bank background processing system according to said first information pair and the corresponding account of said first account information processing, generation and the said first first corresponding confirmation of transferring accounts of information of transferring accounts of transferring accounts of transferring accounts;
Authentication module; Be used to receive said registrant according to said first authentication information that confirmation generates of transferring accounts; And whether confirm said registrant through authentication according to said first transfer accounts information and the said authentication information, said first confirmation of transferring accounts is inquired about the corresponding account of said first account information by said registrant and is obtained.
7. authentication processing unit according to claim 6; It is characterized in that said first information and said first confirmation of transferring accounts of transferring accounts includes: from the corresponding account of the second preset account information to the transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of transferring accounts with the corresponding account of said first account information at every turn;
Said processing module also is used for: the success response of transferring accounts according to said bank background processing system is returned after carrying out the said processing of transferring accounts is sent the prompting message of transferring accounts to said registrant's user terminal;
Said authentication module comprises:
First receiving element is used to receive the authentication sign that said user terminal returns, and to be said registrant obtain according to said first the transfer accounts time sequencing that the corresponding amount of money of transferring accounts transfers accounts by each time of transferring accounts in the confirmation at every turn said authentication sign;
First comparing unit is used for said authentication sign is compared with said first information of transferring accounts, and confirm said authentication sign whether with said first information matches of transferring accounts;
First feedback unit is used for then confirming said registrant's authentication success if judge and to know said authentication sign and said first information matches of transferring accounts, otherwise, authentification failure.
8. authentication processing unit according to claim 6; It is characterized in that; Said processing module also is used for: send the 3rd information of transferring accounts to said bank background processing system, make said bank background processing system carry out transferring accounts of Consideration from the corresponding account of the second preset account information to the account corresponding with said first account information;
Said first information and said first confirmation of transferring accounts of transferring accounts includes: the transfer accounts number of times and the corresponding amount of money of transferring accounts of at every turn transferring accounts of transferring accounts to the corresponding account of the second preset account information from the corresponding account of said first account information; Wherein, each time transferred accounts the transfer accounts amount of money and be said Consideration;
Said processing module also is used for sending the prompting message of transferring accounts according to the success response of transferring accounts that said bank background processing system is returned to said registrant's user terminal after carrying out the said processing of transferring accounts;
Said authentication module comprises:
Second receiving element is used to receive the authentication sign that said user terminal returns, and to be said registrant obtain resulting according to said first the transfer accounts time sequencing that the corresponding amount of money of transferring accounts transfers accounts by each time of transferring accounts in the confirmation at every turn said authentication sign;
Second comparing unit is used for said authentication sign is compared with said first information of transferring accounts, and confirm said authentication sign whether with said first information matches of transferring accounts;
Second feedback unit is used for then confirming said registrant's authentication success if judge and to know said authentication sign and said first information matches of transferring accounts, otherwise, authentification failure.
9. authentication processing unit according to claim 6 is characterized in that,
Said first information and said first confirmation of transferring accounts of transferring accounts includes: from the corresponding account of the second preset account information to the transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of transferring accounts with the corresponding account of said first account information at every turn;
Said authentication module comprises:
The 3rd receiving element; Be used to receive said bank background processing system returns second confirmation of transferring accounts; Said second transfer accounts confirmation be second information of transferring accounts that said bank background processing system provides according to said registrant transfer accounts handle generate; To be said registrant obtain according to said first confirmation of transferring accounts said second information of transferring accounts, and said second information and said second confirmation of transferring accounts of transferring accounts includes: from the account corresponding with said first account information to the transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of transferring accounts with the corresponding account of said second account information at every turn;
The 3rd comparing unit is used for said second transfer accounts confirmation and said first information of transferring accounts is compared, and confirm said second transfer accounts confirmation whether with said first information matches of transferring accounts;
The 3rd feedback unit is used for if judge and to know that said second transfer accounts number of times and the corresponding amount of money of transferring accounts of transferring accounts of information of confirmation and said first of transferring accounts all matees at every turn, then definite said registrant's authentication success, otherwise, authentification failure.
10. an authentication treatment system is characterized in that, comprises each described authentication processing unit and bank's background processing system like claim 6-9.
CN2012101164620A 2012-04-19 2012-04-19 Identity authentication processing method, device and system Pending CN102685112A (en)

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CN104899728A (en) * 2014-09-23 2015-09-09 腾讯科技(深圳)有限公司 Account data transfer method, relevant equipment and relevant system
CN105743928A (en) * 2016-04-28 2016-07-06 武汉斗鱼网络科技有限公司 Real name authentication method and system
CN106127470A (en) * 2016-06-22 2016-11-16 武汉市骏驰天下投资管理有限公司 A kind of financial transaction system
CN106600294A (en) * 2016-12-09 2017-04-26 广东网金云计算有限公司 Method and system for rapidly identifying enterprise identity in field of finance
CN106919846A (en) * 2015-12-25 2017-07-04 中国科学院上海高等研究院 A kind of message-oriented middleware processing method and system
CN107730231A (en) * 2017-11-02 2018-02-23 东信和平科技股份有限公司 A kind of transfer account method based on SIM card, device and medium
CN108876388A (en) * 2018-06-20 2018-11-23 深圳市买买提信息科技有限公司 A kind of identity identifying method, device and terminal device
CN112308543A (en) * 2019-07-24 2021-02-02 腾讯科技(深圳)有限公司 Data transfer method, device and equipment and computer storage medium

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CN104021494A (en) * 2014-06-23 2014-09-03 携程计算机技术(上海)有限公司 Operation system and method for ordering real-name products through internet
CN104899728A (en) * 2014-09-23 2015-09-09 腾讯科技(深圳)有限公司 Account data transfer method, relevant equipment and relevant system
CN104899728B (en) * 2014-09-23 2020-08-14 腾讯科技(深圳)有限公司 Account data transfer method and related equipment and system
CN106919846A (en) * 2015-12-25 2017-07-04 中国科学院上海高等研究院 A kind of message-oriented middleware processing method and system
CN106919846B (en) * 2015-12-25 2020-03-24 中国科学院上海高等研究院 Message middleware processing method and system
CN105743928A (en) * 2016-04-28 2016-07-06 武汉斗鱼网络科技有限公司 Real name authentication method and system
CN106127470A (en) * 2016-06-22 2016-11-16 武汉市骏驰天下投资管理有限公司 A kind of financial transaction system
CN106600294A (en) * 2016-12-09 2017-04-26 广东网金云计算有限公司 Method and system for rapidly identifying enterprise identity in field of finance
CN106600294B (en) * 2016-12-09 2020-07-17 广东七号数字服务有限公司 Method and system for rapidly identifying enterprise identity in financial field
CN107730231A (en) * 2017-11-02 2018-02-23 东信和平科技股份有限公司 A kind of transfer account method based on SIM card, device and medium
CN108876388A (en) * 2018-06-20 2018-11-23 深圳市买买提信息科技有限公司 A kind of identity identifying method, device and terminal device
CN112308543A (en) * 2019-07-24 2021-02-02 腾讯科技(深圳)有限公司 Data transfer method, device and equipment and computer storage medium

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