CN102592215B - A kind of method of quick online payment and server - Google Patents
A kind of method of quick online payment and server Download PDFInfo
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- CN102592215B CN102592215B CN201110460713.2A CN201110460713A CN102592215B CN 102592215 B CN102592215 B CN 102592215B CN 201110460713 A CN201110460713 A CN 201110460713A CN 102592215 B CN102592215 B CN 102592215B
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Abstract
The invention provides a kind of method of quick online payment, the method comprises: search engine receives the payment inquiry request of user; Described search engine carries out match search according to this payment inquiry request, to obtain payment entrance; This payment entrance is embedded in result of page searching, and this result of page searching is supplied to described user; Reception user for the operation behavior of described payment entrance, calls the corresponding asynchronous call Interface realization payment function corresponding with described payment inquiry request according to this operation behavior in described result of page searching.Correspondingly, present invention also offers a kind of server of quick online payment.Implement said method and server, the operating efficiency of user can be promoted, and avoid user to encroach on by the swindle of fishing website by mistake, ensure that the safety of online payment.
Description
Technical field
The present invention relates to computer network field, particularly relate to a kind of method and server of quick online payment.
Background technology
The service of supplementing with money is online convenient and swift, and user uses terminal to complete the process of supplementing with money, can remove from and need the special trouble paid to related entities payment window, therefore on-line payment service accept by increasing netizen.
In existing payment transaction, user needs the third party website entrance first finding payment in a search engine, enters to pay the page and complete step by step according to prompting to supplement with money after clicking this entrance.Its defect is: the first, and fake site is a lot, and such as user is easily subject to the swindle of fishing website and causes damage; The second, what each supplemented the page with money supplements step difference with money, is unfavorable for that user efficiently completes payment glibly; 3rd, user also need return page to click to enter from search engine and third-partyly supplement website with money, also needs user independently to carry out artificial screening simultaneously, because of this increasing operation steps, promoting misuse rate and lowering efficiency.
Summary of the invention
The object of the present invention is to provide a kind of method and server of quick online payment, the operation steps of user's on-line payment can be simplified, and improve operating efficiency.
On the one hand, the invention provides a kind of method of quick online payment, the method comprises:
Search engine receives the payment inquiry request of user;
Described search engine carries out match search according to this payment inquiry request, to obtain payment entrance;
This payment entrance is embedded in result of page searching, and this result of page searching is supplied to described user;
Reception user for the operation behavior of described payment entrance, calls the corresponding asynchronous call Interface realization payment function corresponding with described payment inquiry request according to this operation behavior in described result of page searching.
On the other hand, present invention also offers a kind of server of quick online payment, this server comprises:
Search engine module, for receiving the payment inquiry request of user, and carries out match search according to this payment inquiry request, to obtain payment entrance;
Output module, for being embedded in result of page searching by described payment entrance, and is supplied to described user by this result of page searching;
Payment function module, for receiving user's operation behavior for described payment entrance in described result of page searching, calls the corresponding asynchronous call Interface realization payment function corresponding with described payment inquiry request according to this operation behavior.
The method of quick online payment provided by the invention and server, by payment entrance to be embedded in result of page searching and to be sent to user, make this user just can complete payment process when not leaving result of page searching, improve the operating efficiency of user, and avoid user to encroach on by the swindle of fishing website by mistake, ensure that the safety of online payment.
Accompanying drawing explanation
By reading the detailed description done non-limiting example done with reference to the following drawings, other features, objects and advantages of the present invention will become more obvious:
Fig. 1 is the process flow diagram of a kind of embodiment of method according to quick online payment of the present invention;
Fig. 2 to Fig. 4 is the schematic diagram of the several operational instances of method shown in Fig. 1;
Fig. 5 is the structural representation of a kind of embodiment of server according to quick online payment of the present invention;
In accompanying drawing, same or analogous Reference numeral represents same or analogous parts.
Embodiment
For making the object, technical solutions and advantages of the present invention clearly, below in conjunction with accompanying drawing, embodiments of the invention are described in detail.
Please refer to Fig. 1, Fig. 1 is the process flow diagram of a kind of embodiment of method according to quick online payment of the present invention, and the method comprises:
Step S100, search engine receives the payment inquiry request of user;
Step S200, described search engine carries out match search according to this payment inquiry request, to obtain payment entrance;
Step S300, is embedded in this payment entrance in result of page searching, and this result of page searching is supplied to described user;
Step S400, reception user for the operation behavior of described payment entrance, calls the corresponding asynchronous call Interface realization payment function corresponding with described payment inquiry request according to this operation behavior in described result of page searching.
Particularly, in the step s 100, search engine receives the inquiry request of user about the described payment entrance of inquiry, typically in B/S pattern, this inquiry request is that the web browser used by user terminal sends, the method that user triggers this inquiry request can be directly input key word, pull produce self defining keywords or clickthrough triggering searches ask the search of key word.Namely user comprises the keyword message of the payment entrance of requirement inquiry by the described payment inquiry request that browser sends, this key word is Chinese character, English character, numeral, symbol, Latin character, Greek character, hebrew alphabet or its combination normally, and such as described keyword message is " telephone recharge China Mobile " or " Beijing pays water rate ".Preferably, search engine is after the payment inquiry request receiving user, the identity of described user can be confirmed according to the unique identity carried in this payment inquiry request, such as described unique identity is No. ID of registered user or the login IP address of non-registered users, the identity of described user is confirmed with this, its object is to mate with the historical operation behavior of the user recorded in search engine, so that provide automatic form filling data for active user, such as, be the conventional payment number of user's Auto-writing or payment account.
In step s 200, search engine is inquired about on backstage according to described key word, to obtain the payment entrance corresponding with this key word.Next, in step S300, this payment entrance is embedded in result of page searching.Particularly, described payment entrance can be set to the control window be embedded on described result of page searching, and it comprises some input frames for collecting the payment critical data that user fills in.Alternatively, described payment entrance can also be an independent html document, this html document is embedded in also independent display on described result of page searching, the html document of the html document of the digest form url list shown in result of page searching and this payment entrance such as can be made to show with screen apportion in a browser, and namely both occupy the left and right sides of browser display area respectively.Through this process, the result of page searching that embedded in described payment entrance is sent to described user.Preferably, if confirm the identity of described user according to this unique identity after, after described user uses browser to open described result of page searching, the historical behavior according to described user generates user's general information, and automatically adds this user's general information in described payment entrance.Such as, when described payment inquiry request is prepaid mobile phone recharging inquiry request, then the payment entrance of prepaid mobile phone recharging that what search engine inquiry returned is, and automatically in this payment entrance additional the conventional of user identified supplement cell-phone number with money; When described payment inquiry request is water rate payment inquiry request, then what search engine inquiry returned is the payment entrance that water rate is paid, and the conventional payment water meter number of the automatic user that annex identifies in this payment entrance.
In step S400, after user uses browser to open described result of page searching, can operate for the payment entrance in this result of page searching.Reception user for the operation behavior of described payment entrance, calls the corresponding asynchronous call Interface realization payment function corresponding with described payment inquiry request according to this operation behavior in described result of page searching.Particularly, the object calling described asynchronous call interface supplements server communication with money with third party, such as, communicate with financial sector paying server.Typically, described payment inquiry request comprises prepaid mobile phone recharging inquiry request, credit card repayment inquiry request or online inquire expense-paging request.Correspondingly, the described payment entrance returned is inquired about corresponding with the type of described payment inquiry request.
Alternatively, described user operation behavior for described payment entrance in described result of page searching can also be recorded, the data result of the operation behavior generation that this user commonly uses can be retained on the one hand, what can obtain user on the other hand supplements behavior with money, for holistic approach user behavior does data encasement.
In order to further illustrate the implementation of above-mentioned steps S100 to step S400, please refer to Fig. 2 to Fig. 4, Fig. 2 to Fig. 4 is the schematic diagram of the several operational instances of method shown in Fig. 1.As shown in Figure 2, inquire about telephone recharge for user, typically in B/S pattern, first user uses the homepage of browser access search engine, in the query frame 10 of this homepage input institute think inquiry key word " telephone recharge ".Then browser carries out communication on backstage and search engine server, and the inquiry request of carrying this key word " telephone recharge " is sent to described search engine server.It should be noted that, this search engine server is the server independent of the third-party server in the embodiment shown in Fig. 1, and its comprehensive function is the webpage, application on site, picture, data file etc. that the various key word of inquiry is corresponding.
Following reference diagram 3, described search engine server is after the described inquiry request of reception, first match search is carried out according to the key word carried in this inquiry request, to obtain suitable payment entrance, then this payment entrance is embedded in result of page searching, and this result of page searching is sent to described user.This user uses browser to open the situation of described result of page searching as shown in Figure 3, one is comprised for the payment entrance 20 of prepaid mobile phone recharging in this result of page searching, this payment entrance 20 is set to the control form on the page, it comprises some for carrying out the mutual button of behavior of supplementing with money and input frame with user, such as, for filling in the input frame 21 of supplementing cell-phone number with money and supplementing button 22 with money.In the present embodiment, search engine server sends the identity having identified this user in face of this search results pages to described user, then according to the historical operation record of this user stored, pay in the input frame 21 in entrance 20 addition of that this user commonly uses supplement phone number " 13800138000 " with money, this is supplemented phone number with money and also manually can be inputted by user certainly.
When described user verify the preliminary information that tops up errorless after, button 22 is supplemented in click with money, when not leaving the current search result page, display acknowledgement window 30, further, user can send operation behavior for this acknowledgement window, such as select recharge method, continue verification supplement phone number etc. with money, then " supplementing with money the immediately " button in acknowledgement window 30 is clicked, the asynchronous call interface corresponding with described payment entrance 20 can be called, carry out communication to complete bill payment function with the server of telephone recharge subsequently.
Correspondingly, present invention also offers a kind of server of quick online payment, please refer to Fig. 5, Fig. 5 is the structural representation of a kind of embodiment of server according to quick online payment of the present invention, and this server 500 comprises:
Search engine module 510, for receiving the payment inquiry request of user, and carries out match search according to this payment inquiry request, to obtain payment entrance;
Output module 520, for being embedded in result of page searching by described payment entrance, and is supplied to described user by this result of page searching;
Payment function module 530, for receiving user's operation behavior for described payment entrance in described result of page searching, calls the corresponding asynchronous call Interface realization payment function corresponding with described payment inquiry request according to this operation behavior.
Particularly, output module 520 described result of page searching is supplied to described user refer to this result of page searching is sent to installation and operation in terminal 600 that user uses browser on show.Correspondingly, described payment inquiry request is also that user uses terminal 600 to trigger.Search engine module 510, after the payment inquiry request receiving user, also confirms the identity of described user according to the unique identity carried in this payment inquiry request.For registered user, this unique identity normally user ID; For nonregistered user, this unique identity normally user logs in IP address.Alternatively, after search engine module 510 confirms the identity of described user, also generate user's general information according to the historical behavior of described user, and automatically add this user's general information in described payment entrance.Its object is to mate with the historical operation behavior of recorded user, so that provide automatic form filling data for active user, such as, is the conventional payment number of user's Auto-writing or payment account.
In the present embodiment, the method that described payment entrance is embedded in result of page searching comprises by output module 520: this payment entrance is set to the control window be embedded on described result of page searching by output module 520, this control window it comprise some input frames for collecting the payment critical data that user fills in.In another embodiment, the method that described payment entrance is embedded in result of page searching comprises by output module 520: this payment entrance is set to be embedded in the html document of also independent display on described result of page searching by output module 520, wherein said payment entrance is an independent html document, this html document is embedded in also independent display on described result of page searching, the html document of the html document of the digest form url list shown in result of page searching and this payment entrance such as can be made to show with screen apportion in a browser, namely both occupy the left and right sides of browser display area respectively.
Typically, described payment inquiry request comprises prepaid mobile phone recharging inquiry request, credit card repayment inquiry request or online inquire expense-paging request.Correspondingly, the described payment entrance returned is inquired about corresponding with the type of described payment inquiry request.
Particularly, the payment function that payment function module 530 calls corresponding asynchronous call Interface realization corresponding with described payment inquiry request according to this operation behavior comprises: payment function module 530 calls corresponding asynchronous call interface and third party supplements server communication with money, and completes described payment function according to described operation behavior.
Alternatively, server 500 also comprises historical behavior database 540, for recording described user operation behavior for described payment entrance in described result of page searching.Work and be: the data result that can retain the operation behavior generation that this user commonly uses on the one hand, what can obtain user on the other hand supplements behavior with money, for holistic approach user behavior does data encasement.
It should be noted that, illustrating of the term occurred in this embodiment all can referring to figs. 1 to the explanation for same term in each embodiment shown in Fig. 4.Server 500 may be embodied as server cluster or the matrix form server of multiple server composition.
The method of quick online payment provided by the invention and server, by payment entrance to be embedded in result of page searching and to be sent to user, make this user just can complete payment process when not leaving result of page searching, improve the operating efficiency of user, and avoid user to encroach on by the swindle of fishing website by mistake, ensure that the safety of online payment.
The method of quick online payment provided by the invention can use programmable logic device (PLD) to combine and realize, also may be embodied as computer software, can be such as a kind of computer program according to embodiments of the invention, run this program product and computing machine is performed for demonstrated method.Described computer program comprises computer-readable recording medium, this medium comprises computer program logic or code section, for realizing the method for described quick online payment.Described computer-readable recording medium can be the built-in medium be mounted in a computer or the removable medium (such as hot-plugging technology memory device) can dismantled from basic computer.Described built-in medium includes but not limited to rewritable nonvolatile memory, such as RAM, ROM, flash memory and hard disk.Described removable medium includes but not limited to: optical storage media (such as CD-ROM and DVD), magneto-optic storage media (such as MO), magnetic recording medium (such as tape or portable hard drive), have the media (such as storage card) of built-in rewritable nonvolatile memory and have the media (such as ROM box) of built-in ROM.
Above disclosedly be only a kind of preferred embodiment of the present invention, certainly can not limit the interest field of the present invention with this, therefore according to the equivalent variations that the claims in the present invention are done, still belong to the scope that the present invention is contained.
Claims (16)
1. a method for quick online payment, the method comprises:
Search engine receives the payment inquiry request of user;
Described search engine carries out match search according to this payment inquiry request, to obtain payment entrance;
This payment entrance is embedded in result of page searching, and this result of page searching is supplied to described user;
Reception user for the operation behavior of described payment entrance, calls the corresponding asynchronous call Interface realization payment function corresponding with described payment inquiry request according to this operation behavior in described result of page searching;
Wherein, the payment function calling corresponding asynchronous call Interface realization corresponding with described payment inquiry request according to this operation behavior comprises:
Call corresponding asynchronous call interface and third party supplements server communication with money, and complete described payment function according to described operation behavior.
2. method according to claim 1, after the payment inquiry request receiving user, the method also comprises:
The identity of described user is confirmed according to the unique identity carried in this payment inquiry request.
3. method according to claim 2, wherein, described unique identity comprises:
User ID and/or user log in IP address.
4. method according to claim 2, after confirming the identity of described user, the method also comprises:
Historical behavior according to described user generates user's general information, and automatically adds this user's general information in described payment entrance.
5. method according to claim 1, wherein, is embedded in result of page searching by this payment entrance and comprises:
This payment entrance is set to the control window be embedded on described result of page searching.
6. method according to claim 1, wherein, is embedded in result of page searching by this payment entrance and comprises:
This payment entrance is set to be embedded in the html document of also independent display on described result of page searching.
7. method according to claim 1 and 2, wherein, described payment inquiry request comprises:
Prepaid mobile phone recharging inquiry request, credit card repayment inquiry request or online inquire expense-paging request.
8. method according to claim 1, the method also comprises:
Record described user operation behavior for described payment entrance in described result of page searching.
9. a device for quick online payment, this device comprises:
For receiving the payment inquiry request of user, and carry out match search according to this payment inquiry request, to obtain the search engine module paying entrance;
For being embedded in result of page searching by described payment entrance, and this result of page searching is supplied to the output module of described user;
For receiving user's operation behavior for described payment entrance in described result of page searching, call the payment function module of the corresponding asynchronous call Interface realization payment function corresponding with described payment inquiry request according to this operation behavior;
Wherein, the payment function that described payment function module calls corresponding asynchronous call Interface realization corresponding with described payment inquiry request according to this operation behavior comprises:
Described payment function module calls corresponding asynchronous call interface and third party supplements server communication with money, and completes described payment function according to described operation behavior.
10. device according to claim 9, wherein:
Described search engine module, after the payment inquiry request receiving user, also confirms the identity of described user according to the unique identity carried in this payment inquiry request.
11. devices according to claim 10, wherein, described unique identity comprises:
User ID and/or user log in IP address.
12. devices according to claim 10, wherein:
After described search engine module confirms the identity of described user, also generate user's general information according to the historical behavior of described user, and automatically add this user's general information in described payment entrance.
13. devices according to claim 9, wherein, described payment entrance is embedded in result of page searching and comprises by described output module:
This payment entrance is set to the control window be embedded on described result of page searching by described output module.
14. devices according to claim 9, wherein, described payment entrance is embedded in result of page searching and comprises by described output module:
This payment entrance is set to be embedded in the html document of also independent display on described result of page searching by described output module.
15. devices according to claim 9 or 10, wherein, described payment inquiry request comprises:
Prepaid mobile phone recharging inquiry request, credit card repayment inquiry request or online inquire expense-paging request.
16. devices according to claim 9, this device also comprises:
For recording described user historical behavior database for the operation behavior of described payment entrance in described result of page searching.
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| CN201110460713.2A CN102592215B (en) | 2011-12-31 | 2011-12-31 | A kind of method of quick online payment and server |
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| CN102592215B true CN102592215B (en) | 2016-04-06 |
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| CN104219648B (en) * | 2014-08-27 | 2018-02-23 | 小米科技有限责任公司 | Prompt the method and device of charging information |
| CN105607910A (en) * | 2015-12-22 | 2016-05-25 | 北京奇虎科技有限公司 | Method and apparatus for realizing universal payment front-end service |
| CN107193823A (en) * | 2016-03-14 | 2017-09-22 | 阿里巴巴集团控股有限公司 | The page provides method and apparatus, third-party platform and service providing apparatus |
| CN105976175A (en) * | 2016-04-12 | 2016-09-28 | 珠海市魅族科技有限公司 | Recharging method and terminal |
| CN106850563B (en) * | 2016-12-28 | 2020-11-24 | 百富计算机技术（深圳）有限公司 | Method and device for accessing payment terminal |
| CN112966196A (en) * | 2021-03-26 | 2021-06-15 | 深圳九星互动科技有限公司 | Skip control method, device, system and medium for webpage aggregate payment |
| CN114282973B (en) * | 2021-12-24 | 2022-09-06 | 河南汇银丰投资管理有限公司 | Electronic commerce payment system and method based on mobile terminal |
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| CN102081700A (en) * | 2010-11-19 | 2011-06-01 | 姚武杰 | Method and platform for ordering dishes on basis of mobile phone and internet |
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