CN107730231A - A kind of transfer account method based on SIM card, device and medium - Google Patents
A kind of transfer account method based on SIM card, device and medium Download PDFInfo
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- CN107730231A CN107730231A CN201711065123.3A CN201711065123A CN107730231A CN 107730231 A CN107730231 A CN 107730231A CN 201711065123 A CN201711065123 A CN 201711065123A CN 107730231 A CN107730231 A CN 107730231A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3229—Use of the SIM of a M-device as secure element
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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Abstract
Include the invention discloses a kind of transfer account method based on SIM card, device and medium, the step of this method：Obtain transfer request data；The phone number for being transferred people is comprised at least wherein in transfer request data；Data-interface by transfer request data transfer to bank backstage, and receive the relevant information for being transferred people of data-interface return；Wherein, target name corresponding to phone number and target Bank Account Number are comprised at least in relevant information；The checking information prestored in SIM card is obtained, and judges whether relevant information is consistent with checking information；If it is, confirmation is sent to data-interface to perform transfer operation.It can be seen that this method improves efficiency of transferring accounts, and the also relative usage experience for improving user.In addition, the present invention also provides a kind of transfer device and medium based on SIM card, beneficial effect is as described above.
Description
Technical field
The present invention relates to field of information processing, more particularly to a kind of transfer account method based on SIM card, device and medium.
Background technology
The mode of transferring accounts that current most of platform generally uses generally requires first to sign in platform in the form of account, enters
And be aided with mobile phone identifying code or digital authenticating instrument by inputting Bank Account Number and the security that Bank Account Number is transferred accounts is verified,
When mobile phone identifying code or digital authenticating by after, user both can realize transfer operation to the cash in hand under Bank Account Number.It is above-mentioned
Transfer account method need user to remember tediously long Bank Account Number, therefore considerably increase mistake input Bank Account Number possibility, and
And the digital authenticating instrument that user carries correlation is also needed to when being transferred accounts using the verification mode of digital authenticating instrument, therefore, on
The transfer account method stated is relatively poor to the experience sense of user, and less efficient.Instantly, as the mobile terminals such as mobile phone are not
Disconnected to rise, increasing complex operations to complete can be following discovery trend by mobile terminal.
As can be seen here, there is provided a kind of transfer account method based on SIM card, to improve the convenience transferred accounts, and then improve and transfer accounts
Efficiency, and the relative experience sense for improving user, are those skilled in the art's urgent problems to be solved.
The content of the invention
It is an object of the invention to provide a kind of transfer account method based on SIM card, device and medium, efficiency of transferring accounts is improved,
And the also relative usage experience for improving user.
In order to solve the above technical problems, the present invention provides a kind of transfer account method based on SIM card, including：
Obtain transfer request data；The phone number for being transferred people is comprised at least wherein in transfer request data；
Data-interface by transfer request data transfer to bank backstage, and receive data-interface return be transferred people's
Relevant information；Wherein, target name corresponding to phone number and target Bank Account Number are comprised at least in relevant information；
The checking information prestored in SIM card is obtained, and judges whether relevant information is consistent with checking information；
If it is, confirmation is sent to data-interface to perform transfer operation.
Preferably, the data-interface by transfer request data transfer to bank backstage, and receive the phase of data-interface return
Closing information is specially：
Transfer request data are transmitted to data-interface in a manner of encrypting by safety service platform, and receive related letter
Breath.
Preferably, the prescribed information of transferring accounts of target Bank Account Number is also included in relevant information；
Accordingly, when judging that relevant information is consistent with checking information, this method further comprises：
Transfer amounts information is set, and judges whether transfer amounts information meets the requirement for prescribed information of transferring accounts；
The step of confirmation is to perform transfer operation is sent if it is, performing to data-interface.
Preferably, obtaining transfer request data is specially：
By calling terminal APP programs to obtain the transfer request data that user is inputted.
Preferably, this method further comprises：
Checking information is updated according to the cycle is subscribed.
Preferably, transfer amounts letter is being met to the errorless confirmation of data-interface transmission sign relevant information to perform
Breath is transferred accounts, and this method further comprises：
Relevant information is shown to user.
In addition, the present invention also provides a kind of transfer device based on SIM card, including：
Acquisition request module, for obtaining transfer request data；
Information receiving module, for the data-interface by transfer request data transfer to bank backstage, and receive data and connect
The relevant information for being transferred people that mouth returns；
Judge module, for obtaining the checking information prestored in SIM card, and judge whether relevant information is believed with examining
Breath is consistent, if it is, performing execution module；
Execution module, for sending confirmation to data-interface to perform transfer operation.
Preferably, the device further comprises：
Update module, for being updated according to the reservation cycle to checking information.
In addition, the present invention also provides a kind of transfer device based on SIM card, including：
Memory, for storing computer program；
Processor, the step of transfer account method based on SIM card described above is realized during for performing computer program.
In addition, the present invention also provides a kind of computer-readable recording medium, meter is stored with computer-readable recording medium
Calculation machine program, the step of transfer account method based on SIM card described above is realized when computer program is executed by processor.
Transfer account method provided by the present invention based on SIM card, when being transferred accounts, at least only needs setting to be transferred people
Phone number and transfer amounts, and receive that the cell-phone number with being transferred people that finds is corresponding from the background by bank
Relevant information, target Bank Account Number and target name necessary to carrying out transfer operation are comprised at least in relevant information, afterwards
Determine whether is user that relevant information is characterized by carrying out the comparison of checking information that SIM card prestores and relevant information
For the target account that this is transferred accounts, confirmation if it is is sent to carry out meeting transferring accounts for transfer amounts to bank backstage.
Because phone number compared to Bank Account Number is also easier to be remembered, therefore can be relative using phone number as the voucher transferred accounts
The possibility of user's input error is reduced, it is relative to improve efficiency.In addition, grasped by the checking information to be prestored in SIM card to transferring accounts
Verified, it is possible to increase the reliability and safety of transfer operation, and instead of mobile phone identifying code or digital authenticating
Instrument, relatively reduce the operation of user in itself.It can be seen that this method improves efficiency of transferring accounts, and also improve user's relatively
Usage experience.In addition, the present invention also provides a kind of transfer device and medium based on SIM card, beneficial effect is as described above.
Brief description of the drawings
In order to illustrate the embodiments of the present invention more clearly, the required accompanying drawing used in embodiment will be done simply below
Introduce, it should be apparent that, drawings in the following description are only some embodiments of the present invention, for ordinary skill people
For member, on the premise of not paying creative work, other accompanying drawings can also be obtained according to these accompanying drawings.
Fig. 1 is a kind of flow chart of the transfer account method based on SIM card provided in an embodiment of the present invention；
Fig. 2 is a kind of transfer device structure chart based on SIM card provided in an embodiment of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, rather than whole embodiments.Based on this
Embodiment in invention, for those of ordinary skill in the art under the premise of creative work is not made, what is obtained is every other
Embodiment, belong to the scope of the present invention.
The core of the present invention is to provide a kind of transfer account method based on SIM card, improves efficiency of transferring accounts, and also carry relatively
The high usage experience of user.Another core of the present invention is to provide a kind of transfer device and medium based on SIM card.
In order that those skilled in the art more fully understand the present invention program, with reference to the accompanying drawings and detailed description
The present invention is described in further detail.
Embodiment one
Fig. 1 is a kind of flow chart of the transfer account method based on SIM card provided in an embodiment of the present invention.Fig. 1 is refer to, is based on
The specific steps of the transfer account method of SIM card include：
Step S10：Obtain transfer request data.
The phone number for being transferred people is comprised at least wherein in transfer request data；
It should be noted that transfer request accessed in this step, is transformed according to the transfer operation of user
Request data.The purpose that request data comprises at least the phone number for being transferred people is to pass through cell-phone number in subsequent step
It is corresponding to find the information such as the Bank Account Number for being transferred people.Other guide in transfer request can be according to specific use demand
Depending on, it is not specifically limited herein.
Step S11：Data-interface by transfer request data transfer to bank backstage, and receive the quilt of data-interface return
Transfer accounts the relevant information of people.
Wherein, target name corresponding to phone number and target Bank Account Number are comprised at least in relevant information.
Believe it is understood that often having in the server on bank backstage and being used for memory mobile phone number and Bank Account Number etc.
The Database Systems of corresponding relation between breath.Therefore, by after the data-interface of transfer request data transfer to bank backstage, silver
The data-interface on row backstage can receive request data, and searched in data system according to the content included in request data with it is each
The corresponding relevant information for being transferred people of content, due to learning that Bank Account Number and corresponding name can carry out transfer operation,
Therefore target name corresponding to phone number and target Bank Account Number are comprised at least in relevant information, remaining content can basis
Depending on actual conditions, it is not specifically limited herein.
Step S12：Obtain the checking information that prestores in SIM card, and judge relevant information whether with checking information one
Cause, if it is, performing step S13.
Step S13：Confirmation is sent to data-interface to perform transfer operation.
It should be noted that the checking information prestored in SIM card is used for the relevant information returned from the background with bank
Checked, then illustrate that the phone number in request data can correspond correctly to be transferred people when checked result is consistent.Cause
This, this step realizes to be verified by SIM card to the security and reliability transferred accounts.Furthermore, it is necessary to explanation,
Checking information in SIM card can be periodically updated by the form of SIM card and base station communication, can also be by using number
Terminal is imported from the external world according to the mode of line and be stored in SIM card, should be not specifically limited herein depending on actual conditions.
Transfer account method provided by the present invention based on SIM card, when being transferred accounts, at least only needs setting to be transferred people
Phone number and transfer amounts, and receive that the cell-phone number with being transferred people that finds is corresponding from the background by bank
Relevant information, target Bank Account Number and target name necessary to carrying out transfer operation are comprised at least in relevant information, afterwards
Determine whether is user that relevant information is characterized by carrying out the comparison of checking information that SIM card prestores and relevant information
For the target account that this is transferred accounts, confirmation if it is is sent to carry out meeting transferring accounts for transfer amounts to bank backstage.
Because phone number compared to Bank Account Number is also easier to be remembered, therefore can be relative using phone number as the voucher transferred accounts
The possibility of user's input error is reduced, it is relative to improve efficiency.In addition, grasped by the checking information to be prestored in SIM card to transferring accounts
Verified, it is possible to increase the reliability and safety of transfer operation, and instead of mobile phone identifying code or digital authenticating
Instrument, relatively reduce the operation of user in itself.It can be seen that this method improves efficiency of transferring accounts, and also improve user's relatively
Usage experience.
Embodiment two
On the basis of above-described embodiment, as a preferred embodiment, by transfer request data transfer to bank
The data-interface on backstage, and the relevant information for receiving data-interface return is specially：
Transfer request data are transmitted to data-interface in a manner of encrypting by safety service platform, and receive related letter
Breath.
It should be noted that the purpose that transfer request data are encrypted is the safety for ensureing data transfer, and then
Ensure the safety transferred accounts and reliable.Common cipher mode is by being to set safety service platform, and security platform is equivalent to logarithm
According to the server for carrying out default safe handling, safety service platform is as between terminal SIM card and bank's back-end data interface
Medium, be connected respectively with the terminal with SIM card and bank's back-end data interface in a manner of secure communications links, and then right
The data come and gone between SIM card and bank's back-end data interface are encrypted.It is short that secure communications links include SIM card encryption data
Believe passage, SIM card encryption BIP data channel etc., should be with actual conditions depending on, do not limit herein.
In addition, as a preferred embodiment, the restriction of transferring accounts in relevant information also including target Bank Account Number is believed
Breath；
Accordingly, when judging that relevant information is consistent with checking information, this method further comprises：
Transfer amounts information is set, and judges whether transfer amounts information meets the requirement for prescribed information of transferring accounts；
The step of confirmation is to perform transfer operation is sent if it is, performing to data-interface.
It should be noted that prescribed information of transferring accounts characterized be can be on the amount of money for the bank transfer for being transferred people
Limit, the transfer amounts upper limit should by the people that transfers accounts account balance situation and be transferred people the account single amount of money etc. that can keep accounts it is common
Restrict, and then, after it is determined that Bank Account Number corresponding to phone number is consistent with people's target Bank Account Number of transferring accounts, system gets use
Family sets transfer amounts and the feasibility of transferring accounts to the transfer amounts judges, to be used as the foundation for performing subsequent operation.
In addition, as a preferred embodiment, acquisition transfer request data are specially：
By calling terminal APP programs to obtain the transfer request data that user is inputted.
It is understood that terminal APP programs are to realize the mode interacted between terminal and user, relative can carry
The usage experience of high user, user can be by carrying out transfer operation in terminal APP programs, and transfer operation is in terminal APP
Program bottom is transfer request data, so terminal APP programs according to transfer request data realize logic of transferring accounts execution and
Acquisition and processing to the process data of execution.
In addition, as a preferred embodiment, this method further comprises：
Checking information is updated according to the cycle is subscribed.
It is understood that the information such as phone number or Bank Account Number due to being transferred people is it is possible that the feelings of change
Condition, it is therefore desirable to ensure that the checking in SIM card also has corresponding change, therefore be updated according to the cycle is subscribed to checking information
Purpose be ensure examine reliability and security.Checking information in SIM card can pass through SIM card and base station communication
Form periodically updated, can also import and terminal and be stored in SIM card from the external world by using the mode of data wire,
It should be not specifically limited herein depending on actual conditions.
In addition, as a preferred embodiment, characterize the errorless confirmation letter of relevant information being sent to data-interface
Breath meets transferring accounts for transfer amounts information to perform, and this method further comprises：
Relevant information is shown to user.
It is understood that relevant information is carried out into display to user can make the detailed of user's definitely transfer operation
Content, the transparency of related content is added, and can also prevent user to be transferred people to mistake in the case of unwitting
Situation about being transferred accounts occurs.And then as a preferred embodiment, the option for stopping of transferring accounts can be provided, work as user
It was found that currently associated information with it is desired be transferred people's information and differ when, the option can be passed through immediately and stop transfer process
Carry out.
Embodiment three
Hereinbefore it is described in detail for a kind of embodiment of the transfer account method based on SIM card, the present invention is also
A kind of transfer device based on SIM card is provided, because the embodiment of device part and the embodiment of method part are mutually corresponding, because
The embodiment of this device part refers to the description of the embodiment of method part, wouldn't repeat here.
Fig. 2 is a kind of transfer device structure chart based on SIM card provided in an embodiment of the present invention.It is as shown in Fig. 2 of the invention
A kind of transfer device based on SIM card that embodiment provides, including：
Acquisition request module 10, for obtaining transfer request data.
Information receiving module 11, for the data-interface by transfer request data transfer to bank backstage, and receive data
The relevant information for being transferred people that interface returns.
Judge module 12, for obtaining the checking information prestored in SIM card, and judge relevant information whether with inspection
Information is consistent, if it is, performing execution module 13.
Execution module 13, for sending confirmation to data-interface to perform transfer operation.
Transfer device provided by the present invention based on SIM card, when being transferred accounts, at least only needs setting to be transferred people
Phone number and transfer amounts, and receive that the cell-phone number with being transferred people that finds is corresponding from the background by bank
Relevant information, target Bank Account Number and target name necessary to carrying out transfer operation are comprised at least in relevant information, afterwards
Determine whether is user that relevant information is characterized by carrying out the comparison of checking information that SIM card prestores and relevant information
For the target account that this is transferred accounts, confirmation if it is is sent to carry out meeting transferring accounts for transfer amounts to bank backstage.
Because phone number compared to Bank Account Number is also easier to be remembered, therefore can be relative using phone number as the voucher transferred accounts
The possibility of user's input error is reduced, it is relative to improve efficiency.In addition, grasped by the checking information to be prestored in SIM card to transferring accounts
Verified, it is possible to increase the reliability and safety of transfer operation, and instead of mobile phone identifying code or digital authenticating
Instrument, relatively reduce the operation of user in itself.It can be seen that the present apparatus improves efficiency of transferring accounts, and also improve user's relatively
Usage experience.
On the basis of embodiment three, the device also includes：
Update module, for being updated according to the reservation cycle to checking information.
Example IV
The present invention also provides a kind of transfer device based on SIM card, including：
Memory, for storing computer program；
Processor, the step of transfer account method based on SIM card described above is realized during for performing computer program.
Transfer device provided by the present invention based on SIM card, when being transferred accounts, at least only needs setting to be transferred people
Phone number and transfer amounts, and receive that the cell-phone number with being transferred people that finds is corresponding from the background by bank
Relevant information, target Bank Account Number and target name necessary to carrying out transfer operation are comprised at least in relevant information, afterwards
Determine whether is user that relevant information is characterized by carrying out the comparison of checking information that SIM card prestores and relevant information
For the target account that this is transferred accounts, confirmation if it is is sent to carry out meeting transferring accounts for transfer amounts to bank backstage.
Because phone number compared to Bank Account Number is also easier to be remembered, therefore can be relative using phone number as the voucher transferred accounts
The possibility of user's input error is reduced, it is relative to improve efficiency.In addition, grasped by the checking information to be prestored in SIM card to transferring accounts
Verified, it is possible to increase the reliability and safety of transfer operation, and instead of mobile phone identifying code or digital authenticating
Instrument, relatively reduce the operation of user in itself.It can be seen that the present apparatus improves efficiency of transferring accounts, and also improve user's relatively
Usage experience.
The present invention also provides a kind of computer-readable recording medium, and computer journey is stored with computer-readable recording medium
Sequence, the step of transfer account method based on SIM card described above is realized when computer program is executed by processor.
Computer-readable recording medium provided by the present invention that transfer accounts based on SIM card, when being transferred accounts, at least only
Need to set and be transferred the phone number and transfer amounts of people, and receive by bank find from the background with being transferred
Relevant information corresponding to the cell-phone number of people, comprise at least in relevant information target Bank Account Number necessary to carrying out transfer operation with
And target name, determine relevant information by carrying out the comparison of checking information that SIM card prestores and relevant information afterwards
Whether the user characterized is target account that this is transferred accounts, if it is sends confirmation to bank backstage to be met
Transfer amounts are transferred accounts.Because phone number compared to Bank Account Number is also easier to be remembered, therefore using phone number as turning
The voucher of account being capable of the relative possibility for reducing user's input error, relatively raising efficiency.In addition, by prestoring in SIM card
Checking information is verified to transfer operation, it is possible to increase the reliability and safety of transfer operation, and instead of mobile phone and test
Demonstrate,prove code or digital authenticating instrument, relatively reduce the operation of user in itself.It can be seen that this computer-readable recording medium improves
Transfer accounts efficiency, and the also relative usage experience for improving user.
A kind of transfer account method based on SIM card, device and medium provided by the present invention are described in detail above.
Each embodiment is described by the way of progressive in specification, what each embodiment stressed be with other embodiment not
Same part, between each embodiment identical similar portion mutually referring to.For device disclosed in embodiment, due to it
Correspond to the method disclosed in Example, so description is fairly simple, related part is referring to method part illustration.Should
Point out, for those skilled in the art, under the premise without departing from the principles of the invention, can also be to this hair
Bright to carry out some improvement and modification, these are improved and modification is also fallen into the protection domain of the claims in the present invention.
It should also be noted that, in this manual, such as first and second or the like relational terms be used merely to by
One entity or operation make a distinction with another entity or operation, and not necessarily require or imply these entities or operation
Between any this actual relation or order be present.Moreover, term " comprising ", "comprising" or its any other variant meaning
Covering including for nonexcludability, so that process, method, article or equipment including a series of elements not only include that
A little key elements, but also the other element including being not expressly set out, or also include for this process, method, article or
The intrinsic key element of equipment.In the absence of more restrictions, the key element limited by sentence "including a ...", is not arranged
Except other identical element in the process including the key element, method, article or equipment being also present.
Claims (10)
- A kind of 1. transfer account method based on SIM card, it is characterised in that including：Obtain transfer request data；The phone number for being transferred people is comprised at least in wherein described transfer request data；By the data-interface of the transfer request data transfer to bank backstage, and receive the quilt that the data-interface returns Transfer accounts the relevant information of people；Wherein, target name and target corresponding to the phone number are comprised at least in the relevant information Bank Account Number；The checking information prestored in SIM card is obtained, and judges whether the relevant information is consistent with the checking information；If it is, confirmation is sent to the data-interface to perform transfer operation.
- 2. according to the method for claim 1, it is characterised in that described by the transfer request data transfer to bank backstage Data-interface, and receive the relevant information that the data-interface returns and be specially：The transfer request data are transmitted to the data-interface, and described in reception in a manner of encrypting by safety service platform Relevant information.
- 3. according to the method for claim 1, it is characterised in that also include the target Bank Account Number in the relevant information Prescribed information of transferring accounts；Accordingly, when judging that the relevant information is consistent with the checking information, this method further comprises：Transfer amounts information is set, and judges whether the transfer amounts information meets the requirement of the prescribed information of transferring accounts；If it is, execution is described to send the step of confirmation is to perform transfer operation to the data-interface.
- 4. according to the method for claim 1, it is characterised in that it is described acquisition transfer request data be specially：By calling terminal APP programs to obtain the transfer request data that user is inputted.
- 5. according to the method for claim 1, it is characterised in that this method further comprises：The checking information is updated according to the cycle is subscribed.
- 6. according to the method described in claim 1-5 any one, it is characterised in that send table to the data-interface described Levy the errorless confirmation of the relevant information and meet transferring accounts for the transfer amounts information to perform, this method is further wrapped Include：The relevant information is shown to user.
- A kind of 7. transfer device based on SIM card, it is characterised in that including：Acquisition request module, for obtaining transfer request data；Information receiving module, for by the data-interface of the transfer request data transfer to bank backstage, and receive the number According to the relevant information that people is transferred described in interface return；Judge module, for obtaining the checking information prestored in SIM card, and judge the relevant information whether with the inspection It is consistent to test information, if it is, performing execution module；The execution module, for sending confirmation to the data-interface to perform transfer operation.
- 8. device according to claim 7, it is characterised in that the device further comprises：Update module, for being updated according to the reservation cycle to the checking information.
- A kind of 9. transfer device based on SIM card, it is characterised in that including：Memory, for storing computer program；Processor, realize during for performing the computer program as described in any one of claim 1 to 6 based on SIM card The step of transfer account method.
- 10. a kind of computer-readable recording medium, it is characterised in that be stored with computer on the computer-readable recording medium Program, realize when the computer program is executed by processor and turned as described in any one of claim 1 to 6 based on SIM card The step of account method.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201711065123.3A CN107730231A (en) | 2017-11-02 | 2017-11-02 | A kind of transfer account method based on SIM card, device and medium |
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| CN201711065123.3A CN107730231A (en) | 2017-11-02 | 2017-11-02 | A kind of transfer account method based on SIM card, device and medium |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109697607A (en) * | 2018-12-28 | 2019-04-30 | 中国银联股份有限公司 | A kind of Electronic Transfer method, apparatus and storage medium |
| CN113610515A (en) * | 2021-08-26 | 2021-11-05 | 中国银行股份有限公司 | Account early warning method and device, electronic equipment and storage medium |
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