KR101748615B1 - Mobile simple payment support device based on the connection information and operating method thereof - Google Patents

Mobile simple payment support device based on the connection information and operating method thereof Download PDF

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KR101748615B1
KR101748615B1 KR1020150153610A KR20150153610A KR101748615B1 KR 101748615 B1 KR101748615 B1 KR 101748615B1 KR 1020150153610 A KR1020150153610 A KR 1020150153610A KR 20150153610 A KR20150153610 A KR 20150153610A KR 101748615 B1 KR101748615 B1 KR 101748615B1
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telephone number
mobile terminal
communication company
information
user
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KR1020150153610A
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Korean (ko)
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KR20170051916A (en
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한광길
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주식회사 다날
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
    • H04L51/04—Real-time or near real-time messaging, e.g. instant messaging [IM]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Telephonic Communication Services (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A mobile simple payment assistant device and an operation method thereof based on connection information confirmation are disclosed. In the present invention, when a user performs a simple settlement using a mobile terminal after registering a telephone number of a mobile terminal in advance for user authentication, a telephone number previously registered from a communication company server and a current telephone number of a mobile terminal If the result of the coincidence between the telephone numbers acquired on the basis of the connection information is received and the result of the coincidence confirmation between the two telephone numbers is received, by introducing the authentication technique of completing the user authentication, It is not necessary to input the telephone number into the input window or to input the authentication number for the convenience of the user.

Description

TECHNICAL FIELD [0001] The present invention relates to a mobile simple payment assistant device and a method of operating the same,

Embodiments of the present invention relate to techniques for a payment system and a technique for supporting an electronic simple settlement using a mobile terminal.

2. Description of the Related Art In recent years, a variety of microprocessor-based terminal devices such as a desktop computer, a smart phone, and a tablet PC have become popular, and various functions that can be utilized in such terminal devices have been proposed.

In particular, recently, as a communication environment enabling the Internet anywhere has been established, services are being launched that allow the terminal to provide convenience of the user online.

As a variety of terminal equipments are being widely used and online environments are being established, services for supporting users to perform internet banking or online settlement using terminal equipments are being released, .

Among the services using such terminal devices, there are online mall services using mobile terminals.

An online shopping mall service using a mobile terminal constitutes a shopping mall optimized for a mobile terminal and provides the shopping mall screen to a user's mobile terminal so that the user can directly purchase goods from his mobile terminal and then perform payment.

Usually, in an online shopping mall service using a mobile terminal, when a user selects a product and then makes a payment for the product, the user inputs payment information such as credit card information or a password for payment to the mobile terminal System.

However, since the payment system requires the user to input payment information such as credit card information or password every time payment is made, unlike a desktop computer, the size of the screen is not large and there is no separate input device such as a keyboard It is possible to inconvenience a user in a mobile terminal environment without a limitation.

In recent years, when payment information of a user has been stored in advance on a server and the user performs settlement of a product using the mobile terminal, the user does not have to input payment information separately, A simple payment system is implemented.

However, even in such a simple payment system, when a user performs settlement of a product, the user authentication technique for checking whether a user who intends to settle a product is a true user should be introduced. When the user inputs a telephone number of his / her mobile terminal into the authentication window and requests the transmission of the personal identification character, the server sends a personal identification character including the disposable identification number, And the number is entered into the payment window of the mobile terminal.

However, such a user authentication technique requires a user to directly input the telephone number of the mobile terminal into the input window, and has to input the one-time authentication number included in the personal identification character into the input window, which is troublesome.

Therefore, it is necessary to study a system that can increase the convenience of the user by allowing the user authentication to be performed stably while minimizing the operation of the user required for the user authentication in the simple payment system using the mobile terminal.

The mobile simple payment assistant device based on the confirmation of the connection information according to the embodiment of the present invention and the operation method thereof may be configured such that the user registers the phone number of the mobile terminal in advance for user authentication and then performs the simple payment using the mobile terminal A result value of the correspondence between the telephone number previously registered from the communication company server and the telephone number acquired based on the current access information of the mobile communication base station of the mobile terminal is received, By introducing the authentication technique of completing the user authentication, the user is not required to input the telephone number into the input window for authentication or input the authentication number, thereby enhancing the convenience of the user I want to.

The mobile simple payment assistant device based on the connection information confirmation according to an embodiment of the present invention stores a plurality of user identification values issued in advance to identify a user and phone number and communication company information corresponding to each of the plurality of user identification values The mobile terminal is connected to the service providing server to perform a simple settlement request, and when a user authentication request for the mobile terminal is received from the service providing server, the user of the mobile terminal is notified from the service providing server An information extraction unit for extracting a first telephone number and first communication company information stored corresponding to the first user identification value from the user database, Based on the first communication company information, A second telephone number that can be obtained based on the first telephone number and the access information of the mobile communication base station to which the mobile terminal is currently connected to the communication company server after confirming the communication company server of the communication company to which the user of the terminal belongs, A result value receiver for receiving a result value of whether or not the first telephone number matches the second telephone number from the communication company server, And an authentication result transmission unit for transmitting a user authentication success message to the mobile terminal to the service providing server when the result of the matching check between the first telephone number and the second telephone number is received.

In addition, the method of operating the mobile simple payment assist system based on the connection information confirmation according to the embodiment of the present invention may further include a plurality of user identification values issued in advance in order to identify the user and a telephone number corresponding to each of the plurality of user identification values And a user database in which the communication company information is stored. When the mobile terminal accesses the service providing server and performs a simple settlement request, when a user authentication request for the mobile terminal is received from the service providing server, Receiving a first user identification value issued in advance from the providing server in order to identify a user of the mobile terminal, receiving a first telephone number stored in association with the first user identification value from the user database, Extracting the first communication company information Based on the first phone number and the access information of the mobile communication base station to which the mobile terminal is currently connected, to the communication company server after confirming the communication company server of the communication company to which the user of the mobile terminal belongs Receiving a result value of the correspondence between the first telephone number and the second telephone number from the communication company server; and receiving the result of the first and second telephone numbers from the communication company server, And transmitting a user authentication success message for the mobile terminal to the service providing server when the mobile terminal receives the matching result value between the phone number and the second phone number.

The mobile simple payment assistant device based on the confirmation of the connection information according to the embodiment of the present invention and the operation method thereof may be configured such that the user registers the phone number of the mobile terminal in advance for user authentication and then performs the simple payment using the mobile terminal A result value of the correspondence between the telephone number previously registered from the communication company server and the telephone number acquired based on the current access information of the mobile communication base station of the mobile terminal is received, By introducing the authentication technique of completing the user authentication, the user is not required to input the telephone number into the input window for authentication or input the authentication number, thereby enhancing the convenience of the user .

1 is a system conceptual diagram schematically showing an overall system for explaining a mobile simple payment assistant device based on confirmation of connection information according to an embodiment of the present invention.
2 is a diagram showing a structure of a mobile simple payment assistant device based on confirmation of connection information according to an embodiment of the present invention.
3 is a flowchart illustrating an operation method of a mobile simple payment assistant device based on connection information confirmation according to an embodiment of the present invention.

While the invention is susceptible to various modifications and alternative forms, specific embodiments thereof are shown by way of example in the drawings and will herein be described in detail. It should be understood, however, that the invention is not intended to be limited to the particular embodiments, but includes all modifications, equivalents, and alternatives falling within the spirit and scope of the invention. Like reference numerals are used for like elements in describing each drawing.

It is to be understood that when an element is referred to as being "connected" or "connected" to another element, it may be directly connected or connected to the other element, . On the other hand, when an element is referred to as being "directly connected" or "directly connected" to another element, it should be understood that there are no other elements in between.

The terminology used in this application is used only to describe a specific embodiment and is not intended to limit the invention. The singular expressions include plural expressions unless the context clearly dictates otherwise. In the present application, the terms "comprises" or "having" and the like are used to specify that there is a feature, a number, a step, an operation, an element, a component or a combination thereof described in the specification, But do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, or combinations thereof.

Unless defined otherwise, all terms used herein, including technical or scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs. Terms such as those defined in commonly used dictionaries are to be interpreted as having a meaning consistent with the contextual meaning of the related art and are to be interpreted as either ideal or overly formal in the sense of the present application Do not.

Hereinafter, embodiments according to the present invention will be described in detail with reference to the accompanying drawings.

1 is a system conceptual diagram schematically showing an overall system for explaining a mobile simple payment assistant device based on confirmation of connection information according to an embodiment of the present invention.

FIG. 1 shows a mobile simple payment assistant 110, a mobile terminal 120, a service providing server 130, and a communication company server 140 based on the connection information confirmation.

First, a user of the mobile terminal 120 accesses a service providing server 130 providing an online shopping mall service or the like in the form of logging in using his or her ID and password, The service providing server 130 may receive the initial use registration request for the simple settlement from the mobile terminal 120 when performing the initial use registration for using the simple settlement at the time of purchase.

When the first use registration request is received from the mobile terminal 120, the service providing server 130 transmits a use registration request for the mobile terminal 120 to the mobile simple payment assistant 110 based on the connection information confirmation Lt; / RTI >

At this time, when the use registration request is received from the service providing server 130, the mobile simple payment assistant 110 based on the connection information confirmation transmits a telephone number for use registration to the mobile terminal 120, The user of the mobile communication terminal can request the transmission of the communication company information to the communication company to which the user of the mobile communication terminal belongs.

At this time, an input window for allowing the user of the mobile terminal 120 to input the telephone number and his / her communication company information may be displayed on the mobile terminal 120, and the user may input a first telephone number And the first communication company information for the communication company to which the user belongs.

When the first telephone number and the first communication company information are input to the mobile terminal 120, the mobile terminal 120 transmits the first telephone number and the first telephone number to the mobile simple payment assistant 110 based on the connection information confirmation, It is possible to transmit the first communication company information.

When the first telephone number and the first communication company information are received from the mobile terminal 120, the mobile simple payment assistant 110 based on the connection information confirmation transmits the first communication company information to the mobile terminal 120 based on the first communication company information, Acquires the first telephone number and the access information of the mobile communication base station to which the mobile terminal 120 is currently connected to the communication company server 140 after confirming the communication company server 140 of the communication company to which the user of the mobile terminal 120 subscribes It is possible to request the result value of the match between the possible second telephone numbers.

Then, when the communication company server 140 generates the result value, the mobile simple payment assistant 110 based on the connection information confirmation notifies the communication company server 140 of whether or not the first telephone number matches the second telephone number The result value for

According to an embodiment of the present invention, the mobile simple payment assistant 110 based on the connection information confirmation may receive the resultant value from the communication company server 140, 140), inserts the first telephone number as a URL parameter in the URL, and transmits the URL to the mobile terminal (120). The mobile terminal (120) And to access the communication company server 140 based on the URL.

For example, when the first telephone number is "010-1111-2222" and the URL for accessing the communication company server 140 is "www.danal.co.kr" The payment assisting device 110 inserts the first telephone number "010-1111-2222 " into the URL" www.danal.co.kr " as a URL parameter and transmits the "www.danal.co.kr/?phonenumber="Quot; 01011112222 ", and transmits the URL to the mobile terminal 120 to control the mobile terminal 120 to access the communication company server 140 based on the URL.

At this time, if the connection of the mobile terminal 120 based on the URL is confirmed, the communication company server 140 identifies the mobile terminal 120 connected to the communication company server 140 based on the URL, It is possible to obtain the second telephone number according to the access information of the mobile communication base station of the mobile terminal 120 connected to the URL from the base station.

Then, the communication company server 140 extracts the first telephone number inserted in the URL parameter from the URL to which the mobile terminal 120 is connected, and then determines whether the first telephone number and the second telephone number match each other And transmits the resultant value to the mobile terminal 120 after generating a result value of whether or not the first and second telephone numbers match.

At this time, if the result of the coincidence between the first telephone number and the second telephone number is received from the communication company server 140, the mobile terminal 120 transmits the result of the authentication to the mobile simple payment assistant 110 And transmits the result of the coincidence between the first telephone number and the second telephone number to the mobile simple payment assistant 110 based on the confirmation of the connection information, 110 finally receives the result of the coincidence between the first telephone number and the second telephone number from the mobile terminal 120 and transmits the first telephone number and the second telephone number transmitted from the communication company server 140 The result of the coincidence can be finally received.

According to another embodiment of the present invention, the mobile simple payment assistant 110 based on the connection information confirmation may access the mobile terminal 120 in order to receive the resultant value from the communication company server 140, (Internet Protocol) address assigned to the mobile terminal 120 to obtain the second telephone number while transmitting the first telephone number to the communication company server 140 Lt; RTI ID = 0.0 > IP < / RTI >

At this time, when the first phone number and the connection IP address are received from the mobile simple payment assistant 110 based on the connection information confirmation, the communication company server 140 transmits the first IP address and the connection IP address from the mobile communication base station to the mobile The terminal 120 can be identified and the second telephone number according to the access information of the mobile communication base station of the mobile terminal 120 can be obtained.

Then, the communication company server 140 checks whether the received first telephone number and the second telephone number match with each other, and generates a result value indicating whether the first telephone number matches the second telephone number And then transmit the resultant value to the mobile simple payment assistant 110 based on the confirmation of the connection information.

According to these two methods, the mobile simple payment assistant 110 based on the connection information confirmation can receive the result value of the correspondence between the first telephone number and the second telephone number from the communication company server 140.

At this time, if the mobile simple payment assistant 110 based on the connection information confirmation receives the result of the agreement check between the first phone number and the second phone number from the communication company server 140, After confirming that the user of the mobile terminal 120 is a true user for the mobile terminal 120, the mobile simple payment assistant 110 issues a first user identification value for identifying the user of the mobile terminal 120, And may transmit the first user identification value to the providing server 130.

The first user identification value is a unique value for identifying a user of the mobile terminal 120. The mobile simple payment assistant 110 based on the connection information confirmation may be used to identify the first phone number or the mobile terminal 120 The payment information such as the date of birth of the user, the credit card number, and the time at which the first user identification value is issued may be combined with each other to generate a unique value for the user of the mobile terminal 120.

When the mobile simple payment assistant 110 issues the first user identification value based on the connection information confirmation, the mobile simple payment assistant 110 transmits a plurality of user identification values previously issued to identify the user and a telephone number corresponding to each of the plurality of user identification values And storing the first telephone number and the first communication company information so as to correspond to the first user identification value while storing the first user identification value on the user database storing the communication company information, It is possible to complete the initial use registration for the user's easy settlement.

At this time, when the first user identification value is received from the mobile simple payment assistant 110 based on the connection information confirmation, the service providing server 130 transmits the first user identification value to the mobile terminal 120 corresponding to the user information of the user.

When the user of the mobile terminal 120 accesses the service providing server 130 after completing the initial use registration for the simple payment and performs the simple settlement after purchasing the predetermined commodity, 130 receives the simple settlement request from the mobile terminal 120 and transmits the product information for the simple settlement to the mobile simple payment assistant 110 based on the connection information confirmation, The first user identification value stored in association with the member information of the user of the mobile terminal 120 is extracted from the member information database and transmitted to the mobile simple payment assistant 110 based on the connection information confirmation Lt; / RTI >

At this time, the mobile simple payment assistant 110 based on the connection information confirmation receives the first user identification value from the service providing server 130, The first telephone number and the first communication company information can be extracted.

Then, the mobile simple payment assistant 110 based on the connection information confirmation confirms the communication company server 140 of the communication company to which the user of the mobile terminal 120 subscribes based on the extracted first communication company information, The mobile terminal 120 may request the mobile terminal 120 for the result of the matching between the first telephone number and the second telephone number obtainable based on the access information of the mobile communication base station to which the mobile terminal 120 is currently connected.

Then, when the communication company server 140 generates the result value, the mobile simple payment assistant 110 based on the connection information confirmation notifies the communication company server 140 of whether or not the first telephone number matches the second telephone number The result value for

According to an embodiment of the present invention, the mobile simple payment assistant 110 based on the connection information confirmation may receive the resultant value from the communication company server 140, 140), inserts the first telephone number as a URL parameter in the URL, and transmits the URL to the mobile terminal (120). The mobile terminal (120) And to access the communication company server 140 based on the URL.

For example, when the first telephone number is "010-1111-2222" and the URL for accessing the communication company server 140 is "www.danal.co.kr" The payment assisting device 110 inserts the first telephone number "010-1111-2222 " into the URL" www.danal.co.kr " as a URL parameter and transmits the "www.danal.co.kr/?phonenumber="Quot; 01011112222 ", and transmits the URL to the mobile terminal 120 to control the mobile terminal 120 to access the communication company server 140 based on the URL.

At this time, if the connection of the mobile terminal 120 based on the URL is confirmed, the communication company server 140 identifies the mobile terminal 120 connected to the communication company server 140 based on the URL, It is possible to obtain the second telephone number according to the access information of the mobile communication base station of the mobile terminal 120 connected to the URL from the base station.

Then, the communication company server 140 extracts the first telephone number inserted in the URL parameter from the URL to which the mobile terminal 120 is connected, and then determines whether the first telephone number and the second telephone number match each other And transmits the resultant value to the mobile terminal 120 after generating a result value of whether or not the first and second telephone numbers match.

At this time, if the result of the coincidence between the first telephone number and the second telephone number is received from the communication company server 140, the mobile terminal 120 transmits the result of the authentication to the mobile simple payment assistant 110 And transmits the result of the coincidence between the first telephone number and the second telephone number to the mobile simple payment assistant 110 based on the confirmation of the connection information, 110 finally receives the result of the coincidence between the first telephone number and the second telephone number from the mobile terminal 120 and transmits the first telephone number and the second telephone number transmitted from the communication company server 140 The result of the coincidence can be finally received.

According to another embodiment of the present invention, the mobile simple payment assistant 110 based on the connection information confirmation may access the mobile terminal 120 in order to receive the resultant value from the communication company server 140, (Internet Protocol) address assigned to the mobile terminal 120 to obtain the second telephone number while transmitting the first telephone number to the communication company server 140 Lt; RTI ID = 0.0 > IP < / RTI >

At this time, when the first phone number and the connection IP address are received from the mobile simple payment assistant 110 based on the connection information confirmation, the communication company server 140 transmits the first IP address and the connection IP address from the mobile communication base station to the mobile The terminal 120 can be identified and the second telephone number according to the access information of the mobile communication base station of the mobile terminal 120 can be obtained.

Then, the communication company server 140 checks whether the received first telephone number and the second telephone number match with each other, and generates a result value indicating whether the first telephone number matches the second telephone number And then transmit the resultant value to the mobile simple payment assistant 110 based on the confirmation of the connection information.

According to these two methods, the mobile simple payment assistant 110 based on the connection information confirmation can receive the result value of the correspondence between the first telephone number and the second telephone number from the communication company server 140.

At this time, if the mobile simple payment assistant 110 based on the connection information confirmation receives the result of the agreement check between the first phone number and the second phone number from the communication company server 140, The mobile simple payment assistant 110 may send a user authentication success message to the mobile terminal 120 to the service providing server 130. [

At this time, when the user authentication success message is received from the mobile simple payment assistant 110 based on the connection information confirmation, the service providing server 130 transmits an electronic payment request to the mobile simple payment assistant 110 based on the connection information confirmation Can be performed.

At this time, the mobile simple payment assistant 110 based on the connection information confirmation receives the electronic payment request from the service providing server 130 based on the goods information and the payment information registered in advance for simple settlement, A payment process can be performed.

As a result, the mobile simple payment assistant 110 based on the connection information confirmation according to the embodiment of the present invention registers the telephone number of the mobile terminal 120 in advance for user authentication, When performing the simple settlement using the mobile terminal 120, the result value of the coincidence between the telephone number previously registered from the communication company server 140 and the telephone number acquired based on the current connection information for the mobile communication base station of the mobile terminal 120 If the result of the confirmation check between the two telephone numbers is received, the authentication method of completing the user authentication is introduced, so that the user must input the telephone number into the input window for authentication and input the authentication number It is possible to increase the convenience of the user.

At this time, according to one embodiment of the present invention, the mobile simple payment assistant 110 based on the connection information confirmation receives the discrepancy check result value between the first telephone number and the second telephone number from the communication company server 140 Since the mobile terminal 120 currently performing the simple settlement is not the mobile terminal using the first telephone number as the reception number, it generates the disposable authentication number at random for the additional authentication to the user, It is possible to send an authentication confirmation message in which the disposable authentication number is inserted by designating the first telephone number as the reception number.

At this time, if the authentication confirmation message is received at another telephone terminal using the first telephone number as the reception number, the user may check the disposable authentication number inserted in the authentication confirmation message arriving at the other telephone terminal, Number to the mobile terminal 120 to cause the mobile terminal 120 to send the authentication number to the mobile simple payment assistant 110 based on the connection information confirmation.

When the disposable authentication number is received within a predetermined time from the mobile terminal after the authentication confirmation message is transmitted, the mobile simple payment assistant 110 based on the connection information confirmation transmits, Even if the telephone numbers do not coincide with each other, it is determined that the simple settlement is performed by the true user, and the service providing server 130 can transmit the user authentication success message to the mobile terminal 120.

2 is a diagram showing a structure of a mobile simple payment assistant device based on confirmation of connection information according to an embodiment of the present invention.

2, the mobile simple payment assistant device 210 based on the connection information check according to an embodiment of the present invention includes a user database 211, an identification value receiver 212, an information extractor 213, A request receiving unit 214, a result receiving unit 215, and an authentication result transmitting unit 216.

The user database 211 stores a plurality of user identification values previously issued to identify a user and telephone number and communication company information corresponding to each of the plurality of user identification values.

When the mobile terminal 230 accesses the service providing server 240 to perform the simple settlement request and the user authentication request for the mobile terminal 230 is received from the service providing server 240 , And receives a first user identification value issued in advance to identify the user of the mobile terminal 230 from the service providing server 240.

The information extracting unit 213 extracts the first telephone number and the first communication company information stored in the user database 211 in correspondence with the first user identification value.

The result value requesting unit 214 confirms the communication company server 250 of the communication company to which the user of the mobile terminal 230 subscribes based on the first communication company information, , And a result value of whether or not the second phone number can be acquired based on the access information of the mobile communication base station to which the mobile terminal 230 is currently connected.

The result value receiving unit 215 receives the result of the coincidence between the first telephone number and the second telephone number from the communication company server 250.

According to an embodiment of the present invention, the result value requesting unit 214 may include a URL generating unit 219 and a redirection control unit 220.

The URL generating unit 219 generates a URL enabling connection to the communication company server 250 based on the first communication company information, and inserts the first telephone number into the URL as a URL parameter.

The redirection control unit 220 transmits the URL to the mobile terminal 230 and controls the mobile terminal 230 to connect to the communication company server 250 based on the URL.

At this time, if the connection of the mobile terminal 230 based on the URL is confirmed, the communication company server 250 identifies the mobile terminal 230 connected to the communication company server 250 based on the URL, ), Extracts the first telephone number inserted in the URL parameter from the URL to which the mobile terminal (230) is connected, and transmits the first telephone number And the second phone number, and transmits the resultant value to the mobile terminal 230.

At this time, if the mobile terminal 230 receives the result of the coincidence between the first telephone number and the second telephone number from the communication company server 250, the mobile terminal 230 transmits the result to the mobile simple payment assist device 210 And transmits the result of the coincidence between the first phone number and the second phone number to the mobile simple payment assistant 210 based on the connection information confirmation.

At this time, the result reception unit 215 finally receives the result of the coincidence between the first telephone number and the second telephone number from the mobile terminal 230 and transmits the result of the first telephone number to the first telephone number The second telephone number, and the second telephone number.

In addition, according to another embodiment of the present invention, the result value requesting unit 214 may include an IP address verifying unit 221 and an information transmitting unit 222.

The IP address verifying unit 221 accesses the mobile terminal 230 to identify a connection IP address assigned to the mobile terminal 230. [

The information transmitting unit 222 transmits the first telephone number to the communication company server 250 and transmits the connection IP address to the mobile terminal 230 as an identifier for acquiring the second telephone number.

At this time, when the first telephone number and the connection IP address are received, the communication company server 250 identifies the mobile terminal 230 connected to the mobile communication base station based on the connection IP address, After obtaining the second telephone number according to the access information of the mobile communication base station, generates a result value of whether or not the received first telephone number matches the second telephone number, The result of the coincidence between the numbers can be transmitted to the mobile simple payment assistant 210 based on the connection information confirmation.

When the authentication result transmission unit 216 receives the result of the consistency check between the first telephone number and the second telephone number from the communication company server 250, the authentication result transmission unit 216 transmits the authentication result to the service providing server 240 And transmits a user authentication success message.

According to an embodiment of the present invention, the mobile simple payment assistant 210 based on the connection information confirmation may further include a goods information receiving unit 217 and an electronic payment performing unit 218.

The goods information receiving unit 217 receives the goods information for the simple settlement from the service providing server 240.

When the electronic settlement request is received from the service providing server 240 based on the user authentication success message, the electronic settlement performing unit 218 performs electronic settlement processing based on the goods information and the settlement information registered in advance for simple settlement .

According to an embodiment of the present invention, the mobile simple payment assistant 210 based on the connection information confirmation may further include an authentication confirmation message sending unit 223.

The authentication confirmation message sending unit 223 randomly generates the disposable authentication number when the communication server 250 receives the result of the discrepancy check between the first telephone number and the second telephone number, Number as a reception number and sends an authentication confirmation message in which the disposable authentication number is inserted.

When the disposable authentication number is received within a predetermined time from the mobile terminal 230 after the authentication confirmation message is transmitted, the authentication result transmitter 216 transmits the disposable authentication number to the mobile terminal 230 to the service provision server 240, May transmit the user authentication success message to the user.

In addition, according to an embodiment of the present invention, the mobile simple payment assistant 210 based on the connection information confirmation further includes a usage registration request part 224, an information request part 225 and an information storage part 226 .

When the mobile terminal 230 accesses the service providing server 240 and performs the initial use registration request for the simple settlement, the use registration request receiving unit 224 receives a registration request from the service providing server 240 to the mobile terminal 230 And receives a use registration request.

The information request unit 225 requests the mobile terminal 230 to transmit a telephone number and communication company information for use registration.

When the first telephone number and the first communication company information are received from the mobile terminal 230, the information storage unit 226 issues the first user identification value for identifying the user of the mobile terminal 230, Transmits the first user identification value to the server 240 and stores the first telephone number and the first communication company information on the user database 211 so as to correspond to the first user identification value.

According to an embodiment of the present invention, when the first telephone number and the first communication company information are received from the mobile terminal 230, the information storage unit 226 stores the first communication company information 230 to the communication company server 250 after confirming the communication company server 250 of the communication company with which the user of the mobile terminal 230 joins the mobile terminal 230. Based on the first telephone number and the access information of the mobile communication base station currently connected to the mobile terminal 230 If the mobile terminal 230 receives the result of the coincidence check between the first phone number and the second phone number from the communication company server 250 after requesting the result of the coincidence between the second phone numbers, And transmits the first user identification value to the service providing server 240 and transmits the first user identification value to the first telephone number and the second telephone number on the user database 211. [ The first a first carrier information may be stored so as to correspond to the user identification.

The mobile simple payment assistant device 210 based on the connection information confirmation according to the embodiment of the present invention has been described above with reference to FIG. Here, the mobile simple payment assistant 210 based on the connection information confirmation according to an embodiment of the present invention may correspond to the configuration for the mobile simple payment assistant 110 based on the connection information confirmation described with reference to FIG. 1 Therefore, a detailed description thereof will be omitted.

3 is a flowchart illustrating an operation method of a mobile simple payment assistant device based on connection information confirmation according to an embodiment of the present invention.

In step S310, a user database in which a plurality of user identification values issued in advance to identify a user and telephone number and communication company information corresponding to each of the plurality of user identification values are stored.

In step S320, when the mobile terminal accesses the service providing server and performs a simple settlement request, when a user authentication request for the mobile terminal is received from the service providing server, the user of the mobile terminal is notified from the service providing server And receives a first user identification value issued in advance for identification.

In step S330, the first telephone number and the first communication company information stored corresponding to the first user identification value are extracted from the user database.

In step S340, after confirming the communication company server of the communication company to which the user of the mobile terminal is subscribed, based on the first communication company information, the first telephone number and the movement And requests the result value of whether or not the second telephone number is obtainable based on the connection information of the communication base station.

In step S350, a result of the match between the first telephone number and the second telephone number is received from the communication company server.

According to an embodiment of the present invention, in step S340, a URL to be connectable to the communication company server is generated based on the first communication company information, and the first telephone number is inserted as a URL parameter in the URL And transmitting the URL to the mobile terminal and controlling the mobile terminal to access the communication company server based on the URL.

At this time, if the connection of the mobile terminal based on the URL is confirmed, the communication company server identifies the mobile terminal connected to the communication company server based on the URL and transmits the access information of the mobile communication base station Extracts the first telephone number inserted in the URL parameter from the URL to which the mobile terminal is connected, and then outputs the result of the matching between the first telephone number and the second telephone number And transmit the generated value to the mobile terminal.

If the result of the coincidence between the first telephone number and the second telephone number is received from the communication company server, the mobile terminal accesses the mobile simple payment assistant device based on the confirmation of the connection information, Number and the second telephone number to the mobile simple payment assistant based on the connection information confirmation.

At this time, in step S350, a final value of the coincidence between the first telephone number and the second telephone number is finally received from the mobile terminal, and the first telephone number and the second telephone number The result of the coincidence can be received.

According to another embodiment of the present invention, in step S340, a connection IP address allocated to the mobile terminal is checked by accessing the mobile terminal, and the first phone number is transmitted to the communication company server And transmitting the connection IP address as an identifier for the mobile terminal to obtain the second telephone number.

When the first telephone number and the connection IP address are received, the communication company server identifies the mobile terminal connected to the mobile communication base station based on the connection IP address, and transmits the connection information of the mobile communication base station The second telephone number corresponding to the first telephone number and the second telephone number corresponding to the second telephone number, and then generates a result value of whether the received first telephone number matches the second telephone number, And transmits the resultant value to the mobile simple payment assistant device based on the confirmation of the connection information.

In step S360, when the result of the consistency check between the first phone number and the second phone number is received from the communication company server, the service providing server transmits a user authentication success message to the mobile terminal.

According to an embodiment of the present invention, an operation method of a simple mobile payment assist device based on the connection information confirmation includes receiving product information for simple settlement from the service providing server prior to step S330, S360), when the electronic settlement request is received from the service providing server based on the user authentication success message, performing the electronic settlement processing based on the goods information and the settlement information registered in advance for simple settlement .

In addition, according to an embodiment of the present invention, the method of operating the mobile simple payment assistant device based on the confirmation of the connection information may further comprise the step of checking, after the step S350, a mismatch check between the first phone number and the second phone number Generating a disposable authentication number randomly and sending the authentication confirmation message including the disposable authentication number by designating the first telephone number as a reception number when the result value is received; And transmitting the user authentication success message for the mobile terminal to the service providing server when the disposable authentication number is received within a predetermined time from the mobile terminal.

In addition, according to an embodiment of the present invention, the method of operating the mobile simple payment assistant device based on the confirmation of the connection information may be such that the mobile terminal accesses the service providing server before the step S320, The method comprising the steps of: receiving a use registration request for the mobile terminal from the service providing server; requesting transmission of a phone number and communication company information for use registration to the mobile terminal; When the first telephone number and the first communication company information are received, transmits the first user identification value to the service providing server by issuing the first user identification value for identifying the user of the mobile terminal, And transmitting the first telephone number and the first communication company information to the first user It may further include the step of storing that correspond to specific values.

According to an embodiment of the present invention, when the first telephone number and the first communication company information are received from the mobile terminal, the storing step may include, based on the first communication company information, After confirming the communication company server of the communication company, the communication company server is checked whether the first telephone number matches the second telephone number obtainable based on the connection information of the mobile communication base station to which the mobile terminal is currently connected The mobile terminal sends the first user identification value for identifying the user of the mobile terminal to the first phone number and the second phone number, Transmitting the first user identification value to the service providing server, Wherein the first number to the first information carrier of claim 1 can be stored so as to correspond to the user identification.

The operation of the simple mobile payment assist system based on the connection information confirmation according to the embodiment of the present invention has been described above with reference to FIG. Here, the operation method of the simple mobile payment assist device based on the connection information confirmation according to the embodiment of the present invention is similar to the operation of the simple mobile payment assist device 110, 210 based on the connection information confirmation described with reference to FIG. 1 and FIG. And therefore, a detailed description thereof will be omitted.

The method of operating the mobile simple payment assistant device based on the confirmation of the connection information according to an embodiment of the present invention may be implemented by a computer program stored in a storage medium for execution through a combination with a computer.

In addition, the method of operating the mobile simple payment assistant based on the confirmation of the connection information according to an embodiment of the present invention may be implemented in the form of a program command that can be executed through various computer means and recorded in a computer readable medium. The computer-readable medium may include program instructions, data files, data structures, and the like, alone or in combination. The program instructions recorded on the medium may be those specially designed and configured for the present invention or may be available to those skilled in the art of computer software. Examples of computer-readable media include magnetic media such as hard disks, floppy disks and magnetic tape; optical media such as CD-ROMs and DVDs; magnetic media such as floppy disks; Magneto-optical media, and hardware devices specifically configured to store and execute program instructions such as ROM, RAM, flash memory, and the like. Examples of program instructions include machine language code such as those produced by a compiler, as well as high-level language code that can be executed by a computer using an interpreter or the like. The hardware devices described above may be configured to operate as one or more software modules to perform the operations of the present invention, and vice versa.

As described above, the present invention has been described with reference to particular embodiments, such as specific elements, and specific embodiments and drawings. However, it should be understood that the present invention is not limited to the above- And various modifications and changes may be made thereto by those skilled in the art to which the present invention pertains.

Accordingly, the spirit of the present invention should not be construed as being limited to the embodiments described, and all of the equivalents or equivalents of the claims, as well as the following claims, belong to the scope of the present invention .

110: mobile simple payment assistant based on connection information confirmation
120: mobile terminal 130: service providing server
140:
210: mobile simple payment assistant device based on connection information confirmation
211: user database 212: identification value receiver
213: information extracting unit 214: result value requesting unit
215: result value receiving unit 216: authentication result transmitting unit
217: goods information receiving unit 218: electronic payment performing unit
219 URL generating unit 220: Redirecting control unit
221: IP address verification unit 222: Information transmission unit
223: authentication confirmation message sending unit 224: use registration request receiving unit
225: Information requesting unit 226: Information storing unit
230: mobile terminal
240: Service providing server
250:

Claims (16)

A mobile simple payment assistant device based on connection information confirmation,
A user database storing a plurality of user identification values issued in advance to identify a user and telephone number and communication company information corresponding to each of the plurality of user identification values;
When the mobile terminal accesses the service providing server and performs a simple settlement request and receives a user authentication request for the mobile terminal from the service providing server, An identification value receiver for receiving the first user identification value;
An information extraction unit for extracting a first telephone number and first communication company information stored corresponding to the first user identification value from the user database;
After confirming the communication company server of the communication company to which the user of the mobile terminal belongs based on the first communication company information, transmits to the communication company server the first telephone number and the connection information of the mobile communication base station A result value requesting unit for requesting a result value of a match between second telephone numbers obtainable based on the first telephone number;
A result value receiver for receiving, through the mobile terminal, a result value of whether or not the first telephone number transmitted from the communication company server matches the second telephone number; And
When a result of the matching check between the first telephone number and the second telephone number is received as a result of receiving the result of the matching between the first telephone number and the second telephone number, An authentication result transmission unit for transmitting a user authentication success message to the mobile terminal,
Lt; / RTI >
The result value requesting unit
A URL generating unit for generating a URL (Uniform Resource Locator) that can be connected to the communication company server based on the first communication company information, and inserting the first telephone number as a URL parameter in the URL; And
A redirection control unit for transmitting the URL to the mobile terminal and controlling the mobile terminal to access the communication company server based on the URL,
/ RTI >
The communication company server
If the connection of the mobile terminal based on the URL is confirmed, identifies the mobile terminal connected to the communication company server based on the URL and transmits the second telephone number Extracts the first telephone number inserted in the URL parameter from the URL to which the mobile terminal is connected, generates a result value of whether or not the first telephone number matches the second telephone number, To the terminal,
The mobile terminal
When the result of the coincidence between the first telephone number and the second telephone number is received from the communication company server, the first mobile telephone is connected to the mobile simple payment assistant device based on the confirmation of the connection information, And transmits the result of the coincidence between the numbers to the mobile simple payment assistant device based on the connection information confirmation,
The result value receiver
A final result of the coincidence between the first telephone number and the second telephone number is received from the mobile terminal, and a result value of the coincidence between the first telephone number and the second telephone number transmitted from the communication company server Based on a result of the determination of the connection information. The method according to claim 1,
A goods information receiver for receiving goods information for simple settlement from the service providing server; And
An electronic settlement unit for performing an electronic settlement process based on the goods information and the settlement information registered in advance for simple settlement when an electronic settlement request is received from the service providing server based on the user authentication success message,
Further comprising: determining whether or not the connection information is valid. delete delete The method according to claim 1,
When the result of the inconsistency confirmation between the first phone number and the second phone number is received as a result of receiving the result of the matching between the first phone number and the second phone number, the disposable authentication number is randomly An authentication confirmation message sending unit for sending the authentication confirmation message including the disposable authentication number by designating the first telephone number as the reception number,
Further comprising:
The authentication result transmitting unit
When the disposable authentication number is received within a predetermined time from the mobile terminal after the authentication confirmation message is transmitted, access information for transmitting the user authentication success message to the mobile terminal to the service providing server A mobile simple payment assistant device based on The method according to claim 1,
A use registration request receiving unit for receiving a use registration request for the mobile terminal from the service providing server when the mobile terminal accesses the service providing server and performs an initial use registration request for simple settlement;
An information request unit for requesting the mobile terminal to transmit a telephone number and communication company information for use registration; And
When the first telephone number and the first communication company information are received from the mobile terminal, issues the first user identification value for identifying the user of the mobile terminal, and transmits the first user identification value And for storing the first telephone number and the first communication company information on the user database so as to correspond to the first user identification value,
Further comprising: determining whether or not the connection information is valid. The method according to claim 6,
The information storage unit
When the first telephone number and the first communication company information are received from the mobile terminal, based on the first communication company information, after confirming the communication company server of the communication company to which the user of the mobile terminal belongs, Requesting a result value of a match between the first telephone number and the second telephone number obtainable based on the connection information of the mobile communication base station to which the mobile terminal is currently connected, The mobile terminal sends the first user identification value to the service providing server, and transmits the first user identification value to the service providing server. And transmitting the first telephone number and the first communication company information to the first user identification Based on the connection information. A method of operating a mobile simple payment assistant device based on confirmation of access information,
Maintaining a user database in which a plurality of user identification values issued in advance to identify a user and telephone number and communication company information corresponding to each of the plurality of user identification values are stored;
When the mobile terminal accesses the service providing server and performs a simple settlement request and receives a user authentication request for the mobile terminal from the service providing server, Receiving a first user identification value;
Extracting a first telephone number and first communication company information stored corresponding to the first user identification value from the user database;
After confirming the communication company server of the communication company to which the user of the mobile terminal belongs based on the first communication company information, transmits to the communication company server the first telephone number and the connection information of the mobile communication base station Requesting a result of the matching between the second telephone numbers obtainable based on the first telephone number;
Receiving, through the mobile terminal, a result value of whether or not the first telephone number transmitted from the communication company server matches the second telephone number; And
When a result of the matching check between the first telephone number and the second telephone number is received as a result of receiving the result of the matching between the first telephone number and the second telephone number, Transmitting a user authentication success message to the mobile terminal
Lt; / RTI >
The step of requesting the resultant value
Generating a URL (Uniform Resource Locator) that is connectable to the communication company server based on the first communication company information, and inserting the first telephone number as a URL parameter in the URL; And
Transmitting the URL to the mobile terminal and controlling the mobile terminal to access the communication company server based on the URL
/ RTI >
The communication company server
If the connection of the mobile terminal based on the URL is confirmed, identifies the mobile terminal connected to the communication company server based on the URL and transmits the second telephone number Extracts the first telephone number inserted in the URL parameter from the URL to which the mobile terminal is connected, generates a result value of whether or not the first telephone number matches the second telephone number, To the terminal,
The mobile terminal
When the result of the coincidence between the first telephone number and the second telephone number is received from the communication company server, the first mobile telephone is connected to the mobile simple payment assistant device based on the confirmation of the connection information, And transmits the result of the coincidence between the numbers to the mobile simple payment assistant device based on the connection information confirmation,
The step of receiving via the mobile terminal
A final result of the coincidence between the first telephone number and the second telephone number is received from the mobile terminal, and a result value of the coincidence between the first telephone number and the second telephone number transmitted from the communication company server The method comprising the steps of: 9. The method of claim 8,
Receiving product information for simple settlement from the service providing server; And
Performing electronic payment processing based on the goods information and payment information registered in advance for simple settlement when an electronic settlement request is received from the service providing server based on the user authentication success message
Further comprising the step of determining whether or not the connection is established. delete delete 9. The method of claim 8,
When the result of the inconsistency confirmation between the first phone number and the second phone number is received as a result of receiving the result of the matching between the first phone number and the second phone number, the disposable authentication number is randomly Designating the first telephone number as a reception number and sending an authentication confirmation message including the disposable authentication number; And
Transmitting the user authentication success message to the mobile terminal to the service providing server when the disposable authentication number is received within a predetermined time from the mobile terminal after the authentication confirmation message is sent
Further comprising the step of determining whether or not the connection is established. 9. The method of claim 8,
Receiving a use registration request for the mobile terminal from the service providing server when the mobile terminal accesses the service providing server and performs an initial use registration request for simple settlement;
Requesting the mobile terminal to transmit a telephone number and communication company information for use registration; And
When the first telephone number and the first communication company information are received from the mobile terminal, the first user identification value for identifying the user of the mobile terminal is issued and the first user identification value is transmitted to the service providing server And storing the first telephone number and the first communication company information on the user database so as to correspond to the first user identification value
Further comprising the step of determining whether or not the connection is established. 14. The method of claim 13,
The storing step
When the first telephone number and the first communication company information are received from the mobile terminal, based on the first communication company information, after confirming the communication company server of the communication company to which the user of the mobile terminal belongs, Requesting a result value of a match between the first telephone number and the second telephone number obtainable based on the connection information of the mobile communication base station to which the mobile terminal is currently connected, The mobile terminal sends the first user identification value to the service providing server, and transmits the first user identification value to the service providing server. And transmitting the first telephone number and the first communication company information to the first user identification Of the mobile simple payment assistant device based on the confirmation of the connection information. A computer-readable recording medium recording a program for performing the method of any one of claims 8, 9, 12, 13, A computer program stored in a storage medium for executing the method of any one of claims 8, 9, 12, 13 or 14 in combination with a computer.
KR1020150153610A 2015-11-03 2015-11-03 Mobile simple payment support device based on the connection information and operating method thereof KR101748615B1 (en)

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