CN102289866A - Intelligent store non-contact center processing unit (CPU) card payment system - Google Patents
Intelligent store non-contact center processing unit (CPU) card payment system Download PDFInfo
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Abstract
The invention relates to an intelligent store non-contact center processor unit (CPU) card payment system. The system comprises a payment platform, an intelligent store, and a non-contact CPU card and a CPU card reader which are matched, wherein the payment platform communicates with a server through a transmission control protocol/internet protocol (TCP/IP); and an electronic consumption payment function is realized through communication and data exchange between the payment platform and the intelligent store. Various goods varieties are provided, the payment is in an electronic currency mode, and a trade is safe and fast and is easy to operate. The system can be used as an intelligent platform terminal for an internet of things, and efficiently manages logistics, cash flow, information flow and finance by an electronic commerce technology of the internet of things.
Description
Technical field
The intelligence shop is to sell commodity and utilize the internet to provide the relevant information of relevant column, the machine of service to client to client in self-service mode, and it is a movably Focus retail shop.
It has the function of automatic vending machine, its " intelligence " is embodied in handles mode to multiple traditional business model, traditional public affair, be converted into the consumer by all kinds of possible network insertions, realize that thing and thing, thing link with the ubiquitous of people, realization is to intelligent perception, identification and the management of article and process, and all can enjoy " novel shop " pattern of service in 24 hours; " intelligent shop " is a new pattern, represents retail sales store applications science and technology to bring the surcharge of client Geng Gao, and the life of client's intelligence is provided, and creates the consumption new experience.
Because intelligent shop is the product that belongs to the automatic vending machine class, therefore the present invention relates to the technical field of automatic vending machine, refer in particular to the contactless CPU card of automatic vending machine (intelligent shop) and clap card paying system.
Background technology
Automatic vending machine is convenient and swift, can sell goods 24 hours every days, is called as " the never super salesman of Xia Baning ", and the retail mode of this fashion is very universal in developed country.
China from the phase at the beginning of the nineties in last century from first automatic vending machine of external introduction to domestic independent research now or act on behalf of external automatic vending machine, begun to spread all over the airport, some public places such as market.
Yet these vending machine terminals mostly adopt the CAN bus or adopt 485 buses to connect main control system, because factors such as it is scattered to distribute cause the construction investment of system big, running cost is high, shortcomings such as untimely are safeguarded in monitoring, all there is shortcomings such as only accepting coin and small amount face amount banknote in these vending machines in addition, directly influence the sales volume of automatic vending machine, restricted its speed of development indirectly.
The deficiency of clearing for paying in cash (comprising bank note payment and specie payment) when concluding the business at traditional vending equipment, more novel automatic vending machine has adopted (contact) modes of payments of swiping the card.
But problems such as operation is slow, environmental suitability is poor, less reliable that the contact card exists, this this inadequate natural endowment have limited their application at some key areas.
Non-contact IC card is compared with traditional Contact Type Ic Card, it is in the advantage of having inherited Contact Type Ic Card, as high capacity, high security etc., overcome the unavoidable shortcoming of Contact Type Ic Card again, as read-write failure rate height, because rough plug-in card, non-card foreign object inserts the fault that causes, owing to chip exposes fault that the pollution, scuffing, wearing and tearing, the static that cause causes etc.; Form that non-contact IC card seals fully and contactless working method, make it not to be vulnerable to the influence of extraneous undesirable element, thereby serviceable life is fully near natural life-span of IC chip, thereby the convenience of the frequency of utilization of card itself and time limit and operation all is much higher than Contact Type Ic Card; Because non-contact IC card has magnetic card and the unrivaled quality of Contact Type Ic Card, one of make and to release, the concern of extremely various charge department, and get promotion and application in all departments with surprising rapidity.
Modal in the market non-contact IC card is contactless logic encryption card, this class IC-card relies on its good performance and high cost performance to obtain users' favor, and public transport, medical treatment, all-in-one campus card, fields such as gate inhibition have been widely used in; Because what contactless logic encryption card chip adopted is the stream cipher technology, key length neither very long (more typical Password Length be 48 bit of Mifare), therefore logic encryption card chip ubiquity certain potential safety hazard, and the possibility that is cracked by the hacker is arranged; Safety requirements is more prone to use at present the contactless CPU the core of the card sheet of embedded microprocessor at finance, identification, E-Passport etc. than higher field.
The CPU jig has characteristics such as user's space is big, reading speed fast, support one card for multiple uses, and has discussed the authentication of secret committee by People's Bank of China and country.
Comprise major parts such as central processing unit (CPU), ROM (read-only memory) (ROM), random-access memory (ram), Electrically Erasable Read Only Memory (EEPROM) and chip operating system COS in the integrated circuit in the contactless CPU card card.
All there is dual security mechanism CPU the core of the card sheet inside, first heavily is the integrated enciphering algorithm module of chip itself, chip design company all can will be integrated into chip through the safest several cryptographic algorithm of practice test usually, and more common at present security algorithm has RSA, 3-DES etc.; Domestic chip design company also can introduce the security that the close algorithm of state (SSF33, SCB2, SM2, SM3 etc.) is strengthened chip; The close algorithm of state is confidential, so the close algorithm of state generally has higher security than the cryptographic algorithm of other public algorithms; Second heavily the protection then be the distinctive COS(Card Operation of CPU the core of the card sheet System) system, COS can set up a plurality of separate passwords for chip, key is that unit is deposited with the catalogue, key under each catalogue is independent each other, and firewall functionality (key can not interact under the different directories) is arranged; COS also sets up the password maximum reattempt times to prevent malicious attack in inside simultaneously; This shows that contactless CPU card has higher security than contactless logic encryption card.
Contactless CPU card is clapped the card payment as a kind of new means of payment, be on the use habit, convenience the user or the incomparable advantage of traditional modes of payments is all arranged aspect safety of payment, add the positive intervention and the promotion of each manufacturer and operator in the industrial chain, make contactless bat card payment be faced with very good development opportunity.
In sum, develop a kind of automatic vending machine that adapts to modern means of payment, become the focus of paying close attention in the industry, can expect that contactless CPU card automatic vending machine also is bound to become the main product of automatic vending machine industry.
Summary of the invention
The objective of the invention is to overcome the deficiencies in the prior art, provide the contactless CPU card in a kind of intelligent shop (automatic vending machine) to clap card paying system, it is simple in structure, and is easy to operate, can make intelligent shop (automatic vending machine) adapt to the needs of modern means of payment, help promoting the use of.
For achieving the above object, technical scheme provided by the present invention is: the contactless CPU card in intelligent shop is clapped card paying system, and it includes payment platform, intelligent shop and supporting contactless CPU card and CPU card reader; Wherein, described payment platform by communication and exchanges data, is realized the E-consumer payment function by ICP/IP protocol and server communication between payment platform and the intelligent shop.
Described CPU card reader comprises primary processor control module, 13.56MHz contact type intelligent card processing unit; When the contactless CPU card that the client held enters the card reader signal area, accept the signal of contactless CPU card emission, and send control module to after handling by described intelligent card in processing unit, control module is analyzed the instruction and data of sending here, and according to transmitting-receiving process chip sending controling instruction and the data of analysis result to the intelligent card in processing unit, after the transmitting-receiving process chip of intelligent card in processing unit is received the steering order and data that control module is sent, promptly pass through the antenna modulation/demodulation circuit of processing unit, antenna sticks into capable write operation to contactless CPU.
Described control module is included in the master controller in the primary processor, and the RS232 signal converter; Described RS232 signal converter is provided with RS232 communication interface and TTL transmission interface.
Described intelligent card in processing unit comprises the read write line chip that the safe main control chip that is included in the primary processor and the transmitting-receiving of 13.56 MHz frequency ranges handle, antenna and the antenna modulation/demodulation circuit that frequency range is 13.56 MHz; Described safe main control chip has crypto engines such as hardware RSA, DES/3DES, handles CCP by encrypting association simultaneously, can realize the increase and the expansion of cryptographic algorithm; The read write line chip that described 13.56 MHz transmitting-receiving is handled, it is the multi-protocols non-contact card read write line chip of a ISO/IEC14443 of meeting TYPEA/B and ISO/IEC15693 standard, support all traffic rates of these agreements, and be provided with antennal interface and data transmit-receive interface; Described antenna is connected to the antennal interface of transmitting-receiving process chip through the antenna modulation/demodulation circuit.
Described payment platform comprises the management of system of account, the means of payment, entity information, is specially:
1) system of account
Account is the basis of payment platform, and the account system provides service for the user;
The online account of opening of user, online account has password for inquiry and payment cipher, can open the real name account when user opens account, also can open non-real name account;
Each user is only to open a real name account;
Account uses the CPU card as evidence for payment;
Card consumption record real-time storage is in the local data base in money machine (intelligent shop), and the consumption record uploads to system database simultaneously, and consumption data can gather for the clearing of consume system administrative center, the consumer inquires about usefulness;
As in blocking when Sorry, your ticket has not enough value, can not consume, alarm indication can be sent in intelligent shop;
The user can realize limiting the function of consumption area by the consumption type of card is set;
By the discount rate of card is set, and the consumption extension set is set whether allows discount, can realize consuming the discount function;
2) means of payment
Use the backstage account as means of payment in the native system, card and password adopt self-service mode to finish payment on self-aided terminal as evidence for payment;
3) management of entity information
Necessary customer information, merchant information, mechanism information, the management of parameter information etc. is the payment platform important function, does not have information management, payment platform can't be presented to the user and be used.
Described intelligent shop is to utilize the internet to realize the goods that selects of physical goods or virtual goods purchase, order goods, functions such as on-site payment, it includes one can support various image speech processes, and the X86 that has the automatic vending machine of q.s internal memory controls the core board module, CPU card reader module, has the self-help shopping touch screen module that touches input mode, the shopping process control program module, has charge, calculate, storage data and the payment system module of supporting financial statement, operating system module, display panel module, FPGA control panel module, the shipment actuator module, wherein, described self-help shopping touch screen module is connected in the shopping process control program module, CPU card reader module, the shopping process control program module, the payment system module, operating system module, display panel module is connected with the port of X86 control core board module respectively with FPGA control panel module, control core board module with CPU card reader module by this X86, the software program of shopping process control program module and payment system module is written in the operating system module, and this X86 control core board module is accepted to send signal from the signal of CPU card control circuit or to the CPU card control circuit by communication interface; Described shipment actuator module is connected in FPGA control panel module, accepts the instruction of FPGA control panel module; Initiate read write command to contactless CPU card card reading module by the upper application software of PC end, the CPU card reading module enters treats the Card Reader state, after read-write card finishes, sends contactless CPU card data and carries out calculation process to upper application software; Use in having set up business circles' scope of LAN (Local Area Network) in this intelligence shop, can self-servicely choose the commodity in the intelligent shop or select LAN (Local Area Network) interior physical goods that businessman sold or virtual goods.
The application software of card reader is installed on the described x86 main control system, this application software is initiated the read write command to contactless CPU card card reading module, contactless CPU card card reading module enters the Card Reader state for the treatment of, after read-write card finishes, send CPU card data and carry out calculation process to the application software on the main frame.
Described contactless CPU card is outside self-service consumer holds, the maintenance code that replenish card and the maintenance personal who comprises also that Replenishment Associate holds holds.
The holder uses the card that replenishes, maintenance code to clap when blocking under non-self-service dealing state, and the payment system application program is made corresponding judgment, when being judged to be the card that replenishes, maintenance code, carries out subsequent treatment by the program that replenishes accordingly, maintenance procedure.
The present invention has the following advantages after having adopted such scheme:
1, the range of goods and the kind that provide are many, and the field that relates to is wide, comprise physical goods and virtual goods (service), are that general shopping online is incomparable.
2, its modes of payments adopts the electronic money form, and the contactless CPU card of the RFID of use is an intelligent cards that includes large scale integrated circuit, and registration has user's significant data and information above, includes owner's information such as the balance of deposits.
3, transaction security is quick, and is simple to operate.When the owner buys commodity, only need be used on the proprietary payment system of implantation and just can realize that bat blocks the shopping payment consumption of swiping the card.After the owner clapped the card bankcard consumption, the commodity or the service provider that can obtain in the intelligent shop to sell can grasp the information that the shopper provides in the very first time, convenient instant accurately deliver goods or provide relevant and serve.
4, it can be used as the intelligent platform terminal of Internet of Things, by the Internet of Things e-commerce technology, realizes the high-efficiency management to logistics, cash flow, information flow and finance.
Description of drawings
Fig. 1 is contactless CPU card read-write card module frame chart.
Fig. 2 is the workflow diagram of the contactless CPU card of the present invention read-write card module.
Fig. 3 is a structural drawing of the present invention.
Fig. 4 is a self-help shopping process flow diagram of the present invention.
Fig. 5 is the shape assumption diagram in the present invention's intelligence shop.
Fig. 6 is the present invention's intelligence shop control system block diagram.
Embodiment
The invention will be further described below in conjunction with specific embodiment.
Contactless CPU card read-write card module comprises primary processor MCU, rf modulations/detuner, power management, RS232 interface, antenna in Fig. 1.Wherein:
Host processor chip inside comprises safety chip THK 20F07 AC and multiple protocol radio frequency read write line chip THM 3060L/ABC, its complete compatible ISO/IEC 14443 A/B, ISO/IEC 15693 radio-frequency card international standards are supported contact card international standard ISO 7816 T=0 and T=1 agreement; Support 106 KBPS, 212 KBPS, the 424 KBPS speed of noncontact radio-frequency card agreement ISO 14443 A/B agreements; Support many kinds of speed of contact card agreement ISO 7816 agreements, 9600 ~ 223200 BPS; Satisfy user's high-speed communication demand.
Built-in chip type 112 K byte FLASH storeies promptly can also can be used as the data field as the program area, and program developer is partition program space and data space size flexibly; Chip has crypto engines such as hardware RSA, DES/3DES, handles CCP by encrypting association simultaneously, can realize the increase and the expansion of cryptographic algorithm.
Adopt this programme can carry out the design of two interfaces or non-contact card read write line easily.
Power management adopts highly reliable LDO chip, and total system 3.3V is provided voltage.
The RS232 interface adopts ultra-thin Interface design, makes product integral body more frivolous small and exquisite, interface band esd protection and overcurrent protection.
Rf modulations/demodulation adopts the discrete component design, and has carried out tuningly accurately, so that antenna is operated in optimum condition, reaches best card operating effect.
Antenna adopts the radio-frequency antenna of standard, and frequency of operation is at 13.56MHz, can support to comprise the read-write of the multiple standards card of transportation card.
2 to shown in the accompanying drawing 6 with reference to the accompanying drawings, and the contactless CPU card in the intelligent shop of present embodiment is clapped card paying system, includes payment platform, intelligent shop and supporting contactless CPU card and contactless CPU card reader; Wherein, described payment platform by communication and exchanges data, is realized the E-consumer payment function by ICP/IP protocol and server communication between payment platform and the intelligent shop.
The workflow of the contactless CPU card of the present invention RFID read-write card module is by the read write command of PC end upper application software initiation to the RFID card reading module, RFID Card Reader mould enters the card state that continues soon, after read-write card finishes, send the rfid card data and carry out calculation process to upper application software.
Application system of the present invention relates to following entity: the clearing bank, and payment system service provider, service provider of online shopping mall serves the provider, the client; Wherein:
The clearing bank service of transferring of providing with funds.
Payment system service provider is responsible for construction, the operation maintenance of payment system.
Service provider of online shopping mall is responsible for the construction of online system, comprises network, plant maintenance, trade company's developing etc.
Trade company: responsible product provides, information issue, the after sale service of product.
Holder: payment system end user, the client of payment system, service provider of online shopping mall, self-help shopping, trade company.
Behind the commodity that self-help shopping flow process of the present invention has stored in intelligent shop has been selected in intelligent shop for the user, and after clapping the card affirmation, server receives request, and submit the data to the clearance backstage, receiving the backstage handles data, the data that will comprise Transaction Success return to intelligent shop, intelligence shop control system is resolved user instruction, according to the vending machine numbering and the goods Taoist monastic name of user input, in database, find out information such as cargo type after, user-specified item is told goods, after vending machine is told goods, the user successfully obtains commodity, and the customer transaction detail is informed by printer prints customer transaction list in intelligent shop.
Intelligent shop of the present invention mainly comprises casing 1, CPU card reader 2, self-help shopping touch-screen 3 and engine control system, commodity storage device, commodity shipment device; Wherein:
Casing 1 provides the space for various parts provide to install.
Engine control system is the command centre in intelligent shop, include x86 host control panel and FPGA control base plate, have various control function such as the setting finished, information acquisition processing, demonstration, man-machine conversation, detection, communication, data-signal by receiving trading instruction that the shopping process control program sends and accepting by communication interface to transmit in the present embodiment from CPU card reader 2, with control commodity drive unit user-selected commodity are sent, finished the self-help shopping process.
The storage of the commodity storage device finishes the self-help shopping required commodity of person is placed.
Commodity shipment device is finished intelligent shop the commodity person's that offers the self-help shopping task.
Intelligent shop of the present invention control system includes to adopt has the core board module that the X86 chip is intelligent shop; Has CPU card reader module; Has the input mode of touch self-help shopping touch screen module; Have and send the shopping process control program module to by information with touch-screen input; The payment system module that has charge, calculating, storage data and support the printing of financial statement; With CPU card reader module, shopping process control program module and have a charge, calculate, storage data and the payment system module of supporting financial statement are connected with the port of the core board module in intelligent shop respectively, and the core board module by intelligent shop is with CPU card reader module, shopping process control program module and have a charge, calculate, the software program of the payment system module that storage data and support financial statement are printed is written in the operating system, simultaneously, display panel module on the man machine operation interface in intelligent shop is connected with the core board module in intelligent shop respectively with FPGA control floor module, display panel module is as the peripheral hardware of core board module, the core board module is accepted to send signal from contactless CPU card control circuit or to contactless CPU card control circuit by communication interface, and FPGA control floor module instructs intelligent shop to touch commodity that display window chooses by the shipment of shipment actuator module.
The embodiment of the above only is the present invention's preferred embodiment, is not to limit practical range of the present invention with this, so the variation that all shapes according to the present invention, principle are done all should be encompassed in protection scope of the present invention.
Claims (7)
1. the contactless CPU card in intelligent shop is clapped card paying system, and it is characterized in that: it includes payment platform, has the intelligent shop of automatic vending machine function and supporting contactless CPU card and CPU card reader; Wherein, described payment platform by communication and exchanges data, is realized the E-consumer payment function by ICP/IP protocol and server communication between payment platform and the intelligent shop.
2. the contactless CPU card in intelligent shop according to claim 1 is clapped card paying system, and it is characterized in that: described CPU card reader comprises control module, 13.56MHz contact type intelligent card processing unit; When the contactless CPU card that the client held enters the card reader signal area, accept the signal of CPU card emission, and send control module to after handling by described intelligent card in processing unit, control module is analyzed the instruction and data of sending here, and according to transmitting-receiving process chip sending controling instruction and the data of analysis result to the intelligent card in processing unit, after the transmitting-receiving process chip of intelligent card in processing unit was received the steering order and data that control module is sent, promptly antenna modulation/demodulation circuit, the antenna by processing unit carried out write operation to contact type intelligent card.
3. the contactless CPU card in intelligent shop according to claim 1 is clapped card paying system, and it is characterized in that: described payment platform comprises the management of system of account, the means of payment, entity information, is specially:
System of account
Account is the basis of payment platform, and the account system provides service for the user;
The online account of opening of user, online account has password for inquiry and payment cipher, can open the real name account when user opens account, also can open non-real name account;
Each user is only to open a real name account;
Account uses the CPU card as evidence for payment;
Card consumption record real-time storage is in the local data base in money machine (intelligent shop), and the consumption record uploads to system database simultaneously, and consumption data can gather for the clearing of consume system administrative center, the consumer inquires about usefulness;
As in blocking when Sorry, your ticket has not enough value, can not consume, alarm indication can be sent in intelligent shop;
The user can realize limiting the function of consumption area by the consumption type of card is set;
By the discount rate of card is set, and the consumption extension set is set whether allows discount, can realize consuming the discount function;
The means of payment
Use the backstage account as means of payment in the native system, card and password adopt self-service mode to finish payment on self-aided terminal as evidence for payment;
The management of entity information
Necessary customer information, merchant information, mechanism information, the management of parameter information etc. is the payment platform important function, does not have information management, payment platform can't be presented to the user and be used.
4. clap card paying system according to the contactless CPU card in the described intelligent shop of claim 1, it is characterized in that: described intelligent shop is to utilize the internet to realize the goods that selects of physical goods or virtual goods purchase, order goods, functions such as on-site payment, it includes one can support various image speech processes, and the X86 that has the automatic vending machine of q.s internal memory controls the core board module, CPU card reader module, has the self-help shopping touch screen module that touches input mode, the shopping process control program module, has charge, calculate, storage data and the payment system module of supporting financial statement, operating system module, display panel module, FPGA control panel module, the shipment actuator module, wherein, described self-help shopping touch screen module is connected in the shopping process control program module, CPU card reader module, the shopping process control program module, the payment system module, operating system module, display panel module is connected with the port of X86 control core board module respectively with FPGA control panel module, control core board module with CPU card reader module by this X86, the software program of shopping process control program module and payment system module is written in the operating system module, and this X86 control core board module is accepted to send signal from the signal of CPU card control circuit or to the CPU card control circuit by communication interface; Described shipment actuator module is connected in FPGA control panel module, accepts the instruction of FPGA control panel module; Initiate read write command to contactless CPU card card reading module by the upper application software of PC end, the CPU card reading module enters treats the Card Reader state, after read-write card finishes, sends contactless CPU card data and carries out calculation process to upper application software; Use in having set up business circles' scope of LAN (Local Area Network) in this intelligence shop, can self-servicely choose the commodity in the intelligent shop or select LAN (Local Area Network) interior physical goods that businessman sold or virtual goods.
5. clap card paying system according to the contactless CPU card in the described intelligent shop of claim 1, it is characterized in that: the application software that card reader is installed on the described x86 main control system, this application software is initiated the read write command to CPU card card reading module, CPU card card reading module enters the Card Reader state for the treatment of, after read-write card finishes, send contactless CPU card data and carry out calculation process to the application software on the main frame.
6. clap card paying system according to the contactless CPU card in the described intelligent shop of claim 1, it is characterized in that: described contactless CPU card is outside self-service consumer holds, the maintenance code that replenish card and the maintenance personal who comprises also that Replenishment Associate holds holds.
7. clap card paying system according to the contactless CPU card in right 1 described intelligent shop, it is characterized in that: the holder uses the card that replenishes, maintenance code to clap when blocking under non-self-service dealing state, the payment system application program is made corresponding judgment, when being judged to be the card that replenishes, maintenance code, carry out subsequent treatment by the program that replenishes accordingly, maintenance procedure.
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| CN104657891A (en) * | 2015-03-15 | 2015-05-27 | 王小安 | Self-help shopping system |
| CN105049528A (en) * | 2015-08-21 | 2015-11-11 | 向亦斌 | Safe and controllable smart network system based on self service and constructing method |
| CN106570687A (en) * | 2016-10-18 | 2017-04-19 | 广州智慧城市发展研究院 | Mobile payment chip circuit structure |
| CN107004109A (en) * | 2015-03-16 | 2017-08-01 | Nec平台株式会社 | Contactless communication device and clearance device |
| CN107705433A (en) * | 2017-09-25 | 2018-02-16 | 福州米鱼信息科技有限公司 | A kind of vending machine automatic vending method |
| CN108052841A (en) * | 2017-12-29 | 2018-05-18 | 天津市劲螭科技发展股份有限公司 | A kind of consumer device for CPU card |
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